Performance update Long-term investing - February 2021 - Binary Capital
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Long-term investing
Performance update
February 2021
Long-termism shapes our relationships and our investments
Please select from below
Monthly CIO Update:
February 2021 – Being Resilient.
Active Defensive
Active Cautious
Active Factsheets Active Balanced
Active Growth
Active Adventurous
Sustainable Defensive
Sustainable Cautious
Sustainable
Sustainable Balanced
Factsheets
Sustainable Growth
Sustainable Adventurous
Passive Defensive
Passive Cautious
Passive
Passive Balanced
Factsheets
Passive Growth
Passive Adventurous
Disclaimer / Contact usTell me something I do not know. Back to
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By Saftar Sarwar, Chief Investment Officer
saftar.sarwar@binarycapital.co.uk
Whilst January 2021 was a fairly smooth month in markets, notwithstanding the odd movements in
a handful of the so-called ‘meme’ stocks driven by a specific online community, February was a
very, can I say, interesting month.
In February, investment market volatility increased significantly, and we saw investors rotate out of
momentum, growth stocks towards value and short dated fixed income. Investment markets
appear to believe that as we get successful vaccine coverage and therefore the beginning of
economic normality, economic growth will pick up leading to interest rates beginning to rise earlier
than anticipated.
I believe this anticipation of rising interest rates is overdone. Here is why I think so: the economic
devastation of the pandemic is considerable, whole sectors have been left to one side to cope with
the lockdowns. There is high unemployment now resulting in significant economic capacity.
Furthermore, a genuine permanent structural shift appears to have taken place in terms of the
actual way we work and how workforce productivity will be realised. Western government support
of economies is still ongoing and only expected to ease later this year and could pass into next
year. As I noted in one of my notes of last autumn, 2021 will be similar to 2020.
In a low or zero interest rate environment, global interest rates are bound to rise, I expect that rise
still to be some way off. When it comes to investing, we are pragmatic and long-term. As a result, if
we do see interest rates rise unexpectedly and there is a sell-off across various sectors we will
most likely invest through this, even see it as a buying opportunity. We have no real competitive
advantage on how we will time in and out of this cycle so we will not aim to do so. Resilient is an
important word, we believe we have resilient portfolios, portfolios that will stand the test of
various market movements. Our focus on large cap, quality stocks globally with strong liquidity is
an added resilient factor.
Previously I have articulated around our focus on the US and China – drivers of economic growth
in 2021 and into 2022, we also have a focus on emerging markets, I expect this trio to deliver in the
long-term with short-term volatility in between. Being resilient through such volatility is the key.
Being focused on the investment strategy is important. Having an ultra-determined mindset is
crucial.
We started 2021 as we ended 2020 with good positive numbers, whilst February was a very volatile
month we withstood much of this volatility in many of the portfolios to be similar to the
competitive index return for the year so far. Our Balanced portfolio returned -2.9% in February and
the high equity Adventurous portfolio -1.8%. Our year-to-date numbers for 2021 are also credible,
with the Adventurous portfolio essentially flat for the first two months of this year. I do not want to
dwell on these numbers, I do not want to go into detail around a monthly snapshot. If we think
long-term then we must act long-term, we always aim to do that and not compromise on our
strategy however challenging that may get.
We remain patient for future outcomes and always looking to deliver, always.The Active Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Defensive
The aim of the Binary Capital Defensive Portfolio is to deliver returns that are a combination of income and
capital growth with a high emphasis on fixed income exposure. It is suitable for investors who wish to take on
less risk than full exposure to equity markets and are cautious about equity returns in general. There are
genuine opportunities for capital growth, however the focus is on capital preservation via fixed income
investments.
This model portfolio may be suitable for those investors wanting a combination of capital growth and capital
protection, with a reduced risk of fluctuations in capital values, by investing in a portfolio that allows
investment in a range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £140,000
AMC: 0.75%
£135,000
OCF: 0.40%
£130,000
Semi-annual rebalancing
£125,000
Volatility managed
Available on platform of choice £120,000
£115,000
This model contains: £110,000
13 Holdings. £105,000
4 corporate bond mutual funds £100,000
9 equity mutual funds
£95,000
Defensive Benchmark
A balance in cash Active 1
£90,000
02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Portfolio (%) -3.7 -2.9 -0.2 -4.5 8.7 9.5 13.3 6.3
Asset Name %
MSCI All Country World Index GBP 20 Benchmark (%) -1.8 -1.5 1.5 -2.8 10.9 8.4 17.1 8.3
Markit iBoxx GBP Liquid Corporates Relative
50 -1.9 -1.4 -1.8 -1.7 -2.2 1.1 -3.8 -2.0
Large Cap Index Performance (%)
Markit iBoxx GBP Corporates 0-5
30
Index
Strategic Asset Allocation
Top Five Holdings 60% 55.0%
50%
Asset Name %
40%
Schroder Long Dated Corporate
30 30%
Bond I (Acc) 22.0%
20%
Fidelity Inst Long Dated Corporate
25 10% 7.0%
Bond (Acc) 2.0% 3.0% 2.0% 2.0% 2.0% 2.0% 3.0%
0%
Fidelity Short Dated Corporate Bond
12
W (Acc)
L&G Short Dated £ Corporate Bond
10
Index I (Acc)
Baillie Gifford American B (Acc) 4
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.40%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Active Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Cautious
The aim of the Binary Capital Cautious Portfolio is to deliver returns from a combination of income and capital
growth albeit with a significant tilt towards fixed income exposure. It is suitable for investors who wish to take
on less risk than full exposure to equity markets and are cautious about equity returns in general. There is a
focus on capital preservation.
This model portfolio may be suitable for those investors wanting a combination of capital growth and income,
with a reduced risk of fluctuations in capital values, by investing in a portfolio that allows investment in a
range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £140,000
AMC: 0.75%
£135,000
OCF: 0.48%
£130,000
Semi-annual rebalancing
£125,000
Volatility managed
Available on platform of choice £120,000
£115,000
This model contains: £110,000
13 Holdings. £105,000
4 corporate bond mutual funds £100,000
9 equity mutual funds
£95,000
Cautious Benchmark
A balance in cash Active 2
£90,000
02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Portfolio (%) -3.44 -1.32 1.72 -3.72 14.77 11.85 23.43 9.22
Asset Name %
MSCI All Country World Index GBP 40 Benchmark (%) -1.58 -1.24 3.03 -2.80 14.24 10.34 22.91 10.72
Markit iBoxx GBP Liquid Corporates Relative
50 -1.86 -0.07 -1.31 -0.92 0.53 1.51 0.52 -1.50
Large Cap Index Performance (%)
Markit iBoxx GBP Corporates 0-5
10
Index
Strategic Asset Allocation
Top Five Holdings 50%
45.0%
Asset Name %
40%
30%
Schroder Long Dated Corporate
25 21.0%
Bond I (Acc) 20%
Fidelity Inst Long Dated Sterling 10.0%
20 10% 6.0%
Corporate Bond (Acc) 4.0% 3.0% 4.0%
2.0% 2.0% 3.0%
0%
Baillie Gifford American B (Acc) 13
Ninety-One American Franchise Fund
8
I (Acc)
Fidelity Short Dated Corporate Bond
5
W (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.48%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Active Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Balanced
The aim of the Binary Capital Balanced Portfolio is to deliver returns from a combination of income and
capital growth, with more of a focus on the latter. It is suitable for investors who are looking for long term
returns through a significant exposure to equity markets together with the security that fixed income
investments can provide a portfolio.
This model portfolio may be suitable for those investors wanting a combination of capital growth and
income, with a risk of fluctuations in capital values, by investing in a portfolio that allows investment in a
range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £160,000
AMC: 0.75%
OCF: 0.57% £150,000
Semi-annual rebalancing
£140,000
Volatility managed
Available on platform of choice £130,000
This model contains: £120,000
12 Holdings. £110,000
2 corporate bond mutual funds
10 equity mutual funds £100,000
Balanced Benchmark
A balance in cash Active 3
£90,000
02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -2.9 1.6 7.2 -2.5 17.3 19.2 36.4 13.7
MSCI All Country World Index GBP 60 Benchmark (%) -1.1 -0.7 4.7 -2.4 16.9 11.5 27.9 13.3
Markit iBoxx GBP Liquid Corporates Relative
40 -1.9 2.3 2.5 -0.1 0.3 7.8 8.5 0.4
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
Asset Name % 40%
32.0% 33.0%
30%
Baillie Gifford American B (Acc) 21
20%
Schroder Long Dated Corporate 9.0%
20 10% 7.0% 7.0%
Bond I (Acc) 3.0% 3.0% 3.0% 3.0%
0%
Fidelity Inst Long Dated Corporate
12
Bond
Ninety-One American Franchise Fund
12
I (Acc)
Baillie Gifford China B (Acc) 7
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.57%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Active Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Growth
The aim of the Binary Capital Growth Portfolio is to deliver returns from a combination of fixed income and
capital growth with a bias towards capital growth assets. It is suitable for higher risk investors who are looking
to maximise long term returns through significant exposure to equity markets.
This model portfolio may be suitable for those investors targeting capital growth. Investors are also willing to
take on the additional risk of increased fluctuations in capital values, by investing in a portfolio that allows
investment in a range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £160,000
AMC: 0.75%
OCF: 0.63% £150,000
Semi-annual rebalancing
£140,000
Volatility managed
Available on platform of choice £130,000
This model contains: £120,000
12 Holdings. £110,000
2 corporate bond mutual funds
10 equity mutual funds £100,000
Growth Benchmark
A balance in cash Active 4
£90,000
02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -2.4 2.6 7.6 -1.5 19.2 19.1 39.9 14.0
MSCI All Country World Index GBP 75 Benchmark (%) -0.5 0.0 6.1 -1.8 18.4 11.7 30.8 15.2
Markit iBoxx GBP Liquid Corporates Relative
25 -1.9 2.6 1.5 0.3 0.7 7.4 9.1 -1.3
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
38.0%
Asset Name %
40%
30%
Baillie Gifford American B (Acc) 24 20%
20.0%
10.0%
Ninety-One American Franchise Fund 10%
9.0% 8.0%
14 4.0% 4.0% 4.0% 3.0%
I (Acc) 0%
Fidelity Inst Long Dated Corporate
10
Bond (Acc)
Schroder Long Dated Corporate
10
Bond I (Acc)
Baillie Gifford China B (Acc) 8
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.63%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Active Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Adventurous
The aim of the Binary Capital Adventurous Portfolio is to deliver returns that are a combination of fixed
income and capital growth with a very strong bias towards capital growth assets. It is suitable for higher risk
investors who are looking to maximise long term returns through a very high exposure to equity markets.
This model portfolio may be suitable for those investors wanting capital growth with a risk of wide
fluctuations in capital values, by investing in a portfolio that allows investment in a range of asset classes,
regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £160,000
AMC: 0.75%
OCF: 0.69% £150,000
Semi-annual rebalancing
£140,000
Volatility managed
Available on platform of choice £130,000
This model contains: £120,000
12 Holdings. £110,000
2 corporate bond mutual funds
10 equity mutual funds £100,000
Adventurous Benchmark
A balance in cash Active 5
£90,000
02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -1.8 4.1 9.5 -0.7 21.1 21.8 46.9 16.7
MSCI All Country World Index GBP 90 Benchmark (%) 0.1 0.6 7.5 -1.2 19.9 11.9 33.6 17.4
Markit iBoxx GBP Liquid Corporates Relative
10 -1.9 3.4 2.1 0.6 1.2 9.9 13.3 -0.8
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
45.0%
Asset Name % 40%
30%
Baillie Gifford American B (Acc) 27
20%
12.0% 11.0%
Ninety-One American Franchise Fund 10%
10.0%
18 6.0% 5.0% 4.0% 4.0%
I (Acc) 3.0%
0%
Baillie Gifford China B (Acc) 10
Lindsell Train UK Equity Fund A (Acc) 7
Man GLG Continental Europe Growth
7
Prof C (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.69%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Sustainable Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Defensive
The aim of the Binary Capital Defensive Portfolio is to deliver returns that are a
combination of income and capital growth with a high emphasis on fixed income • Filters out tobacco,
armaments, alcohol,
exposure. It is suitable for investors who wish to take on less risk than full and gambling
exposure to equity markets and are cautious about equity returns in general. investments
There are genuine opportunities for capital growth, however the focus is on
• Invests in ESG leaders
capital preservation via fixed income investments.
• Maintain a lower
This model portfolio may be suitable for those investors wanting a combination of portfolio carbon
capital growth and capital protection, with a reduced risk of fluctuations in capital footprint than the
values, by investing in a portfolio that allows investment in a range of asset benchmark
classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £140,000
AMC: 0.75%
£135,000
OCF: 0.55%
£130,000
Semi-annual rebalancing
£125,000
Volatility managed
Available on platform of choice £120,000
£115,000
This model contains: £110,000
10 Holdings. £105,000
3 corporate bond mutual funds £100,000
5 equity mutual funds
£95,000
Defensive Benchmark
2 thematic equity mutual funds Sustainable 1
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Portfolio (%) -2.2 -0.4 2.6 -2.1 10.5 7.6 16.3 5.6
Asset Name %
MSCI All Country World Index GBP 20 Benchmark (%) -1.8 -1.5 1.5 -2.8 10.9 8.4 17.1 8.3
Markit iBoxx GBP Liquid Corporates Relative
Large Cap Index
50 -0.4 1.0 1.0 0.7 -0.4 -0.9 -0.8 -2.7
Performance (%)
Markit iBoxx GBP Corporates 0-5
30
Index Strategic Asset Allocation
Top Five Holdings 80% 77.0%
70%
Asset Name % 60%
50%
Liontrust Sustainable Future 40%
26
Corporate Bond 6 (Acc) 30%
20%
11.0%
ASI Ethical Corporate Bond 1 (Acc) 26 10%
2.0% 3.0% 4.0% 3.0%
0%
Threadneedle UK Social Bond Fund
25
Inst (Acc) GBP
Baillie Gifford Positive Change B (Acc) 6
Aegon Global Sustainability Equity
3
C (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.55%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Sustainable Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Cautious
The aim of the Binary Capital Cautious Portfolio is to deliver returns from a
combination of income and capital growth albeit with a significant tilt towards • Filters out tobacco,
armaments, alcohol,
fixed income exposure. It is suitable for investors who wish to take on less risk and gambling
than full exposure to equity markets and are cautious about equity returns in investments
general. There is a focus on capital preservation. • Invests in ESG leaders
The model portfolio may be suitable for those investors wanting a combination of • Maintain a lower
capital growth and income, with a reduced risk of fluctuations in capital values, by portfolio carbon
footprint than the
investing in a portfolio that allows investment in a range of asset classes, regions, benchmark
currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar
£140,000
AMC: 0.75%
£135,000
OCF: 0.59%
Semi-annual rebalancing £130,000
Volatility managed £125,000
Available on platform of choice £120,000
£115,000
This model contains: £110,000
10 Holdings.
£105,000
3 corporate bond mutual funds
£100,000
5 equity mutual funds
£95,000
2 thematic equity mutual funds Cautious Benchmark
Sustainable 2
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -2.0 1.2 5.4 -1.4 14.3 10.3 24.3 7.8
MSCI All Country World Index GBP 40 Benchmark (%) -1.6 -1.2 3.0 -2.8 14.2 10.3 22.9 10.7
Markit iBoxx GBP Liquid Corporates Relative
50 -0.5 2.4 2.4 1.4 0.0 -0.1 1.4 -2.9
Large Cap Index
Performance (%)
Markit iBoxx GBP Corporates 0-5
10
Index
Strategic Asset Allocation
Top Five Holdings 60% 55.0%
50%
Asset Name %
40%
Liontrust Sustainable Future
19 30%
Corporate Bond 6 (Acc) 21.0%
20%
ASI Ethical Corporate Bond 1 (Acc) 18 10% 5.0% 6.0%
10.0%
3.0%
0%
Threadneedle UK Social Bond Fund
18
Inst (Acc) GBP
Baillie Gifford Positive Change B (Acc) 10
Aegon Global Sustainability Equity
6
C (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.59%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Sustainable Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Balanced
The aim of the Binary Capital Balanced Portfolio is to deliver returns from a • Filters out tobacco,
combination of income and capital growth, with more of a focus on the latter. It is armaments, alcohol,
suitable for investors who are looking for long term returns through a significant and gambling
investments
exposure to equity markets together with the security that fixed income
investments can provide a portfolio. • Invests in ESG leaders
The model portfolio may be suitable for those investors wanting a combination of • Maintain a lower
portfolio carbon
capital growth and income, with a risk of fluctuations in capital values, by investing footprint than the
in a portfolio that allows investment in a range of asset classes, regions, benchmark
currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar
£160,000
AMC: 0.75%
OCF: 0.62% £150,000
Semi-annual rebalancing
Volatility managed £140,000
Available on platform of choice
£130,000
This model contains: £120,000
10 Holdings.
£110,000
3 corporate bond mutual funds
5 equity mutual funds £100,000
2 thematic equity mutual funds Balanced Benchmark
Sustainable 3
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -2.0 3.2 9.6 -0.6 18.9 15.1 36.4 11.2
MSCI All Country World Index GBP 60 Benchmark (%) -1.1 -0.7 4.7 -2.4 16.9 11.5 27.9 13.3
Markit iBoxx GBP Liquid Corporates Relative
40 -0.9 3.9 4.9 1.8 2.0 3.6 8.6 -2.1
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
Asset Name % 40%
32.0% 33.0%
30%
Baillie Gifford Positive Change B (Acc) 17
20% 17.0%
Liontrust Sustainable Future
11 10% 7.0% 8.0%
Corporate Bond 6 (Acc) 3.0%
0%
ASI Ethical Corporate Bond 1 (Acc) 11
Threadneedle UK Social Bond Fund
10
Inst (Acc) GBP
Aegon Global Sustainability Equity
10
C (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.62%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Sustainable Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Growth
The aim of the Binary Capital Growth Portfolio is to deliver returns from a
combination of fixed income and capital growth with a bias towards capital growth • Filters out tobacco,
armaments, alcohol,
assets. It is suitable for higher risk investors who are looking to maximise long and gambling
term returns through significant exposure to equity markets. investments
• Invests in ESG leaders
The model portfolio may be suitable for those investors targeting capital growth. • Maintain a lower
Investors are also willing to take on the additional risk of increased fluctuations in portfolio carbon
footprint than the
capital values, by investing in a portfolio that allows investment in a range of asset
benchmark
classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar
£160,000
AMC: 0.75%
OCF: 0.63% £150,000
Semi-annual rebalancing
Volatility managed £140,000
Available on platform of choice
£130,000
This model contains: £120,000
10 Holdings.
£110,000
3 corporate bond mutual funds
5 equity mutual funds £100,000
2 thematic equity mutual funds Growth Benchmark
Sutainable 4
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -1.9 4.0 9.8 -0.1 19.2 13.2 35.3 12.0
MSCI All Country World Index GBP 75 Benchmark (%) -0.5 0.0 6.1 -1.8 18.4 11.7 30.8 15.2
Markit iBoxx GBP Liquid Corporates Relative
25 -1.4 4.0 3.7 1.7 0.8 1.5 4.5 -3.2
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
41.0%
Asset Name % 40%
30%
Baillie Gifford Positive Change B (Acc) 20 20.0% 19.0%
20%
Aegon Global Sustainability Equity 9.0%
14 10% 8.0%
C (Acc) 3.0%
0%
AXA Framlington Global Technology
12
Z (Acc)
Liontrust UK Ethical Fund 2 (Acc) 9
Legg Mason ClearBridge US Equity
8
Sustainable Leaders X (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.63%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Sustainable Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Adventurous
The aim of the Binary Capital Adventurous Portfolio is to deliver returns that are a
combination of fixed income and capital growth with a very strong bias towards • Filters out tobacco,
armaments, alcohol,
capital growth assets. It is suitable for higher risk investors who are looking to and gambling
maximise long term returns through a very high exposure to equity markets. investments
• Invests in ESG leaders
The model portfolio may be suitable for those investors wanting capital growth • Maintain a lower
with a risk of wide fluctuations in capital values, by investing in a portfolio that portfolio carbon
footprint than the
allows investment in a range of asset classes, regions, currencies and investment
benchmark
types.
Key Information Performance
Portfolio Manager: Saftar Sarwar
£160,000
AMC: 0.75%
OCF: 0.66% £150,000
Semi-annual rebalancing
Volatility managed £140,000
Available on platform of choice
£130,000
This model contains: £120,000
9 Holdings.
£110,000
2 corporate bond mutual funds
5 equity mutual funds £100,000
2 thematic equity mutual funds Adventurous Benchmark
Sustainable 5
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -2.0 5.1 11.9 0.3 22.0 15.3 41.8 14.3
MSCI All Country World Index GBP 90 Benchmark (%) 0.1 0.6 7.5 -1.2 19.9 11.9 33.6 17.5
Markit iBoxx GBP Liquid Corporates Relative
10 -2.0 4.5 4.5 1.5 2.1 3.4 8.1 -3.2
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50% 49.0%
Asset Name % 40%
30%
Baillie Gifford Positive Change B (Acc) 25 23.0%
20%
Aegon Global Sustainability Equity 10.0% 10.0%
15 10%
C (Acc) 5.0%
3.0%
0%
AXA Framlington Global Technology
14
Z (Acc)
Liontrust UK Ethical Fund 2 (Acc) 10
Legg Mason ClearBridge US Equity
10
Sustainable Leaders X (Acc)
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.75% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.66%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Passive Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Defensive
The aim of the Binary Capital Defensive Portfolio is to deliver returns that are a combination of income and
capital growth with a high emphasis on fixed income exposure. It is suitable for investors who wish to take on
less risk than full exposure to equity markets and are cautious about equity returns in general. There are
genuine opportunities for capital growth, however the focus is on capital preservation via fixed income
investments.
This model portfolio may be suitable for those investors wanting a combination of capital growth and capital
protection, with a reduced risk of fluctuations in capital values, by investing in a portfolio that allows
investment in a range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £140,000
AMC: 0.25%
£135,000
OCF: 0.16%
£130,000
Semi-annual rebalancing
£125,000
Volatility managed
Available on platform of choice £120,000
£115,000
This model contains: £110,000
14 Holdings. £105,000
4 corporate bond mutual funds & ETFs £100,000
8 equity mutual funds & ETFs
£95,000 Defensive Benchmark
2 thematic equity mutual funds Passive 1
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -1.8 -1.2 1.1 -2.2 7.8 4.6 10.1 6.8
MSCI All Country World Index GBP 20 Benchmark (%) -1.8 -1.5 1.5 -2.8 10.9 8.4 17.1 8.3
Markit iBoxx GBP Liquid Corporates Relative
50 0.0 0.3 -0.5 0.5 -3.1 -3.9 -7.0 -1.6
Large Cap Index
Performance (%)
Markit iBoxx GBP Corporates 0-5
30
Index
Strategic Asset Allocation
Top Five Holdings 60% 55.0%
50%
Asset Name % 40%
iShares £ Corporate Bond Index (UK)
27.5 30%
D (Acc) 22.0%
20%
HSBC Sterling Corporate Bond Index
27.5 10%
C (Acc) 4.0%
2.0% 3.0% 2.0% 2.0% 2.0% 2.0% 3.0% 3.0%
0%
iShares Core £ Corp Bond 0-5 UCITS
11
ETF (Dist) GBP
Vanguard UK Short-Term Investment
11
Grade Bond Index (Acc) GBP
Fidelity Index US P (Acc) 4
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.25% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.16%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Passive Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Cautious
The aim of the Binary Capital Cautious Portfolio is to deliver returns from a combination of income and capital
growth albeit with a significant tilt towards fixed income exposure. It is suitable for investors who wish to take
on less risk than full exposure to equity markets and are cautious about equity returns in general. There is a
focus on capital preservation.
This model portfolio may be suitable for those investors wanting a combination of capital growth and income,
with a reduced risk of fluctuations in capital values, by investing in a portfolio that allows investment in a
range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £140,000
AMC: 0.25%
£135,000
OCF: 0.17%
£130,000
Semi-annual rebalancing
£125,000
Volatility managed
Available on platform of choice £120,000
£115,000
This model contains: £110,000
14 Holdings. £105,000
4 corporate bond mutual funds & ETFs £100,000
8 equity mutual funds & ETFs
£95,000
Cautious Benchmark
2 thematic equity mutual funds Passive 2
£90,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -1.5 -0.6 2.4 -1.9 12.8 4.7 16.1 9.3
MSCI All Country World Index GBP 40 Benchmark (%) -1.6 -1.2 3.0 -2.8 14.2 10.3 22.9 10.7
Markit iBoxx GBP Liquid Corporates Relative
50 0.1 0.7 -0.7 0.9 -1.4 -5.7 -6.8 -1.4
Large Cap Index
Performance (%)
Markit iBoxx GBP Corporates 0-5
10
Index
Strategic Asset Allocation
Top Five Holdings 50%
45.0%
Asset Name %
40%
30%
iShares £ Corporate Bond Index (UK)
22.5
D (Acc) 20%
13.0%
HSBC Sterling Corporate Bond Index 10.0%
8.0%
22.5 10% 6.0%
C (Acc) 4.0% 3.0% 4.0%
2.0% 2.0% 3.0%
0%
Fidelity Index US P (Acc) 13
iShares Core £ Corp Bond 0-5 UCITS
5
ETF (Dist) GBP
Vanguard UK Short-Term Investment
5
Grade Bond Index (Acc) GBP
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.25% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.17%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Passive Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Balanced
The aim of the Binary Capital Balanced Portfolio is to deliver returns from a combination of income and
capital growth, with more of a focus on the latter. It is suitable for investors who are looking for long term
returns through a significant exposure to equity markets together with the security that fixed income
investments can provide a portfolio.
This model portfolio may be suitable for those investors wanting a combination of capital growth and
income, with a risk of fluctuations in capital values, by investing in a portfolio that allows investment in a
range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £160,000
AMC: 0.25%
£150,000
OCF: 0.19%
Semi-annual rebalancing £140,000
Volatility managed
£130,000
Available on platform of choice
£120,000
This model contains: £110,000
13 Holdings.
£100,000
2 corporate bond mutual funds & ETFs
9 equity mutual funds & ETFs £90,000
Balanced Benchmark
2 thematic equity mutual funds Passive 3
£80,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -1.1 0.7 5.7 -1.5 15.0 7.0 21.7 13.7
MSCI All Country World Index GBP 60 Benchmark (%) -1.1 -0.7 4.7 -2.4 16.9 11.5 27.9 13.3
Markit iBoxx GBP Liquid Corporates Relative
40 -0.1 1.4 1.0 0.9 -1.9 -4.5 -6.1 0.4
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
Asset Name % 40%
32.0%
30%
iShares £ Corporate Bond Index (UK)
16 22.0%
D (Acc) 20%
HSBC Sterling Corporate Bond Index 9.0%
11.0%
16 10% 7.0% 7.0%
C (Acc) 3.0% 3.0% 3.0% 3.0%
0%
Fidelity Index US P (Acc) 16
HSBC MSCI China NAV GBP 7
Vanguard FTSE Developed Europe
7
ex-UK Equity Index A
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.25% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.19%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.The Passive Portfolio Back to
Factsheet – February 2021 Menu Risk Profile
Investment objectives: Growth
The aim of the Binary Capital Growth Portfolio is to deliver returns from a combination of fixed income and
capital growth with a bias towards capital growth assets. It is suitable for higher risk investors who are looking
to maximise long term returns through significant exposure to equity markets.
This model portfolio may be suitable for those investors targeting capital growth. Investors are also willing to
take on the additional risk of increased fluctuations in capital values, by investing in a portfolio that allows
investment in a range of asset classes, regions, currencies and investment types.
Key Information Performance
Portfolio Manager: Saftar Sarwar £160,000
AMC: 0.25%
£150,000
OCF: 0.20%
Semi-annual rebalancing £140,000
Volatility managed
£130,000
Available on platform of choice
£120,000
This model contains: £110,000
13 Holdings.
£100,000
2 corporate bond mutual funds & ETFs
9 equity mutual funds & ETFs £90,000
Growth Benchmark
2 thematic equity mutual funds Passive 4
£80,000
A balance in cash 02 January 2019 02 April 2019 02 July 2019 02 October 2019 02 January 2020 02 April 2020 02 July 2020 02 October 2020 02 January 2021
1 3 6 Since 2 Yr.
YTD 2019 2020
month month month Inception Volatility
Benchmark Strategy
Asset Name % Portfolio (%) -0.8 1.2 5.9 -1.1 16.8 5.8 22.9 14.7
MSCI All Country World Index GBP 75 Benchmark (%) -0.5 0.0 6.1 -1.8 18.4 11.7 30.8 15.2
Markit iBoxx GBP Liquid Corporates Relative
25 -0.3 1.2 -0.1 0.7 -1.6 -6.0 -8.0 -0.5
Large Cap Index
Performance (%)
Strategic Asset Allocation
Top Five Holdings 50%
Asset Name %
40%
30%
25.0%
Fidelity Index US P (Acc) 17 20.0%
20%
13.0%
iShares £ Corporate Bond Index (UK) 9.0% 10.0%
8.0%
10 10%
4.0% 4.0% 4.0%
D (Acc) 3.0%
0%
HSBC Sterling Corporate Bond Index
10
C (Acc)
Vanguard FTSE Developed Europe
9
ex-UK Equity Index A
HSBC MSCI China NAV GBP 8
Performance shown reflects simulated past performance, which is no guarantee of future results. The model assumes fixed weights. Data source: Bloomberg.
Model portfolio performance shown net of fees, Annual Management Charge (AMC), 0.25% taken on the first trading day of each month, and Ongoing Charges Figure (OCF), 0.20%.
Additional wrap platform charges will apply.
The Information in this document is not intended to influence you in making any investment decisions and should not be considered as advice or a recommendation to invest. Any Information may not be
suitable for all investors and investors must make their own investment decisions using their own independent advisors and relevant offering material. Any investment decisions must be based upon an
investor's specific financial situation and investment objectives and should be based solely on the information in the relevant offering memorandum. Income from an investment may fluctuate and the price
or value of any financial instruments referenced in this document may rise or fall. Past performance is not necessarily indicative of future results.
We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information. We do not accept any responsibility to update the Information. Any views, opinions or
assumptions may be subject to change without notice.
Binary Capital Investment Management Ltd is authorised and regulated by the UK Financial Conduct Authority (reference number 507900). Principal place of business: 25 Green Street, London, W1K 7AX,
England. Binary Capital Investment Management Ltd is incorporated in England under company number 06692644, registered office, 25 Green Street, London, W1K 7AX.You can also read
