Thircifederal Switch to the one that is always Prime minus 1.01%. Switch and Save! - Competiscan
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PRESORTED
Thircifederal
SAVINGS & LOAN
STANDARD
U.S. POSTAGE
PAID
7007 Broadway Avenue THIRD FEDERAL
Cleveland, Ohio 44105
Switch to the one that is always
Prime minus 1.01%. Switch and Save!
SWITCH TO THE 011E Looking to save thousands on your Home Equity Line of Credit? Switch to the one with the guaranteed lowest rate anywhere.
Thirdfederat
SAVINGS & LOAN
Home Equity Line of Credit
747°R
APa
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Want to save thousands on a Home Equity Line of Credit?
Switch to the one that's always Prime minus 1.01%!
Dear
It's true! pre -approved' for a $87,800 Prime minus 1.01% home equity line of credit,
currently 3.74% AF'12! This is the guaranteed lowest rate anywhere-typically 20% lower than
other lenders. So, now is the time to switch your home equity line to Third Federal!`
Unlike other lenders, there is no minimum balance or initial draw to get this rate of Prime
minus 1.01%, currently 3.74% APR! Plus, you aren't required to open additional accounts
like checking or savings accounts. And the best news is that this is not an introductory or
teaser rate-Prime minus 1.01% is good for the life of your loan.
Switch to the
one with: The Prime minus 1.01% equity line gets even better. You can draw on your line for 10 years
and there are no hidden fees. You wilt never pay closing costs or prepayment penalties
The guaranteed except doc stamps and intangible tax.' These are a few of the reasons Consumer Reports
lowest rate ranks us #6 in the nation among large and mid -sized banks."
NO In fact, with the Prime minus 1.01% home equity line, you only pay about $116 per month for
teasers every S25,000 borrowed: So go ahead and make that home improvement, pay for college
tuition, buy a new car or consolidate your high -interest debt. Use your Prime minus 1.01%
NO
home equity line for whatever you need, whenever you need it. You may even be able to
closing costs deduct 100% of the interest from your taxes:
NO
To switch to Prime minus 1.01%, just stop by any Third Federal branch, call a home equity
prepayment specialist directly at 1-844-245-1144 between 8:30am and 5:00prn ET or apply online at
penalties thirdfederal.com/equity. Your offer code i
NO Sincerely,
initial draw
requirement t^f1,,Az. A
Marc A. Stefanski
Chairman & CEO
gjfacebook.com/thirdfederal EQUAL HOUSING
LENDER
©ThirdFederal
P.S.Trarisfer your home equity line by February 14, 2020, and we'll also give you a $100 Gift Card
to The Home Depot
Switch to a Prime minus 1.01% home equity line and get a
$100 Gift Card to The Home Depot®
Switch to a Third Federal Prime minus 1.01% home equity line by February 14,
2020, and we'll give you a $100 Gift Card to The Home Depot"
Home Depot
Gift Card
Your offer code is
Call us at 1-844-245-1144 or visit thirclfederal.cornieldity
'Rates effective as of 12/23/19 and are sebiet t to change. Variable APR of 3.74% is the Wall 5treelJournal's Prime Rate, presently 4.73%, minus 1.d1%.homeowners insurance .,ciuired.11000 insurance required, it applicable. Maximum
Age 18%. Maximum LTV 80%. Minimum lean amount $10,000. Maximum loan amount 1200,000. 30 -year term. A Third Federal HLLOC (Home Equity Line of Credit) is available as a first or second lien on owner -occupied primary residences
and can be the only HELOC on your property. Annual tee is $65 and waived the firs) year. Minimum monthly payment is 1100..talth our lowest Rate Guarantee program, if you find a lower rate than ours, beat it or pity you $1.000. See
conditions for Lowest Rate Guarantee at thirdfederal.som or call 1 -844.245-1144. 'Borrowers are responsible for all taxes including transfer tax, doc stamps, intangible tax, recordingtax and mortgage tax, if anelicalsle..gased on January
2015 Consumer Renerts ntings for rnega and smaller traditional banas.'Atteal monthly payment for above example is based on 360 month term and is 1115.64 at a variable APR of 3.74%. Crs nselt tax advisor on tax deductibility. Must
originate HELOC to get gift card. Additional tents and conditions apply, Third Federal is not affiliated with The Home nenet..Thelionse Depot' is not a snonserofthis promotion. The Iterne Eseeet. is a registered trademark of Home Depot product
Authority, LLC. 432019 Third Federal.
You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll -free
1-888-567-8688. See 'PRESCREEN &01:1-01.11-NOTICEon the other side for more information about prescreened offers.
ES2 V7017
Important Information About This Offer PRESCREEN & OPT -OUT NOTICE: This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral and adequate income documentation to support your monthly payment. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll -free, 1-&&&-567436&&; or write: Experian Consumer OPT OUT P.O. Box 919 Allen, TX 75013 YOUR NAME AND OUR MAILING LIST. If you decide you no longer wish to receive solicitations from Third Federal Savings, simply let us know and we will respect your wishes. Please send your request in writing to: Third Federal Savings Attn: Deposit Operations - RCIF 7007 Broadway Avenue Cleveland, OH 44105 Or call us at 1 -800 -THIRD -FED (1-800-844-7333) To ensure that the consumer reporting agency and our representatives service your request quickly and efficiently, please include your complete address, full name and signature in your correspondence. Third Federall\INILB11:4449401
One of the Nation's Top Mortgage Lenders!
Tampa Bay Southwest Florida Southeast Florida
Clearwater Seminole Bonita Springs Boca Raton Greenacres North Palm Beach
727-771-6341 727-392-4727 239-949-4800 561-347-7433 561-964-6660 561-630-6488
Port Richey St. Petersburg Fort Myers Coral Springs Hallandale Plantation
727-815-9232 727-822-4331 239-931-3338 954-340-4032 954-457-2488 954-472-6039
Sarasota Tampa Naples Delray Beach
941-927-6961 813-289-3671 239-213-9460 561-637-6469
Pliiirdfederd cr
EQUAL HOUSING
LENDER
©2019 Third Federal SAVINGS & LOAN
Looking to refinance with cash out? We can do that too!
Most lenders charge premiums when you need to take extra cash out to refinance. At Third Federal, you get the same low rate and
closing costs are only $295. And we even pay your doc stamps and intangible tax.
Since 1938, Third Federal has been helping families by providing lower mortgage rates. We never sell the servicing of our loans so you
always know who to call. It's one of the reasons Consumer Reports® ranks us #6 in the nation among small and mid -sized banks.
$295 closing costs, including doc stamps and Pick your own term, from 6-30 years
intangible tax, and all title and settlement fees No rate increase for cash out refinances
3.29%/3.66% APR, even if you take cash out Get a historically low rate
'IhirdFederal®
SAVINGS & LOAN
1-800-479-5174
thirdfederal.com/reficash
Interest rate hued for the first 3 years at 1.29% with an APR of 3.66%. Rates effective as of 11/26/19. EXAMPLE far a 1/1, 10 year Smart Rate Adjustable Mortgage, 0 points. A $165,000 mortgage will be paid in 360 monthly installments of
$721.72 during the first 36 months and the payment would adjust to S760.59 for the remaining 324 months. Initial discount rate reflects a reduction ineffective rate until the first adjustment after the third year which resets annually to the
IttallRtmetloareal's current Prime Rate, presently 4.75%, minus 1.00%. Rates are with automatic payment program on oweeeoccapied primary residences. Interest rate available for loan amount between $110,000-$1,000,000. Annual
EQUAL HOUSING Percentage Rate (APR) reflects 85%1.1V based on appraisal. Borrowers maybe required to pay real estate taxes, pre -paid interest, escrow deposit and homeowners Insurance. Basedon January 2015 Consumer Reports' ratings for mega and
LENDER
smallertraditional banks. Rates subject to change without notice. Additional terms and conditions apply. See details at thirdfederal.com. ©2019 Third FederalYou can also read
