2018 MISSOURI POVERTY REPORT - STATE OF THE STATE A BIENNIAL PUBLICATION FROM MISSOURIANS TO END POVERTY - caastlc
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2018 MISSOURI POVERTY S TAT E O F T HREPORT E S TAT E A BIENNIAL PUBLICATION FROM MISSOURIANS TO END POVERTY •1
51% of Missouri’s 49% of Missouri’s population is female. population is male. 16.1% of Missouri’s population is 65 years old or older. 22.8% of Missouri’s population is 18 years old or younger. 6.1% of Missouri’s population is 6 years old or younger. A single dot represents approximately 604 Missourians. 2•
5 Elements of Poverty Throughout this report, you’ll see these symbols. Each symbol MISSOURI POVERTY represents one of the five elements The State of the State of poverty. Economic and Family Poverty. It’s a problem. A health care problem. A living wage problem. A food Security insecurity problem. An affordable housing problem. It’s complex. Complicated. And it is anything but linear. 12.7% of Americans currently live at or below the Education federal poverty level. In Missouri the poverty rate is even higher at 14%. For a statewide population of 5,911,099, that’s 826,358 Missourians. Food and THE 2018 MISSOURI POVERTY REPORT, from 19.2% for children. In real numbers, poverty in Nutrition Missourians to End Poverty, is created to Missouri impacts more than 826,358 individuals. provide a comprehensive snapshot of poverty 260,867 Missouri children live in poverty. While in Missouri. It is the hope of the coalition that many children are born into situations of Health the facts and information surrounding poverty poverty, children have little to no control over presented here give a better understanding of their situation. To address poverty, we need to the realities of this important social issue. All help children. Children are part of families, and Housing Missourians deserve the opportunity to thrive to help children we need to help families. and Energy and to live with dignity. For this to be a reality, Factors pushing people into poverty include for real change to take place, the issues need to affordable housing shortages, food insecurity, The information be clearly defined and understood by you—the low-wage jobs, and increasing health care in this report change makers, the difference makers. costs, among other things. Factors keeping is organized Missourians to End Poverty has identified five people out of poverty include a strong support by these five key factors that impact poverty—economic and system, social and welfare programs, organized elements. Just family security, education, food and nutrition, community efforts, employment, and tax as these areas health, and housing and energy. These factors, reform. All of these help individuals, families, are inexplicably or elements of poverty, guide the advocacy and children work toward thriving lives. interconnected work of the coalition. When there is struggle in Perhaps you don’t see poverty around you. in real life, so is the information one of these areas, the other areas in a person’s But it’s there. Your children’s classmates, your within this report. life suffer. Together these elements highlight friends, neighbors, people in your community, We have shown poverty’s interconnected nature and the need and your fellow Missourians are faced with a glimpse of this for multi-dimensional solutions. situations of poverty for different reasons interwoven aspect Missouri is a state rich in natural beauty. at different times. You can help. When your by illustrating Opportunities for education and employment, child’s classmates do well, yours do, too. When the connection security and health, individual success, and your neighbors do well, you do, too. When between elements dignity should be just as abundant. However, your community does well, so do you. We are of poverty where the statewide poverty rate is 14% overall, and Missourians to End Poverty. We’ll show you. possible. So much of the interrelated Missouri’s nature of these state motto is elements of “Salus Populi poverty is unseen, Suprema Lex yet we hope to Esto”, which illuminate the means “Let the reality of the welfare of the many Missourians people be the experiencing supreme law.” situations of Let it be so. poverty. •3
Poverty: An Overview Poverty. How is it defined? What does it look like across the United States? What does it look like in Missouri? Is Missouri any better or worse than other states? The information here, primarily provided by the US Census Bureau’s 2017 release of poverty data, aims to address these questions. The level of poverty across Missouri, and our nation, has changed over time. Here is what poverty looks like according to available data. Measuring Poverty Poverty Across the United States Official Poverty Measure This 2017 US Census Bureau poverty data shows poverty rates for the United States The current official poverty measure in 2016. States with the lined pattern indicate a statistically significant decrease in was developed in 1963 and is based on poverty rate from last US Census reporting. Vermont, labeled with the dot pattern, is the cost of the minimum food diet for the only state with a statistically significant increase in poverty rate. States without a various family sizes in today’s prices pattern had no statistically significant change in poverty rate. US Census Bureau multiplied by 3. This official poverty calculation does not take into account the value of federal benefits, such as those provided by the Supplemental Nutrition Assistance Program (SNAP), and housing and energy assistance. Neither does it account for typical household expenses such as work expenses or child care. Supplemental Poverty Measure Poverty The Supplemental Poverty Measure Rates by State considers family resources, such as >18% income, along with benefits including 16% to 17.9% SNAP, subsidized housing, and the 13% to 15.9% Low-Income Home Energy Assistance 11% to 12.9% Program (LIHEAP). 2016 US Census poverty data released in 2017 does not < 11% show a statistically significant difference 12.7% Increase between poverty rate and supplemental 20% of all people in the US live Decrease poverty rate for Missouri. below the poverty level. 2018 Poverty Guidelines 10 Year Snapshot: Missouri 16.2% The Poverty Guidelines are determined Missouri’s poverty rate steadily increased 15% by the Department of Health and from 13.3% in 2007 to 16.2% in 2012. Since Human Services and updated annually. 2012, the poverty rate has declined to 14%. 14% 13.3% The amounts are based on number of The US Census Bureau deems the 2016 rate persons in a family per household. For as a statistically significant decrease. US Census Bureau Small Area Income 10% families or households with more than 8 persons, $4,320 is added for each and Poverty Estimates additional person. For 2018, poverty 07 08 09 10 11 12 13 14 15 16 20 20 20 20 20 20 20 20 20 20 guidelines for the 48 contiguous states and Washington DC are: 10 Missouri Counties with Highest Poverty Rate PERSONS/ GROSS MISSOURI POVERTY MEDIAN EDUCATIONAL NO HEALTH HOUSEHOLD INCOME COUNTY RATE INCOME ATTAINMENT* INSURANCE** 1 ................................ $12,140 1. Pemiscot County.......... 30.9%............. $31,671........... 74.8%......................... 13.0% 2................................ $16,460 2. Texas County................ 29.9%............. $35,730........... 82.1%......................... 15.8% 3 ................................ $20,780 3. Mississippi County........ 28.4%............. $29,214........... 72.8%......................... 15.1% 4 ................................ $25,100 4. Ripley County............... 27.7%............. $34,145........... 78.2%......................... 16.1% 5 ................................ $29,420 5. Dunklin County............. 27.2%............. $31,220........... 73.9%......................... 15.1% 6 ................................ $33,740 6. Shannon County.......... 26.4%............. $32,284........... 81.7%......................... 16.6% 7 ................................ $38,060 7. Wayne County.............. 26.0%............. $33,954........... 75.3%......................... 15.9% 8 ................................ $42,380 8. Ozark County................ 25.3%............. $31,087........... 83.8%......................... 17.8% 9. New Madrid County...... 25.0%............. $31,615........... 75.9%......................... 13.6% 10. Oregon County............. 24.9%............. $30,442........... 83.6%......................... 15.3% *Percent of population with high school graduation or higher **Percent of population without health insurance under age 65 4•
Missouri Poverty Rate: County by County Missouri’s 2016 statewide poverty rate is 14%, a .8% change from 2015. Below are the poverty rates by Missouri county. 23 counties have a poverty rate above 20%. Seven counties have a Missouri’s population is poverty rate below 10%. US Census Bureau Small Area Income and Poverty Estimates 5,911,099 14.2% 17.5% 19.8% 16.1% 12.8% ATCHISON 17% NODAWAY WORTH 18.1% HARRISON 13.6% MERCER PUTNAM SCHUYLER SCOTLAND 15.5% CLARK 14% 14% 14.6% 17% 23.8% of Missourians 14.1% GENTRY 17.1% SULLIVAN ADAIR 18.9% 16.9% live below HOLT GRUNDY KNOX 9.7% LEWIS the federal ANDREW 16.9% 15.7% DAVIESS 16.1% 16.3% poverty level. DEKALB 16.6% 14.5% LINN MACON SHELBY MARION 17.6% 17.8% BUCHANAN 10.4% CLINTON 12.7% CALDWELL LIVINGSTON 13.3% 15.4% 10.9% RALLS 826,358 16.6% CHARITON 16.1% MONROE Missourians are at 6.1% CARROLL RANDOLPH PLATTE 8.4% 11% 18% or below 100% of the RAY PIKE CLAY 17% federal poverty level. 15.9% 15.9% AUDRAIN HOWARD 11.2% 12.7% SALINE 15.6% 15.5% LAFAYETTE 16.6% LINCOLN JACKSON BOONE MONTGOMERY 14.7% 11.6% COOPER CALLAWAY 11.8% 5.2% 14.4% 15.2% WARREN ST. CHARLES 8.7% JOHNSON PETTIS 24.3% CASS 11.6% 9.2% CITY OF MONITEAU 12.1% ST. LOUIS ST. LOUIS 10.9% GASCONADE 19.6% COLE 8.6% 20.7% OSAGE 10.7% MORGAN FRANKLIN HENRY 17.9% 10.1% 13.8% BENTON BATES 16.3% JEFFERSON MILLER 15.2% MARIES 20.7% 16.8% ST. CLAIR CAMDEN 18.6% 22% 19.3% CRAWFORD WASHINGTON 11.7% HICKORY 19.6% STE. 17.5% 14.2% PHELPS GENEVIEVE VERNON PULASKI Percent of 19.8% 16.3% 10.3% CEDAR 18.6% 15.7% 22.4% ST. FRANCOIS PERRY Missouri 16.8% DALLAS LACLEDE 19.8% Population POLK DENT IRON 16.1% 18% 15.2% Living in BARTON 17.5% MADISON CAPE Poverty DADE 22.1% GIRARDEAU 16.7% 24.2% 29.9% REYNOLDS by County 16.5% WEBSTER WRIGHT TEXAS 26.4% 17.4% 17.5% GREENE SHANNON BOLLINGER JASPER 14.9% 26% > 25% WAYNE LAWRENCE 18.4% 20%-24.9% 10.7% 19.8% 21.2% SCOTT 14.3% CHRISTIAN DOUGLAS CARTER 15%-19.9% NEWTON 19.1% MISSISSIPPI 20.5% STODDARD 28.4% 21.4% 12.9% HOWELL 22% 10%-14.9% 24.9% BUTLER 21.4% BARRY STONE 17% 25.3% OREGON 27.7% < 10% McDONALD TANEY OZARK RIPLEY 25% NEW MADRID 30.9% 10 Missouri Counties with Lowest Poverty Rate 27.2% PEMISCOT DUNKLIN MISSOURI POVERTY MEDIAN EDUCATIONAL NO HEALTH COUNTY RATE INCOME ATTAINMENT* INSURANCE** Missouri’s child 1. St. Charles County ....... 5.2%............... $75,603........... 94.3%......................... 7.0% poverty rate is higher 2. Platte County................ 6.1%............... $70,879........... 95.3%......................... 7.9% than the overall state 19.2% 3. Clay County.................. 8.4%............... $63,702........... 92.7%......................... 9.3% poverty rate of 14%. 4. Osage County .............. 8.6%............... $54,119........... 90.3%......................... 10.5% 5. 6. Cass County.................. 8.7%............... $63,613........... 92.5%......................... 9.2% St. Louis County........... 9.2%............... $61,103........... 93.0%......................... 8.2% 19.2% of Missouri children 7. Andrew County............. 9.7%............... $54,804........... 90.6%......................... 10.0% 8. Jefferson County.......... 10.1%............. $58,232........... 87.5%......................... 10.8% live in poverty. 9. Perry County................. 10.3%............. $53,014........... 87.5%......................... 10.4% 10. Clinton County............. 10.4%............. $57,486........... 92.5%......................... 10.3% 260,867 *Percent of population with high school graduation or higher **Percent of population without health insurance under age 65 Missouri children live in poverty. •5
Economic and Family Security Economic and family security is foundational for the well-being of an individual or family. A variety of factors impact economic and family security. Many of these issues are related to the local economy, availability of employment, minimum wage regulations, and taxes. Here is a snapshot of the factors surrounding economic and family security for Missourians. Minimum Wage in Missouri What Is a Living Wage in Missouri? In many American communities, families working low-wage jobs make insufficient $ 7.85 income to live at a minimum standard of living given the local cost of living. MIT developed a living wage calculator to estimate the cost of living in communities across the US. The Missouri statewide living wage average shown below is the hourly As of January 1, 2018, the minimum rate that an individual must earn to support his or her family, if they are the sole wage in Missouri is $7.85. Over the past provider working full-time. Dr. Amy K. Glasmeier; Massachusetts Institute of Technology 10 years, the minimum wage increased by 80 cents, from $7.05 in 2009. Studies show Washington has the highest minimum that most wage in the US at $11.50, and several children states have enacted gradual minimum 1 Adult 1 Adult 1 Adult 1 Adult 1 Adult raised in wage increases to take effect over the Working $10.76 1 Child 2 Children 3 Children low-income next several years. Wyoming has the Full Time $23.45 $26.96 $33.97 families will lowest minimum wage at $5.15 an hour. likely have Six states do not have a state-mandated very low minimum wage. Bureau of Labor Statistics incomes as 2 Adults 2 Adults 2 Adults 2 Adults 2 Adults adults, while 1 Working $18.36 1 Child 2 Children 3 Children children $12 Full Time $21.92 $25.39 $27.98 raised in Washington: $11.50 high-income $11 families can anticipate $10 very high 2 Adults 2 Adults 2 Adults 2 Adults 2 Adults incomes as $9 Both $9.18 1 Child 2 Children 3 Children adults. Working $12.62 $15.09 $17.30 $8 $7.85 Full Time 43% *The MIT living wage calculator of children does not extrapolate all born to the $7 family scenarios for part-time poorest 2 Adults 2 Adults* households. Only one is used for families 1 Full Time 1 Child illustration purposes. $6 remain 1 Part Time $16.50 poor into Wyoming: $5.15 $5 adulthood. Pew Charitable Trusts 09 10 11 12 13 14 15 16 17 18 20 20 20 20 20 20 20 20 20 20 >$200,000: 3.5% $150,000-$199,999: 3.9% The median income for men in Before taxes, a Missourian Missouri is $10,830 working full time for 40
Missouri vs. US National Unemployment Rates Since 2011, the Missouri unemployment rate has been lower than the US average. The state’s average unemployment rate for 2017 was 3.8% with a high of 4.2% in January and a low of 3.4% in November. Overall, Missouri has seen a steady decline in the unemployment rate since it peaked in 2010 following an uptick after the 2008 economic crash. At the end of 2017, Missouri ranked 16th in unemployment. Hawaii’s 2% unemployment rate ranked 1st, and Alaska’s 7.3% ranked 51st. Bureau of Labor Statistics 12% 10% 8% Missouri Average: 3.8% 6% National Average: 4.1% 4% 2% 0% J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D J F M A M J J A S ON D 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Earned Income Tax Credit Earned Income Tax Credit, or EITC, is a tax benefit designed to help For Tax Year 2015 Asset Poverty low-to-moderate income, working people. Workers must file tax returns to receive the credit. The federal government, 26 states, 519,000 Asset poverty expands the notion of poverty to include how much of a and Washington DC have credits. Missouri does not have an EITC. Missourians financial cushion a household has to More than 27 million Americans received almost $67 billion in claimed the weather a financial crisis such as a federal EITC. job loss, medical emergency or the federal, refundable credits in the year 2015. An estimated 20% of eligible workers do not claim the EITC. $2,377 need to fix a car. It can be defined as a household’s inability to access wealth EITC refunds are a fiscal stimulus to US Census Bureau annual was the average resources that are sufficient to provide the state, work incentive to the recipient, poverty data show federal federal EITC for a for basic needs for a period of three child care assistance where applicable, refundable tax credits as total of months. Experts have agreed that three and a financial asset and savings tool. It the second most important can boost financial assets for families, anti-poverty program after $1.2 months of living expenses at the poverty level is a conservative cushion for a helping them avoid future financial setback, all while putting new money Social Security. billion family that loses its income. Estimation of asset poverty is based on household in Earned Income into the economy. 519,000 Missourians filed for the federal EITC net worth—durable assets, such as a Tax Credits home or business, that would need for tax year 2015. The average EITC was $2,377. That’s $1.2 billion helping Missouri to be liquidated in order to help cover boosting Missouri’s economy and helping Missouri families. families. day-to-day expenses. Even with this National Conference of State Legislators conservative definition, asset poverty exceeds income poverty in all states except for South Carolina. Prosperity Now College Debt Unbanked and Underbanked Class of 2016 Missouri 8.5% of Missouri’s households are If we believe that low-income families graduates have an unbanked, or not served by a bank or should have the chance to build a average debt of similar financial institution. 22.3% of pathway out of poverty, then we have $27,532, ranking the state 29th for Missouri’s households are underbanked; to care about asset poverty. If we amount of debt per graduate. 57% of these households had a checking or understand that poverty is a cycle that Missouri college graduates have debt, savings account yet obtained financial often traps families from generation to generation, then we have to care about ranking the state 30th nationwide for products and services outside of the asset poverty. percent of students with debt. As cost banking system. This is —Compass Working Capital of higher education increases, debt will higher than the US average continue to increase. Read more about of 7% unbanked and 19.9% Missouri Poverty Rate: 14.0% education on page 8. The Institute of underbanked. Federal Asset Poverty in Missouri: 27.4% College Access and Success Deposit Insurance Corporation Liquid Asset Poverty: 40.1% •7
Education Education is a key strategy for poverty reduction, but significant barriers exist for low-income students. Studies show that educational attainment increases employment rates and earnings, which impact economic and family security long-term. Education for children is also critical as it provides opportunity for development and growth, and points to long-term success, including breaking generational cycles of poverty. School Reading Levels A HEAD START National High School According to the National Center for Education Statistics, MAKES ALL THE Graduation Rates average reading scores for both 4th and 8th grade students DIFFERENCE Among the 50 states and differ based on National School Lunch Program eligibility. Consistent evidence Washington DC, Missouri ranks The score disparity between NSLP eligible and non-eligible has been found that 10th. National Center for Education the positive effects Statistics 2014-2015 School Year students is consistently about 20 points. National Center for Education Statistics of Head Start during 1. Iowa..............................90.8% its earliest years 2. New Jersey...................89.7% GRADE YEAR NSLP Eligible Not Eligible transferred across 3. Alabama.......................89.3% 4. Texas.............................89.0% 4th Grade 2015 211 236 generations in the 2011 4th 5. Nebraska......................88.9% 4th Grade 2013 211 236 form of improved 6. Wisconsin.....................88.4% graders are 4th Grade 2011 207 234 2015 8th long-term outcomes 7. New Hampshire...........88.1% graders. for the second 8. Kentucky......................88.0% 8th Grade 2015 255 278 Disparity in generation. 9. Tennessee....................87.9% 8th Grade 2013 256 277 score persists Read more 10. Missouri..................87.8% as students 11. Vermont.......................87.7% 8th Grade 2011 255 276 age. on page 19. *Each year measures a new class of students. 12. Maine............................87.5% 13. Massachusetts.............87.3% 14. Connecticut.................87.2% High School Graduation Rate 15. Indiana.........................87.1% The National Center for Education Statistics lists Missouri 10th at 87.8% for 16. Maryland......................87.0% graduation rate based on nationwide data for 2014-2015, the most recent available. 17. North Dakota...............86.6% The Missouri Department of Elementary and Secondary Education shows 79 school 18. West Virginia................86.5% districts, or 18% of the 438 districts reporting, had a high school graduation rate of 19. Montana.......................86.0% 100% in 2017. Of the 438 school districts reporting high school graduation rates, the 20. Virginia.........................85.7% 21. Kansas..........................85.7% following five districts had the lowest graduation rates in 2017: 22. North Carolina.............85.6% 23. Illinois...........................85.6% DeLaSalle Charter School...............................43.18% 24. Delaware......................85.6% Division of Youth Service.................................45.89% 25. Arkansas.......................84.9% St. Louis City..................................................52.16% 26. Utah..............................84.8% Special School District St. Louis Co.................58.82% 27. Pennsylvania................84.8% Kansas City 33................................................72.19% 28. South Dakota...............83.9% Missouri Department of Elementary and Secondary Education 29. Rhode Island................83.2% 30. Oklahoma....................82.5% 31. California......................82.0% Likelihood of Immediate College Attendance 32. Minnesota....................81.9% Regardless of racial or socioeconomic demographics of their high school, graduates 33. Hawaii..........................81.6% from high schools in the suburbs are most likely to immediately enroll in college. 34. Ohio..............................80.7% 35. South Carolina.............80.3% Rural students are less likely to attend college the fall semester after high school 36. Michigan.......................79.8% graduation than urban or suburban counterparts. This data reflects 2015 numbers, 37. Wyoming......................79.3% the most recent available. National Student Clearinghouse 38. New York......................79.2% College Enrollment Rates the Fall Semester Following High School Graduation 39. Idaho............................78.9% 40. Georgia.........................78.8% Higher-Income, Urban 72% 41. Washington..................78.2% Majority-White Suburban 73% 42. Florida..........................77.9% Schools 43. Louisiana......................77.5% Rural 61% 44. Arizona.........................77.4% 45. Colorado......................77.3% Urban 62% 46. Alaska...........................75.6% 47. Mississippi....................75.4% All Schools Suburban 67% 48. Oregon..........................73.8% Rural 59% 49. Nevada.........................71.3% 50. New Mexico..................68.6% 0 10% 20% 30% 40% 50% 60% 70% 80% 51. Washington DC............68.5% 8•
11.2% A college education 10.4% Graduate Less than has become or Professional High School Degree Diploma 27.6% increasingly important in Educational Attainment Missouri College the US. By 2020, In 2016, 11.2% of Missourians had Graduation Rate analysts predict educational attainment less than a US Census that 45% of all high school diploma, and 31.1% had a 17.2% Bureau American Bachelor’s jobs in the US high school diploma. With each level of 31.1% Community Survey Degree economy will education completed and more skills High School require a college developed, the more access a person Diploma or In 2016, the employment Equivalency degree. Yet, at has to higher paying occupations. The 22.5% rate was higher for current completion percentage of Missourians with less Some College, people with higher 7.6% rates, the US will than a bachelor’s degree was 72.4%. No Degree levels of educational Associate’s face a shortfall of US Census Bureau Degree attainment. 5 million college educated workers by 2020. For many Unemployment and Earnings by Educational Attainment of those who Without adequate education, people are often relegated to unskilled service jobs that fail to provide wish to pursue a economic security. In these charts, data reflects persons age 25 and older, and earnings are for full-time, college degree, salaried workers. These education categories reflect only the highest level of educational attainment. They increasing costs do not take into account completion of training programs such as apprenticeships and other on-the-job and inadequate training. US Bureau of Labor Statistics financial aid present Unemployment Rate Median Usual Weekly Earning significant 1.6% Doctoral degree $1,664 barriers— especially for the 1.6% Professional degree $1,745 poorest Americans. 2.4% Master’s degree $1,380 Since 1980, the Average of cost of college all workers: 2.7% Bachelor’s degree $1,156 attendance has 4% risen by 70% 3.6% Associate’s degree $819 at community 4.4% Some college, no degree $756 Average of colleges, 160% all workers: at 4-year public 5.2% High school diploma $692 $885 universities, and 7.4% < High school diploma $504 170% at 4-year private universities, 8 7 6 5 4 3 2 1 0 0 500 1000 1500 2000when adjusted for inflation. College Affordability Meanwhile, As the price of college has risen, need-based federal Pell Grant college education funding to low- and national median middle-income Americans has covered a shrinking share of college costs. In 1980, the average Pell Grant household income covered three-fourths of the cost of attendance at a public 4-year college. Today, the proportion has has not kept pace. dropped to one-third. Tuition increases disproportionately affect low-income students. Between 2007 and Despite these 2011, students from the poorest 25% of families, making less than $31,000 per year, saw their net tuition trends, the benefits price as a percentage of annual income increase from 29% to 40%, compared to an increase from 16% to of a college degree 18% for families making between $69,000 and $111,000. Institute for Research on Poverty still far outweigh the costs, with Education and Housing “[Homelessness and food insecurity] is a college graduates In 2016-2017, 32,739 unaccompanied homeless youth largely invisible problem. Stereotypes of earning, on completed the Free Application for Federal Student Aid Ramen-noodle diets and couch surfing average, $800,000 partiers prevent us from seeing it. They more than high (FAFSA) nationally. In Missouri, 1,227 FAFSA applicants were trick us into thinking that food insecurity unaccompanied homeless youth. The FAFSA does not gather school graduates is a rite of passage, that hunger and even homeless information to determine population of homeless homelessness among our students is by retirement age. students attending colleges, but rather, homeless questions Sara Goldrick-Rab, normal. But it is time to admit that we have Ph.D., Talk Poverty are used to determine an applicant’s dependency status for a serious problem in higher education.” Federal Student Aid. National Center for Homeless Education; FAFSA —Sara Goldrick-Rab, Ph.D. •9
Food and Nutrition Food is one of life’s most basic necessities. Without nutritious food, risk of disease and health issues increase, while mental focus at work for adults and at school for children decreases. Yet this basic necessity is a struggle for many Missourians. Barriers to nutritious foods may include a household’s low income, the affordability of food, or even access to nutritious food. Whatever the barrier, or barriers, might be for an individual or family, the numbers show that Missourians experience food insecurity at rates higher than the national average. Here in Missouri, the average meal costs $2.73. Additional money required to meet food needs of Missourians is $464,284,000. Feeding America Food Insecurity Rates by US County, 2015 > 30% 25-29% 20-24% 15-19% 4-14% Feeding America’s interactive Map the Meal Gap tool shows 2015 food insecurity across the nation. In 2015, the food insecurity rate for 345,912 Missouri was 15.6%. With the now 14.2% Missouri households food insecurity rate, were food insecure in 2016. Missouri has seen a Food Research & Action Center 1.4% decrease. Food Insecurity: Food Insecurity by Household Characteristics “The costs of food insecurity are The state of being Prevalence of food insecurity varied among household types economic, social, physical and without reliable nationally. Food insecurity rates for each group were higher psychological. For example, the access to a than the 13.0% national average. USDA Economic Research Service economic costs of food insecurity among adults include income loss, sufficient quantity All households with children............................ 16.5% work absenteeism, higher demand for of affordable, public benefits and social services and nutritious food. Households with children under age 6............ 16.6% increased health care expenditures. Households with children Food insecurity and poverty are 13.0% headed by a single woman............................... 31.6% clearly connected—poverty is the best single predictor of food insecurity, National food Households with children and hunger strongly correlates with insecurity rate headed by a single man.................................... 21.7% lower educational achievement, Women living alone........................................... 13.9% unemployment and impaired work 14.2% Men living alone................................................ 14.3% performance. Recent studies of Missouri’s food children show food insecurity and Black, non-Hispanic households...................... 22.5% hunger are significant predictors insecurity rate Hispanic households......................................... 18.5% of chronic illness, low birth weight, USDA Economic lower school performance and Research Service Low-income households with incomes developmental problems.” below 185% of the poverty threshold.............. 31.6% — Missouri Hunger Atlas, *The federal poverty line was $24,339 for a family of four in 2016. University of Missouri 10 •
Food Insecurity Missouri ranks 19th for food insecurity On an among the 50 states and Washington annual basis, DC. Mississippi has the highest food insecurity rate of 18.7% and Hawaii has the lowest food insecurity rate of 8.7%. 1,190,600 The food insecurity national average is unique 13%. USDA Economic Research Service Percent of individuals Household Income in Missouri 1. Mississippi.................18.7% Required are served HIGHER THAN NATIONAL AVERAGE ---------------------------------------> 2. Louisiana...................18.3% for Food 3. Alabama....................18.1% by Feeding 20.0%-24.4% 4. New Mexico...............17.6% 18.2%-20.0% America 5. Arkansas....................17.5% 16.4%-18.2% 6. Kentucky...................17.3% 15.1%-16.4% partner food 7. Maine.........................16.4% 11.4%-15.1% banks. 8. Indiana......................15.2% That’s nearly 9. Oklahoma.................15.2% Food Affordability 10. North Carolina..........15.1% Experts suggest spending less than 15% of household 20% of 11. West Virginia.............14.9% income on food when creating a household budget. Only 22 Missouri’s 12. Ohio...........................14.8% of Missouri’s counties spend this percentage of household population. 13. New Hampshire........14.7% income on food. Households in the remaining 93 counties Feeding Missouri 14. Arizona......................14.6% and City of St. Louis spend an average of more than 15% of 15. Oregon.......................14.6% 16. Kansas.......................14.5% household income on food. Missouri Hunger Atlas 2016 17. Texas..........................14.3% 18. Michigan....................14.3% Food Insecurity Compromises 19. Missouri...............14.2% Feeding America’s Hunger in America study identified compromises and coping 20. Georgia......................14.0% strategies of food insecure Americans. These are some choices food insecure people 21. Tennessee.................13.4% make in order to eat. Feeding America 22. South Carolina..........13.0% US.............................. 13.0% 23. Montana....................12.9%
Health Most Missourians have access to health care with employer-provided insurance, but in our system of employer- provided insurance, those at the lowest levels of income are rarely provided coverage by their employer. This creates a system in which low-income families often pay out of pocket for health care while higher income individuals receive employer subsidies. This impedes low-income individuals’ access to primary and preventative care, increasing health care costs for all Missourians. Health Insurance Coverage Historical Trends 11.7% In 2016, only 8.9% of Missourians did not have health insurance coverage. After reaching a high of 14.6% in 2009, the percent of Missourians without health insurance decreased to 8.9% of Americans do Of the 91.1% of the population with in 2016, which was 532,000 Missourians. In 2009, 871,000 not have health insurance coverage. coverage, 70% had private coverage Missourians did not have health insurance. US Census Bureau US Census Bureau while 30% had public coverage. US Census Bureau 15% 14.6% Many health insurance Uninsured: 8.9% consumers face limited options, high costs, and 12% On March incomplete coverage. Private 23, 2010, Insurance: President Public Obama Insurance: 70% 8.9% 30% 9% signs the Affordable 8.9% of Missourians do Insured Missourians: Care Act not have health 91.1% into law. insurance coverage. 6% US Census Bureau 07 08 09 10 11 12 13 14 15 16 20 20 20 20 20 20 20 20 20 20 Adolescent Pregnancy Unintended Pregnancy The adolescent pregnancy rate in In 2011, the most recent year for which national- Abortion: Missouri was 25 per 1,000 women aged level data are available, 45% of all pregnancies in the 21% 15–19 in 2015, down from 43 per 1,000 United States were unintended, including three out Birth: 64% Miscarriage: in 2013. The national rate was 22.3 per of four pregnancies to women younger than 20. There 15% 1,000. Services are needed to support were 45 unintended pregnancies per every 1,000 pregnant or parenting young people, women aged 15–44, a rate significantly higher than regardless of the unintended nature of that in many other developed countries. Economically the pregnancy. Guttmacher Institute disadvantaged women are disproportionately affected Pregnancy Outcomes by unintended pregnancy. In 2011, the unintended In 2010, 64% of unintended 22.3 25 pregnancy rate among women with a family income lower than the federal poverty level, at 112 per 1,000, pregnancies in Missouri resulted in births and 21% Adolescent Adolescent was more than five times the rate among women with in abortions; t he remainder pregnancies per pregnancies per an income greater than 200% of the poverty level. resulted in miscarriages. 1,000 nationally 1,000 in Missouri Guttmacher Institute Guttmacher Institute Poverty and Life Expectancy America throughout the past 15 years. of despair”—drug overdoses, alcohol A 2016 MIT study shows the richest 1% of The life expectancy for men and women poisoning and suicides—as the leading US men live 14.6 years longer on average in the bottom 5% of the income tables, cause. The greatest increase is found than the poorest 1% of US men. Among however, increased only .32 and .04 years. among drug overdoses. There were 420 women in those same percentiles, the In Missouri, the average life expectancy deaths from drug overdose in 1995-1999, difference is 10.1 years. Additionally, life is 77.2 years; however, average life compared to 3,040 deaths from drug expectancy increased by 2.34 years for expectancy varies based on demographic. overdose in 2010-2014. men and 2.91 years for women who were Missouri has seen white mortality MIT; Missouri Department of Health and Senior among the top 5% of income earners in rates increase since 2000 with “deaths Services; Missouri Foundation for Health; National Center for Health Statistics Missouri Average Life Expectancy by Demographic 70 71 72 74 75 76 77 78 79 80 73 74.6 Average 77.7 Average 79.7 Black Male 77.2 White 78.6 Female 12 •
Missouri ranked Health and... In 2016 Missouri had 21st Economic and Family Security As family income increases, the number nationally for of families reporting poor health 267 number of active physicians in 2016. decreases. Institute for Research on Poverty active physicians Association of per 100,000 American Medical Education Adolescent depression residents. Colleges can adversely affect school performance Association of and can increase the severity of other American Medical health conditions such as obesity and Colleges asthma. Forum on Child and Family Statistics PEOPLE PER Food Insecurity Food insecure SQAURE MILE families are at higher risk for chronic 2,000.0-69,468.4 500.0-1,999.9 diseases, diabetes, hypertension and 88.4-499.9 weight gain. These physical and mental 20.0-88.3 health effects are especially detrimental 1.0-19.9 0.0-0.9 due to the lack of access to proper medical care. Missouri Hunger Atlas Medical Access Across the State Housing and Energy An estimated In 2017, there were 145 hospitals in Missouri. Although they were widely dispersed, 26% of homeless adults staying in they were not distributed evenly throughout Missouri. Of the 114 counties and City shelters live with serious mental illness of St. Louis, 42 did not have a hospital. Of the 73 counties with hospitals, the larger and an estimated 46% live with severe metropolitan counties had multiple facilities, leaving rural areas with little access to mental illness and/or substance use hospitals. Missouri Hospital Association; US Census Bureau disorders. National Alliance on Mental Illness Adverse Childhood Experiences Adverse Childhood Experiences, or ACEs, are stressful or se rea k Inc traumatic events, including abuse and neglect. They may Ris also include household dysfunction such as witnessing Possible risk domestic violence or growing up with family members who 0 ACEs 1 ACE 2 ACEs 3 ACEs 4 ACEs outcomes of have substance use disorders. ACEs are strongly related to As the number of ACEs increases, so does Adverse Childhood the development and prevalence of a wide range of health the risk for negative health outcomes. Experiences problems throughout a person’s lifespan, including those include: associated with substance misuse. Excluding persistent What is Considered an Adverse economic hardship as an ACE, poor children are more than Childhood Experience? BEHAVIOR twice as likely as their more affluent peers to have had three ACEs fall under 3 categories—abuse, Lack of physical or more other ACEs. Nearly 14% of children living at or below neglect, and household dysfunction— activity, the poverty level experienced three or more ACEs, while only and include the following: smoking, • Economic hardship alcoholism, 6% of children living at more than twice the poverty rate had • Divorce or separation of a parent drug use, three or more ACEs. Robert Wood Johnson Foundation; Child Trends and missed work Data Bank • Death of a parent • Physical abuse or neglect Percentage of Children with ACEs by Poverty • Sexual abuse PHYSICAL AND Excludes economic hardship as an adverse experience. • Emotional abuse or neglect MENTAL HEALTH 80% • Witnessing domestic violence Severe obesity, 70.2% • Mother treated violently diabetes, 70% Above 200% of Poverty Level • Intimate partner violence depression, suicide 60% 59.2% attempts, STIs, 54.1% 101%-200% of Poverty Level • Witnessing neighborhood 50% Poverty Level and Below violence heart disease, • Substance misuse within cancer, stroke, 40% household COPD, and broken 30% bones • Living with someone who was 20% mentally ill or suicidal 13.8% 11.6% 10% 5.9% • Being treated or judged unfairly 0 due to race/ethnicity No Adverse Experiences 3 or More Adverse Experiences • Incarcerated household member • 13
Housing and Energy What happens when your housing is unaffordable or affordable housing does not exist? When you constantly face the impossible choice between rent and other life necessities? When you’re one paycheck or emergency away from eviction? In the worst case, you could be homeless. In many other cases, you will likely have to settle for substandard housing, including a home that is energy-inefficient. Housing and Family Living $896 Arrangements in Missouri Highest average rent for a 2-bedroom apartment in Missouri 2,760,084 2,372,362 Housing Units Households US Census Bureau US Census Bureau 16% 66.8% 2.48 Persons per Owner Household Occupied US Census Bureau Cost of Rent $141,200 84% 16% vs. Ownership Median Value of Living in the According to the US Census Bureau data released in 2017, Owner-Occupied Same House the median monthly housing costs in Missouri in 2016 for $641 Housing Units US Census Bureau 1 Year Ago mortgaged owners was $1,210, $407 for non-mortgaged Lowest average rent owners, and $759 for renters. An estimated 25% of owners had mortgages, while 12% of owners did not have mortgages. 47% for a 2-bedroom apartment in Missouri .83% 6,194 of renters in Missouri spent 30% or more of household income Department of Housing Foreclosure Rate Homeless People on housing. US Census Bureau and Urban Development US Census Bureau United States Interagency Council on Homelessness Federal Minimum Wage at Time of Analysis Missouri Fair Market Rent and Housing Wage The Out of Reach report, published by the $ 7.70 National Low Income Housing Coalition, outlines the hourly wage one must make in each state to afford a 1- or 2-bedroom rental home. In 2017, the average fair market rent for 1-bedroom housing in Missouri was $638 per month. To afford this housing, a person needs to make $12.27 per hour, or $25,528 per year. Fair market rent for 2-bedroom housing was $815 per month. To afford this housing, a person needs to make $15.67 per hour, or $32,588 annually. These housing costs are more than one can afford on the minimum wage in Missouri. In fact, in no state can a minimum wage worker Hours at Minimum Wage to afford a 1-bedroom rental home at fair Afford a 1-Bedroom Rental Home 78 hours per week or more market rent, working a standard 40-hour 61 to 78 hours per week work week, without more than 30% of 60 hours per work or less his or her income going toward housing. This state’s minimum wage National Low Income Housing Coalition exceeds the federal minimum wage. Nationwide, the 1-bedroom housing wage is $17.14 per hour. In Missouri, the 1-bedroom housing wage is $12.27 per hour. The 2-bedroom housing wage is $21.21 per hour. The 2-bedroom housing wage is $15.67 per hour. 14 •
Energy Expense Impact Homelessness in Missouri Youth Homelessness on Missouri Families A point-in-time count is an unduplicated On any given night in the US, more High household energy count on a single night each January than 61,000 families with children, expenditures and below-average of the people in a community who are 3,800 unaccompanied children under family incomes strain the budget experiencing homelessness, including 18, and 31,900 unaccompanied youth of Missouri’s lower- and middle- both sheltered and unsheltered (18–24) sleep in a homeless shelter income families. Missouri’s 1.2 populations. The Missouri point-in- or are unsheltered. More than half million households with pre-tax time count for 2017 was 1,243 people. a million families stay in homeless annual incomes below $50,000 It shows the following factors for shelters and 1.3 million schoolchildren represent 52% of Missouri’s homeless individuals in Missouri: experience some form of homelessness. families. These families spend an Furthermore, as many as 1.7 million Homeless Individuals................1,243 estimated average of 17% of their Households..................................... 862 children—most between 15 and 17—are after-tax income on residential Unsheltered Individuals................. 291 told to leave or stay away from home for and transportation energy. Sheltered Individuals..................... 952 at least a night. US Census Bureau Energy expenses for 732,000 Chronic Homelessness...............237 Age of Homeless Gender of Homeless Missouri households earning Sheltered Individuals..................... 197 (80%) Youth in Missouri Youth in Missouri Unsheltered Individuals ................ 48 (20%) less than $30,000 before taxes
What Is To Be Done? We’ll Show You. The five elements of poverty stand alone, yet they are also interconnected. When one aspect of a person’s life— economic and family security, education, food and nutrition, health, or housing and energy—is compromised, the whole person suffers. Here are examples of positive and effective ways Missourians are uplifted in these five areas. 22,600 416,000 148,453 127,551 Families Children Households Women and Safety Net Programs receiving child receiving receiving Low children receiving care subsidies Supplemental Income Home Women, Infants and Missourians Center for Law Nutrition Assistance Energy and Children (WIC) Safety net programs lift Missourians out and Social Policy Program (SNAP) Assistance Supplemental of poverty. Each program addresses an benefits Program (LIHEAP) Nutrition Assistance element of poverty and influences an 78,214 Children’s Defense Fund assistance Program benefits Households individual’s ability to make strides in US Department of Health Food Research other areas of life, working toward self- receiving federal 38,473 and Human Services & Action Center rental assistance sufficiency and increased overall well- Center on Budget and Adults and 624,308 519,000 being. For example, pregnant women Policy Priorities children receiving Children Temporary Recipients who participate in the WIC program have enrolled in 20,789 Assistance for Medicaid and of Federal fewer low birth weight babies, experience Needy Families Participants Children’s Health Earned Income Tax fewer infant deaths, see the doctor earlier in all Head Start (TANF) Credit (EITC) in pregnancy and eat healthier. Through US Department of Health Insurance Program National Conference of programs (CHIP) and Human Services State Legislators nutrition, the program’s goal is to improve Center for Law The Henry J. Kaiser and Social Policy the health of women, infants and children. Family Foundation Medicaid Expansion and Health Insurance Coverage Of the 50 states and Washington DC, 33 have expanded Medicaid. As of 2018, Birth to age 5 is critical Missouri is one of 18 states without Medicaid expansion. Of the states with expanded for development; just a Medicaid, 22 states have uninsured rates of less than 8% of the population. Only one few years of poverty may state without expanded Medicaid, Wisconsin, has an uninsured rate less than 8%. negatively affect a child’s life course. Access to adequate health care during these formative years is imperative. Percentage of State Population Without Health Insurance Coverage 14.0% + 12.0%-13.9% 10.0%-11.9% 8.0%-9.9% Less than 8.0% Lined Overlay Denotes Medicaid Expansion 16 •
Missouri Voters and the Safety Net Energy Assistance for Missourians In a recent study conducted by Missouri Many programs help Missourians with energy affordability in emergency, Foundation for Health, 49% of voters short-term, and long-term situations. Each serves a purpose in the unique responded they are currently receiving circumstance of any given family. help from the safety net, have in the past or have a family member who has. UTILICARE, when funded, provides utility customers with state funds to help avoid disconnection for non-payment during periods of extreme cold and heat. “We’ve either LIHEAP is the Low-Income Home Energy Assistance Program, which helps been there or had family low-income families pay their heating bills. LIHEAP offers assistance in the form of that was there.” a cash grant, sent directly to the utility company, or a crisis grant for households in immediate danger of being without heat. Are you or a family member currently WEATHERIZATION is the practice of protecting a home and its getting help from a safety net program? inhabitants from the adverse effects and wear-and-tear of weather and elements. This long-term approach to assistance includes weatherstripping and caulking, but it’s so much more than that. Weatherization is about modifying a building to reduce 24% energy consumption, increase energy efficiency, and make homes safer for families. Yes 76% No Weatherization: The total health Direct and Indirect Benefits Families have and household- While the Weatherization Assistance Program homes that are related benefits more livable, for each home (WAP) is primarily an energy efficiency resulting in fewer weatherized are program, there are many indirect benefits missed days If NO, have you or a family member ever gotten to families whose homes are weatherized of work and $ 14,148 through the program. Individuals and families decreased out-of- help from a safety net program? experience fewer late payments as they pocket medical establish economic security from lower utility expenses by an Families see average of an average bills. Children miss less school and are ready annual energy 33% to learn when homes are safe from adverse effects of weather. Indirect benefits of WAP $ 514 cost savings of Yes 67% are to the right. US Department of Energy $ 283 No Weatherization and the Economy For every $1 invested in weatherization, $1.72 is generated DID YOU KNOW? in energy benefits, plus $2.78 in non-energy benefits, thus Not only do families spurring economic growth and reducing environmental benefit from home Do you think these safety net programs weatherization, are very important, somewhat impact. US Department of Energy but communities important, not too important, = benefit, too! or not at all important? The Weatherization Assistance Program supports 8,500 jobs $1 Invested in $1.72 Generated in Energy across America, 38% Weatherization Benefits 54% Somewhat growing local Very employment. This Important Important SNAP Benefits and the Economy provides additional SNAP benefits generate economic activity. In a weak economy, family and $1 in SNAP benefits generates $1.70 in economic activity. economic security Center on Budget and Policy Priorities for families in local 6% communities. 2% = US Department of Not Energy Don’t Know Important Missouri Foundation for Health $1 SNAP Benefits $1.70 in Economic Activity • 17
What Is To Be Done? We’ll Show You. School Meal Programs: Food Banks Feeding Before, During, and After School 2,488 Feeding Missouri is a coalition of the Missouri Breakfast and Lunch Missouri schools six Missouri food banks working to food banks participate in NSLP. provide hunger relief in the state. These distribute The School Breakfast Program provides funding that makes it possible for 228,397 food banks serve the pantries and food more than Missouri students programs in the regions illustrated schools to offer a nutritious breakfast to receive free and below, which cover all 114 Missouri 123,000,000 students each day. The School Breakfast reduced-price Program (SBP) and the National breakfast on average counties and the City of St. Louis. pounds Collectively, the six Feeding Missouri School Lunch Program (NSLP) share daily through the food banks feed more than 1 million of food School Breakfast the same goal: to protect the health Program. Missourians and distribute more than each year and and well-being of the nation’s children feed more than by providing nutritious school meals 385,156 123,000,000 pounds of food annually. every day. NSLP provides funding that Missouri free and Feeding Missouri 1 million reduced-price makes it possible for schools to offer a lunch students Missourians. nutritious school lunch. Schools receive participate in NSLP federal funds for each breakfast and on average daily. 1 lunch served, provided that the meal meets established nutrition standards. +44.9% 2 3 4 Percent change Missouri residents who are the parent or in Missouri free primary caregiver for a child or children and reduced lunch participation in last 10 who attend public schools qualify if years. Food Research household income does not exceed & Action Center, 6 5 specific limits per household size listed: School Year 2015-2016 NATIONAL SCHOOL LUNCH Persons/Household Gross Income That’s nearly 1 ................................ $21,978 Feeding Missouri Food Banks PROGRAM ELIGIBILITY Families with school age children 2................................ $29,637 1. Second Harvest Community Food Bank 20% of with household incomes (before 3 ................................ $37,296 4 ................................ $44,955 2. Harvesters Community Food Network Missourians taxes) below these income guide- 3. The Food Bank for Central lines qualify for free or reduced 5 ................................ $52,614 and Northeast Missouri receiving school breakfast and lunch. 6 ................................ $60,273 assistance from 4. St. Louis Area Foodbank Missouri Department of Elementary 7 ................................ $67,950 and Secondary Education 5. Southeast Missouri Food Bank food banks. 8 ................................ $75,646 6. Ozark Food Harvest After School Meals BUDDY PACKS The Food Bank for Central and Northeast Missouri says 1 in 5 children in its service are bags of Addressing Hunger kid-friendly The Missouri Hunger Atlas looks at need versus performance— area faces hunger on a regular basis nutrition sent how communities are addressing the issue of hunger. with more than half qualifying for free or home on Fridays and before school Twenty-four counties and the City of St. Louis have both reduced-price meals at school. Studies breaks to children high need/high performance. Twelve counties were labeled show children who face food insecurity who rely on high need/low performance. It is unclear whether public and are more likely to experience problems subsidized school private agencies are having difficulty targeting resources to at school, are more likely to suffer from meals. Each bag these high need/low performing counties, but trends reveal anxiousness and irritability, and tend contains two that recent economic conditions have taken their toll on to repeat a grade at school more often ready-to-eat Missouri counties. Fourteen counties qualify as low need/ than peers who are not food insecure. entrees, fruit cups, high performance. In these low need/high performance areas, Many food banks facilitate Buddy Pack a nutritional bar, the results of this report suggest that programs. Buddy Packs are bags of kid- cereal and shelf- stable milk with service providers are adequately friendly food sent home on Fridays and peanut butter. handling food insecurity and hunger before school breaks to children who Just $15 a month needs in their regions. rely on subsidized school meals. Across provides a Missouri Hunger Atlas central and northeast Missouri, teachers Buddy Pack report improved grades, behavior and to a child in your High Need/High Performance social skills when children receive Low Need/High Performance community for an Average Need/Average Performance Buddy Pack nutrition compared to food entire school year. Low Need/Low Performance insecure peers who do not receive Buddy High Need/Low Performance Packs. Feeding Missouri 18 •
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