SCIENTIFIC GAMES 2021 BENEFITS ENROLLMENT GUIDE - SG Benefits
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SCIENTIFIC GAMES 2 021 BE N E F I TS E N R O LL M E N T GU ID E
W E LCOME TO YOUR BE N E FI TS
TA B L E O F CO N T E N TS
2. Welcome
3. Eligibility and Enrolling
4. Medical Enhancements
5. Selecting a Medical Plan
6. Discounts and Surcharges
7. Premiums
8. Essential Care Plan
WELCOME TO THE 2021 BENEFITS GUIDE. 9. Choice Care Plan
Dear Colleagues, 10. Critical Care Plan
Welcome to the 2021 Benefits Guide. Now more
than ever, our employees are depending on Scientific 11. Health Savings Account (HSA)
Games to provide a comprehensive benefits program to
support their health and well-being.
12. Flexible Spending Account (FSA)
Our team updated the benefits program with the utmost
care, and I believe the additions will serve you and your
13. Prescription Coverage
families well. It is my pleasure to introduce you to new
features including Progyny fertility benefits, a pharmacy 14. Dental and Vision Plans
discount program through Rx Savings Solutions and
condition management programs through Omada 15. Aetna Programs
Health for hypertension and behavioral health.
16. Employee Assistance Program
In addition, Doctor on Demand will now serve as our
telemedicine partner. This service will provide you with 17. Company-Sponsored Benefits
increased access to health care professionals including
virtual appointments with primary care providers and
specialists. Doctors on Demand has also integrated
18. 401(k) Plan
behavioral health platforms.
19. Additional Protection
We offer a great benefits package and are proud to offer
new features each year to serve the best interest of our 20-22. Plan Summaries
employees and their families. Scientific Games is “all in”
for a healthier you! 23. Contacts
Eil een M oore Jo h n s o n
Executive Vice President and
Chief Human Resources Officer
2
W H AT YOU NEE D TO KN OW
S G B E N E F I TS W E B S I T E
This site has everything you need regarding all benefits at
Scientific Games.
For information on how to enroll, logon to:
www.mysgbenefits.com, password ‘mysg’ (no caps)
NEW HIRE ELIGIBILITY
You are eligible to participate in the health and welfare plans if you are
a full-time U.S. employee regularly scheduled to work at least 30 hours
each week. Your benefits are effective on your date of hire as long as
you enroll by your 30th day of employment.
15
Eligible dependents include:
• Your legal married spouse
• Your children up to age 26, including stepchildren, foster
children, legally adopted children, and children placed with
you pending adoption or for whom you are a court-appointed 2021 AN N UA L
legal guardian
• Your dependent children of any age who are incapable of
supporting themselves due to a physical or mental disability
EN RO L L M EN T
(documentation may be requested)
MAKING CHANGES
WE STRONGLY RECOMMEND
Changes to your current elections can be made during Annual
ALL EMPLOYEES REVIEW THEIR
Enrollment (fall) and take effect the first of the following year. Certain
ELECTIONS ANNUALLY.
Qualifying Life Events (QLE) allow you to make changes within the
year as long as you make the change and provide the required
supporting documentation within the required timeframe - typically • Your Flexible Spending Account,
30 days from the date of the event. Please see the QLE guide on the Dependent Care Spending Account require
benefits website for more information. updating each year.
• NO increases to copays, deductibles or out-
of-pocket maximums!
ENROLLMENT
You can sign up for benefits or change your benefit elections at the If you do plan on changing plans or increasing/
following times: decreasing coverage, you can make changes
• Within 30 days of your hire date from November 2 through November 13.
• During the benefits annual enrollment period
• Within 30 days of experiencing a QLE
The elections you make at this time will remain in effect through
WORKDAY
December 31, 2021. If you do not sign up for benefits during your
initial eligibility period or during the annual enrollment period, you Please note: benefits enrollment is
will not be able to elect coverage until the following plan year unless in Workday this year!
you experience a QLE.
3
M E DIC AL EN HAN C E M E N TS
AL L IN FOR A HE A LT HI ER YOU
D O C TO R O N DE M AN D P R O GYNY
Connect with a board-certified doctor, licensed By bringing together the most cutting-edge science and
psychologist or therapist through your smartphone, tablet or the largest high-quality network of fertility specialists in the
computer, 7 days a week. From colds to cholesterol, Doctor nation, Progyny – SG’s new 2021 fertility partner, delivers
On Demand® provides affordable care for health conditions superior clinical outcomes in the path to pregnancy.
affecting the mind and body.
RX SAVI N G S S OLUT ION S O M A DA
New this year is Rx Savings Solutions - a helpful tool to help From prevention, diabetes, hypertension, to everyday stress
you compare your prescriptions to possible alternatives that - take your health into your own hands with the Omada App.
can save you money. Omada gives you easy, on-the-go access to tracking, lessons,
messaging, and more. Connect with your coach and chat with
other group members for empathy and encouragement.
MORE INFORMATION ON WWW.MYSGBENEFITS.COM | PASSWORD: mysg
4
S EL E CTING A ME DI C A L P L A N
WHAT’S IMPORTANT TO KNOW
WHEN I SELECT MY MEDICAL PLAN?
WH AT WI LL I PAY A F T E R D E D U C T I B L E ?
Coinsurance
After you meet your annual deductible, generally you will
continue to pay a percentage of the cost for in-network covered
medical services until you meet the out-of-pocket maximum. Your
plan then pays the rest.
WH AT WI LL I PAY W H E N I S E E K M E D I C A L C A RE ?
Annual deductible
You won’t pay for covered in-network preventive care, such as
your annual checkup, on either of our medical plans. Generally,
for all other covered care, you’ll either pay a copay or the amount
of your annual deductible before the plan starts
to pay.
WHAT IS THE MOST THAT I WOULD PAY OUT OF POCKET?
Out-Of-Pocket Maximum (OOP)
This is the most you would pay for covered medical services in a
calendar year. Once you meet the OOP, the plan pays 100% of
your in-network care.
WH AT CO M E S OU T OF MY PAY ?
Premium
Your portion of the cost of your medical coverage is based on
your salary, the plan you elect, the number of people you cover,
and whether you qualify for the wellness rebate. Your premium
is also impacted by whether you or your covered spouse use
tobacco/nicotine, and whether your spouse is eligible for other
employee-sponsored coverage.
5
D IS COUN TS AND S U R C HA R GE S
2021 WELLNESS DISCOUNT
This year, receiving the 2021 Wellness Discount is quick & simple.
If you would like to receive the $23.08 wellness discount/credit for your
2021 medical premiums, you must complete your registration with our
new telemedicine provider - Doctor on Demand - by December 31, 2020
or within 30 days of your date of hire.
The wellness discount for 2020 does not roll over. If you do not complete
your Doctor on Demand registration by the date noted above, you will
not receive the wellness discount next year.
Examples: Sample Premium Breakdown
If you elect medical coverage for yourself and you
John makes $50-100k and enrolls himself and
do not use tobacco or nicotine, you will receive a his wife in employee+spouse coverage in the
discount/credit of $23.08. Choice Care Plan.
Undiscounted Premium
If you elect coverage that includes your spouse who Per Pay Period $75.08
does not use tobacco or nicotine, you will receive a
discount of $23.08. John doesn’t use nicotine &
registers in the Wellness program - $23.08
If you both elect medical coverage and both do not John’s wife doesn’t use nicotine - $23.08
use tobacco or nicotine, both discounts apply for a
total discount of $46.16. GRAND TOTAL $28.92
SPO U SAL SU RC HA R G E
If you enroll your spouse in medical coverage, you will be asked to certify whether they are eligible for coverage through their employer. If your
spouse is eligible for other employer-sponsored coverage – even if he or she does not elect to enroll in the other coverage– you will pay an
additional spousal surcharge of $69.23 per pay period to cover them under a Scientific Games medical plan. The surcharge is paid on a pre-tax
basis and does not apply if your spouse also works for Scientific Games.
If your spouse loses or gains other employer-sponsored coverage during the calendar year, you must make the corresponding life event change
in the enrollment system within 30 days.
Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all employees. If you think you
might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by a different means. Contact
the Benefits Dept. at 1-866-693-9413. We will work with you (and, if you wish, with your doctor) to develop another way to qualify for the reward.
6
P R E M IUMS (PER PAY P E RI OD)
Salary Tier Essential Care Choice Care Critical Care
Undiscounted Premiums (Per Pay Period)
Employee Only $46.16 $71.57 $120.81
Employee + Sp $102.24 $124.52 $217.40
Under $50k Employee + Ch $65.16 $92.17 $162.82
Employee + Ch* $74.16 $99.39 $183.81
Family $125.24 $147.19 $269.89
Employee Only $66.16 $90.11 $146.01
Employee + Sp $121.24 $152.33 $238.39
$50-$100k Employee + Ch $86.16 $113.80 $183.81
Employee + Ch* $91.16 $124.11 $204.82
Family $147.24 $185.29 $306.65
Employee Only $73.16 $102.47 $171.21
Employee + Sp $134.24 $172.93 $280.40
$100k+ Employee + Ch $98.16 $129.25 $215.31
Employee + Ch* $104.16 $144.70 $246.81
Family $164.24 $212.07 $359.14
VSP VSP
For All Salary Tiers: Dental PPO Dental PPO+ For All Salary Tiers:
Low Buy-Up
Employee Only $8.00 $12.50 Employee Only Free $2.70
Employee + Spouse $17.50 $26.50 Employee + Spouse Free $5.40
Employee + Child $14.00 $23.50 Employee + Child Free $5.40
Employee + Children $16.00 $25.50 Employee + Children Free $7.20
Family $24.00 $39.00 Family Free $9.00
Premium Discounts
If you elect medical coverage for yourself and
If you elect medical coverage for both you
you do not use tobacco/nicotine OR if you elect
$23.08 medical coverage for both you and your spouse
and only one of you use tobacco/nicotine, you
$46.16 and your spouse and you BOTH do not use
tobacco/nicotine, both discounts apply for a
total of $46.16
will receive a credit of $23.08
Scan the QR code for more info on 2021 medical
premiums!
7
E SSEN TIAL C ARE P L A N
SUMMARY ESSENTIAL CARE PLAN HIGHLIGHTS
This plan does not have copays for provider visits. Preventive $1,500 (I) or $3,000 (F)
prescriptions are covered at 100%. All other prescriptions Annual Deductible
have a co-pay after you meet your deductible.
30% after deductible
This plan is the only medical plan we offer that is HSA (health Doctor’s Office Visits
savings account) eligible. Please see page 9 for more
information on the benefits of HSAs. Up to $500 annually
Dollar-for-Dollar Company HSA Match
This plan has FREE medical premiums for employee-only
coverage for employees earning less than $50K per year who 30% after deductible
participated in the wellness screening, and the company Emergency Room Cost
matches your HSA contributions dollar-for-dollar up to $500
per year! $20 Consult / $40 Specialist Consult
Telemedicine by Doctor on Demand
FREE!
Preventive Rx (diabetic supplies & medication, asthma
medication, and more!)
Covers In-Network Services Only
Essential Care
In-Network Benefits
(HSA-Eligible)
What type of network is this? Aetna Premier Care Network
EE Only Tier $1,500
What’s the deductible?
EE Plus 1 or more $2,800 (Individual)/$3,000 (Family)
What is my Company HSA Contribution? $1 for $1 match up to $500 annually
What will a medical visit cost? 30% coinsurance after deductible
What will a virtual doctor visit cost? $20 Consult / $40 Specialist Consult
Generic: $15 copay, after deductible
What will my prescriptions cost
Brand: $40 copay, after deductible
(excluding preventive prescriptions)?
Specialty: $300 copay, after deductible
Free! Your preventive drug list is available
What will preventive PRESCRIPTIONS cost?
on mysgbenefits.com
What will preventive CARE cost? Free!
EE Only Tier $5,000
What’s the most I will have to pay in a year?
EE Plus 1 or more $6,650 (Individual)/$10,000 (Family)
What will Lab/X-ray & Major Diagnostic cost? 30% after deductible
No Out-of-Network benefits are available.
8
C H OIC E C ARE P L A N
SUMMARY CHOICE CARE PLAN HIGHLIGHTS
The Choice Care Plan is a lower cost plan with the $2,000 (I) or $4,000 (F)
convenience of a built in copay for office visits, prescriptions Annual Deductible
and x-rays/labs, while having a higher deductible and out-
of-pocket maximum for in-patient hospitalization. $55/$75 copay
Doctor’s Office Visits / Specialist Visit
Your first three visits to a Primary Care Physician (PCP) are
FREE! Qualifying physicians include general medicine, $20 Consult / $40 Specialist Consult
family practice, internal medicine and pediatricians! Telemedicine by Doctor on Demand
$500 + 30% coinsurance, copay waived if admitted
Emergency Room Cost
$100/ $500
Lab & X-ray services / Major Diagnostic services
Covers In-Network Services Only
In-Network Benefits Choice Care
What type of network is this? Aetna Premier Care Network
$2,000 (I)
What’s the deductible?
$4,000 (F)
What is my Company HSA Contribution? N/A
What will a medical visit cost? $55 office visit copay (1st 3 Visits are Free)
What will a virtual doctor visit cost? $20 Consult / $40 Specialist Consult
What will my prescriptions cost Generic: $15
(excluding preventive prescriptions)? Preferred Brand: $60
What will preventive PRESCRIPTIONS cost? Subject to tiers above
What will preventive CARE cost? Free!
$6,000 (I)
What’s the most I will have to pay in a year?
$12,000 (F)
Tier 1: $100
What will Lab/X-ray & Major Diagnostic cost?
Tier 2: $500
No Out-of-Network benefits are available.
9
C R ITI C AL C ARE M E D I C A L P L A N
SUMMARY CRITICAL CARE PLAN HIGHLIGHTS
The Critcal Care medical plan offers the lowest copays, $600 (I) or $1,800 (F)
deductibles, and out of pocket maximums of all 3 of our medical Annual Deductible
plans. There are copays for office visits, prescriptions, labs, and
X-rays. $30/$50 copay
Doctor’s Office Visits/
The Critical Care plan has an enhanced network, with the largest Specialist Visit
number of providers of the three plans we offer.
$20 Consult / $40 Specialist Consult
Telemedicine by Doctor on Demand
$500 + 20% coinsurance, copay waived if
admitted
Emergency Room Cost
$50 / $250
Lab & X-ray services / Major Diagnostic services
Covers In-Network Services Only
In-Network Benefits Critical Care
What type of network is this? Open Access Aetna Select
$600 (Individual)
What’s the deductible?
$1,800 (Family)
What is my Company HSA Contribution? N/A
What will a medical visit cost? $30 office visit copay
What will a virtual doctor visit cost? $20 Consult / $40 Specialist Consult
Generic: $15 copay
What will my prescriptions cost
Preferred Brand: $40 copay
(excluding preventive prescriptions)?
Specialty: $300 copay
What will preventive PRESCRIPTIONS cost? Subject to tiers above
What will preventive CARE cost? Free!
$3,500 (Individual)
What’s the most I will have to pay in a year?
$6,850 (Family)
Tier 1: $50
What will Lab/X-ray & Major Diagnostic cost?
Tier 2: $250
No Out-of-Network benefits are available.
10H E A LT H SAVINGS ACCOU N T
W H AT IS A N HSA?
A health savings account (HSA) is a medical
savings account funded by pre-tax contributions
from your paycheck. Scientific Games will match
up to $500 of your contributions to your HSA to
help you pay for your medical expenses.
HEALTH SAVINGS ACCOUNT INFORMATION WINNING WITH AN HSA
A health savings account (HSA) is a medical savings account.
Funds Roll over
This account is funded by you and matched up to $500 by
HSA funds do not expire - they remain in your account from
Scientific Games to help pay for your medical expenses. The funds
year to year, allowing you to use them whenever you need
contributed to an HSA account are not subject to federal income
them.
tax at the time of deposit. Unlike the funds in an FSA, your HSA
funds roll over and accumulate year-to-year if they are not spent.
Tax-Free Deposits
Also, you can start, stop, increase, or decrease your contribution
Your HSA contributions are automatically deducted from
throughout the year.
your paycheck on a pre-tax basis.
If you enroll in an HSA, the federal government may require you to
Paying for your Medical
verify certain information, such as your name or address, before
Use your HSA to pay for medical, dental, prescription,
your HSA can be opened. If you don’t provide this information
vision, and other health care expenses, tax-free. A debit card
your account won’t be opened, which may result in the forfeiture
is provided for convenient access to your HSA funds.
of any company contributions and return of contributions you
elect to make.
Retirement Planning
Contribute up to $3,600 per year for an individual or $7,200
To be eligible for an HSA, you must be enrolled in the Essential
for a family (including company contributions). Contributions
Care plan.
that roll over from a previously held HSA do not count
toward your annual maximum.
Also:
• Neither you nor your covered spouse may have a health care
If age 55 or older, you can contribute up to an additional
FSA (with the exception of a limited purpose FSA) or health
$1,000 annually.
reimbursement account (HRA) in the same year you have an
HSA.
• You cannot have Medicare, Tricare, or have been treated by
the Veterans Administration (VA) in the last three months.
• More info is available at www.mysgbenefits.com,
password ‘mysg’
11F L E XIBLE SPEND I N G ACCOU N T
W H AT IS A N F SA?
An FSA is a tax-free account you can use to pay for
eligible medical expenses. Your funds do not roll
over from year to year, so use them or lose them!
FLEXIBLE SPENDING ACCOUNT INFORMATION WINNING WITH AN FSA
Healthcare Flexible Spending Account (FSA): reimburses Critical
Use your FSA
Care & Choice Care Plan members for eligible healthcare, dental,
You can use your FSA for medical, dental, or vision
and vision expenses.
expenses (Critical Care Plan participants only; Essential
Care Plan participants after the deductible is met).
Limited-Purpose FSA: reimburses Essential Care Plan members
for eligible dental and vision expenses. May be used for medical
Be Careful!
expenses only after your deductible is met.
Your FSA does not roll over. Any funds not used by the end of
the year are forfeited.
Dependent Care FSA: reimburses enrollees for eligible
dependent care expenses.
Roughly 30% Savings
You get an average of 30% in savings from pre-tax FSA
dollars. It’s like spending $70 for $100 of medical, dental,
or vision services.
FSA LIMITS*
Tax-Free Payments
When you use your FSA, you’re using pre-tax dollars.
Critical Care & Choice Care Plan members can contribute up to This means you have more money to spend on
$2,750 to a Healthcare FSA. medical care throughout the year.
Essential Care Plan members can contribute up to $2,750 to a
Limited-Purpose FSA.
All employees can contribute up to $5,000 to a Dependent Day
Care FSA.
*Guide printed on 10/16/20. Please visit www.irs.gov for 2021
contribution limits.
12PR ES CRIPT IO N COVE RAGE
Retail Essential Choice Critical
Pharmacy Care* Care Care
Tier
$15/generic - after
Retail Copays deductible $15/generic $15/generic
(Up to a 30- $40/preferred $60/preferred $40/preferred
day supply) brand - after brand brand
deductible
$37.50/generic -
Mail $37.50/generic $37.50/generic
after deductible
Order Copays
$100/preferred
$100/preferred $100/preferred PRESCRIPTION PRICE RELIEF HAS
(Up to a 90- brand brand
day supply)
brand - after ARRIVED:
deductible
RX SAVINGS SOLUTIONS
Does it feel like you’re spending more money on
$300/specialty prescription drugs year after year? We all are! That’s
Specialty $400/specialty $300/specialty why we’re excited to introduce this great new benefit.
brand (30-day) -
Drug Copays brand (30-day) brand (30-day)
after deductible
Rx Savings Solutions is a secure, online tool that helps
you identify ways to save money on your prescription
medications. It’s completely free of charge to all
employees and their dependents enrolled in medical
benefits.
Subject to tiers Subject to tiers
Preventive Rx $0
above above
How it works
If you have regular prescriptions, Rx Savings Solutions
will notify you automatically if there is an opportunity to
save money.
*You pay full cost until you reach the deductible. You can use money from your HSA.
Once you reach the deductible on the Essential Care plan, you pay a copay for your Anytime you get a new prescription, you can use the
prescriptions. online tool to look for savings opportunities—even right
in the doctor’s office.
NOTE: The amount you pay for a medication depends on the medical plan you choose and the
type of medication. Savings opportunities could come in many forms:
generics, different forms of the same medication (like
switching from a capsule to a tablet), and different
medications that treat the same condition but cost less.
Getting more information
DE FI NI T I O NS For more information go to mysgbenefits.com
password: mysg
Generic: Medications with the same active ingredients, intended use,
effects, safety, and strength as their brand-name equivalents.
Preferred brand: These drugs are on the formulary list, and are “preferred”
for their effectiveness and value.
Specialty: Medications used to treat complex chronic or genetic health
conditions. Specialty medications must be purchased through Aetna
Specialty Pharmacy.
13D EN TAL AND V I S I ON P L A N S
PLAN B U N D L IN G
Dental coverage is BUNDLED with Vision.
You must select a plan for dental and vision or waive both.
Dental PPO Dental PPO+
A PPO dental plan allows you to see any DENTAL HEALTH
What type of plan is this?
dentist you like IS IMPORTANT.
Is there a network? Yes, Cigna Yes, Cigna
Good dental care is a key component of your
What’s the deductible? $50 / $150 $50 / $150 overall health. Your dental plans are provided
by Cigna with benefits for preventive, basic,
and major services. Orthodontia is available for
What will a cleaning cost? Free Free
adults and children. These Dental PPO Plans
allow you to go to any provider you choose, but
Yes, for adults and children Yes, for adults and children
benefits are paid at a higher level when you use
Is Orthodontia covered? up to 50% no deductible up to 50% up to $2,000
a Cigna network dentist.
up to Annual Maximum (separate from annual max)
What’s the annual benefits limit? $2,000 $3,500
How much does the plan cover a
100%/80%/50% 100%/80%/60%
preventive/basic/major procedure?
Vision Base Vision Buy-Up VISION HEALTH IS
IMPORTANT, TOO.
Is there a network? Yes, VSP Yes, VSP
If you wear glasses or contacts, you know these
costs can add up. At Scientific Games, vision
What will a vision exam cost? $15 $10 benefits are provided by VSP. Even if you don’t
wear contacts or glasses, annual eye exams are
What will prescription recommended. The Base Plan offers discounts
20% discount only $200 frame allowance and a copay for an exam with no payroll
glasses cost?
deductions. This plan is ideal for employees
and any covered dependents who do not wear
What will contact lenses cost? 15% discount only $200 allowance contacts or glasses. The Buy-up plan offers
more comprehensive coverage for glasses and
You can use your $200 frame contacts at a small cost. The $200 allowance
Suncare Benefit
N/A allowance towards non can be used towards one of the following each
(Non-Prescription Sunglasses)
prescription sunglasses calendar year: prescription glasses, contacts, or
sunglasses.
Exams, Frames, and Lenses
Are there other benefits? N/A every year. Primary Eyecare - To find an in-network optometrist or
$20 copay for medical issues ophthalmologist near you, go to
www.vsp.com or call 800-877-7195.
14A E TNA PR OGRAMS
AETNA ONE ADVOCATE®
A different kind of care
The care and attention you receive from your
Aetna One Advocate team is not what you’d
expect from a health care company. And that’s a
good thing. You deserve a more personalized,
proactive approach to care — and that’s what
Aetna One Advocate delivers every day.
We want to ensure you always have the answers
you need and get out ahead of potential issues.
Call your Aetna One Advocate team to:
• Understand your benefits
• Help you save money
• Make sure you’re sticking to your care plan
• Simplify your pharmacy regimen
• Find programs to manage stress or help with a
condition
• Make health care easier, whatever way you
need help
Aetna One Advocate can even help you:
• Find a nearby in-network location for urgent
care or sick needs
• Locate a nearby in-network lab site
• Select a high-quality physician
• Schedule appointments if you’re having
trouble keeping up with your or your loved one’s
care plans
Connecting Health with Heart
Learn more at advocate.aetna.com
BEGINNING RIGHT MATERNITY
This program is designed to assist you from
the time you start planning a family, through
pregnancy and well after your baby is born.
Upon enrolling in our new Beginning Right
Maternity Program, members can receive.
Educational materials (available in English and
Spanish) on prenatal care, labor and delivery,
newborn care and more
• A pregnancy risk survey to help
determine whether a risk for certain
complications exists
• A preterm labor program to support high-
risk women
• Access to specially trained nurses for high-
risk mothers-to-be and more!
15EMPLOYEE ASSISTANCE PROGRAM
WH AT IS E A P ?
Guidance Resources is a program sponsored by
Scientific Games through ComPsych, available at no
cost to you and all members of your household.
Services are confidential and available 24 hours a
day, 7 days a week.
Get counseling, legal services, financial services,
and more!
Some days we need all the help we can get. SG’s Employee Assistance Program (EAP) is a free and confidential service that can help with all of life’s
moments - the good, the challenging and everything in between. If you or your family need emotional support, work-life solutions, legal guidance,
or financial resources - information is available to you by phone or online. Free. Confidential. 365 days of the year - 24/7.
ARE YOU:
A parent looking for answers to parenting questions? Get help with: Planning a major project? Find resources and qualified experts for:
Child care Weddings and other events
Nanny services Home improvement projects
Before- and after-school care Vacation planning
Camps Making a big purchase, such as a home or car
Financial assistance
Adoption information A pet owner? Get information on:
Dog walkers
A family member of an elder? Learn about: Kennels and pet care
Home health care Veterinarians
Respite care Obedience classes
Community services Pet insurance
Determining the right level of care
Referrals for assisted living and nursing homes
Hospice Get the Help You Need.
There are a few ways you can access this free benefit. You choose the
Looking for a place to live? Get help with: way you want to connect:
Finding an apartment Call: 833.812.5179 or TTY: 800.697.0353
Selecting movers Online: guidanceresources.com
Relocating to another city App: GuidanceResources® Now
Choosing a realtor Web ID: SGEAP
School and neighborhood information
Housing and utility assistance
Sending a child off to school? Learn about:
Choosing school, from preschool through college and beyond
Financial aid
Scholarships
Tutors
Special needs
16COMPANY-SPONSORED BENEFITS
BASIC LIFE AND AD&D
2x Annual Base Salary Up to $1,000,000
Scientific Games automatically provides basic life and AD&D insurance
through Prudential at no cost to you. Your benefit coverage is two
times your annual base salary up to a maximum of $1,000,000. If you
have attained age 65 but are less than 70 years of age, your benefit will
be reduced to 65% of the benefit amount. At age 70 and older, your
benefit will be reduced to 50%.
Group life insurance that exceeds $50,000 is subject to the IRS imputed
income tax. If you want to avoid this tax (on the premium being paid
for coverage over $50,000), you can choose a $50,000 flat basic life
insurance benefit instead.
SHORT-TERM DISABILITY (STD)
If sickness or injury prevents you from working for an extended period,
you may be eligible for disability benefits. Short-Term Disability is a
company-paid benefit administered by Prudential and is available if you
are unable to perform your job due to a non-job related illness or injury.
Your STD benefits begin on your eighth day of disability and last until you
are able to return to work or 26 weeks, whichever happens first. The first
seven days of disability is called the “elimination period”. The Elimination
Period is waived if the disability is accident-related. When your benefit
begins, the amount you receive depends on your service with Scientific
Games.
You must have six months of service with Scientific Games to be eligible for this benefit.
Employment Duration 100% of pay 60% of pay
6 months - 1 year 2 weeks 24 weeks
1 - 3 years 4 weeks 22 weeks
3 - 5 years 6 weeks 20 weeks
5+ years 13 weeks 13 weeks
Injury is none.
Elimination Period
Sickness is 7 days of disability
Maximum Benefit Period 26 weeks
LONG-TERM DISABILITY (LTD)
Long-Term Disability benefits are available if your illness or injury
continues longer than 26 weeks. (Generally, LTD benefits begin after
STD benefits end.) Scientific Games provides a Core LTD benefit of
50% of pay (maximum monthly benefit of $15,000). Note: STD and LTD
benefits coordinate with state disability plans, and the benefit through
Scientific Games will be reduced by any payments you receive through
a state plan. Benefits may also be reduced by any payments you receive
from other income benefits (e.g., Workers’ Compensation, Social
Security disability, or retirement plan benefits funded by the company).
BUSINESS TRAVEL ACCIDENT
AD&D, Travel/Medical Assistance
Covers you if you become sick or injured while traveling on
approved company business.
174 01(K) PLAN
T HE B AS I C S :
ELIGIBILITY: You are eligible to participate in the Plan after 45 days
of employment.
CONTRIBUTIONS: You may contribute from 1% to 60% of your eligible
pay in either pre-tax, Roth or a combination of both up to the IRS maximum
contribution of $19,500. If you are eligible to make catch-up contributions
(employees age 50 or over) you may contribute up to 100% of your eligible
pay up to $26,000. All employees are eligible to make the maximum
contributions.
PRE-TAX CONTRIBUTIONS: Pre-tax contributions are deducted from
your pay before taxes are withheld. You pay no taxes on the contributions or
earnings until you withdraw them.
ROTH CONTRIBUTIONS: You may make after-tax Roth contributions.
Roth contributions allow you to take any associated earnings completely tax
free at retirement as long as the distribution is a qualified one.
MATCHING CONTRIBUTIONS: Scientific Games helps your retirement
savings grow by providing a company match - 100% of the first 1% of
eligible earnings you contribute and 50% of the next 5%. In other words, if
you contribute 6% or more, you will receive a match of 3.5%. 2021 D E F E R R A L L IMITS *
Note that Scientific Games matches your contributions on a per-pay-period
basis. Therefore, during pay periods in which you do not contribute, you $1 9,500
will not receive company matching contributions. The Plan provides for a FOR PARTICIPANTS UNDER AGE 50
true-up after the end of the Plan Year.
AUTOMATIC ENROLLMENT AND ANNUAL INCREASES: $26,000
New employees will be automatically enrolled with contributions of 3% if FOR PARTICIPANTS OVER AGE 50
you do not make an affirmative election to contribute a different amount or
opt out of participation. Save a little more each year, the easy way — the
Annual Increase Program automatically increases your contribution each
year by 1%, up to a maximum of 6% unless you elect greater increases and/
or limits. You will receive enrollment materials, along with instructions and
the deadline to opt out of participation, directly from Fidelity prior to your
eligibility date.
VESTING: You are always 100% vested in your contributions to the Plan as
well as any earnings on them. After two years of service, you are 100% Invest some of what you earn today for what
vested in the company matching contributions. you plan to accomplish tomorrow, with help
from the Scientific Games 401(k) Plan through
INVESTMENT OPTIONS: You have the flexibility to select from Fidelity Investments. The Plan offers a conve-
investment options that range from more conservative to more aggressive, nient, tax-deferred way to save. Take a look at
making it easy for you to develop a well-diversified investment portfolio. For what a difference enrolling in the Plan could
more information, visit netbenefits.com or contact Fidelity at make in achieving your retirement goals.
800-835-5097.
*Not including company contributions.
18ADDITIO N AL PR OTE C TI ON
VOLUNTARY LIFE* CHUBB HOSPITAL INDEMNITY
$10,000 Increments up to $500,000 Low Plan | High Plan
This plan through Prudential provides a benefit to your designated Designed to pay fixed benefit amounts directly to you to help cover
beneficiary(ies) in the event of your death, based on the coverage costs associated with a hospitalization. Funds can be used for ANY
level you elect. You can enroll for up to $200,000 when first eligible purpose:
without answering medical questions. • Cover out-of-pocket medical expenses such as, deductibles and
co-insurance.
VOLUNTARY AD&D • Protect HSA funds.
$10,000 Increments up to $500,000 • Cover living expenses like your mortgage, rent, car payment, or
This plan through Prudential provides a benefit to your designated groceries.
beneficiary(ies) in the event of your accidental death, based on the • Fund treatment that is not covered by major medical like alternative
coverage level you elect. medicine or clinical trials.
• Replace a portion of your income should you be disabled and
VOLUNTARY SPOUSE LIFE* unable to work.
$10,000 increments up to $130,000
This plan through Prudential provides a benefit to you in the event CHUBB CRITICAL ILLNESS INSURANCE
of your spouse’s death, based on the coverage level you elect. You $10,000 | $20,000 | $40,000
can elect up to $50,000 when first eligible without answering any This plan provides a lump-sum payment if you, your spouse, or your
medical questions. child(ren) are diagnosed with a covered condition based on the
dependents you enroll and the coverage level you elect. This benefit can
VOLUNTARY SPOUSE AD&D supplement your savings to help pay for unexpected expenses related
$10,000 Increments up to $500,000 to a serious illness that affects you and your family.
This plan through Prudential pays a percentage of the total benefit to
you if your spouse’s injury or death is a result of an accident. CHUBB ACCIDENT INSURANCE
Low Plan | High Plan
VOLUNTARY CHILD AND AD&D This plan covers you and your family for a wide variety of
$5,000 or $10,000 accidental injuries as well as providing a lump sum payment when a
This plan through Prudential provides a benefit to you in the event of covered person receives medical services or treatments related to
your child’s death. an accident. If you and your family have an active lifestyle or you have
children who play sports, you may want to consider this benefit.
LONG-TERM DISABILITY BUY-UP*
COMMUTER BENEFIT
This plan through Prudential provides an additional 10% of coverage
(for a total of 60% combined with company paid LTD). For an illness Monthly Transit and Parking Benefits
or injury that continues longer than 26 weeks, company-paid long- This benefit makes it easy to order transit and parking passes,
term disability provides 50% of coverage up to a $15,000 per month vouchers, or a Commuter Check online through Payflex.com. Enroll
benefit. Electing the buy-up plan option replaces an additional at www.payflex.com by the 10th of any month.
10% of your base pay, totalling 60% of coverage up to a maximum
monthly benefit of $15,000.
METLIFE LEGAL PLANS
Access a variety of services, from identity theft defense to real estate
matters, estate planning, family legal matters and more!
*If you do not enroll when you are first eligible, you will be subject to Evidence of Insurability (EOI).
19M E DIC AL PLAN S UM M A RI E S
Essential Care Plan
Choice Care Plan Critical Care Plan
Medical Benefits (HSA Eligible)
In-Network Only In-Network Only
In-Network Only
ANNUAL D ED U C T I B LE S (COM B IN E D M E D IC A L /R X)
Individual $1,500 $2,000 $600
Family $3,000* $4,000 $1,800
CO-INS U RAN C E LEV E L S
30% of allowable after 30% of allowable after 20% of allowable after
Coinsurance
deductible deductible deductible
ANNUAL O U T-O F -P O CK E T M A X IMU M S (OOP )
Individual $5,000 including deductible $6,000 $3,500
Family $10,000 including deductible $12,000 $6,850
TA X SAV I N G S ACCO U N TS
HSA: Company Contribution $500 Dollar-for-Dollar match
Up to $3,600 Individual / $7,200
Family / year N/A N/A
HSA: Employee Contribution Employees age 55 or older may
contribute an additional $1,000/
year
FSA: Healthcare & Limited-Purpose Up to $2,750 per year Up to $2,750 per year Up to $2,750 per year
FSA: Dependent Day Care Up to $5,000 per year Up to $5,000 per year Up to $5,000 per year
LIFETIM E M AX I M U M
Medical/Rx Lifetime Maximum Unlimited Unlimited Unlimited
PRIMA RY C ARE AN D S P E C IA L IST OF F IC E V IS ITS
30% coinsurance after $55 office visit copay
Primary Care Physician $30 office visit copay
deductible (1st 3 Visits are Free)
$20 Consult Fee $20 Consult Fee $20 Consult Fee
Telemedicine (Doctor on Demand)
$40 Specialist Consult Fee $40 Specialist Consult Fee $40 Specialist Consult Fee
30% coinsurance after
Specialist $75 office visit copay $50 office visit copay
deductible
URG ENT C ARE FAC I LITY
Urgent Care 30% after deductible 30% after deductible $60 copay
EMERG EN C Y RO O M S E RV IC E S - Same In and Out-of-Network
30% coinsurance after $500 copay + 30% coinsurance, $500 copay + 20% coinsurance,
Emergency Room Services
deductible copay waived if admitted copay waived if admitted
LA BORATO RY AN D RA D IOLOGY S E RV IC E S
30% coinsurance after
Laboratory Services $100 copay $50 copay
deductible
30% coinsurance after
Radiology Service $100 copay $50 copay
deductible
M A JOR RAD I O LO GY S E RV IC E S
MRIs, CAT Scans, PET Scans, MRAs, 30% coinsurance after
$500 copay $250 copay
etc. (Prior Auth. Req.) deductible
20ME DIC AL PLAN S U M M A RI E S
Essential Care Plan
Choice Care Plan Critical Care Plan
Medical Benefits (HSA Eligible)
In-Network Only In-Network Only
In-Network Only
OUTPAT I EN T, H O S P ITA L & S UR G E RY
30% coinsurance
Outpatient Facility Charges 30% after deductible 20% after deductible
after deductible
30% coinsurance $400 copay + $400 copay +
Inpatient Facility Charges
after deductible 30% after deductible 20% after deductible
Professional Service 30% coinsurance after deductible 30% after deductible 20% after deductible
PRE V EN T I V E C ARE
Visit for Each Adult/Child No Cost No Cost No Cost
Routine Mammogram No Cost No Cost No Cost
Screening Colonoscopy
No Cost No Cost No Cost
Age 50+
BE HAV I O RAL HEALT H
30% coinsurance
Outpatient $75 copay per visit $50 copay per visit
after deductible
30% coinsurance $400 copay + $400 copay +
Inpatient
after deductible 30% after deductible 20% after deductible
SUBSTAN C E AB U SE ( A LCOH OL & D R U G S )
30% coinsurance
Outpatient 30% coinsurance after deductible $50 copay per visit
after deductible
30% coinsurance $400 copay + $400 copay +
Inpatient
after deductible 30% after deductible 20% after deductible
RETAI L P H ARM AC IE S - 3 0 - DAY S UP P LY, N O O U T- O F - NET WO R K B ENEF I T
Preventive No Charge Subject to Tier Subject to Tier
Generic $15 copay after deductible $15 copay $15 copay
Preferred Brand $40 copay after deductible $60 copay $40 copay
MA IL- O RD ER P H AR M AC IE S - 9 0 - DAY S U P P LY, NO O U T- O F - NET WO R K BENEF I T
Preventive No Charge Subject to Tier Subject to Tier
$37.50 copay
Generic $37.50 copay $37.50 copay
after deductible
Preferred Brand $100 copay after deductible $100 copay $100 copay
SPEC I ALI T Y P HARM AC Y - 3 0 - DAY S U P P LY, N O O U T- O F - NET WO R K B ENEF I T
Specialty Generic $150 copay after deductible $200 copay $150 copay
Specialty Brand $300 copay after deductible $400 copay $300 copay
21D E N TA L & VIS IO N P L A N S U M M A R I ES
Dental Benefits Dental PPO Dental PPO+
A NNUAL D ED U C T I B L E
Individual $50 $50
Family $150 $150
SE RV IC ES
Preventive 100% no deductible 100% no deductible
Basic 80% after deductible 80% after deductible
Major 50% after deductible 60% after deductible
BE NE FI T M AX I M U M
Annual $2,000 $3,500
ORTHOD O N T I A
50% up to $2,000
50% no deductible up to
Services (Adult/Child) (separate from
Annual Maximum
annual max)
Lifetime Maximum ** Included in annual benefit maximum
Vision Plan Vision Buy-Up
Vision Benefits
In-Network In-Network
WEL LV ISI O N EX AM
Exam † $15 copay $10 copay
G L ASSE S AN D LEN SE S
Prescription Glasses N/A $25 copay
Frames †
N/A $200 allowance
Lenses †
N/A Included with Prescription Glasses
Suncare Benefit* N/A $200 towards non-prescription sunglasses
CONTAC TS
Instead of Glasses † N/A $200 allowance
PRIMA RY EY EC ARE
Office Visit N/A $10 copay
KID S CA RE
Frames and Lenses N/A Fully covered every year
† Every calendar year
* Can be applied to one of the following: contacts, lenses or frames.
A Summary of Benefits and Coverage (SBC) has been designed to assist you Required Benefits Notices for participants in
with better understanding the coverage being offered to you, and to allow you Scientific Games health plans can be found by
to compare coverage options across both medical plans. The SBC is available following this QR Code or by visiting
on www.mysgbenefits.com, password ‘mysg’. A paper copy is also available, by www.mysgbenefits.com, password ‘mysg’.
sending an email request to benefits@scientificgames.com.
22CO NTACTS
AE TNA O NE ® A DVOC ATE METLIFE PET INSURANCE
Medical, Prescriptions Claims: 800-438-6388 or
888-318-6016 | M-F 8am-8pm, Sa 8am-4:30pm ET www.petinsurance.com/submit-claim
After hours calls will be returned
on the next business day.
Nurseline open 24/7 OR www.aetna.com
OMADA
888-409-8687 or email support@omadahealth.com
www.omadahealth.com/scientificgames
COMP SYC H EA P
Employee Assistance Program (EAP)
833-812-5179 or
guidanceresources.com: WebID: SGEAP 401(K) BY FIDELITY
800-835-5097 or www.netbenefits.com
DE NTAL BY C IGNA
800-244-6224 or www.mycigna.com PAYFLEX
Health Savings Accounts, Flexible Spending Accounts,
Commuter Benefits 888-678-8242 or www.payflex.com
VISIO N BY VSP
800-877-7195 or www.vsp.com
METLIFE LEGAL PLAN
Identity Theft and Legal Plan
FARMERS AUTO HOME QUOTE 800-821-6400
800-438-6381 or www.myautohome.farmers.com
S G BENEFITS TEAM
866-693-9413 or benefits@scientificgames.com
PRUDENTIAL LIFE & DISABILITY
877-367-7781 or Prudential.com/mybenefits
QUALIFIED LIFE EVENTS &
Web Access Code: 70354 DEPENDENT VERIFIC ATION
www.mysgbenefits.com, password ‘mysg’;
CHUBB CRITICAL ILLNESS Click on ‘Make Changes’
& ACCIDENT COVERAGE or Email: Lifeevents@piperjordan.com
866-445-8874 or
www.chubbworkplacebenefits.com
CHUBB HOSPITAL INDEMNITY
855-672-1274 or visit-aci.com
2ND.MD
866-841-2575 or www.2nd.md/sg
23NOTES
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