JDC GROUP AG Company Presentation Equity Forum, May 23rd-25th, 2022 Dr. Sebastian Grabmaier (CEO) - Equity Forum Tagungsverwaltung
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JDC GROUP AG
Company Presentation
Equity Forum, May 23rd-25th, 2022
Dr. Sebastian Grabmaier (CEO)
JDC Group AG
16. Mai 2022 1
JDC Group AG Management Board
Dr. Sebastian Grabmaier (CEO) Ralph Konrad (CFO) Stefan Bachmann (CDO)
Strategy, Sales, Products, IR/PR Finance, IT, Operations, Legal Bancassurance, Marketing, Service,
People Ops
JDC Group AG
16. Mai 2022 2
About JDC
JDC Group AG
16. Mai 2022 3
Platform technology
MAKING GERMAN INSURANCE DIGITAL
JDC‘s platform is a market leader for the
administration and processing of financial products
and the #1 for insurance contracts.
Currently there are 3.9M contracts on the platform.
Next to increasing back office efficiency through
digitalisation, JDC‘s solutions and iCRM also actively
support the selling process for financial
intermediaries.
The platform‘s value is driven by JDC‘s IT stack,
established relationships to more than 200
insurance companies and proven ability to connect
into a wide range of verticals.
JDC is trusted by clients from the banking and
insurance industry as well as corporates and fintech
companies.
JDC Group AG
16. Mai 2022 4
Insurance Market Germany
HIGH INSURANCE DENSITY WITH 17BN IN COMMISSION FOR INTERMEDIARIES IN P&C ALONE
EUR EUR
437m 17bn
insurance contracts 217bn P&C-commission paid
held by Germans in premiums paid to
to intermediaries in
insurers in 2019 2019
41.5m German households with Still a very domestic and Contracts on the JDC platform pay an
more than 10 contracts on average. fragmented market with >500 average of EUR 32 commission p.a.
insurance companies.
Average household pays Tied and independent financial
intermediaries more than EUR 350 Despite innovation in customer agents are sill dominate the market.
annual commission. interfaces (apps, insurance wallets,
However banks and direct channels
comp. platforms,...), information
are getting more important.
gathering and processing remain
very manual.
* Source: Website GDV- Gesamtverband der Deutschen Versicherungswirtschaft (Association of the German Insurance Industry)
JDC Group AG
16. Mai 2022 5
Aggregation business model
Insurance as the opportunity
Example: Bank
with 150,000 customers
150,000
customers
allesmeins
App EUR 33.6 million
Recurring portfolio commission per year
150,000 customers x 7 contracts x EUR 32,-*
Insurance premiums are already paid out of customers‘
accounts. They just have to drag them into a digital wallet
with a few clicks.
6-8 insurance contracts *Source: internal JDC System iCRM
per customer
JDC Group AG
16. Mai 2022 6
JDC Group:
AS A PLATFORM, OUR BRANDS & SERVICES COVER THE ENTIRE VALUE CHAIN
Technical Customer and Broker Direct Clients (Exclusive)
Platform Frontend Online Platform Sales Organisation
ADVISORTECH ADVISORY
▪ B2B2C-Sales of financial products ▪ Modular white-label ▪ Comprehensive portal for ▪ Independent, holistic
to private clients via independent offering of software, online product comparison and advisory to demanding and
financial advisors. tools and web applications transactions of financial wealthy customers.
for brokers, consultants, products.
▪ More than 16,000 intermediaries banks, insurance ▪ > 290 tied agents.
(independent financial advisors). companies, distributors ▪ Among the TOP-5 online
platforms in Germany. ▪ 85,000 clients.
and customers.
▪ 1.8m clients.
▪ EUR 35.6 million
▪ EUR 121 million commission commission earnings.
earnings.
Other market leaders across the value chain (Germany)
JDC Group AG
16. Mai 2022 7
Economics
BUSINESS MODEL
Business model Commission participation
pays premium
Client Insurer Insurer
1
commission
payment
concludes contract 100%
handle
contract pays
information commission
Broker
3 4 JDC
2 pays
commission commission
forwarding
handles contract closure 5 about 75%
JDC
Broker
JDC Group AG
16. Mai 2022 8
JDC Tech-Stack
JDC Group AG
16. Mai 2022 9
FUNCTIONS AT A GLANCE Needs analysis Lebenssituation Kranken-versicherung
• Match with portfolio Wohnsituation
Tätigkeit
• Recommendation of existential /
Display and aggregate obligatory insurance products
Fahrzeuge
Bedarfsanalyse
Freizeit-aktivitäten
insurance contracts
Haustiere Bauabsichten
• Contact consultant for any changes Vermietung
• Regardless of the insurance folder
Gehalt
• Automatic data procurement 10 simple questions!
• All contracts at a glance
• Easy administration
• Automatic update
Transfer with just two clicks!
Comparison calculator
WebApp on all devices • Available for six different items
• Performance comparison
• No Download in App-/Playstore • Continuous development
necessary
Conveniently complete online!
• No new or parallel installations
required
Insight on smartphone, tablet or
desktop-PC!
Compare existing
Online damage claims contracts
• Online form including photo
upload
• Contact the consultant
Your contact-App – that is all Smart and easy!
that is required!
JDC Group AG
16. Mai 2022 10App & comparison tools
B2C READY IN 7 P&C INSURANCE PRODUCTS – USER SELF DIRECTED
JDC Group AG
16. Mai 2022 11App & comparison tools
B2C READY IN 7 P&C INSURANCE PRODUCTS
JDC Group AG
16. Mai 2022 13iCRM – Web based Customer Relationship Management Program
JDC Group AG
16. Mai 2022 14Interfaces to all leading comparison tools in the market
FOR INTERMEDIARIES
Landingpages or SSO-Access to tools of insurance companies
Comparision Tool for IFAs Product segment
(> 120 tools, free configuration)
F&B / M&M Life & Health
ACIO Health supplement
Mr. Money P&C
nafi Car
ATweb Investment/AIF
xbAV Occupationoal pension fund
Financial analyses as to DIN 77230,
Finanzplaner Calculation of biometrc risk, Calculators for
state pension schemes
Thinksurance corporate insurances
occupational pension funds, employer
Soon to come:
platform, employee benefits
JDC Group AG
16. Mai 2022 15JDC Group AG 16. Mai 2022 16
Example: Sparda – White Label
COMPLETE SOLUTION WITH OWN COMPARISON PORTAL
Integrated insurance platform with administration and optimization of all contracts
Optional and individual
JDC Group AG
16. Mai 2022 17JDC Group AG 16. Mai 2022 18
oup AG
Example: Sparkasse (Savings Bank) – White Label
JDC Group AG
16. Mai 2022 19oup AG
Example: Sparkasse (Savings Bank) – White Label
JDC Group AG
16. Mai 2022 20JDC platform growth potential with existing key accounts
Key Account Inhouse Insurance
Segment Bancassurance API-Suite Broker Companies
Bavaria
Wirtschaftsagentur
1st Level Versicherungsservice
BI Secura
>200 Savings Banks > 40.000 employees with existing > 1000 exclusive sales reps.
contracts on platform and their clients base
2nd Level
Direct customer contracts
Baden-Württemberg Best multi-banking software Serviced by Albatros
Bremen
Bank account aggregation
Pure online player with
> 500 sales reps. Using
4 major cooperative banks > 600.000 App-User
platform for 3rd party sales
(Berlin, Karlsruhe, Gestalterbank,…)
Exclusive insurance services &
advantages for employees
JDC Group AG
16. Mai 2022 21Life Cycle of JDC’s Key Accounts
FOUR EXAMPLES
Sales Cycle Ramp
Negotiation Project Up & Pilot Optimize & Organic • Majority of JDC‘s key
& Contract Effort Phase Roll Out Growth accounts is still in the Ramp-
Signature Up or in the beginning of the
Roll-Out phase
• Growth contribution of key
accounts expected to
increase in the future
• Major impact of the
Provinzial cooperation from
2023 onwards
Months: 6 to 18 6 to 12 3 to 6 24 to 36 ongoing
EBITDA Contribution
JDC Group AG
16. Mai 2022 22Spotlight: German
Bankassurance Market
JDC Group AG
16. Mai 2022 23German Banking System
BANKING PILLARS AND MAIN INSURERS
German banking system
Private Banks
Savings Banks Cooperative Banks e.g Commerzbank,
Deutsche Bank, ING DiBa
380 banks 870 banks 390 banks
13,000 branches 10,500 branches 4,500 branches
Public Insurers
Private Insurers, mainly:
- VKB Cooperative Insurers:
- Allianz (Commerzbank)
- Provinzial R+V Versicherung
- Axa (ING DiBa)
- S-Versicherung (DEVK)
- Zurich (Deutsche Bank)
- VGH and smaller public insurers
Rapidly growing third party insurance business via platforms
JDC Group AG
16. Mai 2022 24German Banking System
SAVINGS BANKS AND OTHERS
Ranking by number of customers (mn)
55 50 • Savings banks with the most
customers by far,
45
cooperative banks second
35 30 customers
• Savings banks network more
25 21,7 20 than twice as big as
18.4 members
15
Commerzbank or Deutsche
9,3 Bank
6,1 4,1 4 3,6
5 1,5
• Savings- and
-5
Cooperative banks adressing
almost every customer
in Germany
Source: company information, websites, publications
JDC Group AG
16. Mai 2022 25German Banking System
BANKING PILLARS AND MAIN INSURERS
German banking system
Savings Banks
380 banks
13,000 branches
Public Insurers
- VKB and others using the same frontend and tech-stack
- Provinzial
- S-Versicherung
- VGH and smaller public insurers
Rapidly growing third party insurance business via platforms
JDC Group AG
16. Mai 2022 26The Ten Largest Public Primary Insurance Groups
IN GERMANY
Gross
premium
Insurance Group Business Area Legend Schleswig-
income in Mecklenburg-
Hollstein
mil. euros Western
Pomerania
Konzern 9.358 Bavaria, Palatinate, Saarland, Berlin, Hamburg
Versicherungskammer Brandenburg
Bremen
Provinzial Konzern 6.511 North Rhine-Westphalia, Rhineland-Palatinate
(former administrative districts of Koblenz and Berlin
Lower-Saxony
Trier), Schleswig-Holstein, Free and Hanseatic
City of Hamburg, Mecklenburg-Western Brandenbrug
Pomerania
Saxony-Anhalt
SV SparkassenVersicherung 3.475 Baden-Württemberg, Hesse, Thuringia and
parts of Rhineland-Palatinate North Rhine-
Westphalia
VGH Versicherungen 2.270 Lower Saxony, Bremen Saxony
Sparkassen-Versicherung 720 Free State of Saxony Thuringia
Sachsen Hesse
Öffentliche Versicherung 435 Old Country Brunswick Rhineland-
Braunschweig Palatinate
Badischer Gemeinde- 391 Former administrative districts of North and
Saarland
Versicherungs-Verband South Baden in their boundaries as of
December 31, 1972
Bavaria
ÖSA Öffentliche 321 Saxony-Anhalt
Baden-
Versicherungen Sachsen- Württemberg
Anhalt
Öffentliche Versicherung 273 Former Land of Oldenburg
Oldenburg
Ostfriesische 43 Former government district of Aurich
Landschaftliche Brandkasse Source: Verband der öffentlichen Versicherer, 03/2022
JDC Group AG
16. Mai 2022 27German Banking System
BANKING PILLARS AND MAIN INSURERS
German banking system
Cooperative Banks
• contract for 5 years
870 banks • Hybrid sales model for agents
• Full JDC whitelabel using app and CRM
10,500 branches • Pilot with 4 major banks
• 12 months pilot with rollout mandate in cooperation with R+V as key
insurer
Cooperative Insurers: • using R&Vs insurance specialists embedded in the bank branches for
R+V Versicherung sales rollout
(DEVK)
Rapidly growing third party insurance business via platforms
JDC Group AG
16. Mai 2022 28German Banking System
BANKING PILLARS AND MAIN INSURERS
German banking system
Private Banks
e.g Commerzbank,
Deutsche Bank, ING DiBa
390 banks
4,500 branches
• Most successful multi-banking
Private Insurers, mainly: app in Germany
- Allianz (Commerzbank) • Already 500.000+ app-users
- Axa (ING DiBa) • Rapidly growing aggregation of
- Zurich (Deutsche Bank) insurance contracts
Rapidly growing third party insurance business via platforms
JDC Group AG
16. Mai 2022 29JDC Figures FY 2021
& Q1 2022
JDC Group AG
16. Mai 2022 30FY 2021
HIGHLIGHTS
• FY 2021 with very satisfying development
Turnover
• Turnover growth FY 2021 + 19.5% to 146.8m EUR +20%
• EBITDA rises from 5.1 to 8.3m EUR (+62.8%)
• Long term growth path - growth accelerating
122.8M
146.8M
Historical development turnover and EBITDA in million EUR
160 9
+63%
8
FY 2020 FY 2021
140 +20%
+23%
120 +10% 7
6
100 +185% EBITDA
+17% 5 +63%
80
4
60
3
40 2
20 1
5.1M
8.3M
0 0
2018 2019 2020 2021
EBITDA Turnover
FY 2020 FY 2021
JDC Group AG
16. Mai 2022 31Q1 2022
HIGHLIGHTS
• Q1 2022 also with very satisfying development again
Turnover
• Turnover growth Q1 2022 + 20.2% to 43.2m EUR +20%
• EBITDA rises from 2.8 to 3.7m EUR (+31.5%)
• Long term growth path
36.0M
43.2M
Historical development turnover and EBITDA in million EUR
50 +32% 4
45 +20% Q1 2021 Q1 2022
40 +29%
+24% +15% 3
35
+17%
30 +20% EBITDA
25 +19% 2 +32%
20
15
1
10
5
2.8M
3.7M
0 0
2018 2019 2020 2021 2022
Q1 EBITDA Q1 Turnover
Q1 2021 Q1 2022
JDC Group AG
16. Mai 2022 32Composition of turnover growth & turnover
Turnover development Q1 2022 Turnover split Q1 2022
0.0M
0.8M -1.2%
+10.2%
6.4M
21.0% IFA business
43.2M
+21.1% 2.6% Major
customers
36.0M
16.5% Direct clients
66.6% Advisory
Q1 2021 Advisortech Advisory Holding/IC Q1 2022
• Strong growth of traditional IFA business Already over 15% of JDC‘s turnover contributed
• 20+% growth in JDC‘s advisortech business by major customers
JDC Group AG
16. Mai 2022 33FY 2021
FY 2021 IN NUMBERS – GROUP
Q4 2021 FY 2021
FY FY Turnover
in million EUR Q4 2021 Q4 2020 vs. vs. 19.5%
2021 2020
Q4 2020 FY 2020
Revenues 43.8 36.4 20.4% 146.8 122.8 19.5%
122.8M
146.8M
→ Advisortech 36.7 30.9 18.8% 121.0 102.6 18.0%
→ Advisory 9.5 8.4* 13.1% 35.6 29.7* 20.2% FY 2020 FY 2021
→ Holding/IC -2.4 -2.9* 16.8% -9.9 -9.4* -4.8%
EBITDA
62.8%
Gross profit margin 13.0 9.4 38.0% 41.8 33.7 23.8%
EBITDA 3.0 1.4 >100% 8.3 5.1 62.8%
5.1M
8.3M
EBITA 1.8 0.7 >100% 4.8 2.1 >100%
FY 2020 FY 2021
EBIT 1.4 0.2 >100% 2.9 0.5 >100%
*allocation advisory/holding reaudited due to consolidation
JDC Group AG
16. Mai 2022 34Q1 2022
Q1 2022 IN NUMBERS – GROUP
in million EUR Q1 2022 Q1 2021
Q1 2022 vs. Turnover
Q1 2021 20.2%
Revenues 43.2 36.0 20.2%
36.0M
43.2M
→ Advisortech 37.1 30.6 21.1%
→ Advisory 9.1 8.3 10.2% Q1 2021 Q1 2022
→ Holding/IC -2.9 -2.9 -1.2%
EBITDA
Gross profit margin 13.1 9.9 32.1% 31.5%
EBITDA 3.7 2.8 31.5%
2.8M
3.7M
EBITA 2.8 2.1 32.7%
EBIT 2.3 1.7 34.8% Q1 2021 Q1 2022
JDC Group AG
16. Mai 2022 35FY 2021
CASH & LIABILITIES
HY1 9M FY
Net Cash
31.12.2020
-7.6M
First
- 19.5M
installment
21.9M
14.6M
4. Rights issue to
9.5M
M&M, initial
VKB 10.6m, 2.4M
investment
- 19.4M
solid
EGV and solid
cashflows,
operating CF
- 19.4M
-4.8M interest paid
- 9.9M
1.1m, deferred
payments for
Interest Interest purchase Interest
Cash on Net cash Cash on Net cash prices 2.6m Cash on Net cash
bearing bearing bearing
hand position hand position hand position
liabilities liabilities liabilities
JDC Group AG
16. Mai 2022 36FY 2021
FY 2021 IN NUMBERS – ADVISORTECH
Q4 2021 FY 2021
ADVISORTECH Q4 2021 Q4 2020 vs.
FY FY
vs.
Turnover
2021 2020 18.0%
Q4 2020 FY 2020
Revenues 36.7 30.9 18.8% 121.0 102.6 18.0%
102.6M
121.0M
Gross profit margin 9.2 6.8 34.7% 31.0 25.7 20.5%
Depreciation and FY 2020 FY 2021
-1.3 -0.9 -42.3% -4.1 -3.6 -13.8%
amortization
Personell expenses -4.3 -3.5 -25.5% -14.9 -12.5 -19.0%
EBITDA
Other operating 25.7%
-2.8 -1.9 -46.0% -8.5 -7.2 -18.9%
expenses
EBITDA 2.0 1.4 41.9% 7.6 6.0 25.7%
6.0M
7.6M
EBITA 1.1 0.9 20.8% 4.8 3.7 31.8%
FY 2020 FY 2021
EBIT 0.7 0.5 41.1% 3.5 2.5 42.8%
JDC Group AG
16. Mai 2022 37Q1 2022
Q1 2022 IN NUMBERS – ADVISORTECH
Q1 2022 vs. Turnover
ADVISORTECH Q1 2022 Q1 2021
Q1 2021 21.1%
Revenues 37.1 30.6 21.1%
30.6M
37.1M
Gross profit margin 10.2 7.9 29.3%
Depreciation and Q1 2021 Q1 2022
-1.1 -0.9 -23.4%
amortization
Personell expenses -4.5 -3.2 -39.8%
EBITDA
Other operating expenses -2.0 -1.7 -18.9% 23.8%
EBITDA 3.7 3.0 23.8%
3.0M
3.7M
EBITA 3.0 2.5 21.4%
Q1 2021 Q1 2022
EBIT 2.6 2.1 23.9%
JDC Group AG
16. Mai 2022 38FY 2021
FY 2021 IN NUMBERS – ADVISORY
Q4 2021 FY 2021
FY FY Turnover
ADVISORY Q4 2021 Q4 2020 vs. vs.
2021 2020
Q4 2020 FY 2020 20.2%
Revenues 9.5 8.4* 13.1% 35.6 29.7* 20.2%
29.7M
35.6M
Gross profit margin 3.9 2.8 39.8% 11.3 8.8 28.9%
Depreciation and FY 2020 FY 2021
-0.2 -0.2 7.8% -1.1 -0.9 -17.3%
amortization
Personell expenses -1.3 -1.1 -22.8% -4.5 -4.0 -12.7%
EBITDA
Other operating >100%
-0.8 -1.3 36.9% -3.5 -3.7 7.4%
expenses
EBITDA 1.8 0.4 >100% 3.4 1.1 >100%
1.1M
3.4M
EBITA 1.7 0.3 >100% 2.8 0.6 >100%
FY 2020 FY 2021
EBIT 1.5 0.2 >100% 2.3 0.2 >100%
*allocation advisory/holding reaudited due to consolidation
JDC Group AG
16. Mai 2022 39Q1 2022
Q1 2022 IN NUMBERS – ADVISORY
Q1 2022 vs. Turnover
ADVISORY Q1 2022 Q1 2021
Q1 2021
10.2%
Revenues 9.1 8.3 10.2%
8.3M
9.1M
Gross profit margin 2.9 2.2 35.4%
Depreciation and Q1 2021 Q1 2022
-0.3 -0.2 -49.5%
amortization
Personell expenses -1.3 -0.9 -37.1%
EBITDA
>100%
Other operating expenses -0.9 -0.9 -0.2%
EBITDA 0.8 0.4 >100%
0.4M
0.8M
EBITA 0.6 0.2 >100%
Q1 2021 Q1 2022
EBIT 0.5 0.2 >100%
JDC Group AG
16. Mai 2022 40Q1 and Guidance 2022
Guidance 2022 Achievements Q1
Turnover Turnover
165 to 175 million 43.2 million
EBITDA EBITDA
>11 million 3.7 million
Goals • Successful rollout of further savings banks in the Provinzial region
2022 • Onboarding of other public insurers (e.g. VKB)
• Leverage existing partnerships and improve profitability ratios
• Add further major customers (e.g. Gothaer)
• Meaningful success in the further technical development of the JDC platform (new features, further automation)
JDC Group AG's business model is not immediately affected by the Ukraine conflict. In particular, the Group has no dependence
on supply chains or external service providers. General developments of the global economy and the business climate in
Germany and Europe may, of course, have a negative impact on capital markets and on the purchasing behaviour of our
customers.
JDC Group AG
16. Mai 2022 41Scaling up with JDC’s platform
Very stable cost structure:
• from 31.1 Mio. EUR 2018
• only to 33.2 Mio. EUR 2020
Jump in total costs 2021 due to
acquisition of IT company
Morgen & Morgen
With M&M Platform shows scale. Total
costs in percent from turnover
with a continuous decrease
Without
M&M
JDC Group AG
16. Mai 2022 42JDC on Capital Market
JDC Group AG
16. Mai 2022 43FY 2021/ Q1 2022
Bond 2019/2024 Development of share price
4.
Quote: 101.70 % (May 11, 2022) Price: 19.85 EUR (May 16, 2022)
Volume: 25,000,000 EUR 505,202 own shares
coupon: 5.5% p.a Purchase price 6.10 per share
ISIN: DE000A2YN1M1 Reserves 7M / Share value 10M
JDC Group AG
16. Mai 2022 44JDC Group – stock market data – VKB a new anchor shareholder
Shareholder structure
JDC
3,7% Management
11%
Shares Outstanding 13,668,461
Great West
27%
ISIN DE000A0B9N37
Other Shareholders
52,3% Bloomberg JDC:GR
Current share EUR 19,85
price as of
VKB May 16, 2021
6%
Market cap EUR 271m
Average daily trading volume approx. 50k shares
JDC Group AG
16. Mai 2022 45JDC Group – stock market data
JDC Group Investors as to Country of Origin
France
3%
Israel
Ned 1%
4%
JDC
3,7% Management
11%
UK
8% Canada
32%
Denmark
12%
Great West
27%
Other Shareholders
USA
52,3%
12%
Germany
VKB 30%
6%
1 2 3 4 5 6 7 8 9 10 11 12
JDC Group AG
16. Mai 2022 46Strategy of SUSTAINABILITY: JDC is a good investment as to
ESG Criteria • All of our decision-making processes are taking into account
social and ecological aspects with the involvement of suppliers
and contractual partners.
• Participation in industry-wide solutions and contribution in
Environment cross-company sustainability networks.
• JDC subsidiary FiNUM.Finanzhaus as first climate
neutral financial distributor:
Employees Leadership
Fields of
action
Society Products/
Services
Clients
JDC Group AG
16. Mai 2022 47Management Team JDC Group
AGE 30 TO 52, 50% FEMALE EMPLOYEES, > 50 NATIONS REPRESENTED IN WORKFORCE
276 FTE
Dr. Werner Stein Petra Adler Johanna Bartsch Christian Jaffke Claudia Gerke
IT & Technology Product Management Project Management Product Management Life & Operations > 50%
White Label Services Health female
employees
4 main
offices in
Germany
Amra Hrstic Ralf Funke Jens Hildebrandt Christina Scheunig Christoph Schmitz
Legal Finance & Accounting Billing Product Management P&C Digitization & Data
Management
JDC Group AG
16. Mai 2022 48ICRM - voted as best broker platform of all broker pools
JDC - voted as TOP 100 Innovator 2021
JDC Group AG
16. Mai 2022 49JDC Group AG
Rheingau-Palais
Söhnleinstraße 8
65201 Wiesbaden
Stefan Bachmann Ralph Konrad Dr. Sebastian Grabmaier
+49 1743487201 +49 1743487223 +49 1733576985
bachmann@jdcgroup.de konrad@jdcgroup.de grabmaier@jdcgroup.de
JDC Group AG
16. Mai 2022 50CAPITAL MARKET
JDC Group – Contact
Ralf Funke
Head of Investor Relations
JDC Group AG
Rheingau-Palais
Söhnleinstraße 8
65201 Wiesbaden
Germany
Fon: +49 611 3353-500
Fax: +49 611 3353-355
E-Mail: ir@jdcgroup.de
JDC Group AG
16. Mai 2022 51Thank you for your attention!
JDC Group AG
16. Mai 2022 52Disclaimer
This presentation does not address the investment objectives or financial situation of any particular person or legal entity. Investors should seek
independent professional advice and perform their own analysis regarding the appropriateness of investing in any of our securities.
While JDC Group AG has endeavored to include in this presentation information it believes to be reliable, complete and up-to-date, the company does not
make any representation or warranty, express or implied, as to the accuracy, completeness or updated status of such information.
Some of the statements in this presentation may be forward-looking statements or statements of future expectations based on currently available
information. Such statements naturally are subject to risks and uncertainties. Factors such as the development of general economic conditions, future
market conditions, changes in capital markets and other circumstances may cause the actual events or results to be materially different from those
anticipated by such statements.
This presentation serves information purposes only and does not constitute or form part of an offer or solicitation to acquire, subscribe to or dispose any,
of the securities of JDC Group AG.
©JDC Group AG. All rights reserved.
JDC Group AG
16. Mai 2022 53You can also read
