Your healthcare GPS wherever you are iAM - Instant Access Medical
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Your healthcare GPS… wherever you are iAM iAM is a single lifelong personal healthcare record under your control. Comprehensive, up to date & available on any device. SMART share your data to get the best health outcomes. Developed for Mobile Secured by Blockchain 1Record4Life On 20 June 2018 Guardtime together with iAM announced the launch of the world’s first comprehensive blockchain-supported Personal Care Record Platform, the iAM personal care record platform. V3.0 Nov 18
Token Sale Summary PRESALE In progress to 31 December PUBLIC PRESALE HARD CAP 2018, 10:00 88% DISCOUNT Until 31 $35M START TOKEN $0.05 December 2018 16 January 2019, 10:00 MAIN SALE PULIC SALE & DISCOUNT SCHEDULE END TOKEN 14 March 2019, 22:00 MAIN SALE 88% 60% 40% 20% 0% $0.05 $0.16 $0.24 $0.32 $0.40 TOTAL 500,000,000 SUPPLY PRESALE MAINSALE 1 MAINSALE 2 MAINSALE 3 MAINSALE 4 Until 31 December 18 From 16 Jan-30 Jan 19 From 31 Jan-14 Feb 19 From 15 Feb-28 Feb 19 From 1 Mar- 14 Mar BASE PRICE 1 iAM Token = $0.40 USD 137.5M Tokens 25M Tokens 25M Tokens 25M Tokens 25M Tokens TIME/DATE = EST
The problem Despite exponential advancements in pharmaceuticals, medical procedures and diagnostics world over, health care record infrastructure remains fragmented and the industry still faces six key challenges: $260 Billion lost in health Digitization alone doesn't ensure insurance fraud globally records can be trusted 73% YoY rise in deaths from Lack of medical data portability prescription abuse & medical restricts patient and insurer non-adherence costs $290B+ choice Claim settlements & Cybercriminals target Medical reconciliation times increasing data now worth 100x credit card in line with fraud numbers
Evidence Insurance fraud is a $260 billion dollar problem p/a resulting in higher premiums and expenses for consumers and reduced benefits and coverage. Blockchain enabled Healthcare records are one of the most important secure digital documents in the fight to combat insurance fraud as provenance of the data is immutable. The iAM personal care record meets this global opportunity. In the US medication non-adherence is the leading cause of preventable illness and death. The iAM personal care record will help improve medication adherence with potential savings of at least GBP 800 million and US$290 billion in the US. In the UK Diabetes already costs the NHS nearly £10 billion a year, and 80% of this is spent on managing avoidable complications. The position is similar for all the other long term conditions. 40% of the population have at least one long term condition (hypertension, heart, lung or kidney disease, asthma, epilepsy etc.) but these consume 70% of the NHS budget. Driven by authoritative data from GP systems , the iAM personal care record ensures that anyone with a long term condition, including Diabetes, or other long term condition, is unfailingly alerted, reminded and followed up, entirely automatically, requiring no effort or resources from the GP, the practice staff, or the patient. Last year Mariya Yeo (woman at Forbes) commented that your credit card number is worth 25 cents but your electronic health record is worth hundreds, perhaps thousands of dollars to cyber criminals. Healthcare technology companies and system developers worldwide are scrambling to adopt blockchain technology as a means of delivering security and confidentiality. With the iAM personal care record all records on our blockchain are secured through cryptography.
The Point of Consensus Despite the apparent conflict that exists between parties within the Healthcare Industry; iAM’s platform delivers a win- win outcome, we call this the “The Point of Consensus.” Patients: Achieve better healthcare outcomes with increased control, portability and personalised care pathways, alerts & reminders, save time & earn money by optional sharing of anonymised health data. Insurers: Access to digital patient data to reduce the cost of care delivery; reduced fraud & settlement claims costs. Doctors & Care providers: Can provide better care in collaboration with the iAM app, records are digitised reducing manual errors, can treat patient’s record data as primary evidence, reduce time wasted. Patient data is securely shared using the blockchain. Researchers: Competitively priced and easy access to comprehensive, complete and trusted de-identified patient data. Partners: Improved access to health market place and permissioned access to patient health data.
The solution An industry solution to multi billion dollar problems! Instant Access Medical is changing everything by creating a single, lifelong healthcare record under your control. Easy, portable management of health data in a comprehensive, up-to-date record and the ability to SMART share with healthcare professionals to get the best possible outcomes. PORTABLE HEALTH RECORD SECURED BY BLOCKCHAIN TOKENIZED HEALTH ECONOMY Trusted, digital and portable Record security by Guardtime Reduce waste and speed up health records that streamline KSI Industrial Scale Blockchain & transactions by the creation of insurance claim settlements and record sharing governed by a tokenized health care minimize manual errors smart contracts economy
Partners Guardtime is the world’s leading blockchain company by revenue, headcount and production deployments. Guardtime’s KSI Blockchain is the fundamental substrate for the Estonian e-Government systems that have 1,000+ citizen services and is ranked as one of the most advanced in the world. Guardtime Federal supports the cyber security and related security requirements of the US Defence Department, the US Intelligence Community and other US Government Departments. Healthcare Gateway extracts data from hospitals, General Practice, community services and social care systems with 60% coverage of Clinical Commissioning Groups (CCGs) in the UK (80% of the NHS’ £110bn budget). Integration with Healthcare Gateway and patient consent based data extraction will enable iAM to populate the personal care records of over 30m people in the UK before the end of 2019. Moxtra (a mobile extra solution created by the original founders of Webex) delivers imbeddable cloud collaboration for the mobile era. This allows the iAM personal care record to imbed real-time interactive “conversation capabilities” into our health record workflows. Validic’s platform and mobile solutions provide continuous access to personal health data from nearly 400 in-home medical devices and wearables. HealthOne, used by 3,000+ physicians and 5 countries to manage 6 million patients. Since 2003 HealthOne partnered Special Olympics to manage their Healthy Athletes Software system, the world’s largest database for people with intellectual disabilities in every US state and 100 countries around the world.
The product Effortlessly sync your data from Manage your own health. Access GP's and Smart Share it with 3rd party applications such as hospitals, pharmacies, our Mindset module for lasting community and aged care behavioural change providers Coordinate your care with Boost heath & fitness by pairing personalised care pathways for wearable devices. Real-time The iAM health record is built all long term conditions such as monitoring informs detailed on HealthOne™, a secure, diabetes, asthma & heart disease personal analytics robust health record 20 years in development. USERS Conveniently connect with Have peace of mind. Privacy healthcare professionals for ensured by Blockchain & 256 Bit 6 Million patients consultation and second opinions via "Moxtra inside" encryption. NHS accredited, HL7, ISO 13606 & open EHR compliant 3,000 Clinics 5 Countries 4 Languages Health One™ is the foundation of the Healthy Athletes Software System used By Special Olympics since 2003 for more than 1.8 million athletes.
Mobile App Your Healthcare GPS Manage your own health by automatically syncing your full medical history from your GP, Hospital or Healthcare provider. Your medication, allergies and immunisations all in one place. Stream consultations. Support for 8 languages Stay on track with personal care pathways and intelligent Actions and Alerts.
How it works Benefits Personal care pathways with multilingual alerts and follow up for long term iAM Web & Mobile Application conditions and national screening programmes Blockchain Secured | Smart Contract Permissioned Personal Care Record Remote devices & wearables Well-being program Automatic data upload to personal care record Book GP appointments & online consultations Repeat Prescriptions Auto-analysis of incoming data to create Comprehensive clinical data Healthcare provider action items and alerts to optimise systems outcomes unique to each patient Directory of services
Blockchain integration Key layers SMART Contract Record Sharing Tokenized payment system Mobile Record, Apps & Wearables Guardtime KSI Industrial Blockchain iAM Structured data Interfaces Clinician & Institutional EHR Systems
Token utility Users manage their token balance via their iAM Wallet (Mobile & Web app) and top up their balance by purchasing tokens from the iAM reserve. iAM Tokens are used to pay for services Users can even earn tokens if they consent to sharing their anonymized data with researchers. Secure Share Write Pay Earn Blockchain Secured Record Sharing Write Access Payments & Transfers Full benefits are derived Users share their record Doctors, hospitals, Pay for services such as through the iAM with health care healthcare providers and booking appointments or platform for a fee. Users professionals, the authorised 3rd parties will telemedicine consults. are charged for their interaction is governed by have permissioned Users are also able to personal care records to smart contracts. Sharing access to read and write send, receive and pay in be secured by the is priced in Fiat and to the user’s personal iAM tokens as they would blockchain. charged in iAM tokens. care record. Some any other crypto transactions will incur a currency. write access fee.
Token economy Health Service payments Health Institutions transact Market place payments with iAM tokens Fiat paid to iAM to purchase tokens for health service delivery Token Purchases iAM Platform Platform replenishes 3rd Party App fees & Reserve license Payments Reserve Ensures Liquidity Tokens are “under the hood” for users. Services are priced in Reserve buys and sells tokens at market to ensure local Fiat, however charged in iAM tokens allowing for service Health Institutions transact with 3rd sufficient token levels price consistency and changes in Token value. parties with Tokens
Market The iAM Personal care record addresses the single point of failure in healthcare systems globally – iAM ensures that anyone with a long term condition is unfailingly alerted, reminded and followed up, entirely automatically, requiring no effort or resources from their doctor, practice staff, or the patient. $8.7 trillion Diabetes alone expenditure as one example Diabetes costs the annual cost of by 2020 UK alone $825 billion £10 billion annually Total Addressable Market Serviceable Available Market Serviceable Obtainable Market Costs dominated by long term conditions that Absorb 75% of healthcare budgets in OECD 422 million Diabetes sufferers globally 80% of £10 billion spent on managing countries avoidable complications 40% of the population have at least one 47% of the population in the USA , 30% in the Harvard Public Health and Imperial College long term condition (hypertension, heart, UK and 35% in Australia have at least one London study shows the annual cost of lung or kidney disease, asthma, epilepsy long-term condition treatment at US$825 billion etc.) but these consume 70% of the NHS budget.
Competition The Majors Mid Tier Healthcare ICOs • Institute for Productivity & Mngt & Glosanté stated they had not seen anything like our PCR from anyone else & Doctify, said we were doing everything on their road map but were 4 years ahead. • Most are start ups with little real-world traction or experience • Microsoft HealthVault UK stated they have seen no competitive • Few commercial applications prior to their blockchain equivalent (inc internally) and plan interoperability with us. solution • GP lead, NHS England Patient Online Access said “Others do bits • Limited real enterprise partners, so vague paths to market of it & we haven’t seen anyone with such a comprehensive • No real working integrations with healthcare solution”. • Few real world business models based in real world • CEO, Patient Advocate stated “We know no other UK PCR that experience offers a secure, comprehensive, multilingual, interactive platform • CEO & team with limited healthcare experience covering well-being, prevention & evidence-based treatment, • Most make the leap from a single limited technical solution automatically driven by authoritative data from all UK GP to a fully interoperable global health record solution, which is systems, plus a rich set of apps and supporting services, on a web just not tenable portal, Apple, Android, and Windows mobiles”.
Team Our team has a unique combination of experienced doctors, healthcare and IT specialists. The team has over 50 years of combined experience in healthcare that translates into domain expertise, strong vision and sound strategy. Dr Stan Shepard Dr Jonathan Dawson Ray Jordan Russell Beattie Andrew Bonner Chairman and CEO Clinical Director Solutions Director Director and Co-Founder Co-Founder GP Practitioner, Care Quality Commission GP Consultant Surgeon, Northampton Healthcare Systems Architect, designer Hospital Management, Health record & Pharmacy Benefit systems expert, Inspector & Special Olympics Medical General Hospital, Private Practice and implementation manager pharm-tech start-ups, Health tech Health Insurance & Insurance Claims Advisory Committee member System Solution founder company CEO Nicholas Beattie Bill Evans Michelle Carnot Mike Palumbo Thomas Depole Paul Siels Digital Economy Director Proj Tech Advisor, Agile Project Manager, Liberty Fox Senior Developer, Liberty Fox Developer, UX Designer, Liberty Fox iAM Ambassador, Cryptomasterminds S&M, Supply Chain Mngt, Engineering in 2 CEO Liberty Fox, Entrepreneur, Media Arts, Animation, Creative Design Web Application Specialist & Mobile .NET framework, HTML5, CSS3, Speaker, Activist & Consultant Forbes top 100 Companies. Liberty Fox Founder and Project Management Platform Development JavaScript
Growth strategy Europe & Australasia Integration with medical practice 1 & clinical record systems USA Integration with medications Health Insurer application in partner 2 adherence platforms United Kingdom ship with Guardtime using HSX to enable a free market economy, globally, for the seamless, secure Health Insurer market penetration 1 Clinical Commissioning Groups 1 transfer of medical records enabling 3 healthcare providers to bid for insurer business. We are partnering Guardtime to underpin HSX with 4 Deployment with big pharma 2 UK Corporates our personal care record platform. 3 Consumer Fremium Version 5 Primary Healthcare Networks Interface via APIs and commercial 2 agreements with physician medical 6 Integration with Hospital systems UK Partners £ Next 12m £ Next 3 yrs record systems and hospital EHR systems (Cerner, Epic) & Allscripts Healthcare Gateway and Integration with Pharmacy Loyalty DXS CCGs 1.11M $12.2 7 systems Extension of iAM personal care Patient Advocate 1.1M 2.2M 3 record MyPCR to Medicare, Corporate licenses Medicaid, VA, DOD, Health insurers, Extension to Allied Healthcare and hospital systems 8 providers DXS – Consumer/Freemium In-app purchases 0.37M 3.1M Extension to Allied Healthcare Extension of token economy to 4 9 retail & other sectors providers Total existing partners only 2.6M 17.4M
A case for growth Combined healthcare spending in the world’s major regions is expected to reach USD $8.7 trillion by 2020. Spending is expected to be driven by aging and growing populations, developing market expansion, clinical and technology advances, and rising labor costs. The US accounts for 47% of global healthcare spend (16.9% of US GDP in 2016). US health spending now exceeds USD $3 trillion per year, with growth rates projected to accelerate to over US$4 trillion by 2020. Major spending categories are led by hospital care (USD $1 trillion), physicians (USD $634.9 billion), and prescription drugs (USD $328.6 billion). In 2016, the U.S. life and health insurance industry generated a total revenue of $851.9 Billion USD. The iAM partnership with Guardtime is heavily focused on the US in future. In the first collaboration Guardtime will use the iAM personal care record (MyPCR). Guardtime is partnering with a consortium of the largest healthcare insurers to deliver a new and efficient blockchain Health Information Exchange “HSX”, to enable a global free market economy for the seamless, secure transfer of medical records enabling healthcare providers to bid for insurer business. We are partnering with Guardtime to underpin HSX with our personal care record platform. iAM believes that based solely on the four healthcare sector expenditures below, we can achieve an iAM Token Economy spend in excess of USD $5 Billion per annum by 2020: 1. Hospital spend – USD $1,000 billion 2. Health Insurance - USD $852 billion With a fixed iAM token supply, growing 3. Spend on Physicians – USD $635 billion adoption (users & institutions) and a 4. Spend on prescription drugs – USD $329 billion $5B iAM Token economy, token price The Guardtime partnership aims to ensure that US health insurers both white label the iAM will be set by market forces. MyPCR to their members and use it in all quotes for hospital services to their members. Hereafter it is a matter of promoting the benefits of the iAM platform to consumers and their respective healthcare providers. Note that there is significant potential for the iAM MyPCR to be promoted with Guardtime and their distribution partners in the US to Medicare, Medicaid, Veterans Affairs, Department of Defense and other governmental agencies.
Road Map 2018 Q4 2019 Q1 Lay foundation for Further integration Token Health Care with DXS, healthcare 2019 Q2 economy Gateway & Patient Integrate Industrial Scale Advocate Blockchain & Health info Exchange Used by Special Olympics 2019 Q2 Enhance Record sharing via SMART contracts 2019 Q3 Deploy medical insurer personal care record & integrate Validic wearables Platform 2019 Q1 iAM Token Sale & List on Major Exchanges 2019 Q2 Update iAM Web & Mobile App UI & KAA iOT platform integration 2019 Q2 Integrate Token Wallet to iAM Mobile App & Create Fiat ‘on ramp’ iAM has already deployed a 2019 Q2 minimal viable product (MVP) Enable iAM Platform 2020 Q1 Secure, Write, Share & Pay Scale to USA & with iAM Tokens Australia
Detailed use of funds Delivery of Health Services ($26M - 75% of Funds) Consumer Care Record service delivery 30% Platform Development Medical Practitioner service delivery 15% & Launch Expense Healthcare Institutions service delivery 20% 25% Pharmacy & Pharmaceutical service delivery 5% Insurers and payers service delivery Patient Advocates service delivery 20% 5% 25% Data warehouses and researchers service delivery 5% Platform Dev & Expenses ($9M - 25% of Funds) Technology development 15% 75% Technology support 10% Marketing and market development 20% Delivery of Health Network extensions & development 5% Services Legals and regulatory 5% 75% Token economy development 20% General overheads 25%
Token Supply & Distribution Token Distribution Discounts 50% Sales to Purchasers in Token Sale 75% Delivery of Health Services ($26M) 38% iAM Reserve 25% Platform Development & Launch 8% Team & Founders Expenses ($9M) 2% Community Engagement 2% Bounty Campaign
iAM is currently in a Presale round leading to a Public Crowd Sale in January 2019. To participate visit www.instantaccessmedical.io Instant Access Medical Holdings Limited Reg. Co. No. 64751 C/O The Oak Trust 18-20 The Pollet, Saint Peter-Port, Guernsey, GY1 1WH, Channel Islands T: +1 800 471 2089 EXT 802 F: +44 1481 727 561 M: +61 425 808 885 E: Russell.beattie@instantaccessmedical.com W: www.instantaccessmedical.com
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