2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
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TABLE OF CONTENTS 6 2022 Benefit Changes 7 Health Plan Eligibility Information 10 2022 Benefit Changes Plans 12 Kaiser HMO 15 Aetna Traditional PPO 19 Aetna Bronze, Silver, and Gold Max Choice HSA 23 Humana Medicare Advantage 25 Dental Plan 27 Vision Plan 28 GC Retiree Website 29 My GCHub (Formerly ESS) Instructions 34 Important Information for Gwinnett County Retirees 35 Gwinnett County Human Resources Contact Information 36 Vendor Contact Information 2022 Retiree Benefit Plans | 3
Gwinnett County Board of Commissioners 2022 Retiree Benefits Plans Welcome to the Retiree Benefits program. Gwinnett County provides a broad range of benefits designed to support all aspects of retiree health and wellbeing and to provide financial protection. This book provides details about the benefits options available to you and your eligible dependents. Also find important eligibility and enrollment information. Both the retiree and the County contribute to the cost of benefits. Premiums are included in each section. Find additional resources on GC Retiree, including the Annual Enrollment video and presentation and the Annual Enrollment guide. The GC Retiree website also has Summary Plan Descriptions (SPDs) and details, as defined by the Funding and Eligibility Policy for Other Post-Employment Benefits (OPEB) Policy. 2022 Retiree Benefit Plans | 4
Benefits Plans The Gwinnett County Board of Commissioners reserves the right to revise benefits offered at any time and the right to charge appropriate premiums for these benefits. The benefits and premiums listed in this book are effective as of January 1, 2022, and are not guaranteed to remain the same in future years. Please note: Fraudulent statements on benefits application forms or website (My GCHub, formerly known as ESS) enrollment will invalidate any payment of claims for services and will be grounds for canceling the retiree’s benefit coverage. 2022 Retiree Benefit Plans | 5
2022 Updates Pre-Medicare Medical Plans • There are no changes to deductibles, coinsurance, or out-of-pocket maximums. • Medical plan costs are trending higher, and many retiree plans have reached the County’s maximum contribution amount as outlined in the Other Post Employment Benefits (OPEB) policy. While the County will continue to contribute toward the cost of retiree health care, premiums will increase for 2022. Please review the many plan options available to determine the right plan and costs for you. Two new, free programs are coming for Aetna members in 2022: • Aetna Back and Joint, powered by Hinge Health, is an app-based, digital physical therapy program to help manage back, knee, shoulder, neck, and hip pain. • Aetna Second Opinion, partnered with 2nd.MD, provides access to elite specialists for questions about new or existing conditions, surgery or procedures, medications, and treatment plans. New Humana Medicare Advantage Plan – Same Benefits, Lower Premiums Humana will replace Aetna as the Medicare Advantage Plan’s insurance carrier with no changes to the benefits, lower premiums, and minimal prescription formulary changes. If you are currently enrolled in the Aetna Medicare Advantage Plan and make no changes during Annual Enrollment, your enrollment will automatically transfer to the new Humana Medicare Advantage Plan. If you have questions, call 866.396.8810 to speak to a Humana representative. Cigna There are no changes to plan designs and premiums decreased. VSP There are no changes to plan designs or premiums. 2022 Retiree Benefit Plans | 6
HEALTH PLAN ELIGIBILITY INFORMATION Medical Levels of Coverage • Retiree only: No dependent coverage • Retiree + spouse: No dependent children • Retiree + child(ren): Employee + one or more children, no spouse • Family: Retiree, spouse, and child(ren) Coverage for the retiree This document describes the benefits an eligible retiree may receive through health plans (medical, dental, vision, and EAP) offered by Gwinnett County. Employees approved for a medical disability while employed by Gwinnett County are eligible to continue health, dental, and/or vision benefits at retiree rates for a maximum of two years. Benefits can continue past two years if the disability is total and permanent, as defined by the Social Security Administration, and if the employee is receiving approved disability benefits provided by Gwinnett County. Refer to CA OPEB Policy for additional details concerning continued benefit eligibility. Coverage for the retiree’s dependents If the retiree is covered by Gwinnett County health plans, eligible dependents of the retiree may also enroll. Only dependents who were eligible for benefits on the participant’s retirement date can be covered by any of the Gwinnett County benefits plans. If the retiree is covered, eligible dependents can enroll in any plan that offers dependent coverage. Eligible dependents are: • Legal spouse • Eligible children, who include: • Natural children • Stepchildren • Legally adopted children (or children proposed for adoption) • Foster children • Appointed legal guardianship of a child Retirees adding dependents during Annual Enrollment, or adding dependents as a result of a qualified life status change, will be required to prove the eligibility of all dependents being enrolled in Gwinnett County medical, dental, and/or vision benefits. Gwinnett County’s eligibility requirements are included in this book. If documentation for a dependent(s) is not received and validated by the date specified, the level of coverage for elected benefits will be “retiree only” as of their0 effective date. The Gwinnett County Department of Human Resources will verify all retiree and dependent eligibility. For a list of documentation required for each potentially benefit-eligible dependent (spouse, child, or stepchild) please refer to the Gwinnett County Summary Plan Document located on the GC 2022 Retiree Benefit Plans | 7
Retiree website. Important information about eligibility for Medicare: Consider this retirees and covered dependents If there is a non-Medicare participant and a Medicare eli- Important Notice: Retirees are required to contact the Gwinnett County Benefits Division 60 days prior to the date they or their gible participant on the same coverage, the non-Medicare covered dependent(s) become Medicare-eligible. As soon as the participant will be linked to a non-Medicare plan of choice retiree becomes Medicare-eligible they must immediately enroll in as provided by Gwinnett County. If there is a non-Medicare Medicare Part A and Part B to continue participation in Gwinnett eligible retiree/dependent, coverage for the dependent will County health plans. be linked to a non-Medicare plan of your choice as provid- The Gwinnett County health plan option for retirees and eligible ed by Gwinnett County. dependent(s) who are Medicare-eligible is the Humana Medicare Advantage Plan. Retiree procedures for submission of documentation Upon final completion of the website enrollment process, print and review a confirmation statement to ensure accuracy of the enrollment. Supporting documentation must be received by the Department of Human Resources, Benefits Division, by the date specified. Clear photocopies of the documents will be adequate. The documents submitted will not be returned. Enrollment must be completed within 30 days of retirement. Documents must be received in the Department of Human Resources within 30 calendar days of retirement or life status change for the benefits to become effective for the retiree and any eligible dependents. Document review procedures Documents will be reviewed by the Department of Human Resources staff. If the documentation is found to be adequate, no further action will be necessary. If documentation is deemed inadequate, a Department of Human Resources staff member will request additional documentation or clarification from the retiree. If the documentation does not support dependent eligibility for benefits, enrollment of the dependent will be denied. Medical, dental, and/or vision coverage for dependents ruled ineligible will be rescinded unless an appeal of this decision is processed and approved. Immediately upon denial of a dependent’s eligibility, the employee will be contacted by Human Resources. 2020 Retiree Benefit Plans | 8
Life status change At any time other than the annual enrollment period, retirees are unable to add or delete coverage for themselves or their dependents unless the retiree experiences a life status change, as defined by the IRS. For details of life status change, refer to the Gwinnett County Summary Plan Document located on the GC Retiree website. Important information: If a retiree experiences a qualified life status change that results in a request to add a dependent to any of his/her benefits plans, the request will be considered only if the dependent was eligible for benefits at the time of retirement. Only dependents who were eligible for benefits on the retiree’s retirement date can be covered by any of the Gwinnett County benefits plans at that time or in the future. (See CA OPEB policy) The Department of Human Resources must be notified – in writing, with required documentation – within 30 calendar days of a qualified life status change if the retiree wants to apply for a change in coverage as a result of the change in status. If approved, the requested change will be effective on the date of the qualifying event.
Qualified Event Required Documentation of Proof • Marriage Certificate Marriage • Qualified financial document (ie. tax filing, bank statement, rental agreement etc.) • Completed Life Status Change Form • Divorce Decree or Legal Separation Agreement • Completed Life Status Change Form Divorce or legal separation • Failure to notify Human Resources in writing within 30 days of a divorce or legal separation can result in reimbursement to Gwinnett County for any employer-paid premiums for any ineligible dependents left on the plan • Birth Certificate Birth and/or adoption • Completed Life Status Change Form • Death Certificate Death of a spouse • Completed Life Status Change Form • Proof of coverage lost You, your spouse, or your eligible dependent • Marriage Certificate and financial documentation if covering spouse has a loss of qualified coverage • Birth Certificate for eligible dependents • Completed Life Status Change Form • This is not an exclusive list. Please contact Human Resources if you think you may have a Other qualified life status change Opting out of benefits offered by Gwinnett County Retirees are given the opportunity to elect to continue receiving group health benefits at the time of retirement. If the option to continue group health benefits is not elected within 30 days of retirement, and the retiree does not have comparable
2022 Benefits Plans • Kaiser Permanente Gold and Silver HMO Plans • Cigna Dental Plans • Aetna Traditional PPO Plan • VSP Vision Plans • Aetna Maximum Choice HSA • Employee Assistance Gold, Silver, and Bronze Plans Program (EAP) • Aetna Medicare Advantage Plan 2022 Retiree Benefit Plans | 11
Pre-Medicare Medical Plans You can choose between Aetna and Kaiser. Kaiser Choose from two Health Maintenance Organizations (HMOs). You must use an in-network provider—there is no out-of-network coverage except in an emergency. Aetna Choose from three high deductible health plans. After you meet your deductible, the plan will pay a portion of covered services. You also have a traditional PPO option. Aetna is an open network, which means you can pick and choose your medical providers. 2022 Retiree Benefit Plans | 12
Kaiser HMO Cost to You What’s Covered Silver HMO Gold HMO In-Network In-Network $2,150 per person $1,200 per person Annual Deductible $4,300 per family $2,400 per family Out-of-Pocket Maximum Deductible, coinsurance, and copay accumulate toward the Out-of- $6,100 per person $3,700 per person Pocket Maximum $12,200 per family $7,400 per family Primary Care Office Visit $65 copay $35 copay Preventive Care No cost No cost Affordable Care Act Guidelines Varies, based on type Varies, based on type Non-ACA Services and place of service and place of service Specialty Care Office Visit $85 copay $55 copay Emergency Care Urgent Care Facility $70 copay $50 copay Ambulance $100 copay per trip $100 copay per trip Hospital Emergency Room 30% coinsurance after deductible 20% coinsurance after deductible Inpatient Hospital 30% coinsurance after deductible 20% coinsurance after deductible Including Mental Health and Chemical Dependency Inpatient/Outpatient Surgery 30% coinsurance after deductible 20% coinsurance after deductible Lab and Imaging Inpatient and Outpatient No cost with office visit; No cost with office visit; Lab, Diagnostic Clinic, or Facility 30% coinsurance outpatient 20% coinsurance outpatient Outpatient Visit $65 copay $30 copay Mental Health and Chemical Dependency 2022 Retiree Benefit Plans | 13
Kaiser HMO Cost to You What’s Covered Silver HMO Gold HMO In-Network In-Network Rehabilitation Physical Therapy Occupational Therapy 30% coinsurance after deductible 20% coinsurance after deductible (PT and OT: combined 20 visit limit per calendar year) Speech Therapy (20 visit limit per calendar year) Chiropractic Visit $85 copay $50 copay (30 visit limit per calendar year) Maternity Services Specialty Office Visit $85 copay $50 copay Pre and Post Maternity Care 30% coinsurance after deductible 20% coinsurance after deductible Delivery and Hospital Care Family Planning Specialty Office Visit $85 copay $85 copay Diagnostic Infertility Services (to diagnose condition) 30% coinsurance after deductible 20% coinsurance after deductible (Artificial Insemination and In-Vitro Fertilization are not covered) Skilled Nursing Facility 30% coinsurance after deductible 20% coinsurance after deductible (60-day limit per calendar year) Home Health Care 30% coinsurance after deductible 20% coinsurance after deductible (120-day limit per calendar year) Hospice Care 0% coinsurance, no deductible 0% coinsurance, no deductible Vision Exam (no optical hardware benefit) $85 copay $55 copay Hearing Aids $1,000 maximum benefit $1,000 maximum benefit (every 3 years) 2022 Retiree Benefit Plans | 14
Kaiser HMO Cost to You What’s Covered Silver HMO Gold HMO In-Network In-Network Durable Medical Equipment 30% coinsurance after deductible 20% coinsurance after deductible Prescription Drugs – Kaiser Network Pharmacy Deductible None None Retail (up to 30 days) Generic $30 copay $10 copay Brand $70 copay $40 copay Mail Order (up to 90 days) Generic $60 copay $20 copay Brand $140 copay $80 copay Drug must be on Kaiser formulary to be covered unless medical exception is approved. View Kaiser formulary at www.kp.org. Kaiser Silver Kaiser Gold Monthly Pre-Medicare Retiree Premium HMO Plan HMO Plan Retiree $233.03 $409.09 Ret + Spouse $519.06 $902.14 Ret + Child(ren) $486.98 $865.52 Ret + Family $697.47 $1,111.39 Monthly Blended Retiree Premium Kaiser Silver Kaiser Gold (Pre-Medicare and Medicare Retiree) HMO Plan HMO Plan Retiree + Spouse (1 Medicare) $381.77 $575.94 Ret + Child(ren) (1 Medicare) $301.37 $468.23 Ret + Family (2 Medicare) $273.56 $283.29 Ret + Family (1 Medicare) $409.89 $609.72 2022 Retiree Benefit Plans | 15
Aetna Traditional PPO Traditional PPO Aetna Network: (Aetna Choice POS II) What’s Covered (Open Access) In-Network Out-of-Network $1,600 per person $3,200 per person Annual Deductible $3,200 per family $6,400 per family Out-of-Pocket Maximum $4,200 per person $8,400 per person Deductible, coinsurance, and copay accumulate toward the Out-of- $8,400 per family $16,800 per family Pocket Maximum Primary Care Office Visit $50 copay 50% coinsurance after deductible Preventive Care Affordable Care Act Guidelines No cost 50% coinsurance after deductible Non-ACA Services Varies based on type/place of service Specialty Care Office Visit $75 copay 50% coinsurance after deductible Emergency Care Urgent Care Facility $75 copay 50% coinsurance after deductible Ambulance 30% coinsurance after deductible 50% coinsurance after deductible Hospital Emergency Room 30% coinsurance after deductible 30% coinsurance after deductible Inpatient Hospital 30% coinsurance after deductible 50% coinsurance after deductible Including Mental Health and Chemical Dependency Inpatient/Outpatient Surgery 30% coinsurance after deductible 50% coinsurance after deductible Lab and Imaging Inpatient and Outpatient 30% coinsurance after deductible 50% coinsurance after deductible Lab, Diagnostic Clinic, or Facility Outpatient Visit $75 copay 50% coinsurance after deductible Mental Health and Chemical Dependency 2022 Retiree Benefit Plans | 16
Aetna Traditional PPO Traditional PPO Aetna Network: (Aetna Choice POS II) What’s Covered (Open Access) In-Network Out-of-Network Therapy Services (Calendar year maximums are combined between in-network and out-of-network) $75 co-pay 50% after deductible; 60-visit Speech Therapy, Physical Therapy, 60-visit combined maximum combined per year maximum for Occupational Therapy per year for speech, physical, speech, physical, occupational, and Chiropractic Services occupational, and chiropractic visits chiropractic visits Behavioral Health Services (Services must be authorized by calling 1.800.292.2879) Inpatient (Facility fee) 30% coinsurance after deductible 50% coinsurance after deductible Inpatient (Physician fee) 30% coinsurance after deductible 50% coinsurance after deductible Inpatient Substance Abuse Detoxification (Facility fee) 30% coinsurance after deductible 50% coinsurance after deductible Inpatient Substance Abuse Detoxification (Physician fee) 30% coinsurance after deductible 50% coinsurance after deductible Other Services (Calendar year maximums are combined between in-network and out-of-network) Urgent Care Center $75 copayment 50% coinsurance after deductible Skilled Nursing Facility Annual Maximum: 30 days 30% coinsurance after deductible 50% coinsurance after deductible (Maximum = combined in-network and out-of-network days) 60-day calendar year maximum 60-day calendar year maximum Home Health Care Annual Maximum: 120 days (combined in-network and out-of- 30% coinsurance after deductible 50% coinsurance after deductible network) 60-visits per calendar year 60-visit calendar year Hospice Care 30% coinsurance 50% coinsurance (not subject to deductible) (not subject to deductible) Ambulance (Covered only when medically necessary) 30% coinsurance 50% coinsurance 2022 Retiree Benefit Plans | 17
Aetna Traditional PPO Traditional PPO Aetna Network: (Aetna Choice POS II) What’s Covered (Open Access) In-Network Out-of-Network Durable Medical Equipment (DME) 30% coinsurance after deductible 50% coinsurance after deductible Prescription drug coverage is provided by CVS/Caremark. See the CVS/ Prescription Drug Coverage Caremark summary on page 12 for details. Rehabilitation Physical Therapy Occupational Therapy $75 copay 50% coinsurance after deductible Speech Therapy (PT, OT, and ST - includes Autism and Cerebral Palsy: combined 60 visit limit per calendar year) Chiropractic Visit/Spinal Manipulation $75 copay 50% coinsurance after deductible Maternity Services Specialty Office Visit $75 copay 50% coinsurance after deductible Pre and Post Maternity Care 30% coinsurance after deductible Delivery and Hospital Care Family Planning Specialty Office Visit $75 copay 50% coinsurance after deductible Diagnostic Infertility Services (to diagnose condition) 30% coinsurance after deductible (Artificial Insemination and In-Vitro Fertilization are not covered) Skilled Nursing Facility 30% coinsurance after deductible 50% coinsurance after deductible (Annual Maximum: 60 days combined in or out-of-network) Home Health Care 30% coinsurance after deductible 50% coinsurance after deductible (Annual Maximum: 60 days combined in or out-of-network) Hospice Care 30% coinsurance after deductible 50% coinsurance after deductible Vision Exam $75 copay 50% coinsurance after deductible (no optical hardware benefit) Hearing Aids 30% coinsurance after deductible 50% coinsurance after deductible (one per ear, every 3 years) 2022 Retiree Benefit Plans | 18
Aetna Traditional PPO Traditional PPO Aetna Network: (Aetna Choice POS II) What’s Covered (Open Access) In-Network Out-of-Network Durable Medical Equipment 30% coinsurance after deductible 50% coinsurance after deductible Pharmacy Deductible None Retail (up to 30 days) Generic $20 copay Preferred Brand $50 copay Non-Preferred Brand $75 copay Mail Order (up to 90 days) Generic $40 copay Preferred Brand $100 copay Non-Preferred Brand $150 copay Drug must be on Aetna formulary to be covered unless medical exception is approved. View Aetna formulary at www.aetna.com. Aetna Monthly Pre-Medicare Retiree Premium Traditional PPO Plan Retiree $585.13 Ret + Spouse $1,403.87 Ret + Child(ren) $1,368.21 Ret + Family $1,423.08 Monthly Blended Retiree Premium Aetna (Pre-Medicare and Medicare Retiree) Traditional PPO Plan Retiree + Spouse (1 Medicare) $897.10 Ret + Child(ren) (1 Medicare) $593.25 Ret + Family (2 Medicare) $281.26 Ret + Family (1 Medicare) $939.62 2022 Retiree Benefit Plans | 19
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans Aetna Bronze Max Choice HSA Aetna Silver Max Choice HSA Aetna Gold Max Choice HSA Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II What’s Covered (Open Access) (Open Access) (Open Access) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network $3,900/individual $7,800/individual $2,350/individual $4,700/individual $1,550/individual $3,100/individual Annual Deductible $7,800/family $15,600/family $4,700/family $9,400/family $3,100/family $6,200/family Out-of-Pocket Maximum Deductible, coinsurance $6,900/ $13,800/ $4,900/individual $9,800/individual $2,800/individual $5,600/individual and copay accumulate individual individual $9,800/family $19,600/family $5,600/family $11,200/family toward the Out-of-Pocket $13,800/family $27,600/family Maximum 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Primary Care Office Visit coinsurance after deductible after deductible after deductible after deductible after deductible after deductible Preventive Care 50% coinsurance 50% coinsurance 50% coinsurance Affordable Care Act Guidelines No cost No cost No cost after deductible after deductible after deductible Non-ACA Services 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Specialty Care Office Visit coinsurance after deductible after deductible after deductible after deductible after deductible after deductible Emergency Care 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Primary Care Office Visit coinsurance after deductible after deductible after deductible after deductible after deductible after deductible Hospital Emergency 30% Room 50% coinsurance 30% coinsurance 30% coinsurance 15% coinsurance 15% coinsurance coinsurance Urgent Care Facility after deductible after deductible after deductible after deductible after deductible after deductible Ambulance Inpatient Hospital 30% Including Mental 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance Health and Chemical after deductible after deductible after deductible after deductible after deductible after deductible Dependency 2022 Retiree Benefit Plans | 20
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans Aetna Bronze Max Choice HSA Aetna Silver Max Choice HSA Aetna Gold Max Choice HSA Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II What’s Covered (Open Access) (Open Access) (Open Access) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network 30% Inpatient/Outpatient 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance Surgery after deductible after deductible after deductible after deductible after deductible after deductible Lab and Imaging 30% Inpatient and Outpatient 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance Lab, Diagnostic Clinic, or after deductible after deductible after deductible after deductible after deductible after deductible Facility Outpatient Visit 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Mental Health and coinsurance after deductible after deductible after deductible after deductible after deductible Chemical Dependency after deductible Rehabilitation Physical Therapy Occupational Therapy Speech Therapy 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance (PT, OT, and ST – coinsurance after deductible after deductible after deductible after deductible after deductible includes Autism and after deductible Cerebral Palsy: combined 60 visit limit per calendar year) Chiropractic Visit/Spinal 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Manipulation coinsurance after deductible after deductible after deductible after deductible after deductible (30 per calendar year) after deductible Maternity Services Specialty Office Visit 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Pre and Post Maternity coinsurance after deductible after deductible after deductible after deductible after deductible Care after deductible Delivery and Hospital Care 2022 Retiree Benefit Plans | 21
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans Aetna Bronze Max Choice HSA Aetna Silver Max Choice HSA Aetna Gold Max Choice HSA Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II What’s Covered (Open Access) (Open Access) (Open Access) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network Family Planning Specialty Office Visit Diagnostic Infertility 30% Services (to diagnose 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance condition) (Artificial after deductible after deductible after deductible after deductible after deductible after deductible Insemination and In- Vitro Fertilization are not covered) Skilled Nursing Facility 30% (Annual Maximum: 60 days 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance combined in or out-of- after deductible after deductible after deductible after deductible after deductible after deductible network) Home Health Care 30% (Annual Maximum: 60 days 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance combined in or out-of- after deductible after deductible after deductible after deductible after deductible after deductible network) 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Hospice Care coinsurance after deductible after deductible after deductible after deductible after deductible after deductible Vision Exam 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance (no optical hardware coinsurance after deductible after deductible after deductible after deductible after deductible benefit) after deductible 30% Hearing Aids 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance coinsurance (one per ear, every 3 years) after deductible after deductible after deductible after deductible after deductible after deductible 30% 50% coinsurance 30% coinsurance 50% coinsurance 15% coinsurance 50% coinsurance Durable Medical Equipment coinsurance after deductible after deductible after deductible after deductible after deductible after deductible 2022 Retiree Benefit Plans | 22
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans Aetna Bronze Max Choice HSA Aetna Silver Max Choice HSA Aetna Gold Max Choice HSA Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II Aetna Network: Aetna Choice POS II What’s Covered (Open Access) (Open Access) (Open Access) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network Prescription Drugs Pharmacy Deductible None Retail (up to 30 days) Generic 30% 30% coinsurance 15% coinsurance Preferred Brand coinsurance after deductible after deductible Non-Preferred Brand after deductible Mail Order (up to 90 days) Generic 30% 30% coinsurance 15% coinsurance Preferred Brand coinsurance after deductible after deductible Non-Preferred Brand after deductible Drug must be on Aetna formulary to be covered unless medical exception is approved. View Aetna formulary at www.aetna.com. Aetna Bronze Aetna Silver Aetna Gold Monthly Pre-Medicare Retiree Premium HSA Plan HSA Plan HSA Plan Retiree $166.50 $279.70 $462.52 Ret + Spouse $315.25 $559.42 $925.06 Ret + Child(ren) $301.26 $527.62 $853.12 Ret + Family $413.28 $807.32 $1236.94 Monthly Blended Retiree Premium Aetna Bronze Aetna Silver Aetna Gold (Pre-Medicare and Medicare Retiree) HSA Plan HSA Plan HSA Plan Retiree + Spouse (1 Medicare) $246.46 $350.14 $755.63 Ret + Child(ren) (1 Medicare) $175.22 $274.27 $623.82 Ret + Family (2 Medicare) $168.89 $276.23 $286.08 Ret + Family (1 Medicare) $278.43 $410.29 $794.44 2022 Retiree Benefit Plans | 23
Humana Medicare Advantage Plan There is one Medicare Advantage Plan available for Medicare-eligible retirees and their Medicare-eligible dependents. Humana Medicare Advantage Plan Cost To You What’s Covered In-Network Out-of-Network $150 Annual Deductible This is the amount you have to pay out of pocket before the plan will pay its share for your covered Medicare Part A and B services. $3,400 Out-of-Pocket Maximum per year The maximum out-of-pocket limit applies to all covered Medicare Part A and B benefits including deductible. Optional Primary Care Physician Selection There is no requirement for member pre-certification. Your provider will do this on your behalf. Referral Requirement None. $15 Copay Primary Care Office Visit Includes services of an internist, general physician, family practitioner for routine care as well as diagnosis and treatment of an illness or injury and in-office surgery. Specialty Care Office Visit $30 Copay Ambulance Services $75 Copay Emergency Room $50 Copay Urgent Care $30 Copay Preventive Care $0 Screenings/Immunizations $0 Inpatient Hospital $500 copay per stay $20 copay per day, day(s) 1 – 5; $0 copay per day, day(s) 6 –100. Skilled Nursing Limited to 100 days per Medicare Benefit Period 2022 Retiree Benefit Plans | 24
Humana Medicare Advantage Plan Retail Prescription Drugs Generic $10 copay Preferred Brand $30 copay Non-Preferred Brand $60 copay $100 Copay Specialty Limited to One-Month Supply Cost To You What’s Covered In-Network Out-of-Network Mail Order Prescription Drugs (up to 90 days) Generic $15 copay Preferred Brand $75 copay Non-Preferred Brand $150 copay $100 copay Specialty Limited to One-Month Supply Medicare Eligible Monthly Retiree Premium Retiree Only $54.82 Retiree + Spouse $166.76 Important Notice: You are required to contact the Gwinnett County Benefits Division 60 days prior to the date you or your covered dependent becomes Medicare eligible due to a disability. As soon as you become Medicare eligible, you must immediately enroll in Medicare Part A and Part B in order to continue participating in Gwinnett County health plans. 2022 Retiree Benefit Plans | 25
DENTAL AND VISION PLANS Dental Plans You have a choice of three Cigna dental plans. Please note, Cigna dental plans do not cover boney-impacted wisdom teeth, which are covered under the medical plans. Dental Plans For a complete list of DHMO copays, see Schedule of Benefits on GCRetiree. What’s Covered PPO Mid-Option PPO High-Option $100 per person $50 per person Annual Deductible(s) $300 per family $150 per family Annual Benefit Maximum $1,000 per person $1,500 per person Diagnostic and Preventive Oral Exams Teeth Cleaning No out-of-pocket costs. No out-of-pocket costs. X-rays Expense applied to benefit maximum. Expense applied to benefit maximum. Maximum of two visits per calendar year Basic Benefits PPO Dentist: 20% PPO Dentist: 20% Fillings Non-PPO Dentist: Non-PPO Dentist: Oral Surgery – Extractions 20% of UCR * 20% of UCR * PPO Dentist: 50% PPO Dentist: 50% Periodontics and Endodontics Non-PPO Dentist: Non-PPO Dentist: Root Canals, etc. 50% of UCR * 50% of UCR * Major Benefits PPO Dentist: 50% PPO Dentist: 50% Crowns and Bridges Non-PPO Dentist: Non-PPO Dentist: Prosthetics – Dentures 50% of UCR * 50% of UCR * 2022 Retiree Benefit Plans | 26
PPO Dentist: 50% Orthodontic Benefits Not Covered Non-PPO Dentist: Children and Adults 50% of UCR Orthodontic Lifetime Benefit Maximum Not Applicable $2,500 per person What’s Covered PPO Mid-Option PPO High-Option Implants PO Dentist: 50% Crowns and Bridges Not Covered Non-PPO Dentist: Prosthetics – Dentures 50% of UCR * Implant Lifetime Benefit Maximum Not Applicable $1,500 per person *Payable after Annual Deductible is met *See Cigna Dental Care Patient Charge Schedule posted on the GC Retiree website. Usual, Customary, and Reasonable allowances apply to charges from non-PPO, or out-of-network dentists. Out-of-network providers are not required to write off charges that exceed the allowable amount. The patient is responsible for those amounts. PPO High-Option Plan: Lifetime maximums for orthodontic treatment and implants are separate from annual benefit maximums. Benefits paid for these expenses do not apply to the patient’s annual maximum. Removal of boney-impacted wisdom teeth is a medical expense and is not covered by the dental plans. Monthly Premium DHMO PPO Mid-Option PPO High-Option Retiree $12.52 $31.97 $49.62 Ret + Spouse $25.03 $63.89 $99.25 Ret + Child(ren) $31.29 $79.86 $124.05 Ret + Family $37.54 $95.76 $148.59 2022 Retiree Benefit Plans | 27
Vision Plans VSP offers two vision plans as well as several Exclusive Member Extras. Vision Plans Basic Vision Plan Premium Vision Plan What’s Covered Out-of-Network (In-Network) (In-Network) Any licensed Optometrist, Contracted Optometrists and Ophthalmologists Provider Ophthalmologist, or Provider list is available at www.vsp.com dispensing Optician of your choice Pay Provider at time of Service Submit Claim for Reimbursement Routine Eye Exam* $10 copay $15 copay $45 Frequency Once per calendar year Once per calendar year Once per calendar year Lenses** Single Vision $32 Bifocal $10 copay $15 copay $50 Trifocal $65 Lenticular $100 Frequency Once per calendar year Once per calendar year Frames $10 copay up to $120 frame allow- $15 copay up to $150 frame allow- ance, 20% discount on cost above ance, 20% discount on cost above $70 frame allowance frame allowance Frequency Once every other calendar year Once per calendar year Contact Lenses $60 contact fitting copay plus any $60 contact fitting copay plus any cost above $120 materials limit cost above $150 materials limit $105 Frequency Once per calendar year Once per calendar year Laser Vision Correction 15% – 20% discount 15% – 20% discount NA *Routine eye care only. Medical conditions of the eye (i.e., eye infections, foreign body in the eye, cataracts, etc.) are covered under your medical plan. **Calendar year lens limitation includes contact lenses. ***Basic and premium plans will only cover the purchase of frames OR contacts in one calendar year. Monthly Premium Basic Vision Plan Premium Vision Plan Retiree $5.38 $11.34 Ret + Spouse $10.98 $23.14 Ret + Child(ren) $11.35 $23.91 Ret + Family $18.13 $38.24 2022 Retiree Benefit Plans | 28
2022 EAP and Work-Life Services Employee Assistance Program Active employees, and any members of the employee's household, have access to the Gwinnett Employee Assistance Program and Work-Life Services program administered by Humana at no cost. EAP offers short-term counseling up to four visits per issue, per person, per year to help manage everyday life issues. As an added benefit, the Gwinnett Employee Wellness Center has an onsite Humana EAP counselor who can provide help or guidance with your particular situation. Contact Humana EAP at 1.855.330.2962 for an appointment with our onsite EAP counselor or speak with a telephonic counselor. EAP professionals are available to assist you with: • Everyday needs and life events • Sleeping difficulties • Emotional issues • Loss of a loved one • Relationship concerns • Eating disorders • Coping with a serious illness • Workplace concerns • Family relationships • Smoking cessation Work-Life Services Work-Life offers extensive assistance, information, and support to help you achieve a better balance between work, life, and family to help make your life easier. You can access information and self-search locators to find resources and pro- viders that can help you with the following: • Housing options • Caregiving from a distance • Child care • Finding colleges and universities • Financing college • Adjusting to retirement • Adoption, pregnancy, and infertility • Services and education for children • Moving and relocation • Many other life situations Legal and Financial Assistance As part of the EAP, you also have access to a free 30-minute consultation with a local attorney or financial professional on issues such as real estate, retirement planning, divorce and separation, budgeting/debt reconstruction, and trusts and estates. Further legal and tax preparation services can then be accessed at a discount. 2022 Retiree Benefit Plans | 29
Gwinnett Employee Wellness Center The Gwinnett Employee Wellness Center is an affordable, convenient option for many medical needs. The wellness center sees: • Active, full-time employees enrolled in a Gwinnett County Government medical plan • Pre-Medicare retirees enrolled in a Gwinnett County Government medical plan • Age 18 and over dependents who are Pre-Medicare and enrolled in a Gwinnett County Government medical plan The Wellness Center features five exam rooms, a laboratory, a dispensary (a type of pharmacy that dispenses pre-pack- aged medications), office space for medical and wellness staff, and a multipurpose room for training and wellness activities. The following services are provided: Preventive Care • Asthma • Annual physicals • Sinus Infections • Immunizations • Headaches • Biometric Screening • Muscle and Joint Pain • Wellness Coaching • URI, UTI • Sprains and Strains • Tobacco Cessation Disease Management • Weight Management • Diabetes • Referral to Specialists • Cholesterol • Order and interpret lab work • Blood Pressure • Prescription Medication (after thorough assessment) *This list is not all-inclusive. To see a list of available medications in the Gwinnett Employee Wellness CEnter dispensary, see GC Retiree. GWINNETT COUNTY EMPLOYEE WELLNESS CENTER OPERATING HOURS Monday, Wednesday, and Friday 7:00am to 4:00pm closed for lunch: 11:00am to noon Tuesday and Thursday 10:00am to 7:00pm closed for lunch: 2:00pm to 3:00pm 2022 Retiree Benefit Plans | 30
GC RETIREE WEBSITE Human Resources’ goal is to deliver information to retirees in an effective manner and thus provide a website designed exclusively for retirees called GC Retiree. This website contains information about issues and events that impact retirees, details about benefit options for 2022, and a direct link to log in to My GCHub for benefits enrollment. To access GC Retiree, go to GwinnettCounty.com, select Login in the upper right corner, and click on the GC Retiree logo shown below. Be sure to save GC Retiree as a browser “favorites.” Human Resources will continue to post information for retir- ees on this website year-round. Receive emails from Human Resources Share your personal email address with Human Resources to get benefits information more quickly. If you choose to stop receiving emails from Gwinnett County, your email address will be removed. Please send your email address to Benefits@ GwinnettCounty.com 2022 Retiree Benefit Plans | 31
MY GCHUB Any updates/changes made on the My GCHub To print Benefits confirmation (benefits, de- 3. Click on one of the addresses to create a system are immediate. pendents, and cost): new entry 1. Click Benefits Accessing My GCHub from a Gwinnett County 4. Once created, click on Save and Back or Save network computer or from your home computer: 2. Click Benefits Confirmation Statement 5. To edit an address, click on the pencil to the 1. Go to GwinnettCounty.com; click on Login 3. Change date in Key Date to display Benefits right of the address listed in the top right corner of the page coverage as of effective date 2. Select the GC Retiree icon 6. Once edited, click on Save and Back or Save 4. Click Print Form and an Adobe window will To access ESS: display the Confirmation Statement Note: Retirees must contact Voya or Transamer- 1. Click on My GCHub login 5. Click Print Icon on Adobe window to print ica Retirement directly to update their address 2. The My GCHub log on screen will appear the Confirmation Statement related to retirement benefits, 401(a) and 457(b) plan information. 3. Enter usual login information Links to benefits forms, summary of docu- 4. Click Log On ments, and vendor website: To display/update dependents: 1. Click General Information and New Hire On- 1. Click Benefits boarding 2. Select Family Members/Dependents Important information • Disable the pop-up blocker under Tools on 2. Click Forms and Helpful Links 3. Click on one of the family members or de- the computer’s Internet menu bar 3. Click on the vendor name and open the pendent types to create a new entry • The Adobe Reader® software is required in vendor link 4. Once created, click on Save and Back or Save order to display/print forms To display/change (or manage) 5. To edit someone listed, click on the pencil to the right of the entry My GCHub procedures for personal information: retired employees 1. Click Personal Information 6. Once edited, click on Save and Back or Save 2. Click Personal Data To enroll in benefits: 3. Update personal email and other types of Services to enroll in benefits or add 1. Click Benefits information under Data Maintenance head- eligible dependents are available only 2. Click Benefits Enrollment er during Annual Enrollment or as a result 3. Click Enrollment and then the Enrollment of a Life Status Change. Reason – Annual Enrollment (R) To display/update an address and emergency 4. Detailed instructions with screen prints contacts: Note: Refer to the Summary Plan Description lo- are listed under the Guide tab on the next 1. Click Personal Information cated on the GC Retiree website for details on life screen within My GCHub 2. Click Address/Emergency Contacts status changes and the required documentation. 2022 Retiree Benefit Plans | 32
IMPORTANT INFORMATION FOR ALL GWINNETT COUNTY RETIREES Please read the following documents carefully: • Children’s Health Insurance Program (CHIP) • Medicare Prescription Drug Comparable Coverage Notice • Medicare Part D Creditable Coverage Notice 2020 Retiree Benefit Plans | 33
Medicaid and the Children’s Health Insurance Program If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medic- aid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. For more information, visit HealthCare.gov. If you or your dependents are already enrolled in Medicaid or CHIP and you live in a state listed below, contact your State Medicaid or CHIP office to find out if premium assistance is available. If you or your dependents are not currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either of these programs, contact your State Medicaid or CHIP office or dial 1.877.KIDS NOW or InsureKidsNow.gov to find out how to apply. If you qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan. If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact the Department of Labor at AskEBSA.dol.gov or call 1.866.444.EBSA (3272). If you live in one of the following states, you may be eligible for assistance with paying your employer health plan premiums. The following list of states is current as of July 31, 2015. Contact your state for more information on eligibility: Alabama Medicaid Arkansas Medicaid Georgia Medicaid Medicaid.Alabama.gov MyARHIPP.com DCH.Georgia.gov 1.855.692.5447 1.855.MyARHIPP (855.692.7447) Click on Health Insurance Premium Payment 404.656.4507 Alaska Medicaid Colorado Medicaid The AK Health Insurance Colorado.gov/hcpf Indiana Medicaid Premium Payment Program 1.800.221.3943 Healthy Indiana Plan for low-income adults 19-64 MyAKHIPP.com HIP.IN.gov 1.866.251.4861 Florida Medicaid 1.877.438.4479 Email: CustomerService@MyAKHIPP.com FLMedicaidTPLRecovery.com All other Medicaid Medicaid Eligibility: DHSS.Alaska.gov/DPA/ 1.877.357.3268 IndianaMedicaid.com Pages/Medicaid/Default.aspx 1.800.403.0864 2022 Retiree Benefit Plans | 34
Iowa Medicaid Nebraska Medicaid Oregon Medicaid DHS.State.IA.US/HIPP DHHS.NE.gov/Children_Family_Services/Ac- OregonHealthyKids.gov 1.888.346.9562 cessNebraska/Pages/AccessNebraska_index. hijossaludablesOregon.gov aspx 1.855.632.7633 1.800.699.9075 Kansas Medicaid KDHEKS.gov/HCF Nevada Medicaid Pennsylvania Medicaid 1.785.296.3512 DWSS.NV.gov DHS.State.PA.US/hipp 1.800.992.0900 1.800.692.7462 Kentucky Medicaid CHFS.KY.gov/DMS/default.htm New Hampshire Medicaid Rhode Island Medicaid 1.800.635.2570 DHHS.NH.gov/OII/Documents/HippApp.pdf EOHHS.RI.gov 1.603.271.5218 401.462.5300 Louisiana Medicaid DHH.Louisiana.gov/index.cfm/sub- New Jersey Medicaid South Carolina Medicaid home/1/n/331 State.NJ.US/HumanServices/DMAHS/Clients/ SCDHHS.gov 1.888.695.2447 Medicaid 1.888.549.0820 1.609.631.2392 Maine Medicaid South Dakota Medicaid Maine.gov/DHHS/OFI/Public-Assistance New Jersey CHIP DSS.SD.gov 1.800.442.6003 NJFamilyCare.org/Index.html 1.888.828.0059 TTY: Maine relay 711 1.800.701.0710 Texas Medicaid Massachusetts Medicaid and CHIP New York Medicaid GetHippTexas.com Mass.gov/MassHealth NYHealth.gov/Health_Care/Medicaid 1.800.440.0493 1.800.462.1120 1.800.541.2831 Utah Medicaid and CHIP Minnesota Medicaid North Carolina Medicaid Health.Utah.gov/Medicaid MN.gov/DHS/ NCDHHS.Gov/DMA Health.Utah.gov/CHIP 1.800.657.3739 1.919.855.4100 1.877.543.8427 Missouri Medicaid North Dakota Medicaid Vermont Medicaid DSS.MO.gov/MHD/Participants/Pages/ ND.gov/DHS/Services/MedicalServ/Medicaid GreenMountainCare.org HIPP.htm 1.844.854.4825 1.800.250.8427 1.573.751.2005 Oklahoma Medicaid Montana Medicaid InsureOklahoma.org DPHHS.MT.gov/MontanaHealthcarePrograms/ 1.888.365.3742 HIPP 1.800.694.3084 2022 Retiree Benefit Plans | 35
Virginia Medicaid and CHIP To see if any other states have added a Medicaid: CoverVA.org/Programs_ premium assistance program since Premium_Assistance.cfm July 31, 2015, 1.800.432.5924 or for more information on special enrollment CHIP: CoverVA.org/Programs_Premium_ rights, contact: Assistance.cfm U.S. Department of Labor 1.855.242.8282 Employee Benefits Security Administration DOL.gov/EBSA • 1.866.444.EBSA (3272) Washington Medicaid HCA.WA.gov/Medicaid/PremiumPymt/ or Pages/index.aspx 1.800.562.3022 ext. 15473 U.S. Department of Health and Human Services West Virginia Medicaid Centers for Medicare and Medicaid Services DHHR.WV.gov/BMS/Medicaid%20 CMS.HHS.gov • 1.877.267.2323, Expansion/Pages/default.aspx Menu Option 4, Ext. 61565 1.877.598.5820 Wisconsin Medicaid and CHIP DHS.Wisconsin.gov/Medicaid/ Publications/p-10095.htm 1.800.362.3002 Wyoming Medicaid WYEqualityCare.ACS-Inc.com 307.777.7531 Call 1.877.KIDS NOW (1.877.543.7669) or visit InsureKidsNow.gov for more information. Note: You must request coverage within 60 days of being determined eligible for premium assistance.
Medicare Part D Creditable Coverage Notice Important notice from Gwinnett County Board of Commissioners about your prescription drug coverage and Medicare. This notice has information about prescription drug coverage under the Aetna Medicare Advantage Plan. Note: Read this notice carefully. It explains the options you have under Medicare prescription drug coverage. Beginning January I, 2006, Medicare prescription drug coverage was made available to everyone with Medicare. Health plans administering claim services on behalf of the Gwinnett County Board of Commissioners have determined that the prescription drug coverage offered by Aetna, the prescription drug vendor for the Aetna plans is on average, for all plan participants, expected to cover/pay as much as standard Medicare prescription drug coverage. Because the Gwinnett County prescription drug coverage for the Aetna medical program is, on average, as good as stan- dard Medicare prescription drug coverage, you may keep Gwinnett County health plan coverage and not pay extra if you later decide to enroll in Medicare prescription drug coverage. If you decide to enroll in a Medicare prescription drug plan, you will not be eligible for Gwinnett County prescription drug coverage through the Gwinnett County Board of Commissioners health plans. If you drop your Gwinnett County coverage and enroll in a Medicare prescription drug plan, you may not be able to re-enroll in Gwinnett County coverage later. Compare your current coverage, including the specific drugs covered, with the coverage and cost of plans offering Medicare prescription drug benefits. If you drop or lose your coverage with Gwinnett County and fail to enroll in Medicare prescription drug coverage when your current coverage ends, you may pay more to enroll in a Medicare prescription drug coverage at a later date. Note: You may receive this notice at other times in the future. You may also request a copy from the Gwinnett County De- partment of Human Resources. Please refer to the Gwinnett County Summary Plan Document located on the GC Retiree website for: • Privacy Notice • Genetic Information Nondiscrimination • Mental Health Parity and Addition Equity Act • Women’s Health and Cancer Rights Act • Patient Protection Provider Choice Notice • EEOC Wellness notice 2022 Retiree Benefit Plans | 37
DEPARTMENT OF HUMAN RESOURCES Benefits Division Human Resources Department of Human Resources 770.822.7915 770.822.7932 Office Department of Human Resources 770.822.7775 Fax – Benefits Division benefits@gwinnettcounty.com Retirement and Health Plans Raechell Dickinson Deputy Director Karissa Askew HR Program Coordinator Misty Kyle HR Benefits Manager Nancy Purves Health and Wellness Coordinator Cassie Shorter Wellness Coordinator JoLynn Mills Resources and Marketing Coordinator Carol Vermilya HR Benefits Manager Kelly Ellison HR Associate III LaTosha Smiley-Peoples HR Associate III Connie Meyer HR Specialist Jody Currie Administrative Support Associate III Robert Queen HR Tech Other Contacts Angel Mario 770.822.7874 Voya Financial Angel.Mario@Voya.com Wendy Moy 770.822.7782 Gwinnett Justice and Voya Financial Wendy.Moy@Voya.com Administration Center Yinessia Miller 770.822.7973 75 Langley Drive Wellness Advocate Yinessia.Miller@PremiseHealth.com Lawrenceville, GA 30046 Laura Beck 855.330.2962 Monday – Friday • 8:00am – 5:00pm EAP Consultant Humana.com/EAP 2022 Retiree Benefit Plans | 38
VENDOR CONTACT INFORMATION Customer Group Plan Name Company Address Service Website Number Number Aetna Aetna Aetna 737528 P.O. Box 14079 866.307.6077 Aetna.com Lexington, KY 40512-4079 Nine Piedmont Center 404.760.3549 Kaiser Permanente Kaiser Building 10, 3rd floor 9284 or KP.org HMO Permanente 3495 Piedmont Road NE 888.865.5813 Atlanta, GA 30305-1736 Humana Humana Medicare Humana 101 East Main Street 866.396.8810 Humana, com Advantage Louisville, KY 40202 PPO – Cigna Cigna HMO 3212404 Cigna P.O. Box 188037 800.244.6224 Cigna.com & PPO Plans HMO – Chattanooga, TN 37422-8037 10141213 WEX Wex WEX Inc. 4321 20th Ave S 866.451.3399 WexInc.com Fargo, ND 58103 Vision Plans Out-of-Network Claims Only VISION Service VSP Basic & VSP 12-320640 P.O. Box 385018 800.877.7195 VSP.com Plan (VSP) Premier Birmingham, AL 35238-5018 Employee Humana.com/EAP N/A – No claims filed for EAP/Work- Assistance Program Humana N/A Life services 855.330.2962 username = gwinnett (EAP) password = gwinnett Premise Health 678.377.4080 2022 Retiree Benefit Plans | 39
Gwinnett County Department of Human Resources 75 Langley Drive • Lawrenceville, GA 30046 GwinnettCounty.com Please consider the environment before printing this guide. 2022 Retiree Benefit Plans | 40
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