BENEFITS SUMMARY OF - Brand New Day
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
SUMMARY OF BENEFITS 2022 Brand New Day Classic Choice Plan (HMO) 33 Fresno County Sacramento County Imperial County San Bernardino County Kern County San Diego County Kings County San Francisco County Los Angeles County San Joaquin County Madera County San Mateo County Orange County Santa Clara County Riverside County Tulare County H0838_2684.210826_M
2022 SUMMARY OF BENEFITS Brand New Day Classic Choice Plan (HMO) 33 H0838, Plan 33 January 1, 2022 - December 31, 2022. Brand New Day is an HMO with a Medicare contract. Enrollment in Brand New Day depends on annual contract renewal. The benefit information provided does not list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, please access the “Evidence of Coverage” at bndhmo.com/members/plan-details To join Brand New Day Classic Choice Plan (HMO) you must be entitled to Medicare Part A, be enrolled in Medicare Part B, and live in our service area. Our service area includes the following counties in California: Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Orange, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara, and Tulare. Except in emergency situations, if you use providers that are not in our network, we may not pay for these services. For coverage and costs of Original Medicare, look in your current “Medicare & You” handbook. View it online at medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227) available 24 hours, 7 days a week including some federal holidays. TTY/TDD users should call 1-877-486-2048. This document is available in other formats such as Braille, large print or audio. Have questions? Please call Brand New Day Member Services Department at 1-866-255-4795, TTY 711 Monday – Friday 8 am - 8 pm between April 1 and September 30 and 7 days a week between October 1 to March 31, 8 am - 8 pm or visit our website at bndhmo.com
Classic Choice Plan (HMO) 33 PREMIUM & BENEFITS YOU PAY WHAT YOU SHOULD KNOW Monthly Plan Premium $0 You must keep paying your Medicare Part B premium. Your premium may be more if you are not receiving Extra Help. Deductible No deductible Maximum Out-of-Pocket No more than $0 Includes copays and other costs for Responsibility annually medical services for the year. (does not include Your costs may be more if your prescription drugs) Medi-Cal does not cover cost-sharing for Medicare covered services. Inpatient Hospital $0 per stay Services may require authorization and a referral. Your costs may be more if your Medi-Cal does not cover cost-sharing CLASSIC CHOICE PLAN 33 for Medicare covered services. Outpatient Hospital $0 copay Services may require authorization and a referral. Please reference Evidence of Coverage (EOC) for details on specific services. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Ambulatory Surgery $0 copay Services may require authorization Center and a referral. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Doctor Visits • Primary care providers $0 copay • Specialists $0 copay Services may require authorization and a referral. Preventive Care Other preventive services are available. There are some covered services that may have a cost. • Flu vaccine, diabetic $0 copay Services may require authorization screenings, etc. and a referral. • Routine Annual Physical $0 copay Services do not require authorization or a referral.
2022 Summary of Benefits PREMIUM & BENEFITS YOU PAY WHAT YOU SHOULD KNOW Emergency Care $0 copay Copayment waived if admitted to the hospital or readmitted to the ER within 72 hours. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Worldwide $90 copay Coverage is limited to $50,000. Emergency Care • Urgent Care • Emergency Room • Emergency Transportation Urgent Care $0 copay Diagnostic Services/Labs/ Services may require authorization CLASSIC CHOICE PLAN 33 Imaging and a referral. • Diagnostic tests and $0 copay Your costs may be more if your procedures Medi-Cal does not cover cost-sharing for Medicare covered services. • Lab services $0 copay • MRI, CAT scan $0 copay Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. • X-rays $0 copay Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Hearing Services • Routine hearing exam $0 copay One routine hearing exam annually. • Hearing aid fittings and $0 copay One hearing aid fitting annually. evaluations • Hearing aid $149 per hearing aid You receive 2 hearing aids every for the advanced 3 years. model
Classic Choice Plan (HMO) 33 PREMIUM & BENEFITS YOU PAY WHAT YOU SHOULD KNOW Dental Services Limitations may apply. See your EOC for details. • Preventive dental (e.g., oral $0 copay exam, x-rays, cleanings) Comprehensive dental • Diagnostic services $0 copay • Restorative services $0 copay • Endodontics $0 copay • Periodontics $0 copay • Extractions $0 copay • Implant Services, $0 – $350 copay Prosthodontics, other oral/ Prosthodontics, other oral/ maxillofacial surgery, other maxillofacial surgery, other services range from $0 for surgical services placement of implant body CLASSIC CHOICE PLAN 33 (endosteal implant) to $350 for implant supported crowns. • Non-routine services $0 copay Vision Services • Routine eye exam $0 copay One exam per year. • Retinal imaging $0 copay One exam per year. • Eyeglasses (frames) $0 copay $175 allowance for frames. • Eyeglass lenses $0 copay For standard lenses (includes standard progressives). • Contact lenses $0 copay $175 allowance in lieu of frames for contact lenses every year. • Upgrades $70 allowance for polycarb lenses upgrade. $89.50 allowance for premium progressives upgrade. Mental Health Services Services may require authorization • Outpatient individual $0 copay and a referral. therapy Your costs may be more if your • Outpatient group therapy $0 copay Medi-Cal does not cover cost-sharing for Medicare covered services.
2022 Summary of Benefits PREMIUM & BENEFITS YOU PAY WHAT YOU SHOULD KNOW Skilled Nursing Facility $0 per stay Services may require authorization (SNF) and a referral. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Physical Therapy $0 copay Services may require authorization and a referral. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. Ambulance (Ground) $0 copay Services may require authorization. Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. CLASSIC CHOICE PLAN 33 Transportation $0 copay for Services may require authorization. unlimited one way trips to approved locations Medicare Part B Drugs Services may require authorization. • Chemotherapy drugs $0 copay Your costs may be more if your Medi-Cal does not cover cost-sharing for Medicare covered services. • Other Part B drugs $0 copay
Classic Choice Plan (HMO) 33 OUTPATIENT PRESCRIPTION DRUGS Part D Deductible No deductible (Your deductible may be more if you are not receiving Extra Help). Retail Rx 30-day supply Mail Order 100-day supply Initial Coverage You are in the Initial Coverage stage until you reach $4,430 in drug costs (year to date). Tier 1 – Preferred Generic $0 copay $0 copay Tiers 2 (Generic) to $0 or $1.35 for generics. $0 or $1.35 for generics. 5 (Specialty Tier) $0 or $4 for brands. $0 or $4 for brands. (Depending on your level (Depending on your level of Extra Help that you of Extra Help that you receive). receive). CLASSIC CHOICE PLAN 33 Tier 6 – Select Care $0 copay $0 copay Coverage Gap You stay in this stage until your year-to-date “out-of-pocket costs” (your payments) reach a total of $7,050 Tier 1 – Preferred Generic $0 copay Tiers 2 (Generic) to $0 or $1.35 for generics. $0 or $4 for brands. 5 (Specialty Tier) (Depending on your level of Extra Help that you receive). Tier 6 – Select Care $0 copay Catastrophic Coverage During this stage, the plan will pay most of the cost of your drugs for the rest of the calendar year (through December 31, 2022). Depending on your level of Extra Help that you receive, $0 copay for all covered drugs or $3.95 copay or 5% (whichever costs more) for generic drugs or a preferred multi-source drug and $9.85 copay or 5% (whichever costs more) for all other drugs. Cost-Sharing may change depending on the pharmacy you choose and when you enter a new phase of the Part D benefit.
2022 Summary of Benefits WELLNESS BENEFITS YOU PAY / RECEIVE WHAT YOU SHOULD KNOW Over-The-Counter (OTC) Up to $820 each $205 credit every 3 months. Items year Healthy Foods Allowance Up to $360 each Receive a $30 monthly allowance year for healthy to buy healthy whole foods at foods approved grocery stores. Meals and Nutritional Receive 14 meals Meal programs include: Diabetes, Counseling each month, for congestive heart failure (CHF), 12 months in the cardiovascular disorders, dementia, calendar year (168 chronic and disabling mental health total meals) conditions, kidney disease, and hypertension. Also includes a nutritional consultation with a registered dietician to develop a healthy eating plan. CLASSIC CHOICE PLAN 33 Acupuncture Services may require authorization • Medicare-covered $0 copay and a referral. acupuncture • Routine acupuncture $0 copay For up to 30 visits every year combined with Routine Chiropractic services. Chiropractic Services Services may require authorization • Medicare-covered $0 copay and a referral. chiropractic care • Routine chiropractic care $0 copay For up to 30 visits every year combined with Routine Acupuncture services. Gym Membership $0 copay SilverSneakers gym membership is available to you at no cost with access to fitness facilities, or SilverSneakers Steps at-home kits for members who are unable to exercise in a fitness facility or prefer to work out at home. 24/7 Doctor Advice Line $0 copay A Doctor is available at no cost to you 24 hours a day, 7 days a week by web, mobile app, or phone at: (800) 835-2362. Doctors can diagnose and prescribe medications if medically necessary. Personal Emergency $0 copay Mobile PERS device with GPS and Response System (PERS) fall detection; 24/7/365 monitoring.
ADDITIONAL BENEFITS BEYOND ORIGINAL MEDICARE Brand New Day offers you additional benefits beyond what Original Medicare alone provides. Brand New Day has partnered with specialized companies for these added benefits. Benefit may vary by plan, to get a complete list of services we cover, call us and ask for the “Evidence of Coverage.” You can also see the Evidence of Coverage on our website bndhmo.com. Brand New Day is an HMO/SNP with a Medicare Contract. Enrollment in Brand New Day depends on contract renewal. H0838_2699.210826_M
ADDITIONAL BENEFITS BEYOND ORIGINAL MEDICARE ADDITIONAL BENEFITS CLASSIC CARE I CLASSIC CHOICE PART B SAVINGS PROVIDER PLAN 25 PLAN 33 PLAN 49 ACUPUNCTURE & CHIROPRACTIC $0 copay $0 copay 12 treatments when 1-800-678-9133, TTY 1-800-735-2922 30 treatments when combined with Routine combined with Routine Monday – Friday, 5 am - 8 pm Chiropractic or Routine Acupuncture services. Chiropractic or Routine ashlink.com/ash/brandnewday Acupuncture services. DENTAL BENEFITS 1-844-282-7638, TTY 1-877-855-8039 Monday – Sunday, 8 am - 8 pm Deep Cleaning Deep Cleaning Deep Cleaning (October 1 - March 31) $35 – $60 copay $0 copay $35 – $60 copay Monday – Friday, 8 am - 8 pm Crowns Crowns Crowns (April 1 - September 30) $275 – $400 copay $0 copay $275 – $400 copay Medicare: www1.deltadentalins. com/brand-new-day-medicare Implants Implants Implants Medi-Medi: www1.deltadentalins. $0 – $1,110 copay $0 – $350 copay $0 – $1,110 copay com/brand-new-day-medi-cal- Dentures Dentures Dentures medicare $450 copay $0 – $150 copay $450 copay 1-855-203-5900, TTY 711 Monday – Friday, 8 am - 5 pm Limitations may apply. See your EOC for details. westerndental.com GYM MEMBERSHIP $0 copay Fitness facility programs 1-888-423-4632, TTY 711 Healthy aging program Monday – Friday, 5 am - 5 pm silversneakers.com SilverSneakers steps at-home kits HEARING AID Advanced model Advanced model 1-866-202-1182, TTY 711 $149 copay $149 copay Not covered Monday – Friday, 8 am - 8 pm per aid. per aid. truhearing.com MEALS AND NUTRITIONAL COUNSELING Receive 15 meals Receive 15 meals each week for 6 weeks Receive 14 meals each each week for 6 weeks with a $0 copay (90 month, for 12 months with a $0 copay (90 1-866-255-4795, TTY 711 total meals). Meal in the calendar year total meals). Meal Monday – Friday, 8 am - 8 pm delivery is included (168 total meals). delivery is included bndhmo.com/eatinghealthy 1 time per week. 1 time per week.
ADDITIONAL BENEFITS BEYOND ORIGINAL MEDICARE ADDITIONAL BENEFITS CLASSIC CARE I CLASSIC CHOICE PART B SAVINGS PROVIDER PLAN 25 PLAN 33 PLAN 49 OVER-THE-COUNTER You get $40 You get $205 You get $35 1-877-280-6207, TTY 711 every month to every 3 months to every month to 24/7/365 spend on OTC spend on OTC spend on OTC NationsOTC.com/BND PERSONAL EMERGENCY RESPONSE SYSTEM (PERS) $0 copay 1-888-256-3227, TTY 711 Monday – Friday, 6 am - 6 pm Mobile PERS device with GPS and fall detection, Saturday – Sunday, 7 am - 4 pm 24/7/365 monitoring. aloecare.com/brandnewday TRANSPORTATION Routine Transportation: $0 copay 1-855-804-3340, TTY 711 Unlimited transportation Not covered Medical Transportation: for plan-approved trips. 1-855-804-3484, TTY 711 Monday – Friday, 8 am - 8 pm VISION Routine Eye Exam $0 copay 1-800-511-1486, Frames up to $175 TTY 1-844-230-6498 Monday – Saturday, 5 am - 8 pm Standard lenses $0 copay Sunday, 8 am - 5 pm Upgrade allowance up to $159.50 member.eyemedvisioncare.com/ brandnewday 24/7 DOCTOR ADVICE LINE $0 copay 1-800-835-2362, Request a visit with a doctor 24 hours a day, 7 days a week, TTY 1-855-636-1578 by web, phone or mobile app. Talk to the doctor, take as 24 hours a day, 7 days a week much time as you need. teladoc.com 24/7 NURSE ADVICE LINE $0 copay 1-888-687-7321, TTY 711 Speak with a Brand New Day registered 24 hours a day, 7 days a week nurse 24 hours a day 7 days a week. bndhmo.com
SAVE MONE Y ON YOUR PRESCR I P TI ON DRUGS! Lower Copayments for Prescriptions! Tiers 1 and 6 at $0 Copay even through the coverage gap! If you are filling a prescription for medications on Tier 1 or 6 you will not have a Copayment. Mail Order Savings! Tiers 1, 2, 3, 4 and 6 Special! Pay for 2 months of a 100-day prescription and get the third month at no extra cost. This applies to members when they use Mail Order to fill their 100-day, Tiers 1, 2, 3, 4 and 6 prescription. It is easy to save on prescription drugs with MedImpact Direct! More Savings! Extra Help - from Medicare You may qualify for Extra Help with your prescription drug costs. If you don’t qualify for Medi-Cal but you have a limited income, you can apply for Extra Help. To apply, call: • Brand New Day at 1-866-255-4795, TTY 711 and talk to a Member Services representative; or call • Social Security at 1-800-772-1213; TTY users call 1-800-325-0778; • Or apply online at ssa.gov/prescriptionhelp If you qualify for Extra Help, Medicare will pay all or part of your Part D premium and you will have lower copays at the pharmacy. Other Ways to Save Generic vs. Brand Name Generic medications have the exact same ingredients as the brand name drugs, but you aren’t paying for the “name.” Always ask the pharmacy for generic instead of brand name. Brand New Day is an HMO with a Medicare contract. Enrollment in Brand New Day depends on annual contract renewal. This information is not a complete description of benefits. Call 1-866-255-4795, TTY 711 for more information Monday - Friday, 8 am - 8 pm and 7 days a week 8 am - 8 pm from October 1 - March 31.
You can also read