Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...

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Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
Medicare
                               Employer Group

2022 New York State Retirees

Medicare Advantage
HMO Plan 067
                                     Y0086_EG402_M
Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
Table of Contents
Welcome page                               1

Senior Blue 699 (HMO) Plan E               2

Senior Blue 699 (HMO) Plan E1              6

Senior Blue HMO Network                    9

Vision Benefits                            10

Dental Allowance                           11

Hearing Aid Benefits                       12

Tools and Benefits when you travel         13

$0 Preventive Services                     14

$0 Care Management                         15

Telemedicine Benefits                      16

In-Home Benefits                           17

Health and Wellness Programs               18

Wellness Benefits                          19

$0 Tier 1 Medications                      20

Prescription drug coverage gap             22

Understanding your prescription benefits   24
Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
Table of Contents (Continued)
Additional information                              106

Medicare Star Rating                                108

Senior Blue 699 (HMO) Plan E Summary of Benefits    112

Senior Blue 699 (HMO) Plan E1 Summary of Benefits   116

Dental Receipt Acknowledgement                      121

Enrollment application                              125
Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
1
Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
Medicare Sales: 1-855-215-9237 (TTY 711)
                                                              Monday-Friday: 8 a.m. - 5 p.m.

    PLAN NAME: Senior Blue 699 (HMO) Plan (202 )

    Physician and other health professional services                                    In-Network
     Primary doctor                                                                            $
     Specialist                                                                                $
     Radiation therapy                                                                         $
     Emergency room (waived if admitted)                                                       $
     Urgent care (waived if admitted)                                                          $
     Ambulance                                                                             $
     Telemedicine – Doctor on Demand®                                                 Covered in full

    More than 20 preventive services                                                    In-Network
     Flu shots – Part B                                                               Covered in full
     Immunizations – Part B (hepatitis/pneumonia)                                     Covered in full
     All other preventive screenings and tests                                        Covered in full

    Hospital, home health care, and skilled services                                    In-Network
     Hospital (inpatient)
     Observation                                                                               $
     Outpatient surgery ─ hospital                                                             $
     Outpatient surgery ─ ambulatory center                                                    $
     Home health care                                                                 Covered in full
     Skilled nursing facility (100 days per benefit period)
     Dialysis                                                                         Covered in full

    Mental health / chemical dependence services                                        In-Network
     Mental health (inpatient, 190-day lifetime limit)
     Mental health (outpatient)                                                                $
     Mental health (with psychiatrist)                                                         $
     Alcohol substance abuse (inpatient)
     Alcohol substance abuse (outpatient)

                                                                                                        Page 1 of 3

2
Medicare Employer Group - 2022 New York State Retirees Medicare Advantage HMO Plan 067 - BlueCross ...
Laboratory and X-ray services                               In-Network
 Laboratory testing                                       Covered in full
 X-rays                                                        $
 Advanced radiology ─ MRI, MRA, PET, and CT                    $

Rehabilitation services                                     In-Network
 Physical, occupational, and speech therapy                    $
 Chiropractor                                                  $

 Cardiac rehab                                                  $

Vision                                                      In-Network
 Routine vision exam
 Medical vision exam                                            $
 Allowance (lenses and frames)                        $ 00 annual allowance

Hearing                                                     In-Network
 Routine hearing exam ─ TruHearing™                             $45
 Diagnostic hearing exam                                        $
 Hearing aid benefit ─ TruHearing™                          $ 99/$ 99

Dental                                                      In-Network
 Dental                                               $ 00 annual allowance

Supplies, equipment, and devices                            In-Network
 Durable medical equipment                    $0 compression stockings; 20% all other
                                                              items
 Prosthetics                                  $0 diabetic shoes/inserts; 20% all other
                                                               items
 Diabetic supplies – Part B                               Covered in full

Fitness program                                             In-Network
 SilverSneakers® (“Steps” program included)               Covered in full

Prescription drugs – Part B                                 In-Network
 Immunosuppressive drugs                                  Covered in full
 Oral chemotherapy drugs                                  Covered in full
 Physician administered injectables                       Covered in full
 Nebulizer inhalation solution
 Part B drugs (other)

                                                                             Page 2 of 3

                                                                                           3
Prescription drugs – Part D                                                                                 In-Network
      Prescription drug (Rx)                                                                             $0/$    /$   /$   /$
      Mail order                                                                                  Tier 1 - Tier 5: 2 copays for a 90
                                                                                                              day supply
      Shingles vaccine                                                                                      Covered in full
      Coverage gap/donut hole                                                                              No coverage gap

    General product information                                                                                 In-Network
      In-network out-of-pocket maximum                                                                           $3, 00
      Combined out-of-pocket maximum                                                                               N/A
      Prescription deductible                                                                                      N/A

    BlueCross BlueShield of Western New York (BCBSWNY) is a Medicare Advantage plan with a Medicare contract and enrollment
    depends on contract renewal.
                                                                                                         SilverSneakers® is a registered
    trademark of Tivity Health, Inc. Tivity Health is an independent company that administers the SilverSneakers gym benefit. Doctor
    On Demand® is a separate company that provides telemedicine services to BCBSWNY members. TruHearing® is a registered
    trademark of TruHearing, Inc. TruHearing is an independent company that administers the hearing-aid benefit. Other pharmacies/
    physicians/providers are available in our network. BCBSWNY complies with applicable Federal civil rights laws and does not
    discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición
    servicios gratuitos de asistencia linguistica, Llame al 1-833-735-4515 (TTY 711)
                                             (TTY 711)

                                                                                                                                  Page 3 of 3

4
5
Medicare Sales: 1-855-215-9237 (TTY 711)
                                                                       Monday-Friday: 8 a.m. - 5 p.m.

    PLAN NAME: Senior Blue 699 (HMO) Plan                     (202 )

    Physician and other health professional services                                             In-Network
     Primary doctor                                                                                     $
     Specialist                                                                                         $
     Radiation therapy                                                                                  $
     Emergency room (waived if admitted)                                                                $
     Urgent care (waived if admitted)                                                                   $
     Ambulance                                                                                      $
     Telemedicine – Doctor on Demand®                                                          Covered in full

    More than 20 preventive services                                                             In-Network
     Flu shots – Part B                                                                        Covered in full
     Immunizations – Part B (hepatitis/pneumonia)                                              Covered in full
     All other preventive screenings and tests                                                 Covered in full

    Hospital, home health care, and skilled services                                             In-Network
     Hospital (inpatient)
     Observation                                                                                        $
     Outpatient surgery ─ hospital                                                                      $
     Outpatient surgery ─ ambulatory center                                                             $
     Home health care                                                                          Covered in full
     Skilled nursing facility (100 days per benefit period)
     Dialysis                                                                                  Covered in full

    Mental health / chemical dependence services                                                 In-Network
     Mental health (inpatient, 190-day lifetime limit)
     Mental health (outpatient)                                                                         $
     Mental health (with psychiatrist)                                                                  $
     Alcohol substance abuse (inpatient)
     Alcohol substance abuse (outpatient)

                                                                                                                 Page 1 of 3

6
Laboratory and X-ray services                               In-Network
 Laboratory testing                                       Covered in full
 X-rays                                                        $
 Advanced radiology ─ MRI, MRA, PET, and CT                    $

Rehabilitation services                                     In-Network
 Physical, occupational, and speech therapy                    $
 Chiropractor                                                  $

 Cardiac rehab                                                  $

Vision                                                      In-Network
 Routine vision exam
 Medical vision exam                                            $
 Allowance (lenses and frames)                        $ 00 annual allowance

Hearing                                                     In-Network
 Routine hearing exam ─ TruHearing™                             $45
 Diagnostic hearing exam                                        $
 Hearing aid benefit ─ TruHearing™                          $ 99/$ 99

Dental                                                      In-Network
 Dental                                               $ 00 annual allowance

Supplies, equipment, and devices                            In-Network
 Durable medical equipment                    $0 compression stockings; 20% all other
                                                              items
 Prosthetics                                  $0 diabetic shoes/inserts; 20% all other
                                                               items
 Diabetic supplies – Part B                               Covered in full

Fitness program                                             In-Network
 SilverSneakers® (“Steps” program included)               Covered in full

Prescription drugs – Part B                                 In-Network
 Immunosuppressive drugs                                  Covered in full
 Oral chemotherapy drugs                                  Covered in full
 Physician administered injectables                       Covered in full
 Nebulizer inhalation solution
 Part B drugs (other)

                                                                             Page 2 of 3

                                                                                           7
Prescription drugs – Part D                                                                               In-Network
      Prescription drug (Rx)
      Mail order

      Shingles vaccine
      Coverage gap/donut hole

    General product information                                                                               In-Network
      In-network out-of-pocket maximum                                                                           $3, 00
      Combined out-of-pocket maximum                                                                              N/A
      Prescription deductible                                                                                     N/A

    BlueCross BlueShield of Western New York (BCBSWNY) is a Medicare Advantage plan with a Medicare contract and enrollment
    depends on contract renewal.
                                                                                                         SilverSneakers® is a registered
    trademark of Tivity Health, Inc. Tivity Health is an independent company that administers the SilverSneakers gym benefit. Doctor
    On Demand® is a separate company that provides telemedicine services to BCBSWNY members. TruHearing® is a registered
    trademark of TruHearing, Inc. TruHearing is an independent company that administers the hearing-aid benefit. Other pharmacies/
    physicians/providers are available in our network. BCBSWNY complies with applicable Federal civil rights laws and does not
    discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición
    servicios gratuitos de asistencia linguistica, Llame al 1-833-735-4515 (TTY 711)
                                             (TTY 711)

                                                                                                                                  Page 3 of 3

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13
14
15
16
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Health and wellness
                   Wellness rewards program

                   Preventive health is important to your overall well-being. With our
                   rewards program, you’ll receive a $20 Prepaid Card* after receiving
                   each of these preventive services:**
                   • Annual wellness visit
                   • Colorectal cancer screening***
                   • Breast cancer screening***

                   $0 fitness benefit
                   It’s easy to stay active with our no-cost SilverSneakers® fitness program.
                   After you receive your SilverSneakers ID number, you’ll have access to:
                   • More than 15,000 fitness locations nationwide
                   • Home exercise programs with walking, strength, and yoga workouts
                   • Online resources to track your progress
                   To learn more or to find the closest location, visit silversneakers.com or
                   call 1-888-423-4632 (TTY 711), Monday – Friday, 8 a.m. to 8 p.m.

*
    One Prepaid Card per service, per member, per calendar year.
**
     Annual wellness visit, breast cancer screening, and colon cancer screening are covered
     by any doctor in our network as part of your member benefits. If other services are
     performed by your doctor at the same visit, you may have a higher copay.
***
      Consult with your doctor to see if this service is right for you.

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21
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23
24
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107
You may also contact us Monday through Friday from 8:00 a.m. to 5:00 p.m. Eastern time at 1-855-215-9237 (toll-free)
      or 711 (TTY). Current members please call 1-800-329-2792 (toll-free) or 711 (TTY).

                                                                                                          Y0086_MRK3133_M
108
You may also contact us Monday through Friday from 8:00 a.m. to 5:00 p.m. Eastern time at 1-855-215-9237 (toll-free)
or 711 (TTY). Current members please call 1-800-329-2792 (toll-free) or 711 (TTY).

                                                                                                                       109
BlueCross BlueShield of Western New York (BCBSWNY) is a Medicare Advantage plan with a Medicare contract and
      enrollment depends on contract renewal. BCBSWNY is a division of HealthNow New York Inc., an independent licensee
      of the Blue Cross and Blue Shield Association. BCBSWNY complies with applicable Federal civil rights laws and does
      not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a
      su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711).
                                                                      1-833-735-4515 (TTY 711)

      15907_WNY_10_20_5 and 6
110
111
2022 Summary of Benefits

                                       Senior Blue 699 (HMO) Plan E (2022)
                                                  HMO-H3384 806
         This is a summary of drug and health services covered by Senior Blue 699 (HMO) Plan E
                                                        (2022)
                                      January 1, 2022 – December 31, 2022
      Senior Blue 699 (HMO) Plan E (2022) is a                 Except in emergency situations, if you use
      Medicare Advantage HMO plan with a Medicare              providers that are not in our network, we may
      contract. Enrollment in the plan depends on              not pay for these services. You must receive
      contract renewal.                                        all care from plan providers, with limited
                                                               exceptions.
      The benefit information provided does not list every
      service that we cover, limitation, or exclusion. To      For coverage and costs of Original Medicare,
      get a complete list of services we cover, please         look in your current “Medicare & You”
      request the “Evidence of Coverage”.                      handbook. View it online at medicare.gov or
                                                               get a copy by calling 1-800-MEDICARE (1-800
      To join Senior Blue 699 (HMO) Plan E (2022),             -633-4227). TTY users should call 1-877-486-
      you must be entitled to Medicare Part A, be              2048. This document is also available in large
      enrolled in Medicare Part B, and live in our service     print.
      area. Our service area includes the following
      counties in New York State: Allegany, Cattaraugus, Please call us at 1-855-215-9237 (TTY 711) or
      Chautauqua, Erie, Genesee, Niagara, Orleans and visit us at bcbswny.com/medicare.
      Wyoming.
                                                               Our office hours are:
                                                               Monday-Friday: 8 a.m. - 5 p.m.
      Premiums and Benefits                   Senior Blue 699 (HMO) Plan E (2022)
      Monthly plan premium                  *If you currently pay a premium for your coverage please
                                            reach out to your Group Benefit Administrator to find out your
                                            cost.
      Deductible                            This plan does not have a medical deductible
      Maximum out-of-pocket responsibility You pay no more than $3,000 annually
      (does not include prescription drugs) Includes copays and other costs for medical services for the
                                            year.
      Inpatient hospital                    You pay $0 per stay

                                            Services may require a prior authorization
      Outpatient hospital                   You pay $75

                                            Services may require a prior authorization

                                                                                             Y0086_EG470_M

112
Premiums and Benefits                 Senior Blue 699 (HMO) Plan E (2022)
Doctor visit
  Primary                             You pay $10
  Specialist                          You pay $30

Preventive care (e.g. flu vaccine,    You pay $0
diabetic screenings)
Emergency care                        You pay $65
                                      If you are admitted to the hospital within 1 day, then you do not
                                      have to pay $65
Surgery - ambulatory center           You pay $75

                                      Services may require a prior authorization
Urgently needed services              You pay $35
                                      If you are admitted to the hospital within 1 day, then you do not
                                      have to pay $35
Diagnostic services/labs/imaging
   Diagnostic tests and procedures    You pay $30
   Lab services                       You pay $0
   Advanced radiology ─ MRI, MRA,
   PET, and CT                        You pay $30
   Outpatient X-Rays                  You pay $30
   Therapeutic radiology services
   (such as radiation treatment for
   cancer)                            You pay $30

                                      Services may require a prior authorization
Hearing services
  Diagnostic hearing exam             You pay $30
  Routine hearing exam –
  TruHearing™                         You pay $45, one routine hearing exam allowed annually
  Hearing aid benefit –
  TruHearing™                         $699/$999, one aid per ear per year

Dental services
  Medicare covered dental services You pay $0
  Dental allowance                 You pay $200 annual allowance

                                                                                                          113
Premiums and Benefits                  Senior Blue 699 (HMO) Plan E (2022)
      Vision services
         Routine eye exam*                   You pay $0
         Exam to diagnose and treat
         diseases and conditions of the
         eye (including yearly glaucoma
         screening)                          You pay $30
         Annual screening for diabetic
         retinopathy (for people with
         diabetes)                           You pay $0
         Eyeglass or contact lenses after
         cataract surgery*                   You pay $0
         Eyewear allowance*                  $200 annual allowance

         *A Davis Vision provider must be
         used to be considered in-network

      Mental health services
        Mental health (inpatient, 190-day
        lifetime limit)                      You pay $0 per stay
        Outpatient group therapy/
        individual therapy visit             You pay $40

                                             Services may require a prior authorization
      Skilled nursing facility               You pay $0 per stay

                                             Services may require a prior authorization
      Physical therapy                       You pay $20
      Ambulance                              You pay $100

                                             Services may require a prior authorization
      Transportation                         Not covered
      Medicare Part B drugs
        Immunosuppressive drugs              You pay $0
        Oral chemotherapy drugs              You pay $0
        Physician administered injectables   You pay $0
        Nebulizer drugs                      You pay $0
        other Part B drugs                   You pay $0

                                           Services may require a prior authorization
                                        Outpatient Prescription Drugs
      Deductible                             You pay
                                             Retail Rx-30 day supply        Mail Order 90-day supply

114
Outpatient Prescription Drugs
Initial coverage
    Tier 1: Preferred generic                            You pay $0                                     You pay $0
    Tier 2: Generic                                      You pay $15                                    You pay $30
    Tier 3: Preferred brand                              You pay $30                                    You pay $60
    Tier 4: Non-preferred drug                           You pay $50                                    You pay $100
    Tier 5: Specialty tier                               You pay $50                                    You pay $100

Coverage gap or donut hole                               No Coverage Gap
Cost-sharing may change depending on the pharmacy you choose and when you enter another of
the four phases of the Part D benefit.
                                       Additional Benefits
Other rehabilitation services
  Occupational therapy                                   You pay $20
  Speech therapy                                         You pay $20
  Cardiac rehab                                          You pay $20
  Chiropractor                                           You pay $20

                                                         Services may require a prior authorization
Supplies, equipment and devices
  Durable medical equipment                              You pay $0 compression stockings; 20% all other items
  Prosthetics                                            You pay $0 diabetic shoes/inserts; 20% all other items
  Diabetic supplies - Part B                             You pay $0

                                   Services may require a prior authorization
Fitness program - Silver Sneakers® Covered in full
Hospital observation                                     You pay $65
Dialysis                                                 You pay $0
Shingles                                                 $0
Telemedicine
  Doctor On Demand®                                      You pay $0
  Your health provider                                   Your regular copay (Primary = $10, Specialist = $30, Mental
                                                         health professional = $40, Mental health psychiatrist = $40,
                                                         Alcohol & Substance Abuse = $40)
Home health care                                         You pay $0

Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) is a trade name of Highmark Western and Northeastern New York Inc.,
an independent licensee of the Blue Cross Blue Shield Association. Doctor On Demand® is a separate company that provides telemedicine services to
Highmark BCBSWNY members. TruHearing® is a registered trademark of TruHearing, Inc. TruHearing is an independent company that administers
the hearing-aid benefit. Davis Vision, a subsidiary of Versant Health, administers vision benefits. SilverSneakers® is a registered trademark of Tivity
Health, Inc. Tivity Health is an independent company that administers the SilverSneakers gym benefit. Other pharmacies/physicians/providers are
available in our network. Out-of-network/non-contracted providers are under no obligation to treat Highmark BCBSWNY members, except in
emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that
applies to out-of-network services. Highmark BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of
race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de
asistencialingüística.Llame al 1-833-735-4515. (TTY 711).                                                                                        (TTY
711).

                                                                                                                                                          115
2022 Summary of Benefits

                                      Senior Blue 699 (HMO) Plan E1 (2022)
                                                  HMO-H3384 805
        This is a summary of drug and health services covered by Senior Blue 699 (HMO) Plan E1
                                                        (2022)
                                      January 1, 2022 – December 31, 2022
      Senior Blue 699 (HMO) Plan E1 (2022) is a                Except in emergency situations, if you use
      Medicare Advantage HMO plan with a Medicare              providers that are not in our network, we may
      contract. Enrollment in the plan depends on              not pay for these services. You must receive
      contract renewal.                                        all care from plan providers, with limited
                                                               exceptions.
      The benefit information provided does not list every
      service that we cover, limitation, or exclusion. To      For coverage and costs of Original Medicare,
      get a complete list of services we cover, please         look in your current “Medicare & You”
      request the “Evidence of Coverage”.                      handbook. View it online at medicare.gov or
                                                               get a copy by calling 1-800-MEDICARE (1-800
      To join Senior Blue 699 (HMO) Plan E1 (2022),            -633-4227). TTY users should call 1-877-486-
      you must be entitled to Medicare Part A, be              2048. This document is also available in large
      enrolled in Medicare Part B, and live in our service     print.
      area. Our service area includes the following
      counties in New York State: Allegany, Cattaraugus, Please call us at 1-855-215-9237 (TTY 711) or
      Chautauqua, Erie, Genesee, Niagara, Orleans and visit us at bcbswny.com/medicare.
      Wyoming.
                                                               Our office hours are:
                                                               Monday-Friday: 8 a.m. - 5 p.m.
      Premiums and Benefits                   Senior Blue 699 (HMO) Plan E1 (2022)
      Monthly plan premium                  *If you currently pay a premium for your coverage please
                                            reach out to your Group Benefit Administrator to find out your
                                            cost.
      Deductible                            This plan does not have a medical deductible
      Maximum out-of-pocket responsibility You pay no more than $3,000 annually
      (does not include prescription drugs) Includes copays and other costs for medical services for the
                                            year.
      Inpatient hospital                    You pay $0 per stay

                                            Services may require a prior authorization
      Outpatient hospital                   You pay $75

                                            Services may require a prior authorization

                                                                                             Y0086_EG473_M

116
Premiums and Benefits                 Senior Blue 699 (HMO) Plan E1 (2022)
Doctor visit
  Primary                             You pay $10
  Specialist                          You pay $30

Preventive care (e.g. flu vaccine,    You pay $0
diabetic screenings)
Emergency care                        You pay $65
                                      If you are admitted to the hospital within 1 day, then you do not
                                      have to pay $65
Surgery - ambulatory center           You pay $75

                                      Services may require a prior authorization
Urgently needed services              You pay $35
                                      If you are admitted to the hospital within 1 day, then you do not
                                      have to pay $35
Diagnostic services/labs/imaging
   Diagnostic tests and procedures    You pay $30
   Lab services                       You pay $0
   Advanced radiology ─ MRI, MRA,
   PET, and CT                        You pay $30
   Outpatient X-Rays                  You pay $30
   Therapeutic radiology services
   (such as radiation treatment for
   cancer)                            You pay $30

                                      Services may require a prior authorization
Hearing services
  Diagnostic hearing exam             You pay $30
  Routine hearing exam –
  TruHearing™                         You pay $45, one routine hearing exam allowed annually
  Hearing aid benefit –
  TruHearing™                         $699/$999, one aid per ear per year

Dental services
  Medicare covered dental services You pay $0
  Dental allowance                 You pay $200 annual allowance

                                                                                                          117
Premiums and Benefits                  Senior Blue 699 (HMO) Plan E1 (2022)
      Vision services
         Routine eye exam*                   You pay $0
         Exam to diagnose and treat
         diseases and conditions of the
         eye (including yearly glaucoma
         screening)                          You pay $30
         Annual screening for diabetic
         retinopathy (for people with
         diabetes)                           You pay $0
         Eyeglass or contact lenses after
         cataract surgery*                   You pay $0
         Eyewear allowance*                  $200 annual allowance

         *A Davis Vision provider must be
         used to be considered in-network

      Mental health services
        Mental health (inpatient, 190-day
        lifetime limit)                      You pay $0 per stay
        Outpatient group therapy/
        individual therapy visit             You pay $40

                                             Services may require a prior authorization
      Skilled nursing facility               You pay $0 per stay

                                             Services may require a prior authorization
      Physical therapy                       You pay $20
      Ambulance                              You pay $100

                                             Services may require a prior authorization
      Transportation                         Not covered
      Medicare Part B drugs
        Immunosuppressive drugs              You pay $0
        Oral chemotherapy drugs              You pay $0
        Physician administered injectables   You pay $0
        Nebulizer drugs                      You pay $0
        other Part B drugs                   You pay $0

                                             Services may require a prior authorization
                                              Additional Benefits

118
Additional Benefits
Other rehabilitation services
  Occupational therapy                                   You pay $20
  Speech therapy                                         You pay $20
  Cardiac rehab                                          You pay $20
  Chiropractor                                           You pay $20

                                                         Services may require a prior authorization
Supplies, equipment and devices
  Durable medical equipment                              You pay $0 compression stockings; 20% all other items
  Prosthetics                                            You pay $0 diabetic shoes/inserts; 20% all other items
  Diabetic supplies - Part B                             You pay $0

                                   Services may require a prior authorization
Fitness program - Silver Sneakers® Covered in full
Hospital observation                                     You pay $65
Dialysis                                                 You pay $0
Shingles                                                 Not Covered
Telemedicine
  Doctor On Demand®                                      You pay $0
  Your health provider                                   Your regular copay (Primary = $10, Specialist = $30, Mental
                                                         health professional = $40, Mental health psychiatrist = $40,
                                                         Alcohol & Substance Abuse = $40)
Home health care                                         You pay $0

Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) is a trade name of Highmark Western and Northeastern New York Inc.,
an independent licensee of the Blue Cross Blue Shield Association. Doctor On Demand® is a separate company that provides telemedicine services to
Highmark BCBSWNY members. TruHearing® is a registered trademark of TruHearing, Inc. TruHearing is an independent company that administers
the hearing-aid benefit. Davis Vision, a subsidiary of Versant Health, administers vision benefits. SilverSneakers® is a registered trademark of Tivity
Health, Inc. Tivity Health is an independent company that administers the SilverSneakers gym benefit. Other pharmacies/physicians/providers are
available in our network. Out-of-network/non-contracted providers are under no obligation to treat Highmark BCBSWNY members, except in
emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that
applies to out-of-network services. Highmark BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of
race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de
asistencialingüística.Llame al 1-833-735-4515. (TTY 711).                                                                                        (TTY
711).

                                                                                                                                                          119
Pre­Enrollment Checklist

      Understanding the Benefits
           Review the full list of benefits found in the Evidence of Coverage (EOC), especially
           for those services that you routinely see a doctor. Visit www.bcbswny.com/medicare
           or call 1­800­329­2792 (TTY users may call 711) to view a copy of the EOC.
           Review the provider directory (or ask your doctor) to make sure the doctors you see
           now are in the network. If they are not listed, it means you will likely have to select a
           new doctor.
           Review the pharmacy directory to make sure the pharmacy you use for any
           prescription medicines is in the network. If the pharmacy is not listed, you will likely
           have to select a new pharmacy for your prescriptions.
      Understanding Important Rules
           In addition to your monthly plan premium, you must continue to pay your Medicare
           Part B premium. This premium is normally taken out of your Social Security check
           each month.

           Benefits, premiums and/or copayments/co­insurance may change on January 1, 2023.

           For HMO plans, except in urgent or emergency situations we do not cover services
           by out­of­network providers (doctors who are not listed in the provider directory).

           For PPO plans, our plans allow you to see providers out of your network (non­
           contracted providers). However, while we will agree to pay for covered services
           provided by a non­contracted provider the provider must agree to treat you. Except
           in urgent or emergency situations, non­contracted providers may deny care. In
           addition, you will pay a higher copay for services received by non­contracted
           providers.

120
Medicare Advantage Dental Receipt Reimbursement
Please attach a copy of your itemized bill and paid receipt. Please keep a copy of all
documents for your records, as copies submitted with your request will not be returned.
Not all plans include dental coverage or dental allowances. If your plan does not include
dental coverage or dental allowances, please disregard this form. You must submit your
claim to us within 12 months of the date you received the service.

  Date:

  Name:

  Address:

  Date of Birth:
                                               Refer to your member ID card
  Subscriber ID:

  Group Number:

  Dental Provider’s
  Name:
  Dental Provider’s
  Address:

Please mail to:
Medicare Advantage Customer Service
PO Box 15013
Albany, NY 12212-5013
Please fax to:
1-888-333-4316
Allow four to six weeks for reimbursement. If you have any questions, feel free to contact
customer service at 1-800-329-2792 (TTY 711).
We’re available:
• April 1 – September 30                   8 a.m. – 8 p.m., Monday – Friday
• October 1 – March 31                     8 a.m. – 8 p.m., 7 days a week
Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) is a trade name of Highmark Western and Northeastern
New York Inc., an independent licensee of the Blue Cross Blue Shield Association. Highmark BCBSWNY is a Medicare Advantage plan
with a Medicare contract and enrollment depends on contract renewal. Highmark BCBSWNY complies with applicable Federal civil
rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene
a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711).
                                                  1-833-735-4515 (TTY 711)

16338_6_21                                                                                                                  Y0086_CL021_C
                                                                                                                                                 121
Medicare Advantage Dental Receipt Reimbursement
Please attach a copy of your itemized bill and paid receipt. Please keep a copy of all
documents for your records, as copies submitted with your request will not be returned.
Not all plans include dental coverage or dental allowances. If your plan does not include
dental coverage or dental allowances, please disregard this form. You must submit your
claim to us within 12 months of the date you received the service.

  Date:

  Name:

  Address:

  Date of Birth:
                                               Refer to your member ID card
  Subscriber ID:

  Group Number:

  Dental Provider’s
  Name:
  Dental Provider’s
  Address:

Please mail to:
Medicare Advantage Customer Service
PO Box 15013
Albany, NY 12212-5013
Please fax to:
1-888-333-4316
Allow four to six weeks for reimbursement. If you have any questions, feel free to contact
customer service at 1-800-329-2792 (TTY 711).
We’re available:
• April 1 – September 30                   8 a.m. – 8 p.m., Monday – Friday
• October 1 – March 31                     8 a.m. – 8 p.m., 7 days a week
Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) is a trade name of Highmark Western and Northeastern
New York Inc., an independent licensee of the Blue Cross Blue Shield Association. Highmark BCBSWNY is a Medicare Advantage plan
with a Medicare contract and enrollment depends on contract renewal. Highmark BCBSWNY complies with applicable Federal civil
rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene
a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711).
                                                  1-833-735-4515 (TTY 711)

16338_6_21                                                                                                                  Y0086_CL021_C
                                                                                                                                                 123
Notes

        125
Notes

        127
bcbswny.com
Highmark Blue Cross Blue Shield of Western New York is a trade name of Highmark Western
and Northeastern New York Inc., an independent licensee of the Blue Cross Blue Shield Association.
16325_WNY_9_21
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