Application for Health Insurance - hc consulting AG
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
Application for Health Insurance Application to take out an insurance policy The submission of this application form constitutes a binding application for the conclusion of an insurance policy on the basis of the terms and conditions and information relating to the policy which you were provided with beforehand. We can accept your application by sending you a certificate of insurance or a formal declaration of acceptance in advance. The insurance policy is considered concluded upon receipt. Your Service Partner:
Application for health insurance with AXA Krankenversicherung AG 21008983 (01.21) Please complete in block letters PV AF First application 00 ÖD GM Request for ZN/VD BD AB Agency No. Org.KZ Motive GSG ZUW Insurance no. SV-VK-Nr. amendment Foreign key Applicant/ Mr. Surname First Name Title Policyholder Mrs. Street, house number (permanent place of residence) Postcode (permanent place of residence) Town/City (permanent place of residence) Usual Place of abode (if different from the permanent place of residence) Street, House No. Postcode Town/City Occupation (precise description), line of business Date of birth (Day/Month/Year) Nationality Telephone* Facsimile* e-Mail* * Voluntary information Private sector Manual worker/employee Civil/public servant (incl. police and fire brigade) Armed forces Public sector Housewife Healthcare professional Other Freelancer Student/school Pupil Mandatory to answer for ActiveMe Mobile phone e-Mail Identification for ID card (German) Passport (German) Other (for ID numbers of foreign customers our portals Identity card number Valid until (day/month/year) Issuing authority Digital The policyholder explicitly agrees to digital communication with the insurer, subject to the registration in customer portals. All statements made by the communication insurer are generally made digitally via AXA‘s customer portals. Excluded from the digital communication, however, are statements by the insurer that have to be made in writing. The customer is not entitled to demand electronic delivery of all documents. We also use your e-mail address to communicate with you. Previous insurance Are you/the person to be insured current or previous holders Policy number with AXA/DBV of health insurance with AXA/DBV/DBV-Winterthur? Yes No Insurance 1st Applicant Male Female 2nd Applicant Male Female applicants Name Birth name* (if different from name) Name Birth name* (if different from name) First name/s (all first names)* First name/s (all first names)* Date of birth (Day/Month/Year) Place of birth* Nationality Date of birth (Day/Month/Year) Place of birth* Nationality * Only required when applying from ActiveMe and GEPV tariff (Pflege Bahr) Professional occupation Professional occupation Expected apprenticeship/ Day/Month/Year Expected apprenticeship/ Day/Month/Year traineeship end traineeship end Expected end of studies Day/Month/Year Expected end of studies Day/Month/Year Estimated to receive Day/Month/Year Estimated to receive Day/Month/Year civil service status as of civil service status as of Private Sector Public Sector Private Sector Public Sector Manual worker/employee Civil/public servant (incl. police and fire brigade) Manual worker/employee Civil/public servant (incl. police and fire brigade) Armed forces Housewife Armed forces Housewife Healthcare professional Other Healthcare professional Other Freelancer Student/school pupil Freelancer Student/school pupil Day/Month/Year Day/Month/Year – self-employed since – self-employed since – Number of employees subject – Number of employees subject to social insurance contributions: to social insurance contributions: Information on We are legally obliged to report to the financial authorities certain personal data for determining tax deductible health and accident insurance premiums data transfer and (names, contract data, tax identification number, premiums paid and information concerning refunded premiums if applicable). If information on the tax ID is the tax identifica- not provided, AXA health insurance will obtain the necessary data. tion number Applicant/ Policyholder 1st Applicant 2nd Applicant Tax ID number (11 figure) Tax ID number (11 figure) Tax ID number (11 figure) – Seite 1 von 11 – 21008983 (01.21)
Applicant/ Name First name Policyholder Information IBAN BIC regarding premium collection The applicant is the premium payer and the attached/existing SEPA Direct Debit Mandate for the following bank account should be used. The premium payer is not the applicant and agrees to the direct debit (Please complete the attached SEPA Direct Debit Mandate) Premium payer Name First name Monthly (1st of the month) Monthly (15th of the month) Quarterly Half-yearly Yearly Inception of Day/Month/Year Day/Month/Year insurance Which tariffs 1st Applicant 2nd Applicant should be Tariffs Premium in EUR Statutory Tariffs Premium in EUR Statutory covered? surcharge surcharge 1st Applicant–Total 2nd Applicant–Total * monthly premium less EUR 5 0,00 0,00 * monthly premium less EUR 5 0,00 0,00 sponsorship (Only applies if sponsorship (Only applies if the GEPV tariff is applied for) the GEPV tariff is applied for) Total premium for all persons: (including statutory surcharge) For the Vision B tariff Please observe the supplementary declaration for Public Sector employees (civil servants and workers) and dependants eligible for government allowance For ActiveMe-U(A) In the event of ametropia EUR 5 surcharge per month (on top) In the event of ametropia EUR 5 surcharge per month (on top) policy and the EL Exclusion of benefits for optical aids Exclusion of benefits for optical aids policy series, inclu- ding EL Bonus-U(A) Information Is your GP also internist? yes no yes no regarding your If so, please enter the name and address If so, please enter the name and address GP for EL tariffs, incl. EL Bonus-U(A) Since when have you Month/Year Since when have you Month/Year been a patient there? been a patient there? Re. Preferred tariff Preferred tariff options For daily sickness Amount of regular monthly gross income (salaried employee)/ Amount of regular monthly gross income (salaried employee)/ allowance tariffs Pre-tax profit (self-employed) in EUR (average over the past 12 Pre-tax profit (self-employed) in EUR (average over the past 12 please state months, please refer to reverse of application) months, please refer to reverse of application) Weeks Weeks Right to claim continued Right to claim continued payment of salary Yes, No payment of salary Yes, No Prior insurance 1.) Comprehensive health insurance in the last 12 months 1.) Comprehensive health insurance in the last 12 months cover (please state the complete Name of Start (day/ End (day/ Name of Start (day/ End (day/ history) the insurer month/year) month/year) the insurer month/year) month/year) GKV GKV [statutory [statutory health health insurance] insurance] PKV [private PKV [private health health insurance] insurance] therapeutic therapeutic care care No health No health insurance insurance Who cancelled or intends to cancel the policy? Who cancelled or intends to cancel the policy? Policyholder Insurer Policyholder Insurer Reason for cancellation: Reason for cancellation: Does or has the policyholder had outstanding premiums Does or has the policyholder had outstanding premiums with the previous insurer over the last 12 months? yes no with the previous insurer over the last 12 months? yes no – Seite 2 von 11 – 21008983 (01.21)
Applicant/ Name First name Policyholder Prior insurance 2.) Nursing-care insurance 2.) Nursing-care insurance cover (please If not included in health insurance and for therapeutic care If not included in health insurance and for therapeutic care state the Which companies/care insurance funds have you been insured with so far? Which companies/care insurance funds have you been insured with so far? complete With German compulsory long-term care insurance still in place (please With German compulsory long-term care insurance still in place (please history) submit proof) submit proof) Name of the insurer Name of the insurer From/until (Day/Month/Year) By (Day/Month/Year) From/until (Day/Month/Year) By (Day/Month/Year) Insurance Supplementary insurance Supplementary insurance still in force (e.g. out-patient, in-patient, supp. dental cover, supp. LTD) (e.g. out-patient, in-patient, supp. dental cover, supp. LTD) Type of insurance Insurer Type of insurance Insurer Daily allowance cover Daily allowance cover (e.g. daily hospitalisation allowance (KHT), daily sickness allowance (KT), LTC (e.g. daily hospitalisation allowance (KHT), daily sickness allowance (KT), LTC allowance (PT) Course of treatment tariff). Please state the daily allowance rate. allowance (PT) Course of treatment tariff). Please state the daily allowance rate. Type of insurance Per diem allowance Insurer Type of insurance Per diem allowance Insurer To be answered/ Pension insurance number Pension insurance number specified only (Benefit number) (Benefit number) in the case of applications for Does additional state-sponsored supplementary long-term care insurance Does additional state-sponsored supplementary long-term care insurance the GEPV tariff (Pflege-Bahr) exist or has an application for such insurance already been (Pflege-Bahr) exist or has an application for such insurance already been (Pflege-Bahr) submitted to a different insurance provider? Yes No submitted to a different insurance provider? Yes No Questions 1. Additional questions if non-contributory long-term care insurance is applied for a child. Prerequisite for premium discount. See reverse of application. regarding the Total income/income limit and additional information regarding compulsory long-term care insurance. compulsory LTC Total regular monthly income is (see reverse of application) insurance applied No regular total monthly income No regular total monthly income for (For children/ adolescent to be Up to 470 EUR Over 470 EUR Up to 470 EUR Over 470 EUR included in cover) Questions 2. Additional questions if non-contributory long-term care insurance is applied for the spouse/registered civil partner. Prerequisite for premium regarding the discount. See reverse of application. Total income/income limit and additional information regarding compulsory long-term care insurance. compulsory LTC 2.1. At least one spouse/registered civil partner has held continuous compulsory long-term care insurance since 01.01.1995. insurance applied for (For co-insured Yes No Yes No spouses/ 2.2. Further information for the premium discount for the spouse/registered civil partner, if the spouse/registered civil partner is not the person named under registered civil 1st or 2nd applicant. partners) Name of the spouse/registered partner Name of the spouse/registered partner From/until (DD/MM/YY) Insured by From/until (DD/MM/YY) Insured by (A valid certificate – see reverse of application- of compulsory long-term care insurance/proof of insurance with another provider – must be submitted). Regular total monthly income of the spouse/registered partner (see reverse of application) is No regular total monthly income No regular total monthly income Up to 470 EUR Over 470 EUR Up to 470 EUR Over 470 EUR Information Please answer all questions in full and to the best of your knowledge. regarding Please also quote – for the periods requested – any complaints or illnesses which you may even consider to be insignificant or the significance of which state of health you are not in a position to judge or which have, in the meantime, healed. Please note that you will jeopardise your insurance cover if the information you provide is incorrect or incomplete. Any breach of the pre-contractual duty of disclosure can entitle us, depending on fault, to rescind the policy, cancel the policy or adjust it, which can, under certain circumstances, give rise to the Insurer being released from its obligation to perform also with respect to insured events which have already occurred. We refer to the special notice according to § 19, para. 5, sentence 1 VVG – German Insurance Contract Act (see reverse) contained in this application 1st Applicant 2nd Applicant Height in cm Weight in kg Height in cm Weight in kg 1. Do you wear spectacles or contact lenses or are you advised to wear them? Yes No Yes No Please state the dioptres L R L R 2. Have you been examined, received treatment or consultation? As an outpatient – in the past 3 years? Yes No Yes No As an inpatient – in the past 5 years? (for ActiveMe-U (A), in the past 6 years)? Yes No Yes No Due to psychological or psychosomatic disorders – in the past 5 years (for ActiveMe-U (A) in the past 8 years)? Yes No Yes No Is an examination or treatment currently recommended or scheduled? Yes No Yes No 3. In the course of the last ten years, have any medicines been prescribed, taken or applied for a period of longer than 6 weeks? Yes No Yes No 4. Are you suffering from illnesses, malfomations, deformities or reductions in capacity of any part of the body or do you have any body implants (not dental implants) – also if you are not currently receiving treatment for any of the above? Yes No Yes No 5. Have you been or are you currently addicted to medicines, alcohol, drugs or other intoxicating substances? Yes No Yes No 6. Have you, in the last 5 years, suffered or are you currently suffering from any disability, injury/illness as a consequence of military service, any reduction in earning capacity, invalidity, occupational disability or required long-term care? If so, please enclose documentary evidence of medical findings and/or treatment/care plans. Yes No Yes No 7. Are you suffering from an HIV infection or are you awaiting a test result? Yes No Yes No – Seite 3 von 11 – 21008983 (01.21)
Applicant/ Name First name Policyholder Only for tariffs 8. Do you have teeth missing which have not yet Yes No Yes No with dental been finally replaced? How many How many insurance cover Please state the number. and optional tariffs (Complete closure of a gap, wisdom teeth and milk teeth are not deemed to be missing teeth). 8a. Are you currently undergoing dental or orthodontic treatment or consultation or is such treatment recommended or scheduled? (If so, please enclose cost estimate) Yes No Yes No 8b. Do you wear a splint? Yes No Yes No If, so please state the type of splint: bite splint bite splint Occlusal splint Occlusal splint Protusion splint Protusion splint 8c. Have periodontosis, parodontitis, misaligned teeth or an anomaly of the jaw been diagnosed? Yes No Yes No Please note: If the answer to at least one of the questions 8, 8a or 8c is „yes“, and a splint is ticked for Question 8b, please note the personal declaration „Dental Damage“. If one of the Special Agreements contained therein applies to the requested policy and the answer to the question, the Personal Decla- ration „Dental Damage“ included in this application must be completed, and the consent of the Customer must be obtained. Explanation It is important to describe the details as accurately as possible. Always state the nature and scope of any possible consequences or additional medical of questions treatment requirements! Where there is not enough space, the required details must be specified on a separate sheet of paper to be signed by the answered Applicant and any other person(s) to be insured under the policy and enclosed with the application. affirmatively, quoting the Applicant in question and Re. Treatment Nature Unable Examinations, treatment or consulta- the question Ques- received of to tions which have been conducted, are Medical implications? Are you awaiting number(s) tion Precise description of illness (diagnosis), nature from – to treatment work recommended or scheduled (please examination results? no. of complaints, body implants (Day/Month/Year) Out-P In-P Yes No state medicines) If so, what type? 1st Applicant 2. Applicant Information re. Insured Re. question Name and exact address of the doctor/dentist doctors/dentists Person no. or other service provider in the health care system Specialist field and other service providers in the health care system Comments/ Agreements Consent to the collection and usage of health data and declaration of release from the duty to maintain confidentiality* The provisions of the German Insurance Contract Act, the EU data protection ordinance, of the Federal Data Protection Act and other data protection regu- lations do not contain any sufficient legal bases for the collection, processing and usage of health data by insurance companies. In order to collect and use your health data for thisapplication and for the policy, we, AXA Krankenversicherung AG, therefore require your declaration(s) of consent regarding data protection. In addition, we require your release from the duty to maintain confidentiality in order to be permitted to obtain health data from entities which must maintain confidentiality, from doctors for example. As a health insurance company we also require your release from the duty to maintain confidenti- ality in order to be permitted to pass your health data or other data protected according to § 203 of the German Penal Code (Strafgesetzbuch), such as, for example, the fact that a policy has been concluded with you, to other entities, for example, assistance companies, IT service providers or to the Association of Private Health Insurers. You are at liberty to decline to submit the declaration of consent/release from duty of confidentiality or to revoke them at any point hereafter with effect for the future. The revocation is to be forwarded to: AXA Krankenversicherung AG, 50592 Cologne, or by fax to +49 (0)221 148 36 202, or by email to info@axa.de. We would however like to point out that as a rule the completion or implementation of the insurance contract will not be possible if the health data has not been processed. The declarations concern the handling of your health data and other data protected by § 203 of the German Penal Code – by AXA Krankenversicherung AG itself (under 1), – in connection with enquires made with third parties (under 2), – for communication to entities outside of AXA Krankenversicherung AG (under 3) and – if the policy is not concluded (under 4). The declarations apply to those persons you legally represent such as your children, insofar as these do not realise the consequences of this declaration and are therefore not in a position to submit their own declarations. – Seite 4 von 11 – 21008983 (01.21)
1. AXA Krankenversicherung AG – collection, storage and usage of the health data you provide I hereby consent to AXA Krankenversicherung AG acquiring, storing and using the data supplied by me in this application insofar as this is required for the examination of the application and also for the substantiation, management or termination of this insurance policy. I hereby consent to AXA Krankenversicherung AG, insofar as beneficial conditions are granted on the basis of co-operations with statutory health insurance providers, associations, organisations, companies or other third parties, for the purpose of examining whether a corresponding membership or affiliation with a right to claim beneficial conditions exists, to compare data with the named third parties and I hereby release the insurer in this respect from its duty to maintain confidentiality. 1.1. Collection, processing and usage of information you have provided regarding trade union membership I consent to the collection, processing and usage of the information I have provided concerning trade union membership insofar as this is required for the examination of the application and for the substantiation, management or termination of the policy, in particular for the calculation of my insurance premium. 2. Request for health data from third parties 2.1. Request for health data from third parties for the purpose of risk assessment and for the examination of the obligation to honour a claim. In order to appraise the risks to be covered it may be necessary to make enquiries with entities which hold your health data. In addition, in order to appraise the obligation to perform we may have to examine information regarding your state of health upon which you have based your claims or which arise from documents submitted (e.g. invoices, prescriptions, medical appraisals) or information provided, for example, by a doctor or other member of a medical profession. Any such examination will only be conducted where required. To render this possible we require your consent, including a release from the duty to maintain confidentiality, for us and for the respective entities in the event that, within the scope of such enquiries, health data or other information protected pursuant to § 203 of the German Penal Code has to be communicated. We will inform you in each individual case regarding the persons or establishments we require information from and for what purpose. You may then decide in each case whether you • wish to procure the required documents yourself. • or consent to the collection and usage of your health data by AXA Krankenversicherung AG, release the named persons or establishments and their employees from the duty to maintain confidentiality and consent to the communication of your health data to AXA Krankenversicherung AG. 2.2. Declarations in the event of your death In order to examine the obligation to perform, it may be necessary to examine health information also after you have passed away. An examination may also be required if, within ten years of conclusion of the policy, concrete evidence emerges that information provided at the time of submission of the application was incorrect or incomplete and thereby influenced the risk assessment. For this eventuality also, we shall require a declaration of consent and release from the duty to maintain confidentiality. Insofar as we have to collect health data after your death, we shall obtain the declarations of consent and the release from the duty to maintain confidentiality- from your heirs or – in the case of alternative provisions – from the beneficiaries of the policy. 3. Communication of your health data and other data protected pursuant to § 203 of the German Penal Code to entities outside of AXA Krankenversicherung AG. AXA Krankenversicherung AG binds the following entities contractually to observe the regulations governing data protection and data security. 3.1. Communication of data for medical appraisal It may be necessary to appoint a medical appraiser to examine the risks to be covered and to assess the obligation to honour a claim. We require your consent and release from the duty to maintain confidentiality if, in this context, your health data and other data protected pursuant to § 203 German Penal Code is communicated. You shall be informed of any respective communication of data. I hereby consent to AXA Krankenversicherung AG communicating my health data to medical appraisers insofar as this is necessary within the scope of the risk assessment or an examination of the obligation to perform and that such data is used expediently and the results are communicated back to AXA Kranken- versicherung AG. With regard to my health data and other data protected pursuant to § 203 of the German Penal Code, I hereby release the employees of AXA Krankenversicherung AG and the medical appraisers from their duty to maintain confidentiality. 3.2. Transfer of tasks to other entities (companies or persons) We do not carry out certain tasks ourselves such as, for example, risk assessment, claims processing or operating the customer call centre, which max involve the collection, processing or usage of your health data; we commission another company of the AXA Group or another entity to carry out this work and provide such services. If your data protected pursuant to § 203 of the German Penal Code is communicated in this connection, we require your release from the duty to maintain confidentiality for our company and for the other entities where required. We keep a continually updated list of the entities and categories of entities which, according to the agreement, collect, process or use health data on our behalf, stating the assigned duties. The currently applicable list is attached as an appendix to the declaration of consent. A current list can also be called up via the Internet under www.axa.de or requested from your service partner named in your policy documents. We require your consent to communicate your health data and for such data to be used by the entities named in the list. I hereby consent to AXA Krankenversicherung AG communicating my health data to the entities named in the list referred to above and to the collection, processing and usage of my health data by those entities for the designated purposes and to the same extent as AXA Krankenversicherung AG is permitted to do so. Where required, I hereby release the employees of the AXA group of companies and other entities from their duty to maintain confidentiality with regard to the communication of health data and other data protected pursuant to § 203 of the German Penal Code. 3.3. Communication of data to reinsurers In order to secure the fulfilment of your claims, we may involve reinsurers which assume the risk either partially or in full. In some cases, the reinsurers transfer risks to other reinsurers, to whom your data is also communicated. It is possible that we may present your application for insurance or claim to the reinsurer to enable the reinsurer to gain its own impression of the risk or the claim. This is common practice in cases where the sum insured is particularly high or if a risk is particularly difficult to classify. In addition, by virtue of its expert knowledge, a reinsurer may be called upon to assist us with the assessment of a risk or claim and with the appraisal of processes. Where reinsurers have undertaken to cover the risk, they may check whether we have appraised a risk or a claim correctly. In addition, data relating to your existing policies and applications is communicated to reinsurers to the extent required to enable them to examine whether and to what extent they can participate in the risk. Data relating to existing policies may be communicated to reinsurers for the purpose of settling premium payments and claims. Data communicated for the above-named purposes is anonymous or under a pseudonym wherever possible, but personal data may also be used. The reinsurers use your personal data only for the aforementioned purposes. We shall inform you of any communication of your health data to reinsurers. I hereby consent to the communication of my health data – where required – to reinsurers and their usage thereof for the designated purposes. Where required, I hereby release the employees of AXA Krankenversicherung AG from their duty to maintain confidentiality with regard to the health data and other data protected pursuant to § 203 of the German Penal Code. 3.4.Exchange of data with the Hinweis- und Informationssystem (HIS) – the German reference and information system for the insurance industry For the purpose of more exact risk and claim appraisal the insurance industry uses the Hinweis- und Informationssystem (HIS) - the German reference and information system for the insurance industry, which is currently operated by Informa Insurance Risk and Fraud Prevention GmbH, Rheinstraße 99, 76532 Baden-Baden, www.informa-irfp.de). We can report any peculiarities which may indicate insurance fraud and increased risks to the HIS. We and other insurance providers retrieve data from the HIS within the scope of the risk or claim appraisal if there is a justified interest to do so. This doesnot involve the communication of health data, but in order to be permitted to communicate your data protected pursuant to § 203 of the German Penal Code we require your release from the duty to maintain confidentiality. This applies irrespective of whether the policy is concluded with you or not. I release employees of AXA Krankenversicherung AG from their duty to maintain confidentiality insofar as they report data from the application or claim ap- praisal to the respective operator of the Hinweis- und Informationssystem (HIS) - the German reference and information system for the insurance industry. To the extent required for the appraisal of the duty to indemnify, the HIS system serves to identify insurance providers you have been in contact with in the past and which may have relevant information at their disposal. Data required for the further examination of claim can be requested from these insurance providers (see under section 2) – Seite 5 von 11 – 21008983 (01.21)
3.5. Forwarding data to independent intermediaries As a matter of principle we do not forward any information regarding your heath to independent intermediaries. However, in the following cases it is possible that data from which conclusions regarding your health can be drawn, or information protected pursuant to § 203 of the German Penal Code is communicated to intermediaries through your policy. To the extent required for policy-related consultation purposes, the agent looking after you can receive information regarding whether and possibly under what preconditions (e.g. acceptance with risk loading, exclusion of particular risks) your policy can be accepted. The intermediary who mediates your policy learns that the policy was concluded and the content thereof. In doing so he also learns whether risk loadings or the exclusion of particular risks were agreed. In the event of a change in the intermediary responsible for you to another intermediary, policy data containing information regarding existing risk loadings and the exclusion of particular risks may be communicated to the new intermediary. In the event of any change in the intermediary who looks after you to another intermediary you will be informed prior to the forwarding of health data and you will be advised of your possibilities to object. I hereby consent that AXA Krankenversicherung AG may, in the above-named cases, communicating my health data and other data protected pursuant to § 203 StGB – where required – to the independent intermediary responsible for my insurance affairs and that such data may be collected, stored and used for consultation purposes. This consent applies accordingly to data processing by broker pools or other service providers (e.g. operators of comparison software, broker administration programmes) which my intermediary involves in the conclusion and administration of my insurance policies. I can request my intermediary to provide information regarding the respective service providers 4. Storage and usage of your health data if the policy falls through If the health insurance policy falls through, we shall store your health data acquired for the risk assessment in case you reapply to take out insurance cover. In addition, it is possible that we may provide a reference concerning your application to the (HIS) - the German reference and information system for the insurance industry, which is communicated to enquiring insurance providers for the purpose of their appraisal of risks and claims (see section 3.4). We also store your data in order to respond to any enquiries made by other insurance providers. Your data is stored by us and in the HIS until the end of the third calendar year following submission of your application. I hereby consent to AXA Krankenversicherung AG storing and using my health data - in the event that the policy falls through - for a period of three years from the end of the calendar year in which I submit my application for the aforementioned purposes. 5. Forwarding data to credit agencies It is generally required that credit checks are carried out when processing applications, contracts and payments in order to protect the best interests of the insurance community. We are assisted in this by other companies from the AXA group or a credit agency. Further information on credit checks can be found in the section ‘Information on how your data is used’. Ongoing information on your payment behavior is necessary to continually improve these credit checks, such that we forward appropriate data subject to the declaration of consent below, regardless of whether a specific contract or benefit has been agreed upon. I consent to my personal data being used to optimise credit check criteria, with respect to the principles of data economy and data avoidance, where- by the insurer forwards information on my payment behaviour in general to a credit agency (e.g. SCHUFA). I hereby release the persons employed by AXA Krankenversicherung AG from their duty of confidentiality regarding data protected as per Paragraph 203 of the Criminal Code – Strafgesetzbuch) We make explicit reference to the fact that such consent for forwarding data to credit agencies is not required for conclusion and implementation of the insurance contract. Furthermore, details regarding the voluntary and immediate revocation of the declaration of consent can be found at the start of this section. Issued I have received the product information sheets, policy information, the Applicant’s signature – where applicable as the legal documents insurance terms and conditions for the tariffs applied for. representative of any other persons covered by the insurance. I request the terms and conditions of insurance to be provided to me once again with the certificate of insurance. ✗ Important for Please check that the details and declarations you write, or the intermediary writes for you, in this application or in other documents are correct and complete, applicant and otherwise you could jeopardise your insurance cover. Before you sign this application, please also read the explanations and information on the reverse of persons to be this application form. These contain, among other things, also the consent to the collection of information regarding your general payment record and your insured ability to pay and your customer relationship. With you signature you make these declarations a constituent part of the policy. I have been informed of my statutory right of withdrawal according to the instructions printed on the reverse. Information General information on the usage of your data and your rights in this regard are set down under the section “Information concerning the usage of your concerning the data”. usage of your data State-sponsored For the state-sponsored supplementary long-term care and attendance insurance (Pflege-Bahr) I hereby irrevocably authorise AXA Krankenversicherung supplementary AG to apply for the allowance and for the allowance number if such a number has not yet been assigned. In this connection I consent to the insurer long-term care communicating my personal data to the central pension allowance authority (Zulagenstelle). and attendance In addition I confirm that I fulfil the eligibility requirements. These are: insurance (Pflege-Bahr) 1. I hold compulsory long-term care insurance with a German social or private long-term care insurance provider. I shall inform AXA Krankenversicherung immediately if I leave the compulsory long-term care insurance scheme. 2. I am over 18 years of age. 3. I do not receive any benefits from state or private long-term care insurance, and have not in the past. Applicable benefits are furthermore not in abeyance because I am, or have been, primarily in receipt of benefits from other state/public funding agencies, for example from statutory accident insurance. Declaration of commitment I furthermore undertake to advise without delay of any change in circumstances regarding the requirements governing eligibility for insurance or funding, in Issued particular the termination of insurance under state or private long-term care insurance. documents I am aware that incorrect information even given unwittingly will result in paid benefits being reclaimed and in rescindment of the contractual relation- ship, and that any claims arising from the contract will therefore be forfeit. Insofar as a state-subsidised occupational pension insurance in the meaning of a Riester Rente has been concluded within the AXA Versicherung AG Group to my benefit or the benefit of the other persons to whom insurance cover will be extended, I hereby authorise AXA Krankenversicherung AG to obtain the benefits number from this source. Waiver of the wai- No qualifying period for positive medical examination under the VARIO long-term care insurance tariff. ting period in the In the case of state-sponsored supplementary long-term care insurance tariff GEPV, AXA shall waive qualifying periods according to § 5 MB/GEPV. GEPV insurance This presupposes that the health questions applicable to the VARIO long-term care tariff have been answered truthfully, the outcome of the medical plan (Pflege-Bahr examination is positive and conclusion of the VARIO tariff is not rejected. [nursing care insurance]) I am aware that the qualifying periods under the long-term care GEPV tariff applied for simultaneously shall only be waived if these preconditions are fulfilled. I shall receive confirmation of the waiver of qualifying periods from AXA once again when it issues the certificate of insurance. Signatures It is hereby confirmed that the application was signed in Germany (apply also to the authorisation/ Date (Day/Month/Year) Intermediary‘s signature/Name and Stamp declaration relating to the GEPV tariff (Pflege Bahr) Signature of the applicant, policyholder or if applicable legal representative ✗ Signature of all other persons to be co-insured hereunder with reference ✗ and, where required, the signature of the legal representative of the ✗ ✗ to all of the above declarations (only for persons age 16 or over) persons to be insured – Seite 6 von 11 – 21008983 (01.21)
Additional declaration for Public Sector employees (Civil servants and employees) and their relatives who are eligible for Beihilfe (German government-funded assistance hereinafter referred to as “assistance”) Applicant/ Name First name Policyholder Marital status/ 1st Applicant 2nd Applicant Information Single Married Widowed Divorced Single Married Widowed Divorced regarding the Employer Employer claim to assistance Assistance status*) 1st insured Eligibility regulation**) VP 1 Assistance status*) VP 2 Eligibility regulation**) VP 2 Information re. *)**): Please use the indicators which we have presented at the end of this supplementary declaration. Number of persons eligible for assistance Number of persons eligible for assistance (Persons eligible and who can be considered for assistance) (Persons eligible and who can be considered for assistance) Changes to/cessation of assistance in Month Year Changes to/cessation of assistance in Month Year the case of requirement adjustments the case of requirement adjustments Only for German If you are entitled to cover from Krankenversorgung der Bundesbahnbeamten If you are entitled to cover from Krankenversorgung der Bundesbahnbeamten national rail (KVB), please answer this question: (KVB), please answer this question: officials and their family members What is the scope of your claim tariff benefits provided by the KVB? What is the scope of your claim tariff benefits provided by the KVB? I have a full claim to benefits provided by the KVB tariff. I have a full claim to benefits provided by the KVB tariff. I have a partial claim to benefits provided by the KVB tariff (e.g. because I I have a partial claim to benefits provided by the KVB tariff (e.g. because I am a civil servants outside of the GFR with an own claim to state aid apart am a civil servants outside of the GFR with an own claim to state aid apart in addition to the health scheme of the KVB or because I, as a GFR official, in addition to the health scheme of the KVB or because I, as a GFR official, am no longer a member of the KVB health scheme). am no longer a member of the KVB health scheme). Soldiers/short- Please inform us of the duration of your commitment (e.g. SaZ 8) Please inform us of the duration of your commitment (e.g. SaZ 8) term career soldiers and the commencement of your commitment as and the commencement of your commitment as (Day/Month/Year) (Day/Month/Year) a short-term career soldier a short-term career soldier Deployment Have you in the last 12 months prior to the application been deployed Have you in the last 12 months prior to the application been deployed abroad/ Activity abroad or employed/occupied abroad in a foreign area of conflict with abroad or employed/occupied abroad in a foreign area of conflict with abroad political/warlike conflicts? political/warlike conflicts? Yes No Yes No Where? From (DD/MM/YY) Until (DD/MM/YY) Where? From (DD/MM/YY) Until (DD/MM/YY) Have you already participated in a debriefing seminar? Have you already participated in a debriefing seminar? Yes No Yes No What was the outcome? (e.g. further Is a debriefing seminar planned? What was the outcome? (e.g. further Is a debriefing seminar planned? consultations/treatment/no further Yes No consultations/treatment/no further Yes No measures required). measures required). If so, when? If so, when? Conversion I agree that, in the event of changes to the law governing Beihilfe – German government-funded assistance, my policy shall be converted appropriately service tariff within the scope of the tariffs available for sale. I may revoke my participation at any time. I shall have the right to demand that policy conversions group B and effected within the scope of the conversion service are rescinded within one month of receipt of notification of the conversion. Vision B Yes No Yes No Personal I hereby declare the following I hereby declare the following declaration Name, first name of the person to be insured Name, first name of the person to be insured for the conclusion of the AWFH tariff is a student or college graduate (university, technical college, polytechnic) is a student or college graduate (university, technical college, polytechnic) (only applies to with the aim to have a career in the civil service as a teacher or professor and with the aim to have a career in the civil service as a teacher or professor and trainee teachers is currently covered by a German statutory health insurance provider (SHI) is currently covered by a German statutory health insurance provider (SHI) and teachers under family insurance including LTC cover. under family insurance including LTC cover. after completion of teacher training) Personal I hereby declare the following (please tick appropriately) I hereby declare the following (please tick appropriately) declaration Name, first name of the person to be insured Name, first name of the person to be insured upon conclusion of the tariff Vision B or Non-smoker Smoker Optical aids Non-smoker Smoker Optical aids Vision B-N and Vision B-U, BN3 A person is classified a non-smoker if, in the last 12 months before conclusion of the contract, he or she has refrained from the consumption of tobacco/ and BN3/1-N and nicotine either using e-/cigarettes, cigars, pipes, tobacco heating devices or by other means, and does not intend to do so in the future. As a smoker or BN3/1-U, consumer of tobacco/nicotine, I agree to a surcharge on the premium for the tariffs VISION B, Vision B-N and Vision B-U. From the age of 16 this amounts to 17% BN3/2-N and of the tariff premium under the Vision B-U tariff; under the tariffs Vision B and Vision B-N it is 15% for female and 20% for male insureds. I am aware that this BN3/2-U, BN4, surcharge will be adjusted accordingly if premiums have to be adjusted. BN4-N, BN-HF-UZ If I become a consumer of tobacco or nicotine after conclusion of the contract, I hereby undertake to inform the insurer immediately in this regard. I agree that the surcharge applicable to me will be charged from the time I become a smoker. 21013909 (01.21)
Applicant/ Name First name Policyholder For my optical aid I agree to a fixed amount on top of the tariff premium Vision B/Vision B-N/Vision B-U and – where applied for – on the tariff BN3,BN3/1-N, BN3/1-U, BN3/2-N, BN3/2-U, BN4, BN4-N. The amount is the same for children, teenagers and adults - per person under the tariff: Tariff Tariff Tariff Tariff Vision B, Vision B-N, Vision B-U BN3, BN3/1-N, BN3/1-U, BN3/2-N, Vision B, Vision B-N, Vision B-U BN3, BN3/1-N, BN3/1-U, BN3/2-N, BN3/2-U, BN4, BN4-N, BN HF-UZ BN3/2-U, BN4, BN4-N with the following listed rates of reimbursement/tariff supplements: with the following listed rates of reimbursement/tariff supplements: 00 7.00 EUR 30 15 2.10 EUR 30 0.56 EUR 50-U, 50T, 50-NT, 35 20 2.45 EUR 35 0.52 EUR 50T-U 3.50 EUR 50 0.40 EUR 35 2.45 EUR 35 0.52 EUR 30 2.10 EUR 30 0.56 EUR 40 25 2.80 EUR 40 0.48 EUR 20 1.40 EUR 20 0.64 EUR 40 2.80 EUR 40 0.48 EUR 15 1.05 EUR 15 0.68 EUR 45 30 3.15 EUR 45 0.44 EUR 20 15 1.40 EUR 20 0.64 EUR 45 3.15 EUR 45 0.44 EUR 25 15 1.75 EUR 25 0.60 EUR 50 35 3.50 EUR 50 0.40 EUR 25 1.75 EUR 25 0.60 EUR 50 3.50 EUR 50 0.40 EUR BN-HF-UZ 0.80 EUR (Examples: The optical aid surcharge in the tariffs are as follows: Vision B30-N and Vision B30-U = EUR 2.10, tariff BN3/1 30-N and BN3/1 30-U = EUR 0.56, tariff Vision B 50-NT and Vision B50T-U = EUR 3.50, tariff BN3/2 50-N and BN3/2 50-U = EUR 0.40). Premium surcharges/fixed amounts are not imposed during a deferred benefit insurance period. Important for Under certain conditions Private Health Insurance (PHI) enables civil servants, civil service beginners (but not civil service candidates) and their dependants applicant and to gain easier access to full cover health insurance which complies with state aid through so-called launch campaigns (additional information is available persons to be on the website of the „PKV-Verband“ (Association of German PHI providers) https://www.pkv.de/service/broschueren/). This facilitated access means com- insured pulsory acceptance and not an agreement of exclusions from benefits as well as the limitation of loadings to compensate increased risks to 30% (maximum) of the tariff premium. If your application is to be processed on this basis , and if it is submitted within six months of an access-authorising event (e.g. granting of the status of a civil servant candidate or probationary official), please state this separately on the Application (e.g. in the section „Comments/Agreements“). Please note that access via the opening special offers may also be disadvantageous since only certain policies of group-B insurance plan are allowed (You are welcome to inquire about them with AXA/DBV). If a corresponding note is missing from the Application , or if an Application is made for policies that are not allowed for the opening special offers, we assume that you do not want or cannot make use of this option. Signatures It is hereby confirmed that the supplementary declaration was It is hereby confirmed that the supplementary declaration was signed in Germany signed in Germany ✗ ✗ Date (Day/Month/Year) Date (Day/Month/Year) Signature of the Applicant/Policyholder and any person(s) to be included Signature of the Applicant/Policyholder and any person(s) to be included ✗ ✗ in the insurance over the age of 16. in the insurance over the age of 16. *) Assistance status In the case of Baden-Württemberg: AZ = Employee with allowance B = Eligible for assistance Civil servant status from 01.01.2013: AZ2 = Employee with allowance/2 children V = Recipient of benefit B13 = Eligible for assistance A = Employee without allowance E = Eligible spouse/registered partner E13 = Eligible spouse or registered partner A2 = Employee without allowance/2 children K = Eligible child V13 = Recipient of benefit EAZ = Employee‘s spouse with allowance H = (Free) gov.-funded health care H13 = Eligible for health care EA = Employee‘s spouse without allowance B2 = Eligible for assistance/2 children For the use of a flat-rate allowance KAZ = Child of an employee with allowance B2-Sa = Eligible for assistance/more than (currently only Berlin, Brandenburg, Bremen, KA = Child of an employee without allowance 1 child Saxony from 01.01.2013 Hamburg, Thüringen): H2-Sa = Eligible for health care /more than Bzu = Entitled to allowance WITH subsidy 1 child Saxony from 01.01.2013 Vzu = Benefit recipient WITH subsidy B3 = Eligible for assistance/formerly Ezu = Admissible spouse/registered signifi- with at least 3 eligible children+civil cant other servant status up to 31.12.2012 Kzu = Admissible child In the case of regular soldiers: B2zu = Entitled to allowance, more than 1 child, Hbh = Medical welfare beneficiary (after loss of WITH subsidy medical care more than 1 child or care recipient) Hzu = Medical welfare beneficiary (after loss of medical care without aid/WITH govern- ment grant) **) Eligibility regulation Association? “Bundesland” (SchlH., HH, HB, NdS, Bln, NW, Hess, RhlPf, BaWü, Bay, Saar, M-V, Brbg, LSA, Sachs, Thür)? KVB? 21013909 (01.21)
Personal declaration for pre-contractual dental damage ARL-U, AWFH, BN1/1-U(A), BN1/2-U(A), BZ 15-U(A) to BZ 70-U(A), BN3/1-U(A), BN3/2-U(A), BN HF-UZ(A), Vision B-U(A), Kompakt Zahn-U(A), Komfort Zahn-U(A), Premium Zahn-U(A), VIA-Reihe Application Date from for Insur. number Caseworker Date Affected teeth Dental formula: Please mark the missing teeth with an f , and teeth requiring treatment with a b. (left) Your upper jaw (right) 27 26 25 24 23 22 21 11 12 13 14 15 16 17 37 36 35 34 33 32 31 41 42 43 44 45 46 47 (left) Your lower jaw (right) Special Please mark the applicable agreement! agreement 1. In the case of up to 5 missing teeth (internal note 5612/5607) (BN1/1-U(A), BN1/2-U(A), BZ 15-U(A) to BZ 70-U(A)) For the treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, the policy bene- fits for reimbursable expenses may be claimed only after a waiting period of two years. In the 3rd year after the effective date of the policy, the policy benefits are provided up to an invoice amount of EUR 525, and in the 4th year after the effective date up to an invoice amount of EUR 1,050. From the 5th year after the policy effective date onwards, the policy benefits are provided. The treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, are excluded from coverage in the insurance plans BN1/1-U(A) and BN1/2-U(A), if requested. 2. in the case of up to 5 missing teeth (internal note 5610/5605) (insurance plan AWFH, Premium Zahn-U(A)) For the treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, the policy benefits for reimbursable expenses may be claimed only after a waiting period of two years. In the 3. year after the effective date of the policy, the policy benefits are provided up to an invoice amount of EUR 525, and in the 4th year after the effective date up to an invoice amount of EUR 1,050. From the 5th year after the policy effective date onwards, the policy benefits are provided. The effective date of the AWFH insurance plan is the time of switching to a comprehensive health insurance. In the case of existing insurance plan BN1/1-U(A), BN1/2-U(A), BN3/1-U(A), BN3/2-U(A), or VisionB-U(A), the treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, as well as the provision of crowns of all kinds, inlays, onlays and hammered fillings, are excluded from coverage of insurance plans BN1/ 1-U(A) and BN1/2-U (A), BN3/1-U(A), BN3/2-U(A), and/or VisionB-U(A). 3. in the case of up to 5 missing teeth (internal note 5612) (insurance plan BN3/1-U(A), BN3/2-U(A), BN HF-UZ(A), Vision B-U(A)) It is agreed that the treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, are excluded from the coverage. 4. in the case of 5 to 6 missing teeth (internal note 2020) (Insurance plan ARL-U, Komfort Zahn-U(A), Kompakt Zahn-U(A)) The benefits for dental and/or orthodontic treatment (including dentures) are provided per insurance year, the maximum amount depending on the plan. This regulation is valid until proof of complete restoration of the dentition. This does not apply to treatments that become necessary as a result of an acci- dent occurring after the conclusion of the contract. Subsequent to this regulation, the policy‘s dental scale applies, taking into account the insurance period completed thus far. To verify this agreement, a current dental report with dental status must be submitted on the insurer‘s form. ARL-U, Kompakt Zahn-U(A) EUR 250 Komfort Zahn-U(A) EUR 500 5. in the case of 6 missing teeth (internal note 5612) (Insurance plan AWFH, BN1/1-U(A), BN1/2-U(A), BZ 15-U(A) to BZ 70-U(A), Premium Zahn-U(A)) It is agreed that the treatment and replacement of the teeth indicated as missing in the dental formula, including all related prosthetic measures, are excluded from the coverage. In the case of AWFH insurance plan, the agreement applies to the insurance plan chosen when exercising the option. 6. in the case of teeth in need of treatment, including orthodontic/maxillofacial treatment, as well as in periodontal disease (insurance plan ARL-U, Comfort Dental U (A), Compact Dental U (A)), if it is not a treatment for missing teeth. In this case, the corresponding special agreement for missing teeth (4.) should be ticked. If only tartar removal, fillings, inlays or root canal treatments (endodontics) have been recommended or are being treated on an ongoing basis, AXA Medical Insurance, Inc. [AXA Krankenversicherung AG] waives a separate benefit restriction. (internal note 2021) The benefits for dental and/or orthodontic/maxillofacialtreatment (including dentures) are provided per insurance year, the maximum amount depend- ing on the plan. This regulation applies until all treatments, including follow-up treatments, have been completed. This does not apply to treatments that become necessary as a result of an accident occurring after the conclusion of the contract. Subsequent to this regulation, the policy‘s dental scale applies, taking into account the insurance period completed thus far. To verify this agreement, a current dental report with dental status must be sub- mitted on the insurer‘s form. ARL-U, Kompakt Zahn-U(A) EUR 250 Komfort Zahn-U(A) EUR 500 7. for teeth requiring treatment that are not missing or related to orthodontic/maxillofacial surgery care or periodontal disease (for each of these cases, please select to the relevant special agreement). (internal note 5613) (Insurance plan AWFH, BN1/1-U(A), BN1/2-U(A), BN3/1-U(A), BN3/2-U(A), BN HF-UZ(A), BZ 15-U(A) bis BZ 70-U(A), Premium Zahn-U(A), Vision B-U(A)) It is agreed that the current or indicated/planned dental treatment, including all related prosthetic measures and the provision of crowns of any kind, inlays, onlays, hammered fillings and implants, are excluded from the insurance coverage. In the case of AWFH insurance plan, the agree- ment applies to the insurance plan chosen when exercising the option. 8. in the case of teeth requiring treatment, including orthodontic/maxillofacial treatment, as well as in parodontitis or 1–5 missing teeth (internal note 5619) (insurance plan VIA, VIA Med, VIA Plus) It is agreed that the current or indicated/planned dental/orthodontic treatment, including all related prosthetic measures and the provision of crowns of any kind, inlays, onlays, hammered fillings and implants, are excluded from the insurance coverage if the option is exercised in the chosen insurance plans. 21013908 (01.21)
9. in the case of malposition of the teeth or jaw (internal note 5803) (Insurance plan AWFH, BN1/1-U(A), BN1/2-U(A), BN3/1-U(A), BN3/2-U(A), BN HF-UZ(A), BZ 15-U(A) to BZ 70-U(A), Vision B-U(A), Premium Zahn-U(A) It has been agreed that all treatments for tooth and/or jaw malposition are excluded from the insurance coverage. In the case of AWFH insurance plan, the agreement applies to the insurance plan chosen when exercising the option. 10. in the case of periodontal disease (e.g. periodontosis, periodontitis, etc.) (internal note 5703) (Insurance plan AWFH, BN1/1-U(A), BN1/2-U(A), BN3/1-U(A), BN3/2-U(A), BN HF-UZ(A), BZ 15-U(A) to BZ 70-U(A), Vision B-U(A), Premium Zahn-U(A) It is agreed that there is no obligation to pay for current or recommended treatments for periodontal disease, as well as all prosthetic measures and conditions that are medically proven to be causally linked. In the case of AWFH insurance plan, the agreement applies to the insurance plan chosen when exercising the option. 11. Occlusal (bite) splint/teeth grinding guard (internal note 1955) (Insurance plan BZ 15-U(A)to BZ 70-U(A), Vision B-U(A), Komfort Zahn-U(A), Kompakt Zahn-U(A), Premium Zahn-U(A), VZ-Zahn-U(A)) This reference in the insurance plan with the reimbursement rates price is EUR 20 Komfort Zahn-U(A), Kompakt Zahn-U(A), Premium Zahn-U(A) depending on the policy benefit BZ-U(A) 70 Vision B-U(A) 00 EUR 10 BZ-U(A), Vision B-U(A), 65, 60, 55, 50T, 50, 45, 40 VZ-Zahn-U(A) 50T, 50, 5035, 45, 4530, 40, 4025 EUR 6 BZ-U(A) 35, 30, 25 Vision B-U(A) 35, 3520, 30, 3015, 25, 2515 EUR 4 BZ-U(A) 20, 15 Vision B-U(A) 20, 2015, 15 e policy om the lternative to the reference price: exclusion of benefits ssing For all insurance plans: (internal note 5804) A), if It has been agreed that no insurance plan benefits will be provided for the occlusal (bite) splint/teeth grinding guard. (Insurance plans AWFH, VIA, VIA Med, VIA Plus) (internal note 0017) It is agreed that if the option for the occlusal (bite) splint /teeth grinding guard is exercised, a reference price of between EUR 4.00 and 20.00 will be charged in addition to the insurance plan contribution of the selected dental insurance coverage. Alternatively, it can be checked upon request whether benefits for the occlusal (bite) splint/teeth grinding guard can be excluded from the insu- y, the rance coverage. 1,050. the time Important – Please sign and return the entire declaration, i.e. both pages, including the completed tooth formula. e teeth please note: Many thanks. nlays -U(A). Signature: Place, Date (Day/Month/Year) Signature of the applicant/policyholder Place, Date (Day/Month/Year) Signature of the co-insured person e plan. n acci ce period tion. ARL-U, missing ing depend ents l scale e sub n B-U(A)) s of any agree n of e 21013908 (01.21)
You can also read