Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska

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Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska
2022 | Alaska dental plans

Individual & family

                             Alaska 2020

                             Individual & family Dental plans
Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska
We’re committed to making
healthcare work better for everyone.
We realize that truly standing by this commitment means
understanding that this goal isn’t one of equality – it’s one of equity.
It means truly seeing our members, hearing their unique needs, and
                                                                                                  Welcome to Delta
acknowledging that those unique needs are often directly tied to
systemic disparities that exist in not only the communities we serve,
but also throughout our entire country. And paramount to being
                                                                                                  Dental of Alaska
empowered with this knowledge, it means doing everything we can
to understand how to participate in building a more just society.                                 This is the place you come when you want more
                                                                                                  than a dental plan — because good health is
As a company, we have been working for many years to forge
                                                                                                  about so much more than just the plan details.
ways that weave the pillars of DEI into everything we do.

Diversity:                       Equity:                           Inclusion:
We value, respect and            We strive to understand the       We are committed to creating
celebrate people of all          underlying causes of outcome      environments wherein every
backgrounds, identities,         disparities and actively work     individual has an equal
and abilities and actively
seek to identify how
                                 toward increasing justice and
                                 fairness in our processes,
                                                                   opportunity to belong and
                                                                   can be recognized for their
                                                                                                  Table of contents
uniqueness makes us better.      procedures and systems –          inherent worth and dignity.
                                 both within our company and                                      Plan overview .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .               5
                                 within our communities.
                                                                                                  Coverage options	�������������������������������������������������������������������������������������� 6
Social injustices have served as a reminder of how crucial it is for these elements to be a
measure in doing right by our employees and communities. Crises that disproportionately           How to enroll  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 8
affect communities of color and other marginalized groups continue to leave us
feeling helpless at times. But at our core, we believe that with a new day comes the              Benefit tables .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .                10
opportunity to be better – to work harder and faster to create measurable change.
Through this lens, continuing to establish equity within our own walls is crucial.
By not just building a more diverse workforce, but also by supporting that
                                                                                                  Plan premiums  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .13
workforce through inclusion, education, and opportunity. And by creating
spaces that allow for crucial conversations and transparency at all levels.                       FAQs  .       .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 14
We fully embrace these efforts that will better equip us to support our communities. We know
these goals will not be achieved overnight, but they are achievable and we are committed.         Glossary           .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 16

We will be better. We will do better. It is the right                                             Limitations and exclusions 	����������������������������������������������������������������18
thing to do and we expect it of ourselves.
Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska
Plan overview

    Quality
    coverage
    for your smile
    Healthy teeth are happy teeth. With our Delta Dental of Alaska
    plans, you’ll have access to quality in-network dentists.

    Dental benefit highlights                     Dental tools
    Our Delta Dental of Alaska plans connect      To get started, log in to your Member
    you with great benefits and quality           Dashboard at DeltaDentalAK.com and look
    in-network dentists. You can count on:        for Dental tools. Then try out tools like risk
      • Freedom to choose a dentist               assessment quizzes and a treatment cost
                                                  calculator. Use these dental tools to:
      • Savings with in-network dentists
      • Cleanings every six months                  • Ask a dentist questions
      • Predetermination of benefits if             • Learn about preventing dental diseases
        requested in a pretreatment plan            • Look up new and effective treatments
      • No claim forms                              • Find out how to lower your costs
      • Fast and accurate claims payment
      • Superior customer service
    Our dental plans also include useful online
    tools, resources and special programs
    for members who need a little extra
    attention for their pearly whites.

4                                                                                                  5
Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska
Coverage options

    Choosing the plan
    that’s right for you
    We offer a variety of plans. Choose the one that is right for you.                              Delta Dental networks
                                                                                                    go where you go
                                                                                                    Each Delta Dental of Alaska plan comes with
    Delta Dental Premier® plan                      Delta Dental Premier®
                                                                                                    a Delta Dental network. The Delta Dental
    Members can save money by seeing
                                                    Healthy Smiles Plan
                                                                                                    network includes hundreds of dentists across
    providers in the Delta Dental Premier           The Delta Dental Premier® Healthy               the state and thousands throughout the
    Network. These providers accept the             Smiles Plan is available to all individual      country. In-network dentists agree to accept
    Delta Dental contracted fee, so there will      members residing in Alaska. Benefits            our contracted fees as full payment. This
    be no additional balance billing charge.        only cover members under age 19.                means they don’t balance bill — the difference
                                                    Members can save money by seeing                between the allowed amount and the dentist’s
    Delta Dental PPOTM plans                        providers in the Delta Dental Premier®          billed charge. This can help you save on out-
    The PPO plan is only available to members       Network. These providers accept the             of-pocket costs. If you see providers outside
    residing in the Anchorage, Fairbanks North      Delta Dental contracted fee, so there will      the network, you may pay more for care.
    Star Borough, or Mat-Su Valley areas for        be no additional balance billing charge.
    at least six months out of the year. If you
                                                    Delta Dental Premier® Preventive                Dental networks
    reside outside of these areas you are not
    eligible to enroll in a PPO plan. These plans
                                                    Alaska Mandated Plan                            Delta Dental Premier® Network
    connect you with providers in the Delta         This plan connects members with the Delta
                                                                                                    Wherever members go, their Delta Dental of
    Dental PPOTM Network to help save on            Dental Premier® Network. It is a preventive-
                                                                                                    Alaska benefits go with them. This is the largest
    out-of-pocket costs. Members receive in-        focused plan with limited benefits for basic
                                                                                                    dental network in Alaska and one of the largest
    network benefits when seeing a Delta Dental     and major services. These providers accept
                                                                                                    dental networks across the nation. It includes
    PPOTM Network dentist. For out-of-network       the Delta Dental contracted fee, so there
                                                                                                    approximately 90% of dentists in Alaska and
    benefits, members can save money by seeing      will be no additional balance billing charge.
                                                                                                    over 154,000 Delta Dental Premier® dentists
    providers in the Delta Dental Premier®                                                          nationwide, serving 50 states, the District of
    Network. In both cases, providers accept                                                        Columbia, Puerto Rico, Guam, the Northern
    the Delta Dental contracted fee, so there                                                       Mariana Islands and the Virgin Islands.
    will be no additional balance billing charge.
                                                                                                    Delta Dental PPOTM Network
                                                                                                    The preferred provider option (PPO) dental
                                                                                                    network in Anchorage, Mat-Su Valley and
                                                                                                    Fairbanks North Star includes over 210
                                                                                                    participating providers and offers access to over
                                                                                                    113,000 Delta Dental PPOTM dentists nationwide.

                                                                                                    Is a dentist in-network?
                                                                                                    To find out, visit DeltaDentalAK.com and use the
                                                                                                    find a dentist tool.

        Is my dentist in the network?
        To find out, visit Find a
        Dentist at DeltaDentalAK.
        com. Choose a dental network
        and look for participating
        dentists in your area.

6                                                                                                                                                       7
Individual & family 2022 | Alaska dental plans - Individual & family Dental plans - Delta Dental of Alaska
How to enroll

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    Confirm                       Find the                       Enroll at
    your eligibility              plan you like                  DeltaDentalAK.com/             H2 goes here
    You must currently reside     Browse and compare our         shop                           Body copy goes here
    in the service area, and      2022 plans in this brochure
                                                                 Open Enrollment dates are
    continue to reside in the     or at DeltaDentaAK.com/
                                                                 subject to change due to
    service area for at least     shop. The website also
                                                                 government regulations.
    six months out of the year,   explains how health plans,
                                                                 Please visit DeltaDentalAK.
    to be eligible to enroll.     healthcare reform and
                                                                 com/shop/dates to
    Eligible members include      federal financial assistance
                                                                 see what the current
    you, your legal spouse or     work — so take a look!
                                                                 enrollment periods are.
    domestic partner and any      When deciding on a plan,
                                                                 If you qualify for federal
    children up to age 26.        be sure to pick one with
                                                                 financial assistance, we’ll
                                  the provider network and
                                                                 show you how to apply
                                  benefit options you prefer.
                                                                 through the Marketplace,
                                                                 HealthCare.gov. If you
                                                                 are also enrolling for
                                                                 medical coverage, you
                                                                 need to apply for dental
                                                                 at the same time.
                                                                 If you make changes
                                                                 to your medical plan
                                                                 through HealthCare.gov,
                                                                 you must reselect your
                                                                 dental plan or you will lose
                                                                 your dental coverage.

8                                                                                                                                                                                9
2022 Dental plan benefit table
                                              Delta Dental                                                                                                                                                                                                                                                                   Delta Dental Premier®
                                                                                                                                  Delta Dental PPOTM 1000                                                                                         Delta Dental PPOTM 1500
                                               Premier®                                                                                                                                                                                                                                                                          Healthy Smiles
                                                                                                        Ages 0 – 18                                                         Ages 19+                                            Ages 0 – 18                                                Ages 19+
                                       Ages 0 – 18,         Ages 19+,                                                                                                                                                                                                                                                        Ages 0 – 18,         Ages 19+,
                                                                                In-network          Out-of-network          Out-of-network            In-network      Out-of-network     Out-of-network       In-network    Out-of-network     Out-of-network           In-network    Out-of-network     Out-of-network
                                        members             members                                                                                                                                                                                                                                                           members             members
                                                                               PPO dentist,         Premier dentist,        nonparticipating         PPO dentist,     Premier dentist,   nonparticipating    PPO dentist,   Premier dentist,   nonparticipating        PPO dentist,   Premier dentist,   nonparticipating
                                          pay                 pay                                                                                                                                                                                                                                                               pay                 pay
                                                                                  you pay              you pay              dentist, you pay            you pay          you pay         dentist, you pay       you pay        you pay         dentist, you pay           you pay        you pay         dentist, you pay

     Calendar year costs
     Deductible per person                            $0                                                                                           $0                                                                                                             $0                                                                        $0
                                          $375 for one member                                                                                                                                                                                                                                                                   $375 for one member
     Out-of-pocket maximum                                                                                        $375 for one member / $750 for two or more member                                                                  $375 for one member / $750 for two or more members
                                            / $750 for two or                                                                                                                                                                                                                                                                     / $750 for two or
     per person (ages 0 – 18)                                                                                                     (in-network only)                                                                                                  (in-network only)
                                             more members                                                                                                                                                                                                                                                                          more members
     Annual maximum plan
                                                    $1,000                                                                                       $1,000                                                                                                       $1,500                                                                        N/A
     payment limit (ages 19+)
     Class 1
     Exams and X-rays                      30%                 20%                  10%                    50%                     50%                     0%              50%                 50%               10%             50%                 50%                   0%              50%                 50%              30%           Not covered
     Cleanings                             30%                 20%                  10%                    50%                     50%                     0%              50%                 50%               10%             50%                 50%                   0%              50%                 50%              30%           Not covered
     Periodontal
                                           30%                 20%                  10%                    50%                     50%                     0%              50%                 50%               10%             50%                 50%                   0%              50%                 50%              30%           Not covered
     maintenance
     Sealants                              30%                 20%                  10%                    50%                     50%                     0%              50%                 50%               10%             50%                 50%                   0%              50%                 50%              30%           Not covered
     Topical fluoride                      30%                 20%1                 10%                    50%                     50%                    0%1              50%1                50%1              10%             50%                 50%                   0%1             50%1                50%1             30%           Not covered
     Class 2
                                                               Not                                                                                        Not              Not                 Not                                                                         Not             Not                 Not
     Space maintainers                      70%                                     50%                    70%                     70%                                                                           50%             70%                 70%                                                                        70%           Not covered
                                                             covered                                                                                    covered          covered             covered                                                                     covered         covered             covered
     Restorative fillings2                  70%                35%                  50%                    70%                     70%                    20%              50%                 50%               50%             70%                 70%                  20%              50%                 50%              70%           Not covered
     Class 3
     Oral surgery3                          70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     Endodontics    3
                                            70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     Periodontics3                          70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     Restorative crowns     3
                                            70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     Bridges3                               70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     Partial and complete
                                            70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
     dentures3
     Anesthesia3                            70%                50%                  70%                    70%                     70%                    50%              50%                 50%               70%             70%                 70%                  50%              50%                 50%              70%           Not covered
                                                               Not                                                                                        Not              Not                 Not                                                                         Not             Not                 Not
     Orthodontia4                           70%                                     70%                    70%                     70%                                                                           70%             70%                 70%                                                                        70%           Not covered
                                                             covered                                                                                    covered          covered             covered                                                                     covered         covered             covered
     Features
                                                                                                      Delta Dental                                     Delta           Delta Dental                                          Delta Dental                                Delta         Delta Dental
                                               Delta Dental                   Delta Dental                                      All other                                                   All other        Delta Dental                         All other                                                 All other           Delta Dental Premier
     Provider network                                                                                   Premier                                      Dental PPO          Premier                                               Premier                                 Dental PPO        Premier
                                             Premier Network                  PPO Network                                       providers                                                   providers        PPO Network                          providers                                                 providers                 Network
                                                                                                       Network                                        Network           Network                                               Network                                   Network         Network

                                          Delta Dental Premier                    Delta               Delta Dental                                      Delta          Delta Dental                             Delta        Delta Dental                             Delta            Delta Dental                             Delta Dental Premier
                                                                                                                           Nonparticipating:                                             Nonparticipating:                                     Nonparticipating:                                         Nonparticipating:
     Balance bill                             Network: No                      Dental PPO               Premier                                      Dental PPO          Premier                             Dental PPO        Premier                             Dental PPO         PPO Network:                                  network: No
                                                                                                                                Yes                                                           Yes                                                   Yes                                                       Yes
                                          Nonparticipating: Yes                Network: No            Network: No                                    Network: No       Network: No                           Network: No     Network: No                           Network: No              No                                  Nonparticipating: Yes

 1 For ages 19 and above, covered once in a 12-month period if there is a recent history of periodontal surgery or
   high risk of decay because of medial disease or chemotherapy or similar type of treatment.
 2 6-month exclusion period applies for ages 19 and over. The exclusion period may be waived with documentation of 12 continuous months of prior dental
   coverage, with no more than a 90-day break in coverage from the end of the old policy to the effective date of the 2022 Delta Dental Policy.
 3 12-month exclusion period applies for ages 19 and over. The exclusion period may be waived with documentation of 12 continuous months of prior dental
   coverage, with no more than a 90-day break in coverage from the end of the old policy to the effective date of the 2022 Delta Dental Policy.
 4 Only medically necessary orthodontia is covered.
 These benefits and Delta Dental of Alaska policies are subject to change in order to be compliant with state and federal guidelines. This brochure provides
 summaries of various dental plans and is not a contract. If there is any discrepancy between the summaries and the contract, it is the contract that will control.

10                                                                                                                                                                                                                                                                                                                                                     11
2022 Dental plan benefit table
                                                                                                                                                                     Plan premiums
                                                                Delta Dental Premier® Preventive Alaska Mandated Plan
                                                              Ages 0 – 18, members pay                                  Ages 19+, members pay

     Calendar year costs
     Deductible per person                                                                             $25
                                                                                                                                                                     Calculate what you
     Deductible per family

     Out-of-pocket maximum per person
                                                                                                       $75

                                                                                                       N/A                                                           pay each month
     Annual maximum plan payment limit                                                                $500

     Class 1
     Exams and X-rays                                             0% after deductible                                     0% after deductible                        Our plans offer competitive premiums — the amount you pay each month
                                                                                                                                                                     for coverage. If you want great benefits and value, you’re in good hands.
     Cleanings                                                    0% after deductible                                     0% after deductible

     Periodontal maintenance                                      0% after deductible                                     0% after deductible
                                                                                                                                                                                                                                      cases the new premium is effective the
                                                                                                                                                                     What affects your premium?                                       first of the month following the special
     Sealants                                                     0% after deductible                                     0% after deductible
                                                                                                                                                                     The plan, your age and the ages of your                          enrollment event. Your premium may also
     Topical fluoride                                             0% after deductible                                     0% after deductible1                       dependents may affect your premium                               change if you remove a family member.
                                                                                                                                                                     amount. If you have more than three
     Space maintainers (Not covered                                                                                                                                                                                                   Having a birthday during a plan year
                                                                  0% after deductible                                          Not covered                           dependents under age 21 on the plan, you
     for members age 14 and over)                                                                                                                                                                                                     won’t affect your current premium.
                                                                                                                                                                     will only be charged a premium for the first
     Class 2                                                                                                                                                                                                                          When you renew your plan in January,
                                                                                                                                                                     three. Child dependents ages 21 through 25
                                                                                                                                                                                                                                      your premium will reflect the current
     Oral surgery2                                               90% after deductible                                    90% after deductible                        have a premium based on their actual age.
                                                                                                                                                                                                                                      plan amount for your age.
     Endodontics2                                                90% after deductible                                    90% after deductible                        How your premium                                                 Yearly premium updates
     Periodontics2                                               90% after deductible                                    90% after deductible                        could change                                                     We adjust premiums for individual
                                                                                                                                                                     2022 premiums are effective Jan. 1, 2022,                        and family plans each year. You’ll
     Anesthesia   2
                                                                 90% after deductible                                    90% after deductible
                                                                                                                                                                     through Dec. 31, 2022. Your premium                              receive a renewal notice prior to the
     Restorative fillings2                                       90% after deductible                                    90% after deductible                        could change during the plan year if you                         new plan effective date explaining any
                                                                                                                                                                     add a family member through a special                            changes to your plan and premium.
     Class 3                                                                                                                                                         enrollment. If that happens, in most
     Restorative crowns3                                         90% after deductible                                    90% after deductible

     Bridges3                                                    90% after deductible                                    90% after deductible

     Partial and complete dentures3                              90% after deductible                                    90% after deductible                                         2022 Delta           2022 Delta        2022 Delta   2022 Delta Dental       2022 Delta
                                                                                                                                                                        Age             Dental               Dental            Dental                           Dental Premier®
                                                                                                                                                                                                                                          Premier® Healthy     Preventive Alaska
     Orthodontia                                                      Not covered                                              Not covered                                             Premier®            PPOTM 1000        PPOTM 1500      Smiles Plan        Mandated Plan
     Features
                                                                                                                                                                         0-18              $63                   $57            $57              $63                  $31
     Provider network                                                                  Delta Dental Premier Network
                                                                                                                                                                        19-24              $32                   $31            $37        $0 (no benefits)           $31
                                                                                     Delta Dental Premier Network: No
     Balance bill
                                                                                           Nonparticipating: Yes                                                       25-29               $32                   $31            $37        $0 (no benefits)           $31
                                                                                                                                                                       30-34               $34                   $33            $39        $0 (no benefits)           $31
                                                                                                                                                                       35-39               $38                   $36            $43        $0 (no benefits)           $31
                                                                                                                                                                       40-44               $39                   $37            $44        $0 (no benefits)           $31

1 For ages 19 and above, covered once in a 6-month period if there is a recent history of periodontal surgery or
                                                                                                                                                                       45-49              $40                    $39            $46        $0 (no benefits)           $31
  high risk of decay because of medial disease or chemotherapy or similar type of treatment.
2 6-month exclusion period applies for ages 19 and over. The exclusion period may be waived with documentation of 12 continuous months of prior                        50-54               $43                   $42            $49        $0 (no benefits)           $31
  dental coverage, with no more than a 90-day break in coverage from the end of the old policy to the effective date of the 2022 Delta Dental Policy.
3 12-month exclusion period applies for ages 19 and over. The exclusion period may be waived with documentation of 12 continuous months of prior                       55-59              $48                    $46            $55        $0 (no benefits)           $31
  dental coverage, with no more than a 90-day break in coverage from the end of the old policy to the effective date of the 2022 Delta Dental Policy.
                                                                                                                                                                       60-63               $52                   $50            $60        $0 (no benefits)           $31
These benefits and Delta Dental of Alaska policies are subject to change in order to be compliant with state and federal guidelines. This brochure provides
summaries of various dental plans and is not a contract. If there is any discrepancy between the summaries and the contract, it is the contract that will control.
                                                                                                                                                                         64+               $55                   $53            $63        $0 (no benefits)           $31

12                                                                                                                                                                   Premiums effective Jan. 1, 2022 through Dec. 31, 2022                                                         13
FAQs

     Answers to
     your questions
     What payment                                  How will I make my                              Does it matter                                 Can I switch to a
     methods do you accept?                        first premium payment?                          which dentist I see?                           different plan at any time?
     We accept electronic funds transfer           You’ll receive your first premium invoice       Yes. You’ll save money by seeing an            No. You will only be able to change
     (EFT) from a savings or checking              prior to your effective date, either by mail    in-network provider for your plan:             plans during Open Enrollment. Open
     account, and ACH (automated clearing          or by email. If you enrolled directly through    • Delta Dental Premier® plan, Delta           Enrollment dates are subject to change
     house) payments, checks and money             us, use the payment method you chose               Dental Premier® Preventive Alaska           due to government regulations. Please visit
     orders. Just select the billing and           during enrollment to pay your premium.             Mandated Plan or Delta Dental Premier       DeltaDentalAK.com/shop/dates to see what
     payment option that is best for you:          If you enrolled through the Marketplace,           Healthy Smiles Plan – You can save          the current enrollment periods are. If you
      • Paper bill. We’ll send you a paper bill    HealthCare.gov, make your payment using            money by seeing providers in the            experience a qualifying event, such as getting
        in the mail every month. You can mail      one of the methods listed in your welcome          Delta Dental Premier® Network. These        married or moving to a new state, you may
        back your payment in the enclosed          letter. Once your first invoice is ready, you      providers accept the Delta Dental           be able to apply for Special Enrollment
        envelope or make a payment through         can log in to your Member Dashboard                contracted fee, so there will be no         outside of the open Open Enrollment.
        electronic funds transfer or eBill.        to manage your payment method and                  additional balance billing charge.
      • Electronic funds transfer (EFT). There     set up recurring payments with eBill.
                                                                                                    • Delta Dental PPO   TM
                                                                                                                            plans – For members   Which plans can I
        are three ways to sign up for EFT. You     Future invoices will arrive around the             residing in Anchorage, Fairbanks North      purchase through the
        may complete the online application        tenth of each month and payments are               Star Borough, and the Mat-Su Valley,
        form, the paper application, or contact    due by the first of the following month.           you will save money if you select this      federal Marketplace?
        us and we can help you complete                                                               plan and visit providers in the Delta       You can enroll in our Delta Dental
        the authorization form. EFT takes          Can my employer pay                                Dental PPOTM Network in these areas.        of Alaska plans directly through
        place around the fifth of the month                                                           These are the in-network providers for      DeltaDentalAK.com/shop and
        and typically takes one or two days        for my individual coverage?                        this plan. If you go out-of-network, you    HealthCare.gov. To enroll in a Delta
        to post to your account. Your initial      Individual plans cannot be employer-               can save money by seeing providers in       Dental plan through HealthCare.gov,
        payment may occur on a later date if       sponsored plans but small employers may            the Delta Dental Premier® Network. In       you must enroll in a medical plan at the
        the enrollment is processed after the      offer a Qualified Small Employer Health            both cases, providers accept the Delta      same time. If you make changes to your
        fifth of the month. Your premium invoice   Reimbursement Arrangement (QSEHRA) or              Dental contracted fee, so there will be     medical plan, you must reselect your dental
        will be paperless, located in the eBill    Excepted Benefits Health Reimbursement             no additional balance billing charge.       plan or you will lose dental coverage.
        section of your Member Dashboard.          Arrangement (EBHRA) and pay for
                                                                                                                                                  Check the plan benefit tables in this
      • eBill, our electronic billing service.     individual plan premiums. Check with your
                                                                                                                                                  brochure for the plan enrollment options.
        You can review your premium invoice        employer if this option is available and how
        and make payments online through           reimbursement is made. Otherwise, you
        your Member Dashboard, your                will be responsible for paying your monthly
        personalized member website.               premiums directly to Delta Dental of Alaska.
        You will be sent a paper bill and can
        go online to select paperless billing.
        You can set up recurring payments
        or initiate a payment each month.
        Visit DeltaDentalAK.com to log in to
        your Member Dashboard. If you don’t
        have an account, you can create one.

14                                                                                                                                                                                                 15
Glossary

     Healthcare
     lingo explained
     We realize that health plans can be confusing, so
     we’ve made you a cheat sheet of sorts.

     Balance billing                                Marketplace
     Charges for out-of-network care beyond         Also called an Exchange, a health plan       PPO dentist
     what your dental plan allows. Out-of-network   Marketplace is where people can buy          A dentist contracted in the PPO network.
     providers may bill members the difference      health coverage and apply for federal        By enrolling in a PPO plan and choosing
     between the reimbursement amount and           financial assistance. Alaska residents use   a PPO dentist, members’ out-of-pocket
     their billed charges. In-network providers     the federal Marketplace, HealthCare.gov.     expenses will be less than if they choose
     don’t do this for covered services.                                                         a dentist outside of the PPO network. A
                                                    Out-of-pocket costs                          PPO dentist has also agreed to submit
     Coinsurance                                    What members pay in a calendar year          any necessary claims directly to us.
     The percentage members pay for a               for care after their dental plan pays its
     covered dental service after they meet         portion. These expenses may include          Premier dentist
     their deductible, if any. For example,         deductibles, coinsurance for covered         A dentist contracted with Delta Dental who
     they may pay 30 percent of an                  expenses and cost of care after the dental   has agreed that their charges will not exceed
     allowed $200 charge, or $60.                   annual maximum has been exhausted.           their contracted rate with Delta Dental. This
                                                                                                 means members will have lower out-of-
     Deductible                                     Out-of-pocket maximum                        pocket costs when they choose a Premier
     The amount members pay in a calendar year      The most members pay in a calendar year      dentist. A Premier dentist has also agreed to
     for care that requires a deductible before     for covered pediatric dental care services   submit any necessary claims directly to us.
     the dental plan starts paying. Disallowed      before benefits are paid in full up to the
     charges do not apply toward the deductible.    allowable amount. Once members meet          Reimbursement amount
                                                    the out-of-pocket maximum, the plan          Reimbursement amount is the amount
     Dental annual maximum                          covers eligible expenses at 100 percent.     reimbursable under the plan. A non-
                                                    The out-of-pocket maximum includes           contracted provider may bill a member
     The maximum dollar amount a                    deductible and coinsurance. It does not
     dental plan will pay toward the cost                                                        for any amount over and above the
                                                    include disallowed charges or balance        reimbursement amount. This may leave
     of dental care for members ages 19             billing from out-of-network dentists.
     and over within a calendar year.                                                            members with a high out-of-pocket balance.

                                                    Pediatric dental
                                                    A dental plan benefit that covers dental
                                                    care for members under age 19.

16                                                                                                                                               17
Nondiscrimination notice
     Limitations and exclusions for dental plans
                                                                                                                    We follow federal civil rights laws.         ATENCIÓN: Si habla español,                      注意:日本語をご希望の方には、       日本語
                                                                                                                    We do not discriminate based                 hay disponibles servicios de                     サービスを無料で提供しております。
                                                                                                                    on race, color, national origin,             ayuda con el idioma sin costo                    1-877-605-3229(TYY、テレタイプラ
     These are some common limitations and exclusions for our 2022 Delta Dental of                                  age, disability, gender identity,            alguno para usted. Llame al                      イターをご利用の方は711)     までお電話
     Alaska individual and family dental plans. For a full list of limitations and exclusions                       sex or sexual orientation.                   1-877-605-3229 (TTY: 711).                       ください。
     per plan or for copies of plan summaries, please call us toll-free at 888-374-8910.
                                                                                                                    We provide free services to people           CHÚ Ý: Nếu bạn nói tiếng Việt, có                અગત્યનું: જો તમે (ભાષાંતર કરેલ ભાષા અહી ં
                                                                                                                    with disabilities so that they can           dịch vụ hổ trợ ngôn ngữ miễn phí                 દર્શાવો) બોલો છો તો તે ભાષામાં તમારે માટે વિના
     Limitations                                             Exclusions                                             communicate with us. These include           cho bạn. Gọi 1-877-605-3229 (TTY:711)            મૂલ્યે સહાય ઉપલબ્ધ છે . 1-877-605-3229
     - Delta Dental Premier® Healthy                         - Anesthetics, analgesics, hypnosis and                sign language interpreters and                                                                (TTY: 711) પર કૉલ કરો
         Smiles plan benefits are only available                 medications, including nitrous oxide
                                                                 except for IV sedation or general                  other forms of communication.                注意:如果您說中文,可得到免費
         for members under age 19
                                                                                                                                                                 語言幫助服務。請致電                                       ໂປດຊາບ: ຖ້້ າທ່່ ານເວົ້�້ າພາສາລາວ,
     -   Delta Dental Premier® Preventive Alaska                 anesthesia with surgical procedures
                                                                                                                                                                                                                  ການຊ່່ ວຍເຫຼື� ື ອດ້້ ານພາສາແມ່່ ນມີີໃຫ້້
         Mandated Plan includes preventive                   -   Charges above the reimbursement amount
                                                                                                                    If your first language is not English, we    1-877-605-3229(聾啞人專用:711)
                                                                                                                                                                                                                  ທ່່ ານໂດຍບໍ່່�ເສັັຍຄ່່ າ. ໂທ
         services, as well as limited benefits               -   Charting (including periodontal, gnathologic)
                                                                                                                    will give you free interpretation services
                                                                                                                    and/or materials in other languages.         주의: 한국어로 무료 언어 지원                                1-877-605-3229 (TTY: 711)
         for basic and major services                        -   Congenital or developmental                                                                     서비스를 이용하시려면 다음
     Class 1                                                     malformations for age 19 and over
                                                                                                                    If you need any of the above,                연락처로 연락해주시기 바랍니다.                                УВАГА! Якщо ви говорите
     - Bitewing X-rays once in a 6-month                     -   Cosmetic services
                                                                                                                    call Customer Service at:                    전화 1-877-605-3229 (TTY: 711)                     українською, для вас доступні
         period under age 19 and once in a                   -   Duplication and interpretation of diagnostic                                                                                                     безкоштовні консультації рідною
         12-month period age 19 and over                         images or records (exception for under age         888-217-2365 (TDD/TTY 711)                   PAUNAWA: Kung nagsasalita ka                     мовою. Зателефонуйте
     -   Exam once in a six-month period                         19, only the interpretation of a diagnostic
                                                                                                                                                                 ng Tagalog, ang mga serbisyong                   1-877-605-3229 (TTY: 711)
     -   Fluoride is covered once in a
                                                                 image by a professional not associated
                                                                 with the capture of the image is covered)
                                                                                                                    If you think we did not offer                tulong sa wika, ay walang bayad,
         6-month period under age 19                                                                                these services or discriminated,
     -   Full-mouth or panoramic X-rays
                                                             -   Experimental or investigational procedures
                                                                                                                    you can file a written complaint.
                                                                                                                                                                 at magagamit mo. Tumawag sa
                                                                                                                                                                 numerong 1-877-605-3229
                                                                                                                                                                                                                  ATENȚIE: Dacă vorbiți limba română, vă

         once in a 5-year period                             -   Hospital costs or other fees for
                                                                                                                    Please mail or fax it to:                    (TTY: 711)
                                                                                                                                                                                                                  punem la dispoziție serviciul de asis-
                                                                                                                                                                                                                  tență lingvistică în mod gratuit. Sunați la
     -   Interim caries arresting medicament
                                                             -
                                                                 facility or home care
                                                                 Implants (except when dentally
                                                                                                                                                                                                                  1-877-605-3229 (TTY 711)
         application is covered twice per tooth per                                                                 Delta Dental of Oregon and Alaska                 ‫ فهناك خدمات‬،‫ إذا كنت تتحدث العربية‬:‫تنبيه‬
         year. For ages 19 and over, many restorations           necessary for members under age 19)
                                                                                                                    Attention: Appeal Unit                             ‫ اتصل برقم‬.‫مساعدة لغوية متاحة لك مجانًا‬    THOV CEEB TOOM: Yog hais tias koj
         are not covered within 3 months of an interim       -   Instructions or training (including plaque         601 SW Second Ave.                              )711 :‫ (الهاتف النصي‬1-877-605-3229            hais lus Hmoob, muaj cov kev pab
         caries arresting medicament application                 control and oral hygiene or dietary instruction)
                                                                                                                    Portland, OR 97204
     -   Prophylaxis or periodontal maintenance              -   Over-the-counter athletic mouth
                                                                                                                                                                 ‫ ارگ آپ اردو‬:�‫د‬‫( وتہج ی‬URDU) �‫وبےتل ہ ي‬
                                                                                                                                                                                                                  cuam txhais lus, pub dawb rau koj. Hu
                                                                                                                                                                                         ‫ن ت‬
                                                                                                                    Fax: 503-412-4003                                                                             rau 1-877-605-3229 (TTY: 711)
                                                                 guards and occlusal guards
         is covered once in any 6-month period.
                                                                                                                                                                 ‫ل تالب اعموہض‬‫وت اسلین ااع� آپ ےک ی‬
         Additional periodontal maintenance is               -   Precision attachments                              If you need help filing a complaint,         ‫دساب ےہ۔‬ ‫ ی‬‎1-877-605-3229 (TTY:                 ត្រូ�ូវចងចាំំ៖ បើ�ើអ្ននកនិិយាយភាសាខ្មែ�ែរ
         covered for members with periodontal
         disease, up to a total of two additional
                                                             -   Rebuilding or maintaining chewing                  please call Customer Service.                      ‫رپ اکل ی‬
                                                                                                                                                                 711)‎�‫رک‬                                         ហើ�ើយត្រូ�ូវការសេ�វាកម្មមជំំនួួយផ្នែ�ែក
                                                                 surfaces (misalignment or
         periodontal maintenances per year                       malocclusion) or stabilizing teeth                                                                                                               ភាសាដោ�យឥតគិិតថ្លៃ�ៃ គឺឺមានផ្ដដល់់ជូូន
     -   Sealants limited to unrestored occlusal
                                                             -   Self treatment
                                                                                                                    You can also file a civil rights complaint
                                                                                                                    with the U.S. Department of Health and
                                                                                                                                                                 ВНИМАНИЕ! Если Вы говорите по-                   លោ�កអ្ននក។ សូូមទូូរស័័ព្ទទទៅ�កាន់់លេ�ខ
         surface of permanent molars once per                                                                                                                    русски, воспользуйтесь бесплатной
         tooth in a 3-year period under age 19 and           -   Services or supplies available under any city,     Human Services Office for Civil Rights at    языковой поддержкой. Позвоните
                                                                                                                                                                                                                  1-877-605-3229 (TTY: 711)
         once in a 5-year period age 19 and over                 county, state or federal law, except Medicaid      ocrportal.hhs.gov/ocr/portal/lobby.jsf,      по тел. 1-877-605-3229 (текстовый                HUBACHIISA: Yoo afaan Kshtik
     Class 2 and Class 3
                                                             -   Teledentistry, translation or sign language        or by mail or phone:                         телефон: 711).                                   kan dubbattan ta’e tajaajiloonni
                                                                 services are not covered as a separate benefit
     - Athletic mouth guards are covered once in any         -   Treatment before coverage begins                   U.S. Department of Health                    ATTENTION : si vous êtes locu-
                                                                                                                                                                                                                  gargaarsaa isiniif jira
                                                                                                                                                                                                                  1-877-605-3229 (TTY:711) tiin
         12-month period for members age 15 and under            or after coverage terminates                       and Human Services                           teurs francophones, le service
         and once in any 2-year period age 16 and over
                                                             -   Treatment not dentally necessary
                                                                                                                                                                                                                  bilbilaa.
     -   Bridges and dentures once in a 5-year
                                                             -   Treatment of any disturbance of the
                                                                                                                    200 Independence Ave. SW, Room 509F          d’assistance linguistique gratuit
         period under age 19 and once in a                                                                          HHH Building, Washington, DC 20201           est disponible. Appelez au                       โปรดทราบ: หากคุุณพููดภาษาไทย
                                                                 temporomandibular joint (TMJ)
         7-year period age 19 and over                                                                                                                           1-877-605-3229 (TTY : 711)                       คุุณสามารถใช้้บริิการช่่วยเหลืือ
     -   Crowns and other cast restorations once
                                                                                                                    800-368-1019, 800-537-7697 (TDD)                                                              ด้้านภาษาได้้ฟรีี โทร
         in a 5-year period under age 19 and once                                                                                                                    ‫ در صورتی که به فارسی صحبت می‬:‫توجه‬           1-877-605-3229 (TTY: 711)
         in a 7-year period age 19 and over                                                                         You can get Office for Civil Rights             ‫ خدمات ترجمه به صورت رایگان برای‬،‫کنید‬
     -   IV sedation or general anesthesia only when in
                                                                                                                    complaint forms at hhs.gov/
                                                                                                                    ocr/office/file/index.html.
                                                                                                                                                                    1-877-605-3229 ‫ با‬.‫شما موجود است‬              FA’AUTAGIA: Afai e te tautala
         conjunction with a covered surgical procedure                                                                                                                           .‫) تماس بگیرید‬TTY: 711(          i le gagana Samoa, o loo avanoa
         performed in a dental office or when necessary                                                                                                                                                           fesoasoani tau gagana mo
         due to concurrent medical conditions                                                                       Dave Nesseler-Cass coordinates our           ध्यान दें: यदि आप हिदं ी बोलते हैं, तो            oe e le totogia. Vala’au i le
     -   Medically necessary orthodontia covered                                                                    nondiscrimination work:                      आपको भाषाई सहायता बिना कोई पैसा                  1-877-605-3229 (TTY: 711)
         only for dependent children under age 19                                                                   Dave Nesseler-Cass,                          दिए उपलब्ध है। 1-877-605-3229 पर
     -   Occlusal guard (nightguard) covered once per                                                               Chief Compliance Officer                     कॉल करें (TTY: 711)                              IPANGAG: Nu agsasaoka iti
         year at 100 percent between ages 13 and 19                                                                 601 SW Second Ave.                                                                            Ilocano, sidadaan ti tulong iti
         and once every 5 years at 100 percent, up to a                                                             Portland, OR 97204                           Achtung: Falls Sie Deutsch                       lengguahe para kenka nga awan
         $150 maximum, for members age 19 and over.                                                                 855-232-9111                                 sprechen, stehen Ihnen kostenlos                 bayadna. Umawag iti
     -   Periodontal surgical procedures by the                                                                     compliance@modahealth.com                    Sprachassistenzdienste zur Ver-                  1-877-605-3229 (TTY: 711)
         same dentist to the same site are covered
                                                                                                                                                                 fügung. Rufen sie 1-877-605-3229
         once in a 3-year period age 19 and over
                                                                                                                                                                 (TTY: 711)                                       UWAGA: Dla osób mówiących
     -   Scaling and root planing once per
                                                                                                                                                                                                                  po polsku dostępna jest bezpłatna
         quadrant in a 2-year period
                                                                                                                                                                                                                  pomoc językowa. Zadzwoń:
                                                                                                                                                                                                                  1-877-605-3229 (obsługa TTY: 711)
18                                                                                                                  Dental plans in Oregon provided by Oregon Dental Service, dba Delta Dental
                                                                                                                    Plan of Oregon. Dental plans in Alaska provided by Delta Dental of Alaska.
Individual & family

                                                                                                                                   Small group
                                                                                                                                   Large group

Questions? We’re here to help.
Call one of our offices listed below.
TTY users, please call 711.

Anchorage office
510 L Street, Suite 270
Anchorage, AK 99501
855-718-1767
Monday through Friday, 7:30 a.m. to 4 p.m. Alaska time

Portland office (corporate headquarters)
601 SW Second Ave.
Portland, OR 97204-3156
855-718-1767
Monday through Friday, 7:30 a.m. to 4 p.m. Alaska time

DeltaDentalAK.com

Dental plans in Alaska provided by Delta Dental of Alaska. Delta Dental is a trademark of Delta Dental Plans Associations.

REV2-0364 (10/21) SS-1451-AK
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