MEDIA KIT 2020 - JUNO Investing
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MEDIA KIT 2020
Welcome
JUNO is New Zealand’s only premium investment magazine. We tell you
everything you need to know about investing, about risk and returns, and about
what’s happening in the world that affects your investments. JUNO also features
a sophisticated lifestyle section covering topics like art, travel and cars.
Our readers are investors, from the beginner starting out in KiwiSaver to the
sophisticated expert with lots of variety in their portfolio.
Our readers are people with money to invest and money to spend.
Brenda Ward
Editor
JUNO offers...
1 Expert investing content, and beautiful
lifestyle stories.
2 Access to a niche industry of big spenders.
3 Easy-to-understand content with
simplified investing concepts.
4 A wide reach from the beginner investor
to high-net-worth individuals.
5 Exceptional print quality and
sophisticated design.
6 Distribution to targeted investing clients,
luxury hotels, airport lounges, New World
and Countdown supermarkets, Whitcoulls,
PaperPlus and independent bookstores.
7 The tools people need to to grow their
wealth.
Media Kit 2020
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CC J L CC J R
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Navigating the
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Media Kit 2020
Past Issues
PERSONAL FINANCE YOUR LIFES TYLE GASTRO NO MY
Down
Millennial Yonder
Magic? Yonder, one of Queenstown’s
newest eateries, offers much more
Is it easier for millennials to start their than just good food, and is shaping
own businesses than it was for previous up to be the hip hangout of choice.
generations? And what are they like in the
Jacqueline Taylor reviews.
workforce? Claire Connell finds out the
buzz on millennials in business.
Experts say New Zealand’s startup scene has really When there are 3 million visitors to your art includes a graffiti wall, and hanging pot plants A selection of bigger dishes is on offer too. Eat YONDER
come of age in recent years. Through business home town each year, where do Queenstown adorn the cosy booths and group tables. Your Greens, a dish of broccoli, spinach, and
accelerators that provide entrepreneurs financial almonds was surprisingly one of my favourite 14 Church Street,
locals gather to share great food accompanied The kitchen, with its curved textured-glass panels,
support and encouragement, there’s a viable dishes – healthy, tasty, and generous. It was the Queenstown
platform for Kiwis with bright ideas. by a bloody good pint, or perhaps enjoying a and the pastel tiles surrounding the modern
beetroot latte? perfect accompaniment to all the dishes I tried. 03 409 0994
fireplace add a sense of art deco to the space.
New Zealand’s startup scene yonderqt.co.nz
Yonder is turning on the charm and acting And for something sweet, in the café’s cabinet
Robbie Paul, chief executive of Ice Angels, says And beyond the bar, which exhibits 12 tap beers,
as a community hub for locals and visitors, there’s an assortment of indulgent treats. Or
millennials have more entrepreneurial spirit than another layer is exposed. Neon beams lead to a
offering just about anything you could desire, perhaps settle for a winter cocktail to finish.
previous generations because there are more large stage, backlit with multi-coloured lights that
opportunities. from food to entertainment. are further enhanced by a mirrored wall.
Endless entertainment
The Kiwi culture of entrepreneurship, the Layer upon layer Delicious and nutritious Yonder also has your entertainment covered.
investment community to back them, and the
supportive environment, are all in their favour, Opened in September 2017, this joint is When night draws in, this highly adaptable space
Inspired by good food tasted on travels abroad,
Paul says. There’s also easier access to international completely evolutionary in its design. Yonder is transformed, and Yonder proudly hosts a
dishes are diverse with perhaps a heavier influence
investor networks. is many spaces in one, catering to a variety of variety of performances.
from South East Asia. But the point-of-difference
Graeme Muller, NZTech’s chief executive, says if communities, from yoga mums, to corporates, is the large focus on dietary requirements, and Perhaps a Painting and Pinot class is of interest,
you walk around places like startup nurturing space après skiers, and rock ’n’ rollers. offerings include vegan and gluten-free dishes. or a performance from musician Graeme James,
Creative HQ or co-working spaces like Generator or
One minute Yonder could be serving With health issues of his own, general manager or maybe a comedy act?
BizDojo, “by and large, they would be in their 20s
and 30s, not 40s or 50s”. mountain bikers high-energy breakfasts, the Gary Livesey changed his diet to accommodate Whatever your fancy, Yonder’s in-house
next, hosting entrepreneurial talks, and then, them. He wanted Yonder’s menus to respect the
Founders under 30 only production team professionally pulls together
powering-up a dance party. dietary requirements of people today, so he helped any kind of live performance.
Two years ago, First Cut Ventures was set up, design an array of healthy dishes with many
specifically to invest in the business ideas of When you follow the fairy lights through the
dietary options. And if you’re a local, don’t delay in getting your
founders aged under 30. courtyard, you step into a place that is as
‘locals card’ to benefit from the many perks,
eclectic as the crowds that pass through it. But health doesn’t mean tasteless, or dull. These
Robbie Paul says these young people are closer to including NZ$6 pints.
innovation, they’re less risk-averse, and they’re ever-evolving dishes are sophisticated, innovative,
At first glance, Yonder appears to be a quirky
more efficient with their capital. colourful, and most importantly, delicious. A place to call home
café housed in an 1885 cottage, with its
“If a 40-year-old starts a business and has two kids pastel pink espresso machine and its framed On the brunch menu you can order a Tuna Poke Although Queenstown is not my home, I’m lucky
and a mortgage in Auckland, then there’s a baseline Bill Murray portrait above the fireplace. But Bowl, or a Vegan Scramble with organic tofu. enough to have the excuse to visit reasonably
they need to be paid. But if you look at the founders as you step behind these historic walls, the Or perhaps try the Classic Eggs Bennie or the often to see family members who live there.
we’ve backed, they can live at home and spend a many layers the innovative Yonder team have Bacon Butty.
fraction of that. And if we’re looking for a groovy space to catch
crafted in this space are revealed.
“When you’re an early-age startup, burning capital For dinner, you can start with substantial sharing up with great music and excellent food, I know
and not generating revenue yet, expenses can cost The main dining space is modern, with a plates, including charcoal Bao Buns, Pork Belly I’ll be recommending a wander to this hip little
you a lot,” he says. twist of eccentric style. An assortment of Bites, and Salt and Szechuan Squid. hangout, down Yonder.
SUMMER 2018 | JUNO 31
88 JuNO / WINTER 2018 89 JuNO / WINTER 2018
YO U R I N V E S T I N G PROPERTY YO U R I N V E S T I N G MARKET INSIGHTS
What Is Your Spenders will use any excess funds to get the
next pair of shoes or a trip to Fiji.
Mortgage Personality?
Revolving credit is not your friend!
A Place in the Sun
– Not Always Fun
Thinking about buying an apartment in the Gold Coast as an
investment? Mark Russell of PwC says hold that thought.
There are some tax fishhooks that might take some of the
pleasure out of it.
Buying residential rental properties is an taxable income using the applicable rules.
increasingly popular investment option for
The Saver The Scrimper The Spender The Starter The Supersizer For example, it may be possible to
Just like people, not all Kiwis, and this isn’t limited to property in
claim tax depreciation deductions in
mortgages are alike. There Disciplined saver, lots of income, Lower income, finds it hard to save, Money disappears like water, has First-home buyer, new to a Already has a home partly paid off, New Zealand.
Australia, but in New Zealand you can’t
not much equity. money’s tight. only a small deposit. mortgage. payments are no stress. claim depreciation on residential rental
are different solutions More and more Kiwis are buying
Savers are usually easy to spot because If you don’t have much spare cash If you’re a spender and aren’t the best Often people don’t know what their If you’re a Supersizer, look at using apartments on Australia’s east coast. properties, other than for chattels.
for different money
they’re usually sitting on a good surplus floating around, fixed rates can be with money, avoid revolving credit. money personality is until they’ve taken a revolving credit facility, as long But not everyone is aware that owning an New Zealand uses a 31 March tax year-
personalities, says Kris in a savings account. They’re usually a good way to go here. Spenders will use any excess funds to out a whopping big mortgage. It’s worth as you’re not a spender. Or, look to Australian rental property brings some end, while Australia has a 30 June tax
Pedersen, of Kris Pedersen wary of the rainy day when they’ll get the next pair of shoes or a trip to being a bit flexible here, to see if you’re increase what you’re paying on your additional tax rules you should consider. year-end.
need it. But for many, that’s not a good They can give you certainty, so Fiji. Revolving credit is not your friend! a saver, or if your spending personality fixed mortgage splits.
Mortgages. Identify your you’ll always know how much If your foreign income is less than
use of their money. If you’re a saver, takes over and you need to be careful. Taxed in both countries
money personality to help you’ll pay. Take away temptation. This means a With most banks, even if your mortgage $100,000, you can choose to include the
a revolving credit or another type of As a New Zealand tax resident, the rental
fixed mortgage. Often it’s high-income If you don’t know which type you are, is fixed, you’re able to pay a bit extra off income for the Australian tax year to 30
find the best way to set up offset account might work better. It’s worth thinking about splitting your income you earn in Australia is taxable in
earners who fit into this category split your mortgage into a few sections. without penalty. Check your options June in the New Zealand tax year in which
your mortgage. A revolving credit facility is like a large fixed rate mortgage into two or three because they’re used to having more Keep most fixed, but put a small before you do this. both Australia and New Zealand.
that June falls. The standard rate of NRWT is 15 per cent, to register for Approved Issuer Levy, which the principal of the loan that are realised the property could be liable for tax in
overdraft, but at floating mortgage chunks. spending money. amount on revolving credit. Put income This means you’ll need to file tax returns however in some cases like Australia, the results in the tax payable on the interest each time you make a payment. Australia.
This option is a great way to accelerate Above this limit, you’ll need to separately
rates. Put your savings into this account If rates were to spike up, you won’t onto the revolving credit facility, and in both countries. tax treaty with New Zealand reduces this to reducing to 2 per cent.
If so, they should look to put paying off your mortgage, so you can calculate the income for each country Any gains in New Zealand dollar terms You should also be aware that the
too, so you, rather than the bank, have all your debt coming off a fixed charge your living expenses to your 10 per cent.
themselves under a bit more pressure get that noose around your neck off Generally, you should be able to claim based on the actual tax year-end dates. Foreign exchange are ultimately taxable and losses are ‘bright-line test’ (which triggers a form
benefits from the interest rate margin. rate at the same time. credit card, paying it off just before
and lock in higher repayments than faster. a credit against your New Zealand tax The obligation to deduct NRWT may not deductible. of capital gains tax) applies to properties
you’re charged interest, using your Borrowing costs When you’re calculating your New Zealand
The best way to explain an ‘offset’ An example: For a NZ$300,000 they need. payable on the rental income for any tax apply if the bank you borrow the money outside New Zealand.
revolving credit. A unique aspect of owning a foreign taxable income, you’ll need to convert your Where you fall under certain thresholds,
is if you had a NZ$100,000 floating mortgage, you might decide to put Disclaimer: This article is general in nature only and paid in Australia. from has a branch in New Zealand, and
This may offset some of their excesses has not taken into account any particular person's rental property is that if you borrow from Australian dollar income and expenses you can recognise gains and losses only as Under this rule, you generally have to
mortgage and a NZ$30,000 savings NZ$100,000 on a one-year rate, But if you’re finding you’re drawing on many of the Australian banks do.
elsewhere. objectives or circumstances. Seek financial advice
Different tax systems a foreign bank to fund the purchase, into New Zealand dollars. they are realised. Over those thresholds, pay tax on any gains on a rental property
account. You’ll only pay interest on the NZ$100,000 on a two-year rate and your revolving credit for other reasons, before making any decisions on your mortgage
difference between the two, in this case fix the mortgage and remove the structure. Australia and New Zealand have you may have to account for tax on the If you do need to deduct NRWT, the bank There are options to do this on an actual it may be necessary to recognise some sold within five years of when you
NZ$100,000 on a three-year rate.
NZ$70,000. revolving credit. different rules for calculating income and interest. will usually require you to meet this cost, transaction date, monthly, or annually, gains and losses on an unrealised basis bought it.
expenditure for tax purposes. rather than reducing the payments to the using rates approved by Inland Revenue. each year.
There’s an obligation to withhold and pay But, if you’re liable to pay tax under this
bank. When you sell
When you’re filing tax returns in each to Inland Revenue an amount of Non- If you borrow in Australian dollars, you’ll rule, it should be possible to offset any
country, you’ll need to calculate your Resident Withholding Tax (NRWT). For most borrowers, it may be preferable have foreign exchange gains and losses on Remember, any gains you make on selling Australian tax paid on the gain.
34 JUNO | SPRING 2019 SPRING 2019 | JUNO 35 82 JUNO | SPRING 2020 SPRING 2020 | JUNO 83
YO U R I N V E S T I N G PERSONAL FINANCE YO U R I N V E S T I N G
Essential Products of
Hawke’s Bay “Just don’t tell too many people what a hell
of a good place Hawke’s Bay is...”
Enjoy sampling from the east coast of the North Island. Napier Mayor Bill Dalton
1
Invest for Your Age
3
2
There are some simple strategies to help build wealth at every age. 4
Martin Hawes explains how to manage your money now, to help
you get in a good place, financially.
SILENT GENERATION BABY BOOMERS Hawke’s Bay
Aged 73-100+ Aged 54-72 Essentials
• You’re probably in retirement and trying to • You may already be in retirement, or perhaps it
make the most of the money you have. You may looms but, in any event, life is going to be different. 1. Brave Brewing Co
be considering downsizing the house to free up Retirement, with all its change, dominates Baby Bottle Rocket Extra
capital, or moving to a retirement village. Some of Boomers’ thoughts and conversations. Pale Ale, 500ml, $8.99, 6
you may be in a rest home. bravebrewing.co.nz
• You can expect to spend at least a couple of decades
• You might want to invest your money in retirement, so prepare for this time frame. 2. Telegraph Hill Traditional
conservatively because your time is getting shorter Olives, 300g, $8.69, 10
• If retirement is still some way off for you, these
and income is a priority. Having said that, the telegraphhill.co.nz
are the gravy years. If the mortgage and the kids 5
average life expectancy for people at the age of
are gone, with lower costs, you can really start to 3. Te Mata Figs, price
75 is nearly 15 years. In other words, if you’ve got
squirrel away some money. variable, tematafigs.co.nz
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up on life and living yet! work will probably be for fewer hours and could Lime Dressing, 300ml,
be different in nature to what you did earlier $9.95, limes.co.nz
• Your income needs may have declined or, perhaps,
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they’re starting to. They’ll likely become less than 5. The Apple Press Jazz
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• Having access to your money is critical in these
you, there’ll be a lower income and less spending. 9 7
years. The chances of needing surgery or some kind 6. Chocolatier Mirams
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consider putting most of it in fixed interest and and change the way you invest. It’s a good time to chocolatiermirams.co.nz
cash (term deposits). ask a financial adviser to do a plan for you.
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28 JUNO | WINTER 2019 WINTER 2019 | JUNO 29 90 JUNO | AUTUMN 2019 Photo: Craggy Range AUTUMN 2019 | JUNO 91
YO U R I N V E S T I N G PERSONAL FINANCE LIFESTYLE
Cashflow Don’t Give
Path is Up when
Essential for You Don’t
Business
Success
Succeed
Right Away The
Portofino
Performs
Michael Whitehead made his Descended from a property
fortune with an early software pioneer, Kiri Barfoot has
company. Now he’s helping learned for herself the secrets
others build theirs. of success.
Ferrari’s new Portofino redefines the convertible experience
with jaw-dropping acceleration and head-turning style, writes
Starting a tech business when most Kiri Barfoot started out as a salesperson in Brenda Ward.
households didn’t have the internet the family business, Barfoot & Thompson,
was tough, recalls entrepreneur and but now she’s a director.
philanthropist Michael Whitehead. In 1923, her grandfather was one of the The little boy peered round his Dad, eyes like On the twisting route through Waiwera to
Whitehead co-founded WhereScape, a founders of the business. It’s since grown saucers. He couldn’t tear his eyes away from the red Warkworth, north of Auckland, the acceleration is
data warehouse and automation software to become New Zealand’s largest privately- supercar that was burbling along behind them as astonishing. In auto, it’s more mannered, but always
company, in 1997. As chief executive owned real estate company. they walked on the country lane. pulls enough revs to sing through the corners.
and then director, he grew it into an During her time as a director, Barfoot There’s no doubt about it, driving the Ferrari There are some clever features. If your passenger
international business with revenue of & Thompson has increased its rental Portofino is going to get you noticed. would like to know your speed and the camber of the
NZ$50 million. portfolio from around 11,000 properties corner as you wind through it (and who wouldn’t?),
Even if it didn’t have shiny scarlet paintwork, the there’s a passenger read-out.
After it was sold in 2019 to US-based Idera, to 17,000.
throaty roar of its 3.9-litre V8 turbo motor arrived
the technology and data trailblazer decided “A lot of people will tell you that your idea “Ultimately, people buy from people, so Despite a neutral or slightly declining There are pros and cons to succeeding in a have a goal of buying a house and, by the before it did, soon letting you know it’s there. I defy It also shows the music you’re playing off your phone.
to help others grow their own ventures. is great – and it probably is – but it takes your relationships and networks are far Auckland market over the past three family business, she says. time they achieve that, their hardworking anyone not to look around.
more important than you first realise. and thrifty habits are ingrained – they’re At last I spot a passing lane and three slow cars
“We started off earlier than most, that’s for a hell of a lot more than that to make it a years, (which is now starting to pick up), “Sometimes people tell you what they Get used to it. That kind of attention is part of the struggling up the hill. I switch lanes and a tap on the
success. You have to show that the path to both branches and staff numbers have on their way to wider success.
sure,” he says with a laugh. “It doesn’t matter how hard you work, think you want to hear, instead of the deal when you drive this NZ$375,000 2+2 sportscar. throttle later sees the car just a blur as it accelerates
making money is there.” you also need luck, and sometimes that’s increased. She says successful people at Barfoot &
truth, which isn’t always helpful. from 50km/h to 100 in seconds.
“There weren’t many people who had done The Portofino replaces the California and ushers
It’s sometimes a challenge being from a meeting someone who’s happy to help Barfoot started out as a salesperson after Thompson are those who take the time to
the journey before us and could help us out. “And there’s a degree of nepotism that in a new era of convertibles. With the roof on, it’s It’s been clocked accelerating from 0-100km/h in
tiny island, but our Kiwi outlook can be you. learn about all the aspects of their industry,
Now I’m trying to give back – I can help spending her early years backpacking in makes some people uncomfortable. But 3.5 seconds, but the joy of the Portofino is that
an advantage on the world stage, says have exceptional people skills, build a sleek coupé-convertiblewith curves and class.
other people coming through not to make “Of course, if your idea isn’t good enough, Europe and the Middle East. the upside is a family-run business with you don’t need to speed to its maximum speed of
Whitehead. strong networks and keep up to date with With the press of a button, the top drops into the
the same mistakes we did. or you’re not making enough progress, At 23, she joined the family business for a an inclusive attitude and an enviable innovation and systems. boot cavity, leaving you carefree and with your hair 320km/h. Its controlled acceleration is like hitting a
Not needing to grow in scale immediately, you need to know when to pull the plug.” few years. pedigree, which employs around 2,400 blowing in the breeze. switch, fun to play with, without the fear of tickets.
“Hopefully they can make new, more It’s also important not to be disheartened
Kiwi entrepreneurs have time to tackle people.”
exciting, more fun mistakes.” Before you take on a new venture, After leaving to experience working in or give up when you don’t succeed right Leaving the Continental Cars Ferrari’s Auckland Even on this poorly maintained road, there’s hardly
the kinds of tricky problems that other whether it’s a tech startup or a side hustle, The real-estate business has been a any vibration and the car stays rock solid on the road.
His new project is Tap-In Ventures, where businesses such as Clear Communications away. showroom, I immediately find myself having to
countries’ entrepreneurs don’t get define what you want out of it, he says. launchpad for many people looking for a
Whitehead is among the experts mentoring and Telecom, she returned to the business “People will say no to your deal, your plan, merge in dense traffic. Fellow drivers courteously Reluctantly, I return it and walk around the vehicle,
around to. new beginning, says Barfoot.
business owners so they can take their “Be very clear what your definition of in 1999. or your service,” she says. make space for me. checking out the level of luxury I’ve enjoyed. The
ideas and operations to the next level. “You can apply a different angle to a success is and, more importantly, what “It’s a great opportunity. We often have seats are finely tailored leather and although they’re
After learning the ropes as a property “But you can’t go home and sulk about Idling while waiting for the motorway on-ramp
problem, which means you can look and your definition of failure is: ‘If I don’t people joining the team who are recently low, it’s easy to slip into the driver’s seat, with wide
The first essential is positive cashflow, he manager and salesperson, she became a it. You need to fix the problem, be able to lights isn’t even a chore. The revs drop but the car
sound different, which can give your achieve this by then, I need to pivot’. divorced, raising families, or haven’t been doors that don’t get in the way.
says, if not right now, at least a path to it branch manager – although only after five receive and accept constructive feedback, behaves impeccably.
product a unique position.” in paid work for a long time.
in the future. “You need to know when to call it. rejections. or say: ‘Okay,’ and move on. Boot space is more generous than you’d expect –
I ease the car along Auckland’s northern motorway,
You also need the right people. “And we see a lot of new immigrants who there’s room for a couple of bags, even with the roof
“At MIT in Boston, on an entrepreneur “If you’re putting in all those hours and “You don’t always get the job you want “To succeed, you’ve got to have realistic building up to road speed. Using the paddles, the
might be qualified lawyers or engineers, stowed, after slipping across a divider.
course, Ken Morse told us, ‘CIMITYM: “When you scale up, you get a different all that work, and it’s not succeeding, the first time around, even if you have the expectations. Trust your gut, but also make car switches effortlessly through the seven gears,
same last name as the company,” she says but they can’t get work in New Zealand.” always responsive to the lightest blip of the throttle.
Cashflow is more important than your level of problems that can’t be sorted just maybe it never will. Know what success sure you do your research and ask lots of But let’s not talk practicalities. If you wanted to take a
mother’. by money,” Whitehead says. looks like for you.” with a laugh. She says these successful people often questions.” So much horsepower, so under control. load, you’d use your other car. Right?
34 JUNO | AUTUMN 2020 AUTUMN 2020 | JUNO 35 96 JUNO | AUTUMN 2019 AUTUMN 2019 | JUNO 97
Media Kit 2020
JUNO In Numbers
Juno is growing dramatically.
Magazine Distribution Print copies
9,300
Indicative readership
30,000
Subscriptions up year on year
66%
Find JUNO at Paper Plus stores, Mag Nation,
Whitcoulls, Countdown, New World, airport Relay
stores, Koru and Strata lounges across New Zealand,
and selected hotels and luxury lodges.
Website
Unique visitors
40,700
Correct 2019-20
Traffic from mobile
49%
Media Kit 2020
JUNO In Numbers
Social Media
Facebook – Up 271%
13,000
4,200
Digital Issue
reads Winter 2020
Newsletter (EDM)
12,790
Subscribers – Up 6%
JUNO produces two newsletters
per month.
26.7%
Average open rate – Up 25%
Media Kit 2020
JUNO Reader Profiles
JUNO readers are:
65% 71% 90%
35%
male
of readers have household of readers plan to travel
income over $100,000. overseas on holiday each year.
28% 92%
female
18% aged 18-34
plan to buy an
investment property.
of readers own their own home.
44% aged 35-54
42% 38%
38%
of readers class their will buy a new car this year.
occupations as business
managers, owners
or entrepreneurs.
aged 55+
The Explorer The Entrepreneur The Baby Boomers
AGE 25-32 AGE 32-49 AGE 54-73
Males & females, educated, Males & females, entrepreneurial, Males & female, nonconformists and hard
optimistic, in search of an individualistic, conservative with the workers, big spenders and poor savers.
authentic life money they’ve made In search of a good life
The Explorer craves adventures and The Entrepreneurs struggled to find jobs This is a generation that broke with tradition in
discoveries, preferring to spend money on after college, leading them to venture almost every part of life, and is likely to enter
their desires to visit every continent and travel out on their own. They have ‘money retirement with a powerful voice and a need for
abroad over buying homes and cars. This is to burn’, with the highest personal net recognition. Baby Boomers have discretionary
a generation that is burdened financially by worth, but they are also conservative income and what they spent on essentials, like
student loans or enjoying the freedom that with their money and save more than food and housing, can now include luxuries, like
comes with paying them off. they spend. a larger wardrobe and recreation.
Media Kit 2020
Regional Profiles
3%
WHANGAREI
54%
5%
AUCKLAND
6%
TAURANGA
HAMILTON
2% 2%
HAWKE’S BAY
PALMERSTON NORTH
12%
WELLINGTON
6%
CHRISTCHURCH
5%
DUNEDIN
Media Kit 2020
Future Issues
Summer Autumn Winter Spring
2020 2021 2021 2021
Money & Your Mind Invest For Your Age Live Like a Millionaire For Less The Portfolio Puzzle
• The tricks your mind plays • Your money journey: Your • Make a save look like a • What’s the best portfolio for
on you 20s, 30s, 40s, 50s, 60s+ splurge you?
• How an adviser can change • What happens when • Smart cars: what you should • Invest forever, live today
your life you die? drive • Funds: what do they do?
• Compound interest: Make it • Baby investors: too early? • Divorce, do it now, later – or • Syndicates and proportional
work for you • Managing your mortgage never? investing
• What are you teaching your at every stage • Lifestyle creep and how to • Hedging and how it can
kids? • Staying fit, staying smart avoid it help you invest
• How to get over money stress • Shares each generation • Kiwi dreams: The Beemer, • Why property works in your
• Why do it later, loved the bach and the boat portfolio
procrastinator? • Famous people who got • Buy a third fewer clothes • Currencies
• Why the famous got rich rich young and look twice as rich • Laddering investments
• Accountants, DIY or Xero? • Travel: A passion for Portugal • Décor save or splurge • Your risk level
• Travel: On the Murray River • Hot cars • Travel: A tent in the Med • Travel: Sahara Desert crossing
On sale 23 November 2020 On sale 22 February 2021 On sale 24 May 2021 On sale 23 August 2021
Media Kit 2020
Print Rate Card
(GST exclusive)
1 Issue 2 Issues 4 Issues
DPS $4,900 $3,900 $3,500
Full page $3,200 $2,900 $2,200
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Premium positions DPS Other Options
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Second DPS $5,000
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Magazine insert POA
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Outside Back Cover $3,500
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Ad Specifications
Design Service $500
Booking Deadlines
Summer 2020 30 October2020
Autumn 2021 29 January 2021
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Double page spread Full page
Spring 2021 30 July 2021
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PUBLISHED BY:
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Magazine
Autumn 2021 22 February 2021
Brenda Ward
Winter 2021 24 May 2021
JUNO, The Generator, Level 1, 28 Customs Street East, Auckland Central 1010
Spring 2021 23 August 2021
www.junoinvesting.co.nz
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