Employee Benefits Guide October 1, 2021 - September 30, 2022
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4 What’s Inside 7 This guide provides information for consideration 9 when newly enrolling, changing your elections, or 10 reenrolling in our benefit 11 programs. 13 16 17 20 21 22 23 24 26 27 28 30 31 33 35 38 41 43 46 47 49 55 58 59 61 63 65
Medical - SelectHealth SelectHealth:Value Network HSA SelectHealth:Med Network HSA Qualified Qualified In-Network Out-of-Network In-Network ONLY Individual Family Individual Family Deductible - Plan Year $3,000 Individual/ $6,000 Family $3,000 $6,000 $3,250 $6,500 Out Of Pocket Maximum $3,000 Individual/ $6,000 Family $3,000 $6,000 $4,500 $9,000 Office Visits Preventative Covered 100% Covered 100% Not Covered Primary Care Covered 100%AD Covered 100%AD Not Covered =t Specialist Covered 100%AD Covered 100%AD Not Covered Urgent Care Covered 100%AD Covered 100%AD 40%AD Hospital Visits Outpatient 100%AD 100%AD 40%AD Inpatient 100%AD 100%AD 40%AD -- Emergency Room 100%AD 100%AD See In-Network Mental Health Office Visit 100%AD 100%AD 40%AD Outpatient 100%AD 100%AD 40%AD Inpatient 100%AD 100%AD 40%AD Prescription Deductible Medical Deductible Applies Medical Deductible Applies Tier1 100% Retail AMD 100% Retail AMD 100% Mail Order AMD 100% Mail Order AMD Tier2 100% Retail AMD 100% Retail AMD I 100% Mail Order AMD 100% Mail Order AMD Tier3 100% Retail AMD 100% Retail AMD 100% Mail Order AMD 100% Mail Order AMD Tier4 100% Retail AMD 100% Retail AMD Some Maintenance Medications are not Some Maintenance Medications are not Maintenance subject to deductible, see page14 or subject to deductible, see page14 or visit Medications visit selecthealth.org for a list of selecthealth.org for a list of qualified qualified medications medications. *Yearly Deductible - Embedded: All individual deductible amounts will count towards meeting the family deductible, but an individual will not have to pay more than the individual deductible amount. *Out-of-Pocket Maximum - Embedded: All individual out-of-pocket limit amounts will count towards meeting the family out-of-pocket limit, but an individual will not have to pay more than the individual out-of-pocket limit amount. Copayments, Coinsurance and Deductibles accumulate towards the Out-of-Pocket Maximum. 10
WEBER SCHOOL DISTRICT OPTION 2 10/01/2021 MEMBER PAYMENT SUMMARY IN-NETWORK When using In-Network Providers, you are responsible to pay the amounts in this column. VALUE NETWORK / HSA QUALIFIED Services from Out-of-Network Providers are not covered (except emergencies). CONDITIONS AND LIMITATIONS Lifetime Maximum Plan Payment - Per Person None Pre-Existing Conditions (PEC) None Benefit Accumulator Period plan Year MEDICAL DEDUCTIBLE AND MEDICAL OUT-OF-POCKET 5,6 IN-NETWORK Self Only Coverage, 1 person enrolled - per plan Year Deductible $3,000 Out-of-Pocket Maximum $3,000 Family Coverage, 2 or more enrolled - per plan Year Deductible - per person/family $3000/$6000 Out-of-Pocket Maximum - per person/family $3000/$6000 (Medical and Pharmacy Included in the Out-of-Pocket Maximum) INPATIENT SERVICES IN-NETWORK 4 Medical, Surgical and Hospice Covered 100% after Deductible 4 Skilled Nursing Facility - Up to 60 days per plan Year Covered 100% after Deductible 4 Inpatient Rehab Therapy: Physical, Speech, Occupational Covered 100% after Deductible Up to 40 days per plan Year for all therapy types combined PROFESSIONAL SERVICES IN-NETWORK Office Visits & Minor Office Surgeries 1 Primary Care Provider (PCP) Covered 100% after Deductible 1 Secondary Care Provider (SCP) Covered 100% after Deductible Allergy Tests See Office Visits Above Allergy Treatment and Serum Covered 100% after Deductible Major Surgery Covered 100% after Deductible Physician's Fees - (Medical, Surgical, Maternity, Anesthesia) Covered 100% after Deductible PREVENTIVE SERVICES AS OUTLINED BY THE ACA 2,3 IN-NETWORK 1 Primary Care Provider (PCP) Covered 100% 1 Secondary Care Provider (SCP) Covered 100% Adult and Pediatric Immunizations Covered 100% Elective Immunizations - herpes zoster (shingles), rotavirus Covered 100% Diagnostic Tests: Minor Covered 100% Other Preventive Services Covered 100% VISION SERVICES IN-NETWORK Preventive Eye Exams Covered 100% All Other Eye Exams Covered 100% after Deductible OUTPATIENT SERVICES4 IN-NETWORK Outpatient Facility and Ambulatory Surgical Covered 100% after Deductible Ambulance (Air or Ground) - Emergencies Only Covered 100% after Deductible Emergency Room - (In-Network facility) Covered 100% after Deductible Emergency Room - (Out-of-Network facility) Covered 100% after Deductible ® Intermountain InstaCare Facilities, Urgent Care Facilities Covered 100% after Deductible ® Intermountain KidsCare Facilities Covered 100% after Deductible ® Intermountain Connect Care Covered 100% Chemotherapy, Radiation and Dialysis Covered 100% after Deductible 2 Diagnostic Tests: Minor Covered 100% after Deductible 2 Diagnostic Tests: Major Covered 100% after Deductible Home Health, Hospice, Outpatient Private Nurse Covered 100% after Deductible Outpatient Cardiac Rehab Covered 100% after Deductible Outpatient Rehab/Habilitative Therapy: Physical, Speech, Occupational Covered 100% after Deductible MPS-HMO HDHP 01/01/21 See other side for additional benefits 11
WEBER SCHOOL DISTRICT OPTION 2 10/01/2021 MEMBER PAYMENT SUMMARY IN-NETWORK VALUE NETWORK / HSA QUALIFIED MISCELLANEOUS SERVICES IN-NETWORK 4 Durable Medical Equipment (DME) Covered 100% after Deductible 3 Miscellaneous Medical Supplies (MMS) Covered 100% after Deductible Autism Spectrum Disorder See Professional, Inpatient, Outpatient, or Mental Health and Chemical Dependency Services 4,7 Maternity and Adoption See Professional, Inpatient or Outpatient 4 Cochlear Implants See Professional, Inpatient or Outpatient Infertility - Selected Services Covered 100% after Deductible 4 Donor Fees for Covered Organ Transplants Covered 100% after Deductible TMJ (Temporomandibular Joint) Services - Up to $2,000 lifetime See Professional, Inpatient or Outpatient OPTIONAL BENEFITS IN-NETWORK 4 Mental Health and Chemical Dependency Office Visits Covered 100% after Deductible Inpatient Covered 100% after Deductible Outpatient Covered 100% after Deductible 2 Residential Treatment Covered 100% after Deductible 4 Injectable Drugs and Specialty Medications Covered 100% after Deductible 4 Bariatric Surgery (Up to one surgery/lifetime) See Professional, Inpatient or Outpatient PRESCRIPTION DRUGS Prescription Drug List (formulary) RxSelect ® 4 Prescription Drugs - Up to 30 Day Supply of Covered Medications Tier 1 Covered 100% after Deductible Tier 2 Covered 100% after Deductible Tier 3 Covered 100% after Deductible Tier 4 Covered 100% after Deductible 4 Maintenance Drugs - 90 Day Supply (Mail-Order, Retail90 ® )-selected drugs Tier 1 Covered 100% after Deductible Tier 2 Covered 100% after Deductible Tier 3 Covered 100% after Deductible Deductible Waiver Certain prescription drugs are not subject to the Deductible Generic Substitution Required Generic required or must pay Copay plus cost difference between name brand and generic 1 Refer to selecthealth.org/findadoctor to identify whether a Provider is a primary or secondary care Provider. 2 Refer to your Certificate of Coverage for more information. 3 Frequency and/or quantity limitations apply to some Preventive care and MMS Services. 4 Preauthorization is required for certain Services. Benefits may be reduced or denied if you do not preauthorize certain Services with Out-of-Network Providers. Please refer to Section 11--" Healthcare Management", in your Certificate of Coverage, for details. 5 All Deductible/Copay/Coinsurance amounts are based on the allowed amounts and not on the Providers billed charges. Out-of-Network Providers or Facilities have not agreed to accept the Allowed Amount for Covered Services. When this occurs, you are responsible to pay for any charges that exceed the amount that SelectHealth pays for Covered Services. These fees are called Excess Charges, and they do not apply to your Out-of-Pocket Maximum. 6 Certain Services as noted on this document and in your Certificate of Coverage are not subject to the Deductible. 7 SelectHealth provides a $4000 adoption indemnity as outlined by the state of Utah. Medical Deductible, Copay, or Coinsurance listed under the benefit applies and may exhaust the benefits prior to any plan payments. To contact Member Services, call 800-538-5038 weekdays, from 7:00 a.m. to 8:00 p.m., Saturdays, from 9:00 a.m. to 2:00 p.m. TTY users should call 711. Benefits are administered and underwritten by SelectHealth, Inc. SM (domiciled in Utah). selecthealth.org 12
WEBER SCHOOL DISTRICT OPTION 2 10/01/2021 MEMBER PAYMENT SUMMARY IN-NETWORK OUT-OF-NETWORK When using In-Network Providers, you are responsible When using Out-of-Network Providers, you are MED NETWORK / HSA QUALIFIED to pay the amounts in this column. responsible to pay the amounts in this column. CONDITIONS AND LIMITATIONS Lifetime Maximum Plan Payment - Per Person None Pre-Existing Conditions (PEC) None Benefit Accumulator Period plan Year Maximum Annual Out-of-Network Payment - (per plan Year) None None MEDICAL DEDUCTIBLE AND MEDICAL OUT-OF-POCKET5,6 IN-NETWORK OUT-OF-NETWORK Self Only Coverage, 1 person enrolled - per plan Year Deductible $3,000 $3,250 Out-of-Pocket Maximum $3,000 $4,500 Family Coverage, 2 or more enrolled - per plan Year Deductible - per person/family $3000/$6000 $3250/$6500 Out-of-Pocket Maximum - per person/family $3000/$6000 $4500/$9000 (Medical and Pharmacy Included in the Out-of-Pocket Maximum) INPATIENT SERVICES IN-NETWORK OUT-OF-NETWORK 4 Medical, Surgical and Hospice Covered 100% after Deductible 40% after Deductible 4 Skilled Nursing Facility - Up to 60 days per plan Year Covered 100% after Deductible 40% after Deductible 4 Inpatient Rehab Therapy: Physical, Speech, Occupational Covered 100% after Deductible 40% after Deductible Up to 40 days per plan Year for all therapy types combined PROFESSIONAL SERVICES IN-NETWORK OUT-OF-NETWORK Office Visits & Minor Office Surgeries 1 Primary Care Provider (PCP) Covered 100% after Deductible 40% after Deductible 1 Secondary Care Provider (SCP) Covered 100% after Deductible 40% after Deductible Allergy Tests See Office Visits Above Not Covered Allergy Treatment and Serum Covered 100% after Deductible Not Covered Major Surgery Covered 100% after Deductible 40% after Deductible Physician's Fees - (Medical, Surgical, Maternity, Anesthesia) Covered 100% after Deductible 40% after Deductible PREVENTIVE SERVICES AS OUTLINED BY THE ACA2,3 IN-NETWORK OUT-OF-NETWORK 1 Primary Care Provider (PCP) Covered 100% Not Covered 1 Secondary Care Provider (SCP) Covered 100% Not Covered Adult and Pediatric Immunizations Covered 100% Not Covered Elective Immunizations - herpes zoster (shingles), rotavirus Covered 100% Not Covered Diagnostic Tests: Minor Covered 100% Not Covered Other Preventive Services Covered 100% Not Covered VISION SERVICES IN-NETWORK OUT-OF-NETWORK Preventive Eye Exams Covered 100% Not Covered All Other Eye Exams Covered 100% after Deductible 40% after Deductible OUTPATIENT SERVICES4 IN-NETWORK OUT-OF-NETWORK Outpatient Facility and Ambulatory Surgical Covered 100% after Deductible 40% after Deductible Ambulance (Air or Ground) - Emergencies Only Covered 100% after Deductible See In-Network Benefit Emergency Room - (In-Network facility) Covered 100% after Deductible See In-Network Benefit Emergency Room - (Out-of-Network facility) Covered 100% after Deductible See In-Network Benefit ® Intermountain InstaCare Facilities, Urgent Care Facilities Covered 100% after Deductible 40% after Deductible ® Intermountain KidsCare Facilities Covered 100% after Deductible Not Available ® Intermountain Connect Care Covered 100% Not Available Chemotherapy, Radiation and Dialysis Covered 100% after Deductible 40% after Deductible 2 Diagnostic Tests: Minor Covered 100% after Deductible 40% after Deductible 2 Diagnostic Tests: Major Covered 100% after Deductible 40% after Deductible Home Health, Hospice, Outpatient Private Nurse Covered 100% after Deductible 40% after Deductible Outpatient Cardiac Rehab Covered 100% after Deductible 40% after Deductible Outpatient Rehab/Habilitative Therapy: Physical, Speech, Occupational Covered 100% after Deductible 40% after Deductible See other side for additional benefits 13
WEBER SCHOOL DISTRICT OPTION 2 10/01/2021 MEMBER PAYMENT SUMMARY IN-NETWORK OUT-OF-NETWORK MED NETWORK / HSA QUALIFIED MISCELLANEOUS SERVICES IN-NETWORK OUT-OF-NETWORK 4 Durable Medical Equipment (DME) Covered 100% after Deductible 40% after Deductible 3 Miscellaneous Medical Supplies (MMS) Covered 100% after Deductible 40% after Deductible Autism Spectrum Disorder See Professional, Inpatient, Outpatient, or See Professional, Inpatient, Outpatient, or Mental Health and Chemical Dependency Mental Health and Chemical Dependency Services Services 4,7 Maternity and Adoption See Professional, Inpatient or Outpatient 40% after Deductible 4 Cochlear Implants See Professional, Inpatient or Outpatient Not Covered Infertility - Select Services Covered 100% after Deductible Not Covered 4 Donor Fees for Covered Organ Transplants Covered 100% after Deductible Not Covered TMJ (Temporomandibular Joint) Services - Up to $2,000 lifetime See Professional, Inpatient or Outpatient Not Covered OPTIONAL BENEFITS IN-NETWORK OUT-OF-NETWORK 4 Mental Health and Chemical Dependency Office Visits Covered 100% after Deductible 40% after Deductible Inpatient Covered 100% after Deductible 40% after Deductible Outpatient Covered 100% after Deductible 40% after Deductible 2 Residential Treatment Covered 100% after Deductible 40% after Deductible 4 Injectable Drugs and Specialty Medications Covered 100% after Deductible 40% after Deductible 4 Bariatric Surgery (Up to one surgery/lifetime) See Professional, Inpatient or Outpatient Not Covered PRESCRIPTION DRUGS Prescription Drug List (formulary) RxSelect ® 4 Prescription Drugs-Up to 30 Day Supply of Covered Medications Tier 1 Covered 100% after In-Network Deductible Tier 2 Covered 100% after In-Network Deductible Tier 3 Covered 100% after In-Network Deductible Tier 4 Covered 100% after In-Network Deductible 4 Maintenance Drugs-90 Day Supply (Mail-Order,Retail90 ® )-selected drugs Tier 1 Covered 100% after In-Network Deductible Tier 2 Covered 100% after In-Network Deductible Tier 3 Covered 100% after In-Network Deductible Deductible Waiver Certain prescription drugs are not subject to the Deductible Generic Substitution Required Generic required or must pay Copay plus cost difference between name brand and generic 1 Refer to selecthealth.org/findadoctor to identify whether a Provider is a primary or secondary care Provider. 2 Refer to your Certificate of Coverage for more information. 3 Frequency and/or quantity limitations apply to some Preventive care and MMS Services. 4 Preauthorization is required for certain Services. Benefits may be reduced or denied if you do not preauthorize certain Services with Out-of-Network Providers. Please refer to Section 11--" Healthcare Management", in your Certificate of Coverage, for details. 5 All Deductible/Copay/Coinsurance amounts are based on the allowed amounts and not on the Providers billed charges. Out-of-Network Providers or Facilities have not agreed to accept the Allowed Amount for Covered Services. When this occurs, you are responsible to pay for any charges that exceed the amount that SelectHealth pays for Covered Services. These fees are called Excess Charges, and they do not apply to your Out-of-Pocket Maximum. 6 Certain Services as noted on this document and in your Certificate of Coverage are not subject to the Deductible. 7 SelectHealth provides a $4000 adoption indemnity as outlined by the state of Utah. Medical Deductible, Copay, or Coinsurance listed under the benefit applies and may exhaust the benefits prior to any plan payments. All Covered Services obtained outside the United States, except for routine, Urgent, or Emergency conditions require preauthorization. To contact Member Services, call 800-538-5038 weekdays, from 7:00 a.m. to 8:00 p.m., Saturdays, from 9:00 a.m. to 2:00 p.m. TTY users should call 711. Benefits are administered and underwritten by SelectHealth, Inc. SM (domiciled in Utah). selecthealth.org 14
Deductible Waived – Drugs, Devices, and Tests Do you use medications, tests, or equipment in Devices > Cande sa rta n / H CT Z > Novolin N one of the categories below? We have good > Blood Pressure > Cande sa rta n > Novolin R news for you! Many of our plans provide Monito r > Carvedi l ol > Novol o g coverage for drugs, equipment, and tests in > Peak Flow Meter > Corlan o r > Novolo g Mix these categories even before you meet your Asthma and COPD > Diltiaze m > Toujeo > Albu te r ol / H F A > Eliquis deductible (cost-sharing still applies). If you Diabetes – > Anoro Ellipt a > Entres to Non-Insulin aren't sure about your plan's benefit, contact > Arca p t a > Furose mi d e > Alogl i p ti n our Member Services team. > Arnuit y Ellipta > Hydrochl o rot h ia zi d e > Farxig a > Asman e x > Lisino p / H C T Z > Glimepi ri de We’ve listed the most commonly prescribed > Atrove n t /H F A > Lisinop ri l > Glipiz i d e > Budes o ni d e > Losarta n > Glucag e n covered medications in these no-deductible > Combiv e nt > Losarta n /H C TZ > Glucag o n categories. If you don’t see the one you’re > Dalires p > Metopro lo l > Glyxam bi looking for, you’ll find a more complete > Flovent > Multaq > Jardian ce Prescription Drug List on selecthealth.org, or > Flutica so n e / > Olmesa rta n / > Jentadu e t o Salmete rol Amlodi p i ne /H CT Z > Metformi n log in to your SelectHealth member account > Ipratrop iu m > Olmesa rta n / H CT Z > Pioglita z o n e and use our online drug search. > Levalbut e ro l > Olmesa rta n > Segluro m et > Montel uk a st > Propra n ol o l > Steglat ro > Provent il > Ranolaz i ne > Synjardy NEED MORE INFORMATION? > Pulmico rt > Spiron ol a ct o ne > Tradjenta > Qvar > Telmisartan / > Trulicit y WEB > Sereven t Amlodi p i ne > Victo z a > Telmisa rt a n /H CT Z selecthealth.org/pharmacyresources > Spiriva > Telmisarta n > Xigd u o XR > Stiolt o Mental Health > Trandol o p ril / PHONE > Striverdi Verapa m il > Citalop ra m > Symbico rt > Escital o p ra m 800-538-5038 > Terbut a li n e > Triamt e re n e /H C TZ > Valsarta n /H CTZ > Fluoxe ti n e > Trelegy > Valsarta n > Fluvoxa m i n e > Ventol i n /H F A > Warfari n > Paroxe ti n e > Wixela Inhub > Xarelto > Sertral i ne Cardiovascular Cholesterol Osteoporosis Antiadrenergics > Atorva st at i n > Alendro n a te > Clonid i ne > Choles ty ra mi n e > Fosama x > Minipre ss > Prazosi n > Colesti p o l Tests > Fenofib rat e > Hemogl o b i n A1c Cardiovascular Testing > Livalo > Alda ct o n e > Intern at i o na l > Pravast at i n > Amlodi p i ne / Normal iz e d Ratio Olmesa rta n > Rosuvas ta t i n (INR) Testing > Amlo d i pi n e > Simvast at i n > Low-de n si ty Lipopro t ei n (LDL) > Aten ol o l Diabetes – Insulin Testing > Bysto li c > Lantus > Retinopa t hy > Byvalso n > Novolin Screen i n g SelectHealth refers to many of the drugs in this list by their respective trademarks, but SelectHealth does not own those trademarks; the manufacturer or supplier of each drug owns the drug's trademark. By listing these drugs, SelectHealth does not endorse or sponsor any drug, manufacture r, or supplier. And these manufacturers and suppliers do not endorse or sponsor any SelectHealth service or plan and are not affiliated with SelectHealth. *This list is not a complete list of all covered drugs and may be subject to change. Other limitations may apply. 15 © 2020 SelectHealth. All rights reserved. 1079765 08/20
Stretching Your Rx Dollar GoodRx Comparison Tool Stop paying too much for your prescriptions! With the GoodRx Comparison Tool, you can compare drug prices at over 70,000 pharmacies, and discover free coupons and savings tips. Isn’t health insurance all I need? Your health insurance provides valuable prescription and other health benefits, but a smart consumer can save much more, especially for drugs that are not covered by health insurance (weight-loss medications, some antihistamines, etc.), drugs that have limited quantities, drugs that can be found for less than your copay, or drugs with a lower priced generic. How can I find these savings? The GoodRx Comparison Tool provides you with instant access to current prices on more than 6,000 drugs at virtually every pharmacy in America. › On the Web: https://www.goodrx.com/ Instantly look up current drug prices at CVS, Walgreens, Walmart, Costco, and other local pharmacies. Please Note: • Prescription drug pricing displayed on the GoodRx Comparison Tool may be more or less than your insurance drug card. • Please be sure to compare all discount pricing options before you purchase. • Check your insurance carrier’s pharmacy benefit before purchasing a 90 day supply. › On Your Phone Available on the app store or with Android on Google play. Or, just go to m.goodrx.com from any mobile phone. Generic Prescriptions $4 30-Day Supply or a $10 90-Day Supply These programs may assist you in paying a reduced amount for generic medications, as well as, reducing utilization of the medical prescription benefits. Did You Know? Even if the generic substitute for one of your prescription drugs is not on one of the $4 lists, generic drugs are often 80% less expensive than brand name drugs, so switching to a generic will have a large impact on your pocketbook whether you switch pharmacies or not. To see if you would benefit from a switch to a generic drug, do some comparison shopping. One of the better places to do this is at www.crbestbuydrugs.org, a Consumer Reports site. Tips • When you receive a prescription from your doctor, ask if a generic equivalent is available. • The member must present the written prescription to the pharmacist and request the $4- Generic price. • The member should not present the medical ID card. The pharmacy will not submit a claim to the insurance carrier. How can I find out if my prescription is on the $4-Generic Drug List? Most of the generic programs offer approximately 150 to 300 generic drugs at a discounted price. The generic drugs offered cover most diseases and most chronic conditions such as arthritis, heart disease, high blood pressure, depression and diabetes. You may search for the generic medication on the pharmacy’s website or contact the pharmacy to inquire if the generic medication the provider prescribed is on the pharmacy’s $4-Generic Drug List. 16
Health Savings Account Health Equity 17
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Dental Dental Select 20
Summary of Benefits for: Weber County School District Co-Pay Plan Gold Network Contracted Dentist Non-Contracted Dentist Preventive Routine exams, cleanings (2 per 100% No Benefit year), topical fluoride, x-rays Basic Fillings, extractions, oral surgery Fixed Co-Pays No Benefit Refer to Co-Pay Schedule Major Crowns, bridges, dentures, Fixed Co-Pays No Benefit endodontics, periodontics Refer to Co-Pay Schedule Orthodontics All Members: Discounts May Apply; See Plan Notes No Benefit Lifetime Maximum: No Maximum Waiting Period: No Waiting Period Maximum Benefit Applies to Benefit Period is: No Maximum Preventive, Basic and Per Calendar Major Services Year Deductible Applies to Per Year: No Deductible Basic and Major Services 21 7/8/20212:48 PM
UT GOLD 1-2 IN SUM CP (Member CoPay) PCP.9000332 H:4 This summary includes a list of the most common procedures. GENERAL DENTIST ADA CODE PROCEDURE DESCRIPTION MEMBER COPAY IN-NETWORK PREVENTIVE D0120 PERIODIC ORAL EXAMINATION 0 D0150 COMPREHENSIVE ORAL EXAMINATION 0 D0210 X-RAYS, COMPLETE SET 0 D0220 X-RAYS, PERIAPICAL, 1ST FILM 0 D0272 X-RAYS, BITEWING, 2 FILMS 0 D0274 X-RAYS, BITEWING, 4 FILMS 0 D0330 X-RAYS, PANORAMIC FILM 0 D1110 CLEANING - ADULT 0 BASIC D0140 LIMITED ORAL EXAMINATION 0 D1351 SEALANT - PER TOOTH (AGE 15 & UNDER) 13 AMALGAM (SILVER) FILLINGS D2140 AMALGAM - 1 SURFACE 18 D2150 AMALGAM - 2 SURFACE 25 D2160 AMALGAM - 3 SURFACE 31 D2161 AMALGAM - 4+ SURFACES 40 ANTERIOR COMPOSITE (WHITE) FILLINGS D2330 COMPOSITE - 1 SURFACE ANTERIOR 37 D2331 COMPOSITE - 2 SURFACE ANTERIOR 41 D2332 COMPOSITE - 3 SURFACE ANTERIOR 48 D2335 COMPOSITE - 4+ SURFACES ANTERIOR 53 POSTERIOR COMPOSITE (WHITE) FILLINGS D2391 COMPOSITE - 1 SURFACE POSTERIOR 36 D2392 COMPOSITE - 2 SURFACE POSTERIOR 54 D2393 COMPOSITE - 3 SURFACE POSTERIOR 66 D2394 COMPOSITE - 4+ SURFACES POSTERIOR 71 CROWNS D2750 CROWN - PORCELAIN, HIGH NOBLE METAL 313 D2751 CROWN - PORCELAIN, PREDOMINANTLY BASE METAL 313 D2752 CROWN - PORCELAIN, NOBLE METAL 313 ENDODONTICS (ROOT CANALS) D3310 PULP CAP - DIRECT, EXCLUDING FINAL RESTORATION 200 D3320 ROOT CANAL - BICUSPID, EXCLUDING FINAL RESTORATION 241 D3330 ROOT CANAL - MOLAR, EXCLUDING FINAL RESTORATION 332 PERIODONTICS D4341 PERIODONTAL ROOT PLANING, 4+ PER QUAD 85 D4910 PERIODONTAL MAINTENANCE PROCEDURE 59 PROSTHODONTICS (DENTURES) D5110 COMPLETE DENTURE - UPPER 404 D5120 COMPLETE DENTURE - LOWER 404 ORAL SURGERY D7210 SURGICAL EXTRACTION 69 D7220 SURGICAL EXTRACTION, IMPACTED 91 D7230 SURGICAL EXTRACTION, PARTIAL BONY 122 D7240 SURGICAL EXTRACTION, COMPLETELY BONY 150 MISCELLANEOUS D9440 OFFICE VISIT FOR OBSERVATION - AFTER HOURS 37 * Discount only. This program provides discounts only from a specific network of dental providers. The member is responsible to pay for all services but will receive a discount from dental providers who are contracted on Dental Select's Silver network. This sample is not a complete list of covered procedures. Region 1 includes: Davis, Salt Lake, Tooele, Weber, and Utah counties. For a full schedule of copayments, please see Employee Navigator 22
Summary of Benefits for: Weber County School District EPO Classic In Network Only Platinum Network Contracted Dentist Non-Contracted Dentist Preventive Routine exams, cleanings (2 per 100% No Benefit year), topical fluoride, x-rays Basic Composite fillings, extractions, 60% No Benefit oral surgery, space maintainers, sealants No Waiting Period Major Crowns, bridges, dentures, 40% No Benefit endodontics, periodontics 12 Month Waiting Period Orthodontics All Members: 0% (Discounts May Apply; See Plan Notes) 0% (No Benefit) Maximum Benefit Applies to Benefit Period is: $1,000.00 Preventive, Basic and Per CRQWUDFW Major Services Year Deductible Applies to Per Benefit Period Basic and Major Services Per Person: $50.00 $50.00 Family Maximum: $150.00 $150.00 23
Summary of Benefits for: Weber County School District PPO MAC Classic Platinum Network Contracted Dentist Non-Contracted Dentist Preventive Routine exams, cleanings (2 per 100% 60% of Fee Schedule year), topical fluoride, x-rays Basic Composite fillings, extractions, 80% 60% of Fee Schedule endodontics, periodontics, oral surgery, space maintainers, sealants No Waiting Period Major Crowns, bridges, dentures 50% 30% of Fee Schedule 12 Month Waiting Period Orthodontics Children under 19 50% 30% Waiting Periods 12 Month Waiting Period Lifetime Maximum $1,000 All Members: Discounts May Apply; See Plan Notes No Benefit Maximum Benefit Applies to Benefit Period is: $1,500.00 Preventive, Basic and Per CRQWUDFW Major Services Year Deductible Applies to Per Benefit Period Basic and Major Services Per Person: $0.00 $0.00 Family Maximum: $0.00 $0.00 24
Dental Notes for: Weber County School District Dental Plan Notes Co-Pay Plans (Available in Texas and Utah only) ● Contracted: All payments made to contracted General Dentists are based on the contracted dental fee schedule for co-pay plans. Contracted General Dentists accept a combination of fixed co- payments and insurance plan payments as payment in full. Dental procedures not covered under your plan may also be subject to a discounted fee in accordance with a participating provider's contract and subject to state law*. ● Non-Contracted: All payments made to non-contracted General Dentists are based on the contracted dental fee schedule for co- pay plans. The member is responsible for paying the difference Co-Insurance MAC Plans between the plan payment and the General Dentist’s usual ● Contracted: All payments made to contracted General Dentists charges. and Specialists are based on the contracted dental fee schedule and are accepted as payment in full after the required deductible amount, as shown. Dental procedures not covered under your plan may also be subject to a discounted fee in accordance with a participating provider's contract and subject to state law.* ● Non-Contracted: Dental Select will allow up to the contracted dental fee schedule amount for dental procedures and services after the required deductible amount, as shown. Charges above the plan payment are the patient's responsibility. MAC refers to the Maximum Allowable Charge in Utah and Texas. Contracted Dentist refers to a network dentist in UT and TX. MAB refers to the Maximum Allowable Benefit in all other states. Participating Provider refers to a network dentist in all other states. Non-Contracted Dentist refers to a non-network dentist in UT and TX. Non-Participating Provider refers to a non-network dentist in all other states. * Please contact Dental Select's Customer Care at 800-999-9789 or consult your provider to confirm availability. This summary of benefits is current as of 07/08/2021. To verify up to date benefits, please contact Dental Select Customer Care at 800-999-9789. 25
Voluntary Vision Dental Select 26
Summary of Benefits for: Weber County School District Vision 13 EyeMed Insight Network In-Network (Member Cost) Out-of-Network (Reimbursement) Exam with Dilation as Necessary $10 Up to $35 Retinal Imaging Benefit Up to $39 N/A Contact Lens Options Standard fit & follow-up Up to $55 Not covered Premium fit & follow-up 10% off retail price Not covered Frames Any frame at provider location $0 copay, $100 allowance; 20% off balance over Up to $50 $100 Standard Plastic Lenses Single Vision $10 Up to $25 Bifocal $10 Up to $40 Trifocal $10 Up to $55 Lenticular 20% off Retail Price N/A Standard progressive $75 Up to $40 Premium Progressive Tier 1 $75 Tier 2 $105 Up to $40 Tier 3 $120 Tier 4 $75, 80% of Retail less than $120 Lens Options UV Coating $10 Not covered Tint (Solid and Gradient) $15 Not covered Standard Scratch-Resistance $10 Not covered Standard Polycarbonate- Adults $40 Not covered Standard Polycarbonate- Kids under 19 $40 Not covered Standard Anti-Reflective $45 Not covered Premium Anti-Reflective Coating Tier 1 $57 Tier 2 $68 Tier 3 20% off retail Price Not Covered Polarized 20% off retail Price Not Covered Plastic Photocromatic/Transition $75 Not Covered Other Add-ons and Services 20% off retail price Not covered Contact Lenses -- Declining Balance Allowance -- Conventional $0 copay: $115 allowance; 15% off balance over Up to $100 $115 Disposables $0 copay: $115 allowance; member responsible Up to $100 for balance over $115 Medically Necessary $0 copay: paid in full Up to $200 Laser Correction (US Laser Network) Lasik or PRK 15% off retail price -or- 5% off promotional price Not covered Additional Pairs Benefit: Members also receive a 40% discount off complete pair Not covered eyeglass purchases and a 15% discount off conventional contact lenses once the funded benefit has been used. Frequency Examination Once every 12 months Once every 12 months Frames Once every 12 months Once every 12 months Lenses or Contact Lenses Once every 12 months Once every 12 months 27
Summary of Benefits for: Weber County School District Vision 14 EyeMed Insight Network In-Network (Member Cost) Out-of-Network (Reimbursement) Exam with Dilation as Necessary $10 Up to $35 Retinal Imaging Benefit Up to $39 N/A Contact Lens Options Standard fit & follow-up Up to $40 Not covered Premium fit & follow-up 10% off retail price Not covered Frames Any frame at provider location $0 copay, $120 allowance; 20% off balance over Up to $80 $100 Standard Plastic Lenses Single Vision $10 Up to $25 Bifocal $10 Up to $40 Trifocal $10 Up to $55 Lenticular 20% off Retail Price N/A Standard progressive $75 Up to $40 Premium Progressive Tier 1 $75 Tier 2 $105 Up to $40 Tier 3 $120 Tier 4 $75, 80% of Retail less than $120 Lens Options UV Coating $10 Not covered Tint (Solid and Gradient) $15 Not covered Standard Polycarbonate- Adults $40 Not covered Standard Polycarbonate- Kids under 19 $40 Not covered Standard Anti-Reflective $45 Not covered Premium Anti-Reflective Coating Tier 1 $57 Tier 2 $68 Tier 3 20% off retail Price Not Covered Polarized 20% off retail Price Not Covered Plastic Photocromatic/Transition $75 Not Covered Polarized 20% off retail price Not covered Other Add-ons and Services 20% off retail price Not covered Contact Lenses -- Declining Balance Allowance -- Conventional $0 copay: $120 allowance; 15% off balance over Up to $80 $120 Disposables $0 copay: $120 allowance; member responsible Up to $80 for balance over $120 Medically Necessary $0 copay: paid in full Up to $200 Laser Correction (US Laser Network) Lasik or PRK 15% off retail price -or- 5% off promotional price Not covered Additional Pairs Benefit: Members also receive a 40% discount off complete pair Not covered eyeglass purchases and a 15% discount off conventional contact lenses once the funded benefit has been used. Frequency Examination Once every 12 months Once every 12 months Frames Once every 12 months Once every 12 months Lenses AND Contact Lenses Once every 12 months Once every 12 months 28
Dental Notes for: Weber County School District Vision Plan Notes Discounts ● Members will receive a 20% discount on items not covered by the plan when using contracted Lasik & PRK providers. Since Lasik or PRK vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location. For a location near ● This discount may not be combined with any other discounts or promotional offers and does not you and the discount authorization, please call 1-877-5LASER6 apply to EyeMed Provider's professional services or contact lenses. Allowances ● Retail prices may vary by location. Allowances are one-time use benefits; no remaining balance except for contact lens materials, when applicable. Lost or broken materials are not covered. ● Discounts do not apply to benefits provided by other group benefit plans. ● When enrolled on the vision plans, Members receive a 40% discount off complete eyeglass Member Co-Pay in Utah and Texas, deductible in all other states purchases and a 15% discount off conventional contact lenses at unlimited frequency after the initial benefit has been used. After initial purchase, replacement contact lenses may be obtained via the internet at substantial savings and mailed directly to the member. Details are available at www.eyemedvisioncare.com. The contact lens benefit allowance is not applicable to this service. ● Based on applicable laws, reduced costs may vary by doctor location. Discounts on products and Services are not insured benefits and not underwritten by Ameritas Life Insurance Corp. Vision Plan Exclusions Limitations and Exclusions may vary by state. Refer to your Policy or contact Us. (1 Orthoptic or vision training, subnormal vision aids and any associated supplemental testing. (9) Charges in excess of the Reasonable and Customary charge for the Service or Materials. (2 Plano lenses. (10) Charges incurred after: (a) the Policy ends; or (b) the Insured’s coverage under the Policy ends, except as stated in the Policy. (3 Two pair of glasses, in lieu of bifocals or trifocals. (4 Medical or surgical treatment of the eye, eyes or supporting structures. (11) Experimental or non-conventional treatment or devices. (5 Any eye examination, or any corrective eyewear, safety eyewear required by an employer as a (12) Lost or broken Materials, except when replaced at normal intervals when Services are available. condition of employment, unless specifically covered under the Plan. (6 Services provided as a result of any Workers’ Compensation law, or similar legislation, or (13) Photorefractive Keratectomy (PRK) surgery or Laser-assisted in Situ Keratomileusis (LASIK) required by any governmental agency or program whether federal, state or subdivisions thereof. surgery. (14) Aniseikonic lenses. (7 Sub-normal vision aids or non-prescription lenses. (15) Non-prescription sunglasses. - Certain name brand Vision Materials for which the manufacturer maintains a no-discount practice. (8) Services rendered or Materials purchased outside the U.S. or Canada, unless: (a) the Insured resides in the U.S. or Canada; and (b) the charges are incurred while on a business or pleasure (16) Services or Materials provided by any other group benefit providing for Vision care. trip. (17) Care or treatment rendered by You, Your insured Dependent, or a member of Your Immediate Family or household. This summary of benefits is current as of 07/08/2021. To verify up to date benefits, please contact Dental Select Customer Care at 800-999-9789. The EyeMed Network offers access to thousands of independent vision care providers and top optical retailers nationwide, including: luding: This is not a certificate of insurance or guarantee of coverage. Plan designs may not be available in all areas and are subject to individual state regulations. Group dental and vision products are issued by Ameritas Life Insurance Corp. Ameritas, the bison design, “fulfilling life” and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. © 2020 Ameritas Mutual Holding Company. 29
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OPTICARE PLAN: 70B Weber School District Products/Services In-Network Out-Of-Network Standard Plastic Lenses $70 Allowance for lenses, options, and Single Vision $20 Co-pay coatings $70 Allowance for lenses, options, and Bifocal (FT 28) $20 Co-pay coatings $70 Allowance for lenses, options, and Trifocal (FT 7x28) $20 Co-pay coatings Lens Options Progressive (Standard plastic no-line) $75 Co-pay Premium Progressive Options $125 Co-pay Ultra-Premium Progressive Options Up to 20% Discount Polycarbonate 25% Discount High Index 25% Discount Coatings Scratch Resistant Coating $10 Co-pay Ultra Violet protection $10 Co-pay Other Options Up to 25% Discount A/R, edge polish, tints, mirrors, etc. Frames Allowance Based on Retail Pricing $70 Allowance $50 Allowance Additional Eyewear Additional Pairs of Glasses Throughout the Year Up to 50% Off Retail Contacts Contact benefits is in lieu of lens and frame benefit. $70 Allowance $50 Allowance Additional contact purchases: Conventional Up to 20% Discount Disposables Up to 10% Discount Frequency Exams, Lenses, Frames, Contacts Every 12 months Every 12 months Refractive Surgery LASIK 20% off Retail Not Covered 31 Phone: 800-363-0950 www.opticarevisionservices.com
DISCOUNTS Any item listed as a discount is a merchandise discount only and not an insured benefit. Discounts vary by providers, see provider for details Up to 20% Discount off balance above Frame Allowance 50% discount varies by provider, ask provider for details. Must purchase full year supply to receive discounts on select brands. See provider for details. LASIK (Refractive surgery) Standard Optical Locations ONLY. LASIK services are not an insured benefit – this is a discount only. All pre & post-operative care is provided by Standard Optical only and is based on Standard Optical retail fees. Out of Network – Out of Network benefit may not be combined with promotional items. Online purchases at approved providers only. 32 Phone: 800-363-0950 www.opticarevisionservices.com
OPTICARE PLAN: 120B Weber School District Products/Services In-Network Out-Of-Network Standard Plastic Lenses $85 Allowance for lenses, options, and Single Vision $10 Co-pay coatings $85 Allowance for lenses, options, and Bifocal (FT 28) $10 Co-pay coatings $85 Allowance for lenses, options, and Trifocal (FT 7x28) $10 Co-pay coatings Lens Options Progressive (Standard plastic no-line) $50 Co-pay Premium Progressive Options $100 Co-pay Ultra-Premium Progressive Options Up to 20% Discount Polycarbonate 25% Discount High Index 25% Discount Coatings Scratch Resistant Coating $10 Co-pay Ultra Violet protection $10 Co-pay Other Options Up to 25% Discount A/R, edge polish, tints, mirrors, etc. Frames Allowance Based on Retail Pricing $120 Allowance $80 Allowance Additional Eyewear Additional Pairs of Glasses Throughout the Year Up to 50% Off Retail Contacts Contact benefits is in lieu of lens and frame benefit. $120 Allowance $80 Allowance Additional contact purchases: Conventional Up to 20% Discount Disposables Up to 10% Discount Frequency Exams, Lenses, Frames, Contacts Every 12 months Every 12 months Refractive Surgery LASIK $250 Off Per Eye Not Covered 33 Phone: 800-363-0950 www.opticarevisionservices.com
DISCOUNTS Any item listed as a discount is a merchandise discount only and not an insured benefit. Discounts vary by providers, see provider for details Up to 20% Discount off balance above Frame Allowance 50% discount varies by provider, ask provider for details. Must purchase full year supply to receive discounts on select brands. See provider for details. LASIK (Refractive surgery) Standard Optical Locations ONLY. LASIK services are not an insured benefit – this is a discount only. All pre & post-operative care is provided by Standard Optical only and is based on Standard Optical retail fees. Out of Network – Out of Network benefit may not be combined with promotional items. Online purchases at approved providers only. 34 Phone: 800-363-0950 www.opticarevisionservices.com
Flexible Spending Account National Benefit Services 35
FLEXIBLE BENEFITS PLAN Weber School District Employer ID NBS759236 PLAN HIGHLIGHTS Login at: my.nbsbenefits.com Congratulations! Weber School District has established a "Flexible Benefits Plan" to help you pay for your out-of-pocket medical expenses. One of the most important features of the Plan is that the benefits being offered are paid for with a portion of your pay before Federal income or Social Security taxes are withheld. This means that you will pay less tax and have more money to spend and save. However, if you receive a reimbursement for an expense under the Plan, you cannot claim a Federal income tax credit or deduction on your return. DETERMINING CONTRIBUTIONS Before each Plan Year begins, you will select the benefits you WHAT TYPE OF BENEFITS ARE AVAILABLE want and how much of the contributions should go toward each Under our Plan, you can choose the following benefits. Each benefit. It is very important that you make these choices carefully benefit allows you to save taxes at the same time because the based on what you expect to spend on each covered benefit or amount you elect is set aside on a pre-tax basis. expense during the Plan Year. Health Flexible Spending Account: Generally, you cannot change the elections you have made after The Health Flexible Spending Account (FSA) enables you to pay the beginning of the Plan Year. However, there are certain limited for expenses allowed under Section 105 and 213(d) of the situations when you can change your elections if you have a Internal Revenue Code which are not covered by our insured “change in status”. Please refer to your Summary Plan medical plan. The most that you can contribute to your Health Description for a change in status listing. FSA each Plan Year is set by the IRS. This amount can be adjusted for increases in cost-of-living in accordance with Code GENERAL PLAN INFORMATION Section 125(i)(2). Please note: If you participate in a Health Savings Account (HSA) benefit you cannot participate in the Full Plan Year End:…………………………………..…September 30th Health Flexible Spending Account benefit, but you can participate Run-out Period:…………………………………..……....…90 Days in the Limited Health Flexible Spending Account Benefit. Maximum Medical Limit…………..…...…Current IRS limit $2,750 Health Savings Account: …See Code Section 125(i)(2) or current enrollment information A Health Savings Account allows participants insured by a Qualified High Deductible Insurance Plan to save for deductibles Maximum Dependent Care Limit:……..……………..……..$5,000 and other expenses not covered under the Plan. If you participate in this benefit you cannot participate in the Health Flexible Health FSA Grace Period…………………….....………….75 days Spending Account benefit, only a Limited FSA. Dependent Care Grace Period:………………..……...…...75 days Limited Health Flexible Spending Account: WHEN AM I ELIGIBLE TO PARTICIPATE If you participate in a Limited Health Flexible Spending Account, You will be eligible to join the Plan as of your date employment. you can only be reimbursed for out-of-pocket dental and/or vision Teachers will be eligible to participate if they work 20 hours or expenses incurred by you and your dependents. However, once more per week. Classified Employee hired before July 1, 2013 you satisfy the statutory deductible you may be reimbursed for will be eligible to participate if they work at least 20 hours per medical expenses that are allowed under Section 105 and 213(d) week. Classified Employees hired on or after July 1, 2013 are of the Internal Revenue Code which are not covered by our eligible to participate if they work at least 30 hours per week. insured medical Plan. Please refer to your SPD for the current statutory amount. You may not, however, be reimbursed for the You will enter the Plan on the first day of the month following the cost of other health care coverage maintained outside of the Plan, day in which you meet the above eligibility requirements. or for long-term care expenses. 36
Dependent Care Flexible Spending Account: Orthodontic expenses that are paid fully up-front at the time of The Dependent Care Flexible Spending Account (DCAP) enables banding are reimbursable in full after the initial service has been you to pay for out-of-pocket, work-related dependent day-care performed and payment has been made. Ongoing orthodontia cost. Please see the Summary Plan Description for the definition payments are reimbursable only as they are paid. of eligible dependent. The law places limits on the amount of money that can be paid to you in a calendar year. Generally, your WHO ARE HIGHLY COMPENSATED & KEY EMPLOYEES reimbursement may not exceed the lesser of: (a) $5,000 (if you Under the Internal Revenue Code, "highly compensated are married filing a joint return or you are head of a household) or employees" and "key employees" generally are Participants who $2,500 (if you are married filing separate returns; (b) your taxable are officers, shareholders or highly paid. compensation; (c) your spouse’s actual or deemed earned income. Also, in order to have the reimbursements made to you If you are within these categories, the amount of contributions and and be excluded from your income, you must provide a statement benefits for you may be limited so that the Plan as a whole does from the service provider including the name, address, and in not unfairly favor those who are highly paid, their spouses or their most cases, the taxpayer identification number of the service dependents. Please refer to your Summary Plan Description for provider, as well as the amount of such expense and proof that more information. You will be notified of these limitations if you the expense has been incurred. are affected. Premium Expense Plan: A Premium Expense portion of the Plan allows you to use pre-tax dollars to pay for specific premiums under various insurance programs that we offer you. Updated: 1/16/2020 Please note: Policies other than company sponsored policies (i.e. spouse's or dependents' individual policies etc.) may not be paid through the Flexible Benefits Plan. Furthermore, qualified long- term care insurance plans may not be paid through the Flexible Benefits Plan. HOW DO I RECEIVE REIMBURSEMENTS During the course of the Plan Year, you may submit requests for reimbursement of expenses you have incurred. Expenses are considered “incurred” when the service is performed, not necessarily when it is paid for. You can get a claim form at www.NBSbenefits.com. Claim forms must be submitted no later than 90 days after the end of the Plan Year for the Health Flexible Spending Account and the Dependent Care Flexible Spending Account. However, if you have unused contributions in your Flexible Spending Accounts from the immediately preceding plan year, and you incur qualified medical care and/or dependent care expenses during the grace period; you may be reimbursed for those expenses as if the expenses had been incurred in the prior plan year. Any monies left from the previous plan year will be forfeited following the grace and run-out period. NBS Flexcard – FSA Pre-paid MasterCard Your employer may sponsor the use of the NBS Flexcard, making access to your flex dollars easier than ever. You may use the card to pay merchants or service providers that accept credit cards, so there is no need to pay cash up front then wait for reimbursement. 37
Kannact 38
Human Driven Digital Health Introducing a Special Health Benefit for Eligible Weber County School District Employees & Covered Dependents ➢Better Health ➢Free Supplies ➢No Cost to You A lot of things can get in the way of improving your health. We get it. Testimonials That’s why your employer is making it easier with our proven program to support your “Kannact helps me stay health between doctor visits. With Kannact, you’ll get your own health coach accountable to my goals.” and access to our nurses and pharmacists to answer your questions. You’ll get free testing "Kannact gives me a safe supplies shipped to your door. And you’ll get digital tools to use with your phone or laptop. place and the support I need It’s easy and free – the cost is covered fully for to address my health." eligible employees and family members. The result? You’ll feel better and be on the path "I like the App and find it easy to better health. to use." Learn more about this powerful benefit. If you have any of these conditions, Kannact can help Diabetes Cardiovascular Hypertension Disease 39 Visit our Weber County School District website at www.kannact.com/wsd/
Your Road to Better Health ➢Free Diabetes Testing Supplies ➢Free automated devices – glucometer, blood pressure cuff, etc. ➢Flexible coaching – By phone or messaging Let's Connect We are available to answer your questions and help you take the first steps to a better, healthier you. • Find answers to common questions about how our program works. • Enroll in just minutes. Visit our Weber County School District website at www.kannact.com/wsd/ 40
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Employee Assistance Program Blomquist Hale 43
WHEN LIFE GETS CHALLENGING WE CAN HELP The Blomquist Hale Solutions Program provides direct, face-to-face guidance to address virtually any stressful life situation or problem. Not to mention there is absolutely no cost to you. Meeting with our team is simple. Call to schedule an appointment today. (800) 926-9619 Count On: WE CAN HELP WITH a 24/7 Crisis Service Marital & Family Counseling a 100% Confidential Stress, Anxiety or Depression a Professional, Friendly Team Personal & Emotional Challenges Grief or Loss a Convenient Locations Financial or Legal Problems a Extended Hours Substance Abuse or Addictions a No Co-pay Required Senior Care Planning To register for our no cost online webinars, please go to: https://blomquisthale.com/Work-Shops.html 44
Life can get complicated. Weber School District - Mental Health Solutions Program Weber School District would like to remind you of a free service provided for the employees. This service is called Mental Health Solutions and is administered through Blomquist Hale Solutions. Blomquist Hale Solutions is a resource to help address a broad range of personal difficulties that may be causing distress. Receive brief, face-to-face counseling to help resolve such concerns as: • Marital Difficulties • Drug/Alcohol Addictions • Family Problems • Legal or Financial Issues • Stress & Anxiety • Grief & Depression • Elderly or Child Care • Any Distressing Life Issue These counseling services are free, with no copay. They are completely confidential and good for you and your eligible dependents. Visits to the EAP service do not count against your mental health benefit. Most problems are addressed in just a few sessions over a couple of months. However, some types of problems are not appropriately treated by short-term counseling and may require a referral to outside mental health providers. Patients who wish may still go directly to the traditional Mental Health Benefit as offered by their medical plan. Most services are available by appointment. Assistance is available for life threatening emergencies 24 hours per day, 7 days per week. To receive assistance, simply call 1-800-926-9619 to make an appointment. Prevention is always the best medicine. If you or your eligible family members are distressed by any type of life problem, please utilize the expertise made available by this valuable service today. Please see the link below a video that explains your benefit with Blomquist Hale. Blomquist Hale Benefits Video Warm Regards, Weber School District 800.926.9619 We are glad to be here for you. 45
Basic Life and AD&D/ Voluntary Life LifeMap 46
This summary is provided for your convenience only and is not intended to be inclusive of all policy provisions. Please see your certificate for complete details. If there is any discrepancy between this document and the master policy, master policy provisions will prevail. Weber School District Active Certified and Classified Employees Eligible for the Medical Plan Life and Accidental Death & Dismemberment (AD&D) Employer Paid Basic Life Insurance $30,000 Basic AD&D Insurance $30,000 Age Reduction If you are still working the required number of hours to be eligible for this insurance at age 65, your benefits will reduce according to the following scale. Benefits reduce to: At age: 65% 65 50% 70 AD&D Schedule If due to an accident you die, lose a limb, sight of an eye or become paralyzed, the following benefits are available. 100% of the Basic AD&D 75% of the Basic AD&D 50% of the Basic AD&D Life Paraplegia One hand Both hands Triplegia One foot Both feet Sight of one eye Sight of both eyes 25% of the Basic AD&D Speech One hand and one foot Thumb and Index finger Hemiplegia One hand and sight of one eye Uniplegia Hearing One foot and sight of one eye Quadriplegia Seat Belt Benefit If you die in an automobile accident and were wearing your seat belt, your beneficiary (ies) will collect an amount equal to the AD&D benefit to a maximum of $ 10,000 in addition to the Basic Life and Basic AD&D benefits described above. Accelerated Benefit You may collect part of your Basic Life insurance prior to death if you are diagnosed as terminally ill and have a life expectancy of less than 12 months. You may apply for up to 80% of the Basic Life insurance in force, to a $24,000 maximum. The remaining benefit you do not elect is payable to your beneficiary upon your death. Total Disability If you become totally disabled (as defined by the policy) prior to age 60 and are disabled for at least 6 consecutive months, your Basic Life insurance may be continued until you reach age 65 without further premium payment by either your employer or you. At age 65 coverage terminates, however you may continue coverage by applying for a conversion policy at that time. Additional Benefits Included Adaptive Home/Vehicle, AirBag, Child Education, Coma, Day Care, Exposure and Disappearance, Felonious Assault, Rehabilitation, Repatriation, Spouse Education. Basic Life Insurance Exclusions None AD&D Insurance Exclusions Benefits are not payable for losses due to suicide or attempted suicide, riot, war or act of war, military service, felony, voluntary use of a controlled substance. Conversion You may convert your Basic Life insurance to an individual policy if your coverage is terminated due to termination of employment or other loss of eligibility. You have 31 days from the earliest of, the date your employment terminates or other loss of eligibility to apply for the Conversion policy. 47
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