ANZ Extras Package It's beyond just banking

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ANZ Extras Package It's beyond just banking
ANZ Extras Package
It’s beyond just banking
   A GUIDE TO THE MANY BENEFITS | 10.12
ANZ Extras Package It's beyond just banking
Why ANZ Extras Package?

Having a bank account is part of
everyday life, but isn’t it time your
bank account saved you time and
money too? Isn’t it time your bank
took a leap into the future and
delivered additional benefits that
really matter to you? We think it is.

More than just banking

At the heart of the ANZ Extras Package
is an everyday bank account – plus
you get all of the banking benefits
you’d expect and more, like waiving
the monthly fee for a credit facility
attached to your account and bonus
interest on your savings. But we’re also
adding value that at first glance you
may think is too good to be true.
ANZ Extras Package It's beyond just banking
2–3
         We’ve used our expertise and
            contacts to put together a
       package that will save you time
         and money. In fact, you could
        see up to $750 a year in value1,
                for only $18 a month!2

So get ready for some pleasant surprises, because
as an ANZ Extras Package member you’ll also receive:
  	roadside assistance
  	mobile phone insurance
  	discounted dining
  	home emergency assistance
  	discounted shopping, wine and gifts
  	great travel and accommodation offers
  	domestic travel insurance and accidental death insurance
  	access to tickets for some of the hottest events
In short, with an ANZ Extras Package you get a lot
more than just banking.

    How do I become an ANZ Extras Package member?
             It’s easy. To switch to an ANZ Extras Package
            account, whether from another ANZ account
        or another bank, visit any ANZ branch and speak
     with one of our personal bankers, call us on 13 33 33
                      or go online anz.com/extraspackage
ANZ Extras Package It's beyond just banking
Real value in your world
When you examine the benefits you may start to get
a little worried, thinking: “This must cost a fortune!” or
“Sounds great, but what’s the catch? I bet I have to sign
up for the next five years!”
Let’s clear up those concerns right away.

What will it cost?
Whether its travel, entertainment, wine, gifts or shopping
there are many ways your ANZ Extras Package membership
could save you money, time and hassle. By using your
membership you will have access to hundreds of dollars
in value, for a monthly account service fee of just $182.

How long do I have to be a member?
There is no minimum sign-up period. Look out for your
welcome kit which outlines how you register at the
members’ website and receive your membership card.
In the event you want to stop your membership, then
you just let us know and you will no longer have access
to the exclusive benefits and no longer pay your monthly
account service fee – you will revert to a standard bank
account, where applicable terms and conditions, fees
and charges will still apply.

Contact us
Interested in becoming an ANZ Extras Package member?
  	Simply pop in to any ANZ branch and speak
    with one of our personal bankers
  	Call us on 13 33 33, or
  	Visit anz.com/extraspackage

Already an ANZ Extras Package member?
  	Visit anz.com/extraspackage to access
    the members website
However, if you need further assistance:
  	For your banking benefits call 13 13 14
    (available 24 hours a day, seven days a week)
  	For your non-banking benefits call 1300 092 850
    (available 9am to 5pm, Monday to Friday AEST)
ANZ Extras Package It's beyond just banking
4–5
Your benefits
We’ve split the benefits into four categories so it’s easy
to turn to the areas that most interest you.

        Good times                             see page
        Dining                                        8
        Travel                                       10
        Shopping                                     12
        Gifts                                        14
        Wine                                         16
        Premium ticketing service                    18

        Useful things
        Roadside assistance                           20
        Home Emergency Assist                         22
        Find a Tradesperson                           24
        Green Home Centre                             26

        Money matters
        Everyday banking                              28
        Savings                                       30
        Credit card                                   32

        Protection
        Mobile phone insurance                        34
        Domestic travel insurance                     36
        Accidental death insurance                    38

        Who can access these benefits                 40

        Important things you need to know              42
ANZ Extras Package It's beyond just banking
How much could you save?
Even if you use just some of the available benefits, being
an ANZ Extras Package member could save you a lot of
money. The amount of money you save will depend on
the things you like to do.

                                            Currently or would
 ANZ Extras Package benefit                  use the benefit?

 Roadside assistance                             yes / no

 Mobile phone insurance                          yes / no

 Find a Tradesperson service                     yes / no

 Home assistance & call outs                     yes / no

 Accidental death insurance                      yes / no

 Domestic travel insurance                       yes / no

 An everyday bank account with
                                                 yes / no
 Visa Debit access

 ANZ Assured credit facility                     yes / no

 ANZ Online Saver                                yes / no

 ANZ First Visa                                  yes / no

                                           Ave monthly spend

 Dining at restaurants and take-aways     $____________________

 Buying wine                              $____________________

 Shopping online                          $____________________

 Buying gifts & presents                  $____________________

 Total

 Total minus monthly account service fee ($18 x12 = $216)
ANZ Extras Package It's beyond just banking
6–7
                          Best of all, with an ANZ
                  Extras Package, there’s no long
                 waiting periods or saving points
                    required to use the benefits.

                                              Estimated         What you could
Benefit                                       value             save per year

membership fee covered                              $90         $_______________

premium covered                                    $120         $_______________

membership fee covered                              $40         $_______________

membership fee covered                              $90         $_______________

premium covered                                     $80         $_______________

premium covered                                    $130         $_______________

no monthly account fee charged                      $60         $_______________

monthly credit facility fee waived                  $60         $_______________

ongoing bonus interest                              $20         $_______________

annual account fee credit                           $30         $_______________

What you could                                                  What you could
save per month                                                  save per year

/20% = $______________________                   x 12 =         $_______________

/10% = $______________________                   x 12 =         $_______________

/10% = $______________________                   x 12 =         $_______________

/10% = $______________________                   x 12 =         $_______________

                                                                $_______________

                                                 – $216 = $_______________

     The above calculations are based upon certain assumptions. For details of the
     assumptions, please visit anz.com/extraspackage and click on the ‘calculator’.
ANZ Extras Package It's beyond just banking
Good times:
                Dining
Do you want to wine and dine at that hot new
restaurant? Or head to your regular table, where your
mouth waters at the very thought of ordering your
favourite meal. Then again, there are times when
nothing beats being curled up on the couch with
a DVD and a pizza.
We get it. A great meal, that you didn’t have to cook,
is one of life’s little luxuries and it would taste even
better if you could save a few dollars along the way.
What’s more, researchers (we know it’s a tough job
but someone has to do it) are constantly checking for
great places to eat, ensuring you have access to the
best new restaurants.
It’s easy to save. If you eat out twice a month spending
$85 per meal, then a 20% discount could save you $34
a month. Over a year, you could save $408!
ANZ Extras Package It's beyond just banking
28–29
                                                                 8–9
        There’s no limit to how often
    you can save. Just think, if you eat
     out twice a month you could be
       saving more than $400 a year.
         Now that’s beyond banking.

What’s in it for you?
  20% off your bill, up to a maximum of $25
   More than 1,500 participating restaurants
   A simple online search engine, by area and cuisine
   Great savings on take-away and home deliveries
   Regular updates on new participating restaurants –
   check out the member’s website

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘dining’
to find exactly what your taste buds are demanding
and then, when it’s time to ask for the bill, simply present
your membership card (and voucher if required).

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
ANZ Extras Package It's beyond just banking
Good times:
                Travel
With a bit of planning, the days of paying full rate for
travel are well and truly over. But who has the time to
research every offer to ensure you are getting the best
value? As an ANZ Extras Package member we’ve done
most of the hard work for you, leaving you to enjoy your
holiday. And if the trip is for business, you’ll still enjoy the
same great savings.
Travel on Sale’s selection includes exclusive offers like
free stopovers, discounted flights and great rewards.
They’ve partnered with experts who have braved
sunburn, luxury lodgings and little chocolates on their
pillows to ensure that when it’s time for you to hit the
road, your hip pocket isn’t hit at the same time.
10–11
      Great travel discounts on fares,
    accommodation and attractions.
        Now that’s beyond banking.

What’s in it for you?
  You could save 100’s of dollars on your next holiday
  or business trip
  $50 towards your first booking of $750 or more
  (which must include more than just flights
  e.g. accommodation) when you enter your exclusive
  code online
  Access to exclusive offers updated monthly
  Offers often include: kids stay, play or eat free;
  business and first class deals; free accommodation;
  free stopovers; and many more exclusive offers for
  ANZ Extras Package members

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘Travel on Sale’
to check out the latest offers which are updated monthly,
then to book call the ANZ Extras Package Service Team on
1300 092 850 (our lines are open 9am to 5pm, Mon – Fri
AEST) and select the ‘travel’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Good times:
               Shopping
If you love a spot of retail therapy then get ready, because
we’ve got popular brands at bargain prices. Or, if the
thought of going shopping gives you the shivers, and
you just want to get it over and done with simply and at
the right price, then the ANZ Extras Package is for you.
Always on Sale provides access to an online super store
where you can save as much as 70% off the
recommended retail price. There are thousands of
products and the site is simple and straightforward.
Why wait for the twice yearly sales? Why battle the
crowds and struggle for parking, when Always on Sale
products are delivered to your door and just a click away?
28–29
                                                              12–13
                      Still paying full retail?
                 That’s for people who are
                yet to go beyond banking.

What’s in it for you?
 An online super store with up to 70% off more
 than 25,000 products, including leading brands
  $25 towards your first purchase of $100 or more when you
  enter your exclusive code online (excludes movie and
  theme park tickets, phone cards and postage and handling)
  A further 10% off the already discounted price
  of all future purchases (excludes movie and theme park
  tickets, phone cards and postage & handling)
  Discounts on home entertainment, electrical, homewares,
  toys, books, games, DVDs, lifestyle products and more
  Exclusive monthly offers

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘Always on Sale’ to
browse the incredible savings and buy conveniently online.
By the way, make sure you check out CashBack Corner and
the Clearance Shop for red tagged items at ridiculously low
prices. If you prefer, call the ANZ Extras Package Service
Team on 1300 092 850 (our lines are open 9am to 5pm,
Mon – Fri AEST) and select the ‘Always on Sale’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Good times:
                Gifts
Ok, it’s time to say sorry, I love you, congrats, goodbye, bon
voyage, happy birthday…or it’s a special occasion you’re
planning – or one you’ve forgotten. From last minute gifts,
to the experience of a lifetime, you’re covered.
Everything but Flowers is just what the name says.
From a beautiful hamper to flying a plane, it’s all
available online, including many unique and hard to
find gifts. It will save stress and deliver great value,
gift wrapped.
14–15
                  No longer having to
             trudge from store to store.
            Now that’s beyond banking.

What’s in it for you?
 $25 towards your first purchase of $100 or more when
 you enter your exclusive code online (excludes gift
 cards, movie and theme park tickets, phone cards and
 postage & handling)
  A further 10% off your future purchases (excludes gift
  cards, movie and theme park tickets, phone cards and
  postage & handling)
  Unique and hard to find gifts, with personalised cards
  Simple online shopping: search by gift, occasion,
  price or age
  Exclusive monthly offers

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘Everything but
Flowers’ to browse the amazing array of gifts that will
surprise and delight. Then simply order online. Your loved
one receives their gift and you receive your discount.
If you prefer, call the ANZ Extras Package Service Team
on 1300 092 850 (our lines are open 9am to 5pm, Mon – Fri
AEST) and select the ‘Everything but Flowers’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Good times:
               Wine
Australia and New Zealand produce some of the world’s
great wines, but every time you turn around there’s a
new label. That leaves many of us sticking with our tried
and tested or walking the aisles of the bottle shop in a
glazed state of confusion wondering if the 19 year olds
behind the counter have any idea when they say, “Yeah
that’s a great drop”.
For ANZ Extras Package members we’ve found the
smart choice, TopWines. Sourcing from our most
acclaimed regions, priced from as little as $10 to
$100, you’ll find great value from wines that aim to
over-deliver. All wines are from 4-5 star vineyards.
You will enjoy the simplicity of choosing wine online,
the confidence of buying based on the ratings of experts
and the convenience of delivery straight to your door.
All that and exceptional value.
28–29
                                                             16–17
            Great wines that please the
            palate, surprise your guests
               and protect your pocket.
            Now that’s beyond banking.

What’s in it for you?
 Exceptional wines, many up to half the price of
 similarly rated wine
  $50 off your first purchase of $200 or more when you
  enter your exclusive code online
  A further 10% off all future purchases
  Exclusive monthly offers

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘TopWines’ to
browse a wonderful selection of both mainstream and lesser
known varieties and blends. Many are award winners or
have scores above 90 out of 100 from James Halliday wine
rating. If you prefer, call the ANZ Extras Package Service
Team on 1300 092 850 (our lines are open 9am to 5pm,
Mon – Fri AEST) and select the ‘TopWines’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Good times: Premium
                ticketing service
Do you remember camping out to buy seats for the big
events? Then came the online bingo of trying to get in
quick for seats that sell out in minutes. There’s got to be
a better way. And indeed there is!
As an ANZ Extras Package member you may never
need to line up again.
Preferred Seating can put you at the front of the queue
and even have a ‘wait list’ where you can register interest
for events before they have even been confirmed. If your
favourite show is confirmed, you will be contacted by
email, often before the tickets go on sale to the public.
18–19
                   Great seats, without
              the heartache and hassle.
            Now that’s beyond banking.

What’s in it for you?
 The chance to secure your tickets to must-see events
  Buy your tickets before they go on sale to the
  general public for sports, music and theatre
  (you can even save up to 30% on movie tickets)
  Be among the first to know about future events
  Exclusive monthly offers

It’s simple to enjoy
Visit anz.com/extraspackage and select ‘Preferred Seating’.
There you can view special discount offers, including
‘tix 4 nix’, where you can grab some sensational last minute
deals. If you prefer, call the ANZ Extras Package Service
Team on 1300 092 850 (our lines are open 9am to 5pm,
Mon – Fri AEST) and select the ‘Preferred Seating’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Useful things:
               Roadside assistance
So you’ve locked your keys in the car, or you’re
dressed for success only to find your tyre is flat.
There is no need for your mood to flatten as well.
As an ANZ Extras Package member you get roadside
assistance included.
Any time, day or night, support is just a call away to get
you back on the road or, if needed, to organise to have
your car towed. Allianz Global Assistance’s national fleet
of service providers are available 24/7 and assist over
100,000 breakdowns each year.
If you currently have roadside assistance, consider how
much you are paying for the privilege and how much
you could save. If you don’t have roadside assistance
consider the peace of mind of knowing help is just a
phone call away.
20–21
                Someone to meet you
                on the side of the road
                  and ease the burden.
            Now that’s beyond banking.

What’s in it for you?
 24/7 365 days a year national roadside assistance
  3 free call outs in any one year
  Assisting with flat batteries, flat tyres, keys locked in car,
  breakdown, towing and emergency fuel delivery
  If you have an accident we’ll help you coordinate
  things such as towing and provide advice on standard
  accident procedures
  Emergency message relay (we’ll contact a loved
  one if you can’t)

It’s simple to enjoy
As an ANZ Extras Package member, you don’t need to do
anything, until you need to use the service! The car that you
nominate during your first call out is the car that is covered
for future call outs. If you sell your car, the benefit can be
transferred to your new car.
If you need roadside assistance, simply call the ANZ Extras
Package Service Team 24/7 on 1300 092 850 and select the
‘roadside assist’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Useful things: Home
               Emergency Assist
Did you hear about the man questioned by the police
when caught crawling through the front window of
a home? Turns out it was his. Still, it could have been
worse: he may have fallen off a ladder or smashed a
window. When all he had to do was call Home
Emergency Assist. But then perhaps he wasn’t
an ANZ Extras Package member.
Ok, so maybe you won’t lock yourself out of the house,
although plenty of people do. Maybe your emergency
will be a broken water pipe or a gas leak. Help is just a
phone call away.
HomeSource’s operators are standing by 24/7 to help
you find tradespeople in your area when you need them.
After all, if you could plan your emergencies for business
hours they probably wouldn’t be emergencies.
22–23
           When the sewer bursts we
         won’t leave you standing in it.
          Now that’s beyond banking.

What’s in it for you?
 24/7 assistance to source tradespeople in your area
  2 free call outs in any one year
  The first half hour of labour free
  Call outs cover electrical, plumbing, gas or locksmith
  emergencies (yes we know what it’s like to lock
  yourself out of the house)

It’s simple to enjoy
As an ANZ Extras Package member your home is
automatically covered . (In the case of an ANZ Extras
Package with more than one member, only the address
of the primary account holder is covered). HomeSource’s
operators will assess the situation and, if needed, arrange
for a qualified professional to help.
If you need home assistance, simply call the ANZ Extras
Package Service Team 24/7 on 1300 092 850 and select
the ‘Home Emergency Assist’ option.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Useful things: Find a
               Tradesperson service
Do you have problems finding a tradesperson? Does it
feel like you’re looking for a needle in a haystack? Well
we’ve found the solution to tracking them down for our
ANZ Extras Package members.
Find a Tradesperson is a simple search engine by area and
by trade. But much more than that, it’s your peace of mind.
Unlike some lists or co-ops where anyone can pay to
be a member, HomeSource are interested in one thing
and one thing only: your satisfaction. Service providers
must meet set criteria and are removed if they don’t
meet the required standards.
24–25
                        Helping you find
                 licensed tradespeople
              for all jobs, big and small.
            Now that’s beyond banking.

What’s in it for you?
 Access to vetted, licensed and insured tradespeople3
 	Tradespeople who have signed a code of conduct
   and met set criteria3
 	Locate tradespeople in your area, via an easy to use
   search engine

It’s simple to enjoy
Log in to anz.com/extraspackage and select ‘Find
a Tradesperson’. Then simply follow the steps.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Useful things:
               Green Home Centre
The sand was scattered with thousands of starfish
washed up and dying. A little boy walked along picking
them up and putting them back in the water. A man
saw the boy and said, “You can’t save them all. What
difference does it make?” The boy placed another in
the water, looked up and replied, “I made a difference
to that one.”
A wonderful parable, reminding us we can all make
a difference. But good intentions need focus and
direction. Finding green products is not always easy
and it’s often expensive.
Now we can all afford to be part of the solution. As an
ANZ Extras Package member you’ll have access to
detailed information and energy efficiency tips via the
Green Home Centre website.
26–27
        A practical way to help reduce
            your carbon footprint and
         save money at the same time.
           Now that’s beyond banking.

What’s in it for you?
 Access to detailed information on how you can save
 money on your energy and water bills
  Learn about easy and affordable actions you can take
  to reduce your carbon footprint
Please also see the ‘Always on Sale’ benefit to find
discounted energy rated and energy saving products.

It’s simple to enjoy
Log in to anz.com/extraspackage and select ‘Green
Home Centre’ to browse the green information.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Money matters:
                Everyday banking
Your ANZ Extras Package starts with an everyday bank
account that delivers all the flexibility and additional
features you deserve. You get unlimited everyday ANZ
transactions and you can transact via ANZ branches, over
the phone, online, by cheque and EFTPOS. To make
things simple, the only time you’ll incur additional ANZ
fees on your ANZ Extras Package account, is if you try to
or do overdraw your account and/or transact overseas4.
The ANZ Extras Package account also comes with
Visa Debit card access. That gives you the convenience
of shopping anywhere Visa is accepted, but doing it with
your own money. You can also use your card to withdraw
cash and pay bills online. It’s the smart, safe way.
You can couple your account with an ANZ Assured credit
facility5. A credit limit of $500 or $1,000 is available so you
will have the peace of mind of a safety net in case you
experience some short term cash flow issues.
What’s in it for you?
 	Unlimited everyday ANZ transactions
 	24/7 ANZ Falcon™ monitoring for unusual or suspicious
   activity on your ANZ Access Visa Debit card
28–29
                    A flexible bank account
                   and a credit facility with
                   the monthly fee waived.
                       That is ANZ banking.

 	The convenience and flexibility to bank and transact
   as you choose
  Access to the worldwide Visa network so you can
  spend your money overseas, over the phone or online
  We waive the monthly fee for the ANZ Assured
  credit facility

What do you need to do?
Once you become an ANZ Extras Package member, your
ANZ Extras Package account comes with Visa Debit card
access, but you need to apply for an ANZ Assured credit
facility. To apply for an ANZ Assured credit facility you
can apply online at anz.com/extraspackage, and select
‘Assured’, or if you prefer, pop in to any ANZ branch.

Need help?
If you have any questions, pop into an ANZ branch,
head to anz.com or give us a call on 13 13 14 (our lines
are open 24 hours a day, seven days a week).

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Money matters:
                Savings
It’s one thing to have easy access to your money.
It would be even better if you had more of it. That’s
where the ANZ Online Saver account comes in.
You can access your money instantly (via your linked
ANZ account) using ANZ Internet Banking and ANZ Phone
Banking. You can also pay bills via BPAY®. There is no
minimum balance required, no fixed term and no
withdrawal fees.
And, best of all, you will receive bonus interest of 0.20% p.a.
above the ANZ Online Saver standard variable rate for as
long as you remain an ANZ Extras Package member.

What’s in it for you?
 Bonus interest of 0.20% p.a. above the ANZ Online Saver
 standard variable rate (which is subject to change)
   Access via your linked ANZ account using
   ANZ Internet Banking & ANZ Phone Banking
   No minimum balance
   No withdrawal fees
   No fixed term required
30–31
              Bonus interest of 0.20% p.a.
                on top of the ANZ Online
             Saver standard variable rate.
                     That is ANZ banking.

What do you need to do?
If you already have an ANZ Online Saver account you
will receive the bonus interest of 0.20% p.a. when you
become an ANZ Extras Package member. Bonus interest
is added to the standard variable ANZ Online Saver
interest rate (which is subject to change). In the case of an
ANZ Extras Package held by more than one member, the
bonus interest only applies to ANZ Online Saver account
held by the primary account holder.
If you don’t have an ANZ Online Saver account you can
apply at anz.com/extraspackage and select ‘Online
Saver’ or if you prefer, pop into any ANZ branch.

Need help?
If you have any questions, pop into a branch and chat
with one of our personal bankers, head to anz.com or
give us a call on 13 13 14 (our lines are open 24 hours a
day, seven days a week).

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Money matters:
               Credit card
ANZ Extras Package members who apply (and are
approved) for an ANZ First Visa credit card, won’t need
to pay the normal annual account fee. And if you are
already an ANZ First Visa customer, we’ll credit your
annual account fee in subsequent years too!6

What’s in it for you?
 Annual Account Fee will be credited when next charged
 while you remain an ANZ Extras Package member6
  24/7 ANZ Falcon™ monitoring for unusual or
  suspicious activity on your ANZ First Visa
  Extended Warranty 7 – double the manufacturer’s
  expressed Australian warranty on most new goods by
  up to 12 months when the entire purchase is charged
  to your ANZ First Visa
32–33
                A simple, straightforward
              credit card with worldwide
                      service and security.
                     That is ANZ banking.

  90-day Purchase Security Insurance7 against loss,
  theft or accidental damage over a range of new
  personal items purchased with your ANZ First Visa
  Worldwide emergency credit card replacement

What do you need to do?
If you already have an ANZ First Visa you’ll be credited
when your Annual Account Fee next falls due. If you don’t
have an ANZ First Visa, log in at anz.com/extraspackage
select ‘ANZ First Visa’ and click apply 6.

Need help?
If you have any questions, pop into a branch and chat
with one of our personal bankers, head to anz.com or
give us a call on 13 13 14 (our lines are open 24 hours
a day, seven days a week).

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Protection: Mobile
               phone insurance
So, you’ve accidentally dropped your mobile phone and
smashed it. Or you were running late to a meeting and left
your mobile phone in a taxi. Too bad. You’d better go buy
another one. It’s only money. But if you’re an ANZ Extras
Package member and you had registered your phone you
would have been covered.
It can be expensive if you need to replace or repair
your mobile phone, sometimes even more so if the
phone is included in a mobile phone contract with
your network provider.8
And it’s not just accidental damage that is covered, it
also covers accidental loss and theft. Simply register your
phone within 30 days of taking out your ANZ Extras
Package, and 14 days later you’re covered.
34–35
            Knowing who to call when
       your mobile phone won’t work.
          Now that’s beyond banking.
       (Might be tricky without a phone,
          so there’s always the website!)

What’s in it for you?
Covers one handset (must be less than two years old at the
time the claim is made) to a maximum of $800 (less the
excess that applies) covering:
  Theft from a locked vehicle (when phone is concealed)
  Theft from locked premises
  Worldwide insurance
  Accidental loss
  Accidental damage including liquid damage
  Breakdown
  Unauthorised calls in connection with a theft8

It’s simple to enjoy or make a claim
As an ANZ Extras Package member you simply need to
register your mobile phone to be covered. To register, or
if you need to make a claim call the ANZ Extras Package
Service Team on 1300 092 850 (our lines are open 9am to
5pm, Mon – Fri AEST) or log in to anz.com/extraspackage

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Protection: Domestic
                travel insurance
You’ve been stuck in the terminal eating (and paying for)
airport food during a seven hour delay, although the
sour taste is actually caused by your bags being stolen.
Eventually you are on the flight, a missed connection;
your cruise ship was through the heads before you even
reached the dock.
Hardly a postcard perfect start. While we can’t ease
the frustration, as an ANZ Extras Package member you’re
covered for all of the above. Just be thankful you didn’t
have an accident in the rental car; although if you did,
you’d be covered for that too.
In fact, you (as the primary account holder), your
accompanying spouse and children are covered for
domestic travel insurance for multiple private trips a year.
As you’ve already seen, we’ll help you get away on some
fabulous holiday deals and, as an ANZ Extras Package
member, it’s good to know you won’t be on your own
when you get there, or before then for that matter.9

What’s in it for you?
Peace of mind, knowing you are covered for:
  Lost, stolen or damaged luggage and personal effects
  Medical repatriation if you become too sick
  to travel while travelling
  Cancellation of your domestic holiday due to things
  like sudden injury, illness, death or redundancy
  Emergency travel arrangements and
  accommodation expenses
  Excess on your rental vehicle should you have
  an accident
36–37
                 Standing by you when
                       you’re travelling.
            Now that’s beyond banking.

It’s simple to enjoy
There’s no need for you to do anything right now,
apart from checking the ‘ANZ Extras Package Benefits
Terms and Conditions’ so you understand the details of
your cover. If you are an ANZ Extras Package member at
the time of any event where you have to make a claim you
are automatically covered. You can find the terms and
conditions at anz.com/extraspackage (in the case of an
ANZ Extras Package held by more than one member, the
primary account holder and their accompanying family
are covered).

What you do if you need to claim
Just call the ANZ Extras Package Service Team on
1300 092 850 (our lines are open 9am to 5pm, Mon – Fri
AEST), select the ‘travel insurance’ option and we can let
you know if you are eligible to make a claim and what
you will need (original documents etc.) to complete your
claim form.

How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Protection: Accidental
                death insurance
Sadly, every year people die from unexpected accidents.
It’s not the most pleasant thought, so naturally many
of us don’t think about it. As a result, we often fail to
consider the consequences for our loved ones if the
worst should happen.
With ANZ Extras Package, the primary account holder’s
estate will receive $25,000 in the event of their accidental
death, which could help pay for some of the immediate
expenses, such as funeral costs.
For full details of this benefit and the exclusions that
apply, please read the ‘ANZ Extras Package Benefits
Terms and Conditions’.
Please note: In recommending this account to you,
ANZ consultants have not taken into consideration your
personal needs and financial circumstances in relation to
Accidental death insurance so you will need to consider
if this benefit is appropriate for you. If you have any life
insurance needs, please ask to see one of our ANZ
Financial Planners10.
38–39
   Simple straightforward assistance
             when you need it most.
        Now that’s beyond banking.

What’s in it for you?
The peace of mind of knowing your estate will receive some
compensation in the event of your accidental death.11
  Your estate will receive a lump sum of $25,000
  (if you suffer an accident that results in your death)
  Your are covered 24 hours a day, 365 days a year,
  anywhere in the world
  There are no medical checks
  You must be the primary account holder of an
  ANZ Extras Package and aged between 18
  and 80 at the time of the event

What do you need to do?
Right now, provided you are an ANZ Extras Package
member, nothing. You are automatically covered and
we already have your address details (in the case of an
ANZ Extras Package account held by more than one
member, only the primary account holder is covered).
Hopefully, nothing will ever be done with this policy
and your family will never need to make a claim.
After all, this is about peace of mind.
That said, you should check out the details and terms
and conditions at anz.com/extraspackage

Who does your family call for assistance?
Call the ANZ Extras Package Service Team on 1300 092 850
(our lines are open 9am to 5pm, Mon – Fri AEST), and
select the ‘accidental death’ option.
How do I become an ANZ Extras Package member?
Visit an ANZ branch, call 13 33 33 or go online
anz.com/extraspackage
Who can access these benefits
In some cases benefits are only available to the nominated
primary account holder on the ANZ Extras Package account.
So, if you are opening the account with a partner or friend,
make sure you nominate the correct primary account holder.
To help you determine what’s best in your situation, and to
make sure you make the most of the benefits, below is a list
of the benefits available to each member.

 Category                         Benefit

                                  Dining

                                  Travel

                                  Shopping
             Good times
                                  Gifts

                                  Wine

                                  Premium ticketing service

                                  Roadside assistance

                                  Home Emergency Assist
             Useful things
                                  Find a Tradesperson

                                  Green Home Centre

                                  ANZ Online Saver

             Money matters        ANZ First Visa Credit Card

                                  ANZ Assured Credit Facility

                                  Mobile phone insurance

             Protection           Domestic travel insurance

                                  Accidental death insurance
40–41
Which account holder                       When can the
can use the benefit                        benefit be used

                                           Upon receipt
All account holders
                                           of welcome kit

First vehicle nominated

Primary account holder’s residence         Upon receipt
                                           of welcome kit
All account holders

Primary account holder
                                           Within 1 week

Linked to the ANZ Extras Package account

                                           14 days after registering
First mobile phone registered
                                           your mobile phone

Primary account holder
                                           Day ANZ Extras Package
(the 1st person nominated on the
                                           account opened
ANZ Extras Package account)
Important things you need
to know
The benefits available under the ANZ Extras Package are subject to full
terms and conditions. Please refer to ‘ANZ Extras Package Benefits Terms
and Conditions’ for details. You must be an Australian resident to use the
benefits under the ANZ Extras Package.
ANZ Extras Package account and banking benefits: Terms and conditions are
available on application. Fees and charges apply.
1 	Up to $750 a year in value assumes customer uses the following benefits:
    Roadside assistance, Home Emergency Assist, Find a Tradesperson, Domestic
    travel insurance, ANZ Online Saver, ANZ First Visa, Frequent Values dining and
    the ANZ Extras Package account.
2 	Other fees and charges apply. Refer to ‘ANZ Personal Banking Account Fees
    and Charges’ and ‘ANZ Extras Package Benefits Terms and Conditions’ for fees
    and charges that apply.
3	Claims in relation to vetted, licensed and insured tradespeople and signed
    code of conduct are made by HomeSoure Limited, not ANZ.
4 Please refer to ‘ANZ Personal Banking Account Fees and Charges’.
5	ANZ’s normal credit criteria apply to each application. Applicants need to
    be 18 years of age and demonstrate capacity to afford to repay. Interest is
    charged on the amount of credit used. The applicable interest rate can be
    found on anz.com or by calling 13 13 14.
6	To be eligible for this benefit you must be the primary account holder of an
    ANZ Extras Package account and the account holder of an ANZ First Visa.
    Annual Account Fee credit will be applied at account anniversary and is
    valid to one ANZ First Visa per member. Where the member has more than
    one ANZ First Visa, the Annual Account Fee credit will be applied to the
    oldest open account. All applications for credit are subject to ANZ’s credit
    assessment criteria. Terms and conditions available on request. Other fees
    and charges apply. Please refer to ‘ANZ Personal Banking Account Fees and
    Charges’ for fees and charges that apply.
7	Extended Warranty and 90-day Purchase Security Insurance is underwritten
    by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507.
    Terms and conditions apply to the cover provided. For more information refer
    to the ANZ Platinum Cards Insurance booklet - Part 2 Zurich Policy Wordings,
    which can be obtained at anz.com or by calling 13 22 73.
8	Mobile Phone Insurance cover is subject to terms, conditions and exclusions.
    Please refer to ‘ANZ Extras Package Benefits Terms and Conditions’ for details.
    National Underwriting Agencies Pty Ltd ABN 60 089 657 849 AFSL 246229 as
    Lloyds Coverholders (NUA) and Pinpoint Pty Ltd have entered into a policy
    under NUA’s Binding Authority with certain underwriters at Lloyds of London
    to provide the insurance benefits. ANZ, Pinpoint Pty Ltd or NUA provide no
    advice on this insurance. You are not a contracting insured and do not enter
    into any agreement with ANZ, Pinpoint Pty Ltd or NUA as you rights are
    provided by the operation of section 48 of the Insurance Contracts Act. There
    is no obligation to accept any of the benefits of this cover. However, if you
    make a claim under the cover provided, you will be bound by the terms and
    conditions, exclusions and claims procedures.
9	Domestic travel insurance cover is subject to terms, conditions and exclusions.
    Please refer to the ‘ANZ Extras Package Benefits Terms and Conditions’
    for details. Primary account holder, accompanying spouse and financially
    dependent children (provided you and your spouse are under 70 years and
    your children under 21 years at the time of booking the trip and Australian
    residents). Each private trip cannot exceed 60 days.
10	ANZ Financial Planners are representatives of Australia and New Zealand
    Banking Group Ltd ABN 11 005 357 522, (ANZ) the holder of an Australian
    Financial Services Licence Number 234527.
11	Accidental death insurance cover is subject to terms, conditions and
    exclusions. Please refer to the ‘ANZ Extras Package Benefits Terms and
    Conditions’ for details.
General notes:
This material advice does not take into account your personal needs and financial
circumstances and you should consider whether a product is appropriate for you.
ANZ recommends you read the ’ANZ Saving & Transaction Products Terms and
Conditions’, the ‘ANZ Personal Banking Account Fees and Charges’ and the ‘ANZ
Extras Package Benefits Terms and Conditions’ and the Financial Services Guide
before acquiring the product.
®Registered to BPAY Pty Ltd ABN 69 079 137 518.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group
   Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac
   Corporation.
42–43
Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
ANZ’s colour blue is a trade mark of ANZ. 75258 10.2012 W309129

                                                                                                                     anz.com
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