FEE REDUCTIONS, DEFERRED PAYMENTS AND LOANS - Istituto Secoli
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Fee reductions, deferred payments and loans - rev. 03 of January 2021 FEE REDUCTIONS, DEFERRED PAYMENTS AND LOANS a.y. 2020 - 2021 Istituto Secoli provides for the provision of various economic benefits (fee reductions, deferred payments and loans) to be allocated to its students in order to facilitate participation in the lessons. These facilities are applicable to the tuition fee only, while the enrolment fee is always to be paid in full to confirm the reservation of a place in a course. • FEE REDUCTIONS Based on the fulfilment of requirements described for the different categories of students (alumni, employees, family members, etc.), the new candidates can request and obtain, subject to approval by the Institute Direction, the following reductions: 1) Reductions of 10% on the tuition fee of the course (for a maximum value of € 1.000,00) for: - Former students; - Sons of former students or relatives up to the second degree; - Members of the same family (relatives up to the third degree) who enrol in one of the courses of the Istituto Secoli in the same academic year; - Companies that simultaneously enrol more than one employee on the same course. In these cases the registration, as well as the payment of the course, must be received directly by the company. The discount is applied to the tuition fee of each student. There are no discounts or benefits on the fees of short refresher courses designed specifically for former students of the Institute. 2) Reductions of the summer / introductory / foundation course enrolment fee for students who, after attending one or more summer / introductory courses, continue their studies by enrolling in an academic course (annual, biennial or three-year). In this case the discount applies to each summer / introductory course attended up to a maximum cumulative value of € 1.000,00. 3) Reductions of 25% on the tuition fee for family members of the Institute's employees up to the second degree of kinship. 4) Reductions of 50% on the tuition fee for students who, within 3 (three) years from the end of the lessons, ask to repeat a course or an annuity. This reduction is applicable only if the course or annuity to be repeated is exactly the same for which the former student has previously paid the tuition fees, both in terms of frequency, specialization and duration. In these cases it is also specified that inclusion in the class is not guaranteed and is only possible in the presence of available seats. If you want to reserve your seat in the classroom you must pay the full amount of the fee, except for the discount reserved for former students (10%) as reported in point nr. 1. The KINSHIP to be considered valid for the presentation of the fee reduction request are those indicated in the Italian Civil Code art. 74/76 and below exemplified: FIRST GRADE: spouses; parents and sons SECOND GRADE: grandparents and grandsons (sons of sons); brothers THIRD GRADE: great-grandparents and great-grandchildren (sons of the nephews); grandchildren (sons of brothers) and uncles All interested parties who meet the requirements can apply for the fee reduction by filling in the dedicated section on the proforma application form (see attachment "MOD7505 - Pro-Forma Application Form"). The request for facilitation must be presented together with the submission of the registration documentation (see list of documents on the brochure of the chosen course) through: - online registration procedure directly on the website www.secoli.com (digital format) - email by writing to admissions@secoli.com (digital format) - by hand in a sealed envelope to be delivered personally to the Secretariat (paper format) - by post or courier with tracking service and return receipt (paper format) at Viale Vittorio Veneto 18 / A Pag. 1 di 2
Fee reductions, deferred payments and loans - rev. 03 of January 2021 It is specified that the facilitation is applicable only on the tuition fee of the selected course. In the case of multi-year courses (two-year and three-year courses), the fee reduction may be required only for the first year of the course. The allocation of the reduction is communicated together with the result of the admission process and is defined by the Direction of the Istituto Secoli after a careful and accurate assessment of the application received. If the candidate meets the requirements of more than one category, the Direction will have the possibility of agreeing or not to the accumulation of more reductions and alternatively choose the best facilitation for the student. The direction’s judgment is to be considered definitive and unquestionable. • DEFERRED PAYMENTS In support of all students residing in Italy, it is offered the possibility of requesting the deferred payment of the course tuition fee into a maximum of nr. 3 (three) consecutive monthly instalments, without interest and with total balance within the third month of the lesson. This facilitation is only applicable to the payment of the tuition fee (the enrolment fee must be paid in full within the terms indicated on the admission letter) and can be requested for any course with a total duration of more than 6 (six) months. Interested parties can apply for payment by instalment through the completion of the "MOD7508 – Request form for Payment by Instalments " attached below. All applications for deferred payments of tuition fees for the 2021-2022 academic year courses must be sent duly completed by e-mail to the registration office (admissions@secoli.com) within 30 days before the beginning of the lessons. • LOANS Istituto Secoli, in partnership with Deutsche Bank, provides students residing in Italy with an advantageous credit formula, which allows for the extension of the annual tuition fee from a minimum of 6 (six) to a maximum of 10 (ten) constant monthly instalments, with a facilitated interest rate (variable “TAN” and “TAEG”). The German group has been working in Italy for over 40 years and shares with the Istituto Secoli the social objective of supporting and encouraging training. Precisely for this purpose, an ad hoc subsidized financing agreement was signed between the parties that allows the students enrolled in Istituto Secoli to find the financial resources necessary to develop their skills, enhance their talent and thus create real employment opportunities. The request for funding can be made directly by the student enrolled in the course or by a guarantor that meets the following requirements: • Italian residency (Italian identity card); • Permanent employment contract (at least 2 years with the same company), or having worked as a freelancer in Italy for many years; • Italian bank account (holder or joint holder). Those eligible, who are interested in this credit, can request it during the course application or once enrolled i.e. after the payment of the enrolment fee, and within 30 days before the beginning of the lessons. To activate the financing, the "MOD7509 - Loan Application Form" attached below has to be sent by email to admissions@secoli.com duly completed and signed by the applicant, with attachments all the following personal documents: • copy of the Tax Code; • copy of a valid Identity Card (front and back); • copy of the last pay slip or tax return; • for non-EU citizens only: copy of residence permit or residence card. Once all the necessary documentation has been received, the office in charge will forward the request to the financial institution which, subject to approval, may decide to grant the loan to cover all or part of the tuition fee. Please note that the enrolment fee is not deferrable and must be paid within the deadlines indicated on the admission letter received from the student. For detailed information on the contractual conditions and the amortization plan of the loan, please contact the administration office by writing to amministrazione@secoli.com. Pag. 2 di 2
MOD7505 Proforma application form - rev. 02 of 29/01/21 DOMANDA DI ISCRIZIONE PRO-FORMA PROFORMA APPLICATION FORM Il sottoscritto / The undersigned: Cognome / Surname . . . . . . . . . . . . . . . . . . . . Nome / Name . . . . . . . . . . . . . . . . . . . . . . Sesso / Sex . .. Nato a / Born in . . . . . . . . . . . . . . . . prov. . . . . . . . il / on . . / . . / . . . (M/F) (città - place of birth) (foreign country) (dd/mm/yyyy) CF or TIN . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Codice Fiscale – Tax or Permanent Identification Nr. of the country of origin or of permanent residence (i.e. Social Security Nr.) residente a / resident in . . . . . . . . . . . . . . . . . . prov. . . . . . . . . . . . . . C.A.P . . . . . . . (città - city of permanent address) (foreign country) (postal code) via / street . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (indirizzo di residenza - permanent residence address) cellulare / mobile phone nr. . . . . . . . . . . . . . . . . telefono / telephone nr . . . . . . . . . . . . . . e-mail . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Titolo di studio / Level of Education . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (Diploma di Maturità / Laurea / Master – High School Diploma / Bachelor Degree/ Master) CHIEDE DI ESSERE AMMESSO AL CORSO: APPLIES FOR ADMISSION TO THE COURSE: riportare le informazioni scritte sulla brochure del corso – please copy the information written on the course brochure Titolo del Corso / Title of the Course . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . indirizzo di c Uomo / Menswear della durata di/ c 1 anno / year lingua/ c Italiano / Italian studio / with a duration of: language: area of study: c Donna / Women’s wear c 2 anni / years c Inglese / English c . . . . . . . . . . . c 3 anni / years c . . . . . . . . con frequenza / attendance . . . . . . . . . . . . . . . . .. . . . che inizierà il / starting on . . / . . / . . (full time / part time / week end) (dd/mm/yyyy) PRIVACY Informativa e consenso al trattamento dei dati personali – art. 13 e seguenti del Reg. UE 679/2016 La informiamo che i dati personali da Lei liberamente forniti all’Istituto Secoli saranno utilizzati allo scopo di dar seguito alla sua esplicita richiesta di iscrizione ai corsi offerti e allo scopo di ricevere informazioni (anche periodiche) su Corsi, Eventi e iniziative dell'Istituto Secoli. Il testo completo di Informativa al trattamento dei dati personali è visionabile e scaricabile al seguente link: https://www.secoli.com/privacy.php. Ai sensi dell’art. 21 del Reg. UE 679/2016 e altri diritti disciplinati dal Capo III del medesimo Regolamento, dichiaro di aver letto l’informativa e autorizzo l’Istituto Secoli al trattamento dei miei dati personali. Information on and consent to the processing of personal data - art. 13 et seq. of EU Reg. 679/2016 We hereby inform you that the personal data you freely provide to Istituto Secoli upon your registration will be used in order to follow up on your specific request of enrolment to the courses and on the purpose of receiving information (including periodic ones) on Courses, Events and Initiatives at Istituto Secoli. The full text of Information on the processing of personal data can be viewed and downloaded from the following link: https://www.secoli.com/en/privacy.php. Pursuant to art. 21 of EU Reg. 679/2016 and other rights governed by Chapter III of the same Regulation, I declare to have read the privacy information and I authorize Istituto Secoli to process my personal data. Milano, . . / . . / . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (il richiedente / the applicant) Pag. 1 di 2
MOD7505 Proforma application form - rev. 02 of 29/01/21 e DICHIARA - and DECLARES sotto la propria responsabilità e consapevole delle sanzioni penali previste dall’art.76 del D.P.R. 445/2000 in caso di atti e dichiarazioni mendaci e della decadenza dai benefici eventualmente ottenuti / aware of the criminal liability in case of mendacious declaration as provided for by art. 76, Presidential Decree n. 445/2000 and aware that, in case the provided information was found to be false, the awarded benefit will be revoked per l’anno accademico / for the academic year . . . . . di essere idoneo a beneficiare delle RIDUZIONI CONTRIBUTIVE previste per le seguenti categorie / to be eligible for the FEE’S REDUCTIONS offered to the following categories: (barrare la casella di interesse – please tick the box of interest) c NESSUNA RIDUZIONE / NO REDUCTION RIDUZIONE come / REDUCTION for: c EX ALLIEVO / FORMER SECOLI STUDENT (Matricola nr. / Registration nr. . . . . . . . . . . .) c FIGLI o PARENTI fino al secondo grado dell’ex allievo / CHILDREN or FAMILY MEMBERS, till the second-degree relatives, of the former Secoli student: . . . . . . . . . . . . . - . . . . . . . . . . . . . . (. . . . . . . ) (cognome – surname) (nome –name) (matricola - registration nr.) c FAMILIARI fino al terzo grado di parentela che si iscrivono nello stesso anno accademico ad uno dei corsi dell’Istituto Secoli / FAMILY MEMBERS, till the third-degree relatives, enrolled at one of Istituto Secoli’s courses in the same academic year Il familiare / the family member: . . . . . . . . . . . . . . . - . . . . . . . . . . . . . . . . (. . . . . . .) (cognome – surname) (nome –name) (matricola – registration nr.) c COLLEGHI DI LAVORO iscritti dall’azienda allo stesso corso / WORK COLLEAGUES enrolled at the same course by the company: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . (ragione sociale dell’azienda –company name) Cognome e Nome dei colleghi / Colleagues’ Surname and Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . c STUDENTE del corso INTRODUTTIVO, ESTIVO o FOUNDATION / STUDENT of the INTRODUCTORY, SUMMER or FOUNDATION course: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . iniziato il / started on . . / . . / . . (titolo del corso / title of the couse) (dd/mm/yyyy) c FIGLI o PARENTI fino al secondo grado del DIPENDENTE dell’Istituto Secoli / CHILDREN or FAMILY MEMBERS, till the second-degree relatives, of the Istituto Secoli’s EMPLOYEE: . . . . . . . . . . . - . . . . . . . . . . . . (cognome – surname) (nome –name) c studente RIPETENTE / REPEATING student In allegato / Enclosed: - documenti di iscrizione elencati sulla brochure del corso / registration documents listed on the course brochure Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (il richiedente / the applicant) Pag. 2 di 2
MOD7508 Request form for payment by instalments - rev. 01 of 20/02/19 RICHIESTA DI PAGAMENTO RATEALE REQUEST FORM for PAYMENT BY INSTALMENTS solo per student residenti in Italia – only for student with permanent residence in Italy Il sottoscritto / The undersigned c Sig.ra / Mrs. c Sig. / Mr. Cognome / Surname . . . . . . . . . . . . . . . Nome / Name . . . . . . . . . . . . . . . Matricola . . . . . . . (registration nr.) residente a / resident in . . . . . . . . . . . . . . . . . . . . . . . . prov. . . . . . . C.A.P . . . . . . . (città - city of permanent address) (province) (postal code) via / street . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (indirizzo di residenza - permanent residence address) iscritto al corso / enrolled in the course. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Titolo del Corso - Title of the Course con frequenza / attendance . . . . . . . . . . . . . . . . . . . . per l’a.a / for the academic year . . / . . . (full time / part time / week end) (yyyy/yyyy) RICHIEDE - REQUESTS di pagare la retta di frequenza del corso pari a / to pay the course tuition fee equal to € . . . . . . . . . . . in nr. . . . . . . rate mensili consecutive di seguito indicate / consecutive monthly instalments here indicated: (2 o/or 3) rata / instalment importo rata / instalment amount scadenze / payment due dates 1° mese / 1st month € . . . . . . . . . . . . . . . . . . . . / . . / . . . . (dd/mm/yyyy) 2° mese / 2nd month € . . . . . . . . . . . . . . . . . . . . / . . / . . . . (dd/mm/yyyy) 3° mese / 3rd month € . . . . . . . . . . . . . . . . . . . . / . . / . . . . (dd/mm/yyyy) e ACCETTA di rispettare le seguenti condizioni / and AGREES to abide by the following conditions: 1) possono fare richiesta solo gli studenti residenti 1) application can be submitted only by student with in Italia permanent residence in Italy 2) la rateazione ha una durata massima di 3 mesi 2) the instalment plan can last up to maximum 3 months 3) le date di scadenza sono stabilite in accordo con la 3) payment due dates are set in accordance with the direzione dell’Istituto Institute’s management 4) la domanda deve pervenire entro 15 giorni prima 4) request form must be submitted within 15 days before dell’inizio del corso the start date of the course 5) l’approvazione o il rifiuto della domanda di 5) approval or refusal of the instalment payment rateazione è a discrezione insindacabile della request is on discretion of the Institute’s management direzione dell’Istituto only and it is not appealable 6) la direzione dell’Istituto si riserva il diritto di 6) the Institute’s management reserves the right to revocare la propria approvazione nel caso in cui i revoke the approval for the instalment plan in case termini e le condizioni di pagamento stabiliti sulla terms and payment conditions are not complied and to presente domanda non siano rispettati e di sospendere suspend the student form the course attendance. lo studente dalle lezioni. Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (lo studente / the student) Pag. 1 di 2
MOD7508 Request form for payment by instalments - rev. 01 of 20/02/19 PRIVACY Informativa e consenso al trattamento dei dati personali – art. 13 e seguenti del Reg. UE 679/2016 La informiamo che i dati personali da Lei liberamente forniti all’Istituto Secoli saranno utilizzati allo scopo di dar seguito alla sua esplicita richiesta di iscrizione ai corsi offerti e allo scopo di ricevere informazioni (anche periodiche) su Corsi, Eventi e iniziative dell'Istituto Secoli. Il testo completo di Informativa al trattamento dei dati personali è visionabile e scaricabile al seguente link: https://www.secoli.com/privacy.php. Ai sensi dell’art. 21 del Reg. UE 679/2016 e altri diritti disciplinati dal Capo III del medesimo Regolamento, dichiaro di aver letto l’informativa e autorizzo l’Istituto Secoli al trattamento dei miei dati personali. Information on and consent to the processing of personal data - art. 13 et seq. of EU Reg. 679/2016 We hereby inform you that the personal data you freely provide to Istituto Secoli upon your registration will be used in order to follow up on your specific request of enrolment to the courses and on the purpose of receiving information (including periodic ones) on Courses, Events and Initiatives at Istituto Secoli. The full text of Information on the processing of personal data can be viewed and downloaded from the following link: https://www.secoli.com/en/privacy.php. Pursuant to art. 21 of EU Reg. 679/2016 and other rights governed by Chapter III of the same Regulation, I declare to have read the privacy information and I authorize Istituto Secoli to process my personal data. Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (lo studente / the student) ----------------------------------------------------------------------------------------------------------------- Parte da completare a cura dell’Ufficio Amministrazione dell’Istituto Secoli / Part to be completed by the Administration Office of Istituto Secoli c APPROVAZIONE / APPROVAL c RIFIUTO / REJECTION (motivo / reason . . . . . . . . . . . . . . . . . . . ) Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (il direttore dell’Istituto / the Institute’s director) Pag. 2 di 2
MOD7509 Application for funding - rev. 01 of 20/02/19 RICHIESTA DI FINANZIAMENTO LOAN APPLICATION FORM solo per student residenti in Italia – only for student with permanent residence in Italy Il sottoscritto / The undersigned c Sig.ra / Mrs. c Sig. / Mr. Cognome / Surname . . . . . . . . . . . . . . Nome / Name . . . . . . . . . . . . . . (Matricola . . . . . . . .) (registration nr.) nato a/ born in . . . . . . . . . . . . . . . . . . . . . . . . prov. . . . . . . . . . . . . il . . / . . / . . (città - place of birth) (foreign country) (dd/mm/yyyy) residente a / resident in . . . . . . . . . . . . . . . . . . . . . prov. . . . . . . . . . C.A.P . . . . . . . (città - city of permanent address) (province) (postal code) via / street . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (indirizzo di residenza - permanent residence address) cellulare / mobile phone nr. . . . . . . . . . . . . . . CF / Tax Code . . . . . . . . . . . . . . . . . . . . . stato civile / marital status: c sposato / married c celibe o nubile / unmarried regime patrimoniale dei beni / property regime: c comunione / community c separazione / separate tipo di abitazione / house typology: c in affitto dal / rented since . . / . . / . . (dd/mm/yyyy) c di proprietà dal / owned bought on . . / . . / . . (dd/mm/yyyy) numero di familiari / number of family members . . di cui familiari a carico nr. / of which dependent members . . stato occupazionale / employment status: c libero professionista / self employed c pensionato / retired c dipendente / employed con contratto a tempo INDETERMINATO dal / with a PERMANENT employment contract since . . / . . / . . (dd/mm/yyyy) qualifica / job function: c dirigente / manager c quadro / executive c impiegato / clerk c operaio / workman presso l’azienda / at the company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (ragione sociale/nome del datore di lavoro – employer name) con sede in / based in . . . . . . . . . . . . . . . . . . . . . prov. . . . . . . . . . . C.A.P . . . . . . . . (città - city of permanent address) (province) (postal code) via / street . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (indirizzo di residenza - permanent residence address) telefono / telephione nr. . . . . . . . . . . . . . . email. . . . . . . . . . . . . . . . . . . . . . . . . . . operante nel settore / in the sector: c industria / industry c commercio / sales c turismo / turism c servizi / services c artigianato / craft c agricoltura / agriculture c edilizia / construction c altro / other . . . . . . . . . . . . . . . in qualità di / as: c GARANTE dello studente / GUARANTOR for the student: . . . . . . . . . . . - . . . . . . . . . (. . . . . . . ) (cognome – surname) (nome –name) (registration nr.) c STUDENTE / STUDENT iscritto al corso / enrolled in the course . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Titolo del Corso - Title of the Course con frequenza / attendance . . . . . . . . . . . . . . . . . . . . per l’a.a / for the academic year . . / . . . (full time / part time / week end) (yyyy/yyyy) Page 1 of 2
MOD7509 Application for funding - rev. 01 of 20/02/19 CHIEDE - REQUESTS di beneficiare del finanziamento per l’importo di € / to be eligible for the loan in the amount of € . . . . . . e di poterlo restituire con un piano di ammortamento di nr. / and to repay it with a repayment plan of nr. c 6 (sei / six) c 7 (sette / seven) c 8 (otto / eight) c 9 (nove / nine) c 10 (dieci / ten) rate mensili costanti a tasso di interesse agevolato da appoggiare sul conto corrente a lui intestato nr. / fixed monthly instalments with facilitated interest rates into the bank account registered in his name nr. IBAN cc cc c ccccc ccccc cccccccccccc In allegato i documenti del richiedente / Enclosed the applicant’s documents: - copia Codice Fiscale / copy of the Italian Tax Identification Number - copia Carta di Identità in corso di validità (fronte e retro) / copy of valid Italian Identity Card (front and back) - copia dell’ultimo cedolino paga o dichiarazione dei redditi / copy of last pay slip or tax declatarion - solo per cittadini extra UE: copia del permesso di soggiorno o carta di soggiorno / only for extra EU citizen: copy of the residence permit or the residence card. Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (il richiedente / the applicant) PRIVACY Informativa e consenso al trattamento dei dati personali – art. 13 e seguenti del Reg. UE 679/2016 La informiamo che i dati personali da Lei liberamente forniti all’Istituto Secoli saranno utilizzati allo scopo di dar seguito alla sua esplicita richiesta di iscrizione ai corsi offerti e allo scopo di ricevere informazioni (anche periodiche) su Corsi, Eventi e iniziative dell'Istituto Secoli. Il testo completo di Informativa al trattamento dei dati personali è visionabile e scaricabile al seguente link: https://www.secoli.com/privacy.php. Ai sensi dell’art. 21 del Reg. UE 679/2016 e altri diritti disciplinati dal Capo III del medesimo Regolamento, dichiaro di aver letto l’informativa e autorizzo l’Istituto Secoli al trattamento dei miei dati personali. Information on and consent to the processing of personal data - art. 13 et seq. of EU Reg. 679/2016 We hereby inform you that the personal data you freely provide to Istituto Secoli upon your registration will be used in order to follow up on your specific request of enrolment to the courses and on the purpose of receiving information (including periodic ones) on Courses, Events and Initiatives at Istituto Secoli. The full text of Information on the processing of personal data can be viewed and downloaded from the following link: https://www.secoli.com/en/privacy.php. Pursuant to art. 21 of EU Reg. 679/2016 and other rights governed by Chapter III of the same Regulation, I declare to have read the privacy information and I authorize Istituto Secoli to process my personal data. Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (il richiedente / the applicant) N.B. l’accettazione della richiesta di finanziamento è subordinata all’approvazione della finanziaria / the loan application acceptance is subject to approval by the credit institute ----------------------------------------------------------------------------------------------------------------- Parte da completare a cura dell’Ufficio Amministrazione dell’Istituto Secoli / Part to be completed by the Administration Office of Istituto Secoli c APPROVAZIONE / APPROVAL c RIFIUTO / REJECTION (motivo / reason . . . . . . . . . . . . . . . . . . . ) Milano, . . / . . / . . . Firma / Signature . . . . . . . . . . . . . . . . . . (dd/mm/yyyy) (Uff. Amministrazione / Administration Office) Page 2 of 2
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