OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa

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OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa
WORKING DOCUMENT

          OUR PLACE
   All New Zealanders well-housed

      Setting a direction for improving
housing affordability in Aotearoa/New Zealand
                    May 2017

              communityhousing.org.nz
OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa
2   Our Place 2017

    Armando and Geroina Lao
    with their children Greshka,
    Dhon and Hanz moved into
    their new home in Auckland
    this year with help from
    Habitat for Humanity.
OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa
Our Place 2017   3

CONTENTS
Introduction	                                                                                           4
Our Place objectives – the shared vision, goals and the outcomes we hope to achieve 	                   6
The housing affordability continuum – a look at the pathway and principles
in New Zealand’s housing delivery from emergency housing to private ownership	                          8
A picture of some of New Zealand’s households on the housing affordability continuum 	                10
Housing actions – a look at the implications and solutions for the households in this picture	         12
Housing actions – a detailed list of actions to see all New Zealanders well-housed 	                   14
Measures for well-housed 	                                                                            16
Our Place at a glance 	                                                                                18

Acknowledgements
Our Place – a plan for delivering affordable housing in Aotearoa-New Zealand (October 2016)
was prepared on behalf of the community housing sector by Community Housing Aotearoa.
Established in 2004, Community Housing Aotearoa represents not-for-profit organisations
delivering community housing solutions, including local government bodies. A full list of
members can be found on our website: www.communityhousing.org.nz
We would like to thank providers across the sector and strategic allies who have contributed
to this housing plan.
We sincerely thank you for your time, honesty and insights into how we can all work
together to provide more homes in more communities and improve social outcomes
for all New Zealanders.
ISBN (to come) Community Housing Aotearoa (2017).
Our Place: All New Zealanders well-housed; Wellington, New Zealand.
OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa
4   Our Place 2017

    INTRODUCTION
                                                            As a result Our Place has lifted its sights to be
                                                            a plan for delivering housing in New Zealand – a
                                                            wider ambit that includes community housing as one
                                                            of many approaches to delivery across the market.
                                                            We’re heartened by the opportunities to work in
                                                            partnership and Our Place is a demonstration of
                                                            this approach.
                                                            The problem that Our Place addresses is the need
                                                            for a comprehensive long-term plan that improves
                                                            housing adequacy, delivered at the community level
       “The human right to housing                          where it can generate the greatest benefit for all
                                                            New Zealanders.
       applies to everyone and is of
                                                            The UN Habitat goals as adopted by the NZ Human
       central importance for the                           Rights Commission explain housing adequacy as:

       enjoyment of all economic,                           New Zealanders see a future where housing is
                                                            habitable, affordable, accessible, secure and
       social and cultural rights.”                         culturally appropriate. Housing is sustainable
                                                            – able to meet the needs of the present while
       NZ Human Rights Commission                           ensuring future needs are met.
                                                            These five areas of housing adequacy are the
                                                            reference point for this iteration of Our Place. Woven
                                                            throughout the actions and measurements of this
                                                            plan are these principles: habitability, affordability,
                                                            accessibility, security and cultural appropriateness.
    Permanent, secure, appropriate and safe housing is      We’ve painted a picture to show what it might be like
    recognised as a basic human right. We are faced with    for various households on the housing continuum
    an intergenerational problem of inadequate housing      while identifying actions that can be collectively
    that needs to be fixed now.                             addressed to remove the barriers being experienced.
    To ensure all New Zealanders have this need met,        Based on these, we’ve developed a series of
    social and affordable housing markets must continue     measures to track progress over time to seeing
    to grow and deliver mixed-income, mixed-tenure          New Zealanders well-housed.
    community developments.                                 With support from stakeholders, New Zealand’s
    Since the May 2015 edition of Our Place we’ve           community housing sector can play a large part in
    learned about the need to show where affordability      providing positive social and community outcomes
    sits across the housing continuum. This allows us       by seeing all New Zealanders well-housed.
    to inform the housing debate in terms of people’s
    needs rather than from the perspective of any single
    provider or government programme. This shift                 Our Place is a working document and it
    replaces the former objective of ‘long-term certainty        will change as we hear from you. We want
    of the operating environment’ with a set of actions          your feedback on the plan going forward
    that will achieve this.                                      to the CHA-Impact Conference 2017.
    We also heard that the actions need to illustrate            Go to www.communityhousing.org.nz/
    housing solutions across the continuum so that               resources/ourplacefeedback and let us
    the strategic partners and natural allies to the             know what you think.
    community housing sector can support the plan.

         Sign on to endorse this plan at www.communityhousing.org.nz
OUR PLACE All New Zealanders well-housed - WORKING DOCUMENT - Community Housing Aotearoa
Our Place 2017   5

          Housing is the
centre of the jigsaw –
 if we can fix this it may
  also fix a host of other
             social issues.
6        Our Place 2017

         OUR PLACE                                                                                                          2030
                                                                                                                          100,000

         Vision                                                                                                              HNZC

         All New Zealanders well-housed.                                                                    2016
                                                                                                           85,000
         This is the vision stakeholders want to see for the
         people of Aotearoa-New Zealand. Central to this
         vision is the belief that everybody has the right to a
         home. Being well-housed includes ensuring housing
         adequacy and in this plan we have adopted the                                                      HNZC
         UN housing adequacy definition1. This includes:
                                                                                                                         HNZC transfer to
         • Habitability:                                                                                                community housing

                                                                                IRRS 66,000
         	Adequate housing guarantees physical safety,
           provides adequate space and protection from the
           cold and other threats to health.
                                                                                                                         community
         • Affordability:                                                                                                 housing
         	Cost does not compromise the occupants’                                                        community
           enjoyment of their housing or interferes with other                                             housing
           human rights.
                                                                                 Assisted rental 19,000

                                                                                                                          TLA transfer to
         • Security of tenure:                                                                                          community housing
         	Adequate housing means occupants have a degree                                                   Local           Local
           of tenure security that guarantees their legal                                                 authorities     authorities
           protection against evictions, harassment and other                                               (TLA)           (TLA)
           threats.

         • Accessibility:

                                                                         Objectives
         	Adequate housing is achieved if the specific needs
           of a marginalised group are taken into account.

         • Cultural adequacy:                                            What we want this plan
         	Adequate housing respects and takes into account              to achieve.
           the expression of cultural identity.
                                                                         1. Positive outcomes for communities,
                                                                            families and individuals:
                                                                           An increase in adequate housing that
         Goal                                                              makes a measurable difference in the lives
                                                                           of communities, families and individuals.
         15,000 new social and 85,000 new
         affordable homes by 2030.                                       2. Local responses to delivery:
                                                                           An increase in local partnerships, supported
         Social and affordable housing markets must continue               by government, that meet community needs
         to grow to meet current and growing housing needs                 among iwi, the private sector, service providers
         and address unaffordability and housing inadequacy                and community housing organisations, each
         in New Zealand’s housing market. New homes need                   playing to their natural strengths.
         to be delivered across the housing continuum at the
         rate of 1,000 new homes per year for the next 15                3. Long term certainty of the
         years in community housing.                                       operating environment:
                                                                           A long-term plan with committed resources
         We would expect the picture of social and affordable              and a stable policy framework, built on broad
         housing to look like this over time:                              political consensus is necessary to achieve all
                                                                           New Zealanders well-housed.

 United Nations Committee on Economic Social and Cultural Rights, General comments No. 4 (1991) on the right to adequate housing
1

 and No. 7 (1997) on forced evictions http://www.ohchr.org/Documents/Publications/FS21_rev_1_Housing_en.pdf ; Acknowledged in the
 NZ HumanRights Commission, ‘Right to Adequate Housing’ flyer.
Our Place 2017   7

        SOME OF THE LOCAL
        RESPONSES TO DELIVERY
        ACROSS THE COUNTRY

        Cynthia, Tamarua and their kids Anton, Sae’Leigh, Lealin and Kodi       The opening of Te Aro Pā papakāinga was a historic moment in
        were renting in Auckland just down the road from where they now         Whanaganui a Tara/Wellington, signaling the start of a new era
        live in their new home purchased with assistance from the NZ            and something for its owners and the whole city to be proud of.
        Housing Foundation.
                                                                                The original inhabitants of Te Aro Pā were Ngāti Ruanui and
        They moved into their home in Papatoetoe as shared home                 Taranaki iwi and today’s owners are their descendants. The project
        owners, and had been striving to purchase their own home                was a collaboration between Te Aro Pā Trustees, community
        for years.                                                              housing organisations: Te Tumu Paeroa and Dwell Housing, and
                                                                                the Māori Housing Network. The papakāinga is envisaged as a
        The Housing Foundation’s research clearly showed that planned,
                                                                                place for both descendants and the broader Taranaki Whānui
        quality, affordable housing developments impact positively on a
                                                                                tribes to live if they need affordable homes.
        household’s wellbeing and quality of life.2

        Housing First is the belief that all people deserve to be housed.       Nelson Tasman Housing Trust's Keith Preston, and Stevie-Lee
        People sleeping rough is a complex issue but it can be solved when      Taylor outside her new home provided by the Trust in Nelson.
        communities and agencies work together. This is happening in            Stevie-Lee and her young children spent three months sharing
        Hamilton through The People’s Project.                                  a state house with her sister’s family.

        The People’s Project uses the Housing First model which has             “One of the state houses I was living in was gross and mouldy
        been successful in Canada, the USA and the United Kingdom.              and you just felt dirty. Everything here is so clean and I love it."
        It is based on evidence that when you house people first, then
        align the support services they need to be successful in their lives,
        the cycle of homelessness stops.

NZHF, 2014; ‘Affordable Planned Housing a Residents Perspective’
2
8   Our Place 2017

    HOUSING AFFORDABILITY CONTINUUM
    We support a housing continuum approach where there are realistic and flexible options that minimise
    the need for emergency housing and delivers adequate quantities of social housing, assisted rental
    and assisted ownership so that households can find the pathway to satisfy their housing needs. This
    approach requires housing that is adequate – meaning habitable, affordable, accessible, secure tenure
    and culturally appropriate.

                                                                HOUSING AFFORDABILITY CONTINUUM
                                                                   Emergency                    Social               Assisted
                                                                    housing                    housing                rental

                                                                  Income quintile relative
                                                                  to household profile            Q 1 - Q2              Q2-Q3

                                                                                             Increasing subsidy

    Principles
    1. Affordability means spending         4. The local community and those           8. The development, measurement
       around 30% of gross household           people to be housed should                 and evaluation of housing services
       income on rent or mortgage.             influence housing responses.               and policies are driven by robust,
       Other influencing factors include       Pathway subsidies should have              independent research and
       family size, transport costs to         flexibility to meet that community’s       evidence.
       place of employment and health          needs.
                                                                                       9. The continuum operates best where
       circumstances. We believe residual
                                            5. There are incentives and support           housing solutions are matched to
       household income should be at
                                               for households to improve their            housing need in each community.
       least enough to meet basic
                                               circumstances.                             This includes tailored pathway
       living costs.
                                                                                          subsidies for as long as people
                                            6. Commissioning that optimises
    2. The continuum fosters security                                                     need it.
                                               outcomes and value creation for
       of tenure and pathways to
                                               households through transparency,        10. We measure effective outcomes
       greater independence by
                                               collaboration and partnership, not;         based on the return on investment
       offering housing choice.
                                               preferred over procurement                  of total welfare spend on
    3. Value created is retained and           through competitive transactional           households and communities
       recycled for the future benefit         tendering processes.                        – now and over time.
       of housing affordability in that
                                            7. Transparency means subsidy
       community.
                                               costs and benefits are understood
                                               by all parties.
Our Place 2017   9

             Being well-housed underpins health, economic, environmental and social outcomes
             and is part of a social investment approach. The public, private and community
             housing sectors all have a part to play to ensure New Zealanders have access to
             adequate housing.

 Assisted                 Private              Private
ownership                 rental              ownership

  Q2-Q3                    Q3-Q5                  Q3-Q5

                   Increasing independence

   Housing pathway
   Very low income households                Moderate income and above                 accommodation and short term
   (Quintile 1)                              households                                stays of approximately 12 weeks.
   Housing and support subsidies help        (Quintiles 4-5)
                                                                                       Social housing
   very low income households and            Private housing bought and sold under
                                                                                       Subsidised rental accommodation
   disadvantaged groups to access            prevailing market conditions. On the
                                                                                       combined with support services
   appropriate, secure and affordable        continuum this includes private rental
                                                                                       appropriate to household needs.
   housing. For this group 25% of their      and ownership. Some households
                                                                                       Rents usually funded by the Income
   gross income is spent on housing.         in private rentals may receive the
                                                                                       Related Rent Subsidy.
   On the continuum this includes            Accommodation Supplement.
   emergency and social housing.                                                       Assisted rental

   Low to moderate income households         Pathway subsidies                         Subsidised rental accommodation
                                                                                       Rents usually partially funded by the
   (Quintiles 2-3)                           Emergency housing                         Accommodation Supplement and/or
   Low to moderate income households         Temporary accommodation and               at below market rent levels.
   spending no more than 30% of their        support subsidies for individuals and
   gross income on rent or mortgage          families who have an urgent need for      Assisted ownership
   costs. On the continuum this includes     accommodation because they have           Household income-related pathways
   assisted rental and assisted ownership.   nowhere else to stay or are unable        to home ownership. Subsidies include
                                             to remain in their usual place of         rent to buy, affordable equity and
                                             residence. Includes temporary overnight   shared ownership.
10        Our Place 2017

              A PICTURE OF NEW ZEALAND’S HOUSEHOLDS
                                                                            50%                                      51%
                                7 months                                 of Accommodation                         of the homeless
                             is the average length of stay in       Supplement receivers spend                  population are under
                                   emergency housing                   more than 50% of their                      the age of 25
                                                                      income on their housing

           At least
      41,000                                           Over 42%                               Home-ownership
  people were estimated to                           of sole parent beneficiary
                                                                                              rates have fallen by 15.3% since 1986 but
   be homeless at the last                         households are spending more
                                                                                              are worse for Pacific people - down 34.8%
   census, an increase of                         than 50% of their income on rent
                                                                                                       - and Māori - down 20%
       24% from 2001

 Homeless                                Emergency                              Social housing                          Assisted rental
 Jonno                                   housing                                Freda and John                          Peter
 Jonno has been living on the            Jane and Hayley                        Freda and John are                      Peter lives in a Wellington
 streets of Auckland and has                                                    superannuitants renting                 City Council flat set at 70%
                                         Jane, from Christchurch, is
 addiction issues. Because he                                                   from HNZ in Palmerston                  of market rent. He receives
                                         22 and has a young child,
 has no permanent address                                                       North. They’ve lived here for           the Accommodation
                                         Hayley. She arrived at an
 he has found it hard to get                                                    40 years and pay an income              Supplement. Peter is
                                         emergency housing service
 any income support from                                                        related rent.                           working but he can’t afford
                                         with nowhere to live and
 Government and impossible               has now been there for                                                         a private rental tenancy.
                                                                                John has long-term health
 to find a home. Fronting                eight months.                          issues and Freda is worried             He was a sickness
 up to services and offices
                                                                                about what will happen to               beneficiary for a number
 makes him uncomfortable.                She’s been on the MSD
                                                                                her if John has to go into              of years and had to wait a
                                         social housing waiting list
                                                                                care or dies – she doesn’t              year to get into his two-bed
                                         for seven months but is
                                                                                want to be living on                    flat from his bedsit. His kids
                                         scared she will be taken off
                                                                                her own.                                come and stay with him at
                                         it if she turns down a place
                                                                                                                        the weekends.
                                         she thinks won’t be good for
                                         her asthmatic child, Hayley.

Quintile              Q1                               Q1                                   Q1                                         Q2
Rent
                      0%                              25%                                   25%                                     40%
/Income
Our Place 2017   11

– INDICATORS OF HOUSING ADEQUACY
                                                 Approximately                    Just over half of NZ
                                                    20%                            superannuitants
  In lower income                         of Housing New Zealand tenants         receiving the accommodation supplement are

      quintiles
                                         are aged 65 and over, with almost       paying more than 40% of their income on rent
                                              half housed in Auckland                         in the private market
  research shows that around 65-70%

                                                                  In 20-30 years
   are reporting major problems with
    dampness and mould, difficulty
   with keeping the house warm and                                  around half of older people’s
              overcrowding                                     households will be in rental as they join
                                                                a trend to more households renting

           Assisted                          Private rental                           Private
           ownership                         Vailea and Lelei’s                       ownership
           Gail, Maire and                   household                                Sally, Wiri and
           their son, Hoani                  Vailea and Lelei’s family                their three children
                                             of eight live in a three
           Gail’s whanau moved into                                                   Sally’s family live in Auckland.
                                             bedroom home in South
           their own home in Tauranga                                                 It’s taken them a long time
                                             Auckland.
           this year through a shared-                                                to save up the deposit and
           ownership papakāinga              It’s crowded and it’s old,               buy their home this year.
           scheme provided by a local        cold and mouldy. Their                   They got a Welcome Home
           Māori community housing           transport, health and                    Loan and a Kiwisaver
           provider.                         electricity costs are high.              Homestart grant but the
                                             They’ve asked the landlord
           Both Gail and Maire are                                                    mortgage is still high for
                                             to put in a heat pump but
           working but they would not                                                 their modest three bed
                                             they’ve had no luck.
           have been able to get into                                                 home. They have good
           their own home without                                                     jobs and don’t want to
           this support. They were                                                    move out of the area.
           previously living in one                                                   The children are happy
           room at Gail’s mother’s                                                    at school and they have
           home. There were four                                                      family and friends nearby.
           other people living in
           the home.

                       Q3                                 Q3                                       Q5

                      30%                                50%                                      50%
12      Our Place 2017

                     HOW DO WE HELP MORE NEW ZEALANDERS

Jonno                                 Jane and Hayley                       Freda and John                        Peter
Jonno belongs to a growing            Jane and Hayley are part              Freda and John are well-              Peter is currently well-housed
group of New Zealanders               of a group of people in               housed. They have a home              because his two-bed council
for whom finding a home               Christchurch who were                 they can afford and have had          flat is relatively affordable
has become complex owing              affected by the earthquake            security of tenure. They have         and he receives the
to multiple issues. The 2013          and who have had housing              no equity in their property           Accommodation Supplement.
census showed there were at           insecurity since.                     so when either has to move            A two-bed private rental in
least 41,000 New Zealanders                                                 into more supported housing           Wellington is unaffordable on
                                      Their situation is not unique
who are homeless or who lack                                                they will not have access to          a low income. Many private
                                      to Christchurch, as providers
secure accommodation.                                                       the pool of capital available         rental properties at the
                                      of emergency housing across
                                                                            to home-owners. If John has           more affordable end of the
For this group there is a lack        New Zealand have been
                                                                            to move to a rest home, Freda         market are poorly heated or
of appropriate solutions. They        overwhelmed by demand and
                                                                            may find staying in the HNZ           insulated and may be in a poor
are often put in the too hard         struggle to find permanent
                                                                            home will not suit her needs,         condition. Peter’s council flat
basket and left to fend for           housing options to move
                                                                            owing to loneliness and lack          has been upgraded recently.
themselves.                           clients into.
                                                                            of support.
                                                                                                                  Barriers
Barriers                              Barriers                              Barriers                              There are costs for reconfiguring
The complexity of Jonno’s needs       The lack of pathways from social      A rising number of people will        and modernising decades old
mean there are added costs for        into rental housing is keeping        be renting in future years and        council stock that are mainly
support services necessary for        families in emergency housing         they will need more community         bedsits and one bedroom.
Jonno to maintain his housing.        when they are otherwise ready         housing options.                      The Accommodation Supplement
There is also a lack of appropriate   to move on.
housing available.                                                          Many local councils provide           has not kept pace with rising
                                      The social housing register makes     pensioner housing. However,           rents, resulting in higher
There is insufficient                 it difficult to provide people with   they are excluded from accessing      proportions of income going to
understanding of the causes,          housing choice and adds to            the Income Related Rent Subsidy.      housing costs.
nature and size of housing            insecurity.
deprivation problems faced                                                  Most HNZ homes are three              The poor quality of private rental
by New Zealand communities.           Solutions                             bedroom, not matching the             stock limits the choices available
                                      •   More social and affordable        changing demographics of those        to renters.
Solutions                                                                   in housing need.
                                          housing that offers choice, is                                          Solutions
•   Maintain and increase                 fit-for-purpose and adequate,     Solutions                             •   Higher quality and greater
    support for housing models            is needed.
    such as Housing First and                                               •   Community housing, such               security of tenure in private
                                      •   Review the Social Allocation          as papakāinga and Abbeyfield          rental accommodation is
    Whanau Ora that work
                                          System for social housing.            homes for older people, can           needed to give people like
    with the complex issues
    of homelessness.                                                            offer options for people like         Peter greater choice.
                                                                                Freda that don’t want to live     •   Updated Accommodation
                                                                                alone and need housing                Supplement settings to help
                                                                                choice.                               low-income workers afford
                                                                            •   Making local councils eligible        good quality private rental
                                                                                for the IRRS would create             property is needed.
                                                                                a more level playing field with   •   Private rental housing Warrant
                                                                                other social housing providers        of Fitness requirements
                                                                                and better outcomes for               coupled with landlord
                                                                                council tenants.                      incentives to improve heating
                                                                            •   Much of the state housing             and insulation would help
                                                                                stock needs to be modernised          address housing adequacy.
                                                                                and matched to current
                                                                                housing need.
Our Place 2017   13

BECOME WELL-HOUSED?

    Gail, Maire and Hoani                 Vailia’s household                   Sally and Wiri’s
    Gail, Maire and Hoani are             Vailia’s family are not well-        family
    well-housed. They will own            housed. They are spending
                                                                               While Sally and Wiri have
    their own home and are only           too much of their income
                                                                               taken advantage of schemes
    paying 30% of their income            on housing and the home is
                                                                               to help them buy their home,
    on housing. They’ve been              over-crowded. Rents across
                                                                               they are still spending too
    helped to own their own               Auckland are increasing,
                                                                               much of their income on
    home thanks to a community            and areas that were once
                                                                               housing costs. It would just
    housing provider in an area           relatively affordable are now
                                                                               take a change in their income,
    where both home ownership             expensive. Many renters in
                                                                               for one of them to get sick or
    and private rental are                private housing experience
                                                                               lose their job, and their home
    expensive.                            habitability issues and
                                                                               could be at risk.
                                          unresponsive landlords.
    Barriers                                                                   Barriers
    There are few shared-ownership        Barriers
                                                                               It will now take a typical Auckland
    assistance programmes available       There is an insufficient number of
                                                                               couple nearly eight years to save
    in New Zealand.                       affordable, large homes available.
                                                                               a 20% deposit on their first home.
    There are high deposit                Weak protections for tenants
                                                                               Mortgage lending policies require
    requirements for mortgages and        and the fear of punitive actions
                                                                               home buyers to have large
    a significant decrease in the stock   by landlords, discourage tenants
                                                                               deposits and the Welcome Home
    being built that is affordable to     from exercising their tenancy
                                                                               loan price limits are too low.
    entry level buyers.                   rights.
                                                                               There is a significant decrease
    Solutions                             There are reduced incentives
                                                                               in the number of homes being
                                          for landlords to improve heating
    •   Review the settings and                                                built that is affordable to
                                          and insulation standards in
        funding for shared-ownership                                           entry-level buyers.
                                          private rentals
        schemes.
                                                                               Solutions
    •   Expand the innovative             Solutions
                                                                               •   Expand crown land
        programmes available to           •   Offer new, more secure
                                                                                   development programmes
        help families meet deposit            housing tenure models.
                                                                                   to increase the number of
        requirements.                     •   Provide more homes designed          affordable homes built in
    •   Expand crown land                     and built to meet the diverse        mixed-income communities
        development programmes                cultural backgrounds of              across the country.
        to increase the number of             New Zealanders.
                                                                               •   Place limits on housing
        affordable homes built in         •   Introduce a mandatory rental         investment – a tax on capital
        mixed-income communities              housing Warrant of Fitness.          gains for second and
        across the country.
                                          •   Provide more incentives for          investment properties to
                                              landlords to improve housing         reduce demand side and level
                                              standards, especially heating        up the playing field as has
                                              and insulation in private            been seen in Canada.
                                              rental properties.               •   Expand innovative
                                          •   Increase support for tenant          programmes to help families
                                              advocacy services to help            meet deposit requirements.
                                              tenants negotiate good
                                              housing outcomes.
14    Our Place 2017

        FOUR PILLARS TO SEE ‘ALL NEW ZEALANDERS
     1. Commit to delivery across the housing affordability continuum

         Invest in 15,000 new social and 85,000 new affordable homes
         To refine the targets, successful housing delivery plans need to be evidence based,
         have outcomes and milestones that are measurable as well as ambitious, and are living
         documents that improve over time.

         Building inclusive local plans that inform the national targets can record and project all
         housing needs at the city and regional level exceeding the National Policy Statement –
         Urban Development Capacity requirements so they:

         • Respond to need so that homelessness is rare, brief and non-recurring
         • Expand resources for housing support services
         • Promote security and affordability for renters
         • Support people to buy their own home
         • Increase the supply of retained affordable housing
         • Deliver new social housing to meet identified need
         • Improve housing quality

     2. Implement social investment

         The case has already been proven – better housing improves
         health, well-being, education and reduces poverty. So let’s get on
         with a scale response to solve the housing crisis
         • D
            eliver a social and affordable housing         • R
                                                               estructure the Accommodation
           system that replaces the Social Allocation         Supplement to deliver housing
           System based on supporting household               affordability in each region
           well-being, beyond ‘housing only those in
           greatest need for duration of need’              • P
                                                               romote security and stability of tenure
                                                              through:
         • Implement a funding system that:
                                                                > strengthening tenant protections under
             > is ‘always on, always open’                         the Residential Tenancies Act
             > expands the Income Related Rent                 > resourcing independent tenancy
                Subsidy through a nationwide 10-year               advocacy services
                purchasing strategy                             > increased home ownership incentives
             > provides a billion-dollar capital fund             and programmes
                to enable new affordable rental and
                                                            • A
                                                               dopt nationwide housing quality
                retained shared equity supply
                                                              standards measured through a ‘Warrant
             > invests in developing the community           of Fitness’
                housing sector’s capability
                                                            • Develop further actions
             > activates capacity through improved
                procurement /commissioning
Our Place 2017   15

WELL-HOUSED’ BY 2030
                                    2030 Goal                    3. Activate delivery partnerships
                                     370,000
                                                                   The approach must stimulate
                                                                   partnership across private sector,
                                                                   Māori, community housing
                                   285,000
                                                                   providers, HNZC, local government
                                  Accommodation
                                  supplement 2017                  and central government with clear
            2030                                                   targets, plans and consistent
           85,000
                                                                   funding:
2020     72,400                                                    • E
                                                                      xpand the Crown Land programme with
                                                                     allocations of at least 20% social and 20%
2017     66,000                                                      affordable homes in each development
                                                                     based on local need

         Community housing sits across both                        • I ncentives to deliver a percentage of retained
              social and affordable                                   affordable homes in new developments through
                                                                      inclusionary zoning

                                                                   • P
                                                                      rovide long-term policy settings – at the local
                                                                     and national level
              Social                  Affordable
                                    Assisted rental                • F
                                                                      oster mixed tenure communities aligned with
                                     and assisted                    the principles and housing pathways (page 8).
                                      ownership

   4. Build the systems

         To ensure the institutional
         settings continue to deliver
         long-term we need to track
         our progress through robust
         outcomes measurement:
         1. A
             lign the planning, funding and
            delivery actions across Government

         2. A
             gree consistent measures
            and outcomes

         3. M
             onitor and evaluate our progress

         4. P
             ublish an annual Housing
            Progress Report

   More detailed descriptions of the problems that need addressing and the responses required are available in the
   CHURCH LEADERS STATEMENT ON HOUSING (MAY 2017); Safe and Affordable Housing for All.
16         Our Place 2017

MEASURES FOR WELL-HOUSED
Our Place adopts the United Nations and NZ Human Rights Commission
approach to adequate housing that means homes that are:

                                                     $
Habitable                                        Affordable                           Accessible
• Severe housing deprivation                     • Households pay no more             • Every household is able
  reduced to zero by 2022.                         than around 30% of their             to secure permanent,
• All housing to meet a                            gross income in rent or              accessible housing
  habitability standard.                           mortgage.                            appropriate to their needs.

Indicators                                       Indicators                           Indicators
• Adopt a nationwide housing Warrant             • Percentage of each Quintile        • Housing deprivation statistics
  of Fitness (WoF) for rental housing              paying above 30% of their gross      measure zero by 2020.
  by 1 July 2017.                                  household income in rent or
                                                                                      • Universal Design standards are
                                                   mortgage repayments.
• 50% of rental homes achieve                                                           required under Building Code.
  a housing Warrant of Fitness by
                                                                                      • Number of days for placement
  1 July 2022.
                                                                                        from the Social Housing Register.
• 100% of rental homes achieve
  housing Warrant of Fitness by 2028.

Status at October 2016                           Status at October 2016               Status at October 2016
1.		 41,000,1% of New Zealanders,                Percentage of households paying      1.		 2.5% new homes achieving
		 in Severe Housing Deprivation                 above 30% of their gross household   		 universal design standards.
		in 2013.4                                      income in rent or mortgage
                                                                                      2.		 ___ length of time for
                                                 repayments:
2.		 No Warrant of Fitness                                                            		 accessibility modifications
		 for housing exists.                           43% of Quintile 1                    		 to be funded and completed.
                                                 37% of Quintile 2                    3.		 144 days placement from the
                                                                                      		 MSD Social Housing Register
                                                 30% of Quintile 3
                                                                                      		 into appropriate social
                                                 20% of Quintile 4                    		housing.
                                                 9% of Quintile 5

4
    Go to www.communityhousing.org.nz/resources/ourplacereferences
Our Place 2017   17

Goal
15,000 new social and 85,000 new affordable homes by 2030.

             Security                              Culturally
             of Tenure                             Appropriate
             • Households are able to              • All households have a choice
               maintain housing for the              of housing appropriate to
               duration they choose.                 their cultural needs.

             Indicators                            Indicators
             • Average length of tenancy.          • Number of barriers removed
                                                     for the development of Māori
             • Average length of home-ownership
                                                     and Pacific peoples’ housing.
               tenure (compare year-over-year
               changes).

             Status at October 2016                Status at October 2016
             1.		 ___% of tenants who exit         1.		 19% of Māori and 39% Pacific
             		 their tenancy within three         		 peoples in overcrowded
             		 years [tenancy bond data?].        		 households versus 10% of
                                                   		 general population in
             2.		 ___% of people who have
                                                   		overcrowded households.
             		 moved involuntarily vs those
             		 who have chosen to move.           2.		 ___ of Māori and Pacific
                                                   		 peoples who are severely
             3.		 ___Current length of
                                                   		housing deprived.
             		home-ownership tenure.
18     Our Place 2017

     OUR PLACE – ALL NEW ZEALANDERS
             Objectives
             Positive outcomes for communities,
             families and individuals

                                                                                             Emergency              Social             Assisted
                                                                                              housing              housing              rental
            Individual     Family   Community

             Local responses to delivery

               Local        Iwi       Pasifika
              Council

             National/   Faith-based Consortia
             Regional
                                                                                             Income quintile relative Q1 - Q2           Q2-Q3
                                                                                             to household profile

                                                                                                             Increasing subsidy
           Community-      Scale    Supportive
             based                   services

             Long term certainty
                                                        Four pillars to see ‘all New Zealanders
             of the operating                                               2030 Goal
                                                                             370,000
             environment                                                                             1: Commit                  2: Implement
                                                                                                     to delivery                social
                                                                           285,000                   across the                 investment
                                                                           Accommodation
                                                                           supplement 2017           housing                    The case has already
                                                          2030
                                                                                                     affordability              been proven – better
     “ Visionary and                                     85,000                                                                 housing improves health,
                                                                                                     continuum                  well-being, education
     collaborative leadership                    2020   72,400
                                                                                                     Invest in 15,000 new
                                                                                                                                and reduces poverty. So
                                                                                                                                let’s get on with a scale
     will transform housing in                   2017   66,000                                       social and 85,000 new      response to solve the
                                                                                                     affordable homes.          housing crisis.
     this country so that                               Community housing sits across both
                                                             social and affordable

     New Zealand is a better
     place for all.”                                       Social            Affordable
                                                                          Assisted rental and
                                                                          assisted ownership
     Church Leaders Statement on Housing*

                                                                               A housing plan to see all 
Our Place 2017   19

  WELL-HOUSED

 Housing affordability continuum

     Assisted
    ownership
                            Private
                            rental
                                             Private
                                            ownership
                                                                                           GOAL
                                                                                15,000 new social
                                                                                 and 85,000 new
                                                                                affordable homes
                                                                                     by 2030.

      Q2-Q3                 Q3-Q5              Q3 - Q5
                                                                                  Goals for well-housed
                  Increasing independence                                             Habitable
                                                                                      Adopt a nationwide housing Warrant of
                                                                                      Fitness for rental housing by 1 July 2017.
                                                                                      Severe housing deprivation reduced

well-housed’ by 2030                                                                  to zero by 2022.

                                                                                      Affordable
                                                                                $     Households pay no more than around
                                                                                      30% of their gross income in rent or
 3: Activate                  4: Build the                                            mortgage.

 delivery                     systems
 partnerships                 To ensure the
                                                                                      Accessible
                              institutional settings                                  Every household is able to secure
 The approach must            continue to deliver                                     permanent, accessible housing within
 stimulate partnership        long-term we need                                       28 days, appropriate to their needs.
 across private sector,       to track our progress                                   Appropriate placement is available
 Māori, community             through robust                                          within 28 days to everyone on the
 housing providers, HNZC,     outcomes                                                MSD Social Housing Register.
 local government and         measurement.
 central government with
 clear targets, plans and                                                             Security of Tenure
 consistent funding,                                                                  Households are able to maintain
 ownership incentives                                                                 housing for the duration of their choice.
 and programmes.
                                                                                      Culturally Appropriate
                                                                                      All households have a choice of housing
                                                                                      appropriate to their cultural needs.

  New Zealanders well-housed

         * More detailed descriptions of the problems that need addressing and the responses required are available in the
           CHURCH LEADERS STATEMENT ON HOUSING (MAY 2017); Safe and Affordable Housing for All.
Endorsements

                     L IFEW ISE M IN I B R A N D G U ID E LI N ES

                     L O G O FA M ILY

                                                                    LI FEW I SE STACKED LO G O
                     Lifewise Hero logo (CMYK)

                     The Lifewise logo is the most visible
                     element of the brand identity – a
                     universal signature across all Lifewise
                     communications.

                     The logo is made up of two elements:
                     the logo badge and strapline ‘turning
                     lives around’. The badge and strapline
                     have been carefully spaced and
                     should not be changed or re-typed.             LI FEW I SE LANDSCAPE LO G O
                     The stacked logo is to be used
                     wherever possible. In some cases the
                     stacked logo may not be practical or
                     possible due to the available space,
                     aesthetics, function and visibility. In
                     these cases use the landscape logo.

                     Minimum size                                    Clear space                                            Preferred positioning

                                                                      50%

                     45mm x 21.25mm (w x h)
                                                                     A clear space of 50% of the height of the ‘e’          On any given format – landscape or vertical – the
                                                                     in the logotype should be maintained.                  preferred logo placement is any corner position.
                     L O G O M ISU SES

                     To maintain the integrity
                     of the Lifewise logo, and
                     promote consistency of the
                     brand, it is important to use
                     the logo as described in these
                     guidelines.

                     The examples shown here                        DON’T use over a busy image           DON’T use over a dark or         DON’T change the colours
                     illustrate possible misuses that                                                     strongly coloured background
                     should be avoided.

                                                                    DON’T stretch or skew                 DON’T rotate                       DON’T rearrange the elements
                     COLOURS

                     Primary Colour Palette                                             Secondary Colour Palette

                      RED                          LIGHT TAN                             YELLOW                   GREEN                  BLUE
                      CMYK                         PANTONE 7527                          PANTONE 116              PANTONE 361            PANTONE 632
                      C5 M100 Y100 K10
                                                   CMYK                                  CMYK                     CMYK                   CMYK
                      RGB                          C5 M5 Y9 K0                           C0 M16 Y100 K0           C69 M0 Y100 K0         C92 M0 Y15 K5
                      R206 G27 B44                 RGB                                   RGB                      RGB                    RGB
                                                   R239 G235 B227                        R255 G210 B0             R84 G185 B72           R0 G169 B203

                      MID TAN                      DARK TAN                              ORANGE                   BLACK                  WHITE
                      PANTONE WARM                 PANTONE 405                           PANTONE 165              CMYK                   CMYK
                      GRAY 11                                                                                     C0 M0 Y0 K100          C0 M0 Y0 K0
                      CMYK                         CMYK                                  CMYK
                      C25 M30 Y50 K35              C0 M10 Y33 K72                        C0 M60 Y96 K0            RGB                    RGB
                                                                                                                  R239 G235 B227         R255 G255 B255
                      RGB                          RGB                                   RGB
                      R137 G122 B97                R105 G94 B74                          R245 G130 B39

                                                                                                                                                                                Whangarei
                                                                                                                                                                                 Accessible
                                                                                                                                                                                   Housing Trust
                                                                                                                                                                                      Kuaha ki te Ao Hou

           Prepared on behalf of the community housing sector
                      by Community Housing Aotearoa
               Level 1 | Southmark House | 203 Willis Street
                     PO Box 11543 | Wellington | 6142
          P (04) 385 8722 | E support@communityhousing.org.nz
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