Economic and Community Advisory Council - 2022 Council Members - Federal ...

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
Economic and Community Advisory Council
                                    2022 Council Members

                      Rochelle L. Cameron
                      ECAC Chair
                      Chief Executive Officer
                      Philadelphia International Airport and Northeast Philadelphia Airport

                       Rochelle L. Cameron is the chief executive officer of Philadelphia International
                       Airport, a large hub airport system that includes Northeast Philadelphia Airport
and serves over 30 million passengers annually. She oversees the planning, development, and
administration of all activities for the City’s Division of Aviation. Since joining the airport’s leadership
team in 2011, she has also been chief operating officer responsible for day-to-day operations and
deputy director of aviation, finance, and administration.

Previously, Cameron spent 13 years with the Metropolitan Washington Airports Authority. She also
served seven years as an active duty officer in the Air Force and one year as an Air Force civilian
employee.

Cameron serves on the board of directors’ Executive Committee for Airports Council International–
North America; the National Policy Committee of the American Association of Airport Executives;
the Select Greater Philadelphia’s advisory board; and the boards of directors for the Airport
Minority Advisory Council, the Philadelphia Convention and Visitors Bureau, the Global Philadelphia
Association, the World Trade Center of Greater Philadelphia, the United Way of Greater Philadelphia
and Southern New Jersey, and LEADERSHIP Philadelphia.

Cameron is a certified public accountant in the Commonwealths of Pennsylvania and Virginia. She
holds an M.B.A. from Auburn University at Montgomery and a B.A. in political science with a special
concentration in economics and philosophy from the University of Notre Dame.

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
Sophia Ahmad
                     Executive vice president and chief marketing officer,
                     Xfinity Consumer Service
                     Comcast Cable

                     Sophia Ahmad serves as executive vice president and chief marketing officer
                     of Comcast’s Xfinity Consumer Services. In this role, she is responsible for
Xfinity’s brand marketing strategy and execution.

Ahmad joined Comcast from Sky UK, where she held leadership roles in marketing and finance. She
worked on the launch of NOW TV, Sky’s OTT streaming service, the acquisitions of Sky Italia and
Sky Deutschland, and Sky’s Operating Efficiency program. Most recently, Ahmad led the Sky mobile
business unit, which became the United Kingdom’s fastest-growing mobile network. Prior to joining
Sky UK, she served as an audit associate at Ernst & Young in London.

Ahmad earned her bachelor’s degree from the University of Birmingham and is a member of the
Institute of Chartered Accountants in Scotland.

                     Tony Allen
                     President
                     Delaware State University

                     Tony Allen is president of Delaware State University. He previously served
                     as the university’s executive vice president and provost. In this role, he
                     reorganized the university’s academic colleges and the professional advising
unit and developed new impact-oriented organizations, including the Center for Neighborhood
Revitalization and Research and the Center for Global Africa. He also oversaw the university’s Early
College High School, a national model for dual degree programs in the K–12 system.

Before joining Delaware State University, Allen worked at Bank of America as managing director
of corporate reputation. Allen was the founding president of the Metropolitan Wilmington Urban
League and cofounder of Public Allies Delaware. He also served as chair of the Wilmington
Education Improvement Commission, chairperson for the United Way of Delaware’s $20 million
annual charitable campaign, and chair emeritus of the National Urban Fellows.

Allen earned a Ph.D. in urban affairs and public policy at the University of Delaware’s Joseph R.
Biden Jr. School of Public Policy and Administration. He also has a master’s degree in public
administration from the Austin W. Marxe School of Public and International Affairs at Baruch College
and a bachelor’s degree in political science from the University of Delaware.

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
Martin P. Connor
                     Chief Financial Officer
                     Toll Brothers, Inc.

                     Martin P. Connor has been CFO of Toll Brothers, Inc., a luxury homebuilder and
                     Fortune 500 company, since 2010. He has direct responsibility for Accounting,
                     Finance, Tax, Investor Relations, and several other departments.

Before joining Toll Brothers, Connor was the CFO and director of operations for a $4 billion
diversified commercial real estate development company in the Mid-Atlantic region and had spent
more than 20 years at Ernst & Young as an audit and advisory business services partner.

Connor is a three-time recipient of the Homebuilder CFO of the Year award from Institutional
Investor magazine. He serves on the advisory council of Alex’s Lemonade Stand Foundation and on
the board of trustees of Holy Ghost Preparatory School, his high school. He has also served on the
real estate advisory council of the Archdiocese of Philadelphia.

Connor is a certified public accountant and a graduate of the University of Notre Dame. He has
been an active volunteer for various community and youth athletic organizations.

                     Lynne P. Fox
                     International President
                     Workers United

                     Lynne P. Fox is international president of Workers United, where she manages
                     and oversees 75,000 members in the United States and Canada. She served
                     previously as both an international vice president and an executive vice
president of Workers United International Union.

After graduating from law school, Fox practiced law in Philadelphia for 10 years and later joined
Philadelphia Joint Board, UNITE as general counsel. In 1999, she was elected as manager of the
Philadelphia Joint Board, Workers United, which is a position she currently holds. Fox also serves
as chair of the board of Amalgamated Bank, chair of the board of Amalgamated Life Insurance
Company, and chair of the Workers United Union Health & Welfare Funds.

Fox has deep ties to the Philadelphia community, where, among other roles, she serves as president
of the Philadelphia Jewish Labor Committee, vice president of the Philadelphia AFL-CIO Council,
vice president of the New Jersey State AFL-CIO Federation, and a member of the Philadelphia
Airport Advisory Board.

Fox earned a juris doctor from Gonzaga University School of Law, where she was a published
member of Gonzaga Law Review, and Temple University School of Law. She received a bachelor of
science from Pennsylvania State University.

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Jose Garces
                      Chef and Chief Culinary Officer
                      The Garces Group

                    Chef Jose Garces, chief culinary officer of the Garces Group, is known as a
                    leading culinary authority of Spanish and Latin-American food. He is a 2009
                    winner of the James Beard Foundation’s prestigious Best Chef, Mid-Atlantic
award and one of eight chefs in the country to hold the title of Iron Chef. In addition, Garces is the
author of two cookbooks, Latin Evolution and The Latin Road Home.

Garces, a child of immigrants and a leader in the diverse and inclusive hospitality industry, has
always held the well-being of his community in Philadelphia dear to his heart. To help provide
ongoing and actionable assistance to the immigrant community in Philadelphia, he cofounded
the Garces Foundation in 2011. The foundation provides services such as community health days,
English language skills classes that target the restaurant industry, and food supplies to the food
insecure.

                      David Gould
                      Chief Diversity and Impact Officer
                      Harris Blitzer Sports and Entertainment

                    David Gould is chief diversity and impact officer of Harris Blitzer Sports and
                    Entertainment (HBSE), an organization comprised of premier sports and
                    entertainment properties, including the NBA’s Philadelphia 76ers, Sixers
Innovation Lab, HBSE Real Estate, and HBSE Ventures.

In his role, Gould oversees HBSE’s $20 million commitment to racial equity by leading internal and
external diversity efforts across the organization, including employee recruitment and professional
development programs. He is also responsible for guiding leaders to establish and maintain
business practices that will invest in and support communities of color and building relationships
with community leaders to drive change and make an impact in the communities in which HBSE
businesses operate.

Prior to joining HBSE, Gould served as deputy director of the City of Philadelphia’s Rebuild initiative,
a more than $400 million effort to revitalize community parks, recreation centers, and libraries
across the city. The initiative also grows small, diverse businesses and connects women and people
of color to careers in construction.

Gould earned a master of public administration degree from the University of Pennsylvania and a
bachelor’s degree in economics and political science at the University of Rochester.

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
John E. Harmon Sr.
                      Founder, President, and CEO
                      African American Chamber of Commerce of New Jersey

                       John E. Harmon Sr. is founder, president, and CEO of the African American
                       Chamber of Commerce of New Jersey (AACCNJ). In this role, he is responsible
                       for establishing, implementing, and executing the organization’s mission
and for its fiduciary oversight and governance. He identifies strategic public and private sector
partnerships to connect AACCNJ members to opportunities to grow and sustain their goals and
objectives. He also advocates to ensure that policies at the municipal, county, and federal level are
fair, equitable, and accessible to Black residents and Black-owned businesses statewide.

Before joining AACCNJ, Harmon was the president and CEO of the Metropolitan Trenton African
American Chamber of Commerce. He is a board member and former board chairman of the
National Black Chamber of Commerce, a board director at the United States Chamber of
Commerce, a member of the United States Chamber of Commerce Committee of 100, and a
founder and chairman of the New York State Black Chamber of Commerce. Harmon serves on
several other boards, including the New Jersey Chamber of Commerce, the New Jersey Board of
Public Utilities, and the Supplier Diversity Development Council.

Harmon has an associate’s degree in business administration from Mercer County Community
College, an honorary degree from Burlington County College, and a bachelor’s degree in business
management from Fairleigh Dickinson University. Harmon completed a one-year fellowship on
regionalism and sustainability sponsored by the Ford Foundation as well as the minority business
management seminar at the University of Wisconsin–Madison. He also completed the four-year
Institute for Organization Management program at Villanova University, sponsored by the U.S.
Chamber of Commerce.

                      Angelique X. Irvin
                      Chairman and CEO
                      Clear Align

                   Angelique X. Irvin is chairman and CEO of Clear Align, a worldwide supplier
                   of advanced electro-optics serving the aerospace and defense, scientific
                   research, life and health sciences, and unmanned vehicle markets. She is a
founder of the company, which has been awarded multiple patents and earned several growth and
technology awards under her leadership.

Irvin has over 30 years of experience in managing fast-growing high-tech businesses founded
on innovation. Prior to her position at Clear Align, she led Coviant, a world-class electro-optics
manufacturing supplier. She was also responsible for innovative product launches at AT&T Bell
Laboratories.

Irvin is an advocate for technology innovation and small businesses in the U.S. and has testified as
an expert to Congress. Irvin earned an M.B.A. from the Wharton School of Business of the University
of Pennsylvania and graduated with honors from Alfred University with a bachelor’s degree in
ceramic engineering.
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Dennis W. Pullin
                     President and Chief Executive Officer
                     Virtua Health

                     Dennis W. Pullin is president and chief executive officer of Virtua Health, a
                     not-for-profit integrated health system in New Jersey with more than 300 care
                     locations.

Pullin’s background includes executive leadership positions in hospitals, academic medical centers,
physician group practices, and private industry. Before joining Virtua in 2017, Pullin was president of
Medstar Harbor Hospital and senior vice president of MedStar Health. He has also served as senior
vice president and chief operating officer of MedStar Washington Hospital Center in Washington
D.C., vice president of operations and business development at St. Luke’s Episcopal Health System
in Houston, and vice president of acquisitions and development at Symbion Healthcare, Inc.

Pullin has earned numerous distinctions throughout his career. In 2020 and 2018, Modern
Healthcare recognized him as one of the nation’s Top 25 Minority Executives in Healthcare. In 2019,
the Philadelphia Business Journal honored him with the Most Admired CEO award.

A fellow and past regent of the American College of Healthcare Executives, Pullin serves on the
board of trustees of the American Hospital Association and the New Jersey Hospital Association.
He also serves on the regional board of directors of the United Way of Greater Philadelphia
and Southern New Jersey, in addition to several other boards of nonprofit community and civic
organizations.

Pullin earned a master of science at Texas A&M University and a bachelor of arts at Texas Lutheran
University.

                     Joseph Sheetz
                     Executive Vice Chairman
                     Sheetz, Inc.

                     Joseph Sheetz is executive vice chairman of Sheetz, Inc., a convenience
                     retailer based in Altoona, PA, with more than 600 stores in six states. He began
                     working at the company, founded by his uncle, when he was in high school,
and has held numerous positions, including president, executive vice president of finance, and
director of personnel. After graduating from college, Sheetz had a stint as an employee benefit and
pension plan consultant for CGI Consulting in suburban Philadelphia before returning to the family-
owned business.

Sheetz serves on the executive committee of the Altoona Blair County Development Corporation,
where he was chairman from 2009 to 2011, and is a frequent guest speaker at business schools and
family business conferences. He is also a former chairman of the board of directors for the National
Association of Convenience Stores and a former chairman of Mount Aloysius College.

He earned a bachelor of science in economics from the Wharton School of Business at the
University of Pennsylvania.
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Robin L. Wiessmann
                     Executive Director and CEO
                     Pennsylvania Housing Finance Agency

                   Robin L. Wiessmann is executive director and CEO of the Pennsylvania
                   Housing Finance Agency (PHFA). In this role, she manages the agency’s day-to-
                   day operations and directs initiatives that promote affordable rental housing,
foster homeownership, provide no-cost housing counseling, fund local housing efforts, and reduce
home foreclosures.

Before joining PHFA, Wiessmann held positions as chair of the Conference of State Bank
Supervisors Non-Depository Supervisory Committee, secretary of the Pennsylvania Department
of Banking and Securities, treasurer of Pennsylvania, and deputy director of finance for the City of
Philadelphia. She was a founding principal and president of Artemis Capital Group, the first women-
owned investment banking firm on Wall Street, and held leadership positions at Goldman Sachs and
Merrill Lynch.

Wiessmann earned a law degree from Rutgers Law School and is a graduate of Lafayette College.

                     Omar Woodard
                     Vice President, Solutions
                     Results for America

                       Omar Woodard serves as vice president of solutions at Results for America.
                       In this role, he advises state and local government leaders on using data and
                       evidence in policymaking and supports collaborative, community-led efforts
across the U.S. to accelerate economic mobility. Before joining Results for America, Woodard spent
nearly a decade in venture philanthropy as executive director of GreenLight Fund Philadelphia and
principal at Venture Philanthropy Partners. Earlier in his career, Woodard specialized in government
affairs as a registered federal lobbyist, policy director to the Pennsylvania State Senate minority
whip, and policy director to a Philadelphia mayoral campaign. He started his career on Capitol Hill
as an urban policy aide to a U.S. congressman and appropriator.

He is a term member of the Council on Foreign Relations and a board member of the Philanthropy
Network of Greater Philadelphia, the Philadelphia Alliance for Capital and Technology, and the
Independence Public Media Foundation.

Woodard earned an M.P.A. in nonprofit management and a bachelor’s degree in international
affairs with a minor in public policy from George Washington University. He completed executive
education in nonprofit governance from Harvard Business School, where he received the Hansjörg
Wyss Award for Social Enterprise.

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Rich Wuerthele
                     President and Chief Executive Officer
                     Crayola

                     Rich Wuerthele is president and chief executive officer of Crayola, a Hallmark
                     subsidiary based in Easton, PA. He is responsible for all aspects of Crayola’s
                     global business, which include providing strategic direction and vision for the
company and brand. He is passionate about fulfilling the Crayola brand mission of helping parents
and educators raise creatively alive children.

Prior to Crayola, Wuerthele spent 13 years at Newell Brands, a leading consumer goods company
best known for its portfolio of household brands like Sharpie, Paper Mate, Elmer’s, Mr. Coffee, and
Graco. He led a variety of brands and divisions throughout the company and gained a unique blend
of experience in marketing, manufacturing, consumer, and commercial goods across multiple
product categories and formats. In his most recent role as chief executive officer of Newell Brands
Home Fragrance Division, Wuerthele played a key role in the company’s turnaround journey by
making decisive and strategic moves to reposition the Yankee, Chesapeake Bay, and WoodWick
candle brands.

Before joining Newell Brands, Wuerthele held a variety of leading sales, marketing, and general
management roles at Black & Decker and Danaher.

He earned a bachelor of science in business management from Alfred University.

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
Council Leadership

                     Patrick T. Harker
                     President and CEO
                     Federal Reserve Bank of Philadelphia

                     Patrick T. Harker took office on July 1, 2015, as the 11th president and CEO
                     of the Federal Reserve Bank of Philadelphia. In this role, Harker participates
                     on the Federal Open Market Committee, which formulates the nation’s
                     monetary policy.

Before taking office at the Philadelphia Fed, Harker was the 26th president of the University of
Delaware. He was also a professor of business administration at the university’s Alfred Lerner
College of Business and Economics and a professor of civil and environmental engineering at the
College of Engineering.

Before joining the University of Delaware in 2007, Harker was dean and Reliance Professor of
Management and Private Enterprise at the Wharton School of the University of Pennsylvania. Before
being appointed dean in 2000, Harker was the Wharton School’s interim dean and deputy dean as
well as the chair of its operations and information management department. In 1991, he was the
youngest faculty member in Wharton’s history to be awarded an endowed professorship as UPS
Transportation Professor of the Private Sector. He has published or edited nine books and more
than 100 professional articles. From 1996 to 1999, he was editor-in-chief of the journal Operations
Research.

In 2012, Harker was named a fellow of the Institute for Operations Research and the Management
Sciences (INFORMS) and a charter fellow of the National Academy of Inventors. He was also named
a White House fellow by President George H.W. Bush in 1991 and served as a special assistant to FBI
Director William S. Sessions from 1991 to 1992.

Harker is a member of the Select Operating Committee of Select Greater Philadelphia. He
previously served on the boards of Catholic Relief Services; Pepco Holdings, Inc.; and Huntsman
Corporation and was a founding member of the board of advisors for Decision Lens, Inc. Harker was
also a nonbanking Class B director of the Philadelphia Fed from 2012 to 2015.

Harker has a Ph.D. in civil and urban engineering, an M.A. in economics, and an M.S.E. and B.S.E. in
civil engineering, all from the University of Pennsylvania.

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Economic and Community Advisory Council - 2022 Council Members - Federal ...
James D. Narron
                     First Vice President and COO
                     Federal Reserve Bank of Philadelphia

                      James D. Narron joined the Federal Reserve Bank of Philadelphia in April 2016
                      as first vice president and COO. Previously, Narron was a senior vice president
                      and product manager at the Federal Reserve Bank of San Francisco and senior
vice president at the Federal Reserve Bank of New York. Before joining the New York Fed, Narron
worked at the Federal Reserve Bank of Kansas City, the Board of Governors in Washington, D.C., and
in consulting.

Narron speaks Spanish and has published a number of articles for the New York Fed’s Liberty
Street Economics blog. He is on the board of Ben Franklin Technology Partners of Southeastern
Pennsylvania and previously served on the board of the Maura Clarke and Ita Ford Center in New
York, as well as chair of the board of directors for the Keep A Breast Foundation.

Narron has a master’s degree in international business administration from the University of
South Carolina and a bachelor’s degree in finance and economics from Rockhurst University in
Kansas City, MO.

                     Deborah L. Hayes
                     Senior Vice President
                     Corporate Affairs
                     Federal Reserve Bank of Philadelphia

                     Deborah L. Hayes joined the Federal Reserve Bank of Philadelphia in January
                     2016 as senior vice president, overseeing the Community Development and
Regional Outreach, Digital Strategy, and Public Affairs departments. In addition, she directs the
Bank’s outreach efforts to legislative, business, banking, and community groups and manages the
Bank’s Economic and Community Advisory Council.

Previously, Hayes was the vice president of communications and public affairs for the University
of Delaware from 2013 to 2016 and was the managing director of communications for The
Pew Charitable Trusts from 2002 to 2011. She was also a founding partner and president of
media strategies for the New York-based firm Westhill Partners from 1999 to 2002 and led all
communications efforts for Oprah Winfrey/Harpo Productions in Chicago from 1994 to 1999. Before
that, she held a senior position at MTV Networks in New York City and developed the company’s
internal and external communications. She has also provided communications counsel on Capitol
Hill and has served as press secretary for Congressman Richard Gephardt.

Hayes is a board member of the Monell Chemical Senses Center in Philadelphia and has chaired
its Development and Communications Committee since 2009. She was also selected to serve as a
regional judge for the White House Fellows Program in 2011. Hayes has a B.A. in English literature
from Tennessee State University.

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Erin Mierzwa
                      Assistant Vice President, Strategic Outreach & Engagement
                      Community Development and Regional Outreach
                      Federal Reserve Bank of Philadelphia

                       Erin Mierzwa and her team play a key role in helping the Philadelphia Fed fulfill
                       its mission to safeguard the financial system and foster a strong regional and
overall economy. Mierzwa builds relationships with banking, nonprofit, and community leaders and
others in the District. She is responsible for setting the strategy for the financial institutions and
community development outreach divisions and implementing innovative programs across the
District to respond to needs and challenges identified. She also oversees the Bank’s Community
Depository Institutions Advisory Council and Economic and Community Advisory Council. Mierzwa
sees her role as one that brings partners together to find ways to promote economic opportunity
and revitalize communities.

A career highlight for Mierzwa was working with a diverse group of leaders in northeastern
Pennsylvania during the first Research in Action Lab. The Bank offered data and research and
brought together representatives from different sectors to help them think through solutions to
increasing access to transportation — particularly for low-income people — in the region.

Previously, Mierzwa worked for Towers Perrin, a benefits consulting firm, where she specialized
in health and welfare benefits for large companies. She helped companies renew their benefits,
managed account activities, analyzed health-care trends, designed and priced health-care plans,
and developed communication strategies.

Mierzwa has a master’s degree in economics and a bachelor’s degree in English from Lehigh
University. She was formerly a licensed life and health insurance broker in the state of New Jersey.

                      Bond Kraemer
                      Planning & Operations Manager
                      Community Development and Regional Outreach
                      Federal Reserve Bank of Philadelphia

                   Bond Kraemer is a planning and operations manager in our Community
                   Development and Regional Outreach Department. In this role, Kraemer plans
key programs and events with internal and external partners to identify and respond to industry and
community needs.

Kraemer manages the Bank’s Community Depository Institutions Advisory Council and the
Economic and Community Advisory Council. Her work with advisory council members is important
to ensure Bank senior leadership engages with and learns from diverse business, community, and
financial service leaders in our District. The councils play a vital role in informing Bank leadership
and the Board of Governors about emerging business and economic trends.

A highlight of Kraemer’s work is being part of a committee that developed and implemented an
annual Future Bankers and Professionals program for high school students in Camden, NJ, to build
skills in banking and financial services and introduce them to potential career paths.

Kraemer joined the Bank in 1990 as a finance analyst in accounting. Her past roles include a
marketing and automation coordinator and an account executive working with financial institutions
to implement Fed services. She has B.S. in finance and marketing from Drexel University.

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Senior Advisors
                     Jeanne R. Rentezelas
                     Senior Vice President and General Counsel
                     Legal
                     Federal Reserve Bank of Philadelphia

                     Jeanne R. Rentezelas is senior vice president and general counsel, overseeing
                     the Bank’s Legal Department. She also serves as the Bank’s ethics officer.

Before joining the Bank on June 21, 2010, Rentezelas was counsel at the Federal Deposit Insurance
Corporation (FDIC) in Washington, D.C. She actively participated in briefing FDIC Chairman Sheila
Bair and represented the FDIC in federal interagency meetings, including serving on the Payment
Fraud Working Group and President Obama’s Nondiscrimination Working Group.

Prior to joining the FDIC, Rentezelas was of counsel with Stradley Ronon Stevens & Young, LLP,
in Cherry Hill, NJ, where she advised banks and other financial institutions on various financial
regulatory matters. Before that, she was vice president and senior assistant counsel with Popular
Financial Holdings, Inc. of Marlton, NJ. She was also an associate in the financial services
department of the Philadelphia office of Blank Rome, LLP, and a law clerk to Federal Magistrate
Judge M. Faith Angell.

Rentezelas is a graduate of the Rutgers University School of Law and Cornell University.

                     Theresa Y. Singleton
                     Senior Vice President and Community Affairs Officer
                     Community Development and Regional Outreach
                     Federal Reserve Bank of Philadelphia

                       Theresa Y. Singleton is senior vice president of the Community Development
                       and Regional Outreach Department at the Federal Reserve Bank of Philadelphia
and the Bank’s community affairs officer. Singleton is responsible for overseeing research and
outreach initiatives that promote community development and fair and impartial access to credit.
She has guided the creation and implementation of the Economic Growth & Mobility Project. She
also oversees the Bank’s financial institutions relations initiatives.

Before joining the Bank, Singleton served as the director of research and information at the Housing
Assistance Council in Washington, D.C. In that role, she was responsible for the organization’s
research and information activities, including oversight of the communications and public relations
functions. She also developed and managed the council’s research agenda. In addition, she
directed and contributed to research and information products that examined demographic trends,
assessed policy impacts, and developed recommendations for rural communities.

Prior to her work on rural housing issues, Singleton taught undergraduate courses on the American
political system at Temple University and Widener University. She has a Ph.D., an M.A., and a B.A. in
political science from Temple University.

                                                  12
William G. Spaniel
                     Senior Vice President and Lending Officer
                     Supervision, Regulation, and Credit
                     Federal Reserve Bank of Philadelphia

                    William G. Spaniel is a senior vice president and lending officer at the
                    Federal Reserve Bank of Philadelphia, overseeing the Bank’s Supervision,
Regulation, and Credit Department.

Previously, Spaniel spent 25 years with the Board of Governors, where he advanced through staff
and officer positions to associate director of the Division of Banking Supervision and Regulation
(BSR). He joined the Board of Governors staff in 1990 as a supervisory financial analyst and
advanced to assistant to the director for BSR before he was appointed assistant director in 2000.
He was promoted to deputy associate director in 2003, to associate director in 2006, and to senior
associate director in 2008.

Before joining the Federal Reserve, Spaniel was a senior consultant for KPMG, specializing in
credit administration, profit improvement, and regulatory compliance. He began his career as
a compliance officer for a $1 billion savings and loan. Spaniel has a B.A. in economics from the
College of William and Mary.

                     Patricia A. Wilson
                     Senior Vice President, Chief of Staff, and Corporate Secretary
                     Federal Reserve Bank of Philadelphia

                     Patricia A. Wilson, senior vice president, chief of staff, and corporate secretary
                     at the Federal Reserve Bank of Philadelphia, has been a senior advisor to
                     Philadelphia Fed President and CEO Patrick T. Harker and his leadership teams
for more than 17 years. Before joining the Bank, she was vice president and chief of staff at the
University of Delaware.

Previously, she was chief of staff and director of faculty administration at the Wharton School of the
University of Pennsylvania. She also held administrative posts at both the University of Michigan and
the University of Chicago.

Wilson has a bachelor’s degree in psychology with a minor in education from Newton College of the
Sacred Heart (now Boston College) and received a certificate from the Higher Education Resource
Services Bryn Mawr Summer Institute for Women in Higher Education Administration.
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