AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
UNIVERSITY OF REDLANDS

                         AFFORDING
                         A REDLANDS
                         EDUCATION
                         YOUR GUIDE TO FINANCIAL AID
                         2021–2022
AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
WELCOME YOUR
                                                                                                 → C
                                                                                                    ongratulations on your decision to invest                     INSIDE
                                                                                                   in a quality education at University of                         Important Dates → 4
                                                                                                   Redlands! Student Financial Services (SFS)                      Financial Aid Journey Checklist → 5
                                                                                                                                                                   Financial Aid Eligibility → 6
                                                                                                   is here to assist you in reaching your goals

    NEXT CHAPTER
                                                                                                                                                                   Estimating Your Bill → 7
                                                                                                   by providing financial aid opportunities                        Financial Aid Programs → 8
                                                                                                                                                                     Grants → 8
                                                                                                   and financing options to make a Redlands                          Scholarships → 8
                                                                                                   education more affordable.                                        Work Awards → 8
                                                                                                                                                                     Loans → 9
                                                                                                                                                                   Financial Aid Policies → 10
                                                                                                                                                                   Frequently Asked Questions → 11
                                                                                                                                                                   Resources → Back Cover

                                                                                                                                                                   CONTACT SFS
                                                                                                                                                                           www.redlands.edu/sfs

                                                                                                                                                                           sfs@redlands.edu

                                                                                                                                                                           909-748-8047

                                                                                                                                                                           909-335-5399

                                                                                                                                                                           Willis Center
                                                                                                                                                                           1200 E. Colton Avenue
                                                                                                                                                                            Redlands, CA 92373

            SCHOLARSHIPS AND FINANCIAL AID
                                    ↓

         $46,400                        REDLANDS PROMISE                 $28,500                        OVER      OF UNIVERSITY OF REDLANDS UNDERGRADUATE STUDENTS

        AVERAGE FINANCIAL AID
              PACKAGE
                                        AFFORDABLE AND ATTAINABLE
                                           DEGREE IN FOUR YEARS
                                                                          AVERAGE LOANS
                                                                       BORROWED TO COMPLETE
                                                                       UNDERGRADUATE STUDY
                                                                                                     90%          RECEIVED SOME FORM OF FINANCIAL ASSISTANCE
                                                                                                                  DURING THE 2020–2021 ACADEMIC YEAR

                POSITIVE OUTCOMES GUARANTEED
                                        ↓
         NEARLY   90%                       TOP 16%                 RANKED BY PRINCETON REVIEW        TOP 4%                   2020 COLLEGE OF DISTINCTION
                                                                                                                                 DESIGNATED BY COLLEGES OF DISTINCTION,
    OF RECENT GRADS WERE EMPLOYED           BEST UNIVERSITIES,            AS ONE OF THE                AMONG REGIONAL                 BASED ON ENGAGED STUDENTS,
    OR PURSING AN ADVANCED DEGREE           BACHELOR'S DEGREE       BEST 385 COLLEGES              UNIVERSITIES IN THE WEST       GREAT TEACHING, VIBRANT COMMUNITY,
      ONE YEAR AFTER GRADUATION               PAYSCALE.COM                                       BY U.S.NEWS & WORLD REPORT            AND SUCCESSFUL OUTCOMES

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
IMPORTANT DATES 2021
    EARLY SUMMER                                        AUGUST 4                                             FINANCIAL AID JOURNEY CHECKLIST
    First-time borrowers will receive an email with     Fall semester charges are due; late fees are
    instructions to complete the Federal Direct         assessed to past due balances                            FILL OUT FAFSA                                   	CLASSES START IN SEPTEMBER
    Loan Master Promissory Note (MPN) and
                                                                                                             	Free Application for Federal Student Aid         	Must be enrolled in 12+ units
    entrance counseling online.                         SEPTEMBER 7                                            and include our school code: 001322.
                                                        Fall semester begins                                   Available October 1–March 2                        	
                                                                                                                                                                   S TUDENT ACCOUNT CREDITS REFUNDED
    MAY 14
                                                                                                                                                                	If you have a credit, a refund will be sent 1-2
    All verification and missing information            MID NOVEMBER                                             SUBMIT MISSING INFORMATION                       weeks after classes start.
    documents must be submitted to allow                                                                     	If applicable, you will be notified via email.
    sufficient time for processing before billing due   The University issues the first billing
                                                        e-statement for the spring semester                                                                       	
                                                                                                                                                                   REAPPLY FOR FINANCIAL AID BY MARCH 2
    date                                                                                                       	RECEIVE FINANCIAL AID OFFER LETTER             	For information on financial aid in subsequest
    JUNE 16                                             DECEMBER 4                                                                                                years, see page 11.
                                                                                                               	SUBMIT YOUR DEPOSIT BY MAY 1
    Students must sign the Federal Direct Loan           ll supplemental loans for spring semester
                                                        A
                                                                                                                                                                For questions concerning your student account,
    Master Promissory Note (MPN) and complete           must be applied for and approved by the lender
                                                                                                               	ACCEPT YOUR FINANCIAL AID                      financial aid, bills, fees, or other expenses, email
    entrance counseling by this date for loan funds     by this date in order to allow sufficient time for
                                                                                                                                                                Student Financial Services at sfs@redlands.edu
    to show as a credit on the July e-statement.        processing before billing due date                   	Complete loan documents—instructions for
                                                                                                               electronic process will be emailed in May.
    EARLY JULY                                          DECEMBER 15
                                                                                                               	BILLING FOR FALL 2021
    T he University issues the first billing            pring semester charges are due; late fees are
                                                        S
                                                        assessed to past due balances                        	You will be notified via email early July.
     e-statement for the fall semester
                                                                                                               	FALL 2021 BALANCE DUE
    JULY 23                                             DATES AND REQUIREMENTS
                                                                                                             	August 4
    All supplemental loans for fall semester must
                                                        ARE SUBJECT TO CHANGE
    be applied for and approved by the lender by        Please be sure to review all University
    this date in order to allow sufficient time for     correspondence sent to your Redlands email
    processing before billing due date                  for additional requirements and deadlines.
                                                        Updated deadlines can be found at:
                                                        www.redlands.edu/sfs/importantdates

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
FINANCIAL AID
     ELIGIBILITY                                                                            ESTIMATING YOUR BILL
                                                                                                                                                                   FALL             SPRING
                                                                                            CHARGES                                                              SEMESTER          SEMESTER
                                                                                                                                                                                                  ANNUAL TOTAL

                                                                                              Tuition                                                              $26,858          $26,858            $53,716

                                                                                              Associated Students of the University of Redlands (ASUR) Fee          $175              $175                $350

                                                                                              Room*                                                                $5,923            $5,923            $11,486

                                                                                              Board*                                                               $2,038            $2,038            $4,076

                                                                                              Matriculation Fee (first-time U of R students only)                   $150               $0                 $150

                                                                                              Total Costs                                                          $35,114          $34,994            $70,138

     AFFORDING A REDLANDS EDUCATION                                                         FINANCIAL AID
     Student eligibility for various types of financial aid at the University of Redlands
     is determined based on the following criteria:                                           University Merit or Talent Awards                                                                   $
       →M
         erit Based: Determined by a holistic review of the student’s admissions             University Grant                                                                                    $
        application. Some factors considered: Academic GPA, participation in
        extracurricular activities or organizations, and test scores (if applicable).         Cal Grant                                                                                           $
        No FAFSA required.
                                                                                              Federal Pell Grant                                                                                  $
       →N
         eed-Based: Determined by your family’s financial information;
        requires submission of a FAFSA                                                        Federal Supplemental Educational Opportunity Grant (FSEOG)                                          $
     Your eligibility for federal and university need-based aid is based on two factors:      Outside Funding                                                                                     $
     the Cost of Attendance (COA) and your Expected Family Contribution (EFC).
                                                                                              Redlands Loan                                                                                       $

                                                                                              Subsidized Federal Direct Loan**                                                                    $

                                                                                              Unsubsidized Federal Direct Loan**                                                                  $

                                                                                              Total Financial Aid                                                                                 $

                                                                                            TOTAL BALANCE DUE                                                Total Charges - Total Financial Aid = $

           Cost of                    Expected Family                  Financial Need*
      Attendance (COA)               Contribution (EFC)                                     * Rate listed is an estimated cost for a double occupancy and standard meal plan. Final prices for room and
                                                                                            meal plan subject to change.
      Includes tuition, fees,            Determined by                    Your EFC is       ** Multiply by .989 to account for fees.
    housing, meals, books and          data submitted on                subtracted from
     supplies, transportation,             the FAFSA                        the COA
      and personal expenses                                                                 OTHER INDIRECT COSTS
                                                                                            When planning your finances each year, you will want to account for additional
                                                                                            indirect costs including books (approximately $825 – $1,000 per semester),
     *W hile you and your parents have the primary responsibility for paying for           health insurance (approximately $1,750 per year) and other miscellaneous
       college, financial aid can help bridge the gap between the total cost and your       personal costs. These costs are not included in the billing estimate because
       ability to pay out of pocket. University of Redlands does its best to meet 100%      they vary per student.
       of financial need, however this is not possible in all cases. Outside funding
       sources are available to assist families with meeting all financial need. For more
       information on outside funding sources, see “Outside Scholarships” on page 8.

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
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    FINANCIAL AID PROGRAMS
    GRANTS                                  grade point average. When you
                                            file a FAFSA and a California GPA
                                                                                    Theatre Awards are determined
                                                                                    by departmental review of the
                                                                                                                              WORK AWARDS                              Source: University of Redlands;
                                                                                                                                                                       funding is limited.
                                                                                                                                                                                                                     Repayment: Repayment of Federal
                                                                                                                                                                                                                     Direct Student Loans begins six
    University Grants are awarded           Verification form by March 2, you       University admission essay and            The University of Redlands offers                                                      months after a student graduates,
                                                                                                                                                                       Eligibility: Demonstrated financial
    to qualified undergraduates who         are automatically considered for        theatre résumé.                           a robust work-study program. To                                                        withdraws, leaves school,
                                                                                                                                                                       need, institutional awarding policy.
    meet all filing deadlines. Awards are   a Cal Grant. CSAC makes all final                                                 participate, students must first                                                       or drops below half-time. To learn
                                                                                    *Please note that you must major                                                   Next Steps: Complete the online
    based on financial need, academic       Cal Grant decisions. Check your                                                   be awarded either a University                                                         about loan repayment options or to
                                                                                    in the departments listed above if                                                 entrance interview and e-sign the
    standing, availability of funds,        eligibility status online at http://                                              or Federal Work-Study Award as                                                         work out your federal loan monthly
                                                                                    selected for the scholarship.                                                      Master Promissory Note (MPN)
    and/or academic achievement.            mygrantinfo.csac.ca.gov.                                                          part of a financial aid package. In                                                    payment, go to www.studentaid.
    University grants go toward                                                                                               addition to financial assistance,        and Truth in Lending Act (TILA).              ed.gov/repay-loans.
                                                                                    OUTSIDE SCHOLARSHIPS
    tuition expenses only. University
    grant eligibility is determined by
                                            SCHOLARSHIPS                            Outside scholarships are available
                                                                                                                              the work-study program provides
                                                                                                                              students with practical skills and
                                                                                                                                                                       Instructions will be sent to the
                                                                                                                                                                       student’s University email address            Source: U.S. Department of
                                            University merit and talent             from a number of benefactors                                                       in June.                                      Education loan limits apply;
    University policy and the student’s                                                                                       opportunities for personal and
                                            scholarships are awarded to             and are very helpful in assisting                                                                                                see www.redlands.edu/sfs/direct
    financial need and is subject to                                                                                          career growth. While jobs are
                                            incoming students based on              students in paying for educational                                                 FEDERAL DIRECT STUDENT LOAN                   for more information.
    change. See Reapplying for Financial                                                                                      not guaranteed, there are many
                                            merit and/or talent. All entering       expenses. Because scholarships                                                     Types:                                        Eligibility: All Title IV-eligible
    Aid on page 11 for additional                                                                                             opportunities on and off campus.
                                            students are considered for             are given by a variety of sponsors,                                                                                              (federal funding-eligible)
    information.                                                                                                              Students are permitted to work             → Subsidized: The federal
                                            merit scholarships. Talent              terms and conditions vary.                                                                                                       undergraduate students.
    On Campus Grants are awarded                                                                                              up to 10 hours per week and have              government pays the interest
                                            scholarships require submissions        Students who are aware they will
    to qualified undergraduates who                                                                                           an estimated Work Award limit                 on the loan until the student            Next Steps: Federal regulations
                                            of supplemental materials via           be receiving an outside scholarship
    meet all filing deadlines. Awards                                                                                         of $4,200. Students with on-                  graduates (or is no longer               require that first-time borrowers
                                            admissions portal. Scholarships         are responsible for communicating
    are based on financial need and                                                                                           campus employment receive a                   enrolled in six or more units) and       fill out the Federal Direct Loan
                                            are available regardless of financial   this information directly to Student
    residential status. Students                                                                                              paycheck biweekly, and student                during the grace period.                 Master Promissory Note (MPN)
                                            need.                                   Financial Services. For more
    must live in University housing to                                                                                        employees working off campus are                                                       and complete entrance counseling
                                                                                    information, visit www.redlands.                                                     → Unsubsidized: Interest is
    qualify for the On Campus Grant.                                                                                          paid according to the employer’s                                                       to better understand the terms
                                            MERIT SCHOLARSHIPS                      edu/sfs/outsidescholarships                                                             charged from the time the loan
    On Campus Grant eligibility is                                                                                            schedule.                                                                              and conditions of the loan, as
                                            Achievement Awards are granted                                                                                                  is disbursed until it is paid in full.
    determined by University policy and                                             VETERANS BENEFITS                                                                                                                well as the borrower’s rights and
    the student’s financial need and is
                                            by the Office of Admissions to
                                            incoming students who have              University of Redlands has been           LOANS                                    Interest Rate: Loan interest rates            responsibilities. You can complete
    subject to change. See Reapplying                                                                                                                                  are determined by federal law and             these requirements online at www.
                                            superior academic records and           designated by the Department
    for Financial Aid on page 11 for                                                                                          REDLANDS LOAN                            are fixed for the life of the loan.           redlands.edu/sfs/direct.
                                            who have demonstrated an                of Veterans Affairs as one of the
    additional information.                                                                                                   Interest Rate: 5%, subsidized while      Loans disbursed between July 1,
                                            extraordinary degree of leadership      qualified institutions that veterans
                                                                                                                              enrolled at Redlands.                    2020 and June 30, 2021, have an               ADDITIONAL LOAN OPTIONS
    Federal Pell Grants are based on        and accomplishment in school or         may attend and receive benefits.
                                                                                                                                                                       interest rate of 2.75%.                       For more information on additional
    financial need and are awarded          community activities. To renew the      The Office of Military and Veteran        Fees: none.
                                                                                    Services at the University of                                                      Fees: Origination fees are                    financing options through
    to undergraduate students who           award, students must maintain a                                                   Repayment: Begins six months after
                                                                                    Redlands can answer your questions                                                 determined by federal law.                    the Direct PLUS Loan and alternative
    have not earned a bachelor’s            cumulative GPA of 3.0 at the end of                                               the student is no longer registered
                                                                                    and assist you in applying for your                                                The origination fee is 1.057% for             loan programs, see the enclosed
    degree. When you file a FAFSA, you      their sophomore year.                                                             as an undergraduate student at
                                                                                    military and veteran education                                                     loans disbursed between October 1,            publication, “Paying Your Balance:
    are automatically considered                                                                                              University of Redlands.
                                            TALENT SCHOLARSHIPS                     benefits. The determination of                                                     2020 and September 30, 2021.                  Your Guide to Payment Options.”
    for a Pell Grant.
                                            Art Awards are determined by            eligibility for benefits is performed
    Federal Supplemental Educational                                                solely by the U.S. Department of
                                            departmental review of sample
    Opportunity Grants (FSEOG)                                                      Veterans Affairs, and any questions
                                            slides of student work.
    are awarded to Pell-eligible
                                            Creative Writing Awards are
                                                                                    regarding eligibility should be                                                 AFFORDABILITY AT-A-GLANCE
    undergraduate students who                                                      directed to a local or regional office
    demonstrate exceptional financial       determined by departmental review                                                                                                              ↓
                                                                                    of the Department of Veterans
    need. Funds in this program are         of student portfolios containing
    limited.
    Cal Grants are funded by the State
                                            various examples of short stories,
                                            essays, and literary journalism.
                                                                                    Affairs or by calling the National VA
                                                                                    Education Hotline, 888-442-4551.
                                                                                    The Office of Military and Veteran
                                                                                                                                    74.1%                                  1.9%                                      MEDIAN BORROWING
                                                                                                                                                                                                               STUDENTS WHO BORROW AT REDLANDS
    of California and are administered      Music Awards are determined by          Services can be contacted at 909-        GRADUATION RATE                        LOAN DEFAULT RATE                             TYPICALLY TAKE OUT $27,000 IN
    by the California Student Aid           departmental review based on            748-8478 or military@redlands.edu.
                                                                                                                             PERCENTAGE OF FIRST-TIME             PERCENTAGE OF REDLANDS                           FEDERAL LOANS FOR THEIR
    Commission (CSAC). Awards are           auditions and the separate music                                                                                                                                 UNDERGRADUATE STUDY. THE FEDERAL LOAN
                                            application.                                                                      FULL-TIME STUDENTS WHO                 BORROWERS ENTER
    based on financial need and                                                                                                                                                                              PAYMENT OVER 10 YEARS FOR THIS AMOUNT
                                                                                                                             GRADUATE WITHIN SIX YEARS           REPAYMENT AND DEFAULT ON
                                                                                                                                                                THEIR LOAN COMPARED TO THE                    IS APPROXIMATELY $287 PER MONTH.
                                                                                                                                                                  NATIONAL AVERAGE OF 9.7%                      YOUR BORROWING MAY BE DIFFERENT.

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
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     FINANCIAL AID POLICIES
                                                                                                                                                                        FREQUENTLY ASKED QUESTIONS
     ENROLLMENT POLICY                       Your entire academic history is         in certain cases, the information       REAPPLYING FOR FINANCIAL AID
     Students applying for financial aid     considered when determining SAP         listed on the FAFSA may not             Students receiving a University              O I HAVE TO REAPPLY FOR FINANCIAL AID EVERY YEAR?
                                                                                                                                                                         D
     are expected to be enrolled full-time   status—not just semesters in which      accurately represent your family’s      grant or other federal and state
                                             you receive financial aid.              current financial circumstances.                                                   Yes! Student Financial Services depends on the timely completion of
     (12 units or more) each semester                                                                                        financial assistance MUST reapply
                                                                                                                                                                         your Free Application for Federal Student Aid (FAFSA) so that we may
     during the academic year. Students      Quantitative measure. As a full-        Some examples of changes in             for financial aid by completing
                                                                                                                                                                         award you aid for each academic year. The deadline for receipt of the
     enrolled less than full-time must       time undergraduate student, you         circumstance that may warrant           a FAFSA each year by March 2.
                                                                                                                                                                         FAFSA each year is March 2. You may complete your FAFSA online at
     notify Student Financial Services.      must complete a minimum of 12           a Special Circumstance Appeal are:      Applications are available online
                                                                                                                                                                         www.fafsa.gov beginning October 1.
     Institutional aid is reserved for       credits per semester                                                            after October 1 each year. It is
                                                                                       → loss or change of job               the student’s responsibility
     full-time students only. Federal        (24 credits per year).                                                                                                      W ILL MY FINANCIAL AID AWARD CHANGE IN SUBSEQUENT YEARS?
                                                                                       → reduction in work hours             to reapply on time each year,
     and state aid may be received by                                                                                                                                   I f financial circumstances remain the same, students can expect a
                                             Qualitative measure. You must             → disability or illness               listing the University of Redlands
     students enrolled less than full-time                                                                                                                               similar level of grant assistance from the University. For additional
                                             achieve a minimum 2.0 cumulative          → legal separation or divorce         school code (001322). Financial
     but will be prorated according to                                                 → death of a family member                                                        information please review REAPPLYING FOR FINANCIAL AID above or at
                                             GPA (or its equivalent for Johnston                                             aid eligibility is reevaluated each
     actual enrollment status. For more                                                                                                                                  www.redlands.edu/sfs/policies.
                                             students). Please note that merit       Other circumstances, although           year based on the family’s current
     information on our enrollment policy
                                             and talent scholarships carry higher    affecting a family’s financial          financial circumstances. If financial
     please visit www.redlands.edu/sfs/                                                                                                                                  OW WILL MY FINANCIAL AID PACKAGE BE AFFECTED IF I LIVE/MOVE
                                                                                                                                                                        H
                                             GPA requirements (typically 3.0). To    ability to contribute, cannot be used   circumstances remain the same,
     enrollment.                                                                                                                                                        OFF CAMPUS?
                                             review the SAP policy in full, please   to change eligibility. Some             students can expect a similar
                                             visit www.redlands.edu/sfs/SAP.         of these are:                           level of grant assistance from the         If you are awarded an On-Campus Grant in your financial aid package
     WITHDRAWAL POLICY
                                                                                                                             University. The following factors,         and you choose to move off campus, you will no longer qualify for
     If you withdraw from the University     VERIFICATION                              → E xcessive consumer/credit card                                               that award.
     of Redlands during a semester,                                                       debt                               however, can lead to a change in
                                             Approximately one third of                                                      eligibility and, subsequently, a
     a review of your financial aid                                                    → C osts of private elementary/                                                  HOW CAN I GET MONEY TO PAY FOR MY TEXTBOOKS?
                                             students who complete a FAFSA                                                   change to the financial aid award
     and charges will be completed.                                                       high school tuition                                                           T extbooks may be purchased via a number of retailers, and costs are
                                             are selected for verification by the                                            package:
     A calculation of “earned” versus                                                                                                                                    not payable directly to the University. Most students who wish to pay
                                             Department of Education, which            → P renuptial agreements stating
     “unearned” federal aid must be                                                                                            → I f you submit applications or         for textbooks with financial aid will apply for loans in excess of their
                                             requires additional documentation            that a stepparent is not
     determined, based on how much                                                                                                requested documents after the          tuition and fees. Please keep in mind that refunds of credit balances
                                             to support the information entered           responsible for a stepchild’s
     time has elapsed in the term.                                                                                                published deadlines, sufficient        are not available until the first week of each semester or as soon
                                             on the FAFSA. If your FAFSA is               education. Federal regulations
     If you receive federal, state, or                                                                                            funds may not be available to          as we are in receipt of the funds. Students who need to purchase
                                             selected, Student Financial                  do not recognize prenuptial
     institutional financial aid, that                                                                                            consider you for University            textbooks before that time will need to make separate arrangements
                                             Services will let you know what              agreements. If remarried,
     aid may be reduced as a result of                                                                                            financial aid.                         until the credit is refunded to them.
                                             documents need to be submitted.              information for both the
     your withdrawal. To review our full                                                                                       → I f there is a change in
                                             Failure to complete the required             parent and stepparent must be
     withdraw policy for tuition and                                                                                              your family’s financial               C AN YOU RELEASE MY STUDENT INFORMATION TO MY PARENTS?
                                             verification process will result in          reported.
     financial aid please visit www.                                                                                              circumstances, including               ur office takes great care to safeguard your personal information
                                                                                                                                                                        O
                                             the postponement or cancellation
     redlands.edu/sfs/wdpolicy.                                                        → Parents’ refusal to contribute          a change in the number of             in accordance with the Family Educational Rights and Privacy Act
                                             of all nonmerit financial assistance.
                                                                                          toward their child’s education.         dependent siblings in college.        (FERPA). We do not release protected personal information unless
     SATISFACTORY ACADEMIC                   If verification is not completed by
                                                                                          If the child has been determined                                              specifically authorized to do so. All students who wish to have their
                                             the bill due date, students must                                                  → I f we discover information about
     PROGRESS (SAP) POLICY                                                                to be dependent, the parental                                                 information accessible to parents or other designated persons
                                             arrange for alternative means to                                                     your circumstance that was not
     Federal regulations require that                                                     contribution calculation                                                      should complete the Authorization for Release of Information form
                                             pay for full semester charges until          for all dependent students              taken into account in previous
     colleges and universities evaluate                                                                                                                                 each year at www.redlands.edu/FERPA. Questions regarding this
                                             the verification process can be              measures parents’ ability,              years.
     satisfactory academic progress                                                                                                                                     process should be directed to the Office of the Registrar at 909-748-
                                             completed and eligibility has been           not their willingness, to            → I f there is a change in federal or
     (SAP) at least once annually to                                                                                                                                    8019.
                                             determined. For more information,            contribute toward the student’s         state law or in University policy.
     determine your eligibility to receive   please visit www.redlands.edu/
     financial assistance. SAP standards                                                  educational expenses.                → I f you fail to continue to            I HAVE A CREDIT ON MY STUDENT ACCOUNT. WHEN WILL I RECEIVE
                                             SFS/verification.                                                                                                            THE FUNDS?
     are defined using both quantitative                                             To complete a Special Circumstances          meet all general eligibility
     and qualitative measures as well as     SPECIAL CIRCUMSTANCES                   Appeal, access the form at www.              requirements.                         I f the amount of your financial aid exceeds the amount of your
     a maximum time frame.                                                           redlands.edu/sfs/sfsforms.                                                          tuition and fees, you will have a credit on your account. This credit
                                             Your financial aid award is based
                                                                                                                                                                         will be mailed to your campus mailbox or preferred mailing address
     Evaluation periods. Student             on the information provided by you      Requests are reviewed by a financial
                                                                                                                                                                         within 14 days of the disbursement of your federal financial aid
     Financial Services monitors SAP         and/or your parents at the time the     aid committee, who may adjust your
                                                                                                                                                                         funds. If the credit is due to a Direct PLUS Loan, the check will be
     twice a year (after each term).         FAFSA was filed. We are aware that,     eligibility for aid.
                                                                                                                                                                         sent to the person indicated on the PLUS application (student or
                                                                                                                                                                         borrower). If the student holds a U.S. savings or checking account,
                                                                                                                                                                         direct deposit may be set up through my.redlands.edu.

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AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
RESOURCES
UNIVERSITY OF REDLANDS                                     STATE AND FEDERAL
STUDENT FINANCIAL SERVICES                                 FAFSA ON THE WEB
909-748-8047                                               800-4-FEDAID | www.fafsa.gov
For questions concerning your student account, financial   Submit your Free Application for Federal Student Aid online.
aid, monthly bills, fees, or other expenses.
                                                           CALIFORNIA STUDENT AID COMMISSION (CSAC)
OFFICE OF ADMISSIONS                                       888-CA-GRANT | https://mygrantinfo.csac.ca.gov
909-748-8074                                               Organization providing information and oversight for the
For questions concerning your admissions application.      Cal Grant Program. CSAC customer service for students.
STUDENT EMPLOYMENT                                         FEDERAL STUDENT AID: STUDENT LOAN OMBUDSMAN
909-748-8240                                               877-557-2575 | www.studentaid.ed.gov
For questions regarding on- and off-campus employment.     The ombudsman helps resolve student disputes and solve
                                                           other problems with the federal student loans program.
OFFICE OF THE REGISTRAR
909-748-8019                                               NATIONAL STUDENT LOAN DATA SYSTEM (NSLDS)
For questions from returning students concerning your      800-4-FEDAID | http://studentaid.gov
class schedule, add/drop issues, or transfer credits.      Review the history of all of your federal student loans.
                                                           You’ll need the FSA ID/password from filling out the FAFSA.
STUDENT AFFAIRS
909-748-8053                                               U.S. DEPARTMENT OF EDUCATION
For questions concerning residence halls, meal plans       www.ed.gov
or moving off campus, or to request a withdrawal or        Comprehensive information regarding federal student aid
leave of absence.                                          programs and other educational materials.

                                                                                        ↓
CONNECT WITH STUDENT FINANCIAL SERVICES.                               Built on more than 100 years
                                                                           of distinction, Redlands
       909-748-8047
                                                                       provides a strong liberal arts
       www.redlands.edu/sfs                                            foundation and combination
       1200 E. Colton Avenue, Redlands, CA 92373                       of resources for you to carve
                                                                        out a successful path that's
                                                                              entirely your own.
                                                                                                                          20/3K
AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ... AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ... AFFORDING A REDLANDS EDUCATION - YOUR GUIDE TO FINANCIAL AID 2021-2022 - UNIVERSITY OF REDLANDS - University of ...
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