A DRIVER OF POSITIVE, SUSTAINABLE IMPACT - AXIAN ...
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
CEOS' ADDRESS 4 OUR UN GLOBAL COMPACT WHO WE ARE 6 COMMITMENTS 78 Our Clusters 8 Our Commitments 80 Our Goal 10 SDGs and the Global Compact 82 Vision 12 Human Rights 83 Key Figures 14 International Standards Our Team 15 for Labour Rights 84 The Environment 86 Anti-corruption 88 MEASURING OUR IMPACT 30 Axian's Impact Scoring System 32 Our Socio- economic Impact 40 TABLE OF Our Environmental CONTENT Impact 55 OUR FLAGSHIP PROJECTS IN 2020 58 Our COVID-19 Impact 60 IMPACT FOR AXIAN 16 Our Flagship Projects— The “Less Bad/ By Cluster 70 More Good” Model 22 THE AXIAN Axian University 76 FOUNDATION 90 OUR PRIORITIES 24 Talent Our areas of & Entrepreneurship 26 intervention 92 Environment 27 Our Means of Intervention 97 Communities & Inclusion 28 CSR Programs 99 Innovation & Investments 29 Review of operations for 2020 110 CONCLUSION 112 2 3
CEOS 'A D D R ES S The AXIAN Group is especially proud to submit its first annual AXIAN is an ambassador of the UN Global Compact in COP report in accordance with its reporting obligations as a Madagascar by virtue of our group's decision to join the UN Global Compact signatory. Global Compact Local Network for the Indian Ocean. We are committed to pushing and helping companies in their AXIAN's decision to join the UNGC in 2020 was not neither adoption of the Ten Principles of the UN Global Compact. We impulsive nor half-hearted—the global health crisis that we are proud to bear this responsibility, and to invite both our were plunged into over a year ago has changed peoples' public and private-sector partners to join us in answering lives, our business model, aggravated existing social issues, the call to address the world's climate and social crises. and more. This crisis also highlights the urgency with which the world must strive to achieve the UN's 17 Sustainable We believe wholeheartedly in our continent's value and its Development Goals (SDGs) by 2030. We only have 10 years capacity to become a model new thinking that transcends to overcome significant global challenges, like preventing profitability, and instead focuses on giving future pandemics, fighting climate change, preserving biodiversity, generations a better world and a cleaner planet. Our Africa inequalities within society, gender equality, combating wants everything that is best for its people, and we must hunger or protecting human rights. act now to give furtherance to this wish. As Africa faces these high-stakes socio-economic This report is intended to present and summarise the AXIAN challenges, we are making possible a new paradigm that group's undertakings during the year 2020 to advance the integrates innovation, sustainable means of production, Four Pillars of its CSR and Sustainability agenda. energy consumption and socio-economic growth. At AXIAN, positive impact lies at the heart of our group's strategies. We act on the belief that as a private-sector, AMIN ET HASSANEIN HIRIDJEE African group, we have a duty to drive digital, energy and AXIAN GROUP CEO'S financial inclusion for all—and as a large business operator in the region, we play a crucial role in this part, as well as other parts, of Africa's socio-economic growth. We also have the crucial ability to innovate with initiatives that are more inclusive and more environmentally-friendly. “We believe wholeheartedly in our continent's value and its capacity to become a model new thinking that transcends profitability, and instead focuses on giving future generations a better world and a cleaner planet.” 4 5
A X I A N O U R MO D E L W H O W E A R E A first-rate investor serving inclusive growth Our model relies Our model Our model across Africa on creating a requires cross- capitalizes positive impact cluster synergies on innovation and shared value across our and digital +5,000 expertises Born in Madagascar staff across the Indian We design, create and deploy Thanks to the overlaps To become an African our products, services and between our subsidiaries gamechanger, we respond to Ocean and Africa: infrastructures in a way that allows them to best respond in the energy, real-estate, innovation & fintech, finance a multidimensional need: to continuously adapt our products AXIAN is a diversified group that we are an effective to needs and wants across our markets. We are reinventing our and telecoms, we strive to anticipate challenges, innovate and services, our environment, our business, and consumption operates in 5 key sectors with high partner in developing value chain and our choice of partners to support economic and create solutions that are adapted to specific markets trends of our communities. We enable transformative change growth potential countries' economic and social progress. and communities. across our area of operations to bring the latest innovation and growth We are also acting in support of the creation of an By pooling our knowledge, experience, resources and our cutting-edge technology to market. entrepreneurial, learning-based people, we are able to create culture among our people to cross-cluster projects within promote trainings and the our group. As a result, our REAL ESTATE IMMOBILIER TELECOMS TÉLÉCOMS FINANCIAL SERVICES SERVICES 4 bold values : learning of new skills among our operations are both effective Daring employers. and efficient, and allow us to FINANCIERS leverage new opportunities while bringing solutions that Passion are adapted to peoples' ever- changing needs and uses. Innovation ENERGY ÉNERGIE INNOVATION INNOVATION & FINTECH Commitment 8 9
A U N I T E D G R O U P S E R V I N G O U R C O N T I N E N T Today, AXIAN operates, both directly and indirectly, in 28 countries MOROCCO across Africa and the Indian Ocean. Our goal: To create a positive, sustainable impact on as SENEGAL CHAD many people as possible by BURKINA FASO GUINEA enabling digital, energy and SIERRA IVORY financial inclusion through LEONE COAST GHANA LIBERIA CAMEROON our achievements and TOGO EQUATORIAL commitments. UGANDA GUINEA KENYA GABON RWANDA DR CONGO TANZANIA COMOROS MAYOTTE ZAMBIA MAURITIUS MOZAMBIQUE ZIMBABWE NAMIBIA BOTSWANA REUNION INDIRECT INVESTMENTS MADAGASCAR DIRECT INVESTMENTS 10 11
A X I A N O U R C LU S T E R S HOLDING A vision Our continent wants CLUSTERS FINANCE TELECOMS ENERGY REAL ESTATE OPEN INNOVATION & FINTECH the best for its future generations. S IG N AT U R ES LET’S ACCESS FINANCE LET’S CONNECT LET’S RENEW ENERGY LET’S BUILD LET’S CREATE B R A N DS A mission To enable digital, energy and financial inclusion for all by creating a positive impact in industries au with high growth potential. 12 13
O U R K E Y F I G U R E S O U R T E A M 1,1 Billion Our Sustainability management team is made up of experts and designs our CSR strategy across First-rate investor all industries, both at the subsidiary level and via our investments, with strategic input from the with over Sustainability Committee. USD Turnover in 2019 1 Billion A X I A N G R O U P C E O ' S USD invested across all operations 5,000 AMIN HIRIDJEE CHIEF EXECUTIVE OFFICER HASSANEIN HIRIDJEE CHIEF EXECUTIVE OFFICER employees across the Indian Ocean and Africa E X E C U T I V E C OM M I T T E E PHILIPPE PRODHOMME VÉRONIQUE PERDIGON JEAN-DENIS BOUDOT MICHAEL RATOVOSON BENJAMIN MEMMI 1st 1st No1 CHIEF FINANCIAL OFFICER GENERAL SECRETARY GROUP CHIEF COMMUNICATION CHIEF HUMAN RESOURCES ENERGY CLUSTER OFFICER OFFICER CHIEF EXECUTIVE OFFICER Service- Mobile-money in the Indian stations operator in Ocean's network in the Indian telecoms Madagascar Ocean industry STÉPHANE OUDIN HASSANE MUHIEDDINE MATTHIEU MACÉ PATRICK PISAL DOMINIQUE ANDREAS TELECOM CLUSTER FINANCE CLUSTER INNOVATION & CHIEF EXECUTIVE OFFICER DIRECTOR OF PUBLIC CHIEF EXECUTIVE OFFICER CHIEF EXECUTIVE OFFICER FINTECH CLUSTER TELMA MADAGASCAR / AFFAIRS & INSTITUTIONAL CHIEF EXECUTIVE OFFICER TELCO DIRECTOR / TELCO RELATIONSHIPS DIRECTOR INDIAN OCEAN, REUNION ISLAND & MAYOTTE 14 15
POSITIVE IMPACT FOR AXIAN 18 KEY FIGURES AND OUR GOAL 21 OUR IMPACT-CENTRIC GOVERNANCE 22 SCORING OF OUR IMPACT PROJECTS 16 17
K E Y F I G U R E S I N 2 02 0 10,000m2 16,000 dedicated to people connected to 15 Millions entrepreneurship and people have access to mobile innovation solar electricity thanks to connectivity across Africa and WeLight in the Indian Ocean 25 OUR POSITIVE villages bringing IMPACT 13,600km 9H The AXIAN Group is a IN FIGURES UNGC of Fibre Optic of electricity per day installed across on average Africa signatory 171,800 42,000 US$ 530M jobs reliant on AXIAN hours of training of total service value operations and investments delivered in 2020 produced, or 4% of in Madagascar . Madagascar's GDP 1.2% of working-age population* 1 st Creation of an 52 operator to develop 5G in Africa impact JOB MULTIPLIER for every employee, AXIAN indirectly Management team supports another 51 jobs in in 2019 Madagascar 18 19
O U R G OA L S O U R I M PA C T- C E N T R I C G O V E R N A N C E We want our Africa to be fair and inclusive We act everyday to give our businesses more purposes. Beyond our business impact, we also want to create social and environmental benefits that benefit peoples' day-to-day lives. This way, our purpose will make sense to Africa's people and communities. Concrete, positive impact at the heart of our strategy Positive Impact is the driving force behind our initiatives : • W e systematically seek to ensure that our actions in sectors with high growth The Impact Ensure that our actions are sustainable and meaningful is now potential generate positive outcomes. Management Team Axian's mission and responsibility. created in 2019, e seek to understand, optimise and consolidate the positive impact that our • W AXIAN's Impact Management team is tasked with measuring, operations generate, and find ways to make this impact sustainable and long- evaluating and reinforcing our subsidiaries and our managers' lasting. positive impact. This is done by way of a proprietary Impact Scoring methodology that was created internally. In 2020, we created an e want to be environmentally-conscientious, and we want each and every • W Environmental & Social Department, as well as a HSE department. one of us to work towards an innovative and long-lasting future impact. Each of our subsidiaries has nominated an Impact ambassador to e help improve quality of life via strategic choices that favour affordable, • W ensure that actions, achievements and commitments are properly accessible, safe and reliable products and services. communicated, as well as guarantee formal points of contacts between all companies for cross-functional and interdisciplinary projects. Shared benefits across communities FANILO RAKOTOVAO - VISION Impact Director, Axian Group At AXIAN, “to be good and do good” has become a mantra. It not Today, we are committed to tomorrow, more people being connected to only guides our business decisions, but also dictates the social and their loved ones and the world, have access to secure financial services and environmental commitments we undertake. clean, reliable energy. We remain keenly aware that the growth and sustainability of By growing together, we are helping reveal our continent's full potential. our operations is only possible if we create a positive impact and mitigate negative impacts, whatever the venture. That is what we call “positive impact.” Our group is now more committed than ever to achieving this goal. We also strive to prove the sincerity of our engagements with actions that concretise and embody the spirit of positive impact. This is one of the main drivers behind our track record of acting to better peoples' day-to-day lives as well as their future. 20 21
R A N K I N G S A N D D E F I N I T I O N S G LO S S A R Y F O R O U R I M PA C T P R OJ E C T S NATURE OF THE IMPACT LESS BAD MORE GOOD DO THINGS WELL DO GOOD THINGS NATURE OF THE ACTION COMPLIANCE BUSINESS PATRONAGE CSR Activities to comply with national and Activities that are founded on a When a company chooses to donate, The voluntary or legally-requisite consideration of international standards and regulations on business model, existing demand, a charitably and without seeking any returns, environmental, social, economic and ethical aspects DEFINITION social, health and environmental aspects long-term clientele, a viable concept to a project of public interest. of its operations' internal and external effects. of our operations. and a competitive advantage. Meeting requirements Long-term profitability Stakeholder wellbeing Improving the brand's standing Investing in company and cluster-level projects that Driving sustainable growth in the Avoiding penalties Improving brand reputation support the UN's SDG (Sustainable Development Goal) group's area of operations agenda Empower the group's assets: expertise, OBJECTIVES Reduce costs of failure to comply Improve the company's environment Meeting societal, and sometimes legal needs logistics and network Increasing system and network efficiency Mitigating negative impacts Bolstering professionalism Responding the UN's Global Compact 22 23
OUR STRATEGY 26 TALENT & ENTREPRENEURSHIP 27 ENVIRONMENT 28 COMMUNITIES & INCLUSION 29 INNOVATION & INVESTMENTS 24 25
OU R STRATE GY As we defined our impact strategy, we identified 4 high-priority axes of impact for the group and its subsidiaries. Talent & Entrepreneurship Environment To improve the day-to-day Aligning our business and CSR CONTRIBUTION TO THE FIGHT lives of our current and future strategies with the global fight AGAINST CLIMATE CHANGE: employees while working towards against climate change is also one their wellbeing is one of AXIAN's of AXIAN's strategic priorities. A • CARBON FOOTPRINT STUDY foremost priorities. We support the year ago, we began measuring AND REPORT AS PER SCOPE 3 skill acquisition and professional •L OCAL JOB CREATION our greenhouse-gas emissions in learning of our employees so an effort to be transparent about RESULTS that they can find personal and professional fulfilment within + 10%/YEAR our environmental impact and •R EDUCED CO2 EMISSIONS BY maximise our efforts to reduce their work. We also work towards developing a salutary and 50% • them. We are implementing impact-centric solutions to 10% : PRIMARILY empowering work culture that WOMEN AMONG STAFF, OF become a renewable-energy ELECTRICITY CONSUMPTION SDG encourages entrepreneurship and WHICH 25% IN MANAGERIAL champion within our area of REDUCED BY MANAGING initiative. POSITIONS BY 2022 operation and invest actively in WORKPLACE WASTE, RECYCLING growing local carbon sinks. ELECTRONIC WASTE AND USING LESS ENERGY-INTENSIVE 50% • SERVERS. SDG OF ALL STAFF TRAINED PER YEAR •B E A LEADER OF THE REGIONAL ENERGY 100% • TRANSITION: IN POWER PRODUCTION (50% SOCIAL PROTECTIONS OF PLANTS) AND USAGE (50% FOR STAFF AND PARTNERS/ OF OFFICE AND BUSINESS SERVICE PROVIDERS CONSUMPTION). 100% • • INVEST IN LOCAL CARBON SINKS VIA COMPENSATION SIGNATURE RATE OF SUPPLIER ETHICAL CODE (INCLUDING BASED ON OUR EMISSIONS AS UNGC'S 10 SDGS) PER SCOPE 3. • REFORESTATION INITIATIVES AND INVESTING IN CONSERVATION OF PROTECTED AREAS. 26 27
OU R STRATE GY Communities & Inclusion Innovation & Investments To become a gamechanger on the • TO DOUBLE BENEFICIARIES To promote inclusive economic continent, we are championing FROM MOBILE-MONEY growth by working towards SDG a multifaceted transformation: SERVICES universal access to electricity, that of our products and services, financial services and digital our group, our environment and technology. Energy, financial and COMMERCIAL 5G • shifting trends and needs across digital inclusion allow everyone Africa. We are steering these DEPLOYMENT IN to participate in socio-economic MADAGASCAR AND TOGO transformations within our area development in all countries of operation so that we can both 13,600 Km within our area of operation, and drive and contribute to how further validate our commitment sectors with high growth potential • to inclusive growth. To AXIAN, OF FIBER-OPTIC CABLE will emerge from developing there is only one way to grow: economies. to advance while leaving no one • DIRECT PARTICIPATION behind. IN LEADING REGIONAL SDG AND INTERNATIONAL INCLUSION IN 2030 SUBMARINE-CABLE PROJECTS • 6 MILLIONS MOBILE-MONEY USERS IN • TO SUBSCRIBE TO MADAGASCAR IMPACTFUL, RESPONSIBLE INVESTMENT FUNDS • DOUBLE OUR NUMBER OF MOBILE INTERNET USERS • EACH OF OUR SUBSIDIARIES WILL SET A BUDGET •D OUBLE OUR RURAL ENERGY FOR SUSTAINABLE COVERAGE AREA INFORMATION (IN LINE WITH SDG'S) •T O DEVELOP NEW PRODUCTS AND SERVICES IN HEALTHCARE AND EDUCATION (PRIORITY SDGS FOR MADAGASCAR) 28 29
MEASURING OUR POSITIVE IMPACT 32 AXIAN'S IMPACT SCORING 36 OUR SOCIO-ECONOMIC IMPACT (UTOPIES STUDIES) 55 OUR ENVIRONMENTAL IMPACT (UTOPIES STUDIES) 30 31
ME A SU RING O U R I M PAC T AXIAN's Impact Score Today, measuring the scope of our impact is indispensable to fulfilling our group- M E A S U R I N G O U R P R O G R E S S V I A O U R Y E A R LY S C O R E C A R D level vision. We need to understand the impact that our activities have on our surroundings. This will allow us to spread this impact mindset both within the Our impact survey has motivated our internal stakeholders to deploy several actions that limit their business's group and outside of it. Our impact score was conceived internally and working in negative impact but also increase their positive impact on society, the environment and the economy. tandem with international experts. It contains four areas, all of which also comprise the Four Pillars of our impact strategy (see below). In 2020, out of 13 subsidiaries that were tracked and surveyed, most attained or surpassed their Impact objectives. 2020 IMPACT SCORE RESULTS 1. 2. 94% FULFILLED VS OBJECTIVES FOR 13 SUBSIDIARIES S U R V E Y E D (5 2020 TALENT COMMUNITY 163 P O I N T S > 2 84 P O I N T S TALENT & COMMUNITIES ENTREPRENEURSHIP & INCLUSION Y E A R - O V E R -Y E A R I M PAC T S C O R E P E R S T R AT E G I C P I L L A R SCORING L‘INDEX IMPACT ENVIRONMENT AXIAN AXIAN 130 9pt 54pt +500% COMMUNITIES 3. 4. 57 54 118 47pt 64pt +36% PLANET INNOVATION 8 67 64 118 INFRASTRUCTURE ENVIRONMENT INVESTMENTS 47 77 43pt 78pt +81% 78 43 152 64 102 88 TALENT 64pt 88pt +38% 2019 2020 2020 NOTE MAX OBJECTIVES TALENT INFRASTRUCTURE COMMUNITIES ENVIRONMENT 2019 2020 32 33
2 0 20 I M PA C T S C O R E R E S U LT S OPEN INNOVATION FINANCE ENERGY TELECOMS REAL ESTATE & FINTECH CONNEC- FIRST BNI IORS JOVENA EDM GES WELIGHT TELMA TOM MVOLA NEXTA SGEM TOTAL TEO IMMO 2019 5 9 4 4 4 2 5 2 3 4 12 3 7 64 TALENTS TALENT & 2020 OBJECTIVES 6 9 9 7 9 8 7 5 8 6 12 6 10 102 ENTREPRENEURSHIP 2020 COMPLETIONS 8 7 10 6 6 6 10 6 6 6 12 4 5 92 2019 4 1 3 2 4 2 6 0 7 6 4 4 0 43 INNOVATIONS 2020 OBJECTIVES 7 2 7 3 6 7 8 4 8 8 9 7 1 77 INVESTMENTS 2020 COMPLETIONS 9 3 8 3 7 8 8 4 8 7 6 5 2 78 2019 5 1 1 0 10 5 11 0 3 7 4 0 0 47 POPULATIONS COMMUNITIES 2020 OBJECTIVES 7 3 4 2 10 8 11 0 5 7 8 0 2 67 & INCLUSION 2020 COMPLETIONS 8 1 3 2 11 10 9 0 5 8 3 2 2 64 2019 0 0 -2 0 0 3 6 0 -1 2 1 -1 1 9 PLANET 2020 OBJECTIVES 4 1 3 5 10 9 7 2 6 2 4 0 4 57 ENVIRONMENT 2020 COMPLETIONS 4 2 3 6 5 9 6 3 5 4 2 2 4 55 2019 14 11 6 6 18 12 28 2 12 19 21 6 8 163 2020 OBJECTIVES 24 15 23 17 35 32 33 11 27 23 33 13 17 303 2020 COMPLETIONS 29 13 24 17 29 33 33 13 24 25 23 13 13 289 % Completion – TOTAL IMPACT 2020 Objective 121% 87% 104% 100% 83% 103% 100% 118% 89% 109% 70% 100% 76% 95% POINTS Progress vs 2019 107% 18% 300% 183% 61% 175% 18% 550% 100% 32% 10% 117% 63% 77% 34 35
M E T H ODOLO GIE The system we used to calculate the AXIAN group's socio-economic and environmental impact. S E V E R A L C A R B O N -A C C O U N T I N G S TA N DA R DS A R E W I D E LY U S E D TO DAY, E S P E C I A L LY: FRANCE'S TOP-RANKED KEY ELEMENTS GHG PROTOCOL BILAN CARBONE® BEGES INDEPENDENT CONSULTANT ON SUSTAINABILITY AND STRATEGY TARGET Companies Companies, events, projects, All companies that are collectives legally required to track GHG emissions. Utopies was founded by Elisabeth Laville in 1993 and is now the top-ranked consulting outfit for sustainability strategy and the ORGANISATIONAL Funds and capital Funds and capital Funds and capital SCOPE first-ever French company to attain BCORP certification (122 points in 2020). OPERATIONAL Scopes 1, 2 and 3 Scopes 1, 2 and 3 (over 23 Scopes 1, 2 and 3 SCOPE (not required) benchmarks) (not required) Our consulting relies on 4 axes where clients can dig into new possibilities and integrate CSR into AVAILABLE Sector-specific and cross- Master table to compute + No tools provided business and innovation. TOOLS functional utility templates following GHG Protocol, ISO, BEGES and CDP • A positive brand formats • Impact measures and implementation strategy • Innovation that supplements change EMISSIONS SCOPE 6 GHGs from Kyoto Protocol 6 GHGs from Kyoto Protocol + 6 GHGs from Kyoto Protocol • An integrated-sustainability approach. 3 GHGs THIRD-PARTY VERIFICATION An independent or internal No third-party verification Regulation does not require verification are both possible available, but tools can only be third-party verification but used by persons trained by the enunciated action plans are BC professional association, legally-binding. thus ensuring accuracy. AUDIT SPAN /// Annual Every 3 years for collectives; every 4 years for companies. Utopies also has an online and offline think tank that publishes position papers, organises surveys and studies and assembles focus groups. Some of their work includes “Mes Cours pour la Planète,” “Campus We will employ the Bilan Carbone® method to conduct this survey. Responsables” as well as webinars on resilience- building. 36 37
M E T H ODOLO GIE The Methodological basis for the Local Footprint Model To reproduce the real economy as realistically as can be A GLOBAL MODEL… Axian is now the 1 2 3 (220 countries) TO ANALYSE SEVERAL TO CALIBRATE ALGORITHM TO QUALIFY FINANCIAL VALUE 1st group in LOCAL AND INTERNATIONAL ADAPTED TO NATIONAL OF ENVIRONMENTAL AND SOCIO- Madagascar to have ECONOMIC DATABANKS SPECIFICITIES AND BALANCE OF ECONOMIC FACTORS TRADE carried out a Scope-3 GHG emissions PURCHASING/PROCUREMENT JOBS AND GDP survey in line with Data international norms National Accounts and standards, on all of CONSUMPTION/USAGE its operations. GHG EMISSIONS ARUBA (ABW) PRODUCTION FUNCTION KUWAIT (KWT) ZIMBABWE (ZWE) CONSUMPTION FUNCTION ABW KWT ZWE SATELLITE ACCOUNTS Raw materials In Europe, several Electric power generation S1 S2 S3 … S378 S1 S2 S3 … S378 S1 S2 S3 … S378 Households Pub Admin Households Pub Admin Households Pub Admin Nuclear Fossil Water (Sector n°21) Hydro Renew PRODUCT TRADE/EXCHANGE Country n°1 Sector 1 Sector 2 Sector 3 % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % % large groups operating … % % % % % % % % % % % % % % % % % % % % % % Sector 378 % % % % % % % % % % % % % % % % % % % % % % in similar sectors of Sector 1 % % % % % % % % % % % % % % % % % % 100% 100% 100% 100% Country n°110 Sector 2 % % % % % % % % % % % % % % % % % % Sector 3 % % % % % % % % % % % % % % % % % % … % % % % % % % % % % % % % % % % % % Sector 378 % % % % % % % % % % % % % % % % % % industry are currently Country n°220 Sector 1 % % % % % % % % % % % % % % % % % % Sector 2 % % % % % % % % % % % % % % % % % % Sector 3 % % % % % % % % % % % % % % % % % % … % % % % % % % % % % % % % % % % % % BIODIVERSITY .. AND REGIONAL MODELS conducting scope-2 Sector 378 % % % % % % % % % % % % % % % % % % SERVICES TRADE VALUE ADDED (wages, taxes, profits, …) TOTAL % % % % % % 100% 100% 100% % % % % % % % % 100% 100% 100% 100% % % % % % % % % 100% 100% 100% 100% % % 100% 100% 100% 100% 100% 100% 100% Data (Details per region, district or province…) GHG emissions surveys. JOBS N N N N N N N N N N N N National Accounts PURCHASE/ADDED-VALUE COEFFICIENT TAX-TO-GDP RATIO/ SALARY-TO-GDP RATIO LOCAL FOOTPRINT® COVERS 220 COUNTRIES (GROUPING BY GEOGRAPHIC ZONES IS POSSIBLE) AND 380 SECTORS. 38 39
OU R SOCIO- E C O NOM I C I M PAC T Results of AXIAN's Consolidated Impact in socio-economic Impact Madagascar stemming from its operations Jobs supported per type of impact and investments These are day-to-day activities. Through its spending, AXIAN sustained 171,800 jobs (full-time equivalent) (see breakdown): 2% 171,800 jobs tied to AXIAN's DEFINITIONS AXIAN's activities in Madagascar 9% AXIAN employees in Madagascar Economic impact: suppliers 171,800 operations and investments This includes all activities linked to day-to-day operations, by way of its in Madagascar expenses (purchases, salaries, taxes) for the year and for all companies. 4% Economic impact stemming from household spending (or 1.2% of the country's Job supported Economic impact linked to AXIAN's financial services in Madagascar working population) These are the financial services disbursed by BNI MADAGASCAR and MVOLA 25% spending of tax money paid by AXIAN as loans or as advances in 2019. Economic impact stemming from 530M $ Jobs tied to the group are full-time equivalents These are jobs that rely on AXIAN's day-to-day activities. The jobs, both paid 60% disbursements for financing (BNI) and advances (MVOLA) of GDP created and unpaid, and both public and private, are 100% supported by AXIAN and are or 4% of Madagascar's GDP measured as “job per person per year” and the unit's definition does account for the number of hours a person usually works for during the year. AXIAN STAFF IN MADAGASCAR Supported by: 102,740 jobs tied to BNI and MVOLA GDP Creation/Contribution to National GDP This is a key economic indicator of wealth creation. It englobes AXIAN's 3,280 jobs Full-time Yearlong equivalent. • Taxes paid by AXIAN. • Taxes paid by AXIAN employees. • Taxes paid by AXIAN suppliers and their employees. contribution to all wealth that was created on Malagasy soil during the past financial services • T axes paid by companies and employees who depend on year. household spending. ECONOMIC IMPACT OF SUPPLIERS Job Multiplier 16,250 jobs ECONOMIC IMPACT OF BNI LOAN AND MVOLA ADVANCE x52 Job Multiplier: The job multiplier is the ratio of all jobs tied to AXIAN's day-to-day operations to persons that are directly employed by AXIAN. Supported by AXIAN's expenses. ECONOMIC IMPACTS LINKED TO HOUSEHOLD SPENDING DISBURSEMENTS 102,740 jobs for every AXIAN employee, 51 Supported by: Working population other jobs are indirectly tied The proportion of people aged 15-64 who are economically-active, working 6,860 jobs • Loans disbursed by BNI and MVOLA. • S alaries paid to employees of clients and suppliers of to the group's operations and contributors to the production of goods and services over a period of time. In Supported by: beneficiaries of BNI and MVOLA loans. investments • S alary paid to AXIAN employees. 2019, Madagascar's was estimated at 138 M people. • T axes paid by companies and employees that depend on • Salary paid to employees throughout AXIAN's supplier chain. those households' spending. • T axes paid by companies and employees that depend on the ECONOMIC IMPACT LINKED TO PUBLIC SPENDING suppliers and clients of BNI and MVOLA beneficiaries. 42,670 jobs 40 41
OU R IMPAC TS Energy Cluster SOCIO-ECONOMIC E N V I R O N M E N TA L KEY FIGURES SECTORIAL SOCIO-ECONOMIC ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) IMPACT BY TYPE PURCHASES 55 M$ 28,3 M$ Wealth Creation SALARIES PAID 3,65 M$ TAXES PAID 480 DIRECT EMPLOYEES direct 99 M$ employees ADDED VALUE INDIRECT EMPLOYEES 28,3 M$ 5 090 indirect supported by supplier network employees SECTORIAL JOBS GENERATED Distribution 35% 110,976 tco2e Factories 29% SOCIO-ECONOMIC supported by consumption of released by the cluster's FOOTPRINT (TOP 3) 32 970 households and spending of Purchasing 24% operations and functions, or 35% of AXIAN's carbon jobs generated 10% public administration Office/Fuel-station Waste footprint (as per scope of PUBLIC ADMINISTRATION Energy 1% evaluation) 28,950 jobs Travel 1% 75% Air conditioning & environment 0% 233 tco2 x80 TRADE 38 540 JOBS CREATED Immobilisations 0% per cluster 1,450 jobs End-of-life products 0% employee 4% JOB MULTIPLIER : BTP for every employee of our Energy cluster, *Excluding extraction of raw 79 jobs are generated across materials and usage of finished 1,130 jobs Madagascar. products after sale 3% 42 43
OU R IMPAC TS Telecom Cluster SOCIO-ECONOMIC E N V I R O N M E N TA L KEYF FIGURES SECTORIAL SOCIO-ECONOMIC ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) IMPACT BY TYPE PURCHASES 42 M$ 108 M$ Wealth Creation SALARIES PAID 10,1 M$ DIRECT EMPLOYEES TAXES PAID 1 170 20,9 M$ direct employees ADDED VALUE INDIRECT EMPLOYEES 66,7 M$ 5 030 indirect supported by supplier network v employees SECTORIAL JOBS GENERATED Purchasing/Procurement 60% 54,788 tco2e Energy 12% SOCIO-ECONOMIC supported by consumption of released by the cluster's FOOTPRINT (TOP 3) Factories (gasoil 9% operations and functions, 9 720 households and spending of consumption in TOM plants or 17% of AXIAN's carbon public administration [solar + GE] & GE) PUBLIC ADMINISTRATION jobs generated Usage (active clients' 8% footprint (as per scope of electrical consumption evaluation) 7,180 jobs to charge mobile phines) 45% Assets 6% Distribution 3% 47 tco2 x13,6 INFORMATION & COMMUNICATIONS 15,920 JOBS CREATED 2% per cluster 1,740 jobs Travel employee Air conditioning & 0% 11% JOB MULTIPLIER : environment BTP for every employee of our Telecoms cluster, End-of-life products 0% 12.6 jobs are generated across 0% 1,580 jobs Madagascar. Office waste 10% TELMA also has a vast distribution network that allows them to be present in over 43,000 affiliated outlets across the country. 44 45
OU R IMPAC TS Real Estate Cluster SOCIO-ECONOMIC E N V I R O N M E N TA L KEY FIGURES SOCIO-ECONOMIC IMPACT ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) BY TYPE PURCHASING 7,3 M$ 12 M$ Wealth Creation SALARIES PAID 743 K$ TAXES PAID 170 DIRECT EMPLOYEES direct 423 K$ employees ADDED VALUE INDIRECT EMPLOYEES, 7,4 M$ 860 indirects supported by supplier network employees SOCIO-ECONOMIC JOBS GENERATED, Usage (buildings' energy consumption) 46% 19,970 tco2e FOOTPRINT BY supported by consumption of Supplier expenses 28% du released by the cluster's SECTOR (TOP 3) 560 households and spending of Assets 26% operations and functions or 6% of AXIAN's carbon footprint jobs generated public administration Travel 0% (as per scope of evaluation) BTP Air conditioning and 0% 340 jobs environment 21% Energy 0% 115 tco2 per cluster x19,1 PUBLIC ADMINISTRATION 1,590 JOBS GENERATED employee 310 jobs 19% JOB MULTIPLIER : TRADE for every employee of our Telecoms cluster 18.1 jobs are generated across Madagascar. 240 jobs 15% 46 47
OU R IMPAC TS Open Innovation & Fintech Cluster SOCIO-ECONOMIC E N V I R O N M E N TA L KEY FIGURES SOCIO-ECONOMIC IMPACT ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) BY TYPE PURCHASING 11 M$ 35 M$ Wealth Creation SALARIES PAID DIRECT EMPLOYEES 1,6 M$ 240 INDIRECT EMPLOYEES, supported by supplier TAXES PAID direct network 6,3 M$ employees JOBS GENERATED, ADDED VALUE 3 150 indirect supported by consumption of employees households and spending of 6 M$ public administration 2 860 DOWNSTREAM JOBS SECTORIAL jobs generated Advances from MVOLA create customers for many Usage (carbon impact linked to MVOLA loans/ advances) 95% 15,415 tco2e SOCIO-ECONOMIC IMPACT enterprises, thus creating a released by the cluster's (TOP 3) Purchasing 4% operations and functions, direct as well as a catalytic 7 280 economic impact. Travel 1% or 5% of AXIAN's carbon TRADE downstream jobs Distribution 0% footprint (as per scope of evaluation) 5,000 jobs Assets 0% 37% Energy 0% Air conditioning & 0% 64 tco2 x56,6 PUBLIC ADMINISTRATION environment 13,530 JOBS GENERATED per cluster 2,730 jobs End-of-life products 0% employee 20% JOB MULTIPLIER : HEALTHCARE, EDUCATION & SOCIAL for every employee of our Open Innovation & Fintech cluster, 55,6 jobs 1,920 jobs are generated across Madagascar. 14% MVOLA also possesses a vast distribution network, which allows it to be present in nearly 21,000 outlets across the country. 48 49
OU R IMPAC TS Finance Cluster SOCIO-ECONOMIC E N V I R O N M E N TA L KEY FIGURES SOCIO-ECONOMIC ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) IMPACT BY TYPE PURCHASES 10,5 M$ 239 M$ Wealth created SALARIES PAID 9,7 M$ DIRECT EMPLOYEES INDIRECT EMPLOYEES, TAXES PAID 1 160 supported by supplier 5,6 M$ direct employees network VALUE ADDED JOBS GENERATED, 2 070 indirect 58,7 M$ supported by consumption of households and spending of employees public administration LOANS GRANTED 184 M$* 1 270 DOWNSTREAM JOBS Financing disbursed by BNI Usage (carbon impact 94% 115,474 tco2e jobs generated gives financial backing to linked to MVOLA loans/ advances) beneficiaries, who implement released by the cluster's operations SECTORIAL Purchasing 5% projects or create companies and functions, or 36% of AXIAN's SOCIO-ECONOMIC IMPACT 101 990 that have both indirect and Distribution 1% carbon footprint (as per scope of (TOP 3) downstream jobs catalytic economic impacts Travel 0% evaluation) Air conditioning & 0% TRADE 24,290 jobs environment Energy 0% 100 tco2 per cluster 24% 0% x88 Office waste employee 106,490 JOBS GENERATED AGRICULTURE & FISHERIES 24,210 jobs JOB MULTIPLIER : for every employee of our Finance cluster, 24% 87 jobs are generated across PUBLIC ADMINISTRATION Madagascar. 8,150 jobs 8% 50 51
OU R IMPAC TS AXIAN Support Services SOCIO-ECONOMIC E N V I R O N M E N TA L KEY FIGURES SOCIO-ECONOMIC IMPACT ENVIRONMENTAL FOOTPRINT PER DEPARTMENT (2019, MADAGASCAR) BY TYPE PURCHASING 414 K$ 1,5 M$ Wealth created SALARIES PAID 819 K$ TAXES PAID 60 DIRECT EMPLOYEES 38 K$ direct employees VALUE ADDED INDIRECT EMPLOYEES, 1 M$ 55 indirect supported by supplier network employees SECTORIAL JOBS GENERATED, Purchasing 46% 453 SOCIO-ECONOMIC IMPACT (TOP 3) supported by consumption of Travel Air conditioning 26% 13% tco2e 110 households and spending of 8% released by the cluster's public administration jobs generated Energy operations and functions, or 1% OFFICE/HEADQUARTERS Immobilisations 8% of AXIAN's carbon footprint (as per 60 jobs scope of evaluation) 27% 8 tco2 x4 TRADE 225 JOBS GENERATED per cluster 30 jobs employee 13% JOB MULTIPLIER : HOSPITALITY & RESTAURATION for every employee of AXIAN SUPPORT SERVICES, 3 jobs are generated across 30 jobs Madagascar. 12% 52 53
O U R S O C I O - E C O N OM I C I M PA C T OU R EN VIR ON MEN TA L IMPACT AXIAN Group Purchases Breakdown Global Results of by Sector—Madagascar Carbon Footprint Audit* Bulk purchase or purchase of specialised goods/services Trade 38 M$ 30% Transport/Logistics 25 M$ 20% Buildings/Repairs 18 M$ 14% Repair and maintenance of machinery and for material for commercial and industrial Support services for subsidiaries 10 M$ 8% uses, Security and surveillance services, Advertising, public relations and related services and related services, Rental of Consulting/Experts 8 M$ 7% Consulting services in commercial and industrial and industrial environmental and other equipment, etc. technical fields: Architecture and Engineering, IT systems Information/Communications 8 M$ 6% management, Legal Services, Accounting Services Management Consulting, etc. Energy 5 M$ 4% Services automobiles 5 M$ 4% CO2 Bank, Finance & Insurance 2 M$ 2% Manufacturing of communications, terminals and PER SCOPE other IT equipment, etc. 2% 317,074 96,7 Machines/Equipments 2,1 M$ Real-estate operations 1,3 M$ 1% tco2e tco2e Office 1,2 M$ 1% tco2 released by per AXIAN Hospitality & Restauration 0,5 M$ 0% 126 M$ Axian's operations employee 2% Scope 1 Municipal services 0,5 M$ 0% Value of purchases 11% Scope 2 Print & paper 0,5 M$ 0% made from Malagasy 87% Scope 3 Other sectors 1,6 M$ 1% suppliers * excluding emissions from extraction of raw materials and use of products sold by JOVENA. 54 55
O UR ENV I R O NM E NTAL I M PAC T Breakdown of AXIAN's Carbon Sources of Significant Impacts Footprint (Per Cluster) per Subsidiary The Finance cluster accounts for approximately 36% of the Group's emissions. ALLOCATION OF GROUP CO2 IMPACT PER SUBSIDIARY AND SOURCE OF EMISSIONS The Energy and Telecoms clusters together account for approximately 52% of the Group's emissions. - B NI financing has a significant impact in terms of AXIAN's emissions because it represents 34% of AXIAN's emissions and 94% of BNI's. - Excluding hydrocarbons' extractions and the usage of their products, JOVENA has the second-highest emissions out of all subsidiaries. Purchasing, distribution and factory (refineries, in this case) are the main sources of emissions. - Some entities have a relatively-weak carbon footprint that in fact markedly increases with usage of their service (MVOLA advances or First Immo rentals' electrical consumption). 36% Finance 35% CO2 Energy 17% Telecoms 36% 0% 2% PER CLUSTER 6% Real Estate 5% Open Innovation & Fintech 28% 3% Travel Energy Assets Office/Fuel-station Waste Production—Factories Distribution 5% Purchasing Usage 34% 13% 12% 2% 6% 9% 5% 5% 2% 7% 4% 2% 5% 1% 5% 1% 1% 3% 2% 0% 0% 0% 0% 0% 0% 1% 0% 0% BNI JOVENA TELMA FIRST GES MVOLA TOM WELIGHT EDM PULSE NEXTA- CONNECTEO ASS IORS IMMO SGEM 1% 56 57
OUR FLAGSHIP PROJECTS 2020 60 COVID RESPONSE 70 FLAGSHIP PROJECTS PER CLUSTER 76 AXIAN UNIVERSITY 58 59
O UR F L AG SH I P PR OJE C T S COVID Response AXIAN did not hesitate to put all that they could at the public's disposal even as it navigated the negative repercussions brought about by the COVID-19 pandemic. AXIAN's COVID-19 response can be broken down into four categories, namely: • HSE Rules and Procedures. • HR policy revisions. • Donations made by AXIAN Foundation/Company CSR programs. • Products and offers that were adapted to the situation at hand. CREATED ADAPTED PRODUCTS DONATIONS NEW HR POLICIES HSE POLICIES SDG AND SERVICES Information MADAGASCAR CONNECTEO: deployed a dedicated call MADAGASCAR • Distributed 2,000 Corona Boky ALL COUNTRIES Regular information broadcasts and ALL COUNTRIES Providing information regularly and and awareness centre in less than 24 hours, and made (educational books about the responding to all Axian staff queries via promptly as the pandemic progresses. campaigns on COVID hotlines 910 and 913 with full team available to answer the public's Coronavirus pandemic). • Awareness campaigns in 18 villages CHARLIE (AXIAN group's internal social network). COVID-19 to limit questions about the pandemic. across the Mahazaza province, where panic and stress. TELMA: Free SMS broadcasts sent to all Telma users to share information on we already created 2 Telma Sekoly and 1 CSB (partnership with NGO's MADAGASCAR SMS broadcasts to all Telma behalf of the President's Office. Madagascar Hilfe and Un Enfant Par la employees on preventive measures Main). as well as messages of gratitude and SENEGAL • Awareness campaign in the Bekopaka encouragement. • Broadcast information from the region in partnership with UNESCO. Ministry of Health and Social Welfare to all Free Senegal subscribers via SENEGAL SMS. COVID-19 response fund. • Implemented a USSD service about • Contracted to provide call-centre information on prevention (partnership service. with Lafricamobile). • Contributed to national communication • Free access to coronavirus-related budget. websites. TOGO • SMS broadcasts • Information-sharing via social media, company website and emails. • Shared the link to the country's COVID- tracking and information website with all clients via SMS. COMOROS • Deployed a free hotline number. • Managed SMS information-sharing campaign on the Ministry of Health and health authorities' behalf. 60 61
O UR F L AG SH I P PR OJE C T S COVID Response CREATED ADAPTED PRODUCTS DONATIONS NEW HR POLICIES HSE PROTOCOLS SDG AND SERVICES Initiatives to limit MADAGASCAR • Promoting remote/electronic banking MADAGASCAR • Donation of 6,000 boxes of ALL COUNTRIES Implementation of far-reaching ALL COUNTRIES FOR THE PUBLIC: transmission solutions such as BNI-NET. Hydroxychloroquine to the Malagasy contingency & continuity plan: • Publishing information about Government, enough to treat up to preventive measures. • P romoting MVOLA mobile-money 2,000 patients. The donation was • Authorisation for leaves. • Steps taken to protect clients in bank services to limit cash transactions, distributed to hospitals dedicated to • Implementation of remote-work/work- branches, shops and fuel stations that reduce customers' need to travel and treating coronavirus. from-home for part of the group's remained open to the public. queue at brick-and-mortar locations. • Distribution of personal-sanitation kits. personnel. • COVID task force set up. • Majunga: distributed 10,000 Hygiene • Adjustments made to work hours. SENEGAL Kits (partnership with ANTSIKA JIABY) • Organised quarantine for at-risk FOR EMPLOYEES: • Campaign to promote the use of Free association. co-workers (recently travelled or MADAGASCAR Money. • Distributed a further 12,000 kits across participated in events with over 50 • Implemented a protocol to manage 18 villages in the Mahazaza province. attendees). patient care for suspected cases COMOROS • Reorganised workspaces in line with (in close collaboration with OSTIE, • Removed all fees for cash transfer SENEGAL social-distancing protocols. Anosiala CHU and the DVSSER). and remittance operations made via • Financial contributions to the • Organised transport shuttles that • Provided all employees with PPE MVOLA. disinfection of public places respected social-distancing and (masks, sanitizer, thermometers for • 50% bonus on purchase of MVOLA (partnership with National Hygiene health protocols for AXIAN personnel temperature screening). offers. Service). that worked as part of the group's • Strict enforcement of public-health • Donations of PPE and telephones requisition by the government. and social-distancing measures at all (Ministry of Health and Social Welfare) • Dispatching of PPE and sanitiser to all AXIAN locations. personnel. • Disinfection of workspaces and TOGO shuttles. • Financial contribution to National MADAGASCAR • JOVENA: support for any emergency Solidarity Fund. Distribution of COVID Organic (CVO) care, purchase of medication and for employees wishing to follow said oxygen bottles, distribution of COMOROS treatment. paracetamol and masks for families, • Donations of telephones and free creation of a toll-free hotline for calling to the Scientific Committee employees. that spearheaded the country's COVID response. Logistical Solutions MADAGASCAR BNI: Opened up BNI-NET electronic MADAGASCAR Provide employees with transport to Reduce banking services to all customers. facilities that comply with public-health Unnecessary MVOLA: promoted the use of cash transfers and mobile-money services. and social-distancing measures. Travel TELMA SERVICES: Launched a web- based credit loading tool. Jovena Drive: Gave small-scale producers a safety net by allowing them to order vita Malagasy products during lockdown. JOVENA: Tasked with maintaining fuel- station services and energy production/ distribution. 62 63
O UR F L AG SH I P PR OJE C T S COVID Response OFFERING ADAPTED PRODUCTS AND OFFERING ADAPTED PRODUCTS AND DONATIONS SDG SERVICES SERVICES Improving lifestyle ALL COUNTRIES ENTIRE GROUP: In order to stay in touch SENEGAL Donated free internet for inpatients ALL COUNTRIES Provided encouragements and and providing with loved ones, the group committed to (Ministry of Health and Social Welfare). motivation to AXIAN staff who continued comfort during maintaining telecommunications, energy to work during difficult periods. lockdowns and financial services. MADAGASCAR Promotions on usual offers (voice, SMS, TELMA: Meal contributions to help internet, mobile money). employees who reported to work as part of the company's requisition. TELMA: Partnered with other telcos to offer reduced SMS across networks at 10 ar per SMS instead of 120. Actions taken to MADAGASCAR CONNECTEO: Set up the hotline 813 to address Increasing render assistance to battered women. domestic violence TELMA: Set up the hotline 813 to render against women assistance to battered women. during lockdowns Solutions to Curb MADAGASCAR TELMA: Promoted Telma's internet offer MADAGASCAR • Partnership with startup and incubator COVID's Impact as a best-in-class support for remote- client Laza-Adina to deploy their on the Education schooling/homeschooling. educational platform at reduced Sector NEXTA: Solicited startup and incubator client Laza-Adina to deploy their cost: pilot project launched with 350 AKAMASOA students to help prepare educational platform at reduced cost to for BEPC and another 90 students to help prepare students for CEPE, BEPC, prepare them for BACC exams. and BACC in schools affiliated with the • Financial contribution to radiowave IPT program. emissions project to ensure continuity in the educational sector, in partnership SENEGAL with UNESCO and MENEPT + Free 4G+ modem rental with contracts + participate in tests by selecting and tripled data. equipping chosen test households to provide feedback. TOGO • Launched 4G+ (4G+ SIMs + 2 GB data SENEGAL free). • Free access to learning websites for • “Hot Spot” telephone offer: telephone + students and parents who are FREE data package advertised digitally and subscribers (Ministry of Education). in-store. 64 65
O UR F L AG SH I P PR OJE C T S COVID Response OFFERING ADAPTED PRODUCTS AND NEW HR POLICIES SDG SERVICES Actions to Avoid ALL COUNTRIES Continuity in payments to suppliers ALL COUNTRIES Mandated preservation of jobs: or Mitigate The and partners at a normal rate. • No layoffs. Impact of Business • Businesses to continue operating as normal Closures MADAGASCAR TELMA: Promoted Telma's internet (remote work during lockdown, etc.). services as best-in-class work-from- home solution. NEXTA: Continued to support incubated companies and the country's entrepreneurial community: • Incubated company “Green & KOOL” launched “alt soap” project—collected used cooking oil from restaurants to make environmentally-friendly soap. • Launched “AMI Vita Malagasy”, an initiative in partnership with JOVENA and supported by MICA—call-to-tender for entrepreneurs to submit business plans for eligible products and services to be brought to market. SENEGAL • Remote-working solutions: Free modem + 1.5 times normal data allowance on 100 GB FREE Business offer. TOGO • Remote working solutions: CAFEYN offer, send 1 SMS to enjoy access to CAFEYN. • Relaxed eligibility criteria for subscription. • Communications campaign on remote- working and mobile-money on social media, in the press and in-store. 66 67
O UR F L AG SH I P PR OJE C T S COVID Response OFFERING ADAPTED PRODUCTS AND DONATIONS SDG SERVICES Solutions to Combat MADAGASCAR BNI: 3-month moratorium on all MADAGASCAR Distributed basic food supplies Financial Hardship repayments: for homeless people, as well as • Pushed back the next 3 repayments incarcerated women and children: due for all consumer loans and home • 10 tons of rice and 200 blankets loans for clients facing a risk of partial donated to the Antananarivo or technical unemployment. municipality. • Deferred repayment schedule for • 14 50-kilogram bags of rice medium to long-term financing or delivered to the prison weekly: renegotiating of more favourable credit 4 for 84 juvenile inmates and 10 facilities for corporate clients who for the incarcerated women. were impact by the COVID-19 crisis. • A toy and clothes drive organised MVOLA: Promoted relevant services by Kids Academy and Park Life as usual, such as MVOLA Avance and in partnership with the AXIAN mobile-money transfers. Foundation. SENEGAL • Elimination of all fees for contacting all essential-service providers. • Free recharges (all service fees eliminated) when recharging phone balances via Free Money. TOGO • Free use of TMoney services: transfers, deposits, credit recharge for prepaid, payment of bills and purchases ; eliminated commission to be paid by merchants for payments received via TMoney. • Increased limits for monthly use and one-time recharge. COMOROS • 20% bonus on 2TàMoi recharges. Logistical and MADAGASCAR Used FIRST IMMO headquarters as Infrastructure Support a depot for medication and basic In COVID Response food supplies to be distributed as charitable donations. 68 69
O UR F L AG SH I P PR OJE C T S Cluster-by-cluster: our Flagship Projects. TELECOMS CLUSTER This part of the report presents cases per cluster of positive impact generated by the AXIAN Group and its energy, telecoms, real estate, open innovation & fintech and finance clusters. Value Chain-wide Digital Inclusion Made Possible ENERGY CLUSTER by the Let's Connect Cluster Let's Renew Energy's New Energy Deal The Let's Connect cluster's mission is to give people access to secure and accessible time, it favors the creation of new uses such as telemedicine, e-education or industry 4.0 while telecom and digital services. This sector's promoting high-speed connectivity, financial The Let’s Renew Energy cluster has a mission: energy accessible to all by way of adapted contribution to social and economic growth inclusion or adapted technological solutions for to make energy accessible to the greatest products and services—Axian has partnered with over the years is undisputed and as such, companies. number by offering products and services Freenlight to supply solar energy at minimum AXIAN continues to work towards Africa's that meet the everyday needs of all. This cost to over 80% of the Malagasy population digital transformation across the entire value Let's Connect accelerates access to is critical to responding to the challenge of covered by our mobile networks via MBALIK, a chain. affordable mobile and digital services across energetic transition. For the AXIAN Group, household-energy system that is available to its area of operation. energy's New Deal is today. all who are connected to a large distribution The Let's Connect cluster makes impactful network. It is available both in urban and remote investments in telecoms infrastructure to By reaching 80% population coverage in To respond, we must first expand access to rural areas. Using fintech solutions, notably a bolster competition in the sector so as to Madagascar, or investing 245 million euros in renewable energy across the continent. That is mobile payment solution, MBALIK will expand drive digital evolution across Africa. Togo to future-proof Togocom's networks, Let's Let's Renew Energy's promise as Madagascar's access to cleaner energy for households across Connect addresses societal digital needs and top solar-energy producer. That status was Madagascar. AXIAN has increased internet speeds for contributes to the growth of mobile internet only conferred upon us after projects that some 25 million internet users through its connectivity by continuing to expand coverage. demanded many strategic investments and Today, offering clean energy is no longer enough investments in telecoms infrastructure, such Thanks to a retail network that covers all areas partnerships; such as, for example, the solar plant to combat climate change—it is time for us to as the laying of 50,000 kilometers of fiber- that the cluster operates in—from urban areas in Ambatolampy, which is the Indian Ocean's begin the process of implementing carbon-free optic cable (Eassy, METIS, and 2Africa) and to the most isolated rural areas—, the Let's largest with an installed capacity of 20 MW operations. We try to do this on an everyday its presence across several internet hubs, Connect cluster acts to bolster smartphone produced from 73,000 solar panels. Through basis by reducing our CO2 emissions and namely London, Paris and Johannesburg. penetration while also promoting more WeLight, AXIAN now allows 18,000 inhabitants reducing our negative impact. For example, we Concurrently, Towerco of Africa offers active competitive phone bundles. of 23 remote villages across Madagascar access launched a solar-energy project and installed and passive infrastructure-sharing packages to electricity that is clean and reliable. This solar panels such that that 40% of our bank such as NetCos, or even Stellar-IX, a company represents 3,000 households and entrepreneurs, branches are 100% powered by solar energy. that specialises in the construction and 1,200 becoming economically-active and 600 The same is true of 15% of our fuel stations. Our management of data centers. The Let's Connect gaining extra time to work. WeLight gives headquarters in Antananarivo are also 100% cluster is a force for digital inclusion in Africa's these inhabitants over nine hours of electricity solar-powered thanks to solar panels that were communities. frequently and over 300 businesses now enjoy installed to reduce our emissions by as much as the benefits of electricity. 200 tons of CO2 per year. The Let's Connect cluster brings to market next-gen mobile connectivity to redefine The Volobe project will be one of the country's In 2020, 1,800 of our telecom towers across technology and entrepreneurship in most important electrical-production sites, with Africa became solar-powered. This is a long- countries where it operates. an installed capacity of 120 MW and production term commitment for Let's Renew Energy, who— estimated at 750 GW hours per year. In 2025, in surprisingly—transitioned into this sector from Let's Connect brings tomorrow's technology will fully take over from HFO electrical production oil and gas. In 2010, 100% of the AXIAN group's to market and contributes to Africa's digital and will supply electricity to over two million electricity consumption came from fossil fuels, revolution. As the first-ever mobile-network people living across the Toamasina province and now 65% of our electricity consumption is operator in Africa to deploy commercial-scale and the Antananarivo network. It will drastically sourced from renewables. We are continuing our 5G with Telma Madagascar, and in West reduce the marginal cost of producing electricity progress in this field to ensure that by 2030, our Africa with Togocom, AXIAN acts to boost the for JIRAMA and will dramatically increase electrical consumption will be 100% carbon-free. development of African digital hubs while renewables' share of Madagascar's energy mix. positioning ourselves to become a role model To take concrete steps in its mission—making of all things digital and innovation. At the same 70 71
O UR F L AG SH I P PR OJE C T S Cluster-by-cluster: our Flagship Projects. FINANCE CLUSTER O P E N I N N O VAT I O N & F I N T E C H Sustainable Finance by the The Pan-African development of Mobile Let's Access Finance Cluster Money by Let's Create Large portions of developing countries' The results speak for themselves after As the world invariably marches forward, and create more opportunities for the continent's economies remain informal, and as such, one year in operation: 28.63 billion ariary AXIAN's Let's Create cluster has taken a leading most vulnerable community members. access to basic banking services such as disbursed to over 2,460 clients—53% of them role in transforming and reimagining our savings, credit and insurance are limited. women, over 590 farmers to augment their economies to make them more inclusive and In line with this, AXIAN and Orabank recently Now, AXIAN has used several projects farming and 35 clients who were financing more innovative. One of the key points in this partnered to accelerate financial inclusion and initiatives to position itself as a great their transition to renewable energy leadership role has been this cluster's role in across Africa. Both parties will leverage cutting- facilitator of access to banking services production. developing African fintech, most notably mobile edge technology to create innovative financial for all. money. services (e-money, mobile financial services, This commitment from the Let's Access online nano-savings) that are purpose-built to For example, BNI MADAGASCAR is the Finance cluster of the group also means Since 2010, Telma Madagascar has developed help the most impoverished members of Africa's top-ranked bank in the country in terms seeking bold partners and subscribing to its proprietary mobile-money service MVOLA, communities. This level of integration will allow of digitising their banking services. Our ambitious investment funds. As part of our which now has over 6 million users. Since 2018, it branches and subsidiaries of the Orabank group investments have also made it the country's strategy to support development while has become a pillar of support for e-governance to partner with various mobile-money operators bank that has the largest network of brick- also diversifying throughout Africa, AXIAN and for charity/philanthropy projects by NGOs to create high-quality digital financial services. A and-mortar locations. AXIAN and its first-rate invested several large impact-investment that operate across Madagascar. We are proud pilot project for this is already underway in Togo: financial partner opted for a strategy that funds: Adenia Capital IV, ECP IV, Partech to work every day to help channel assistance to Orabank Togo and Togocom will soon launch the emphasises development while promoting Africa, Ametis, ADPIII, Actis Energy 5 or the most vulnerable members of our communities. Mbanking service. access to banking services, supports even MIARAKAP, Madagascar's first-ever During 2020, which was most notably entrepreneurship and supports our corporate investment fund dedicated to supporting punctuated by the COVID-19 epidemic, it was The group recently launched FINTEKO, an entity clients' growth. As a universal bank, BNI Malagasy VSEs and SMEs. an easy decision to partner with the Malagasy into which all fintech activities will be centralised. MADAGASCAR hopes to promote financial government to transfer financial assistance FINTEKO will deploy its services across the inclusion by offering innovative savings via MVOLA to the most vulnerable households. continent during the 2nd trimester of 2021. The and credit solutions that are tailormade to The TOSIKA FAMENO program is the best first countries to benefit will be in the regions of every client's needs. To further evidence this example of this: as a partner of the Government Sub-Saharan and West Africa. commitment, BNI MADAGASCAR disbursed of Madagascar and various sponsors, MVOLA the most credit facilities to SMEs and micro- transferred over 22 billion ariary to roughly enterprises. 110,000 households. AXIAN and BNI also launched KRED, an As a pioneer, learned to leverage both its innovative microfinance program that gives telecoms and banking expertise to create Malagasy SMEs and VSEs a purpose-built efficient and accessible services. Today, this hybrid between digital and financial services. " KRED IS AN INNOVATIVE expertise has been replicated across many key It also benefits from a partnership with MICROFINANCE SOLUTION markets for Axian, namely in Togo with Tmoney MVOLA, AXIAN's mobile-money operator THAT OFFERS MALAGASY VSES as well as Senegal with Free Money. in Madagascar, which effectively makes it AND SMES A PURPOSE-BUILT unique in Africa: it is a digital microfinance HYBRID OF DIGITAL AND MOBILE The AXIAN group's Open Innovation & Fintech bank that gives clients access to financial SERVICES. " cluster understands that digital transformation services while eliminating the need to travel. is a major contributor to economic growth and we are committed to ensuring that financial services across Africa create are more useful to 72 73
You can also read