Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020

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Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020
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                                             Asante Annual Open Enrollment:
                                                 Your Guide to 2021 Benefits
                                                             Nov. 1–13, 2020

What do employees need to do?
During open enrollment, you will have the opportunity to meet virtually with representatives from Regence/MedSavvy,
MetLife, HealthEquity, Fidelity, VSP, Guild Mortgage, Mercy Flights, Reliant Behavioral Health, Willamette Dental Group,
Asante Physician Partners and Asante Health Network to discuss your benefits-related questions. Spouses are welcome
to attend all events.
Only employees who want to make changes to their current benefits, are enrolling or re-enrolling in a flexible spending
account (FSA) for 2021 or wish to elect earned time off (ETO) cash-out need to participate in open enrollment this year.
If you do nothing, your current benefits elections and covered dependents will automatically roll over into next year,
except for FSA plan participation and ETO cash-out.
Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020
What’s new for 2021 (summary of material modifications)                                              Open enrollment events
                                      HEALTH PLANS                                                       Virtual benefits fairs                                    Virtual enrollment assistance
                                      ■   Benefits                                                       Asante’s new virtual fairs enable you to connect with     The Asante Benefits team will be available virtually
                                          • Varicose vein treatments were added; medically               live representatives from Asante’s benefits vendors via   during open enrollment to help you make your
                                            necessary treatments are provided on all Asante
                                            Health Plans.                                                video! Go to myHR during the dates and times listed       benefits elections on myHR. The benefits specialists
                                          • Fertility treatments were added; includes limited            below, select the Open Enrollment widget on the home      will be able to remote in to your computer and help
                                            coverage up to $7,500 per year with a $15,000                page, then click the link titled Virtual Benefit Fair.    you with your elections only if you are logged into your
                                            lifetime maximum on all Asante Health Plans.                 No appointment is necessary.                              Asante computer, not a personal computer.
                                          • Physical therapy visit limit will increase from 80 to 100.
                                                                                                         Monday, Nov. 2 | 7 a.m. to 4 p.m.                         Need assistance and ready to enroll? Call (541) 789-4551,
                                          • All provider Category 3 deductibles will be reduced
                                            by at least $500 on all Asante Health Plans.                 Thursday, Nov. 5 | 9 a.m. to 6 p.m.                       8 a.m. to 5 p.m., Monday through Friday.
                                          • All provider Category 3 out-of-pocket maximums will be       Tuesday, Nov. 10 | 9 a.m. to 2 p.m.
                                            reduced by at least $1,000 on all Asante Health Plans.
                                      ■   Provider networks
                                          • Primary care providers, pediatricians and OB/GYNs
                                            in Jackson and Josephine counties who were
                                            processed at the Category 1 network level in 2020 as
                                            part of the transition to the new plan design will be
                                            covered at Category 2 as of Jan. 1, 2021.
                                      ■   Rates
                                          • All Asante Health Plans will have a slight increase in
                                            premium rates for 2021 (see rate charts on page 5).

                                      DENTAL PLANS
                                      ■   Benefits
                                          • The MetLife dental buy-up plan will cover in-network
                                            basic services at 100% (up from 80% in 2020).
                                          • The MetLife dental buy-up plan’s calendar-year
                                            maximum will increase to $2,250.                             Eligibility rules
                                      ■   Rates
                                          • Both MetLife dental plans will have a slight increase in     Only those employees and dependents as                    Dependents. Your family members (dependents)
                                            premium rates for 2021 (see rate charts on page 5).          described below may be covered under the                  may also be eligible for certain benefits. Eligible
                                                                                                         Asante Health Plans.                                      dependents for health, dental, vision and certain
                                      VISION PLANS                                                                                                                 voluntary benefits include your legal spouse and
                                                                                                         All active employees:                                     your children who are:
                                      ■   Benefits
                                          • SunCare benefits will be added to both vision plans.         Regular | 0.9–1.0 FTE                                     ■ Under age 26, regardless of their marital and
                                            This covers non-prescription sunglasses instead of           Scheduled to work at least 72 hours per pay period          student status and whether they live with you or
                                            frames/lenses.                                                                                                           you provide any of their support; or
                                          • The vision buy-up plan allowance for frames will             Regular | 0.7–0.8 FTE
                                            increase from $180 to $200.                                  Scheduled to work at least 56 hours per pay period        ■ Physically or mentally incapable of self-support

                                          • The vision buy-up plan will have a slight increase in                                                                    due to a physical or mental disability that arose
                                            premium for 2021 (see rate chart on page 5)                  Regular | 0.5–0.6 FTE                                       prior to attaining the limiting age under the plan
                                                                                                         Scheduled to work at least 40 hours per pay period          and who are financially dependent on you for
                                      HEALTH SAVINGS ACCOUNT                                             Flexible | 0.1–0.4 FTE                                      more than half of their support; or
                                          • Per Internal Revenue Service regulations, the 2021 health    Scheduled to work less than 40 hours per pay period       ■ Under age 26 and for whom you are required
                                            savings account (HSA) contribution limit will increase to                                                                by a Qualified Medical Child Support Order,
                                            allow employees up to age 54 to contribute as much as                                                                    judgment, decree or order issued by a court or
                                            $3,600 annually for employee-only coverage and $7,200
                                            for employees covering dependents. Employees age 55                                                                      through an administrative process established
                                            and older can contribute an additional $1,000.                                                                           under state law to provide medical coverage.
2                                                                                                                                                                                                                              3
Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020
2021 annual open enrollment, Nov. 1–13 | How to enroll                                                     Medical/Rx
                                                      If you are planning to participate in open enrollment    Semimonthly amount (taken from the first two pay periods of each month)
                                                      this year, you must do so between Nov. 1 and
                                                                                                                Asante PPO Health Plan                              Employee only                  Employee + spouse     Employee + child(ren)    Employee + family
                                Don’t                 Nov. 13, 2020. Funds for 2020 FSAs must be used by
                                                      Dec. 31, 2020, because they do not roll over from year    Regular (0.9–1.0 FTE)                                 $37.86                           $168.05               $131.16                $217.26
                               forget                 to year. All employees who want an FSA for 2021           Regular (0.7–0.8 FTE)                                 $70.61                           $205.38               $160.32                $265.49
                                                      must re-enroll during this open enrollment period.        Regular (0.5 –0.6 FTE)                               $100.89                           $261.40               $204.02                $337.91
                                                      The deadline to enroll is 1 p.m. on Nov. 13.              Asante Savings Health Plan
                                                                                                                Regular (0.9–1.0 FTE)                                    $8.01                          $74.15                 $62.44                $101.46
                                                                                                                Regular (0.7–0.8 FTE)                                   $22.32                         $105.38                 $88.97                $145.18
                           Employees are required to participate in open enrollment only if:
                                                                                                                Regular (0.5–0.6 FTE)                                   $36.45                         $145.16                $113.29                $187.64
                           ■   The employee wants to enroll or re-enroll in an FSA for 2021                     Asante Reimbursement Health Plan
                           ■   The employee wants to make changes to current benefits                           Regular (0.9–1.0 FTE)                                   $16.58                         $120.18                 $93.79                $155.36
                           ■   The employee wants to add or remove dependents from coverage                     Regular (0.7–0.8 FTE)                                   $42.64                         $146.88                $114.65                $189.86
                           ■   The employee wants to elect ETO cash-out                                         Regular (0.5–0.6 FTE)                                   $60.91                         $186.94                $145.89                $241.64
                                                                                                                Asante Flexible Workforce Health Plan
                                                                                                                Flexible (0.1–0.4 FTE)                                $300.79                           N/A                   $481.28                 N/A
                          How to enroll                                                                        Refer to the eligibility rules for definitions of regular and flexible employees.

                          1.		 Go to myHR: https://hr.asante
                          		.org and click Continue to Sign
                                                                       8. Select only the benefits you
                                                                          plan to change.
                                                                                                               Dental
                          		In (if you’re automatically signed                                                 Semimonthly amount (taken from the first two pay periods of each month)
                                                                       9. When finished making
                          		 in, skip to step 3).
                                                                          elections, you will land on           Regular employees                              Employee only                       Employee + spouse     Employee + child(ren)    Employee + family
                          2.		 You will be asked to sign in:              the Review and Submit page,           MetLife core plan                             		$5.28                                   $16.20                $15.80                 $24.08
                               ■ If you are completing this 		            or you can scroll to the bottom       MetLife buy-up plan                           		$7.94                                   $21.93                $21.37                 $32.58
                          		 from home, use your Asante                   of the menu and click on
                                                                                                                Willamette Dental Group                       		$5.07                                   $15.59                $15.23                 $23.15
                          		 email address (e.g., john.doe@               Review and Submit.
                          		asante.org) and Asante                    10. All of your elections will display
                          		 network password.
                               ■ If you are completing this
                                                                          at the bottom of the Review          Vision
                                                                          and Submit page. To submit
                          		 from any Asante network 		                   your elections, click the blue       Semimonthly amount (taken from the first two pay periods of each month)
                          		 workstation, use your Asante                 Submit button at the top of
                                                                                                                Regular employees                                   Employee only                  Employee + spouse     Employee + child(ren)    Employee + family
                          		 network username and                         the page.
                          		password.                                                                           Core vision                                   		$0.93                         		$2.77                           $2.89            		$6.76
                                                                       11. Confirm your submission.             Buy-up vision                                 		$4.49                         		$8.23                   		$8.46                       $15.75
                          3.		 On the myHR home page,
                          		 locate the widget titled Open                 Once you’ve submitted your
                                                                           elections, a confirmation
                          		Enrollment.
                                                                           statement will be sent to your      Asante Health Plan medical premium assistance
                          4. Click on My Open Enrollment.                  Asante email address.
                                                                                                               This program is intended to help offset a portion of the                                                                      2021 hourly wage
                          5. If you plan to add new                    12. To make changes to elections        cost of health plan coverage for lower-wage employees.                                            Health plan category
Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020
Health plan comparison chart

                                                                                        Asante PPO Health Plan                                          Asante Savings Health Plan                            Asante Reimbursement Health Plan
                                                                                Asante                          Regence                           Asante                          Regence                       Asante                          Regence
                                    Medical                                    Preferred        Regence         Limited            Out-of-       Preferred         Regence        Limited        Out-of-       Preferred         Regence        Limited        Out-of-
                                                                                Network         Network         Network            network        Network          Network        Network        network        Network          Network        Network        network
                                                                              (Category 1)    (Category 2)    (Category 3)       (Category 4)   (Category 1)     (Category 2)   (Category 3)   (Category 4)   (Category 1)     (Category 2)   (Category 3)   (Category 4)
                                   Deductible — individual                              $500                      $1,500          $2,500                 $1,400                 $3,000          $4,500        $1,000           $1,500         $2,500          $4,000
                                   Deductible — family                                 $1,000                     $3,000          $4,000                 $2,800                 $6,000          $9,000        $2,000           $3,000         $5,000          $7,000
                                   Out-of-pocket maximum — individual         $2,500          $3,500              $6,000          $8,250        $2,000           $3,000         $5,000          $8,000        $2,000           $3,500         $5,500          $8,000
                                   Out-of-pocket maximum — family             $5,000          $7,000          $12,000            $16,500 $3,000                  $6,000         $10,000        $14,000        $4,000           $7,000         $11,000 $16,000
                                   Office visit — primary care provider        $10*            $25*                 N/A             40%          10%              15%             N/A             40%           $10*             $25*            N/A           40%
                                   Office visit — specialist                   $10*            $25*                $75*             50%          10%              15%             40%             50%           $10*             $25*           $75*           50%
                                   Inpatient/outpatient professional           15%             15%                  40%             50%          10%              15%             40%             50%           10%              15%            40%            50%
                                   Inpatient/outpatient facility               15%             30%                  40%             50%          10%              30%             40%             50%           10%              30%            40%            50%
                                   Lab/X-ray                                   15%             30%                  40%             50%          10%              30%             40%             50%           10%              30%            40%            50%
                                   Urgent care                                 $10*            $25*                $75*             50%          10%              30%             40%             50%           $10*             $25*           $75*           50%
                                   Emergency Department                                  $150* (waived if admitted)                              15%              15%             15%             15%                    $150* (waived if admitted)
                                   Acupuncture ($2,000 limit)                                      Not covered                                   N/A              20%             20%             40%           N/A              $25*           $25*           50%
                                   Chiropractic ($2,000 limit)                                     Not covered                                   N/A              20%             20%             40%           N/A              $25*            $25           50%

                                                                                                      Wellness program contributions (see page 10 for details)
                                    Asante Health Fund                            Contributions to HealthEquity HRA                                 Contributions to HealthEquity HSA                             Contributions to HealthEquity HRA
                                    Annual basic contributions
                                    Only full-time employees enrolled
                                    as of Jan. 1, 2020, are eligible.                                        $0                                 $300 — Employee-only coverage category                        $300 — Employee-only coverage category
                                    Contributions will be made in                                                                                 $600 — All other coverage categories                          $600 — All other coverage categories
                                    January 2021.
                                    Annual wellness activity                                 Up to $75 per enrolled                                            Up to $300 per enrolled                                       Up to $300 per enrolled
                                                                                             employee and spouse                                                employee and spouse                                           employee and spouse
                                                                                                                                 Prescription drug (Rx)
                                                                                Asante                              Regence                       Asante                          Regence                       Asante                          Regence
                                                                               Preferred        Regence             Limited        Out-of-       Preferred         Regence        Limited        Out-of-       Preferred         Regence        Limited        Out-of-
                                                                                Network         Network             Network        network        Network          Network        Network        network        Network          Network        Network        network
                                                                              (Category 1)    (Category 2)        (Category 3)   (Category 4)   (Category 1)     (Category 2)   (Category 3)   (Category 4)   (Category 1)     (Category 2)   (Category 3)   (Category 4)
                                   Rx out-of-pocket maximum                           Shared with medical                        Not covered            Shared with medical                    Not covered            Shared with medical                    Not covered
                                   Generic Rx                                   $5*             $15                 $15          Not covered      $5               $15            $15          Not covered      $5*              $15             $15         Not covered
                                   Brand formulary Rx                          25%              35%                 35%          Not covered     25%              35%             35%          Not covered     25%               35%            35%          Not covered
                                   Non-brand formulary Rx                      30%              40%                 40%          Not covered     30%              40%             40%          Not covered     30%               40%            40%          Not covered

                                   * = Deductible waived		         % = Coinsurance (amount you pay)
6                                                                                                                                                                                                                                                                           7
Asante Annual Open Enrollment: Your Guide to 2021 Benefits Nov. 1-13, 2020
Asante Health Plans 2020
    Provider networks explained                                                                                                     Basic and supplemental life insurance
    You have the freedom to choose your providers on all Asante Health Plans; however, depending on which network your              Asante pays for a basic life insurance policy for all regular employees, and you are automatically enrolled on your
    provider has chosen to participate in, it will affect your out-of-pocket costs differently.                                     date of hire (or benefits eligibility date). For details about this plan, please refer to myHR. Employees may elect
                                                                                                                                    to purchase additional life insurance for themselves, their spouse or their child(ren). Refer to myHR for rates and
        Four categories in each plan                                                                                                biweekly premium amounts. Coverage limitations are as follows.

        Each plan offers four categories of network coverage.
                                                                                                                                    Supplemental life insurance coverage limitations
                             Asante Preferred Network (Category 1)
                                                                                                                                    Employee coverage               ■   Guarantee issue at initial eligibility: up to $150,000
                             ■   (1) Asante providers, services and facilities and (2) independent providers, services
                                 and facilities aligned with Asante through the Asante Health Network*                                                              ■   Guarantee issue increases at open enrollment: $20,000*
                                                                                                                                                                    ■   Maximum coverage with evidence of insurability: $450,000
            Best value
                                                                                                                                    Spouse coverage                 ■   Guarantee issue at initial eligibility: up to $25,000
                            Regence Network (Category 2)                                                                                                            ■   Guarantee issue increases at open enrollment: $10,000*
                                                                                                                                                                    ■   Maximum coverage with evidence of insurability: up to $250,000 (but not more than
                             ■   Providers, services and facilities not in the Asante Preferred Network but part of
                                                                                                                                                                        employee coverage**)
                                 the Regence-contracted network
          More options       ■   All primary care providers (general practice, family practice and internal medicine)               Child(ren) coverage             ■   Guarantee issue at any time: up to $10,000
                                 and OB/GYNs in Jackson and Josephine counties who see adult patients, regardless                                                   ■   Coverage options: $2,500, $5,000, $7,500, $10,000
                                 of network status.
                             ■   Independent specialty services not offered in the Asante Preferred Network                         *Increases above the guarantee issue amount are approved following medical underwriting approval. If you or your covered spouse
                                                                                                                                    reaches an age shown below, the amount of life insurance will be the amount you have, reduced to the following percentage of your
                            Regence Limited Network (Category 3)                                                                    benefit: age 70–74: 67%; age 75 and older: 50%. Limitations apply to coverage increases when the covered member is not actively at
                                                                                                                                    work on the coverage effective date.
                             ■   Providers and facilities that are contracted as “specialists” in the Regence
                                                                                                                                    **Employee coverage includes the employee’s supplemental life insurance policy in addition to the basic life insurance policy that
                                 BlueCross BlueShield of Oregon PPO Network that provide services already
             Costlier                                                                                                               Asante pays for.
                                 offered in the Asante Preferred Network

                             Out-of-network (Category 4)
                                                                                                                                                                                                                             Additional benefits options†
                             ■   Providers or facilities that are not contracted with the Regence Blue Cross Blue Shield
                                 of Oregon PPO Network or providers that are not contracted with the national                                                                                                                ◼ Accident insurance
               Rare              BlueCard network are considered non-participating (out of network)
                                                                                                                                                                                                                             ◼ Auto and home insurance
                             *To check providers in the Asante Health Network go to asantehealthnetwork.org.                                                                                                                 ◼ Critical illness insurance
                             You can also visit Regence.com to check provider categories.                                                                                                                                    ◼ Dependent care FSA, health FSA,
                                                                                                                                                                                                                               limited-purpose FSA
                                                                                                                                                                                                                             ◼ Hyatt legal insurance
    Frequently asked questions
                                                                                                                                                                                                                             ◼ Mercy Flights
    What if my provider is in the             My doctor is not in the Asante            What if I want to continue seeing                                                                                                    ◼ Short-term disability insurance
    Asante Preferred Network                  Preferred Network. Will an                my specialist who is not part of
    (Category 1) but refers me                Asante provider be available              the Asante Preferred Network?                                                                                                        †Please refer to myHR or
    outside that network for                  for me?                                   If that provider offers the same clinical                                                                                            asante.org/employee-benefits for
    services such as an imaging               Asante employees who                      services as an Asante Preferred                                                                                                      detailed benefits information.
    scan or laboratory test?                  choose to establish care with             Network specialist, your out-of-pocket
    Imaging, lab services and procedures      an Asante Physician Partners              costs will fall under the Regence
    performed outside an Asante               primary care provider are                 Limited Network (Category 3). If the
    Preferred Network facility fall under     given preferential access.                Asante Preferred Network does not
    the Regence Limited Network               The new-patient access team can           offer that specialty service, however,
    (Category 3).                             be reached at (541) 789-1234.             that provider would be under the
                                                                                        Regence Network (Category 2).
8                                                                                                                                                                                                                                                                        9
Asante Health Plan
     2021 wellness program                                                                                                                                                           Annual required notices

                       be Well to our health
                                                                                                                                                                                     This document provides you with important notices and information            Website: oregon.gov/OHA/healthplan/Pages/index.aspx
                                                                                                                                                                                     about the Asante Health Plan.                                                Address: 500 Summer St. NE E37, Salem, OR 97301-1079
                                                                                                                                                                                     ■ Women’s health and cancer rights                                           To request special enrollment or obtain more information, contact the
                                                                                                                                                                                     ■ Special enrollment rights                                                  Asante Human Resources Department at (541) 789-4551.
                                                                                                                                                                                     ■ Newborns’ and mothers’ health protection
                                                                                                                                                                                     ■ Premium assistance under Medicaid and the Children’s Health
                                                                                                                                                                                                                                                                  Notice about newborns’ and mothers’ health protection
                                                                                                                                                                                       Insurance Program (CHIP)                                                   Group health plans and health insurance issuers generally may not,
     Earn a premium credit through                               Step 1. Complete a biometric                                 a preventive exam with your                                                                                                         under federal law, restrict benefits for any hospital length of stay in
                                                                                                                                                                                     Notice about women’s health and cancer rights in the                         connection with childbirth for the mother or newborn to less than
     Know Your Numbers                                           screening or preventive exam                                 primary care provider if it includes                                                                                                48 hours following a vaginal delivery or less than 96 hours following
     As a regular Asante employee,                               that includes biometric screening                            biometric screening.                                   Asante Health Plan                                                           a cesarean section. However, federal law generally does not prohibit
                                                                                                                                                                                     The Women’s Health and Cancer Rights Act of 1998 requires group
     you and your covered spouse                                 by Dec. 31, 2020.                                                                                                   health plans to cover certain expenses relating to a mastectomy. The
                                                                                                                                                                                                                                                                  the mother’s or newborn’s attending provider, after consulting with the
                                                                 Complete an on-site biometric                                Step 2. Complete the Healthy                                                                                                        mother, from discharging the mother or her newborn earlier than
     have an opportunity to earn a                                                                                                                                                   Asante Health Plan complies with this law and covers the following:          48 hours (or 96 hours as applicable). In any case, plans and issuers may
     wellness credit toward your 2021                            screening at an Asante facility                              Lifestyle Assessment on MyChart                        ■ Medical and surgical charges directly related to a mastectomy              not, under federal law, require that a provider obtain authorization from
     Asante Health Plan premium                                  by Dec. 31. Refer to myHR for                                by Dec. 31, 2020.                                      ■ Reconstruction of the breast on which the mastectomy has been              the plan or the insurance issuer for prescribing a length of stay not in
     contributions by participating in                           appointment times, locations and                             Sign into your MyChart account,                          performed                                                                  excess of 48 hours (or 96 hours).
                                                                                                                                                                                     ■ Surgery and reconstruction of the other breast as necessary to provide
     a biometric screening and online                            online scheduling or call Asante                             or create one, and check your                                                                                                       Notice about premium assistance under Medicaid
                                                                                                                                                                                       a symmetrical appearance
     health assessment.                                          Health Promotion at (541) 789-5211.                          messages to access your Healthy                        ■ Prosthetic devices relating to such breast reconstruction                  and the Children’s Health Insurance Program
                                                                 Alternatively, you may complete                              Lifestyle Assessment.                                  ■ Treatment of physical complications arising from a mastectomy              If you or your child(ren) are eligible for Medicaid or CHIP and you are
                                                                                                                                                                                     These benefits will be provided subject to the same deductibles, co-pays     eligible for health coverage from your employer, your state may have
     Know Your Numbers premium credit                                                                                                                                                and co-insurance provisions applicable to other medical and surgical
                                                                                                                                                                                     benefits provided under the plan.
                                                                                                                                                                                                                                                                  a premium assistance program that can help pay for coverage, using
                                                                                                                                                                                                                                                                  funds from its Medicaid or CHIP program. If you or your child(ren)
                                                                                                                                                                                                                                                                  are not eligible for Medicaid or CHIP, you will not be eligible for these
                                                                                                                    2021 semimonthly premium credit                                  If you have any questions regarding this law, please contact the Asante
     Upon completion of Know                                                                                                                                                         Human Resources Department at (541) 789-4551 or Regence at
                                                                                                                                                                                                                                                                  premium assistance programs but you may be able to buy individual
                                                                                                                  If employee completes   If spouse completes     If both complete                                                                                insurance coverage through the health insurance marketplace. For more
     Your Numbers, employees                                                                                                                                                         (866) 344-8235.                                                              information, visit healthcare.gov.
                                                         Health plan                                               Know Your Numbers      Know Your Numbers     Know Your Numbers
     will see the appropriate
                                                                                                                                                                                     Notice about special enrollment rights in the Asante Health Plan             If you or your dependents are already enrolled in Medicaid or CHIP
     amount semimonthly in the                           Asante PPO Health Plan and                                                                                                  Loss of other coverage. If you declined enrollment for yourself or your      and you live in a state listed below, contact your state Medicaid or CHIP
                                                         Asante Reimbursement Health Plan                             $16.25                 $10.84                $27.09
     earnings section of their                                                                                                                                                       dependents (including your spouse) because of other health insurance         office to find out if premium assistance is available.
     checks, marked “Wellness                                                                                                                                                        or group health plan coverage, you may be able to enroll yourself and
                                                         Asante Savings Health Plan                                      $13*                 $8.67                $21.67            your dependents in this plan if you or your dependents lose eligibility
                                                                                                                                                                                                                                                                  If you or your dependents are not currently enrolled in Medicaid or
     Discount.”                                                                                                                                                                      for that other coverage (or if the employer stops contributing toward
                                                                                                                                                                                                                                                                  CHIP and you think you or any of your dependents might be eligible
                                                         *Regular 0.9–1.0 FTE employees enrolled in the Asante Savings Health Plan who are not covering dependents will                                                                                           for either of these programs, contact your state Medicaid or CHIP
                                                                                                                                                                                     your or your dependents’ other coverage). You do not need to wait for
                                                         receive a $2.17 premium credit and a $10.83 semimonthly HSA contribution.                                                                                                                                office, call (877) KIDS NOW or visit insurekidsnow.gov to find out
                                                                                                                                                                                     the next open enrollment period. You must request enrollment within
                                                                                                                                                                                                                                                                  how to apply. If you qualify, ask your state if it has a program that
                                                                                                                                                                                     30 days after your or your dependents’ other coverage ends (or after the
                                                                                                                                                                                                                                                                  might help you pay the premiums for an employer-sponsored plan.
     Earn HSA/HRA incentives                                                                                                                                                         employer stops contributing toward the other coverage).
                                                                                                                                                                                     New dependent by marriage, birth, adoption or placement for adoption.        If you or your dependents are eligible for premium assistance under
                                                                                                                                                                                     If you have a new dependent as a result of marriage, birth, adoption         Medicaid or CHIP and are eligible under your employer plan, your
     Engage in a few of these activities and maximize your HealthEquity                                                                                  Asante                      or placement for adoption, you may be able to enroll yourself and            employer must allow you to enroll in your employer plan if you aren’t
     contribution for 2021! Incentives apply to enrolled employees and their                                        Asante PPO                     Reimbursement or                  your dependents without waiting for the next open enrollment period.         already enrolled. This is called a “special enrollment” opportunity, and
     enrolled spouses; some restrictions apply.                                                                     Health Plan                    Savings Health Plan               You must request enrollment within 30 days after the marriage, birth,        you must request coverage within 60 days of being determined eligible
                                                                                                                                                                                     adoption or placement for adoption.                                          for premium assistance. If you have questions about enrolling in your
                                                                                                                                                                                                                                                                  employer plan, contact the Department of Labor at askebsa.dol.gov or
       Incentive option                                                     Who is eligible?                       Award amount                        Award amount                  Individuals who become eligible for state premium assistance subsidy.        call (866) 444-EBSA (3272).
                                                                                                                                                                                     If you declined enrollment for yourself or your dependents (including
       Complete a preventive exam.*                                        Employee + spouse                                 $50                                $100                 your spouse), you may enroll yourself or your dependent(s) in this plan if   If you live in Oregon, you may be eligible for assistance paying your
                                                                                                                                                                                                                                                                  employer health plan premiums. If you reside in another state, please
                                                                                                                                                                                       • The family loses its Medicaid or CHIP coverage because its               contact Asante Human Resources at (541) 789-4551.
       Complete any interactive program                                                                                                                                                  employment situation improves; the family can then sign up for
       on Regence Empower.**                                                                                                                                                             employer-sponsored coverage without having to wait for the open          The following is current as of July 31, 2020. Contact your state for more
                                                                           Employee + spouse                                 $50                                $150                                                                                              information about eligibility.
       There are 12 options to choose from                                                                                                                                               enrollment period and experiencing a gap in coverage.
       to support you where you are.                                                                                                                                                   • A child becomes eligible for Medicaid or CHIP and has access to          OREGON — Medicaid
                                                                                                                                                                                          employer-sponsored coverage that the state wishes to subsidize          healthcare.oregon.gov • Phone: (800) 699-9075
       Engage with Journi by downloading                                                                                                                                                  through a premium assistance option; the family may then sign up
       the Journi app                                                                                                                                                                     immediately and does not have to wait for the open enrollment           To see if any other states have added a premium assistance program since
                                                                           Employee + spouse                                 $25                                $50                       period. Enrollment must be requested within 60 days following the       July 31, 2020, or for more information about special enrollment rights,
       If already downloaded, you will need to log in                                                                                                                                     date of the eligibility event.                                          contact either of the following:
       on or after Jan. 1, 2021, to receive the credit.
                                                                                                                                                                                     For information about eligibility for coverage either through Medicaid       U.S. Department of Labor
                                                                                                                                                                                     or Oregon’s CHIP program (typically administered through the Oregon          Employee Benefits Security Administration
       Total funds available per participant                                                                                 $75                                $300                 Health Plan), please contact the Department of Human Services:               dol.gov/ebsa • (866) 444-EBSA (3272)
                                                                                                                                                                                     Oregon Department of Human Services,                                         U.S. Department of Health and Human Services
     *Age-appropriate preventive exams include: adult physical, routine OB/GYN exam, colorectal cancer screening, cervical cancer screening and routine mammogram.
     Also included are establish-care visits, preventive dental exams and preventive vision exams.                                                                                   Office of Medical Assistance Programs                                        Centers for Medicare & Medicaid Services
     **Interactive programs include: Improving Your Blood Pressure, Managing Your Stress, Improving Your Sleep, Achieving Your Healthy Weight, Maintaining Your Health,              Phone: (503) 945-5772 • Toll-free: (800) 527-5772                            cms.hhs.gov • (877) 267-2323, menu option 6, ext. 61565
     Building Resilience, Enhancing Your Physical Activity, Nutrition for Better Health, Quitting Tobacco, Staying Tobacco-Free, Improving Your Oral Health and Financially Fit.     TTY: (800) 375-2863 • Email: dhs.info@state.or.us

10                                                                                                                                                                                                                                                                                                                                            11
Notice regarding Asante Wellness Programs                                          in some cases may also be used to offer you services through the Asante
Asante Wellness Programs are voluntary wellness programs available to              Wellness Programs. You also are encouraged to share your results
employees and their spouses participating in one of the Asante medical             or concerns with your own doctor.
plan options (“Medical Plan”). The programs are administered according             Protections from disclosure of medical information
to federal rules permitting employer-sponsored wellness programs                   The medical information received as part of the Asante Wellness Programs
that seek to improve employee health or prevent disease, including                 is subject to the privacy and security rules of HIPAA. We are required
the Americans with Disabilities Act of 1990, the Genetic Information               by HIPAA and other applicable laws to maintain the privacy and security
Nondiscrimination Act of 2008 and the Health Insurance Portability                 of your personally identifiable health information. The Asante Wellness
and Accountability Act (HIPAA), as applicable, among others.                       Programs and Asante may use aggregate information it collects to design
The three Asante Wellness Programs                                                 programs based on identified health risks in the workplace. However,
■  The first Asante Wellness Program gives the employee premium credits            the Asante Wellness Programs will never disclose any of your personal
   toward the Medical Plan premiums otherwise payable by the employee              information either publicly or to your employer, except as necessary to
   in the following calendar year. To earn this incentive, you must complete       respond to a request from you for a reasonable accommodation needed
   two tasks in the current calendar year.                                         to participate in the Asante Wellness Programs or as otherwise expressly
                                                                                   permitted by law. Medical information that is produced through the Asante
   For example, to earn the premium credit for 2022, you must complete             Wellness Programs and that personally identifies you will not be provided
   two tasks in 2021. The first task to complete is a voluntary online             to your supervisors or managers and may never be used to make decisions
   Healthy Lifestyle Assessment in MyChart that asks a series of questions         regarding your employment.
   about your health-related activities and behaviors and whether you have
   or had certain medical conditions (e.g., cancer, diabetes or heart disease).    Your health information will not be sold, exchanged, transferred or otherwise
                                                                                   disclosed except to the extent permitted by law to carry out specific
   The second task to complete is an on-site biometric screening — or have         activities related to the Asante Wellness Programs. You will not be asked
   an off-site preventive medical exam that includes biometric screening for       or required to waive the confidentiality of your health information as a
   height, weight, waist circumference, blood pressure, total cholesterol and      condition of participating in the Asante Wellness Programs or receiving an
   HDL cholesterol. If your spouse also completes these two tasks, your            incentive. Anyone who receives your information for purposes of providing
   premium credits will increase.                                                  you services as part of the Asante Wellness Programs will abide by the same
■ The second Asante Wellness Program provides incentives of up to $600             confidentiality requirements. The only individuals who will receive your
   in annual contributions to the employee’s health reimbursement account          personally identifiable health information are those who will provide you
   (HRA) or health savings account (HSA). These incentives are available if        with services under the Asante Wellness Programs.
   the employee or spouse completes the following tasks:
                                                                                   In addition, all medical information obtained through the Asante Wellness
   1. Have one of the following preventive exams: wellness exam, weight            Programs will be maintained separately from your personnel records, and
      screen, vision or dental exam, colorectal cancer screen, mammogram,          no information you provide as part of the Asante Wellness Programs will
      women’s health exam, or prostate or skin cancer screen.                      be used in making any employment decision.
   2. Complete one of the interactive programs available on the Empower            You may not be discriminated against in employment if you decide not to
      section of regence.com.                                                      participate one or more aspects of the Asante Wellness Programs or because
   3. Download the Journi mobile app and log in. If already downloaded,            of the medical information you provide as part of participating in the
      you will need to log in on or after Jan. 1, 2021, to receive the credit.     Asante Wellness Programs. You will not be subjected to retaliation if you
For employees or spouses participating in the Asante Savings Health Plan           choose not to participate.
or the Asante Reimbursement Health Plan, if either the employee or the             If you have questions or concerns regarding this notice or about protections
spouse completes the first task, the employee will receive a $100 contribution     against discrimination and retaliation, please contact Asante Health
into the employee’s HRA or HSA. If the employee or spouse completes                Promotion at (541) 789-4995.
the second task, the employee will receive a $150 contribution into the
employee’s HRA or HSA. If the employee or spouse completes the third               Notice of nondiscrimination
task, the employee will receive a $50 contribution into the employee’s HRA         ■   Asante complies with applicable federal civil rights laws and does not
or HSA. If both employee and spouse complete all the required tasks, the               discriminate on the basis of race, color, national origin, age, disability or
employee will receive a $600 contribution into the employee’s HRA or HSA.              gender. Asante does not exclude people or treat them differently because
For employees or spouses participating in the Asante PPO Health Plan, if               of race, color, national origin, age, disability or gender.
                                                                                   ■ Asante provides free aids and services that allow people with disabilities
either the employee or the spouse completes either the first or the second task,
the employee will receive a $50 contribution into the employee’s HRA. If               to communicate effectively with caregivers and others in the
either the employee or the spouse completes the third task, the employee will          organization, including:
receive a $25 contribution into the employee’s HRA. If employee and spouse             • Qualified sign language interpreters
each complete the first or second task plus the third task, the employee will          • Written information in other formats (large print, audio,
receive a $150 contribution into the employee’s HRA. These contributions are              accessible electronic formats and other formats)
in addition to any other contribution that Asante makes to these accounts.         ■ Asante provides free language services to people whose primary
                                                                                       language is not English, including:
Rules applicable to all three Asante Wellness Programs                             		 • Qualified interpreters
You are not required to complete the Healthy Lifestyle Assessment, the Regence     		 • Information written in other languages
Empower health risk assessment or other tasks listed above or to participate
in the blood tests or other parts of the biometric screening or a medical          If you need these services, contact Alicia Lorenz at the phone number or
examination. However, only employees and spouses who choose to complete            email address listed below.
the required tasks will receive an incentive in the following calendar year.       If you believe that Asante has failed to provide these services or
Spouses who participate in the Asante Wellness Programs must complete              discriminated in another way on the basis of race, color, national origin,
an authorization form prior to beginning a program. This form is available         age, disability or gender, you can file a grievance with:
from Asante Employee Health.                                                       Alicia Lorenz, director of employee and labor relations
                                                                                   2635 Siskiyou Blvd., Medford, OR 97504
If you are unable to participate in any of the health-related activities or        Phone: (541) 789-4227 • Fax: (541) 789-4509
achieve any of the health outcomes required to earn an incentive under             Email: alicia.lorenz@asante.org
any of the Asante Wellness Programs, you may be entitled to a reasonable
accommodation or an alternative standard. If you think you might be                You can file a grievance in person or by mail, fax or email. If you need
unable to meet a standard for an incentive, you can earn the incentive             help filing a grievance, Alicia Lorenz is available to help. You can also file
by different means. You may request a reasonable accommodation or an               a civil rights complaint electronically through the Office for Civil Rights
alternative standard by contacting Asante HR/Benefits at (541) 789-4551.           Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf
We will work with you (and, if you wish, your doctor) to find a program            or by mail or phone at:
with an incentive that is right for you and your health status.                    U.S. Department of Health and Human Services
The information from your Healthy Lifestyle Assessment, the Regence                200 Independence Ave., SW, Room 509F, HHH Building
Empower health risk assessment, your biometric screening, medical exams            Washington, DC 20201
or any other medical tests that are part of the Asante Wellness Programs           Phone: (800) 368-1019 • TDD: (800) 537-7697
will help you understand your current health and potential health risks and        Complaint forms are available at hhs.gov/ocr/office/file/index.html.
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