INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...

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INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
INDY’S PREMIER URBAN HOME TOUR

INDY• R AMA
    APRI L 17-19 & 24 -26 , 2020
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
WELCOME TO FIRSTFirst
                               INTERNET
                                    Home?BANK
               INDY RAMA      Think2020!
                                     Home First!
                                                                                                                                                                                           Tired of ever-increasing downtown rent? W
                                                                                                                                                                                           low $1,000 down payment, a Home First loa
                                                                                                                                                                                           First Internet Bank could put you in the dow
       The Builders Association of Greater Indianapolis is thrilled to welcome you to another fantastic                                                                                    or suburban Central Indiana1 home you’ve w
       First Internet Bank Indy Rama. Following the success of last year, this urban home tour is sure
                                                                                                                                                                            EVENT DATES:
                                                                                                                                                                               Home First Advantages:
       to impress – featuring five custom-built, fully decorated homes and townhomes in the heart of
                                                                                                                                                                   APRIL 17-19• &
                                                                                                                                                                                Low minimum
                                                                                                                                                                                  24-26,    credit score: 620
                                                                                                                                                                                         2020
       downtown Indianapolis. Living downtown is about so much more than the home itself – it’s a lifestyle.
                                                                                                                                                                                            • Available to those with lower household
       With efficient commutes and close proximity to some of the best restaurants Indy has to offer, you
                                                                                                                                                                                            • No mortgage insurance requirement
       can work, play, and live the way you want to… all within your community.                                                                                              EVENT TIMES:
                                                                                                                                                             12-7PM FRIDAYS & SATURDAYS
                                                                                                                                                                            Find the mortgage that's right for you
                                          These homes, built by members of the Builders Association                                                                12-5PM SUNDAYS
                                                                                                                                                                              Visit firstib.com/personal/mortgage/.
                                          of Greater Indianapolis (BAGI), display all the latest trends in
                                          design and functionality and will showcase some of Indy’s most                                                                  TICKET PRICES:
                                          exceptional and desirable neighborhoods, providing a feel for                                                                            $20All You Need Under One R
                                                                                                                                                                                       ONLINE
                                          what downtown living truly has to offer.                                                                                              Because we don’t maintain expensive branc
                                                                                                                                                                                our lower overhead allows us to pass on bet
                                                                                                                                                                           TICKETS
                                                                                                                                                                                andAND
                                                                                                                                                                                     lowerINFO
                                                                                                                                                                                           fees for you! Here’s what we have
                                          During the show, the builders will be on hand to answer
                                                                                                                                                                                 AVAILABLE AT
                                          questions, provide advice or discuss their uniquely built home.                                                                                             Personal Banking
                                          Many of the suppliers will also be on hand to provide information                                                       INDYRAMA.COM
                                          on their products and services.                                                                                                                             Home Mortgage

       Steve Lains
                                                                                                                                                                                                      Business Banking
                                          We would like to encourage you to visit BAGI.com to find a
                                          builder, remodeler or supplier, or to learn about the latest in                                                                SPONSORED BY:
                                          trends and technology in the industry. It’s a great resource for
                                          all consumers.

                                          Enjoy the show!

                                          Steve Lains                                                                                                                               firstib.com
                                          BAGI Chief Executive Officer                        1
                                                                                                Property must be located in one of these Central Indiana counties: Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan or Shelby. Some restrictions apply.
                                                                                              to change without notice and are not binding unless approved in writing by First Internet Bank. 2Total household income must be less than $62,240. If the property is located in a
                                                                                              low-to-moderate income census tract within the eligible counties, there is no income cap.

                                          Todd Pyatt, Pyatt Builders, LLC
       Todd Pyatt                         2020 BAGI Board of Directors President

2   INDY•RAMA 2020
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TO U R M AP & STO PS
                        38th St.

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                                                                                                                                                                                                25th St.
                                                                                                                                                                                                                                                   OAKHILL                                                                  3255 N PARK AVE.
                                                                                                                                                                                                                                                                                                                         M A P L E TO N - FA L L C R E E K
                                                                                                                                                          Carrollton Ave.
                                                                                                              Central Ave.

                                                                                                                                           College Ave.

                                                                                                                                                                                                                                                                                                                             Builder: Peapod Homes

                                                                                                                                                                                                22nd St.

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                                                                                                                                                                                                                                                                           side
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                                                                                                                                                                                                                        Dr. Andrew J. Brown Ave.
                                                                                                                                                                            BellefountaineSt.
                                                                          Meridian St.

                                              65                                           HERRON-
                                                                                                                                                                                                                                                                                                                  1937 CARROLLTON AVE.
                                                          Illinois St.

                                                                                           MORTON
                                                                                            PLACE
                                                                                                                                                   2                                                                                                     HILLSIDE

                                                                                                             4                                                                                                                                                                                                                 K E N N E DY K I N G
                                                                                                                                                                                                KENNEDY                                                                                                                         Builder: H·E Homes
                                                                                                                                                                                                  KING
                                                                                          16th St.
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                                                                                                                                                                                                                        70

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                                                                                                                                                                                                                                                                                                              1622 BELLEFONTAINE ST.
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                                                                                                                                                                                                                                                   10th St.

                                                                                                                                                                                                                                                                                                                           Builder: Compendium Group
                                                    NORTH
                                                   MERIDIAN
                                                                          Meridian St.
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                                                                                                                                                                                                                                                                                                                         1860 McQUAT PLACE
                                               DOWNTON                                                       LOCKERBIE
k St.                                           CENTRAL                                                       SQUARE                                                                                                                               New York St
                                                                                                                                                                                                                                                               .
                                                                                                                                                                                                                                                                                                                   H E R R O N M O R TO N P L AC E
                                                                                                                                                                                                               ARSENAL
                                                                                                                                                                                                               HEIGHTS
                                                                                                                                                                                                                                                                                                                           Builder: Onyx+East
                                                                                          Monument                                                        65
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                                                                                                                                                          70                                                                                                  St              .
                                                                                                                                                                                                                                                   Washington
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                                                                                                                                                                                                                                                                                                                                         5
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                                                                                                                                                                                                  Shelby St.
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                                                                                                             .

                                                         WHOLESALE                                                                                                                                                                                                                                                       D O W N TO W N C E N T R A L
                                                          DISTRICT
                                                                                                                                                                                                                                                   FOUNTAIN
                                                                                                                                                                                                                                                                                                                                Builder: Onyx+East
                                                                                                             FLETCHER                                                                                                                               SQUARE
                                                                                                               PLACE

         70
                                                                                                        70                                                                                                              Prospect St.

              Morris St.                    INFORMATION AND TO PURCHASE TICKETS, VISIT INDYRAMA.COM
                            FOR ADDITIONALBATES-
                                                                                         HENDRICKS

                                                                                                                                                                                                                                                                                                                                                   INDY•RAMA 2020 3
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #1

                                     3255 N PARK AVE.
                                        MAPLETON-FALL CREEK

                     PROPERTY DETAILS
                     2,849 SQ. FT.
                     4 BEDROOMS
                     3 BATHROOMS

4   INDY•RAMA 2020
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #1

            Company Address: 6161 North Hillside Ave.
           917-755-4494 / peapodhomesllc@gmail.com
                      peapod-homes.com

                         Eric Gyasi: Founder & Developer

                                   Eric Gyasi
                                                                                              THE SHOW HOME
                                                                                              This home reflects functional, and simple utility matched
BUILDER PHILOSOPHY                                                                            with timeless classic design choices. From the outside, the
                                                                                              home fits the tapestry of the neighborhood with hints of
Every Peapod Home reflects three core values: thoughtful, cohesive, and comfortable.
                                                                                              historical design inspiration and fine craftsman detailing –
In planning each home, the architect and design teams thoughtfully consider and
                                                                                              such as the windows above the fireplace, custom staircase
merge the aspirations of the homeowner with the character and aesthetic of the
                                                                                              with custom spindles and handrails, and hidden under stair
surrounding neighborhood. The timeless exterior architecture blends seamlessly into
                                                                                              storage. When you walk into the home, you should feel
the neighborhood’s historical tapestry, and the interior provides every convenience
                                                                                              the benefits of thoughtful design, that it contains all the
of modern living – perfect sightlines, an expansive entertaining space, and a chef’s
                                                                                              elements you didn’t even know you wanted, placed where
kitchen fit for a magazine. With a cohesive design, intuitive flow, functional storage, and
                                                                                              you would have wanted them. The modified open floor plan
numerous unique touches, your custom Peapod home will be a restful, comfortable
                                                                                              flows with clean sightlines but utilizes nooks, peninsulas, and
oasis. Whether it is a calming weekend breakfast in the nook overlooking the tree-lined
                                                                                              other architectural elements to provide intuitive spaces.
backyard, a winter evening in front of the fireplace, or an afternoon of pampering in
                                                                                              Abundant storage is within easy reach, thanks to functional
the serene spa quality of the master bathroom – every homeowner will indeed feel as
                                                                                              designs that include a pantry connected to the mudroom
cozy and cocooned as a pea in a pod.
                                                                                              and under staircase storage. The kitchen is ideal for gourmet
                                                                                              cooking and entertaining with ample countertop space,
                                                                                              generous built-ins, and top-of-the-line features and fixtures.
                                      PARTNERS:                                               This home is built for flexible living with elements such
                         Jared Nelson and Associates Realty –                                 as a first-floor office with ensuite bathroom and an ample
                          powered by Keller Williams Realty                                   third-floor attic space that can be used as a playroom for
                                    RC Fine Portraits                                         children or repurposed as long-term storage. This cohesively
                          Scott Hofer Home Staging and Art                                    designed home is a light-filled and airy oasis from the hustle
                             Albert Gonzalez - MutualBank                                     and bustle of daily living.
                        Jynell D. Berkshire, Berkshire Law LLC
                                                                                                                          *Photos are representative of builders work.

                                                                                                                                                   INDY•RAMA 2020 5
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #2

                     1937 CARROLLTON AVE.
                           KENNEDY KING

                                            PROPERTY DETAILS
                                            2,503 SQ. FT.
                                            4 BEDROOMS
                                            3.5 BATHROOMS

6   INDY•RAMA 2020
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #2

   317-759-3001 / hello@he-homes.com / he-homes.com

           Andrew Brindley: Project Development and Strategy
               Scott Schrader: Construction Management

                                                                                                                   PARTNERS:
                                                                                                              America’s Floor Source
                                                                                                                    Lee Supply
                                                                                                                 Weber Concrete

                    Andrew Brindley         Scott Schrader
                                                                                                                      Airtron
                                                                                                               BLC Outdoor Services
                                                                                                              Blair Window and Door
                                                                                                                  BRS Mechanical
BUILDER PHILOSOPHY                                                                                                 B&F Roofing
                                                                                                              CKV Finished Products
H·E Homes believes in delivering a different experience for homeowners embarking on the custom
                                                                                                                Caribbean Cleaning
home building journey. Every home is a beautifully crafted, customized home design created to
uniquely suit the people who will live there. With a focus on an energy-efficient, streamlined building         Carter Lee ProBuild

process and a design team entirely in-house, H·E Homes will guide you through making smart choices             Collective Alternative

that best suit your lifestyle and price point. They work hard to deliver a high-quality, well-built home        Dealer’s Wholesale
that will last for years to come. They love helping each homeowner design a home they will be                     Dunbar Framing
thrilled to turn the key to each and every day.                                                                 Edwards Trimworks
                                                                                                            Garage Doors of Indianapolis
                                                                                                                Grinstead Insulation
THE SHOW HOME                                                                                                       Hydro, Inc.
                                                                                                             Jay Troy Septic and Sewer
Downtown living appeals to homeowners from many walks of life, and this bold flexible floorplan will
                                                                                                               Miller-Eads Electrical
suit a variety of lifestyles. Starting with an open and inviting design from the moment you walk in, this
                                                                                                                 Precision Drywall
home flows seamlessly from living, dining, and kitchen entertainment areas to a large, livable outdoor
                                                                                                                 Reese Wholesale
space. Extra-large windows blend indoors and outdoors, adding a bit of a modern touch. The high-
                                                                                                               Secure Links Fencing
end kitchen is perfect for entertaining or for family nights at home. The home offers three upstairs
                                                                                                              Shannon Door Company
bedrooms, a bonus flex space, and a well-appointed finished basement with an additional bedroom,
bathroom, and living room. There is no shortage of space and flexibility, whether you have several          Sims-Lohman Fine Kitchens

young children, are someone who works from home, or you’re an empty nester who wants to enjoy                 Xtreme Custom Painting
everything downtown living has to offer in the Kennedy King neighborhood and nearby areas.

                                                                                                                                     INDY•RAMA 2020 7
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #3

                     1622 BELLEFONTAINE ST.
                                 KENNEDY KING

              PROPERTY DETAILS
              2,600 SQ. FT.
              4 BEDROOMS
              3.5 BATHROOMS

8   INDY•RAMA 2020
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #3

                                                                                         Micah J. Hill               Tatum Hill

             Company Address: 1421 E. 11th Street                                                           PARTNERS:
         317-504-3647 / info@cg317.com / cg317.com                                                        Weber Concrete
                                                                                                             Pro Source
                            Michael J. Hill: Principal                                                      James Hardie
                             Tatum Hill: Principal                                                           Trane HVAC
                                                                                                         Ferguson Enterprises
                                                                                                            Delta Faucets

BUILDER PHILOSOPHY                                                                                       Circle City Outdoor
                                                                                                   Fisher & Paykel Appliances
Details matter. Along with their core values of design, value, and transparency, the                 Superior Kitchen & Bath
details are what sets Compendium Group apart. With their focus on the details,                           Peak Stone Company
they will create a plan that incorporates your aesthetic and vision into your custom
                                                                                                         Guardhouse Security
build using classic materials and modern elements to provide a unique finished
                                                                                                         Trade Design Studio
home. They will help you make selections that add value with the right products at
                                                                                                             Built Urban
the right price that will last and continue to perform for years to come. Throughout
                                                                                                            Plat Collective
the process of building your custom home, they strive for transparency, so that you
are always in the loop and know what to expect, especially when it comes to your
project’s schedule and budget. Compendium Group’s attention to detail truly shines
in the quality of the build, in the solid relationship between builder and homeowner,
and in the value of the home that you can count on as a good investment for years
to come.

THE SHOW HOME
This custom home combines the perks of living in the historic Kennedy-King
neighborhood with the conveniences and efficiencies of modern design, and it is
the epitome of urban living. Adhering to a philosophy of “the luxury of enough,”
Compendium Group has created a design that celebrates the beauty of simplicity
and function in a home built for everyday living. This home wasn’t built to impress
with over-the-top fixtures or extravagant square footage. It was built to revel in
thoughtful, useful spaces and a cozy, welcoming layout perfect for entertaining. As a
bonus, whether you are looking to host family for the holidays, or maximize income
potential with short-term renters, the private basement suite makes sense in a
downtown dwelling. Throughout the home, you will find finishes that balance a fine
line between modern and traditional. Utilizing warm hardwoods, professional-style
appliances, custom cabinetry, extensive built-ins, quartz countertops, contemporary
fixtures, and designer tile, this home exemplifies the quiet elegance of modern style.

                                                                                                                                  INDY•RAMA 2020 9
INDY RAMA APRIL 17-19 & 24 -26, 2020 - Builders Association of Greater ...
TOUR STOP #4

                        1860 McQUAT PLACE
                                HERRON MORTON PLACE

             PROPERTY DETAILS
             1,715 SQ. FT.
             2 BEDROOMS
             2.5 BATHROOMS

10   INDY•RAMA 2020
TOUR STOP #4

                                                                         BUILDER PHILOSOPHY
                                                                         Onyx+East is focused on giving homebuyers more. This philosophy of more
                                                                         isn’t just about more features on the interior and exterior of your home, it’s
                                                                         about getting more from the community, experiences, and urban lifestyle
    Company Address: 1828 N Central Ave.                                 amenities that make your house and your neighborhood your home. When
    317-672-7920 / info@onyxandeast.com                                  you build with Onyx+East, you know you are working with a partner who
                                                                         values integrity, innovation, and providing you the best build experience
              onyxandeast.com
                                                                         possible. They are committed to building homes with only the highest quality
                                                                         features and amenities, and they will work closely with you to not only select
         Kelli Lawerence: Chief Executive Officer                        your finishes but to create a design that is influenced and defined by you.
            Andy Lahr: Chief Financial Officer                           Onyx+East is also a dedicated developer, identifying locations that are on the
       Ryan Hammoudeh: Director of Operations                            fringe of progress, in areas that need revitalization. Then, their goal is to bring
Eric Jefferson: Director of Sales & External Relationships               a fresh start to these forgotten neighborhoods so more people can enjoy
          Josh Presits: Director of Construction                         them for years to come. One of the most significant features of Onyx+East
                                                                         properties is their proximity to the best dining, shopping, and cultural
                                                                         landmarks. They continuously innovate to help provide homeowners with a
                                                                         lifestyle of convenience and sophistication.

                                                                         THE SHOW HOME
                                                                         Located in Tinner Park in the revitalized and desirable Herron-Morton
                                                                         Place neighborhood, this townhouse style home with brick detail and steep
                                                                         gable rooflines fits well with the historic charm of the area. Yet modern
          Kelli Lawrence               Andy Lahr                         elements such as the larger windows, tin-roof over the front porch, and
                                                                         community firepit offer an appeal to today’s homebuyers who are seeking
                                                                         the convenience of downtown living in a friendly neighborhood. The kitchen
                                                                         includes quartz countertops, an island with a mitered waterfall edge, and
                                                                         stainless-steel appliances. The inviting and open space flows with wide plank
                                                                         hardwood floors to the dining room that features a built-in buffet cabinet.
                                                                         These high-quality homes have minimal maintenance with exterior care,
                                                                         landscaping, and snow removal included in the low HOA fees. Homebuyers
                                                                         will enjoy all the social, cultural, and location benefits of downtown living with
Ryan Hammoudeh        Eric Jefferson               Josh Presits          walkability to nearby parks, coffee shops, and restaurants.

                                                                                                                              PARTNERS:
                                                                                                                            Hillock Masonry
                                                                                                                           Custom Concrete
                                                                                                                           Northpointe Bank
                                                                                                                           Ed Perez Painting
                                                                                                                                 All Phase
                                                                                                                          SYNC Technologies
                                                                                                                               ICC Flooring
                                                                                                                               Fidelity Title
                                                                                                                       Frank Broaddus Masonry
                                                                                                                             BRS Mechanical
                                                                                                                        Majestic Stone Imports

                                                                                                                       *Photos are representative of builders work.

                                                                                                                                                INDY•RAMA 2020 11
TOUR STOP #5

                      746 N PIERSON ST.
                        DOWNTOWN CENTRAL

                                           PROPERTY DETAILS
                                           1,671 SQ. FT.
                                           2 BEDROOMS
                                           2.5 BATHROOMS

12   INDY•RAMA 2020
TOUR STOP #5

                                           BUILDER PHILOSOPHY
                                           Onyx+East is focused on giving homebuyers more. This philosophy of more isn’t just
                                           about more features on the interior and exterior of your home, it’s about getting
                                           more from the community, experiences, and urban lifestyle amenities that make your
                                           house and your neighborhood your home. When you build with Onyx+East, you know
                                           you are working with a partner who values integrity, innovation, and providing you
                                           the best build experience possible. They are committed to building homes with only
Company Address: 1828 N Central Ave.
                                           the highest quality features and amenities, and they will work closely with you to not
317-672-7920 / info@onyxandeast.com        only select your finishes but to create a design that is influenced and defined by you.
          onyxandeast.com                  Onyx+East is also a dedicated developer, identifying locations that are on the fringe
                                           of progress, in areas that need revitalization. Then, their goal is to bring a fresh start
                                           to these forgotten neighborhoods so more people can enjoy them for years to come.
                                           One of the most significant features of Onyx+East properties is their proximity to the
              PARTNERS:                    best dining, shopping, and cultural landmarks. They continuously innovate to help
                                           provide homeowners with a lifestyle of convenience and sophistication.
             Hillock Masonry
            Custom Concrete
            Northpointe Bank
            Ed Perez Painting
                                           THE SHOW HOME
                All Phase                  One look at the incredible view of the city skyline from the rooftop patio of this
            SYNC Technologies              elegant and smartly designed townhome located in the SEVEN2SEVEN community,
               ICC Flooring                and you will never want to leave. The kitchen includes quartz countertops and
               Fidelity Title              stacked subway tiles. You will find 9’ smooth-finish ceilings and modern trim
          Frank Broaddus Masonry           throughout the home as well as plenty of features to help you live comfortably and
             BRS Mechanical                efficiently. This home is ideally situated to take advantage of the best amenities
          Majestic Stone Imports           that downtown living has to offer. Walk to work in the morning, take a jog down the
                                           Cultural Trail or around the Canal, catch a rideshare or walk to dinner, and finish your
                                           evening relaxing on that rooftop patio. Not only does it have designer style, but this
                                           beautiful new townhome is also in a valuable location, offering a two-car garage and a
                                           rare outdoor space, along with proximity to restaurants, nightlife, and entertainment.

                                                                                                                     INDY•RAMA 2020 13
NEIGHBORHOODS

                                                                                                                                                                                                     © Herron-Morton Place Founcation
                                                        © visitindy.com

                                                                                                                                  © visitindy.com
       MAPLETON-                                                                K E N N E D Y- K I N G                                              HERRON-
       FALL CREEK                                                               1622 Bellefontaine St. & 1937 Carrollton Ave.                       MORTON PLACE
       3255 N Park Ave.                                                         One of Indianapolis’ fastest growing urban                          1860 McQuat Place

       Mapleton-Fall Creek is a historic, revitalized                           areas, The Kennedy-King neighborhood                                Herron-Morton Place, which is listed on the
       neighborhood that features flourishing                                   is enriched by both architectural and                               Register of Historic Places, has become one
       Colonial Revival and Tudor Revival style                                 historical significance. Its name stems                             of Indianapolis’ most desired neighborhoods
       homes with mature landscaping. The                                       from the inspirational speech given by                              with an architectural mix of charming homes.
       community, which has been around since                                   Robert F. Kennedy to the heartbroken                                Within the 25 blocks of Herron-Morton
       the 1920’s, is triangularly located between                              residents following the assassination of                            Place, you will find a community enriched
       38th Street, Meridian Street and Fall                                    Dr. Martin Luther King Jr. Conveniently                             with pride, culture, and a fascinating history
       Creek Parkway. Originally considered an                                  located just north of I-65, the Kennedy-King                        that spans over century. Just minutes away
       upscale suburban area, the Mapleton-Fall                                 neighborhood offers easy access to all of                           from downtown Indianapolis, Herron-Morton
       Creek neighborhood is now a unique mix                                   central Indiana. It also boasts several nearby                      offers access to local restaurants, businesses
       of urban and suburban features. Ongoing                                  parks, such as the recently renovated Dr.                           and events such as, Oktoberfest in
       redevelopment is bringing additional                                     Martin Luther King Jr. Park, access to the                          September and Talbot Street Art Fair in June.
       housing and retail opportunities to the area.                            Monon Trail, and is located just a few minutes                      The Herron-Morton neighborhood prides
       Residents also enjoy easy access to the                                  away from Mass Ave. Kennedy-King is home                            itself on bringing the community together.
       Monon Trail, parks, State Fairgrounds and the                            to active community members dedicated to                            Herron-morton.com
       Children’s Museum.                                                       keeping the neighborhood clean, vibrant, and
       Mfcna.org                                                                a place anyone would love to call home.
                                                                                kennedykingnbhd.org

                                                                                            NORTH MERIDIAN-
                                                                                            DOWNTOWN CENTRAL
                                                                                            746 N. Pierson St.

                                                                                            The North Meridian Neighborhood was developed during the business boom in the 1920s. Known
                                                                                            for its historic architecture, North Meridian is a highly treasured Indianapolis neighborhood.
                                                                                            Diverse living options include newly built or beautifully renovated apartments and condominiums
                                                                                            in historic buildings. The North Meridian Neighborhood provides walkability to The Canal, Mass
                                                                                            Ave., White River State Park, and Downtown Indianapolis. You’ll never run out of things to do or
                                                                          © visitindy.com

                                                                                            places to visit. North Meridian offers an active lifestyle for all to enjoy.
                                                                                            Mkna.com

14   INDY•RAMA 2020
First Home?
      Think Home First!
                                                                                                Tired
                                                                                                Tired  of ever-increasing downtown rent?      With its
                                                                                                Tired of
                                                                                                       of ever-increasing
                                                                                                          ever-increasing downtown
                                                                                                                          downtown rent?
                                                                                                                                       rent? With
                                                                                                                                              With its
                                                                                                                                                    its
                                                                                                low
                                                                                                low  $1,000  down  payment,   a Home    First loan from
                                                                                                low $1,000
                                                                                                     $1,000 down
                                                                                                             down payment,
                                                                                                                   payment, a a Home
                                                                                                                                Home First
                                                                                                                                        First loan
                                                                                                                                              loan from
                                                                                                                                                   from
                                                                                                First
                                                                                                First Internet Bank  could put  you in the downtown
                                                                                                First Internet
                                                                                                      Internet Bank
                                                                                                               Bank could
                                                                                                                     could put
                                                                                                                           put1 you
                                                                                                                                you in
                                                                                                                                    in the
                                                                                                                                       the downtown
                                                                                                                                            downtown
                                                                                                or
                                                                                                or  suburban
                                                                                                    suburban   Central
                                                                                                               Central Indiana
                                                                                                                       Indiana 1 home you’ve wanted.
                                                                                                                               1 home you’ve wanted.
                                                                                                or suburban Central Indiana home you’ve wanted.
                                                                                                Home First
                                                                                                Home    First Advantages:
                                                                                                Home First Advantages:
                                                                                                              Advantages:
                                                                                                 •• Low minimum    credit score: 620
                                                                                                  • Low minimum credit
                                                                                                    Low minimum    credit score:
                                                                                                                          score: 620
                                                                                                                                 620
                                                                                                   ••   Available
                                                                                                        Available to those with lower household income2
                                                                                                        Available to
                                                                                                                  to those
                                                                                                                     those with
                                                                                                                           with lower
                                                                                                                                lower household
                                                                                                                                      household income
                                                                                                                                                      2
                                                                                                    •                                           income2
                                                                                                  ••    No
                                                                                                        No mortgage insurance    requirement
                                                                                                   •    No mortgage
                                                                                                           mortgage insurance
                                                                                                                       insurance requirement
                                                                                                                                 requirement

                                                                                                           Find
                                                                                                           Find  the mortgage    that's right for you.
                                                                                                           Find the
                                                                                                                 the mortgage
                                                                                                                      mortgage that's
                                                                                                                                 that's right
                                                                                                                                        right for
                                                                                                                                              for you.
                                                                                                                                                  you.
                                                                                                             Visit
                                                                                                             Visit firstib.com/personal/mortgage/.
                                                                                                                   firstib.com/personal/mortgage/.
                                                                                                             Visit firstib.com/personal/mortgage/.

                                                                                                All
                                                                                                All You
                                                                                                    You Need
                                                                                                        Need Under
                                                                                                             Under One
                                                                                                                   One Roof
                                                                                                                       Roof
                                                                                                Because
                                                                                                Because  we don’t  maintain expensive   branch offices,
                                                                                                Because we
                                                                                                         we don’t
                                                                                                             don’t maintain
                                                                                                                   maintain expensive
                                                                                                                            expensive branch
                                                                                                                                        branch offices,
                                                                                                                                                offices,
                                                                                                our
                                                                                                our lower overhead   allows us  to pass on better rates
                                                                                                our lower overhead allows us to pass on better rates
                                                                                                    lower overhead   allows us  to pass on better rates
                                                                                                and lower
                                                                                                and  lower fees
                                                                                                           fees for
                                                                                                                for you!
                                                                                                                    you! Here’s
                                                                                                                         Here’s what
                                                                                                                                what we
                                                                                                                                      we have
                                                                                                                                         have to
                                                                                                                                               to offer:
                                                                                                                                                  offer:
                                                                                                and lower fees for you! Here’s what we have to offer:
                                                                                                           Personal
                                                                                                           Personal Banking
                                                                                                           Personal Banking
                                                                                                                    Banking

                                                                                                           Home
                                                                                                           Home Mortgage
                                                                                                           Home Mortgage
                                                                                                                Mortgage

                                                                                                           Business
                                                                                                           Business Banking
                                                                                                           Business Banking
                                                                                                                    Banking

                                                                                         firstib.com
                                                                                         firstib.com
                                                                                         firstib.com
1 Property must be located in one of these Central Indiana counties: Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan or Shelby. Some restrictions apply. Rates and terms subject
1
  Property must be located in one of these Central Indiana counties: Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan or Shelby. Some restrictions apply. Rates and terms subject
to
1 change without notice and are not binding unless approved in writing by First Internet Bank. 2
toProperty
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                                                                                            cap. Bank. Total household income must be less than $62,240. If the property is located in a government designated
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low-to-moderate income census tract within the eligible counties, there is no income cap.
INDY’S PREMIER URBAN HOME TOUR

      First Home?
      Think Home First!
                                                                                            Tired of ever-increasing downtown rent? With its
                                                                                            low $1,000 down payment, a Home First loan from
                                                                                            First Internet Bank could put you in the downtown
                                                                                            or suburban Central Indiana1 home you’ve wanted.

                                                                                            Home First Advantages:

                                                           APRI L 17-19 & 24 -26 , 2020
                                                                                             • Low minimum credit score: 620
                                                                                             • Available to those with lower household income2
                                                                                             • No mortgage insurance requirement

                                                                                        12-7PM      FRI DAYS
                                                                                           Find the mortgage that's right&   SATU RDAYS / 12- 5 PM SU N DAYS
                                                                                                                         for you.
                                                                                                         Visit firstib.com/personal/mortgage/.

                                                                                            All You Need Under One Roof
                                                                                                  TICKETS $20 • AVAIL ABLE AT I N DYR AMA .COM
                                                                                            Because we don’t maintain expensive branch offices,
                                                                                            our lower overhead allows us to pass on better rates
                                                                                            and lower fees for you! Here’s what we have to offer:

                                                                                                      Personal Banking

                                                                                                      Home Mortgage

                                                                                                      Business Banking

                                                                                     firstib.com
1
  Property must be located in one of these Central Indiana counties: Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan or Shelby. Some restrictions apply. Rates and terms subject
to change without notice and are not binding unless approved in writing by First Internet Bank. 2Total household income must be less than $62,240. If the property is located in a government designated
low-to-moderate income census tract within the eligible counties, there is no income cap.
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