Sygnia Fund Range Unit Trusts - Information updated 31 March 2021
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Sygnia
Fund Range
Unit Trusts
Information updated 31 March 2021
Page 1 of 1 Find out more about our funds:
Sygnia Fund Range www.sygnia.co.zaTable of contents: Overview 2 Key to our fund summary 4 Sygnia Unit Trusts Unit Trusts / Index-tracking Funds 5 Unit Trusts / Multi-Manager Funds 9 Unit Trusts / Single Manager Funds 11 Sygnia Terms and information 34 Page 1 of 49 Find out more about our funds: Sygnia Terms and Information www.sygnia.co.za
Before you dive in…
Our detailed fund summary offers you all the choices currently
available on our Sygnia platform. However, to reach your saving
goals and pay as little as possible in fees, please take the time
to ask yourself the following questions.
What product am I investing in?
Before you can select a fund or a portfolio of funds you need to choose
a product such as a Tax-Free Savings Account or a Retirement Annuity
that “wraps” around the funds you have chosen.
The product choice is crucial, because it determines the kind of funds
you can choose, how often you can make withdrawals from your account
and the fees you will pay. For more information on Sygnia products,
please consult the Sygnia product range.
What is my investment horizon?
Your investment horizon refers to how long you expect your money to remain invested
before you cash it in. Time horizons drive the type of investments you choose.
Your time horizon is constantly shifting with age, changes in your financial situation, new
goals, and more. It’s even possible to have multiple time horizons in play at once. Perhaps
you are saving for retirement while also saving to pay for your children’s education or to pay
down a bond. So reviewing your goals as well as the time-horizons that accompany them is
key to a sound financial strategy.
What return should I expect in
exchange for what risk?
A given return corresponds to a certain amount of risk. Generally speaking,
investments with the highest potential performance also offer the highest
risk. The higher the risk, the longer the recommended investment horizon.
If you are looking for high returns, you could favour higher-risk investments
over a longer period of time. In contrast, if you are looking to minimise your
risk of capital loss, you might favour lower-risk investments better suited to
shorter investment horizons. What return should I expect from
my investments in exchange for what risk?
Page 2 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaWhat fees will I pay?
Glad you asked. Our fees are broken down into the following 3 sections:
1. Annual Administration Fee
Sygnia Unit Trust and Unitised Life Funds
No platform administration fees apply on Sygnia Unit Trusts and unitised life funds.
All external-manager Unit Trust Funds
Administration fees are charged as follows when you are invested in external-manager unit trusts:
Sygnia Investments Annual Administration Fee (Excl Vat) (Incl VAT)
Value of all accounts Sygnia Funds External-Manager Funds External-Manager Funds
First R2 000 000 0.00% 0.40%* 0.46%*
Over R2 000 000 0.00% 0.20%** 0.23%**
*0.46% (incl VAT) is levied on the proportionate value of the external-manager funds below R2 million.
**0.23% (incl VAT) is levied on the proportionate value of the external-manager funds above R2 million.
Please note: While Sygnia does not charge any administration fees in respect of its own funds,
Sygnia takes into account all your investments with us when assessing the R2 million threshold,
including your investments in Sygnia funds. For the fees relating to the underlying investment
managers, please refer to the following summary of funds.
All Sygnia Minimum Disclosure Documents (MDD) with full disclosures and portfolio performance
relative to the index can be viewed on www.sygnia.co.za.
External Manager minimum disclosure documents can be viewed on the relevant manager website.
2. Investment Management Fee
The Investment management fees charged by investment managers
vary depending on the funds you select. For the fees relating to the
investment managers please refer to the summary of funds.
3. Financial Advisor Fee
Financial advisor fees are negotiable with your financial advisor within
the following parameters:
Initial fees Maximum of 3.45% (incl. VAT).
Annual fees Maximum of 1.15% per annum (incl. VAT). If an
initial fee in excess of 1.72% (incl. VAT) has been
deducted, the annual fee is limited to 0.57% per
annum (incl. VAT).
Please refer to the following summary of funds to make your selection.
Page 3 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaKey to our fund summary
Fund objective:
A goal or financial result that the
fund aims to realise.
Name of fund –
Global/Equity/General:
The kind of investments the fund makes.
Sygnia 4th Industrial Revolution Global Equity Fund Global / Equity / General
Benchmark:
Class:
Class A Fund objective Benchmark
A standard against which the performance
Some funds divide their shares into what are Risk profile High Deliver strong long-term capital at reasonable level S&P 500 net total return index (SPTR500N)
of risk and aims to outperform the benchmark. of the fund can be measured.
known as “classes”. Each class invests in the Reg28 Non compliant
TER date 30/06/2020
same portfolio and has the same investment
Intended maximum limits:
objectives and policies, but each class may Performance Fees Intended maximum limits
have different fees, expenses and investor Inception Date 19/10/2016 Investment management (EX VAT) 0.70% Equity exposure 100% The limits applied to the types of
privileges. 1 year 37.15% Performance fee 10% ** Foreign exposure 100% investments a particular fund can make
3 year 20.82% Other expenses 0.07% Property exposure 0% into a specific asset class.
5 year ★ Total VAT 0.11% Maximum hedge / Private equity fund 0%
Risk profile:
Total expense ratio 0.88%
Equity exposure:
A measure of an individual’s specific tolerance Transaction costs 0.10%
to financial risk. Total investment cost 0.98% The proportion of a fund invested in stocks
** Percentage of outperformance of the benchmark over a rolling 12 month period
and shares (equities).
Reg 28 or Regulation 28:
Foreign exposure:
A set of guidelines issued as part of the South
African Pension Funds Act that aims to ensure The proportion of a fund invested in
that your savings are invested wisely and foreign assets.
without excessive risk to protect investors
against poorly diversified investment portfolios.
Property exposure:
Investment management fee: Total VAT: The proportion of a fund invested in the
Total expense ratio (TER):
property sector.
The total costs associated with managing A payment to the investment manager of the Total value-added tax on the investment.
and operating the fund. These costs consist underlying investment fund (unit trust) for
of management fees and additional expenses managing the investment. Maximum hedge:
Total expense ratio:
such as trading fees, legal fees, auditor fees The maximum proportion of a fund that
and other operational expenses. Total expense ratio (TER) is the Investment can be allocated to a hedging strategy.
Performance fee:
Management Fee + Performance Fee + Other
A payment to an investment manager for Expenses + Total VAT
Inception date:
generating positive returns.
The date on which the fund was launched. Transaction costs:
Other expenses: Costs incurred when trading underlying
investments in the fund.
Expenses not included in “Investment
management fees”, such as custodial expenses,
legal expenses, accounting expenses, transfer Total investment costs:
agent expenses and other administrative expenses. Total expense ratio (TER) + Transaction costs
Page 4 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaSygnia Unit Trusts Key
Unit trusts are the pooled resources of The price of each unit varies daily depending ♦ P
erformance numbers are calculated based
thousands of investors who have entrusted on the returns earned by the underlying on the strategic asset allocation of the
their money to a management company. This investments (capital gains and income). assets to the underlying asset managers.
management company buys shares on behalf of All returns are then split equally between Δ P
erformance fees may be charged
the investors and combines them in a portfolio. the units and hence the investors. by underlying asset managers.
The portfolio is then divided into many equal
Unit Trusts are governed by the ∞ s the fund class or fund has been
A
“units.” The investor receives a certain number
Collective Investments Schemes in existence for less than 6 months,
of units for the money he or she has invested.
Control Act, No 45 of 2002. no TER can be calculated.
★ No long-term performance
figures are available.
Information unavailable.
Unit Trusts / Index-tracking Funds
Sygnia Divi Index Fund South African / Equity / General
Class A Fund objective Benchmark
Risk profile Moderate to high The Sygnia DIVI Index Fund (“the Portfolio’’) FTSE/JSE Dividend Plus Index J259
Reg28 Non compliant aims to replicate the performance achieved
by the FTSE/JSE Dividend Plus Index
TER date 31/03/2021
(Code: J259T) (‘’the Index’’) by buying
constituent securities at the same weighting
as they are included in the Index.
Performance Fees Intended maximum limits
Inception Date 06/11/2013 Investment management 0.35% Equity exposure 100%
1 year 72.04% Performance fee none Foreign exposure 0%
3 year 6.98% Other expenses 0.22% Property exposure 0%
5 year 9.55% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.65%
Transaction costs 0.23%
Total investment cost 0.88%
Sygnia Swix Index Fund South African / Equity / General
Class A Fund objective Benchmark
Risk profile High The Sygnia SWIX Index Fund (“the Portfolio’’) FTSE/JSE SWIX Index J403
Reg28 Non compliant aims to replicate the performance achieved
by the FTSE/JSE Shareholder Weighted All
TER date 31/03/2021
Share Index (Code: J403T ) (‘’the Index’’) by
buying constituent securities at the similar
weighting as they are included in the Index.
Performance Fees Intended maximum limits
Inception Date 04/10/2013 Investment management (EX VAT) 0.35% Equity exposure 100%
1 year 52.80% Performance fee none Foreign exposure 0%
3 year 5.87% Other expenses 0.06% Property exposure 10%
5 year 5.33% Total VAT 0.06% Maximum hedge / Private equity fund 0%
Total expense ratio 0.47%
Transaction costs 0.06%
Total investment cost 0.53%
Page 5 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Index-tracking Funds
Sygnia Top 40 Index Fund South African / Equity / Large cap
Class A Fund objective Benchmark
Risk profile High The Sygnia Top 40 Index Fund (“the Portfolio’’) FTSE/JSE Top 40 Index J200
Reg28 Non compliant aims to replicate the performance achieved by
the FTSE/JSE Top 40 Index (J200T) (‘’the Index’’)
TER date 31/03/2021
by buying constituent securities at the same
weighting as they are included in the Index.
Performance Fees Intended maximum limits
Inception Date 14/11/2013 Investment management (EX VAT) 0.35% Equity exposure 100%
1 year 54.23% Performance fee none Foreign exposure 0%
3 year 10.10% Other expenses 0.10% Property exposure 5%
5 year 8.00% Total VAT 0.07% Maximum hedge / Private equity fund 0%
Total expense ratio 0.51%
Transaction costs 0.22%
Total investment cost 0.73%
Sygnia All Bond Index Fund South African / Interest Bearing / Variable Term
Class A Fund objective Benchmark
Risk profile Low to moderate The investment objective of the Sygnia Jse All Bond Composite Index ALBI
Reg28 Non compliant All Bond Index Fund is to achieve a return
which will equate to the annual return of the
TER date 31/03/2021
portfolio benchmark which is the index.
Performance Fees Intended maximum limits
Inception Date 31/03/2015 Investment management (EX VAT) 0% Equity exposure 0%
1 year 16.78% Performance fee none Foreign exposure 0%
3 year 4.87% Other expenses 0.34% Property exposure 0%
5 year 8.02% Total VAT 0.05% Maximum hedge / Private equity fund 0%
Total expense ratio 0.39%
Transaction costs 0.03%
Total investment cost 0.42%
*Investments made before 30 June 2021 will be discounted to zero management fee for a period of 2 years.
For investments on or after 1 July 2021, a management fee of 0.35% *Under supervision **The TER is for a 12 month period and includes the undiscounted
and discounted management fee. excl VAT will apply.
Sygnia Listed Property Index Fund South African / Real Estate / General
Class A Fund objective Benchmark
Risk profile High The Sygnia Listed Property Index Fund (“the FTSE/JSE SA Listed Property Index J253
Reg28 Non compliant Portfolio’) aims to replicate the performance
achieved by the FTSE/JSE Listed Property
TER date 31/03/2021
Index (Code: J253T) (‘’the Index’’) by buying
constituent securities at the same weighting
as they are included in the Index.
Performance Fees Intended maximum limits
Inception Date 06/11/2013 Investment management (EX VAT) 0.35% Equity exposure 0%
1 year 36.11% Performance fee none Foreign exposure 0%
3 year -13.21% Other expenses 0.10% Property exposure 100%
5 year -9.35% Total VAT 0.07% Maximum hedge / Private equity fund 0%
Total expense ratio 0.52%
Transaction costs 0.08%
Total investment cost 0.60%
Page 6 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Index-tracking Funds
Sygnia Skeleton International Equity Fund of Funds Global / Equity / General
Class A Fund objective Benchmark
Risk profile High The objective of this portfolio is to target MSCI All Country World Index (ZAR)
Reg28 Non compliant an annual return in excess of the total
return of the MSCI All Country World
TER date 31/03/2021
Index, with a similar risk profile.
Performance Fees Intended maximum limits
Inception Date 27/11/2015 Investment management (EX VAT) 0.57% Equity exposure 100%
1 year 29.07% Performance fee 0% Foreign exposure 100%
3 year 20.17% Other expenses -0.09% Property exposure 25%
5 year 12.54% Total VAT 0.07% Maximum hedge / Private equity fund 0%
Total expense ratio 0.55%
Transaction costs 0.07%
Total investment cost 0.62%
Sygnia Skeleton Worldwide Flexible Fund Worldwide / Multi Asset / Flexible
Class A Fund objective Benchmark
Risk profile Moderate to high The portfolio represents Sygnia’s best Headline Consumer Price Index + 5% Per Annum
Reg28 Non compliant investment view on the optimal combination
of different asset classes required to
TER date 31/03/2021
achieve superior long-term returns at a
reasonable level of risk at any time.
Performance Fees Intended maximum limits
Inception Date 29/01/2016 Investment management (EX VAT) 0.53% Equity exposure 100%
1 year 38.71% Performance fee none Foreign exposure 100%
3 year 13.30% Other expenses 0.12% Property exposure 25%
5 year 8.78% Total VAT 0.10% Maximum hedge / Private equity fund 0%
Total expense ratio 0.75%
Transaction costs 0.26%
Total investment cost 1.01%
Sygnia Skeleton Balanced 40 Fund South African / Multi-Asset / Low Equity
Class A Fund objective Benchmark
Risk profile Low The Sygnia Skeleton Balanced 40 Fund is a multi- Composite of 35% equity (domestic and
Reg28 Compliant asset class fund managed with a low exposure to international), 50% bonds (domestic
equities in order to seek a low volatility of returns. and international) and 15% cash
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 31/03/2014 Investment management (EX VAT) 0.35% Equity exposure 40%
1 year 20.73% Performance fee none Foreign exposure 30%
3 year 8.96% Other expenses 0.07% Property exposure 25%
5 year 7.81% Total VAT 0.06% Maximum hedge / Private equity fund 0%
Total expense ratio 0.48%
Transaction costs 0.06%
Total investment cost 0.54%
Page 7 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Index-tracking Funds
Sygnia Skeleton Balanced 60 Fund South African / Multi-Asset / Medium Equity
Class A Fund objective Benchmark
Risk profile Moderate The Sygnia Skeleton Balanced 60 Fund is a Composite of 55% equity (domestic and
Reg28 Compliant South African – Multi Asset Medium Equity international), 30% bonds (domestic
portfolio and shall comprise investments and international) and 15% cash
TER date 31/03/2021
in multiple asset classes as set out below,
which may also include international assets.
Performance Fees Intended maximum limits
Inception Date 29/05/2014 Investment management (EX VAT) 0.35% Equity exposure 60%
1 year 28.73% Performance fee none Foreign exposure 30%
3 year 9.80% Other expenses 0.05% Property exposure 25%
5 year 7.75% Total VAT 0.06% Maximum hedge / Private equity fund 0%
Total expense ratio 0.46%
Transaction costs 0.07%
Total investment cost 0.53%
Sygnia Skeleton Balanced 70 Fund South African / Multi-asset / High Equity
Class A Fund objective Benchmark
Risk profile Moderate to high The Sygnia Skeleton Balanced Fund is a Composite of 70% equity (domestic and
Reg28 Compliant Domestic – Multi Asset High Equity portfolio international), 20% bonds (domestic
and shall comprise investments in multiple and international) and 10% cash
TER date 31/03/2021
asset classes as set out below, which
may also include international assets.
Performance Fees Intended maximum limits
Inception Date 10/10/2013 Investment management (EX VAT) 0.35% Equity exposure 75%
1 year 33.56% Performance fee none Foreign exposure 30%
3 year 10.07% Other expenses 0.02% Property exposure 25%
5 year 7.54% Total VAT 0.06% Maximum hedge / Private equity fund 0%
Total expense ratio 0.43%
Transaction costs 0.06%
Total investment cost 0.49%
Page 8 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Multi-Manager Funds
Sygnia Equity Fund South African / Equity / General
Class A Fund objective Benchmark
Risk profile High The Sygnia Equity Fund (the Portfolio) is a FTSE/JSE SWIX Index J403
Reg28 Non compliant portfolio that aims to deliver an annual return
in excess of the return of the benchmark.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 27/08/2013 Investment management (EX VAT) 0.90% Equity exposure 100%
1 year 53.79% Performance fee 10% * Foreign exposure 0%
3 year 6.46% Other expenses 0.40% Property exposure 10%
5 year 4.23% Total VAT 0.19% Maximum hedge / Private equity fund 0%
Total expense ratio 1.49%
Transaction costs 0.14%
Total investment cost 1.63%
*Please note, the performance fee will increase to 20% of outperformance of the FTSE/JSE Capped Shareholder Weighted Index (J433T) benchmark with a
cap of 2.50% effective 1 July 2021. At the same time, the management fee will be reduced to 0.50%
Sygnia CPI+2% Fund South African / Multi-asset / Low equity
Class D Fund objective Benchmark
Risk profile Low The Sygnia CPI + 2% Fund is a portfolio that Headline Consumer Price Index + 2%
Reg28 Compliant targets an annual return of CPI plus 2% over per annum over rolling 24 months
a rolling 24-month period and not to lose
TER date 31/03/2021
capital over a rolling 12-month period.
Performance Fees Intended maximum limits
Inception Date 27/01/2015 Investment management (EX VAT) 1.00% Equity exposure 40%
1 year 16.81% Performance fee none Foreign exposure 30%
3 year 6.59% Other expenses 0.23% Property exposure 25%
5 year 5.97% Total VAT 0.18% Maximum hedge / Private equity fund 0%
Total expense ratio 1.41%
Transaction costs 0.03%
Total investment cost 1.44%
Sygnia CPI+4% Fund South African / Multi-asset / Medium Equity
Class D Fund objective Benchmark
Risk profile Moderate The Sygnia CPI + 4% Fund is a portfolio that Headline Consumer Price Index + 4%
Reg28 Compliant targets an annual return of CPI plus 4% over per annum over rolling 36 months
a rolling 24-month period and not to lose
TER date 31/03/2021
capital over a rolling 36-month period.
Performance Fees Intended maximum limits
Inception Date 28/01/2014 Investment management (EX VAT) 1.00% Equity exposure 60%
1 year 28.28% Performance fee none Foreign exposure 30%
3 year 8.66% Other expenses 0.32% Property exposure 25%
5 year 6.24% Total VAT 0.20% Maximum hedge / Private equity fund 0%
Total expense ratio 1.52%
Transaction costs 0.07%
Total investment cost 1.59%
Page 9 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Multi-Manager Funds
Sygnia CPI+6% Fund South African / Multi-asset / High Equity
Class D Fund objective Benchmark
Risk profile Moderate to high The objective of this strategy is to target Headline Consumer Price Index + 6% per annum
Reg28 Compliant an annual return of CPI plus 6% over a over rolling 60 months
rolling 24-month period and not to lose
TER date 31/03/2021
capital over a rolling 60 month period.
Performance Fees Intended maximum limits
Inception Date 14/01/2014 Investment management (EX VAT) 1.00% Equity exposure 75%
1 year 34.48% Performance fee none Foreign exposure 30%
3 year 9.62% Other expenses 0.33% Property exposure 25%
5 year 6.36% Total VAT 0.20% Maximum hedge / Private equity fund 0%
Total expense ratio 1.53%
Transaction costs 0.08%
Total investment cost 1.61%
Sygnia Enhanced Income Fund South African / Multi-asset / Income
Class A Fund objective Benchmark
Risk profile Low to moderate The objective of this portfolio is to outperform STeFI Call
Reg28 Compliant the returns on cash at a low level of volatility.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 10/01/2019 Investment management (EX VAT) 0.65% Equity exposure 10%
1 year 6.78% Performance fee none Foreign exposure 30%
3 year ★ Other expenses -0.01% Property exposure 25%
5 year ★ Total VAT 0.10% Maximum hedge / Private equity fund 0%
Total expense ratio 0.74%
Transaction costs 0%
Total investment cost 0.74%
Sygnia International Flexible Fund of Funds Global / Multi-asset / Flexible
Class A Fund objective Benchmark
Risk profile Moderate to high The Sygnia International Flexible Fund of Funds 75% MSCI All Country World Index, 25%
Reg28 Non compliant is a portfolio that aims to deliver an annual return Barclays Capital Global Aggregate Bond Index
in excess of the return of the benchmark.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 06/06/2014 Investment management (EX VAT) 1.10% Equity exposure 100%
1 year 19.53% Performance fee 10% ** Foreign exposure 100%
3 year 17.79% Other expenses 0.42% Property exposure 25%
5 year 10.67% Total VAT 0.23% Maximum hedge / Private equity fund 0%
Total expense ratio 1.75%
Transaction costs 0.03%
Total investment cost 1.78%
** Percentage of outperformance of the benchmark over a rolling 24 month period
Page 10 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Sygnia 4th Industrial Revolution Global Equity Fund Global / Equity / General
Class A Fund objective Benchmark
Risk profile High The Sygnia 4th Industrial Revolution Global S&P 500 net total return index (SPTR500N)
Reg28 Non compliant Equity Fund is a Global-Equity-General portfolio
which seeks to deliver long term capital growth
TER date 31/03/2021
by investing in financially sound equity securities,
preference shares which generate capital growth,
property shares and property related assets in
liquid form listed internationally.
Performance Fees Intended maximum limits
Inception Date 19/10/2016 Investment management (EX VAT) 0.70% Equity exposure 100%
1 year 81.57% Performance fee 1.69%* Foreign exposure 100%
3 year 38.08% Other expenses 0.01% Property exposure 0%
5 year ★ Total VAT 0.36% Maximum hedge / Private equity fund 0%
Total expense ratio 2.76%
Transaction costs 0.10%
Total investment cost 2.86%
** Percentage of outperformance of the benchmark over a rolling 12 month period
Sygnia 4th Industrial Revolution Global Equity Fund Global / Equity / General
Class B Fund objective Benchmark
Risk profile High The Sygnia 4th Industrial Revolution Global S&P 500 net total return index (SPTR500N)
Reg28 Non compliant Equity Fund is a Global-Equity-General portfolio
which seeks to deliver long term capital growth
TER date 31/03/2021
by investing in financially sound equity securities,
preference shares which generate capital growth,
property shares and property related assets in
liquid form listed internationally.
Performance Fees Intended maximum limits
Inception Date 19/10/2016 Investment management (EX VAT) 0.79% Equity exposure 100%
1 year 84.34% Performance fee none Foreign exposure 100%
3 year 38.70% Other expenses 0.01% Property exposure 0%
5 year ★ Total VAT 0.12% Maximum hedge / Private equity fund 0%
Total expense ratio 0.92%
Transaction costs 0.10%
Total investment cost 1.02%
B Class only available for the Sygnia Tax-Free Savings Account
Sygnia FAANG Plus Equity Fund Global / Equity / General
Class A Fund objective Benchmark
Risk profile High The Sygnia FAANG Plus Equity Fund is a Global- NYSE FANG+ Index
Reg28 Non compliant Equity-General portfolio which seeks to deliver
long term capital growth by investing in financially
TER date 31/03/2021
sound equity securities, and assets in liquid form.
Performance Fees Intended maximum limits
Inception Date 31/08/2018 Investment management (EX VAT) 0.70% Equity exposure 100%
1 year 54.74% Performance fee 10% ** Foreign exposure 100%
3 year ★ Other expenses 0.06% Property exposure 0%
5 year ★ Total VAT 0.11% Maximum hedge / Private equity fund 0%
Total expense ratio 0.87%
Transaction costs 0.08%
Total investment cost 0.95%
Page 11 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Sygnia FAANG Plus Equity Fund Global / Equity / General
Class B Fund objective Benchmark
Risk profile High The Sygnia FAANG Plus Equity Fund is NYSE FANG+ Index
Reg28 Non compliant a Global-Equity-General portfolio which
seeks to deliver long term capital growth
TER date 31/03/2021
by investing in financially sound equity
securities, and assets in liquid form.
Performance Fees Intended maximum limits
Inception Date 31/08/2018 Investment management (EX VAT) 0.79% Equity exposure 100%
1 year 54.28% Performance fee none Foreign exposure 100%
3 year ★ Other expenses 0.04% Property exposure 0%
5 year ★ Total VAT 0.13% Maximum hedge / Private equity fund 0%
Total expense ratio 0.96%
Transaction costs 0.08%
Total investment cost 1.04%
Sygnia Health Innovation Global Equity Fund Global / Equity / General
Class A Fund objective Benchmark
Risk profile High The Sygnia Health Innovation Global Equity Current benchmark: MSCI World Health
Reg28 Non compliant Fund is a Global-Equity-General portfolio Care Net Total Return Index
which seeks to deliver long term capital New benchmark: MSCI World Net Total
TER date n/a
growth by investing at least 80% of its Return Index (as of 1 July 2021)
assets outside South Africa and at all times
invest in a minimum of 80% of equities.
Performance Fees Intended maximum limits
Inception Date 05/08/2020 Investment management (EX VAT) 0.70% Equity exposure 100%
1 year ★ Performance fee 10%** Foreign exposure 100%
3 year ★ Other expenses n/a Property exposure 0%
5 year ★ Total VAT n/a Maximum hedge / Private equity fund 0%
Total expense ratio n/a
Transaction costs n/a
Total investment cost n/a
*Please note the performance fee will increase to 20% of the outperformance of the MSCI World Net Total Return Index Benchmark with a cap of 2.30%
effective 1 July 2021.
Sygnia Health Innovation Global Equity Fund Global / Equity / General
Class B Fund objective Benchmark
Risk profile High The Sygnia Health Innovation Global Equity MCurrent benchmark: MSCI World
Reg28 Non compliant Fund is a Global-Equity-General portfolio Health Care Net Total Return Index
which seeks to deliver long term capital New benchmark: MSCI World Net Total
TER date n/a
growth by investing at least 80% of its Return Index (as of 1 July 2021)
assets outside South Africa and at all times
invest in a minimum of 80% of equities.
Performance Fees Intended maximum limits
Inception Date 13/10/2016 Investment management (EX VAT) 0.79% Equity exposure 100%
1 year ★ Performance fee none Foreign exposure 100%
3 year ★ Other expenses n/a Property exposure 0%
5 year ★ Total VAT n/a Maximum hedge / Private equity fund 0%
Total expense ratio n/a
Transaction costs n/a
Total investment cost n/a
B Class only available for the Sygnia Tax-Free Savings Account
Page 12 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Sygnia Money Market Fund South African / Interest bearing / Money Market
Class A Fund objective Benchmark
Risk profile Low The Sygnia Money Market Fund is a money STeFI Index
Reg28 Compliant market portfolio that seeks to maximise
interest income, preserve the portfolio’s
TER date 31/03/2021
capital and provide immediate liquidity.
Performance Fees Intended maximum limits
Inception Date 13/10/2016 Investment management (EX VAT) 0% Equity exposure 0%
1 year 4.62% Performance fee none Foreign exposure 0%
3 year 6.43% Other expenses 0.21% Property exposure 0%
5 year ★ Total VAT 0.03% Maximum hedge / Private equity fund 0%
Total expense ratio 0.24%
Transaction costs 0%
Total investment cost 0.24%
*Investments made before 30 June 2021 will be discounted to zero management fee for a period of 2 years. For investments on or after 1 July 2021, a
management fee of 0.25% **The TER is for a 12 month period and includes the undiscounted and discounted management fee. excl VAT will apply.
Sygnia Money Market Fund South African / Interest bearing / Money Market
Class S1 Fund objective Benchmark
Risk profile Low Maximise interest income, preserve capital STeFI Index
Reg28 Compliant and provide immediate liquidity.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 22/06/2017 Investment management (EX VAT) 0.44% Equity exposure 0%
1 year 4.34% Performance fee none Foreign exposure 0%
3 year 6.17% Other expenses 0.01% Property exposure 0%
5 year ★ Total VAT 0.07% Maximum hedge / Private equity fund 0%
Total expense ratio 0.52%
Transaction costs 0%
Total investment cost 0.52%
Sygnia Money Market Fund South African / Interest bearing / Money Market
Class S2 Fund objective Benchmark
Risk profile Low Maximise interest income, preserve capital STeFI Index
Reg28 Compliant and provide immediate liquidity.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 22/06/2017 Investment management (EX VAT) 0.88% Equity exposure 0%
1 year 3.81% Performance fee none Foreign exposure 0%
3 year 5.63% Other expenses 0.02% Property exposure 0%
5 year ★ Total VAT 0.13% Maximum hedge / Private equity fund 0%
Total expense ratio 1.03%
Transaction costs 0%
Total investment cost 1.03%
Page 13 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
27Four Shari’ah Active Equity Prescient Fund South African / Equity / General
Class A1 Fund objective Benchmark
Risk profile High The Fund invests in South African listed Unit Trust Category Average
Reg28 Non Compliant Shari’ah compliant shares and hence
is suitable for investors with long-term
TER date 31/03/2021
investment horizons (>5 years).
Performance Fees Intended maximum limits
Inception Date 10/09/2008 Investment management (EX VAT) 1.49% Equity exposure 100%
1 year 40.93% Performance fee none Foreign exposure 30%
3 year 7.87% Other expenses 0.09% Property exposure 10%
5 year 5.11% Total VAT 0.24% Maximum hedge / Private equity fund 0%
Total expense ratio 1.81%
Transaction costs 0.71%
Total investment cost 2.52%
36ONE BCI Equity Fund South African / Equity / General
Class D Fund objective Benchmark
Risk profile High A general equity portfolio with the primary FTSE/JSE SWIX Index J403
Reg28 Non Compliant objective of generating sustainable capital
growth for investors.
TER date 31/12/2020
Performance Fees Intended maximum limits
Inception Date 09/02/1994 Investment management (EX VAT) 0.30% Equity exposure 100%
1 year 48.38% Performance fee yes Foreign exposure 30%
3 year 16.92% Other expenses 2.56% Property exposure 10%
5 year 10.64% Total VAT 0.43% Maximum hedge / Private equity fund 0%
Total expense ratio 3.29%
Transaction costs 0.96%
Total investment cost 4.25%
Page 14 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Allan Gray Equity Fund South African / Equity / General
Class C Fund objective Benchmark
Risk profile High The Fund invests primarily in shares listed Unit Trust Category Average
Reg28 Non compliant on the Johannesburg Stock Exchange (JSE).
The Fund can invest a maximum of 30%
TER date 31/03/2021
offshore, with an additional 10% allowed for
investments in Africa outside of South Africa.
Performance Fees Intended maximum limits
Inception Date 01/07/2013 Investment management (EX VAT) 0.85% Equity exposure 100%
1 year 47.46% Performance fee yes Foreign exposure 30%
3 year 4.72% Other expenses 0.04% Property exposure 0%
5 year 4.94% Total VAT 0.13% Maximum hedge / Private equity fund 0%
Total expense ratio 1.02%
Transaction costs 0.10%
Total investment cost 1.12%
Coronation Top 20 Fund South African / Equity / General
Class B4 Fund objective Benchmark
Risk profile High Aims to significantly outperform the FTSE/ FTSE/JSE SWIX Index J200
Reg28 Non compliant JSE Top 40 Index over a 3 to 5-year period,
by investing in the 50 largest shares listed
TER date 31/03/2020
on the JSE Securities Exchange.
Performance Fees Intended maximum limits
Inception Date 01/10/2000 Investment management (EX VAT) 0.52% Equity exposure 100%
1 year 57.13% Performance fee yes Foreign exposure 0%
3 year 10.81% Other expenses 0% Property exposure 15%
5 year 9.52% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.54%
Transaction costs 0.26%
Total investment cost 0.80%
Foord Equity Fund South African / Equity / General
Class B2 Fund objective Benchmark
Risk profile High Seeks to outperform the South African equity FTSE/JSE SWIX Index J203
Reg28 Non compliant market with less than market risk.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/03/2012 Investment management (EX VAT) 0.52% Equity exposure 100%
1 year 42.99% Performance fee yes Foreign exposure 0%
3 year 3.04% Other expenses 0% Property exposure 0%
5 year 0.89% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.15%
Transaction costs 0.12%
Total investment cost 0.27%
Page 15 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Fairtree Select Equity Prescient Fund South African / Equity / General
Class A1 Fund objective Benchmark
Risk profile High In order to achieve its objective, the portfolio will FTSE/JSE Capped SWIX All Share Total Return
Reg28 Non compliant typically hold 25 shares. The fund is restricted
to a maximum of 40 shares. The fund will invest
TER date 31/03/2021
across all industry sections ranging across
large, mid and smaller cap shares. Although the
portfolio manager will predominantly investment
in South African markets, the manager may also
include investments in offshore jurisdictions.
Performance Fees Intended maximum limits
Inception Date 31/12/2018 Investment management (EX VAT) 1.00% Equity exposure 100%
1 year 92.10% Performance fee yes Foreign exposure 0%
3 year ★ Other expenses 0.07% Property exposure 0%
5 year ★ Total VAT 0.16% Maximum hedge / Private equity fund 0%
Total expense ratio 1.23%
Transaction costs 1.29%
Total investment cost 2.52%
Old Mutual Albaraka Equity Fund South African / Equity / General
Class B1 Fund objective Benchmark
Risk profile High The fund is strictly managed in accordance with 85% Customised SA Shari’ah Equity Index &
Reg28 Not compliant Shari’ah (Islamic Law) and therefore does not 15% S&P Developed Markets Large and MidCap
invest in shares of companies whose core business Shari’ah Index
TER date 31/12/2020
involves dealing in alcohol, gambling, non-halaal
foodstuffs or interest-bearing instruments.
The Shari’ah Supervisory Board oversees
adherence to the applicable Shari’ah principles.
This fund specifically adheres to the standards
of the Accounting and Auditing Organisation
for Islamic Financial Institutions (AAOIFI) as
interpreted by the Shari’ah Supervisory Board.
Performance Fees Intended maximum limits
Inception Date 31/12/2012 Investment management (EX VAT) 1.10% Equity exposure 100%
1 year 48.46% Performance fee none Foreign exposure 30%
3 year 6.09% Other expenses 0.04% Property exposure 0%
5 year 4.15% Total VAT 0.17% Maximum hedge / Private equity fund 0%
Total expense ratio 1.31%
Transaction costs 0.24%
Total investment cost 1.55%
Page 16 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Ninety One Equity Fund South African / Equity / General
Class H Fund objective Benchmark
Risk profile High The Fund aims to provide a total return (the 87.5% FTSE/JSE All Share Index
Reg28 Non compliant combination of income and capital growth) J203 + 12.5% MSCI AC World
by investing in equities (e.g. company shares).
TER date 31/03/2021
Other investments may include the units of
other funds (including foreign funds) and
derivatives (financial contracts whose value is
linked to the price of an underlying asset).
Performance Fees Intended maximum limits
Inception Date 01/10/2012 Investment management (EX VAT) 0.44% Equity exposure 100%
1 year 53.12% Performance fee yes Foreign exposure 30%
3 year 11.11% Other expenses 0.86% Property exposure 10%
5 year 7.82% Total VAT 0.20% Maximum hedge / Private equity fund 0%
Total expense ratio 1.50%
Transaction costs 0.25%
Total investment cost 1.75%
Kagiso Islamic Equity Fund South African / Equity / General
Class B Fund objective Benchmark
Risk profile Moderate to high A Shariah-compliant fund that aims to South African - Equity - General funds mean
Reg28 Non compliant provide steady capital growth and a
total portfolio return that is better than
TER date 31/03/2021
the average general equity fund.
Performance Fees Intended maximum limits
Inception Date 13/07/2009 Investment management (EX VAT) 0.87% Equity exposure 100%
1 year 57.71% Performance fee none Foreign exposure 20%
3 year 11.94% Other expenses 0.48% Property exposure 0%
5 year 10.60% Total VAT 0.20% Maximum hedge / Private equity fund 0%
Total expense ratio 1.55%
Transaction costs 0.22%
Total investment cost 1.77%
Marriott Dividend Growth Fund South African / Equity / General
Class R Fund objective Benchmark
Risk profile High Aims to achieve a dividend yield for its investors FTSE/JSE All Share J203
Reg28 Non compliant in excess of the dividend yield of the Financial
and Industrial Index and to grow distributions
TER date 31/12/2020
measured over rolling two-year periods.
Performance Fees Intended maximum limits
Inception Date 01/08/1988 Investment management (EX VAT) 0.87% Equity exposure 100%
1 year 13.74% Performance fee none Foreign exposure 0%
3 year -0.70% Other expenses 0.16% Property exposure 10%
5 year 0.60% Total VAT 0.15% Maximum hedge / Private equity fund 0%
Total expense ratio 1.18%
Transaction costs 0.18%
Total investment cost 1.36%
Page 17 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
PSG Equity Fund South African / Equity / General
Class A Fund objective Benchmark
Risk profile High Aims to offer investors long-term capital FTSE/JSE All Share J203
Reg28 Non compliant growth without assuming a greater risk,
and earn a higher rate of return than that
TER date 31/03/2021
of the South African Equity Market.
Performance Fees Intended maximum limits
Inception Date 31/12/1997 Investment management (EX VAT) 1.50% Equity exposure 100%
1 year 64.45% Performance fee none Foreign exposure 30%
3 year -0.58% Other expenses 0.03% Property exposure 0%
5 year 3.72% Total VAT 0.23% Maximum hedge / Private equity fund 0%
Total expense ratio 1.76%
Transaction costs 0.27%
Total investment cost 2.03%
Coronation Money Market Fund South African / Interest bearing / Money market
Class B Fund objective Benchmark
Risk profile Low Seeks to outperform 1 to 3-year fixed Alexander Forbes 3-month (STeFI) Index
Reg28 Non compliant deposit and call accounts over time,
while taking the lowest level of capital
TER date 31/03/2021
risk consistent with this objective.
Performance Fees Intended maximum limits
Inception Date 01/10/1999 Investment management (EX VAT) 0.15% Equity exposure 0%
1 year 4.67% Performance fee none Foreign exposure 0%
3 year 6.72% Other expenses 0.01% Property exposure 0%
5 year 7.21% Total VAT 0.02% Maximum hedge / Private equity fund 0%
Total expense ratio 0.18%
Transaction costs 0%
Total investment cost 0.18%
Page 18 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Ninety One Money Market Fund South African / Interest bearing / Money market
Class R Fund objective Benchmark
Risk profile Low Aims to outperform fixed deposits and STeFI 3 months
Reg28 Compliant call deposits over time while aiming
for capital preservation and providing
TER date 31/03/2021
immediate liquidity to investors.
Performance Fees Intended maximum limits
Inception Date 02/05/1997 Investment management (EX VAT) 0.50% Equity exposure 0%
1 year 4.47% Performance fee none Foreign exposure 0%
3 year 6.39% Other expenses 0% Property exposure 0%
5 year 6.88% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.58%
Transaction costs 0%
Total investment cost 0.58%
BCI Income Plus Fund South African / Multi-asset / Income
Class C Fund objective Benchmark
Risk profile Low to moderate The fund aims to seek opportunities to STeFI Call + 2%
Reg28 Non compliant deliver a high level of income and long
term stability on capital invested.
TER date 31/12/2020
Performance Fees Intended maximum limits
Inception Date 12/03/2014 Investment management (EX VAT) 0.50% Equity exposure 0%
1 year 10.06% Performance fee none Foreign exposure 0%
3 year 8.62% Other expenses 0.03% Property exposure 0%
5 year 9.00% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.62%
Transaction costs 0%
Total investment cost 0.62%
Cadiz Absolute Yield Fund South African / Multi-Asset / Income
Class B2 Fund objective Benchmark
Risk profile Low to moderate The fund seeks to outperform the CPI +3% over Headline Consumer Price Index
Reg28 Non compliant rolling 3 years and no negative returns over +3% over rolling 3 years
rolling 12 months.
TER date 31/12/2020
Performance Fees Intended maximum limits
Inception Date 01/11/2006 Investment management (EX VAT) 0.52% Equity exposure 10%
1 year 6.29% Performance fee none Foreign exposure 30%
3 year 7.46% Other expenses 0.06% Property exposure 10%
5 year 8.34% Total VAT 0.09% Maximum hedge / Private equity fund 0%
Total expense ratio 0.67%
Transaction costs 0%
Total investment cost 0.67%
Page 19 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Coronation Strategic Income Fund South African / Multi-Asset / Income
Class B4 Fund objective Benchmark
Risk profile Low to moderate Aims to achieve a higher return than a 110% of the 3-month STeFI Index
Reg28 Compliant traditional money market or pure income fund.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/10/2012 Investment management (EX VAT) 0.39% Equity exposure 10%
1 year 9.61% Performance fee none Foreign exposure 10%
3 year 6.77% Other expenses 0.07% Property exposure 10%
5 year 7.82% Total VAT 0.07% Maximum hedge / Private equity fund 0%
Total expense ratio 0.53%
Transaction costs 0.01%
Total investment cost 0.54%
Fairtree Flexible Income Plus Prescient Fund South African / Multi-Asset / Income
Class A1 Fund objective Benchmark
Risk profile Low The fund will endeavour to protect capital STeFI + 3%
Reg28 Non compliant and maximize income growth. In order to
achieve this objective the fund will invest in
TER date 31/03/2021
Interest bearing and non-equity securities.
Performance Fees Intended maximum limits
Inception Date 03/06/2013 Investment management (EX VAT) 0.75% Equity exposure 0%
1 year 8.50% Performance fee none Foreign exposure 0%
3 year 8.54% Other expenses 0.03% Property exposure 0%
5 year 9.03% Total VAT 0.12% Maximum hedge / Private equity fund 0%
Total expense ratio 0.89%
Transaction costs 0%
Total investment cost 0.89%
Ninety One Diversified Income Fund South African / Multi-Asset / Income
Class H Fund objective Benchmark
Risk profile Low to moderate A flexible fixed interest fund that aims to STeFI Composite
Reg28 Compliant provide investors with a maximum total return.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/09/2008 Investment management (EX VAT) 0.52% Equity exposure 0%
1 year 7.67% Performance fee none Foreign exposure 30%
3 year 7.29% Other expenses 0% Property exposure 10%
5 year 7.80% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.58%
Transaction costs 0.01%
Total investment cost 0.59%
Page 20 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Marriott Core Income Fund South African / Multi-asset / Income
Class C Fund objective Benchmark
Risk profile Low to moderate Income fund aimed at producing a high
Reg28 Compliant and reliable income yield combined
with the protection of the value of
TER date 31/12/2020
capital over the long-term.
Performance Fees Intended maximum limits
Inception Date 05/02/2001 Investment management (EX VAT) 0.74% Equity exposure
1 year 11.36% Performance fee none Foreign exposure
3 year 8.26% Other expenses 0% Property exposure
5 year 8.61% Total VAT 0.11% Maximum hedge / Private equity fund
Total expense ratio 0.86%
Transaction costs 0.03%
Total investment cost 0.89%
Prescient Income Provider Fund South African / Multi Asset / Income
Class A2 Fund objective Benchmark
Risk profile Low to moderate The Fund aims to return CPI + 3% per STeFI Call 110%
Reg28 Compliant annum through a full interest rate cycle while
providing stability by aiming never to lose
TER date 31/03/2021
capital over any rolling 3 month period.
Performance Fees Intended maximum limits
Inception Date 31/01/2006 Investment management (EX VAT) 0.50% Equity exposure 10%
1 year 8.49% Performance fee none Foreign exposure 30%
3 year 7.22% Other expenses 0.02% Property exposure 15%
5 year 7.78% Total VAT 0.08% Maximum hedge / Private equity fund 0%
Total expense ratio 0.59%
Transaction costs 0.01%
Total investment cost 0.60%
Stanlib Flexible Income Fund South African / Multi-asset / Income
Class B1 Fund objective Benchmark
Risk profile Low to moderate Seeks to maximise overall return, in the 110% STeFI Composite
Reg28 Compliant form of both income and capital growth.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 29/04/2004 Investment management (EX VAT) 0.65% Equity exposure 0%
1 year 8.72% Performance fee none Foreign exposure 10%
3 year 6.84% Other expenses 0.10% Property exposure 10%
5 year 7.27% Total VAT 0.11% Maximum hedge / Private equity fund 0%
Total expense ratio 0.87%
Transaction costs 0.01%
Total investment cost 0.88%
Page 21 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Allan Gray Stable Fund South African / Multi-asset / Low equity
Class C Fund objective Benchmark
Risk profile Low to moderate Aims to provide high capital stability and The daily interest rate as supplied by
Reg28 Compliant minimise risk of loss over any 2-year period. FirstRand Bank Limited plus 2%
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/07/2013 Investment management (EX VAT) 0.70% Equity exposure 40%
1 year 20.79% Performance fee yes Foreign exposure 30%
3 year 6.47% Other expenses 0% Property exposure 5%
5 year 6.45% Total VAT 0.10% Maximum hedge / Private equity fund 0%
Total expense ratio 0.71%
Transaction costs 0.08%
Total investment cost 0.79%
Coronation Balanced Defensive Fund South African / Multi-asset / Low equity
Class B4 Fund objective Benchmark
Risk profile Low to moderate The fund aims to preserve capital in real terms, Alexander Forbes 3-month (STeFI) Index +3%
Reg28 Compliant with lower volatility over the medium to long-term.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/10/2012 Investment management (EX VAT) 0.96% Equity exposure 40%
1 year 23.58% Performance fee yes Foreign exposure 30%
3 year 8.38% Other expenses 0% Property exposure 25%
5 year 7.03% Total VAT 0.14% Maximum hedge / Private equity fund 0%
Total expense ratio 1.10%
Transaction costs 0.06%
Total investment cost 1.16%
Ninety One Cautious Managed Fund South African / Multi-asset / Low equity
Class H Fund objective Benchmark
Risk profile Low to moderate Seeks to grow income and capital over the Peer Group Average
Reg28 Compliant medium-term.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/04/2006 Investment management (EX VAT) 0.96% Equity exposure 40%
1 year 11.45% Performance fee none Foreign exposure 30%
3 year 8.65% Other expenses 0% Property exposure 10%
5 year 6.84% Total VAT 0.14% Maximum hedge / Private equity fund 0%
Total expense ratio 1.08%
Transaction costs 0.02%
Total investment cost 1.10%
Page 22 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Nedgroup Investments Stable Fund South African / Multi-asset / Low equity
Class A2 Fund objective Benchmark
Risk profile Low to moderate Aims to provide total returns that are in Inflation +4% per annum over
Reg28 Compliant excess of inflation over the medium-term. rolling 3-year periods
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/11/2007 Investment management (EX VAT) 0.83% Equity exposure 40%
1 year 16.41% Performance fee none Foreign exposure 30%
3 year 9.09% Other expenses 0.44% Property exposure 25%
5 year 6.39% Total VAT 0.19% Maximum hedge / Private equity fund 0%
Total expense ratio 1.46%
Transaction costs 0.01%
Total investment cost 1.47%
Prudential inflation Plus Fund South African / Multi-asset / Low equity
Class B Fund objective Benchmark
Risk profile Low to moderate Seeks to outperform CPI by 5% (before Headline Consumer Price Index +5% per
Reg28 Compliant fees) over a rolling 3-year period. annum over a rolling 3-year period
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/06/2001 Investment management (EX VAT) 0.52% * Equity exposure 40%
1 year 24.37% Performance fee none Foreign exposure 30%
3 year 3.74% Other expenses 0.26% Property exposure 25%
5 year 4.14% Total VAT 0.12% Maximum hedge / Private equity fund 0%
Total expense ratio 0.90%
Transaction costs 0.12%
Total investment cost 1.02%
* Plus foreign manager fees
Coronation Capital Plus Fund South African / Multi-asset / Medium Equity
Class P Fund objective Benchmark
Risk profile Moderate Seeks to maintain a real growth rate of 4% Headline Consumer Price Index +4% per annum
Reg28 Compliant per annum with a key focus on
capital preservation.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/10/2012 Investment management (EX VAT) 0.74% Equity exposure 60%
1 year 29.40% Performance fee yes Foreign exposure 30%
3 year 7.83% Other expenses 0.24% Property exposure 25%
5 year 6.19% Total VAT 0.15% Maximum hedge / Private equity fund 0%
Total expense ratio 1.13%
Transaction costs 0.07%
Total investment cost 1.20%
Page 23 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
27Four Shari’ah Balanced Prescient Fund of Funds South African / Multi-asset / High Equity
Class A1 Fund objective Benchmark
Risk profile Moderate to High The portfolio is designed to deliver Unit Trust Category Average
Reg28 Compliant investment returns in excess of consumer
price inflation over the medium-term.
TER date 31/12/2020
Performance Fees Intended maximum limits
Inception Date 06/05/2011 Investment management (EX VAT) 0.79% Equity exposure 75%
1 year 27.29% Performance fee none Foreign exposure 30%
3 year 7.76% Other expenses 0.80% Property exposure 10%
5 year 5.61% Total VAT 0.24% Maximum hedge / Private equity fund 0%
Total expense ratio 1.83%
Transaction costs 0.26%
Total investment cost 2.09%
Allan Gray Balanced Fund South African / Multi-asset / High Equity
Class C Fund objective Benchmark
Risk profile Moderate to high Seeks to create long-term wealth within the Market value-weighted average return of
Reg28 Compliant constraints governing retirement funds. funds in the South African - Multi-Asset -
High Equity category (excluding AGBF)
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/07/2013 Investment management (EX VAT) 0.70% Equity exposure 75%
1 year 33.30% Performance fee yes Foreign exposure 30%
3 year 6.65% Other expenses 0.08% Property exposure 5%
5 year 5.82% Total VAT 0.12% Maximum hedge / Private equity fund 0%
Total expense ratio 0.89%
Transaction costs 0.09%
Total investment cost 0.98%
Coronation Balanced Plus Fund South African / Multi-asset / High Equity
Class B4 Fund objective Benchmark
Risk profile Moderate to high Seeks to achieve the highest returns within the Composite of 53% equity, 22% bonds,
Reg28 Compliant constraints of the statutory investment restriction. 20% international and 5% cash
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 02/04/2012 Investment management (EX VAT) 0.74% Equity exposure 75%
1 year 40.76% Performance fee none Foreign exposure 30%
3 year 9.54% Other expenses 0.29% Property exposure 25%
5 year 7.44% Total VAT 0.15% Maximum hedge / Private equity fund 0%
Total expense ratio 1.18%
Transaction costs 0.17%
Total investment cost 1.35%
Page 24 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaUnit Trusts / Single Manager Funds
Foord Balanced Fund South African / Multi-asset / High Equity
Class B2 Fund objective Benchmark
Risk profile Moderate to high Seeks to achieve the steady growth of income The market value weighted average total return
Reg28 Compliant and capital as well as the preservation of real of the South African - Multi-Asset - High Equity
capital (as adjusted for inflation). unit trust sector, excluding Foord Balanced Fund
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 01/03/2012 Investment management (EX VAT) 0.52% Equity exposure 75%
1 year 24.74% Performance fee yes Foreign exposure 30%
3 year 8.34% Other expenses 0.46% Property exposure 25%
5 year 5.29% Total VAT 0.15% Maximum hedge / Private equity fund 0%
Total expense ratio 1.13%
Transaction costs 0.03%
Total investment cost 1.16%
Ninety One Managed Fund South African / Multi-asset / High Equity
Class H Fund objective Benchmark
Risk profile Moderate Seeks stable, long-term growth and returns Peer Group Average
Reg28 Compliant well in excess of the fund’s peer group.
TER date 31/03/2021
Performance Fees Intended maximum limits
Inception Date 09/02/1994 Investment management (EX VAT) 0.48% Equity exposure 75%
1 year 16.60% Performance fee yes Foreign exposure 30%
3 year 10.09% Other expenses 1.04% Property exposure 10%
5 year 8.20% Total VAT 0.23% Maximum hedge / Private equity fund 0%
Total expense ratio 1.75%
Transaction costs 0.77%
Total investment cost 2.52%
Ninety One Opportunity Fund South African / Multi-asset / High Equity
Class H Fund objective Benchmark
Risk profile Moderate Seeks to achieve the highest returns Headline Consumer Price Index +6%
Reg28 Compliant within the constraints of the statutory
investment restrictions.
TER date 31/12/2021
Performance Fees Intended maximum limits
Inception Date 02/05/1997 Investment management (EX VAT) 0.48% Equity exposure 75%
1 year 15.77% Performance fee yes Foreign exposure 30%
3 year 9.07% Other expenses 0.67% Property exposure 10%
5 year 6.26% Total VAT 0.17% Maximum hedge / Private equity fund 0%
Total expense ratio 1.32%
Transaction costs 0.02%
Total investment cost 1.34%
Page 25 of 49 Find out more about our funds:
Sygnia Terms and Information www.sygnia.co.zaYou can also read
