Seniors and Gambling in British Columbia The Canadian Approach
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1 Seniors and Gambling in British Columbia The Canadian Approach April 1999 Prepared For: Senior Gambling—A Growing Concern The Mid-Atlantic Regional Conference on Senior Gambling Prepared By: Kathie Neufeld Provincial Problem Gambling Consultant for Seniors In Collaboration with: Jane Burke Provincial Problem Gambling Consultant for Women Canadian seniors are diverse. They have different interests and cultural ethnic backgrounds. They have varied levels of health, fitness, income, and assets. As people move through these "Golden Years" their needs preferences change. So will their demand for greater choices of recreational activities, interests and support services. An Increasing Population Today in Canada the fastest growing sector of the population is individuals aged 65+, or “seniors”. In 1998 there were 3.7 million Canadians age 65+, an increase of 60% from the 2.4 million 65+ in 1981. This older population has grown more than twice as fast as the overall population since the early 1980’s. Today more than one out of every 10 Canadians is a senior. Statistics Canada has projected that by 2021 there will be almost 7 million seniors representing 18% of the total population. Of the current 3.7 million seniors in Canada, the majority currently reside in one of the Canada’s four largest Provinces. 84% of Canadian seniors live in Ontario, Quebec, Alberta, or British Columbia. Those Canadians today aged 65 - 74, in the areas of physical ability, recreational interests, and community involvement, more closely resemble those under age 65 then ever before. Subsequently, Canadians in the 75 - 84 age range appear to be in the period of transition formally associated with those individuals age 65 - 74. It is only the Canadians age 85+ that are currently most likely to be characterised by the many conditions associated with old age. This characterisation becomes more significant in light of the fact that the 85+ age group is the fastest growing segment of the overall senior population today in Canada. British Columbia’s Statistics British Columbia is considered to be the provincial retirement capital of Canada. An estimated 515,000 seniors 65+ represent 17% of the total population. This 17% is living longer than ever before with the average life span of women being 81.3 years, and 75.3 years for men. This increase is a reflection of a generation that is healthier, with heightened viability and quality of life. As of 1965 60% of seniors were engaging in some form of physical activity at least 3x a week. The diversity of seniors in British Columbia, culturally and otherwise, is rooted in number of variables: 44% have immigrated from other provinces in Canada; 32% have immigrated from other countries (7% from Asia, 25% from Europe and other countries); 58% of the overall 65+ are female; 72% of all seniors 85+ are female; as of 1996 5800
2 Seniors were Status Indian First Nation which represented 1% of the entire 65+ population. History of Gambling Canada Canada’s relationship with gambling can be traced back to 1882 when the Canadian Criminal Code first passed legislature prohibiting the keeping of common gaming houses, conducting lotteries, cheating at play, or gambling in public conveyances. In 1900 this code was adapted to allow for small raffles (not exceeding $50.00 in prizes) at religious and charitable bazaars. In 1969 came the first major expansion of gaming in Canada when section 190 of the Canadian Criminal Code was amended to allow provincial governments to operate lotteries and casinos, or to license charitable or religious organisations to do so. Many Canadians supported this initial expansion with the belief that youth sports and many privately funded social programs would flourish and prosper. Today in Canada 82% of all households are spending an average of $423.00 annually on some form of gambling (Statistics Canada 1996). All 10 provinces operate $1,000,000.00 lotteries weekly, host daily Bingo sessions with jackpots in the tens of thousands, and provide electronic gaming either in the form of Video Lottery Terminals or Slot Machines. Gaming Expansion in Canada has also coincided with Problem Gambling Services and Programs. Within the last 5 years all 10 provinces have begun providing some measure of problem gambling services with most provinces now having a toll free 24 hour Help Line. Although tracking methods and breakdowns often vary from province to province this is beginning to provide an initial statistical analysis of senior gamblers in Canada. Canada’s Senior Gambler: • 3.5 % of Help Line callers were aged 55+ • 15.5% played bingo • 34% gambled in casinos • 14% played lotteries • 19% participated in some form of electronic gaming British Columbia Legalised gambling provides entertainment for the vast majority of British Columbian’s. A small number of British Columbian’s experience an array of problems as a result of their own or someone else’s gambling. In 1993, as part of its program to monitor the role of gambling in the life of the province, the British Columbia Lottery Corporation initiated and funded a survey program to investigate public attitudes toward social gaming and identify the perceived and actual extent of problem gambling.
3 The Social Gaming Survey was conducted jointly by the Angus Reid Group and Gemini Research, using a 27 minute telephone survey on 1200 British Columbian adults. This survey looked to investigate public perceptions of problem gambling, and attitudes toward principle social gaming institutions. The prevalence study indicated that: • 2.4% were currently in the problem gambling category • 1.8% (12,700-42,100 individual British Columbian residents) fell in the probable pathological category • bingo, casino, and horsetrack bettors represented the most at risk gaming segments for problem gambling behaviors. Forms of familiar gambling activities identified by respondents: • local casinos • resort casinos • raffle tickets • fund raising events such as casino nights • B.C. lottery 649 • instant scratch and win tickets • video poker • arcade video games • electronic bingo • paper bingo • horetrack races • dog races and cock fights • cards with no money at stake • cards where money is at stake • local card rooms • craps or other dice games • sports betting with friends or co-workers • sports pools • sports action lottery game • sports with a book maker • pulltabs or nevada break opens • keno • speculative investments • games of skill. Summary of Key Findings: • 97% of adults had participated in a gambling or wagering activity. • 28% of all gamblers were age 65+ • Nearly 2 out of 3 British Columbians participate in some form of gambling on a weekly basis. • Casino games account for the largest share of the gambling expenditures, reflecting large sums spent by a small segment of the population. • Lottery games are second in overall spending as a result of small expenditures by a large population of the populous. • 55+ were the second biggest spenders ($2,055 annually) With the expansion of various types of license lotteries and gaming activities during 1997 the Ministry for Children and Families received $2,000,000.00 annually, from the
4 British Columbian Lottery Corporation, to provide problem gambling programs under the jurisdiction of Adult and Youth Addiction Services. Although British Columbia has been the last province in Canada to implement problem gambling services, it is unique in the high visibility and controversial nature to increase gambling opportunities, which has made problem gambling a public issue. British Columbia was the first province to higher provincial consultants for women and seniors with regional specialists in the areas of youth, aboriginal, and multicultural groups. Ontario and Manitoba have now followed suit implementing specific consultants positions to provide prevention and education for senior gamblers. The Problem Gambling Program also included a 24 hour toll free Help Line. This crisis line provided information and referrals for gamblers, their families, the general public, and the professional community. The Help Line provided those individuals unable to access counselling, do to geographic isolation or unreasonable access to service, to receive telephone counselling. In the spring of 1998, after consultation between myself and the Help Line supervisor, the Help Line enhanced it’s data collection by including an age category for senior callers. Profile of Senior Gambler in British Columbia Based on combined findings from the Social Gaming Survey, Help Line callers, and senior gamblers who have accessed treatment services, we have begun to develop a clearer profile of the senior gambler in British Columbia. This information is important in strategic planning for accessing high risk individuals hidden within an ageing subculture. Profile of British Columbia’s Senior Problem Gambler: • 70% suffer from chronic pain • may gamble to create distance from a spouse or relative • gamble to engage in a leisure activity with spouse • gamble as a means of asserting independence and freedom from a past or current controlling relationship • has an average of 7.7 free hours/day • has often immigrated to British Columbia • often engages in sweepstakes by mail as a form of gambling • may relocate to British Columbia during the winter months only Implementation of Problem Gambling Services for Seniors Prior to 1997 there were no problem gambling resources available in British Columbia, with the exception of one private consulting firm and a limited number of professionals providing private for fee services. As previously stated, even within its inception this new problem gambling program was extraordinarily innovative in its approach, providing an array of services and resources for problem gamblers in every region throughout the province. This new program was delivered based on the Stages of Change theories, and from a Harm Reduction philosophy. Specialised Function of Provincial Consultant
5 The position for Provincial Problem Gambling Consultant for Seniors was contracted to Peace Arch Community Services, a non-profit agency, located in White Rock. Peace Arch Community Services is a community based, out-patient, multi-service agency. I received this ambitious position on Nov. 1/97 with the designated objectives of: providing information and treatment services for seniors and their families; implementing, developing, and facilitating information and education sessions to professionals and agencies, community groups, senior outreach programs. The division of these major job functions were, 75% information, prevention and education, and 25% treatment services. Information Collection In order to provide the most copious and prevalent approach I began researching current literature on Seniors and Problem Gambling. Initially my literature review was narrow in focus, looking unequivocally for Canadian based articles. Do to the absence of Canadian based literature, or Canadian professionals focusing primarily on Senior Gamblers, I then amplified my search to include the United States and other countries actively providing resources and services for Problem Gamblers. It was in the United States, that albeit information remained extremely limited, I was fortunate in network with three other professionals ensuing issues categorical to Seniors and Gambling. These individuals were: Betty George, from The Minnesota Council on Compulsive Gambling; Pat Fowler, from The Florida Council on Compulsive Gambling; Ron Karpin, from The Council of Compulsive Gambling Of New Jersey. Professional networking proved to be invaluable. These professionals generously shared their experiences, statistical information and resource materials, combined with proven outreach strategies. They further validated my frustration in locating resources and literature on or for Senior Gamblers. Further insight and suggestions for working within the senior population was obtained from an array of community outreach workers within senior alcohol and drug programs. Information Dissemination While information on Seniors and Problem Gambling was limited, so were resources for dissemination of information to Seniors. Widespread dissemination was further hindered by political opposition to a expansive media release announcing the implementation of Problem Gambling Services and the Help Line. A strategic plan was developed to disperse to seniors, professionals, agencies, communities, and gaming venues, educational material on seniors and problem gambling, and the 24 hour toll free Help Line number. Initial distribution began in the lower mainland, an area which encompasses approximately 3,000,000 of the overall 4,000,000 individuals currently residing in British Columbia. This distribution included a Service Announcement which was dispersed to the various addiction service agencies, mental health professionals, and several senior service organisations. Corresponding with the Service Announcement were several interviews and articles published in small local community newspapers throughout British Columbia. Liasoning with community senior outreach professionals allowed for hands on distribution of pamphlets which were adapted to specifically address the multidimensional issues for seniors gamblers.
6 Familiarizing those agencies and self help groups already actively involved in assisting senior problem gamblers, was the next step. Through in service presentations, I began to share resources, information, and literature, while establishing a service network for senior gamblers. These agencies included Gamblers Anonymous, Gam Anon, Credit Counsellors, Bankruptcy Trustees, Debtors Assistance, Seniors Addiction Counsellors, and Senior Peer Helpers. Neighbouring with Mental Health was likewise paramount in assuring the high incidence of suicide and depression among gamblers was addressed. Looking for creative and challenging avenues for reaching the still dormant problematic gamblers among seniors, while also providing a Harm Reduction foundation, I distributed a “How to Gamble Safely” bulletin, through a local Travel Agency, who included it in their mail out of advertised gambling tours for seniors. Provincial Collaboration Accessing the 1,000,000 individuals residing in the outlying communities was a colossal task undertaken, after consultation, and in collaboration with, the Provincial Consultant for Women. Initially we developed a integral plan which encompassed communities fortunate enough to have readily available Problem Gambling Services, or communities already in the upsweep of the gaming expansion. We enlisted the assistance of the Problem Gambling Counsellors and regional specialists located in these various regions and began delivering professional workshops throughout the province. To date we have collaboratively delivered workshops to professionals in 9 outlying communities. Treatment Approaches My therapeutic work with seniors and their families has been concentrated in the 57 - 84 age range. Although younger family members were often involved in the actual intervention process. Therapeutic case management of seniors has included crisis counselling in person or by telephone, screening and assessment in magnitude of problem, individual treatment readiness, and appropriate level of intervention. These anterior encounters have been immeasurable in equipping me with the experience and expertise to work productively, and compassionately, within the ageing population of problem gamblers. The gambling activities these senior gamblers have been actively partaking in include Instant Scratch and Win Tickets, Keno, Lotteries, Parimutuel Wagering, and Slot Machines. Telemarketing Scams The latest and most devastating emergence of gaming among seniors has been Telemarketing Scams, including lottery mail-in, and lottery telephone scams. These scam artists are praying on the vulnerability of an ageing population and swindling them out of life savings. Unfortunately only 1/3 of those seniors swindled will file an official complaint. Resistance to reporting these instances may be in part do to feelings of shame and naiveté at being swindled by common criminals. Seniors also are often
7 unaware that helping services exist or are available, the most prominent and effective of which is ”Project Phonebusters.” Telemarketing fraud has evolved into a sophisticated operation. One common set-up is the “prize room”, a scam where victims (most often seniors) are promised valuable prizes if they first purchase the companies product. This product is often an item of little or no use to the victim which has been significantly marked up in price, or misrepresented as being of more value than its actual worth. Seniors today are easy prey for this scam as they are representative of an era when an individuals word was sacred and truthful. The opportunity of exploitation of seniors is often further augmented by their social isolation, feelings of aloneness, and day time availability. Many seniors are spending their daylight hours fending off unwanted pitches. Client Example: An adult family member (daughter) contacted the Problem Gambling Program looking for resources for her father, age 84, who was sending thousands of dollars into various Telemarketing Scams. The level of helplessness and devastation for any family involved in this predicament was expressed clearly, by the daughter, in this particular instance. “We have no way of stopping this. We have tried every conceivable method of intervening. We don't want to take away the last thread of independence our father has, but if this continues be nothing left of his retirement savings.” Overview Much work remains to be rendered in the areas of research and awareness in the arena of ageing gamblers. Is a 68 year old women attending Bingo 5x a week experiencing problems, is this a social, recreational, exciting, fun form of entertainment? Is an adult family member genuinely concerned about the senior gamblers mental, emotional, and social well being, are they simply safe guarding an inheritance they believe themselves to be entitled to? Why are problem gambling services not utilised as frequently by seniors as by other age categories? These are only a few of the many questions arising from the issue of senior gamblers. In September of 1998 the Canadian Working Group held their first meeting, at the Interprovincial Gambling Conference in Edmonton, Alberta, to begin bridging the gap in information surrounding women and senior gamblers. This group is comprised of concerned professionals from across Canada who are interested in exploring the multi- faceted issues related to senior and female gamblers. The goal, to collaboratively share information, resources, and expertise correlated with these two underrepresented sectors of problem gamblers. Current tasks include the amalgamation of provincial statistics and a comprehensive literature review. Vision Over the last eighteen months British Columbia’s Problem Gambling Program, despite its many obstacles and limitations, has proven itself to be successful. This success can be attributed primarily to the co-ordination, innovation, and support it has received from the Addictions Service office in Victoria.
8 During this brief span of time already the emergence of the need for specific Problem Gambling Services, tailored to the needs of seniors and their families, similarly been proven. Within the vast amount of work remaining to be done, my vision for the future includes targeting the travel and tourism industry, that all seniors anticipating travel encompassing gaming would be made aware of the risks associated with gambling, and information on how to gamble safely. As elder abuse also continues to be an arising phenomenon, I am striving toward direct collaboration and engagement with the Elder Abuse Network. This would allow for establishing the direct correlation between abuse of seniors within the gaming establishment, particularly telemarketing scams, and the financial abuse towards seniors associated with a family member who is problem gambling. Thirdly, I intend to capitalise on the opportunities arising from the designation of “The Year of The Older Person”, by attending and presenting at the numerous conferences scheduled throughout British Columbia this year. Finally, it is my hope to provide information to Financial Institutions. Many seniors who are experiencing financial difficulties pertaining to gambling will initially pursue financial management services, and yet many of the individuals working within these professions know little or nothing of the workings of problem gambling. Closing: In closing I would like to state my sincere appreciation to those individuals who mandated that every person, adult or youth, screened for alcohol or drug misuse in British Columbia, is further screened, using the “G Cage”, for problem gambling. To the individuals who took the time to return my phone calls, answer questions, and forward information, your assistance has been invaluable. And to those pioneering professionals in the forefront of services for seniors and problem gambling, who have taken the time to fight for a cause many thought to be non-existent, I commend you.
9 Ratio of Senior’s (55+) who Accessed Problem Gambling Services in British Columbia October 1997 - December 1998 Oct.-Dec. 1997 • 15 clients accessed services- 1 was 55+ • Help Line received 40 calls- unknown were 55+ Jan.-Mar. 1998 • 74 clients accessed services- 11 were 55+ • Help Line received 142 calls- unknown were 55+ Apr.- June 1998 • 97 clients accessed services-3 were 55+ • Help Line received 61 calls-8 were 55+ July - Sept. 1998 • 62 clients accessed services-4 were 55+ • Help Line received 70 calls-5 were 55+ Oct. - Dec. 1998 • 63 clients accessed services-1 was 55+ • Help Line received 110 calls- 13 were 55+ OVERALL 311 individual access - 20 55+ 423 help line calls - 26 55+ TOTALS 734 contacts - 46 were 55+
10 Gender Ratio of Individuals who Accessed Problem Gambling Services in British Columbia October 1997- December 1998 Oct.-Dec. 1997 • 15 clients accessed services- 10 were female • Help Line received 40 calls- 16 were female (11 were unknown gender) Jan.-Mar. 1998 • 74 clients accessed services- 32 were female • Help Line received 142 calls- 76 were female Apr.- June 1998 • 97 clients accessed services- 43 were female • Help Line received 61 calls- 28 were female July - Sept. 1998 • 62 clients accessed services- 29 were female • Help Line received 70 calls- 34 were female Oct. - Dec. 1998 • 63 clients accessed services- 27 were female • Help Line received 110 calls- 44 were female OVERALL 311 individual access - 141 female 423 help line calls - 198 female TOTALS 734 contacts - 339 female
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