FEES AND FUNDING GUIDE 2022-2023 - Liverpool John Moores ...
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FEES AND
FUNDING GUIDE
2022-2023
JUNE 2021
JUNE 2020
2 3
4 5
YOUR STUDENT
TIMELINE
2022
26 1 25 31
JANUARY FEBRUARY FEBRUARY FEBRUARY MARCH APRIL MAY
UCAS application Start your LJMU Apply now for UCAS Extra opens Start your Make sure you tell Apply for your
deadline for Scholarship your student for eligible students student finance LJMU if you have student funding by
equal academic application – login accommodation ucas.com/extra application a disability or any the end of May to
consideration to ljmu.ac.uk/ if you hold an other support needs be sure of getting
applicant unconditional firm – you could be your money for the
or conditional eligible for additional start of term
firm offer from support
LJMU ljmu.ac.uk/ Contact
accommodation disability@
ljmu.ac.uk
9 30 4 AUGUST- MID
JUNE JUNE JULY AUGUST SEPTEMBER SEPTEMBER SEPTEMBER
If you have Final deadline for Last date to apply A level results You will receive Move into Have you applied
received all your UCAS applications via Extra released, see UCAS specific details on LJMU student for your LJMU
university offers Track or call our your LJMU enrolment accommodation. scholarship yet?
by 19 May, you Confirmation line programme, Welcome/induction Go online for more
must respond to 0151 231 5090 for induction and JMSU activities begin now info ljmu.ac.uk/
your offers by this advice events from mid- discover/fees-
date or you will be August onwards and-funding/
declined by default bursaries-and-
scholarships
6 7
We want you to start your
university experience with LJMU
SCOTTISH APPLICANTS
2021/22 RATES
NORTHERN IRELAND APPLICANTS
2021/22 RATES TUITION FEE
AND LOANS
as you mean to go on: equipped If your permanent home is in Scotland If your permanent home is in Northern
and you want to study at LJMU (or Ireland and you want to study at LJMU
with all the information you need another English university) you will be (or another English university) you will
and fully supported. That’s why eligible to apply for: be eligible to apply for:
our dedicated team of friendly, n Tuition fee loan which will cover the n Tuition fee loan which will cover the You will be charged a tuition There is no need to pay your tuition
full cost of your tuition fees full cost of your tuition fees fee for each year of your course fees up front as eligible students can
expert advisers have put together apply for a tuition fee loan for each year
n Young student (under 21): Bursary n Maintenance loan up to £4,840 a
some essential guidance relating up to £2,000 a year Loan up to year
Tuition fees for 2021/22 have been of their course. This loan is not means
to student funding. confirmed as £9,250 per year. This tested which means your household
£5,750 a year
n Maintenance grant up to £3,475 a fee is subject to an annual inflationary income will not affect your eligibility.
n Independent student: Bursary up to year increase.
We have tried to cover the key £1000 a year Loan up to £6,750 a Your tuition fee loan will cover all of your
If you take out a student loan, your
facts and figures but if you have year
repayments will begin after you have
tuition fee costs and will be paid direct
to LJMU. See page 10 for information
any questions, please just ask. If you take out a student loan, your left LJMU and start earning more than on loan repayments.
repayments will begin after you have £19,390.
left LJMU and start earning more than
£19,390.
STUDENT LOANS
The figures in this booklet See studentfinanceni.co.uk for more
relate to the 2021/22 information.
academic year where
See saas.gov.uk for more information.
available. In some cases EU APPLICANTS
these will still be subject to
parliamentary approval. WELSH APPLICANTS
2021/22 RATES
From the 2021/22 academic year, EU,
EEA and Swiss nationals and their family FOR LIVING COSTS
(maintenance loan)
The amount of funding you If your permanent home is in Wales and
members will no longer be eligible for
will receive for your living you want to study at LJMU (or another home fee status or student finance.
costs varies depending English university) you will be eligible to If you would like to discuss your
on where in the UK apply for: individual circumstances then get in
you normally live, your
n Tuition fee loan which will cover the touch with the Student Money Advice
household income and if
full cost of your tuition fees Team at LJMU. In addition to a tuition fee The following are the maximum loan
you are going to be living
at home or elsewhere while loan, you can also apply for a rates for the 2021/22 year for a student
n Funding for your living costs which
from England*.
studying. will be a combination of a grant and For more information see
loan for your living costs. The YOU WILL PAY
loan totalling £10,350 per year amount you will be eligible n £7,987 if you are living in your FOR YOUR
Please use these pages www.gov.uk/studentfinance
to receive depends on a parental home
as a guide but more If you take out a student loan, your number of factors such as ACCOMMODATION ON
information is available ENGLISH APPLICANTS n £9,488 if you are living elsewhere
DATES THAT COINCIDE
repayments will begin after you have your household income and if
on the various funding 2021/22 RATES
websites. Alternatively you
left LJMU and start earning more than you are living in your parental Unlike the tuition fee loan which is paid WITH YOUR STUDENT
£26,575. If your permanent home is in England and
can contact us for more you want to study at LJMU you will be
home or elsewhere. direct to LJMU, maintenance loans are MAINTENANCE
paid into your bank account. They are
information. eligible to apply for:-
paid in three instalments and it’s up to
PAYMENTS, MAKING
See studentfinancewales.co.uk for
Tuition fee loan which will cover the full you how it is spent – and also how you IT EASIER FOR YOU TO
more information.
cost of your tuition fees budget! PLAN YOUR BUDGET
Maintenance loan of up to £9,488.
If you take out a loan your repayments
will begin the April after graduation
but only once you are earning over
£26,575.
moneyadvice@ljmu.ac.uk
For more information see *This only applies to students from England as those from Northern Ireland, Scotland and Wales can be eligible to receive grants
0151 231 3153/3154
www.gov.uk/studentfinance
8 9
HOW HOUSEHOLD INCOME
AFFECTS STUDENT FUNDING
Some student funding is only allocated following an assessment of your household for
20/21 Tax Year (see table below). This process is called income assessment (or means
testing) and if you are under 25 this is normally based on the income of your parents.
n If your parents are divorced/separated, the income of the parent you live with most of the time will
be used
n If your parent cohabits or has remarried, the joint income will be assessed
n If you meet one of the following criteria you will be treated as independent from your parents and
their income:
n You are 25 or over on the 1st Sept 2022
n Are married or in a civil relationship (but they will look at the income of your partner)
n Have a dependant child
n Have supported yourself financially for 3 years on 1st September 2022
n If you have been in local authority care for 3 months before your 16th birthday (see page 13)
n If you are estranged from your family (see page 13)
THIS TABLE SHOWS ESTIMATES OF MAXIMUM FUNDING AVAILABLE FOR A STUDENT FROM ENGLAND
STARTING UNIVERSITY IN 2021
STUDENTS
The majority of full-time students are not eligible
for benefits while they are studying.
Assessed household Students living at Students living away LJMU
Exceptions to this are:- income (£) home (£) from home bursary*
(outside London) (£)
AND
n lone parents with a dependent child/children. The 25,000 or less 7987 9488 £500
age of your children can affect which benefits you
are eligible for 30,000 7315 8809 0
35,000 6642 8130 0
BENEFITS
n students with disabilities or ongoing health
conditions 40,000 5969 7450 0
42,875 5582 7060 0
n students who are pensioners
45,000 5296 6771 0
n student couples with at least one dependent child
50,000 4623 6092 0
n students who have suspended their studies due to 55,000 3950 5412 0
ill health or caring responsibilities
60,000 3516 4733 0
If you need advice about which benefits to claim or Over £65,000 3516 4422 0
what counts as income for benefit purposes then please
contact us.
*You do not have to apply for the LJMU bursary.
NB. Figures for students from England for 2021 entry.
10 11
APPLYING FOR HAVE YOU
STUDIED BEFORE
LJMU
BURSARY
YOUR STUDENT Student funding is generally available for the length of your course,
plus an additional year (if required). Additional funding may be
available for students that have had to leave a course due to health
LJMU bursaries are automatically
paid to eligible students every year
of your course – you do not need
FUNDING
problems or for other personal reasons. to apply. The annual LJMU bursary
is currently £500.
It is really important that you seek advice if you have studied
previously. We can clarify exactly how your prior study will impact LJMU bursaries are additional, free
on your future entitlement and advise you what steps to take to money that you don’t have to pay
Apply online gov.uk/studentfinance from February maximise any funding available. back. How you spend it is up to
2021 if you are starting a course in September 2021. you.
Speak to us in confidence:
To qualify you must meet the
residence requirements for
moneyadvice@ljmu.ac.uk student funding (grants and loans)
REPAYING YOUR Annual
salary
Monthly repayment
@ £26,575 threshold
0151 231 3153/3154 and have a household income
of £25,000/year or less. You
STUDENT LOANS £25,000 £0
must also be paying the annual
maximum University tuition fee
which is £9,250 for 2021/22 year.
Any loans you take out to cover your tuition fees or
£26,000 £0
living costs will be added together into a single loan
account. This means that when you start paying back
£30,000 £25.68
STUDENT
your student loans, you will only make one affordable
monthly payment.
£35,000 £63.18
SUPPORT
Your repayment amount is always the same, as it is
based on a percentage of your salary not how much £40,000 £100.68
you have borrowed.
If your income is over £27,295* your employer will start
taking repayments from your salary just like tax and
£50,000 £175.68
FUND
£60,000 £250.68
national insurance, and after 30 years any money still Sometimes despite your best
owed is written off. efforts you can find yourself in
The table opposite will give you an idea of what your financial difficulty. This could
repayments might look like once you have left university be due to a delay in funding or
and you’re earning over £27,295*: unforeseen circumstances. LJMU’s
Student Support Fund is available
to students who find themselves in
such a position.
n If your income falls below £27,295* (e.g. if
you go travelling) your loan repayments will
automatically stop ljmu.ac.uk/discover/
n After 30 years anything you owe on your
fees-and-finance
student loans is written off
* £27,295 repayment threshold applies to students that normally live in England or Wales.
12 13
DISABLED SUPPORT FOR In 1957 John Lennon joined
STUDENTS WITH
LJMU’s School of Art and
CARE LEAVERS Design, and it was to provide
The John Lennon
STUDENT DEPENDANTS AND STUDENTS
the springboard for so many
influential aspects of his life:
it was where he met Stuart
Imagine Awards
provide extra
ALLOWANCE ESTRANGED Sutcliffe and would be visited by
Paul McCartney.
support for young
(DSA) If you have either an adult who is financially dependent on FROM THEIR In recognition of the influence
the University played in his life,
people who perhaps
FAMILIES
you or dependant children, you can apply for additional
funding including a grant for childcare. and thanks to the generous need it most. I am
support of Yoko Ono, LJMU
If you declare a disability or medical In addition, if you have an underlying eligibility for benefits has set up the John Lennon delighted to have
condition to LJMU, you can access (such as a lone parent) you can receive a higher rate of Imagine Awards to help
specialist support and guidance to maintenance loan for living costs. students who have either been
been able to set
assist you during your studies. This
can be anything from exam and A Childcare Grant will cover up to 85% of approved or
in local authority care or who are up these awards in
estranged from their parents.
study support to mobility and library accredited childcare in both term time and holidays.
Eligible students receive a
John’s name… he
support.
The Adult Dependants’ Grant is for students with a cash bursary of up to £1000 genuinely would
The Disabled Student Allowance dependant partner and Parents Learning Allowance is per year of their course,
(DSA) is designed to help meet the a grant for those with children. in addition to any funding have wanted to
extra course costs students can
face as a direct result of a disability, All grants are means tested on your household income.
awarded by your Leaving
Care team.
have helped these
ongoing health condition, mental For more information please contact us.
We also have a dedicated
students achieve
health condition or Specific Learning
Difficulty. DSA is paid on top of the
member of staff here to their personal goals.
support students and offer
standard student finance package and
advice on anything from Yoko Ono
does not have to be paid back.
university life and budgeting to
You should apply for DSA when you student accommodation – and
apply for your student funding - please everything in between.
don’t wait. Don’t worry if you’re not
100% certain which course you will be
studying, as just like your application
for student finance it is possible to
update your DSA application at a later
date.
YOUNG ADULT CARERS
The Disability Advice Team at
LJMU can help with all aspects of LJMU is committed to supporting young adult carers and currently
applying for DSA so please feel works in partnership with Barnardos Young Adult Carers Service
free to contact us at any point in Liverpool. Our dedicated member of staff for young adult carers
during the application process for can provide you with further information and advise you on what
help or advice. support is available.
Get in touch for confidential advice:
Phil Bakstad
Find out more imagine@ljmu.ac.uk | 0151 231 3149
disability@ljmu.ac.uk
0151 231 3164 Yoko Ono
14 15
ACADEMIC EXCELLENCE to enhance diversity, supporting
SCHOLARSHIP access, participation and outcomes
Rewards academic excellence of students from diverse ethnic
(at least 3 A grades at A2 or backgrounds who come to LJMU.
equivalent – 144 UCAS points) 100 It would be expected that
awards available, £1,000 per year applicants have participated fully in
for the duration of your course. one of LJMU’s sustained outreach
– programmes to be eligible and
SIR BERT MASSIE applicants must meet the black
SCHOLARSHIP and minority ethnic criteria to apply.
Recognising Sir Bert Massie, –
national disability rights champion VICE-CHANCELLOR’S
and former student of LJMU. SCHOLARSHIP
We are looking to award an
outstanding disabled student who The Vice-Chancellor’s Scholarship
has campaigned or championed has been introduced to recognise
inclusion in some way. the diverse and inspiring nature of
– the LJMU student community.
COMMUNITY These high profile scholarships
EXCELLENCE have been developed to reward the
SCHOLARSHIP success of students that may have
had a different and sometimes
For excellence in areas such as longer path into Higher Education
volunteering, sports, the arts or or have overcome adversity in
citizenship; a maximum of 100 some way.
awards of £1,000 per year for the
So, if you are a care leaver, a
SCHOLARSHIPS
duration of your course.
young adult carer, disabled,
(however, see Sir Bert Massie
OPPORTUNITY Scholarship), BAME or a mature
SCHOLARSHIP student, we would love to hear
This is a new scholarship to add from you.
We believe everyone is good at something, and want to reward your success to our current portfolio. The aim
of the opportunity scholarship is
Renewal of scholarships is subject to satisfactory progress.
Every year we award a Whether it’s a new laptop, help with important); we are also interested in
range of scholarships accommodation costs or learning awarding scholarships to students
how to drive – how you spend your who can show us that they are
to support talented scholarship money is up to you. hardworking, passionate about I was able to buy a new (much needed)
students from a range of something and a success at what laptop for the start of my course. It has put
We don’t just award our they do. So what are you waiting
backgrounds. These pages me at ease with my budget as I know I have
scholarships to straight A students for?
give you an introduction of either (though academic ability is money to fall back on if needed. However, I
what scholarships you can am primarily trying to save it to go and travel
on various voluntary projects during my
apply for if you study at
Apply online ljmu.ac.uk/applicant summers off which has really encouraged
the Liverpool John Moores Closing Date September 2022 me to explore opportunities.
University.
Ben Goddard - Awarded the Michael Brown
Scholarship for his commitment to voluntary
work in the community
16 17
I definitely made the right
choice to study at LJMU, I can’t
see myself studying or living
anywhere other than Liverpool.
It truly has become a home
away from home.
Rebecca Lennon
Rebecca was awarded the prestigious Vice-Chancellor’s Scholarship for her
outstanding academic achievements and commitment to sport. She currently
represents Great Britain in archery, with significant success, and makes time to
coach the future generation of young archers.
18 19
WORKING OUT
?
We asked some
YOUR BUDGET of our students
for some of
their money
For many students, going to University will mean this is the first time you have been saving tips:
responsible for making your own decisions and paying for things yourself. While
this is exciting, it is important that you don’t get carried away and that you make
sure you actually know how much money you have from the start.
Once you have paid your rent
We are not going to tell you what to USE THIS TO WORK OUT YOUR BUDGET for the term, and worked out
spend your money on; that is for you to how much you have to live off
decide. We do want to give you some Income £ Expenditure £
Book travel home per week, draw out that much
advice about what you will need to pay
for at University, point out some of the Student Loan £ Rent / Hall fees £ well in advance to get cash (or move it to another
common pitfalls to avoid and give you the best deals – last bank account) and work on the
some handy tips for survival. Part time job £ Food £ basis that this is your money
minute travel is always
Strangely enough, many students run Money from family £ Mobile Phone £ more expensive. for the week. Working out your
out of money as they never actually money weekly is so much
work out how much money they have. Bursary £ TV licence £ easier than termly.
By completing a budget sheet (we have
done one here or you can find your Scholarship £ Books £
own online) you will at least have an
idea of how much money you have and TOTAL £ Course Equipment £
can start to feel in control.
Socialising £ Money off vouchers
Student finance is paid in three only save you money
(huge) instalments, and the good Travel £ if you need the thing
news is if you are in halls you pay
your rent in three instalments too, so Clothes £ in the first place (and
it is probably easier to work out your obviously, if you can
budget three times per year (each term) Special occasions £ afford it!)
in line with this.
TOTAL £
Bring a packed lunch Plan your meals for the
to uni a couple of days week and check what
a week and save £500 food you actually need;
Blackbullion is a learning platform filled with videos, animations, graphics and over the term – enough shopping every day and
quizzes that are designed to develop your money skills. So, if you want to make for a holiday! impulse buys cost a lot
your money go further and live the best student life possible, sign up today! more money.
LJMU students get exclusive access to the Blackbullion learning platform, and as
an LJMU applicant we want to offer you the chance to get a head start on your
budgeting. Simply sign up to www.blackbullion.com20
The information in this publication is correct at the time of going to press (June 2021). However, along
with organisations up and down the country, we are adapting to significant challenges presented by the
coronavirus crisis. As a result, we are planning to take an active blended approach to our academic delivery,
with a mixture of online and face-to-face teaching to adapt to the restrictions of social distancing whilst these
are in place. These restrictions or changes to them may result in parts of an academic programme such
as field trips, projects, placements, teaching and assessments being delivered in a different way (such as
teaching and assessments) or not being provided (for example field trips, placements).
In addition, some changes will inevitably occur in the interval between publication and the academic year
to which the publication relates and the university reserves the right to withdraw or make alterations to the
course, modules and facilities if necessary. Applicants should therefore not rely solely on this publication and
should use it in conjunction with information provided on our website: ljmu.ac.uk
The university offers the information contained in this publication as a general guide. It does not constitute or
form part of any contract and it is not binding on prospective students, students or the university. For further
information on the LJMU admissions policy please visit: ljmu.ac.uk/admissions
FOR MORE INFORMATION CONTACT
THE STUDENT ADVICE TEAM
moneyadvice@ljmu.ac.uk
0151 231 3153/3154
@LJMUSaw
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