Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...

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Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
Anthem CA Small Group
                   Q3 2021 Update

A look at what is ahead
APRIL 13, 2021
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
Today’s agenda:
a look at the total picture                   2021
1.   New Sales Territories                           Presented by:

2.   Q3 2021 Rates                                  ALYSON STONE
                                            RVP CA Small Group Sales and
3.   Important Dates                            Account Management

4.   Selling Highlights                             BRENT TONICK
                                              Manager CA Small Group
5.   COVID Updates and Resources               Account Management

6.   WINFertility
                                                JAN HOLLANDER
7.   Live Health Online and Mental Health    Specialty Sales Executive
                                            GA Relationships/Key Brokers
8.   PayForward                                    West Region

9.   Specialty update

                                              2 |
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
California Small Group Sales Team

Ron Estrada
Rural North, Alameda,                     Elsa Salguero
Contra Costa                              Los Angeles - Westside

Lisa Trapani
San Francisco, San Mateo,
                                          Lulie Mancinas
Santa Clara, Monterey
                                          Orange County, Riverside

Blake Billinger
Central Valley, Kern                      Raquel Ramirez
                                          Orange County - South,
                                          San Diego

Koko Mekari
Central Coast,               Coming Soon
San Fernando Valley - West   •   Los Angeles - East, San Bernardino
                             •   San Fernando Valley
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
A look at our Q3 2021 Rate Action

     Quarterly Rate Change Average:
     PPO: 0.8%
     HMO: 1.0%
     Combined: 0.8%
     Annual/Renewal Rate Change Average:
     PPO: -3.4%
     HMO: -8.4%
                  new in 2021
     Combined: -3.9%
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
Important Dates

• 7/1/21 Rates were posted on Producer Toolbox on 4/2/21

• 7/1/21 rates were released to quoting vendors and go LIVE on 4/14/21

• 7/1/21 Renewals will be released to Producer Toolbox on 4/19/21

• 7/1/21 Renewals will be mailed to Employers on 4/26/21

• 7/1/21 Renewals will be available online for Employers on 4/30/21
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
A look at our selling highlights
through Q3 2021 Effective Dates…
 Statewide Network Flexibility Promotion
 Employers can choose one of the following:
        ❖ 2 PPO Networks alongside 1 HMO Network
        ❖ 2 HMO Networks alongside 1 PPO Network

 DE9C not required with 3 or more subscribers enrolling! (Also, DE9C is not required for Specialty.) This excludes virgin
 groups and prior carrier bill is required if DE9C not provided. We reserve the right to request more information.

 Relaxed Participation
 25% participation for groups of 5 or more enrolled subscribers! 65% participation required for 4 or less subscribers
 enrolled

 Valid Waivers
 Individual coverage both on and off of the Exchange will be accepted as a valid waiver (in addition to employees waiving
 due to Medicare, Medi-Cal or military, or covered as a dependent on a spouse’s or parent’s employer sponsored group
 plan)

 Best in Class Service!                   new in 2021
 We strive to meet best in class turnaround time for new business submissions! If a case is submitted via online census
 enrollment and the submission is clean with no clarifications or missing information identified, the processing time will be
 24 – 48 hours. *Turnaround times are also subject to change depending on business volume.
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
We are committed to supporting you as well as employers,
members, and providers through COVID-19

 •   COVID-19 Response Toolkit
      https://www.producerresponse.com/
      https://www.producerresponse.com/abc/#abc-vac
 •   Home Test Kit Flier
      Steps to order COVID-19 home test
          ➢Anthem.com/coronavirus
          ➢QR Code
 •   Anthem members will receive the COVID-19
     vaccination at no cost. This applies to all members,
     regardless of the type of health plan they have, or which
     doctor or healthcare professional they choose to visit for
     COVID-19 vaccination.
 •   Extended cost share waivers for in-network audio
     only services and all LiveHealth Online visits through
     May 31, 2021
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
MANAGING THE COVID-19 CRISIS, RE-OPENING,
AND RETURNING TO WORK
  Find these tools and more information at www.anthem.com/ca/recovery/

 Community Support                                              C-19 Vaccine
 We've partnered with Aunt Bertha, a social care                The C19 Vaccine dashboard aggregates COVID-19
 network. Find free and reduced-cost programs for help          vaccination data to visualize the percentage of the
 with food, transportation, health, housing, job training       United States population that has been vaccinated.
 and more. https://anthembluecross.auntbertha.com/              Stay up to date on vaccine eligibility and distribution as
                                                                workplaces begin to reopen.
                                                                https://c19vaccines.io/

                                                            Sydney Health and Sydney Care
 Biometric Passport, powered by doc.ai,                     Find out what your symptoms may mean by answering five
 An app that empowers employers to minimize risk            quick questions. This tool uses guidelines issued by the
 and supports safer entry into the workplace by             Centers for Disease Control and Prevention (CDC).
 verifying their employees’ health status. The app          https://www.anthem.com/microsites/covid19-
 evaluates possible COVID-19 symptoms through               assessment/index.html
 daily attestations.
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
Sydney Health
Help your employees put
Sydney Health to work
Anthem’s new app is ready to change their health
care experience. You can show them how.

This simple, smart, and
personalized app can
help your employees:
Q3 2021 Update Anthem CA Small Group - A look at what is ahead - Word ...
Fertility Support
Help make the struggle to get pregnant a little easier
LiveHealth Online Easy and convenient access to care
               Most 2021Medical plans offer the first three LHO visits FREE!
        (Some Bronze PPO and Priority Select HMO plans offer 12 free! HSA plans excluded)

                        Therapists &
                                                                               Doctors
                        Psychologists

           Nutritionists                                                                      Psychiatrists

                   Health                                                                     Lactation
                   coach                                                                     consultant

 Use the app or go to livehealthonline.com and log in. Or call LiveHealth Online at 1-844-784-8409 from 7 a.m. to 11 p.m.
Embedded EAP
Included in our medical plans: Three counseling visits, face-to-face,
  by phone or online via LiveHealth Online, per member per issue.

          When you’re having a hard time and aren’t sure where to turn,
          your Employee Assistance Program (EAP) is here for you.

                Get support for various personal
                and work-related issues.

                Consult with legal, financial, and
                crisis counselors.

                Reach us by phone (888) 209-7840 and online for 24/7
                support for personal, work-related issues; legal, financial
                consultations, identify monitoring, child and elder care
                resources, and referrals.
Shop. Earn. Save. Spend.
PayForward rewards
like no other.
With this unique program, Anthem members can earn
up to 15% cash back at more than 120,000
participating retailers — including Home Depot, The
Gap and Target.com. They can use their cash to:
         Spend or save however they want.
         Spend it, keep it in their PayForward account,
         or transfer it to a bank account.

         Pay for health care.
         Use it to help pay for health care costs, such
         as copays, medications, and more.

         Share with others — at no cost.
         Send money to family and friends or donate
         to any charity, with no fees or surcharges.

The best part? PayForward is free to join!
AND it’s a reward your employees won’t
get from any other health plan.
More time for things
that matter

Whether you are using our app or quoting,
enrolling or renewing a client online through
Producer Toolbox, yourtimematters.com/ca
can help.

This easy-to-use site has been recently revamped
to bring you additional features that will help you
get started.

NEW: You can now find your most needed sales
and marketing materials on the sales materials
and resources tab.
The site now includes:
• Online quoting, enrollment, upsell, and
  renewal resources
• Producer Toolbox training materials

                                                      Visit yourtimematters.com/ca
                                                      for more information.
Jan Hollander
Specialty Sales Executive
GA Relationships/Key Brokers
West Region

Specialty coverage:
plans for all aspects of total health
                                        15 |
Anthem Whole
Health Connection
– at no extra cost   17,000     dental gaps in care
                                closed monthly1           23% ofreturn
                                                                   employees
                                                                       to work
                                                                   early2

                                                          50%
                                identified with a high-            decrease in opioids
                     144,000    risk health condition
                                via an Anthem vision
                                                                   prescribed by
                                                                   Anthem dental
                      MEMBERS   claim in                           providers3
                                a 12-month period1

                                                16 |
Did you know?
Enhanced Benefits for Dental Members
  Enhanced dental benefits are available for any member diagnosed with the
  following conditions:

  ▪   Cancer with chemotherapy                ▪   Diabetes
  ▪   Head/neck cancer with chemo/radiation   ▪   Pregnancy
  ▪   Solid organ transplant                  ▪   Kidney failure/dialysis
  ▪   Heart disease                           ▪   Suppressed Immune System
  ▪   Stroke                                      (HIV)

                                                               For qualified medical
                                                               conditions, plan provides 100%
                                                               coverage for qualified benefits
                                                               and additional frequencies,
                                                               regardless of annual
                                                               maximum/deductible.

                                                               No waiting periods apply.
Q3 Dental and Vision Rate Action & Renewal

      NO CHANGE
          TO NEW BUSINESS RATES OR RENEWALS
      • Metallic Dental PPO Plans
      • Essential Choice PPO Plans
      • Dental Net
      • Legacy renewals

      • Blue View Vision
Anthem Whole Health
What is different about Anthem Specialty!
                                                                  Connection
  Dental PPO                                                 Focus on whole person care
  •   Unlimited Plans available
  •   TeleDentistry and Ortho@home
  •   Embedded benefits - Implants, white fillings, annual
      max carryover, accidental dental + more
  •   Complete PPO Network (National) – Deep discounts

  Dental Net DHMO
  •   Unlimited Cleanings
  •   513 Covered Procedures
  •   Ortho Takeover

  Blue View Vision
  •   Frame allowances up to $200 + 20% off
  •   80% Private 20% Retail/Online
  •   Benefits reset each January 1

  Life and Disability
  •   Employer Sponsored – 2+ employees
  •   Voluntary options – beginning with 10+
  •   Grandfathering on all takeover
  •   Resource Advisor/EAP – LiveHealth

                                                                      19 |
Life and Disability

Here’s a preview of some of the new Product Enhancements that
         will be available starting with 7/1 effective dates

                   Non-          Additional
                Integrated        Flat Life
               STD benefits       Options
                  of 20%          available
                10+ eligible      2-9 lives

                Increase to      SSNRA for
                Accelerated
               Death Benefits     waiver of
                  to 80%        premiums vs.
                 (from 75%)
                                  to age 65
Promotions + Financial
Incentives

•    5% Bundling Discounts
•    Anthem Connect Field Discounts
•    24 month rate guarantees
•    No ER contribution required for
     Dental /Vision meeting participation
• Relaxed Participation as low as 25%
• No DE-9C
• SG/LG Broker Bonus Program

    Anthem Connect Sales & Service Team
              877-567-1802
           Connect@anthem.com
From all of us at Anthem, thank you.
                                                                                                                          In the quest for total wellness, you complete the picture.

Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance
Company are independent licensees of the Blue Cross Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.                         23 |
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