10 IPOS YOU CAN'T AFFORD TO MISS - Money Morning

10
     UPCOMING
     IPOS
     YOU CAN’T AFFORD TO MISS

INVESTOR’S REPORT

          10 Upcoming IPOs
        You Can’t Afford to Miss
                    By Money Morning Staff Reports

IPOs were red-hot in 2020. They finished the year with a revenue
record of $140 billion. The last record was in 1999 with $108 billion.

In case you missed out, we’ve got ten monster IPOs to look forward
to in the near future:

    •   Instacart

    •   Stripe

    •   Nextdoor

    • ThoughtSpot

    •   Kraken

    • ATAI

    •   Databricks

    •   Chime

    •   Impossible Foods

    •   Sweetgreen

We recently witnessed the biggest software IPO in history as
Snowflake Inc. (NASDAQ:SNOW) sold 28 million shares for a
total of $3.4 billion. The share price bolted out of the gate, more
than 150%, from $120 to above $300.
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INVESTOR’S REPORT

Two rock star app-based companies also went public. Airbnb Inc.
stock (NASDAQ:ABNB) exceeded expectations with $3.7 billion
raised. DoorDash Inc. stock (NYSE:DASH) came out to the tune
of $3.4 billion.

There are some even more exciting IPOs to watch for in 2021.
These could go public as early as Q1.

How to Think About IPO Investing Today
IPO investing can be tricky since you’re relying on a lot of past
information to judge the future. That’s obviously not going to
give you any clear answers on whether a stock is a buy or not
down the road.

However, you can get some idea of where the company is at in its
growth ahead of an IPO for a rough estimate of its chances.

If you trust the management and find out the company has grown
its revenue significantly in the last few years, it might be out of
the “growth phase.” Its motivation for going public would be more
than a mere cash grab.

Another thing to consider is always the expected valuation and price.
These can either tell a true story or be immensely overblown – often
the latter – by hype. As a result, you often see a drop after the IPO.

You could also have the opposite problem. The stock could open
near or below expectations, which could spark negative sentiment.

That’s why it never hurts to give the stock some breathing room
before rushing in.

To learn more about IPO investing, check out our comprehensive
IPO investing guide.

Now, let’s get into these upcoming IPOs.
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INVESTOR’S REPORT

Instacart IPO Seizes on Digital Shopping Trends
An Instacart IPO is most likely underway in late 2021. It’s a grocery
shopping and delivery app.
The company had massive success as delivery became the primary
mode of grocery shopping during the pandemic lockdowns.
Thanks to the boost, this could be one of the biggest IPOs in 2021.
It will go toe to toe with DoorDash, since it recently also expanded
to grocery delivery.
It’s important to remember, however, that many conditions
surrounding its IPO likely won’t be the same. There are three
things that separate Instacart from DoorDash, and it will be
interesting to see how it all pans out.
For one, Instacart was founded by a former Amazon.com Inc.
(NASDAQ:AMZN) employee, likely with some insight into the
Prime delivery business. This could be a logistical leg up for
Instacart in that battle.
Another leg up would be that Instacart was founded a year ahead
of DoorDash. This might seem like a marginal difference, but don’t
underestimate the benefit of being a first mover. The amount of
ground you can cover in a year is significant.
Where it is truly a first-mover is in the “shopping” aspect of its
business. While DoorDash only added groceries to its list this year,
Instacart was the pioneer.
It has several of the familiar problems faced by gig stocks
like DoorDash, Uber Inc. (NASDAQ:UBER), and Lyft Inc.
(NASDAQ:LYFT). Yet the company had an impressive 2020 and
now could outperform its direct and indirect competition after a
successful IPO.
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INVESTOR’S REPORT

Should You Buy Instacart Stock?
Instacart was valued at $3.4 billion in 2017. Since then, the
company has rocketed to a $17.7 billion valuation.
Its demand grew 274% year over year due to the pandemic. Since
a successful vaccine will take time to distribute, we could still be
looking at similar growth in the near future.
Its latest numbers put the company close behind retail giant
Walmart in online deliveries.
 Instacart worked all of 2020 to streamline its order process with an
“order ahead” feature and similar options to bolster its sales volume.
In addition, the company is partnered with over 500 retailers,
including Walmart. This could give the company increased
exposure to the market.
Unfortunately, it still suffers all the pressures you would expect
from a California gig stock. The state passed a January 2020 law
capping the number of contractors a corporation can hire.
Even if this weren’t the case, Instacart shoppers, similar to Uber
and Lyft drivers, have put pressure on the company to treat them
more like employees, which would raise expenses for Instacart.
The story with DoorDash was that you should have considered
whether the company was an Uber or a Lyft. Since their 2019 IPOs,
Uber is up 20%, and Lyft is down 37%.
Similarly, the DoorDash versus Instacart battle will be one of
marketing and price competition, which could either drive both
stocks down for a while or prove who’s boss real quick.
It doesn’t help that Grubhub and Uber Eats exist as well.
You could look at the DoorDash IPO to get an idea of how the
stock might perform early on.
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INVESTOR’S REPORT

The good news is that Instacart will have the cash to expand – the
over 400% cash infusion since 2017 helps that effort.

Stripe IPO Comes Just in Time for the
E-Commerce Boom
Digital payments are another trend that exploded in the pandemic,
and we likely haven’t seen the last of it.
Everyone and their mother wants to have their own e-commerce
store. E-commerce makes up around a $3 trillion market, with
online shopping taking a bigger share of retail sales every year.
Stripe is a company that enables those e-commerce hopefuls to get
paid for their goods and services digitally and with ease.
Right now, the company is worth $36 billion. It’s the most valuable
American fintech company yet to go public.
With a growing number of businesses going online, either to stay
relevant or to save on brick-and-mortar capital, this is sure to increase.
It’s not merely e-commerce driving this growth. Use cases for
digital pay have increased with the pandemic. People are paying
for doctor’s appointments through telemedicine, consulting
lawyers and therapists via Zoom Video Communications Inc.
(NYSE:ZM), and much more.
Seeing this opportunity, Stripe plans to pour more money into
optimizing the platform, and an IPO in 2021 will help it do that.
In addition to e-commerce, Stripe has a rich SaaS clientele, with
Salesforce.com Inc. (NYSE:CRM) at the top of the list. SaaS is
another huge potential market set to boom over the next decade,
and that’s potential profit for Stripe.
EXTRA: The five BEST stocks to buy in 2021 and dozens of
popular stocks to avoid at all costs. Watch now.
                                    5

INVESTOR’S REPORT

Should You Buy Stripe Stock?
If you haven’t noticed the trend here, competition is thick for
digital stocks.
Stripe has PayPal Holdings Inc. (NASDQ:PYPL), Square Inc.
(NYSE:SQ), Venmo, and CashApp to contend with. These apps all
serve different use cases, but as this market gets sorted out, it could
get bitter.
How does Stripe stack up financially?
Right now, the company has $2 billion cash on its balance sheet,
meaning it’s valued at 18 times its cash. Square’s valuation is 15
times, with $3.43 billion cash on hand. PayPal’s valuation is 20
times cash.
Square’s latest revenue report came in at $7.56 billion for the
quarter, up $2 billion from previous reports. PayPal’s most recent
quarterly revenue was around $5.46 billion.
Stripe’s is unknown, but you can get some idea of where it will be
based on these numbers. Analysts expect its revenue to be in the
ballpark of $3 billion and $4 billion.
With so many similar, exciting competitors, the same wisdom
applies to Stripe as these other flashy tech stocks. Give it some time.

Watch Out for the Nextdoor IPO
Nextdoor was valued at just $2 billion in its last funding round,
back in September 2019. It could more than double by its IPO.
The neighborhood networking app could be valued somewhere
between $4 billion and $5 billion by its IPO.
According to Bloomberg, the company has had a few chances to
go public via SPAC merger, but it turned all of those down.
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INVESTOR’S REPORT

This 2008 San Francisco startup provides a sort of “neighborhood
watch” experience but with the addition of fostering community
by listing events and services nearby and facilitating conversation
between neighbors.
The app is currently available in 11 countries. In the time of
COVID-19, it proved a hit as people were forced to travel less and
look for ways to engage with their more immediate surroundings.
It could remain an important app in the future if people gravitate to
a more localized lifestyle.

Is Nextdoor Stock a Buy?
Its growing valuation is paralleled by a growing number of
U.S. neighborhoods using Nextdoor. Right now, it serves over
220,000 neighborhoods.
The Nextdoor app allows people to get information on
doctors, dentists, and restaurants in their area. Unlike Yelp Inc.
(NYSE:YELP), Nextdoor takes a “hyper local” approach. So it’s
like Yelp but more personal.
This obviously has its benefits – but, if you can imagine, it also has
its drawbacks.
Like many Silicon Valley startups, Nextdoor faces the challenge
of “teaching” its audience how to use a novel service. Many are
familiar with neighborhood watch, but not everyone is comfortable
having the neighborhood in their pocket at all times.
This means although the company has been successful in many
neighborhoods, the app might take its time to fully catch on with
its potential audience.
That has not stopped VC firms from pouring into the company.
Nextdoor’s total funding to date is over $447 million.
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INVESTOR’S REPORT

Part of the smart money’s attraction to Nextdoor would have to be
its leadership. Its CEO is Sarah Friar, the ex-CFO of Square Inc.
(NYSE:SQ), the ultra-successful finance app founded by Twitter
Inc.’s (NYSE:TWTR) Jack Dorsey.
While seeing a tested leader at the helm is great, such a quick
expected doubling in valuation could raise some eyebrows. If a
stock is overvalued at its IPO, it can come down quickly.
The best move for this one might be to watch for a slide early on.
As it drops, pick a price point you like and buy.

Is ThoughtSpot the Most Exciting IPO of 2021?
Tech stocks were an exception to the pandemic crash in March.
Technology was called upon to connect people while they were
apart, whether that meant food delivery or video chats.
That made technology special. And it made tech IPOs unique in a
time when the IPO market looked somewhat shaky.
2020 gave us the biggest tech IPO of all time in September. Snowflake
Inc. raised about $3.4 billion from the IPO. The stock went from
$120 to $250 per share in its first two weeks.
2021 holds similar expectations for ThoughtSpot.
ThoughtSpot is similar to Snowflake in combining analytics and
the cloud. These are two huge trends that are going to be at the
center of the digital economy over the next decade.
While the tech industry is somewhat amorphous, different companies
trying to sort out their roles, there seems to be room for both a
Snowflake and a ThoughtSpot.
Snowflake’s primary use case is its cloud data storage. ThoughtSpot
focuses on data analysis.
But that is not the only question to ask if you are considering
buying ThoughtSpot stock…
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INVESTOR’S REPORT

Should You Buy ThoughtSpot Stock?
ThoughtSpot’s leadership comes from across Silicon Valley’s elite
firms – Alphabet Inc.’s (NASDAQ:GOOG) Google, Oracle Corp.
(NASDAQ:ORCL), and Microsoft Corp. (NASDAQ:MSFT). That
could check the box for leadership and direction.
It has been steadily expanding since 2012. The company is based
in Sunnyvale, California. But it so far has offices in London,
Seattle, Tokyo, India, and Bangalore.
ThoughtSpot also has a few big names on its client list: Walmart
Inc. (NYSE:WMT), Fannie Mae, Bed Bath & Beyond Inc.
(NYSE:BBBY), and Apple Inc. (NASDAQ:AAPL).
Those won’t be the last of big companies needing new ways to
interpret their data.
That’s probably why analysts have given ThoughtSpot a favorable
outlook since its founding. ThoughtSpot was ranked the top data
analytics firm by Gartner in 2020.
So at the end, yes, ThoughtSpot could be another Snowflake when
it IPOs.
Snowflake was a special circumstance where if you could get it
under $200, you won’t regret buying.
Watch for any financials released over the year to see if your
hopes in ThoughtSpot stock can be affirmed. If you can get it at a
reasonable price point, this one could be a huge buy.

The Kraken IPO Will Level Up Cryptocurrency
Kraken is the IPO that’s farthest down the line. The company
expects to go public in 2022. This IPO is great news for anyone
who wants to make money from cryptocurrency.
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INVESTOR’S REPORT

Why? Because Kraken is a cryptocurrency exchange. That means
the company is a play on the general cryptocurrency market rather
than any single coin.
Many coins have gone in and out of favor over the last few years.
Even Bitcoin took a big crash after climbing to highs above $60,000.
But with Kraken, you could win no matter which coin takes the lead.
Kraken’s main competitor is Coinbase (NASDAQ:COIN), but
Kraken was founded first. It was the first cryptocurrency exchange
that aimed to be a safe, trustworthy alternative in a crypto market
full of scam exchanges. Before, you would give them your money,
and they would disappear from existence.
Kraken gave investors a chance to invest in Bitcoin safely and
quickly. Now, retail traders can invest in Kraken.
The company will go public via direct listing, just like Coinbase
did earlier this year.

Should You Buy Kraken Stock?
Even though Bitcoin seemed to take a huge dip halfway through
2021, it’s still up 288% in the last 12 months.
Experienced Bitcoin traders see the current dip as a natural part
of Bitcoin’s rise. As many new Bitcoin investors back out, the
volatility is nothing new to anyone who held Bitcoin in the 2010s.
As people move their money in and out, more whales always stick
around than the previous cycle. Now, you have companies like
Morgan Stanley (NYSE:MS) who recently said they would offer
clients access to Bitcoin funds.
Elon Musk bought $1.5 billion Bitcoin in February, though he
appears to have done his best to confuse the market with his
Twitter activity more in favor of Dogecoin.
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INVESTOR’S REPORT

Of course, while Bitcoin may be today’s benchmark for how
other cryptos are received, it does not have to succeed for Kraken
to succeed. Bitcoin could be entirely displaced by another
cryptocurrency and Kraken would still be an attractive stock.
Ultimately, cryptocurrency’s rise in popularity in the last year
makes Kraken a buy today.

ATAI Leads the Medical Psychedelic Revolution
ATAI Life Sciences develops psychedelic drugs for mental health
purposes. Their solutions include psilocybin, ketamine, DMT, and
MDMA for depression, PTSD, and other health conditions.
The company expects to IPO sometime in late 2021 and raise about
$100 million. ATAI already had $97 million in cash at the end of
2020. And it will likely have even more as its project get further
off the ground.
The company’s founders deliver a one-two punch of business
leadership and futurism.
Christian Angermayer already worked as a banker or investor
in over 40 IPO and merger transactions. He previously founded
Apeiron Investment Group, focused on fintech and crypto investing.
Angermayer’s partner, Lars Wilde, is an active tech and biotech investor.
Wilde himself was treated with psychedelics for his own depression.
It’s always a good sign when leadership believes in the product.
Additionally, their projects keep passing test phases, and they promise
to create a huge market for people with addictions or psychological
conditions that could benefit from psychedelic therapy…

Should You Buy ATAI Stock?
Psychedelics is a new industry, though still relatively taboo.
Experiments took place in the 1950s, and the results looked promising.
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INVESTOR’S REPORT

But a spike in recreational use in the 1960s may have held back the
real medical potential for these substances – most research ended
up getting scrapped.

We’re headed in the other direction now, however. Research is getting
funded. And with mental health concerns rising after the COVID
lockdowns, people are looking for solutions like ATAI can provide.

Right now, ATAI has 10 running programs to develop treatments.
Many could reach over $1 billion in sales with the rise of
psychedelic health.

In short, this company is a major contender to overtake the
psychedelics therapy industry.

It could be one of the best long-term holds over time.

Will We Get a Databricks IPO or Direct Listing?
Databricks makes software that helps businesses manage their data
more efficiently. They are the founders of an open-source analytics
engine called Apache Spark, and their latest and greatest product is
a web-based platform for navigating Spark.

This company’s software architecture helps companies save money
by avoiding the high cost of rebuilding older data systems over
again. The Databricks platform enables data teams to work entirely
through the cloud to accomplish this.
Today, Databricks software serves more than 5,000 users around
the world. To say the least, its products are growing in popularity.
Meanwhile, founder Ali Ghodsi has strongly hinted at a public
offering for the company in the near future. It could go either way,
traditional IPO or direct listing.
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INVESTOR’S REPORT

A new regulation by the SEC allows for direct listings to also raise
money with new shares. So it would be a way for Databricks to get
to market more quickly while also earning more revenue.

Should You Buy Databricks Stock?
Databricks has been compared to Snowflake as potentially one of
the biggest software IPOs of all time. Snowflake currently holds
that record at $3.4 billion.
But whether or not it breaks that record, Databricks will be more
of a “buy” than Snowflake. That’s because, purely and simply, you
will have more opportunity to buy the stock at IPO price than you
did Snowflake.
Snowflake priced its IPO at $120. But it rocketed immediately to
$253 in the first day of trading.
That wasn’t anything new. Except in special instances, it used to be
that retail investors could only access stocks after IPO, once they’d
either soared or plummeted. Now, that’s all changing.
With Robinhood now offering IPO access to retail investors,
Databricks could be one of the stocks it buys and offers to its users.
If that happens, investors will be clamoring for shares of Databricks.
This is already a promising young company that could likely serve
many different sectors within the IT market. It has many new
growth opportunities ahead.

Chime Offers the Future of Banking
Chime is an online platform offering mobile and banking services
from The BanCorp Bank and Central National Bank.
                                  13

INVESTOR’S REPORT

This is what some call a “neobank.” It has no brick-and-mortar
locations; it’s 100% in the cloud. Along with the convenience of
mobile-only interaction, the benefit of these new bank concepts
is that their costs are lower. Also, because they are not long-
established institutions, they offer higher-yielding savings accounts
right now to attract customers.
Post-pandemic is a favorable time to be a mobile-first company as
people seek to avoid in-person interactions. But more than that,
offering more flexible, mobile solutions has been on the financial
technology agenda for a long time.
A study from Tipalti showed 60% of banking customers want to
perform their transactions through a mobile banking app or other
single platform. Chime wants to reach that audience.
The company plans to IPO sometime in late 2021.

Should You Buy Chime Stock?
Chime has received plenty of attention from institutional investors
in the last few years. Their initial funding round in 2013 brought
in just $3.8 million. That has steadily increased each year through
2019, reaching $700 million, then $533 million in 2020.
Heavy institutional interest in a stock can point to a promising
young company. They’re looking at the trends just like everybody
else, and they see FinTech taking off.
COVID-19 likely gave this company a boost, as many customers
will still be looking for contact-less services. Chime and similar
companies would even continue to benefit in any future viral
epidemic that might arise.
Younger generations will continue to prefer smartphone interaction
to anything else. 64% of Gen Z smartphone users claim to be
                                 14

INVESTOR’S REPORT

constantly online, while 54% say they feel insecure without their
phones on-hand, according to data from Snapchat (NYSE:SNAP).
Maybe it’s safe to say that the 54% would probably prefer
depositing a check via phone rather than speaking directly to a
teller. Then again, who wouldn’t?
For these reasons, Chime gets a “buy” rating for its IPO.

Impossible Foods IPO Could Rival Beyond Meat
Impossible Foods is one of the pioneers of plant-based meat that
supposedly tastes something close to real beef. Its main rival,
Beyond Meat Inc. (NASDAQ:BYND), tested the IPO waters back
in 2019 and soared 254% in its first three months.
Since the IPO hype died down, Beyond Meat stock is still up 160%.
On the hopes that Impossible Foods stock can perform similarly,
investors might be all over this one.
The rise of Beyond Meat stock confirms plant-based meat is
more than a passing fad. People really are shifting their dietary
habits to a more plant-based lifestyle. Studies show the number of
Americans calling themselves “vegan” more than doubled from 2.3%
to 5% between 1995 and 2007… before surging to 14% in 2019.
The plant-based trend is about more than vegans. People are
looking for more heart- and gut-healthy foods to add to their diet.
As they grow more health-conscious, Impossible Foods has a
business opportunity.

Should You Buy Impossible Foods Stock?
Impossible Foods’ success could come down to its competition
with Beyond Meat.
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INVESTOR’S REPORT

Beyond Meat was the first mover in this scenario, but there are
advantages to coming second.

For example, a second mover can observe and capitalize on the
mistakes made by a first mover. Beyond Meat, billed as “healthy,”
was mentioned in many of the same contexts as Whole Foods. For
a while, everything was rosy, until the Whole Foods CEO told the
press that Beyond Meat was not “healthy” per se.

Impossible Foods, on the other hand, was not ashamed to join the
Burger King lineup with the first Impossible Whopper. That’s a
massive scaling opportunity.

Meanwhile, the company is also backed by Bill Gates, who has been
vocal about encouraging plant-based diets and buying up farmland
all over the U.S. (242,000 acres, the largest portfolio in America).

The company clearly has a few advantages over Beyond Meat with
its marketing and scaling opportunities, which is huge for its top line.

While Beyond Meat has reached more than 200,000 stores, Impossible
Foods’ greatest growth lies ahead. It would be best to get in early.

Sweetgreen Wants to Be the Salad King
Speaking of plant-based foods, there is nothing more so than a
hearty salad. Sweetgreen is a make-your-own salad chain based in
Los Angeles, with 121 stores across the United States.

They started out in Washingon, D.C. in 2007 before moving their
headquarters to L.A. in 2016.

The company could be ready to file for IPO in late-2021. They’re
working with Goldman Sachs (NYSE:GS) to get everything
together for that.
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INVESTOR’S REPORT

Unfortunately, unlike many of the companies in this report, this
one suffered during the pandemic.

Much of Sweetgreen’s base includes the “office lunch” crowd,
which essentially disappeared while everyone worked from home
in 2020. As a result, Sweetgreen had to cut 20% of its workers.

Now, many people won’t stop working from home. In fact, many
have continued working from home despite lockdown orders being
lifted and vaccinations being distributed.

But Sweetgreen is putting up a good fight.

Should You Buy Sweetgreen Stock?
Although it struggled during the pandemic, Sweetgreen has
responded by opening its first drive-through location and even
investing in delivery-only “ghost kitchens.”

Ghost kitchens are really just the entire restaurant without the
dining area – also known as “delivery only.” So Sweetgreen may
still have a fighting chance in the post-pandemic world.

Despite the chips stacked against this company in the COVID-era,
it has stood strong and continued to rake in private equity.

The company’s last valuation put it at $1.78 billion after raising
another $156 million from Lone Pine Capital in January.

It reached over $1 billion valuation – “unicorn” status – in 2019
when it raised $150 million from private investors including Shake
Shack founder Danny Meyer.

Finally, with the push for greater health-consciousness worldwide,
Sweetgreen has an opportunity to command the salad niche as
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INVESTOR’S REPORT

one of the most recognizable – and filling – names in the business,
making this a potential buy-and-hold stock.

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MM-0621-2010                                                                                             WEB