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Navigate the links below to learn what we can do for your business. W E LCO M E TO A X A X L P R O F E SS I O N A L Executive Liability Mergers & Acquisitions Crime Design Professional Cyber & Technology Commercial E&O P R O P E RTY & C A S UA LTY Property Construction Casualty: Global Risk Management, US Casualty: Global Risk Management, Multinational Casualty: Excess Casualty Environmental Excess & Surplus — Casualty S P E C I A LTY Aerospace: Aviation Aerospace: Space Marine Energy Fine Art & Specie Equine & Livestock Political Risk, Credit & Bond Crisis Management & Special Risks Structured Risk Solutions R I S K CO N S U LT I N G 2 W ATC H , L I ST E N & L E A R N
W E LCO M E TO AXA X L PROFESSIONAL PROPERTY & CASUALTY SPECIALTY RISK CONSULTING WATCH, LISTEN & LEARN We’re not just an insurance company. We're your partner in risk. We’re driven to help your business adapt and thrive amidst change. Rather than just pay covered claims when things go wrong, we go beyond protection, into prevention. Welcome to AXA XL We can help you harness new technologies and leverage insights that provide clarity about your risk, at any moment in time – not just when we’re talking renewal. We go beyond silos, into holistic insurance programs, and are able to serve so many parts of your business in countries all around the world. We focus on making a real contribution to profitable growth – so your business can go beyond the unexpected.
W E LCO M E TO AXA X L P R O F E SS I O N A L P R O P E RTY & C A S UA LTY S P E C I A LTY R I S K CO N S U LT I N G W ATC H , L I ST E N & L E A R N Partners in progress It starts with a strong and efficient capital platform, At AXA, we believe that insurance is a force data-driven insights, leading technology and a flexible for progress. We act for human progress by Innovation, insights, approach. Driven by a culture of superior service, our talented and recognized teams are empowered to create protecting what matters. We exist to understand risk. We act to prevent it and to protect against it. and technology with a relevant solutions across all our lines of business. partner approach. Whatever path your business is on in these uncertain times, we’ll be there, protecting what matters, wherever and whenever you need us.
No. 1 9,000 90% €18.3B 30 P&C commercial Colleagues empowered More than 90% of Gross Written We offer more than lines platform and committed to serving Fortune 500 Premiums (GWP) 30 different lines our clients and brokers companies work of EUR18.3 billion of business with us Based on revenues for AXA XL and AXA GI W ELCO ME TO AXA X L commercial business combined Based on full year 2020 revenues AXA XL Insurance and Reinsurance PRO F E SS IO N AL Numbers we’re PROPE RTY & C ASUALTY proud of... SP E C IALTY No. 1 400 6,000 200+ 99.5% Product innovator Network of 400 risk We manage over 6,000 Serving clients in 99.5% of Americas RISK CO NSU LT IN G on Advisen’s Pacesetter consulting experts global programs including more than 200 countries claims handled locally Index for five years worldwide global programs for and territories running AXA general insurance WATCH , L IST E N & L E ARN entities and other Country capability count is based Percentages based on external partners on the International Organization full-year 2019 figures for AXA XL for Standardization (ISO.org) country code listing – ISO 3166
W E LCO M E TO AXA X L P R O F E SS I O N A L P R O P E RTY & C A S UA LTY S P E C I A LTY R I S K CO N S U LT I N G US Insurance Solutions W ATC H , L I ST E N & L E A R N From mid-sized to multinational clients, AXA XL Insurance offers more than 30 lines of business including: Property, Professional Property & Casualty Specialty Casualty, Cyber, Construction, Professional Liability and Environmental. We are also a leading player in Specialty insurance including: Aerospace, Art & Specie, Marine, • Executive Liability • Property • Aerospace: Aviation Political Risk, Credit & Bond, and Crisis Management & • Mergers & Acquisitions • Construction • Aerospace: Space Special Risks. • Crime • Casualty: • Marine • Design Professional Global Risk Management, US • Energy • Cyber & Technology • Casualty: • Fine Art & Specie • Commercial E&O Global Risk Management, • Equine & Livestock Multinational • Political Risk, Credit & Bond • Casualty: Excess Casualty • Crisis Management & Special Risks • Environmental • Structured Risk Solutions • Excess & Surplus — Casualty
Professional Product Capacity (in USD) Target Clients Additional Information Executive Liability W E LCO M E TO A X A X L D&O up to 50M Primary, Excess, and A-side D&O products for • Global programs publicly traded firms of all sizes and medium-to- • Captive programs large privately-held firms • Admitted and non-admitted solutions • Strong capabilities for distressed clients P R O F E SS I O N A L E&O up to 25M Financial institutions of all sizes & types, including and unique coverage situations insurance companies, insurance agents & brokers, investment advisors, mutual funds/managers, banks, specialty lenders, investment banks, P R O P E RTY & C A S UA LTY financial consultants, and alternative asset managers (hedge funds, private equity, and real estate) S P E C I A LTY EPL up to 25M Organizations of all types, including publicly traded, privately-held firms, and larger non-profit entities Fiduciary/Pension up to 25M R I S K CO N S U LT I N G Mergers & Acquisitions Buyer Side Representation and up to 60M • Private equity funds, financial buyers and • Primary and excess W ATC H , L I ST E N & L E A R N Warranty Insurance, Seller Side corporate/strategic buyers of all sizes operating in • Cross-border capabilities Representation and Warranty a wide variety of industries as well as owners/ • Minimum premium: 175K Insurance, Deal Contingent Tax company founders looking to sell their businesses Insurance, Deal Contingent • Target deals include the sales of privately held Specific (Non Tax) Risk Insurance companies, businesses or assets that our clients are involved in selling, transferring, investing in or acquiring • Corporate law firms, in-house counsel and risk managers at strategic buyers Crime Crime up to 15M Public and private companies and Financial • Commercial crime Institutions, from SME entities to multinational • Financial institution bonds corporations, banks, stockbrokers and insurance • Worldwide coverage companies Design Professional E&O, Cyber, EPL, Primary, Excess, up to 10M Architects, engineers (all disciplines), design • Includes loss prevention education and practice Project Policy consultants, interior design, surveyors, ancillary improvement support (open distribution on excess and design service providers • Online Learning Management System and project policies) Contract Guide • Global program capacity Cyber & Technology Cyber, Technology E&O, Media up to 15M Including but not limited to: retail, financial • Primary and excess institutions, healthcare, professional services firms, • Prequalified network of third-party resources manufacturers, higher education institutions, power with expertise in pre- and post-breach and utility companies, technology companies, disciplines telecommunications, internet/social media • CyberRiskConnect.com: customer portal companies that helps organizations prepare and respond to cyber events • Global programs
Professional Product Capacity (in USD) Target Clients Additional Information Commercial E&O WELCOME TO AXA XL Underwritten at AXA XL Lawyers and Accountants up to 10M Law firms and Accounting firms • Broad appetite Professional Liability • Primary and excess coverage available P R O F E SS I O N A L • Both admitted and surplus lines insurance available for law firms • Surplus lines coverage provided to accounting firms PROPERTY & CASUALTY Underwritten through Partner Program Managers Real Estate Title Agents SPECIALTY • E&O insurance for real estate firms with revenue of 100M or less • E&O insurance for title agencies with • 10M capacity up to 10M in revenue • 5M capacity Educators, Public Officials, Police Departments RISK CONSULTING • Educators Legal Liability and EPLI • Police Professional Liability • Public Officials Liability and EPLI WATCH, LISTEN & LEARN • 5M capacity
Property & Casualty Product Capacity (in USD) Target Clients Additional Information Property WELCOME TO AXA XL General Property up to 1B (100%) Including but not limited to: manufacturing, • Minimum premium: 250K up to 500M (Shared) real estate (except frame dwellings), healthcare, • Minimum deductible: 25K retail, hospitality, technology, financial institutions, • Perils insured: All Risk, including Earthquake, PROFESSIONAL pharmaceutical, special risks Wind, Flood, TRIA and Equipment Breakdown (ie steel, wood milling, chemicals) • Expertise you can trust - close to 400 risk consultants worldwide • Global programs P R O P E RTY & C A S UA LTY • Captive programs Equipment Breakdown up to 500M Domestically-based customers with global or • Expanded definition of covered property domestic programs including but not limited to: includes accounts receivable and transportable SPECIALTY • Municipalities including water and waste water off-site equipment treatment plants • Insured has control of damaged • Food processing, cold storage and controlled perishable goods atmosphere manufacturing • Coverage available on a primary, excess or RISK CONSULTING • Chemicals and pharmaceuticals quota share basis • Manufacturing and woodworking WATCH, LISTEN & LEARN Property E&S up to 10M on CAT Healthcare &/or Medical Facilities, Public Entity, • Minimum premium 50K for Primary, business & 25M on Municipalities, Education, Offices, Shopping center 2K for Excess Non Cat & retail, Hospitality & hotels, Gaming & Casinos • Can offer All risk and stand alone perils • Coverage available on a primary, excess or quota share basis Construction Primary Casualty, AL, GL: up to ENR 400 contractors, “EPC/E&C segment” of • Dedicated risk engineering team providing including Wrap-Ups 5MWC: statutory the ENR 500 design firms, general contractors, loss prevention services and safety resources design-builders, agency and at-risk construction • Global programs available for Builders Risk managers, trade contractors, mechanical, electrical, and Professional Liability utility, street/road, owner’s representatives, • Captive programs available for specialty construction service providers, O&M Professional Liability and Primary Casualty contractors, project owners, P3 concessionaires, Excess Umbrella, up to 25M and property developers including Wrap-Ups SDI up to 75M Professional & Pollution Liability up to 50M Builders Risk up to 1B (TIV) Casualty: Global Risk Management, US Workers’ Compensation, WC - statutory US-domiciled companies with loss-sensitive • Large deductibles (250K and higher) General Liability, programs • Self-insured retentions (250K and higher) Automobile Liability GL/ AL - 5M (higher • Retrospectively-rated programs limits available) (250K and higher) • Captive programs
Property & Casualty Product Capacity (in USD) Target Clients Additional Information Casualty: Global Risk Management, Multinational WELCOME TO AXA XL General Liability (DIC/DIL), 5M (higher limits US-domiciled companies with global presence • Global programs Primary and Excess Commercial available) • Captive programs Auto, Foreign Voluntary Workers • Guaranteed cost to various risk financing Compensation, Employers’ techniques PROFESSIONAL Liability P R O P E RTY & C A S UA LTY Casualty: Excess Casualty Lead Umbrella up to 10M Consumer & industrial, rail, manufacturing, • Umbrella policy form, Excess follow form and real estate, educational facilities, retail, energy, Umbrella form (A/B) & Excess Liability policy, SPECIALTY Excess Liability up to 50M service industries, food & beverage, technology, tailored industry enhancement endorsements healthcare, transportation, higher education, • Occurrence, claims made or occurrence wholesale & distributors manufacturing, reported basis hospitality, life sciences • Admitted or non-admitted paper RISK CONSULTING • Lead or follow position on an excess layer WATCH, LISTEN & LEARN Environmental Professional & Pollution Legal up to 50M • Environmental services industry including • Professional insuring agreements: Liability for the Construction and consultants, contractors and laboratories Professional Liability, Rectification Expense, Evironmental Services Industries • Construction businesses including general Protective Loss contractors, construction managers, and • Pollution insuring agreements: commercial specialty trade contractors (concrete, Job Site, Transportation, Emergency utility, excavation, mechanical, Remediation Expense, Pollution Protective HVAC, street & road, etc.) Loss, Your Location, Non-Owned Disposal Sites Pollution & Remediation Legal up to 50M Including but not limited to: property owners (public • Pollution Legal Liability: Third party coverage Liability (PARLL) and private), developers, redevelopers, for Bodily Injury, Property Damage and Legal manufacturing and other industrial operations, Expense educational facilities, energy facilities, financial • Remediation Legal Liability: First and third institutions (banks and lenders), Real Estate party coverage for Remediation Expense and Investment Trusts (REITS), recreational and Legal Expense hospitality facilities, retailers, transportation • Contingent Transportation Coverage: companies, waste firms, recyclers Transportation coverage and Legal Expense for materials transported by a third party carrier • Non-Owned Disposal Site Coverage Excess & Surplus — Casualty Casualty E&S - General Liability up to 10M Consumer-related products, industrial-related • Wholesale access only products, contractors, industrial and processing, • Non-admitted paper service, amusement and recreation, premises • National network • Broad appetite Casualty E&S - Excess/Umbrella up to 10M Lead Consumer-related products, industrial-related • Flexible forms up to 25M Excess products, contractors, service, premises • Ability to manuscript forms and endorsements Casualty E&S - Excess Auto up to 5M Trucking - all classes, distributors and manufacturers, auto buffer placements
Specialty Product Capacity (in USD) Target Clients Additional Information Aerospace: Aviation W E LCO M E TO A X A X L Aircraft Hull & Liability, Aircraft Airlines/Major Products US-domiciled companies that are engaging in • Admitted paper Products Liability, Non-Owned Hull 75M / Liabs 500M aviation activity including but not limited to • Lead or follow position on major risks Aircraft Liability, Aviation Commercial manufacturers, aircraft owners and/or operators, • 100% and Quota Share Programs General Liability, Contingent Aircraft Non Major Products/ airlines, airports, ground operators, financial • Global Programs P R O F E SS I O N A L Hull and Liability, Excess Liability, Airports /CGL / institutions, hospitals, corporations engaging Unmanned Aerial Vehicles (UAV) Non-Owned 750M non-owned aircraft or UAV‘s for business purposes or production related use Aircraft Hull & Liability P R O P E RTY & C A S UA LTY Hull 75M / Liability 750M S P E C I A LTY Aerospace: Space Pre-launch, Launch, In-orbit, Up to 70M for multiple Satellite and launch vehicle manufacturers, • Capability to innovate new coverages Re-Entry payload launches owners, and operators, telecommunications as needed R I S K CO N S U LT I N G and earth observation service providers, • Seamless coverage for Transit and Pre-Launch, other organizations and enterprises engaging through Launch and In-Orbit in space activity Launch and In-Orbit Liability up to 100M W ATC H , L I ST E N & L E A R N Marine Inland Marine, Marine Cargo, Varies by line Contractors and developers, truckers, logistics • Global programs Primary and Excess Marine Liability, service providers and warehouse operators, • Captive programs Blue Water and Brown Water Hull equipment sales and rental, communications, importers and exporters, terminal and stevedore operators, marina and wharf operators, commercial workboats, passenger vessels, ship owners, charter vessels, vessels under construction Energy Liability up to 150M Offshore & onshore oil & gas producers, pipelines, • Captive programs storage & terminals, power & utilities (including • Global programs transmission & distribution companies and renewables), refining, gas processing & petrochemicals, energy contractors Upstream up to 450M Offshore and onshore oil & gas exploration and production, alternative energy, contractors Downstream and up to 200M Oil & gas producers, pipelines, storage & Power Generation terminals, power & utilities (including transmission & distribution companies and renewables), refining, gas processing & petrochemicals Energy Liability – Primary up to 2M / Oilfield service contractors, consultants, oilfield • Wholesale access only North American Middle Market Excess up to 10M related manufacturing/distribution, utilities • Non-Admitted Paper Fine Art & Specie ArtWorks (Fine Art Collections), up to 600M Private and corporate collections, museums, Jeweler’s Block, Cash in Transit, dealers, exhibitions, jewelry wholesalers, Financial Institutions, retailers and manufacturers, mining through General Specie retail concerns, financial institutions and security and commodity brokers Equine & Livestock Equine Mortality, Livestock Mortality, up to 5M per Horse Private owners, commercial breeders, • Major Medical, Prospective Foal and Infertility Livestock Specified Perils, Livestock up to 20M per Policy transporters, feedlots, confinements, auctions coverage available MTC Liability, Livestock CCC Liability, • Poisoning, Suffocation, Transit, Business Livestock Market Coverage Interruption
Specialty Product Capacity (in USD) Target Clients Additional Information Political Risk, Credit & Bond W E LCO M E TO A X A X L Political Risk – Investment (PRI) up to 150M • Exporters and manufacturers • Policy Periods of up to 20 years are available • Commodity traders • Engineering/procurement/ construction contractors P R O F E SS I O N A L Political Risk – up to 150M • Global and leading Regional Financial • Policy Periods of up to 20 years are available Contract Frustration (CF) Institutions • Multilateral Development Banks, Export Credit P R O P E RTY & C A S UA LTY Agencies, and Development Finance Institutions • Mobile asset financiers S P E C I A LTY Credit Insurance - Trade & Non-Trade Commercial Bonds (Account) up to 100M single / Supports North American clients across a wide • Issuance Periods of up to 5 years are available R I S K CO N S U LT I N G 250M aggregate range of industries (manufacturing, waste (UST-List 200M+) haulers, service contractors, aerospace companies, financial institutions, technology companies, etc.), either public or privately W ATC H , L I ST E N & L E A R N owned, and from middle-market to multi- national companies. Also supports international companies with bond needs in North America (Reverse Flow business) Crisis Management & Special Risks War, Terrorism & Political Violence up to 250M Real estate, hospitality & gaming, education, • Ability to write standalone CBRN (Chemical colleges, universities, financial institutions, Biological, Radiological and Nuclear), healthcare, construction, public entities, media, Active Assailant and Terrorism Liability. energy - onshore oil & gas, power & utility Ability to add coverage enhancements such as Loss of Attraction (LOA) and Threat of Malicious Act • S-RM consulting services offered in conjunction with CBRN and Active Assailant insurance policies Security Risks (Kidnap & Ransom) up to 100M Multinational companies, home offices, • S-RM response services and consultancy non-profits, NGO’s, higher education, provided under each policy high net worth individuals, manufacturers, oil, gas & mining, hospitality, telecommunications, financial institutions & middle market enterprises Workplace Violence (available up to 5M Mid-size institutions and businesses, educational • Annual policy limits available; USD 0 retention exclusively through McGowan institutions, hospitality and leisure, in most cases Programs) manufacturing, healthcare facilities Structured Risk Solutions Structured (Re)insurance Varies by client, Including but not limited to: manufacturing, • For captive and corporate clients structure and solution construction, retail, technology, new/renewable • Structured multi-year, multi-line reinsurance energy sector plus many other areas of business and retrocession contracts which enable activity. Structured (re)insurance and customized clients to retain more risk (traditional and risk transfer solutions can be offered to clients in non-traditional) through their captive vehicles almost any market or industry. or through corporate retentions • Includes traditional Property, Casualty, Financial Lines and Specialty risks, as well as non-traditional risks which are not efficiently addressed by traditional (re)insurance market products Customized Risk Transfer • Pure risk-transfer solutions for risks for which there is generally no available insurance product in the market
W E LCO M E TO A X A X L P R O F E SS I O N A L P R O P E RTY & C A S UA LTY S P E C I A LTY R I S K CO N S U LT I N G W ATC H , L I ST E N & L E A R N AXA XL Risk Consulting offers flexible, comprehensive risk management solutions. We’re an innovative partner you can rely on to help make your business more competitive, improve your risk profile and achieve operational excellence. Risk Consulting Learn more about our risk consulting services here. Solutions Services Target Clients Additional Information • Multi-peril risk consulting approach Services offered as part Large/multinational corporations and medium- • Close to 400 risk consultants worldwide that supports clients in the of the insurance sized businesses across industry sectors • Supporting more than 2000 clients in operational deployment of their program or on a including: aluminum and steel, automotive, over 130 countries risk management strategy standalone basis cement, chemical, construction, defense, • Secure, online client portal enables • Partnering with clients in the financial institutions, food services, healthcare, management of risk engineering data in identification, evaluation, hotels & resorts, infrastructure, local/ state real time, including recommendation tracking, anticipation, and prevention of government, manufacturing, non-profit, risk profiling and over 30 customizable reports risks, including: Fire & Explosion, pharmaceutical, pulp & paper, real estate, Machinery Breakdown, Natural retail, semiconductor, telecommunications, Hazards, Burglary & Theft, General and utilities Liability, Product Liability, Environmental, Health & Safety, Construction, Transport & Logistics, Marine Hull, Motor Fleet, Energy & Chemical, Supply Chain, Enterprise Risk Management, and Cyber
Airport Fixed Based Operators • 27 Watch, listen & learn W E LCO M E TO A X A X L P R O F E SS I O N A L Webinars, podcasts and more from our experts and beyond to help you stay informed about all things risk related. P R O P E RTY & C A S UA LTY https://axaxl.com/webinars-and-podcasts S P E C I A LTY Read more than 870 articles about commercial insurance and risk R I S K CO N S U LT I N G management by AXA XL underwriters and insurance experts. https://axaxl.com/fast-fast-forward W ATC H , L I ST E N & L E A R N The right partner delivers on its promises. For us, it all comes down to our people, approach, values, capabilities and Your partner in risk. assets. With AXA XL as your partner, we’ll help you prepare for, navigate through and rebound when you need to so you can go beyond the unexpected and focus on what matters most – your business and customers. For more information, visit axaxl.com
Airport fixed base operators • 8 References A.M. Best Company, Inc. Underwriting Guides – Aerial Advertising, Aerial Application Contractors, Air Ambulance Services, Air Charter Services, and Hangar Operations. 2018. http://www.ambest.com Aviation International News – FBO Survey 2017 Worldwide Results; April 2017 https://www.ainonline.com/sites/default/files/pdf/ain_2017_fbo_survey_nomaps.pdf Aviation Resource Group International; Publications – 2015 Airport & FBO Census; April 2018 http://www.argi.com/ Fairbanks Daily News-Miner; Contaminated Groundwater Found Near Fairbanks Airport; 11-8-17 http://www.newsminer.com/news/local_news/contaminated-groundwater-found-near-fairbanks- airport/article_9de1f2a8-c4f0-11e7-a328-97e81172129c.html Final Report – Economic Impact of Business Aviation Operations and Business Aircraft Manufacturing in Canada, 2017; InterVistas Consulting, Inc.; September 27, 2017 https://www.cbaa-acaa.ca/CBAADocs/2017%20Economic%20Impact%20of%20Business%20 Aviation%20in%20Canada%20Update%20%20FINAL%20REPORT.pdf Fire Engineering; Toxics Taint Portland Airport Groundwater, Soil; 12-2-17 https://www.fireengineering.com/articles/pt/2017/12/toxics-taint-portland-airport-groundwater-soil. html Government of Canada, Transport Canada Civil Aviation website; October 2018; https://www.tc.gc.ca/eng/civilaviation/menu.htm Longevity JETNET; Subscriber Newsletter; January 2016 30 years in the specialized environmental insurance market http://jetnetglobal.com National Academies of Sciences, Engineering, and Medicine - Transportation Research Board; Airport Expertise Cooperative Research Program (ACRP) Synthesis 86: Airport Operator Options for Delivery of FBO Services; 2018 Integrated and experienced underwriting, risk consulting https://www.nap.edu/catalog/25039/airport-operator-options-for-delivery-of-fbo-services and claims handling National Air Transportation Association; State of the FBO Industry; 3-31-17 http://nata.aero/data/files/gia/nata%20formal%20response%20on%20state%20of%20the%20 industry.pdf Innovation United States Department of Transportation, Federal Aviation Administration; Advisory Circular No. Developed some of the first pollution insurance policies 150/5190-7: Minimum Standards for Commercial Aeronautical Activities; 8-26-06. and we’re still creating https://www.faa.gov/documentLibrary/media/advisory_circular/150-5190-7/150_5190_7.pdf United States Department of Transportation, Federal Aviation Administration; Order 5190.6B – National Policy, FAA Airport Compliance Manual; 9-30-09 https://www.faa.gov/airports/resources/publications/orders/compliance_5190_6/media/5190_6b.pdf United States Department of Transportation, Federal Aviation Administration; Environmental Policy and Guidance Resources; April 2018 https://www.faa.gov/airports/environmental/policy_guidance/ Contact: Environmental Risk Consulting team United States Environmental Protection Agency; Airport Deicing Effluent Guidelines; April 2018 https://www.epa.gov/eg/airport-deicing-effluent-guidelines 505 Eagleview Boulevard, Suite 100, Exton, PA 19341 USA United States Environmental Protection Agency; Risk Management for Per- and Polyfluoroalkyl Phone 800 327 1414 Substances (PFASs) under TSCA; April 2018 https://www.epa.gov/assessing-and-managing-chemicals-under-tsca/ risk-management-and-polyfluoroalkyl-substances-pfass First Canadian Place, 100 King Street West, Suite 3020 Toronto, ON M5X 1C9 Canada Phone 416 928 5586 AXA XL provides loss prevention and risk assessment reports and other loss prevention services, as requested. Documents created by AXA XL including reports, letters e-mails, publications, etc. are based upon conditions and practices observed and the data made available at the time of its collection. AXA XL’s personnel, publications, services, and surveys do not address life safety or third party liability issues. Any services addressing life safety or third party liability are provided by others. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular property or type of loss or damage. The provision of any service does not imply that every possible hazard has been identified at a facility or that no other hazards exist. AXA XL does not assume, and shall axaxl.com/contact-us have no liability for the control, correction, continuation or modification of any existing conditions or operations. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any document or other communication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. If there are any questions concerning any recommendations, or if you have alternative solutions, please contact us. Save where expressly agreed in writing, AXA XL and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with this document, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the The information contained herein is intended for informational purposes only. Insurance coverage in any particular contentscaseof will this depend document upon thesotype does of policy at their own in effect, risk. 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AXA XL is a division of AXA Group providing on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. In the US, the AXAGroup. XL insurance Not all companies are:doAXA Insurance Company, Catlin Insurance Company, Inc., Greenwich 1431_02/2021 of AXA of the insurers business in all jurisdictions nor is coverage available in all Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. jurisdictions. Insurance Information Company. accurate Not as of all of the2018. November insurers do business in all jurisdictions nor is coverage available in all jurisdictions. Information accurate as of February 2021. AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates. AXA, the AXA and XL logos are trademarks of AXA © 2018 AXA SASA oror itsits affiliates. affiliates.© 2021
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