Benefits Guide 2021-2022 - Leon County Schools
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Welcome Inside Your benefits are an important part of your Medical Plans overall compensation. We are pleased to offer a comprehensive array of valuable benefits to protect Dental Plans your health, your family and your way of life. This Vision guide answers some of the basic questions you may have about your benefits. Please read it carefully, Flexible Spending along with any supplemental materials you receive. Accounts (FSAs) Life and AD&D Eligibility Choose Carefully! To be eligible for participation in LCS Due to IRS regulations, you cannot Insurance benefits you must be: change your pre-tax elections until }}Working at least 18.75 hours per the next annual Open Enrollment Disability Insurance period, unless you have a qualified week in a regularly established position for employees in the LCTA life event during the year. Following Employee Assistance are examples of the most common bargaining unit qualified life events: Programs (EAPs) }}Working at least 17.5 hours per week }}Marriage or divorce for employees in the Local 1010 Voluntary Benefits bargaining unit (International Union }}Birth or adoption of a child of Painters & Allied Trades) }}Child reaching the maximum Cost of Benefits }}Working at least 20 hours per age limit week for employees in the LESPA bargaining unit }}Death of a spouse or child Contact Information }}You lose coverage under your }}Hired as an hourly-as-needed spouse’s plan teacher teaching at least 18.75 hours per week in a program that is }}You gain access to state coverage continuing from year to year under Medicaid or CHIP You may also enroll your eligible Making Changes family members under certain plans you choose for yourself. Eligible family To make changes to your benefit Enrollment members include: elections, you must contact your Benefits Office at 850-487-7150 }}Your legally married spouse within 30 calendar days of a }}Your children who are your qualifying event to make changes biological children, stepchildren, to your coverage. Be prepared to Copy and paste this link adopted children or children for provide documentation of the event whom you have legal custody (age such as a marriage license, birth https:// restrictions may apply). Disabled certificate or a divorce decree. If www.cyclonebenefits.com/lcs children age 26 or older who meet changes are not submitted on time, certain criteria may continue on you must wait until the next Open here, you will find detailed your health coverage. Enrollment period to make your information about the plans When Coverage Begins election changes. available to you and instructions for enrolling. }} New Hires: You must complete the enrollment process within 30 calendar Required Information—When you enroll, days of your date of hire. If you enroll on you will be required to enter a Social time, coverage is effective on the first day Security number (SSN) for all covered of the month following your first dependents. The Affordable Care Act paycheck. If you fail to enroll on time, (ACA), otherwise known as health care reform, requires the company to report you will NOT have benefits coverage this information to the IRS each year to (except for board paid life). show that you and your dependents have coverage. This information will be securely }}Open Enrollment: submitted to the IRS and will remain confidential. Changes made during Open Enrollment are effective October 1, 2021- September 30, 2022.
Medical Plans We are proud to offer you a choice among four different medical plans that provide comprehensive medical and prescription drug coverage. The plans also offer many resources and tools to help you maintain a healthy lifestyle. Following is a brief description of each plan. Capital Health Plan HMO Florida Blue PPO With this plan, you select a primary care physician (PCP) from the These plans give you the freedom to seek care from the provider participating network of providers who will coordinate your health of your choice. The calendar-year deductible must be met before care needs, refer you to specialists (if needed) and approve further certain services are covered. medical treatment. Services received outside of the HMO’s network are not covered, except in the case of emergency medical care. For complete details on Medical Plans and RX Tiers, please see Summary of Benefits on LCS website Capital Health Capital Health Plan HMO Plan HMO Florida Blue Florida Blue PPO Capital Value Selection PPO Plan 03559 Plan 05172/05173 Key Medical Benefits High Deductible Plan Selection Plan High Deductible Plan In-Network Only In-Network Only In-Network Out-of-Network1 In-Network Out-of-Network1 Deductible (per calendar year) Indivdual Familly Individual / Family Combined with In- $3,000 / NA $10,000 /NA Per Person/Family Agreegate none / none $2,500 / $5,000 $500 / $1,500 Network / Combined $10,000/NA $20,000/$20,000 with In-Network Out-of-Pocket Maximum (per calendar year) Individual / Family Combined with In- $2,000 / $4,500 $4,000 / $8,500 $2,500 / $7,500 Network / Combined $6,500 / N/A $10,000 / N/A Per Person/Family Agreegate with In-Network Covered Services Office Visits (physician/specialist) $15/$40 $15/$75 copay* $15 / $30 copay 40%* DED + 10% DED + 20% Routine Preventive Care No charge No charge No charge No charge No charge DED + 20% Preventive screening/ Outpatient Diagnostic (lab/X-ray) No charge No charge 40%* DED + 10% DED + 20% Immunization no charge Complex Imaging $100 $250 copay* $75 copay 40%* DED + 10% DED + 20% Chiropractic $40 copay $75 copay* $30 copay 40%* DED + 10% DED + 20% In-Network Ambulance $100 copay $250 copay* DED + 10% DED + 10% DED + 20% Deductible + 10% $300/visit $250/ $500 copay; $100 copay + 10% $100 Copay Emergency Room per visit observation DED + 10% DED + 20% $500 observation* + 10% Urgent Care Facility $25 visit/ $50 copay* $30 copay Deductible + $30 DED + 10% DED + 20% $15 Amwell copay $500/admission; Inpatient Hospital Stay $250 copay Option 1: $400 40%* DED + 10% DED + 20% $500 observation* RX Out-of-Pocket Maximum (per calendar year) Individual / Family $4,600 / $8,700 $2,850 / $5,200 N/A N/A Prescription Drugs (Tier 1 / Tier 2 / Tier 3) Retail Pharmacy (30-day supply) In-Network $15/$30/$50 $15 / $50 / $100 / $15 / $30 / $50 50% DED + $10 copay 2 Deductible + 50% In-Network Mail Order (90-day supply) $45/$90/$150 $45 / $150 / $300 $30 / $60 / $100 50% DED + $25 copay Deductible + 50% Coinsurance percentages and copay amounts shown in the above chart represent what the member is responsible for paying. *Benefits with an asterisk ( * ) require that the deductible be met before the Plan begins to pay. 1. If you use an out-of-network provider, you will be responsible for any charges above the maximum allowed amount. 2. Limited 30 day supply on Tier 4
Dental Plans We are proud to offer you a choice among three different dental plans. Florida Combined Life DPPO: These plans offer you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and reduce your out-of-pocket costs if you choose a dentist who participates in the Florida Combined Life network. Following is a high-level overview of the coverage available. Florida Combined Life Blue Choice Florida Combined Life Blue Choice Florida Combined Life Blue Choice Key Dental Benefits Standard Plan DPPO High Plan DPPO Plus Plan DPPO In-Network Only Out-of-Network1 In-Network Only Out-of-Network1 In-Network Only Out-of-Network1 Annual Deductible (per calendar year) Individual / Family $50 / $150 $50 / $150 $50 / $150 $50 / $150 $50 / $150 $50 / $150 Benefit Maximum (per calendar year; preventive, basic, and major services combined) Per Individual $750 $750 $1,000 $1,000 $1,250 $1,250 Covered Services Preventive Services 20% 20% No charge 10% No charge 10% Basic Services 30% 30% 20% 30% 10% 30% Major Services 30% 30% 50% 40% 40% 40% Child & Adult Child & Adult Orthodontia None None $1,000 $1,000 $1,000 $1,000 Coinsurance percentages shown in the above chart represent what the member is responsible for paying. 1. If you use an out-of-network provider, you will be responsible for any charges above the maximum allowed amount. Vision Plan We are proud to offer you a vision plan. The Avesis vision plan gives you the freedom to seek care from the provider of your choice. However, you will maximize your benefits and reduce your out-of-pocket costs if you choose a provider who participates in the Avesis network. Following is a high-level overview of the coverage available. Key Vision Benefits In-Network Out-of-Network Reimbursement Exam (once every 12 months) $10 Up to $35 $15 (Materials copay applies to frame Materials Copay N/A or spectacle lenses, if applicable) Lenses (once every 12 months) Single Vision Up to $25 Bifocal Covered in full after $15 copay Up to $40 Trifocal Up to $50 Frames (once every 12 months) Up to $150 Up to $50 Contact Lenses (once every Up to $150 Up to $128 12 months; in lieu of glasses)
Flexible Spending Accounts FSA Rules YOU MUST ENROLL EACH We provide you with an opportunity to participate in two different flexible spending YEAR TO PARTICIPATE. accounts (FSAs) administered through Murfee Meadows. FSAs allow you to set aside a portion of your income, before taxes, to pay for qualified health care and/or dependent Because FSAs can give you a care expenses. Because that portion of your income is not taxed, you pay less in federal significant tax advantage, they income, Social Security and Medicare taxes. A worksheet that will help you decide how must be administered according much you may want to contribute, is found on the next page. to specific IRS rules: Health Care FSA Health Care FSA: Unused funds carry over to the following year. For 2021, you may contribute up to $2,750 to cover qualified health care expenses incurred by Carryover funds will not count you, your spouse and your children up to age 26. Some qualified expenses include: against or offset the amount that }}Coinsurance }}Prescriptions }}Eye exams/eyeglasses you can contribute annually. }}Copayments }}Dental treatment }}Lasik eye surgery Dependent Care FSA: Unused }}Deductibles }}Orthodontia funds will NOT be returned to For a complete list of eligible expenses, visit www.irs.gov/pub/irs-pdf/p502.pdf. you or carried over to the Getting Reimbursed following year. As you incur healthcare expenses throughout the year, you can access your funds by using your Benefits You can incur expenses through Card® for eligible expenses or get reimbursed for your out-of-pocket expenses by submitting a claim August 31st each year, and must form. Claims should be sent to Murfee Meadows via fax, email or regular mail found on LCS website.. file claims by September 30th. Maximum contribution amount is Dependent Care FSA established by the IRS and your employer each year. See plan For 2021, you may contribute up to $5,000 (per family) to cover eligible dependent care document for details. expenses ($2,500 if you and your spouse file separate tax returns). Some eligible expenses include: }}Care of a dependent child under the age of 13 by babysitters, nursery schools, pre- school or daycare centers. }}Care of a household member who is physically or mentally incapable of caring for him/herself and qualifies as your federal tax dependent For a complete list of eligible expenses, visit www.irs.gov/pub/irs-pdf/p503.pdf. Getting Reimbursed With a Dependent Care FSA, you can only be reimbursed up to the amount that has been deducted from your paycheck. You can submit claims for reimbursement to Murfee Meadows. Claim forms can be found on LCS Benefits website. Life and AD&D Insurance Life insurance provides your named beneficiary(ies) Supplemental Life/AD&D (Employee-paid) with a benefit in the event of your death. If you determine you need more than the basic coverage, you may Accidental Death and Dismemberment (AD&D) purchase additional coverage through The Standard Company for insurance provides specified benefits to you in the yourself and your eligible family members. event of a covered accidental bodily injury that directly causes dismemberment (i.e., the loss of a Benefit Option Guaranteed Issue* hand, foot or eye). In the event that your death occurs $10,000 increments; minimum of $10,000 due to a covered accident, both the life and the Employee $150,000 up to $250,000 AD&D benefit would be payable. $5,000 increments; miniumum of $5,000 Basic Life/AD&D (Company-paid) Spouse and maximum of $125,000 (not to $50,000 exceed 50% of employee's life coverage) This benefit is provided at NO COST to you through The Standard Company. Option 1 Option 2 Child(ren) $30,000 Benefits reduce by 35% at age $5,000 $10,000 $10,000 Benefit 70, by 50% at age 75, and terminate Amount when the employee is no longer eligible *During your initial eligibility period only, you can receive coverage up to the Guaranteed Issue or retirement (whichever occurs first) amounts without having to provide Evidence of Insurability (EOI, or information about your health). Coverage amounts that require EOI will not be effective unless approved by the insurance carrier.
Leon County Schools Flexible Spending Account Annual Expense Estimate Worksheet Actual Expenses Estimated Expenses Dependent Daycare Last Year New Year Account Annual MEDICAL Co-pays / expenses Expense Estimate Prescriptions $ $ CHILD DAYCARE * Physician visits $ $ Full-time daycare (per week) Hospital visit co-pays / expenses $ $ Child one $ (including Emergency) Child two $ Laboratory / testing expenses $ $ $ $ Part-time daycare (per week) Deductible expenses Child one $ Over-the-counter items (medicines $ $ require a prescription) Child two $ 1. Estimate the cost per week for VISION each category of care Eye examination Eyeglasses $ $ 2. Calculate the annual cost $ $ (Weekly full-time daycare plus Contact lenses and solution weekly part-time daycare X $ $ number of weeks per year) Lasik surgery 3. Total amount $ Other expenses $ $ *Child must be less than 13 years of age. DISABLED / ELDER HEARING DAYCARE* Hearing examination $ $ Caregiver monthly cost $ Hearing aid $ $ Multiply monthly cost times number DENTAL of months $ $ $ estimated Co-pays / expenses Dental visits $ $ * Daycare provided for a dependent of any age who requires assistance with the Fillings $ $ basic tasks of daily life due to physical or mental challenges. Major work $ $ (root canals, crowns, dentures, etc.) Orthodontia (braces) $ $ Deductible expenses $ $ Other expenses $ $ Total annual amounts $ 0.00 $ 0.00 125info@murfeemeadows.com This is not, nor is it intended to be, legal or tax advice. Example expenses may not be reimbursable under your 800.600.0947 specific plan or restrictions may apply. Federal regulations may change plan features without notice at any time. All rights reserved. MMI 2019.
Disability Insurance Employee Assistance Disability insurance provides benefits that replace part of your Program (EAP) lost income when you become unable to work due to a covered injury or illness. Life is full of challenges, and sometimes balancing it is difficult. We are proud to provide a confidential program dedicated to supporting Voluntary Short-Term Disability the emotional health and well-being of our employees and their Provided at an affordable group rate through The Standard Company. families. The employee assistance program (EAP) is provided at NO COST to you through Tallahassee Memorial Hospital. You can call Benefit Percentage 60% 850-431-5190. Weekly Benefit Maximum $2,000 The EAP can help with the following issues, among others: Option 1 Option 2 }}Mental health When Benefits Begin After 7th day After 14th day }}Relationships or marital conflicts of disability of disability }}Child and eldercare Maximum Benefit Duration 90 Days }}Substance abuse Voluntary Long-Term Disability }}Grief and loss }}Legal or financial issues Provided at an affordable group rate through The Standard Company. EAP Benefits Benefit Percentage 60% }}Assistance for you and your household members Monthly Benefit Maximum $6,000 }}Up to five (5) in-person sessions with a counselor per issue, When Benefits Begin After 90th day of disability per year, per individual }}Unlimited toll-free phone access and online resources Maximum Benefit Duration Social Security Retirement age
Voluntary Benefits Our benefit plans are here to help you and your family live We also offer the following additional voluntary benefits: well—and stay well. But did you know that you can strengthen your coverage even further? It’s true! Our voluntary benefits Life Benefit Term offered by CHUBB through The Standard Company are designed to complement your health care coverage and allow you to customize our Term Life Insurance provides you and your family with additional benefits to you and your family’s needs. The best part? Benefits financial protection and peace of mind in the event of a death. from these plans are paid directly to you! Coverage is also Plan features include: available for your spouse and dependents. }}Guaranteed acceptance for Life Insurance & Long Term You can enroll in these plans during Open Enrollment—they’re Care Insurance completely voluntary, which means you are responsible for }}Life Insurance premiums guaranteed for life paying for coverage at affordable group rates. }}Long Term Care coverage worth 3x your death benefit Accident Insurance amount That’s up to 75 months of care for nursing home, Accident insurance can soften the financial impact of an assisted living and home care! accidental injury by paying a benefit to you to help cover }}Plan is portable with locked in rates the unexpected out-of-pocket costs related to treating your injuries. If you have an accident and seek medical treatment, }}Guaranteed future increase option the policy pays a benefit following treatment for a wide You choose the coverage level that meets your family’s financial range of accidents – from minor to catastrophic. If an accident needs. You pay 100% of the premiums through the convenience causes multiple injuries, we pay a benefit for each one. Follow- of payroll deduction. up visits,chiropractic care and diagnostic tests are included, as are more than 100 other benefits. Depending on your needs, you have two different Accident plans to choose from – Enhanced and Premier. A complete list of benefits covered under each plan LifeLock will be provided. You have the option to enroll for identity theft protection. This benefit may save you time and money – and restore your name Critical Illness (includes Cancer Coverage) and credit for you if your identity is stolen. Trained experts Did you know that the average total out-of-pocket cost related provide you with fraud alert notifications, perform proactive to treating a critical illness is over $7,0001? With critical database searches, and continuously monitor your credit. illness insurance, you’ll receive a lump-sum benefit if you are diagnosed with a covered condition that you can use however you would like, including to help pay for: treatment (e.g. experimental), prescriptions, travel, increased living expenses and more. Under this plan, you, your spouse, and children are covered – your children are covered at no additional cost. Depending on your needs, you have two different Critical Illness plans to choose from, Enhanced and Premier. Hospital Indemnity Insurance The average cost of a hospital stay is $10,0002—and the average length of a stay is 4.8 days3. Hospital indemnity insurance can help reduce costs by paying you or a covered dependent a benefit to help cover your deductible, coinsurance and other out-of-pocket costs due to a covered sickness or injury related hospitalization. Coverage is designed to pay you benefits for Hospital Admission, Daily Hospital Confinement, Critical Care Unit Admission, and Critical Care Unit Daily Confinement. Coverage is available for you, your spouse, and children and depending on your needs, there are two plans to choose from, Plan 1 and Plan 2. 1. MetLife Accident and Critical Illness Impact Study, October 2013 2. Costs for Hospital Stays in the United States, 2011. HCUP Statistical Brief #168. December 2013. Agency forHealthcare Research and Quality, Rockville, MD. 3. National Hospital Discharge Survey: 2010
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Cost of Benefits (10-month) October 1, 2021 - September 30, 2022 Your contributions toward the cost of benefits are automatically deducted from your paycheck before taxes. The amount will depend upon the plan you select and if you choose to cover eligible family members. Monthly Health Plan Premiums Rates are based on 10 deductions, on a year-to-year basis, with the first deduction beginning September 2021 and benefits effective October 1, 2021. The last deduction will be June 2022 with benefits ending September 30, 2022. Medical Monthly Employee Contribution Capital Health Plan Florida Blue Coverage Tier Capital Selection Plan Value Plan Blue Options Blue Options $15/$30/$50 High Deductible 03559 Plan 5172/5173 Plan Employee Only $161.93 $ 30.23 $ 235.02 $142.11 Employee + Dependent $388.63 $241.80 $ 742.66 $449.08 Family $615.33 $326.44 $1,090.47 $659.40 Med 2- Family $323.86 $ 60.45 $ 470.03 $284.22 Dental Vision Monthly Employee Contribution Monthly Employee Contribution Florida Combined Life Coverage Tier Avesis Coverage Tier Blue Plan #150150FY1 Blue Blue Choice Choice Choice $7.84 Standard Employee Only Plus Plan High Plan Plan Employee Only $ 48.27 $ 34.25 $18.89 Employee + Dependent $15.24 Employee + Dependent $ 94.80 $ 67.84 $37.07 Family $22.38 Family $182.38 $132.71 $73.29 Accident Hospital Indemnity Monthly Employee Contribution Monthly Employee Contribution Coverage Tier The Standard Coverage Tier The Standard Enhanced Premier Plan 1 Plan 2 Employee Only $14.70 $22.49 Employee Only $13.68 $23.28 Employee + Spouse $23.24 $35.12 Employee + Spouse $28.80 $49.26 Employee + Children $27.86 $42.64 Employee + Children $26.32 $45.12 Family $43.60 $66.58 Family $44.10 $75.90 Critical Illness Monthly Employee Contribution The Standard Visit LCS website/Benefits for rates
Cost of Benefits (Pay type 9 Administrators and Exempt Employees only) October 1, 2021 - September 30, 2022 Your contributions toward the cost of benefits are automatically deducted from your paycheck before taxes. The amount will depend upon the plan you select and if you choose to cover eligible family members. Monthly Health Plan Premiums Rates are based on 12 deductions, on a year-to-year basis, with the first deduction beginning September 2021 and benefits effective October 1, 2021. The last deduction will be June 2022 with benefits ending September 30, 2022 Medical Monthly Employee Contribution Capital Health Plan Florida Blue Coverage Tier Capital Selection Plan Value Selection Plan Blue Options Blue Options $15/$30/$50 $15/$50/$100 5172/5173 Plan 03559 Plan Employee Only $134.94 $25.19 $195.85 $118.42 Employee + Dependent $323.86 $201.50 $618.89 $374.23 Family $512.77 $272.03 $908.73 $549.50 Med 2- Family $269.88 $50.38 $391.69 $236.85 Dental Vision Monthly Employee Contribution Monthly Employee Contribution Florida Combined Life Coverage Tier Avesis Coverage Tier Blue Plan #150150FY1 Blue Blue Choice Choice Choice Standard Employee Only $6.53 Plus Plan High Plan Plan Employee Only $40.23 $28.54 $15.74 Employee + Dependent $12.70 Employee + Dependent $79.00 $56.53 $30.89 Family $18.65 Family $151.98 $110.59 $61.08 Identity Theft Hospital Indemnity Monthly Employee Contribution Monthly Employee Contribution Coverage Tier LifeLock Coverage Tier The Standard Benefit Elite Ultimate Plus Low Plan High Plan Employee Only $7.98 $13.91 Employee Only $11.40 $19.40 Family $15.98 $27.83 Employee + Spouse $24.00 $41.05 Accident Employee + Children $21.93 $37.60 Monthly Employee Contribution Family $36.75 $63.25 Coverage Tier The Standard Enhanced Premier Critical Illness Employee Only $12.25 $18.74 Employee Monthly Contribution Employee + Spouse $19.37 $29.27 The Standard Employee + Children $23.22 $35.53 Visit LCS website/Benefits for rates Family $36.33 $55.48
Cost of Benefits (Cont’d) *If both spouses work for Leon County Schools and need family Medical coverage, there is a significant reduction in the premium. There are requirements to receive this reduction. }}Both employees must complete the enrollment process. }}One employee will accept the responsibility of becoming the primary subscriber and will have the deduction for the insurance made from his/her check. }}Both spouses must agree to notify the Benefits Department within 30 days if one or both employees become ineligible for the spouse program due to one of the following reasons: 1) one or both terminate employment. 4) one employee dies. 2) in the event of a divorce. 5) one is on a leave of absence. 3) one or both retire. Documentation for all married couples will be required. Documentation for all children being added will also be required. Supplemental Life/AD&D Deductions for supplemental Life/AD&D are taken from your paycheck after taxes. Rates are available during enrollment. Notes
Nondiscrimination Notification and Contact Information “No person shall on the basis of sex (including transgender, gender nonconforming and gender identity), marital status, sexual orientation, race, religion, ethnicity, national origin, age, color, pregnancy, disability or genetic information be denied employment, receipt of services, access to or participation in school activities or programs if qualified to receive such services, or otherwise be discriminated against or placed in a hostile environment in any educational program or activity including those receiving federal financial assistance, except as provided by law.” No person shall deny equal access or a fair opportunity to meet to, or discriminate against, any group officially affiliated with the Boy Scouts of America, or any other youth group listed in Title 36 of the United States Code as a patriotic society. An employee, student, parent or applicant alleging discrimination with respect to employment, or any educational program or activity may contact: Dr. Kathleen L. Rodgers, Assistant Superintendent Equity Coordinator (Students) and Title IX Compliance Officer Leon County School District 2757 West Pensacola Street Tallahassee, Florida 32304 (850) 487-7306 rodgersk@leonschools.net Deana McAllister, Assistant Superintendent Labor and Relations Equity Coordinator (Employees) (850) 487-7193 mcallisterd@leonschools.net A student or parent alleging discrimination as it relates to Section 504 of the Rehabilitation Act may contact: Karin Gerold, 504 Specialist (850) 487-7160 geroldk@leonschools.net
Contact Information Coverage Carrier Phone # Website/Email Capital Health Plan Member Services 850-383-3311 Memberservices@chp.org Medical https://www.floridablue.com/members/group/ Florida Blue 877-352-2583 home Teledoc-Florida Blue Option members 800-Teladoc (800-835-2362) www.teladoc.com Telehealth Amwell-CHP members 855-818-3627 www.capitalhealth.com/amwell https://www.floridabluedental.com/ Dental Florida Combined Life 1-888-223-4892 members/my-account/ Vision Avesis Vision Customer Service 800-828-9341 www.avesis.com Flexible Spending Accounts (FSAs) Murfee Meadows 800-600-0947 www.murfeemeadows.com Life/AD&D The Standard Company 888-937-4783 www.standard.com Disability The Standard Company 888-937-4783 www.standard.com Employee Assistance Program https://www.tmh.org/services/eap Tallahassee Memorial EAP 850-431-5190 (EAP) Voluntary Benefits The Standard Company 888-937-4783 www.standard.com Identity Theft LifeLock 800-607-9174 https://memberportal.lifelock.com/support Benefits Website Our benefits website https:// www.leonschools.net/Page/31129 can be accessed anytime you want additional information on our benefits programs. Our enrollment website https://www. cyclonebenefits.com/lcs can be accessed anytime you want additional information regarding enrollment. Questions? If you have additional questions, you may also contact: LCS Enrollment Call Center 888-783-9653 fla.tal.lcdshelp@hubinternational.com Benefits Department 850-487-7150 DISCLAIMER: The material in this benefits brochure is for informational purposes only and is neither an offer of coverage or medical or legal advice. It contains only a partial description of plan or program benefits and does not constitute a contract. Please refer to the Summary Plan Description (SPD) for complete plan details. In case of a conflict between your plan documents and this information, the plan documents will always govern. Annual Notices: ERISA and various other state and federal laws require that employers provide disclosure and annual notices to their plan participants. The company will distribute all required notices annually. 12
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