AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...

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AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
1 An introduction to Higher
Education
– Fred Binley, Southampton
University

2 How we support your university
application
– Mrs A McLeary, Stratford upon
Avon School

3 Student Finance
– David Wallace, Stratford upon
Avon School
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
AN INTRODUCTION TO
HIGHER EDUCATION
Choosing university courses and places

Fred Binley
UK Schools and Colleges Liaison Officer
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
POINTLESS

            3
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
POINTLESS
• Can you rank in descending order the following 7universities
  as listed in the Guardian University Guide 2018 ?

Bath                  ….?
Birmingham            ….?
Cambridge             ….?
Coventry              ….?
Newcastle             ….?
Manchester            ….?
Sheffield             ….?
                                                                 4
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
POINTLESS
• Can you rank in descending order the following 7universities
  as listed in the Guardian University Guide 2018 ?

Bath                  5
Birmingham            15
Cambridge             1
Coventry              12
Newcastle             30
Manchester            28
Sheffield             40
                                                                 5
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
WHAT WILL UNIVERSITY MEAN TO YOU?
                       opportunity
                         for new
                       experiences

       A great                        unlimited
      graduate                        academic
     job/career                      possibilities

       the most
    exciting time                    independence
    of your life…?                    and freedom

          cheap beer                an
           and good            investment
          nights out          for the future
                                                     6
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
UNIVERSITY: HOME OR AWAY ?

        “Students who leave home get the best jobs”

        “Students who stay at home choose from a limited
        selection…. Better to select the course that best
        suits their interests, not the best locally available”

        “Students who study away from home have better
        job prospects…graduates who attend a local
        university are less likely to move and find work”

        “Graduates who migrate earn more than those
        employed in their home region”
                                                                 7
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
WHAT SHOULD I STUDY TO GET A JOB?
• Which subject had the highest percentage of students
  entering into in work or study six months after finishing?

             English                   Music

            Geography                 Business

                                                               8
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
WHAT SHOULD I STUDY TO GET A JOB?
• Which subject had the highest percentage of students
  entering into in work or study six months after finishing

             English                  Music
            =89% (63)               =95% (80)

           Geography                 Business
           =84% (60)                 =90% (85)

                                                              9
AN INTRODUCTION TO HIGHER EDUCATION - FRED BINLEY, SOUTHAMPTON UNIVERSITY 2 HOW WE SUPPORT YOUR UNIVERSITY APPLICATION - MRS A MCLEARY ...
10
11
WHAT CAN I DO WITH A DEGREE IN…
Art: television, arts admin, web page design, tourism
Biochemistry: forensic science, management, IT, sales
Biology: environmental consultancy, finance, marketing
Geography: journalism, banking, accountancy, law, sales
History: law, finance, IT, management, computing
Law: accountancy, banking, the media, industry, sales
Languages: law, tourism, civil service, diplomatic service
Media Studies: personnel, marketing, public relations
Philosophy: law, finance, local government
                                                             12
TARGETED BY TOP EMPLOYERS

                            13
TARGETED BY TOP EMPLOYERS

“…last year, almost half our graduate recruits had degrees in arts and
humanities, science, law or social sciences.

Surprised ? Don’t be. We see your degree as just the start…”

                                                                         14
CHOOSING A UNIVERSITY

700,000    plus applicants, chasing…

           places, on over…
450,000
 70,000    different degree courses at…

    350    higher education institutions.

                                            19
MAKING AN EDUCATED CHOICE
• Doing the research and find the right university…
  …offering you the right course
• The good news is the UK is one of the best places to study in
  the world!

                                                                  20
THE GLOBALISATION OF HE –
 QS World Rankings 2018
                 Finland - 1    Sweden - 2
                               Denmark - 1
         Ireland - 1
  Canada - 4           UK - 16                  China - 6
               France - 2        Netherlands - 2
          Switzerland - 4                          South Korea - 4
USA - 31                        Germany - 3
                       Belgium - 1                           Japan - 5
                                                              Taiwan - 1
                                                     Hong Kong - 4
                                             Singapore - 2

                                                  Australia - 7
                                                        New Zealand - 1

                                                        21                 21
NOT ALL UNIVERSITIES ARE THE SAME

• So should I just apply to Russell Group Universities?”

• The Russell Group represents 24 leading UK universities
• Committed to maintaining the very best research, an
  offering outstanding teaching and learning experiences
• Strong links with business and the public sector

                                                            22
UNIVERSITY CHALLENGE
• Which of the following Universities are not in the Russell
  Group?

                                                               23
RUSSELL GROUP ?

    Birmingham    Liverpool
    Bath          Lancaster
    Birkbeck      Royal Holloway
    Coventry      Oxford
    Durham        Queen Mary
    Exeter        Southampton
    Glasgow       St Andrew’s
    Goldsmith’s   Sussex
    Imperial      Warwick
    Leicester     York

                                   24
UNIVERSITY CHALLENGE

                       25
THE RESULTS…
        Birmingham                   Liverpool
        Bath                         Lancaster
        Birkbeck                     Royal Holloway
        Coventry                     Oxford
        Durham                       Queen Mary
        Exeter                       Southampton
        Glasgow                      St Andrew’s
        Goldsmith’s                  Sussex
        Imperial                     Warwick
        Leicester                    York
• Does this mean then universities in red are no good!?

• If not Russell Group....which ‘group’ do they belong to?
                                                             26
NOT ALL UNIVERSITIES ARE SAME
• Type 1: Research Intensive Universities
• Academic, ‘traditional’ subjects, 21st century research,
  solving world problems, Russell Group and others

• Type 2: Regional Universities
• Vocationally focused, greater emphasis on teaching skills
  and sector focused, Millennium Plus Group and others

                                                              27
RESEARCH INTENSIVE UNIVERSITIES

                  national     international
                 reputation      reputation

       campus
        based   Research         highly
                Universities   competitive

       city
      based
                high grades

                                               28
THE RUSSELL GROUP

                    29
WHAT SIZE OF
UNIVERSITY?
• Campus based –
  (10 –to 15,000 students)
York, Durham, Oxford,
Warwick, St Andrew’s...

• City/Campus-based –
  (20 –to 40,000 students) :
Manchester, Southampton,
Bristol, Newcastle, Leeds,
Nottingham, Edinburgh...

                               30
REGIONAL UNIVERSITIES

                        31
REGIONAL UNIVERSITIES

                       often
                                   accessible
                     vocational

         large
       range of
        courses      Regional      serve local
                    Universities   community

      local
     employer
       links      teaching based

                                                 32
THE GRADES GAME
        Selectors            Recruiters

    Lots of applicants    Fewer applicants
    high entry grades    lower entry grades

        Medics /          Lots of places to
      Vets/Nursing              fill....

                          Environmental
     Law /Psychology
                         Chemistry/Biology

       Oxbridge &          Unconditional
     Russell Group…           Offers?
                                              33
PLAY YOUR UNIVERSITY CARDS RIGHT!
• Let’s look at applications for some Russell
  Group Universities for the entry year 2017

                                                34
PLAY YOUR UNIVERSITY CARDS RIGHT
                 Applications 2017   Acceptances 2017
Oxford           19,750              3,295
Cambridge        16,795              3,440
LSE              17,660              1,625
Southampton      42,405              5,360
York             25,955              4,525
Edinburgh        61,650              6,250
King’s College   44,060              6,010
Warwick          36,760              5,070
Durham           29,485              4,475
Liverpool        41,245              5,955

                                             35         35
WILL YOU BE QUALIFIED?

 Section 1   Section 2        Section 3   Section 4

  Personal       Your          Personal
   details   qualifications   Statement    Reference

   Chosen        Grades
   courses      obtained

                Predicted
                 grades

                                                       36
CHOOSING A COURSE
Archaeology             Fashion & Textile Design   Nursing

Art                     Fashion Management         Occupational Therapy

Biological Sciences     Film                       Oceanography

Biomedical Science      Geography                  Philosophy

Chemistry               Graphics                   Physics & Astronomy

Computer Science        Health Sciences            Physiotherapy

Criminology             History                    Podiatry

Earth Science           Law                        Politics & International Relations

Economics               Management                 Psychology

Education               Mathematics                Sociology

Electronics             Medicine                   Statistics

Engineering             Midwifery                  Web Science

English                 Modern Languages           Zoology

Environmental Science   Music
                                                                                        37
IT’S NOT JUST ABOUT THE COURSE
Facilities:          Accommodation, library, computer
                     labs, teaching rooms - 24 hour
                     access?

Social life:         Cafes, restaurants, bars, night-clubs,
                     sports, societies, shops...
                     Will you find someone to love you?

Other attractions:   Opportunity to study abroad: Europe?
                     USA/Canada? Australia?
                     New Zealand? Far East?
                     Work-placements? Sandwich year?
                                                 38           38
CLUBS AND SOCIETIES

                      39
MARINE                                                       LAWYERS
 MUSIC CONSERVATION FANCY
                                       ANIME &            BRITISH RED
                                               COMPUTER
                                                     JAZZMANIX
                                       MANGA                 CROSSAMICUS   WITHOUT
ODUCTION SOCIETY       DRESS           SOCIETY   GAME
                                                            SOCIETY
                                                                       OXFAM
                                                                           BORDERS
SOCIETY               SOCIETY          THE SOCIETY
                                               SOCIETY
                            LABOUR
                 WIRELESS            DRUM
        BARNARDO’S
                  JUDO
     CLUBS AND SOCIETIES
                    ENGINEERS CLUBGAMES
          SOCIETY SOCIETY GOOD
                                         AMNESTY
                                     CIRCLE      SKIP
MATURESQUASH   FOOD              SOCIETY
STUDENT                                 WITHOUT                      LESBIAN, GAY,
                             SOCIETY
               SOCIETY FOR THE                                                FIGHT
SOCIETY
               WATERAID
           APPRECIATION OF
                                        BORDERS CIRCUS           RUGBYBISEXUAL &
                                                                            AGAINST
                                                                     TRANSGENDER
EBATING     PERMACULTURE,
                SOCIETY                           SOCIETY
                                                        INNOCENCE       SOCIETY
     GLIDING
          ALLOTMENTS & MUD                                              MENTAL
                                                                             CANCER
SOCIETY                     AMERICAN                   PROJECT
                            FOOTBALLFIRST AID                           WEALTH WAT
   SIGN               MOUNTAIN       SOCIETYSWITCH STEAM
                                                     PUNK                      POL
LANGUAGE              BIKE CLUB               OFF
 SOCIETY ROCK & METAL                       SOCIETY SOCIETY                POLE
                   FOLK  LIGHT                    CRICKET SPACEFLIGHT
                                                                 WATERAID
                                                                         DANCING
            MUSIC
                       OPERATICSTREET            STUDENT SCOUT    SOCIETY
                                                    & GUIDE SOCIETY
                                                                DUKE OF SOCIETY
           SOCIETYMUSIC
 TCHOUKBALL                         DANCE
                       SOCIETYSOCIETY
                                                     ORGANISATION LACROSSE
                                                                    EDINBURGH
                                         CONTEMPORARY ASSASSINS      SOCIETY
      PICNIC
          CHEERLEADING
                                         DANCE SOCIETY
                                                                               PAINTBALL
 POKER
     SOCIETY             BELLY
                     SHOWSTOPPER
                                                BREAKDANCE
                                                         SOCIETY -
                                                  SOCIETYTHE GUILD
SOCIETY          GREEN DANCE
                          S
                            COMEDY       YOGA
                                            BALLROOM &             DJ CONSERVATION
                  ACTION                                               VOLUNTEERS
                                SOCIETY SOCIETYLATIN             SOCIETY
  JAZZ PHILHARMONIC
               TRIATHLONSKI AND                DANCE   GUILD OF AIRSOF
     MAGIC
 DANCE
BHANGRA
          SOCIETY
                       SNOWBOARD            CAVING
                                        BRASS
                                                       CHANGE
    SOCIETY
      ROTARACTMARXIST           SAILING                RINGERS
        CLUB SOCIETY                    BAND
                                                 ASTRONOMY
                                                            ZUMBA  40
                                                                      +
START RESEARCHING

                    41   41
42   42
UCAS WEBSITE

               43
WHICH UNIVERSITY

                   44
WHICH UNIVERSITY

                   45
CHECK THE MODULAR COURSE INFO

                                46
HOW DO YOU APPLY ?
• Get a signed up with UCAS Apply in school/college

                         Universities & Colleges
                         Admissions Service

• Apply to up to FIVE Universities (4 for some courses

• UCAS deadline is January 15th 2019 (Oct 18 for Oxbridge)

• Universities offer places, conditional/unconditional

• UCAS Extra

• Deferred Entry – GAP Years
                                                             47
UCAS APPLY
• Student holds final 2 university offers as:
FIRM        = 1st choice, or
INSURANCE = 2nd choice

                                                48
UNIVERSITY IS IT WORTH IT?
• Average non-graduate salary 2018:

  £14 – 17,000

• Average starting graduate salary 2018:

  £29,000 – £30,000

Annual survey conducted by Association of Graduate Recruiters

                                                                49
AN IDEAL TIMELINE
             Decide on criteria for choosing
  Now
             Start researching universities

             Visit a HE convention
  June       investigate finance

             Start to draw up a shortlist of
  July       courses and places you like

             Visit universities
 August
             look at www.opendays.com          50
AN IDEAL TIMELINE
             Complete your online
October
             UCAS application

             Attend open days/ interviews
Autumn       conditional/unconditional offers

             Decide your first and second
 Easter      choice university

             A-level results/Clearing
Summer
             Celebrate and head off to Uni!     51
COME AND VISIT US!

Open Days:

Friday 6 July 2018
Saturday 7 July 2018
Saturday 8 September 2018
Sunday 9 September 2018
Saturday 13 October 2018

                            52
6th June 2018

The UCAS process
UCAS training

•   Monday 18th and Tuesday 19th June
•   Log on
•   Walk through registration process
•   Familiarise with the website
•   Personal statement
Personal statement

•   Second draft to tutor by end of summer term
•   Work with tutor/friends/family
•   Write over summer
•   Tailor to course applied for
Personal statement

•   Takes time
•   Include extra curricular activities, volunteering
•   Show passion for course
•   Advice available
              » School
              » UCAS
              » Universities
              » Internet
UCAS dates

• Early September opens for 2019 applications
• Medical/dentistry/Oxbridge October 15th
• All courses (except some art courses)
  January 15th
• School deadline – early November
• All applications sent before Christmas break
Fast track

• Oxford
• Cambridge
• Medicine
• Dentistry
Extra support provided
Predicted grades

•   Given by teaching staff
•   Based on progress and predicted outcome
•   Don’t ask to inflate
•   Offers based on predicted grades / GCSE
    grades/Personal statement/Academic
    reference/entry tests/portfolios
Application form

•   Personal statement – tutor
•   Academic reference – tutor
•   Form check – Mrs Dove
•   Final check – Mrs McLeary
•   Approximately 2 weeks from pay and send
The UCAS process
 Thank you

 AMcleary@stratfordschool.co.uk
2016/17
                               2017/18

                              DAVID
                            WALLACE

www.gov.uk/studentfinance
i        STUDENT FINANCE ENGLAND
                 AN INTRODUCTION

Student Finance England (SFE) provide financial support on behalf of the UK
Government to students from England entering higher education in the UK.

•   The two main costs you’ll have while studying are tuition fees and
    living costs.

•   There’s student finance available to help students with both*.

•   Depending on your circumstances, course and where you study,
    you may be able to get a range of financial help and support.

    i
2017/18
            *Full-time students. Part-time students can get tuition fee and DSA
            support from SFE.
TUITION FEE Loan                                       Extra support

                SECTION 3       SECTION TITLE IN HERE
                                SUBHEADER IN HERE

                                       Maintenance
                                          Loan

2017/18
           * 2019 policy is subject to Parliamentary approval.
SECTION 1

                       TUITION FEES
              The maximum tuition fee universities or colleges can
              currently charge new students is £9250

              How much of this would you need to pay up front before
   Q          going to uni or college*?

    A             £0

2017/18
          *Eligible students, living in England and studying at a publicly-
          funded university or college.
SECTION 1
              HOW MUCH DO YOU KNOW?
              NHS BURSARIES

              Pre-registration courses in
              medicine

                  ALL GONE
              nursing,
              midwifery
              dietetics,
              occupational therapy,
              orthoptics,
              orthotics prosthetics, physiotherapy, podiatry/chiropody,
              diagnostic radiography, therapeutic radiography,
              speech and language therapy operating department practice.

          Doctor, Dentist
          Dental hygienist/therapist
                  - ONLY and NOT for all the course
2017/18
SECTION 1
                HOW MUCH DO YOU KNOW?
                NHS BURSARIES

              •Chiropodist (including podiatrist), dietician,
              occupational therapist, orthoptist,
              physiotherapist, prosthetist, orthotist,
              radiographer, radiotherapist, audiologist or a
              speech and language therapist.

              •Nurse, midwife or operating department
              practitioner

                    Some support MAY be
                    available on these health
2017/18
                    related courses
SECTION 1
                   TUITION FEES AND LOANS
                   AN OVERVIEW

With tuition fees of up to £9,250, how can you afford to go to uni?

•    Eligible students won’t have to pay any tuition fees up front.

•    A Tuition Fee Loan is available to cover the fee charged by a university
     or college.*

•    A Tuition Fee Loan doesn’t depend on household income.

•    SFE pay the Tuition Fee Loan directly to your university or college.

•    The loan is repayable, but only when your income is over £25,000 a year.

    i
2017/18
            *Up to £9,250 for full-time courses at a publicly-funded uni or college
                or up to £6,500 for approved courses at private providers.
Tuition Fee Loan                       Extra support

                SECTION 3    SECTION TITLE IN HERE
                             SUBHEADER IN HERE

                                 MAINTENANCE
                                     Loan

2017/18
SECTION 1
                MAINTENANCE LOAN
                AN OVERVIEW

A Maintenance Loan is available to help with your living costs while in
higher education.

•    All eligible students can get some maintenance support.

•    The amount of Maintenance Loan you can get depends on where you
     live and study.

•    Maintenance Loan is paid directly into your bank account each term.

•    Maintenance Loans have to be paid back but not until you’ve left
     university and you’re income is over £25,000 a year.

2017/18
SECTION 1
              MAINTENANCE LOAN
              MAXIMUM LEVELS FOR 2018/19
                                                                Awaiting
                                                                2019
                Parental home                      Up to        figures
                Live at home while you study     £7,324

                                                              Up to
                Elsewhere
                Live away from home & study outside London   £8,700

                London                                           Up to
                Live away from home & study in London          £11,354

   i
2017/18
          If studying overseas as part of a UK course, Maintenance
          Loan support is still available; up to £9,963 for 2018/19.
Tuition Fee Loan                       EXTRA support

                SECTION 3    SECTION TITLE IN HERE
                             SUBHEADER IN HERE

                                 Maintenance
                                    Loan

2017/18
SECTION 1
              EXTRA SUPPORT                               GRANT FAIRY
              BURSARIES AND SCHOLARSHIPS                     APP

Many universities and colleges offer financial support to their students
through bursaries and scholarships:

Bursaries:
• linked to personal circumstances and often, household income
• awards can include discounted tuition fees, accommodation or cash

Scholarships:
• linked to academic results or ability in an area such as sport or music
• can be subject specific and are usually limited in numbers

  i
2017/18
          Check university/college websites and ask at open days to see
          what they offer and how/when to apply....don’t miss out!!
SECTION 1
                EXTRA SUPPORT

Other financial help and support may also be available if you:

•    have children or an adult dependent on you

•    have a disability, including a long-term health condition, mental-health
     condition or specific learning difficulty

2017/18
SECTION 2   HOW DO YOU GET IT?
                      APPLICATIONS & INFORMATION

2017/18
2015/16
You APPLY online                    You get PAID!

                             We ASSESS your
                                application

2017/18
2015/16
STUDENT FINANCE APPLICATIONS
  SECTION 2

              Online @ www.gov.uk/studentfinance

              Application starts around late Jan of Year 13

2017/18
SECTION 2
              STUDENT FINANCE APPLICATIONS
              KEY MESSAGE – BOOK EARLY

  i
2017/18
          *The application window is usually open from Jan-May.
SECTION 2
              GOV.UK
              FOR MORE INFORMATION AND TO APPLY

2017/18                 www.gov.uk/studentfinance
SECTION 2

2017/18
SECTION 2      SUPPORTING AN APPLICATION
                 HOUSEHOLD INCOME

 If you’re supporting an application for student finance that depends on
 household income, SFE will need details of your taxable income and National
 Insurance number.

 If you’re the parent of a student and live with your partner, they’ll also have to
 give us details of their taxable income and National Insurance number.

 Taxable earned income includes*:
 • wages, salaries, tips, and other taxable employee pay
 • long-term disability benefits received prior to minimum retirement age
 • net earnings from self-employment

 Taxable unearned income includes*:
 • interest from savings (only the annual summary is required)
 • benefits and pensions
 • rent from property or a room

  i
2017/18
          *More details/information can be found on the HMRC website:
          http://www.hmrc.gov.uk/incometax/taxable-income.htm
SECTION 3   HOW DO YOU REPAY YOUR
                      LOANS?
                      STUDENT LOAN REPAYMENTS

2017/18
2015/16
The FACTS                            The INTEREST

               SECTION 3   SECTION TITLE IN HERE
                           SUBHEADER IN HERE

                               The FIGURES

2017/18
2015/16
2017/18
2015/16
SECTION 3
                HOW MUCH DO YOU KNOW?
                STUDENT LOAN REPAYMENTS

              Your student loan repayments will be based on your future
              income, not your total debt

              But you only pay if earning over £25,000 a year

2017/18
SECTION 3
                STUDENT LOAN REPAYMENTS
                AN OVERVIEW

•    You won’t make repayments until your income is over £25,000 a year.

•    If you study a full-time course, you will be due to start repaying in the
     April after graduating or leaving higher education.

•    You’ll repay 9% of your income over £25,000 and if you’re employed
     deductions will be made from your pay through the HMRC tax system.*

•    If your income falls to £25,000 or below your repayments will stop.

•    Any outstanding loan balance will be cancelled 30 years after entering
     repayment.

    i
2017/18
           *If you move/work overseas you will repay 9% of your earnings
             over the repayment threshold for the country you are living in.
SECTION 3
               STUDENT LOAN REPAYMENTS
               THE FIGURES

     Income each year       9% will be deducted     Monthly repayment
         before tax                 from                  (Approx)
           £21,000                   £0                      £0
           £22,000                   £0                      £0
           £25,000                   £0                      £0
           £27,000                 £2,000                    £15
           £30,000                 £5,000                  £37.50

   i
2017/18
          Interest is applied to your loan at a maximum rate of RPI +3%
          More info can be found on: www.slc.co.uk/repayment
SECTION 3
               STUDENT LOAN REPAYMENTS
               THE FIGURES

                            9% will be       Monthly
     Income each year
                            deducted        repayment          Total
         before tax           from
                                         (Approx) x10 years
           £30,000          £5,000        £37.50 x 12x10      £4500
           £40,000         £15,000               £            £13500
           £50,000         £25,000               £            £22500

                                               Total          £40 500

   i
2017/18
          Interest is applied to your loan at a maximum rate of RPI +3%
          More info can be found on: www.slc.co.uk/repayment
SECTION 3
               STUDENT LOAN REPAYMENTS
               THE FIGURES

                                                              Monthly
                                                            repayment?

   i
2017/18
          Interest is applied to your loan at a maximum rate of RPI +3%
          More info can be found on: www.slc.co.uk/repayment
SECTION 4   MANAGING YOUR MONEY
                      MAKE SURE YOU ARE READY FOR HE

2017/18
Consider the COSTS                   Remember KEY POINTS

               SECTION 3   SECTION TITLE IN HERE
                           SUBHEADER IN HERE

                               Plan a BUDGET

2017/18
SECTION 4
                MANAGING YOUR MONEY
                CONSIDER THE COSTS

It’s important to think about the costs you are likely to face while at uni
and how to manage your money.

Remember, you’ll get a Maintenance Loan payment each term and
you’ll need to pay for things like...

•    books and other study/course materials                Lots of people have a
                                                           part-time job whilst
•    accommodation, phone bill, food and drink             studying

                                                           But some courses won’t
•    sports, leisure and social activities
                                                           allow that

    i
2017/18
           There will also be costs you may not have thought of yet, such as
           insurance or a TV Licence...so think about planning a budget!
SECTION 4
              MANAGING YOUR MONEY
              CONSIDER THE COSTS

TOP TIP - PARENTS
When renewing your household insurance next year,

see if it can include your child’s possessions

whilst at UNI – might be cheaper than separate insurance.

2017/18
SECTION 4
               MANAGING YOUR MONEY
               HOW MUCH?
                                                             £118.49

          What is the average weekly cost of
          student accommodation?

              Southampton    - 38 Weeks    £5700 to £7200
              Nott Trent   - 39 Weeks      £4880 to £6560
              Loughborough - 39 weeks      £5450 to £6980
              UCL           - 39 Weeks     £6035 to £9010
              Teeside        -40 weeks      £2680 to £4400
2017/18
KEY POINTS TO REMEMBER
    SECTION 4

•    It’s important you make the right university/college and course choice.

•    Tuition Fee Loans are available to all eligible students.

•    Research all finance available – especially bursaries & scholarships.

•    Apply online & on time – no need to wait for a confirmed place.

•    And.... repayments will be linked to your income, not what you owe!

2017/18
i    NEED MORE INFORMATION?
           REMEMBER SFE IS ONLINE

For further information on student finance and
               applications go to:
         www.gov.uk/studentfinance

                            i
          dwallace@stratfordschool.co.uk

2017/18                             Presentations on the
                                    website by next week
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