Your healthcare GPS wherever you are iAM - Instant Access Medical

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Your healthcare GPS wherever you are iAM - Instant Access Medical
Your healthcare GPS… wherever you are iAM

iAM is a single lifelong personal healthcare record under your
control. Comprehensive, up to date & available on any device.
SMART share your data to get the best health outcomes.

   Developed for Mobile   Secured by Blockchain      1Record4Life

On 20 June 2018 Guardtime together with iAM announced the launch of the
world’s first comprehensive blockchain-supported Personal Care Record
Platform, the iAM personal care record platform.

V3.0 Nov 18
Your healthcare GPS wherever you are iAM - Instant Access Medical
Explainer

https://youtu.be/S73LHz4n5IA
                               2
Your healthcare GPS wherever you are iAM - Instant Access Medical
Token Sale Summary

PRESALE
              In progress to 31 December            PUBLIC PRESALE                                                   HARD CAP
                      2018, 10:00
                                                88%                  DISCOUNT
                                                                     Until 31
                                                                                                                       $35M
START TOKEN                                       $0.05           December 2018
                16 January 2019, 10:00
MAIN SALE

                                                              PULIC SALE & DISCOUNT SCHEDULE
END TOKEN        14 March 2019, 22:00
MAIN SALE
                                              88%                   60%                       40%                       20%                     0%
                                                $0.05                 $0.16                    $0.24                   $0.32                  $0.40
TOTAL                500,000,000
SUPPLY                                          PRESALE               MAINSALE 1             MAINSALE 2               MAINSALE 3            MAINSALE 4

                                           Until 31 December 18   From 16 Jan-30 Jan 19   From 31 Jan-14 Feb 19   From 15 Feb-28 Feb 19   From 1 Mar- 14 Mar

BASE PRICE     1 iAM Token = $0.40 USD        137.5M Tokens           25M Tokens              25M Tokens              25M Tokens             25M Tokens

                                                                                                                                          TIME/DATE = EST
Your healthcare GPS wherever you are iAM - Instant Access Medical
The problem
Despite exponential advancements in pharmaceuticals, medical procedures and
diagnostics world over, health care record infrastructure​ remains fragmented and the
industry still faces six key challenges:

          $260 Billion lost in health                      Digitization alone doesn't ensure
          insurance fraud globally                         records can be trusted

          73% YoY rise in deaths from                      Lack of medical data portability
          prescription abuse & medical                     restricts patient and insurer
          non-adherence costs $290B+                       choice

          Claim settlements &                              Cybercriminals target Medical
          reconciliation times increasing                  data now worth 100x credit card
          in line with fraud                               numbers
Your healthcare GPS wherever you are iAM - Instant Access Medical
Evidence
Insurance fraud is a $260 billion dollar problem p/a resulting in higher premiums and expenses for consumers
and reduced benefits and coverage. Blockchain enabled Healthcare records are one of the most important secure
digital documents in the fight to combat insurance fraud as provenance of the data is immutable. The iAM personal
care record meets this global opportunity.

In the US medication non-adherence is the leading cause of preventable illness and death. The iAM personal care
record will help improve medication adherence with potential savings of at least GBP 800 million and US$290
billion in the US.
In the UK Diabetes already costs the NHS nearly £10 billion a year, and 80% of this is spent on managing avoidable
complications. The position is similar for all the other long term conditions. 40% of the population have at least one
long term condition (hypertension, heart, lung or kidney disease, asthma, epilepsy etc.) but these consume 70% of
the NHS budget. Driven by authoritative data from GP systems , the iAM personal care record ensures that anyone
with a long term condition, including Diabetes, or other long term condition, is unfailingly alerted, reminded and
followed up, entirely automatically, requiring no effort or resources from the GP, the practice staff, or the patient.

Last year Mariya Yeo (woman at Forbes) commented that your credit card number is worth 25 cents but your
electronic health record is worth hundreds, perhaps thousands of dollars to cyber criminals. Healthcare technology
companies and system developers worldwide are scrambling to adopt blockchain technology as a means of
delivering security and confidentiality. With the iAM personal care record all records on our blockchain are secured
through cryptography.
Your healthcare GPS wherever you are iAM - Instant Access Medical
The Point of Consensus
Despite the apparent conflict that exists between parties
within the Healthcare Industry; iAM’s platform delivers a win-
win outcome, we call this the “The Point of Consensus.”

Patients: Achieve better healthcare outcomes with increased
control, portability and personalised care pathways, alerts &
reminders, save time & earn money by optional sharing of
anonymised health data.

Insurers: Access to digital patient data to reduce the cost of
care delivery; reduced fraud & settlement claims costs.

Doctors & Care providers: Can provide better care in
collaboration with the iAM app, records are digitised
reducing manual errors, can treat patient’s record data as
primary evidence, reduce time wasted. Patient data is
securely shared using the blockchain.

Researchers: Competitively priced and easy access to
comprehensive, complete and trusted de-identified patient
data.

Partners: Improved access to health market place and
permissioned access to patient health data.
Your healthcare GPS wherever you are iAM - Instant Access Medical
The solution
An industry solution to multi billion dollar problems!
Instant Access Medical is changing everything by creating a single, lifelong healthcare record under your
control. Easy, portable management of health data in a comprehensive, up-to-date record and the ability to
SMART share with healthcare professionals to get the best possible outcomes.

      PORTABLE HEALTH RECORD             SECURED BY BLOCKCHAIN             TOKENIZED HEALTH ECONOMY

       Trusted, digital and portable    Record security by Guardtime        Reduce waste and speed up
      health records that streamline   KSI Industrial Scale Blockchain &   transactions by the creation of
    insurance claim settlements and      record sharing governed by            a tokenized health care
         minimize manual errors                smart contracts                        economy
Your healthcare GPS wherever you are iAM - Instant Access Medical
Partners
           Guardtime is the world’s leading blockchain company by revenue, headcount and
           production deployments. Guardtime’s KSI Blockchain is the fundamental substrate
           for the Estonian e-Government systems that have 1,000+ citizen services and is
           ranked as one of the most advanced in the world. Guardtime Federal supports the
           cyber security and related security requirements of the US Defence Department, the
           US Intelligence Community and other US Government Departments.

           Healthcare Gateway extracts data from hospitals, General Practice, community
           services and social care systems with 60% coverage of Clinical Commissioning
           Groups (CCGs) in the UK (80% of the NHS’ £110bn budget). Integration with
           Healthcare Gateway and patient consent based data extraction will enable iAM to
           populate the personal care records of over 30m people in the UK before the end of
           2019.

           Moxtra (a mobile extra solution created by the original founders of Webex) delivers
           imbeddable cloud collaboration for the mobile era. This allows the iAM personal care
           record to imbed real-time interactive “conversation capabilities” into our health
           record workflows.

           Validic’s platform and mobile solutions provide continuous access to personal health
           data from nearly 400 in-home medical devices and wearables.

           HealthOne, used by 3,000+ physicians and 5 countries to manage 6 million patients.
           Since 2003 HealthOne partnered Special Olympics to manage their Healthy Athletes
           Software system, the world’s largest database for people with intellectual disabilities
           in every US state and 100 countries around the world.
Your healthcare GPS wherever you are iAM - Instant Access Medical
The product

                                               Effortlessly sync your data from        Manage your own health. Access
                                               GP's and Smart Share it with            3rd party applications such as
                                               hospitals, pharmacies,                  our Mindset module for lasting
                                               community and aged care                 behavioural change
                                               providers

                                               Coordinate your care with              Boost heath & fitness by pairing
                                               personalised care pathways for         wearable devices. Real-time
The iAM health record is built                 all long term conditions such as       monitoring informs detailed
on HealthOne™, a secure,                       diabetes, asthma & heart disease       personal analytics
robust health record 20 years
in development.

            USERS                              Conveniently connect with               Have peace of mind. Privacy
                                               healthcare professionals for            ensured by Blockchain & 256 Bit
 6 Million patients                            consultation and second
                                               opinions via "Moxtra inside"
                                                                                       encryption. NHS accredited, HL7,
                                                                                       ISO 13606 & open EHR compliant
 3,000 Clinics
 5 Countries
 4 Languages                     Health One™ is the foundation of the Healthy Athletes Software
                                 System used By Special Olympics since 2003 for more than 1.8 million
                                 athletes.
Your healthcare GPS wherever you are iAM - Instant Access Medical
The product

              iAM is a cross platform solution
Mobile App

 Your Healthcare GPS
 Manage your own health by automatically
 syncing your full medical history from your GP,
 Hospital or Healthcare provider.

 Your medication, allergies and immunisations
 all in one place.

 Stream consultations. Support for 8 languages

 Stay on track with personal care pathways and
 intelligent Actions and Alerts.
How it works                                                           Benefits
                                                                            Personal care pathways with multilingual
                                                                            alerts and follow up for long term
                               iAM Web & Mobile Application                 conditions and national screening
                                                                            programmes
                             Blockchain Secured | Smart Contract
                             Permissioned Personal Care Record

                                                                            Remote devices & wearables

                                                                            Well-being program
 Automatic data upload to
   personal care record
                                                                            Book GP appointments & online
                                                                            consultations

                                                                            Repeat Prescriptions

                            Auto-analysis of incoming data to create        Comprehensive clinical data
   Healthcare provider
                              action items and alerts to optimise
        systems
                               outcomes unique to each patient

                                                                            Directory of services
Blockchain integration   Key layers

                               SMART Contract Record Sharing

                               Tokenized payment system

                               Mobile Record, Apps & Wearables

                               Guardtime KSI Industrial Blockchain

                               iAM Structured data Interfaces

                               Clinician & Institutional EHR Systems
Token utility
Users manage their token balance via their iAM Wallet (Mobile & Web app) and top up their
balance by purchasing tokens from the iAM reserve. iAM Tokens are used to pay for services

                                          Users can even earn tokens if they consent to sharing
                                                       their anonymized data with researchers.

      Secure                Share                  Write                    Pay               Earn

Blockchain Secured           Record Sharing                Write Access                  Payments & Transfers
Full benefits are derived    Users share their record      Doctors, hospitals,           Pay for services such as
through the iAM              with health care              healthcare providers and      booking appointments or
platform for a fee. Users    professionals, the            authorised 3rd parties will   telemedicine consults.
are charged for their        interaction is governed by    have permissioned             Users are also able to
personal care records to     smart contracts. Sharing      access to read and write      send, receive and pay in
be secured by the            is priced in Fiat and         to the user’s personal        iAM tokens as they would
blockchain.                  charged in iAM tokens.        care record. Some             any other crypto
                                                           transactions will incur a     currency.
                                                           write access fee.
Token economy

                                                Health Service payments                                     Health Institutions transact
                                                Market place payments                                       with iAM tokens

                                                                                                                                Fiat paid to iAM to purchase tokens
                                                                                                                                      for health service delivery

                                Token Purchases

                                                                                         iAM Platform

                                                 Platform replenishes                                        3rd Party App fees &
                                                 Reserve                                                      license Payments

              Reserve Ensures Liquidity
                                                                    Tokens are “under the hood” for users. Services are priced in
   Reserve buys and sells tokens at market to ensure               local Fiat, however charged in iAM tokens allowing for service                       Health Institutions transact with 3rd
                sufficient token levels                                    price consistency and changes in Token value.                                        parties with Tokens
Market                           The iAM Personal care record addresses the single point of failure in healthcare systems globally – iAM
                                 ensures that anyone with a long term condition is unfailingly alerted, reminded and followed up, entirely
                                 automatically, requiring no effort or resources from their doctor, practice staff, or the patient.

          $8.7 trillion                                           Diabetes alone
         expenditure                                              as one example                                   Diabetes
                                                                                                                   costs the
                                                                   annual cost of
           by 2020                                                                                                 UK alone
                                                                      $825 billion                                 £10 billion
                                                                                                                   annually

       Total Addressable Market                            Serviceable Available Market               Serviceable Obtainable Market

 Costs dominated by long term conditions that
 Absorb 75% of healthcare budgets in OECD              422 million Diabetes sufferers globally        80% of £10 billion spent on managing
 countries                                                                                            avoidable complications

                                                                                                      40% of the population have at least one
 47% of the population in the USA , 30% in the         Harvard Public Health and Imperial College     long term condition (hypertension, heart,
 UK and 35% in Australia have at least one             London study shows the annual cost of          lung or kidney disease, asthma, epilepsy
 long-term condition                                   treatment at US$825 billion                    etc.) but these consume 70% of the NHS
                                                                                                      budget.
Competition
                                The Majors                                                              Mid Tier

                            Healthcare ICOs

                                                                            • Institute for Productivity & Mngt & Glosanté stated they had not
                                                                              seen anything like our PCR from anyone else & Doctify, said we
                                                                              were doing everything on their road map but were 4 years ahead.
       • Most are start ups with little real-world traction or experience   • Microsoft HealthVault UK stated they have seen no competitive
       • Few commercial applications prior to their blockchain                equivalent (inc internally) and plan interoperability with us.
         solution                                                           • GP lead, NHS England Patient Online Access said “Others do bits
       • Limited real enterprise partners, so vague paths to market           of it & we haven’t seen anyone with such a comprehensive
       • No real working integrations with healthcare                         solution”.
       • Few real world business models based in real world                 • CEO, Patient Advocate stated “We know no other UK PCR that
         experience                                                           offers a secure, comprehensive, multilingual, interactive platform
       • CEO & team with limited healthcare experience                        covering well-being, prevention & evidence-based treatment,
       • Most make the leap from a single limited technical solution          automatically driven by authoritative data from all UK GP
         to a fully interoperable global health record solution, which is     systems, plus a rich set of apps and supporting services, on a web
         just not tenable                                                     portal, Apple, Android, and Windows mobiles”.
Team
Our team has a unique combination of experienced doctors, healthcare and IT specialists. The team has over 50 years of
combined experience in healthcare that translates into domain expertise, strong vision and sound strategy.

                          Dr Stan Shepard                           Dr Jonathan Dawson                               Ray Jordan                              Russell Beattie                           Andrew Bonner
                         Chairman and CEO                               Clinical Director                         Solutions Director                     Director and Co-Founder                          Co-Founder
               GP Practitioner, Care Quality Commission GP     Consultant Surgeon, Northampton          Healthcare Systems Architect, designer     Hospital Management, Health record &        Pharmacy Benefit systems expert,
                  Inspector & Special Olympics Medical          General Hospital, Private Practice          and implementation manager               pharm-tech start-ups, Health tech        Health Insurance & Insurance Claims
                      Advisory Committee member                    System Solution founder                                                                    company CEO

          Nicholas Beattie                             Bill Evans                               Michelle Carnot                            Mike Palumbo                           Thomas Depole                                     Paul Siels
        Digital Economy Director                    Proj Tech Advisor,                 Agile Project Manager, Liberty Fox           Senior Developer, Liberty Fox          Developer, UX Designer, Liberty Fox       iAM Ambassador, Cryptomasterminds
S&M, Supply Chain Mngt, Engineering in 2      CEO Liberty Fox, Entrepreneur,          Media Arts, Animation, Creative Design      Web Application Specialist & Mobile        .NET framework, HTML5, CSS3,               Speaker, Activist & Consultant
       Forbes top 100 Companies.                  Liberty Fox Founder                       and Project Management                     Platform Development                            JavaScript
Growth strategy
                                                                                                        Europe & Australasia

                                                                                                            Integration with medical practice
                                                                                                        1   & clinical record systems
                                                            USA
                                                                                                            Integration with medications
                                                                Health Insurer application in partner   2   adherence platforms
United Kingdom                                                  ship with Guardtime using HSX to
                                                                enable a free market economy,
                                                                globally, for the seamless, secure          Health Insurer market penetration
1    Clinical Commissioning Groups                          1   transfer of medical records enabling    3
                                                                healthcare providers to bid for
                                                                insurer business. We are partnering
                                                                Guardtime to underpin HSX with          4   Deployment with big pharma
2    UK Corporates
                                                                our personal care record platform.

3    Consumer Fremium Version                                                                           5   Primary Healthcare Networks

                                                                Interface via APIs and commercial
                                                            2   agreements with physician medical       6   Integration with Hospital systems
UK Partners                     £ Next 12m   £ Next 3 yrs       record systems and hospital EHR
                                                                systems (Cerner, Epic) & Allscripts
Healthcare Gateway and                                                                                      Integration with Pharmacy Loyalty
DXS CCGs                             1.11M      $12.2                                                   7   systems
                                                                Extension of iAM personal care
Patient Advocate                     1.1M       2.2M        3   record MyPCR to Medicare,
Corporate licenses                                              Medicaid, VA, DOD, Health insurers,         Extension to Allied Healthcare
                                                                and hospital systems                    8   providers
DXS – Consumer/Freemium
In-app purchases                     0.37M      3.1M
                                                                Extension to Allied Healthcare              Extension of token economy to
                                                            4                                           9   retail & other sectors
                                                                providers
Total existing partners only         2.6M       17.4M
A case for growth
Combined healthcare spending in the world’s major regions is expected to reach USD $8.7 trillion by 2020. Spending is expected to be
driven by aging and growing populations, developing market expansion, clinical and technology advances, and rising labor costs.

The US accounts for 47% of global healthcare spend (16.9% of US GDP in 2016). US health spending now exceeds USD $3 trillion per year,
with growth rates projected to accelerate to over US$4 trillion by 2020. Major spending categories are led by hospital care (USD $1 trillion),
physicians (USD $634.9 billion), and prescription drugs (USD $328.6 billion).

In 2016, the U.S. life and health insurance industry generated a total revenue of $851.9 Billion USD. The iAM partnership with Guardtime is
heavily focused on the US in future. In the first collaboration Guardtime will use the iAM personal care record (MyPCR). Guardtime is
partnering with a consortium of the largest healthcare insurers to deliver a new and efficient blockchain Health Information Exchange
“HSX”, to enable a global free market economy for the seamless, secure transfer of medical records enabling healthcare providers to bid
for insurer business. We are partnering with Guardtime to underpin HSX with our personal care record platform.

iAM believes that based solely on the four healthcare sector expenditures below, we can
achieve an iAM Token Economy spend in excess of USD $5 Billion per annum by 2020:
        1.   Hospital spend – USD $1,000 billion
        2.   Health Insurance - USD $852 billion                                                        With a fixed iAM token supply, growing
        3.   Spend on Physicians – USD $635 billion                                                      adoption (users & institutions) and a
        4.   Spend on prescription drugs – USD $329 billion                                             $5B iAM Token economy, token price
The Guardtime partnership aims to ensure that US health insurers both white label the iAM                    will be set by market forces.
MyPCR to their members and use it in all quotes for hospital services to their members.
Hereafter it is a matter of promoting the benefits of the iAM platform to consumers and their
respective healthcare providers. Note that there is significant potential for the iAM MyPCR to
be promoted with Guardtime and their distribution partners in the US to Medicare, Medicaid,
Veterans Affairs, Department of Defense and other governmental agencies.
Road Map
                                           2018 Q4
                                                                     2019 Q1
                                           Lay foundation for
                                                                     Further integration
                                           Token Health Care
                                                                     with DXS, healthcare         2019 Q2
                                           economy
                                                                     Gateway & Patient            Integrate Industrial Scale
                                                                     Advocate                     Blockchain & Health info
                                                                                                  Exchange

  Used by Special
        Olympics                                                                                                               2019 Q2
                                                                                                                               Enhance Record sharing
                                                                                                                               via SMART contracts

                                                                                                                                                        2019 Q3
                                                                                                                                                        Deploy medical insurer
                                                                                                                                                        personal care record &
                                                                                                                                                        integrate Validic
                                                                                                                                                        wearables Platform
                                2019 Q1
                                iAM Token Sale & List on
                                Major Exchanges

                                                       2019 Q2
                                                       Update iAM Web & Mobile
                                                       App UI & KAA iOT
                                                       platform integration
                                                                                 2019 Q2
                                                                                 Integrate Token Wallet to
                                                                                 iAM Mobile App & Create
                                                                                 Fiat ‘on ramp’

  iAM has already deployed a                                                                                  2019 Q2
 minimal viable product (MVP)                                                                                 Enable iAM Platform              2020 Q1
                                                                                                              Secure, Write, Share & Pay       Scale to USA &
                                                                                                              with iAM Tokens                  Australia
Detailed use of funds

   Delivery of Health Services ($26M - 75% of Funds)
Consumer Care Record service delivery              30%               Platform Development
Medical Practitioner service delivery              15%                 & Launch Expense
Healthcare Institutions service delivery           20%                        25%
Pharmacy & Pharmaceutical service delivery          5%
Insurers and payers service delivery
Patient Advocates service delivery
                                                   20%
                                                    5%
                                                               25%
Data warehouses and researchers service delivery    5%

     Platform Dev & Expenses ($9M - 25% of Funds)
Technology development                             15%   75%
Technology support                                 10%
Marketing and market development                   20%                 Delivery of Health
Network extensions & development                   5%                       Services
Legals and regulatory                              5%                         75%
Token economy development                          20%
General overheads                                  25%
Token Supply & Distribution

                  Token Distribution                                                Discounts

   50% Sales to Purchasers in Token Sale   75% Delivery of Health Services ($26M)
   38%   iAM Reserve                       25%   Platform Development & Launch
   8%    Team & Founders                          Expenses ($9M)

   2%    Community Engagement
   2%    Bounty Campaign
iAM is currently in a Presale
                                               round leading to a Public
                                              Crowd Sale in January 2019.

                                                  To participate visit
                                              www.instantaccessmedical.io
Instant Access Medical Holdings Limited
Reg. Co. No. 64751
C/O The Oak Trust
18-20 The Pollet, Saint Peter-Port,
Guernsey, GY1 1WH, Channel Islands
T: +1 800 471 2089 EXT 802
F: +44 1481 727 561
M: +61 425 808 885
E: Russell.beattie@instantaccessmedical.com
W: www.instantaccessmedical.com
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