Ivy Tech Community College Open Enrollment 2021 - Full-Time Employees
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Ivy Tech Community College
Open Enrollment – 2021
Full-Time Employees
Open Enrollment is October 28 – November 11 Highlights • Passive enrollment* • No increases to annual premiums • Focus on preventive care • Value-add programs • Payroll frequency change *Flex plans must be re-elected
Medical/Pharmacy Plan Program Summary
Medical/Pharmacy
Overview:
Standard PPO and Choice HDHP
What do the Plans have in common? Tobacco User Additional Premium
• Self-funded plans Tobacco users (including smokeless
tobacco, e-cigarettes, and vapor) will be
• Anthem Blue Access Network charged $500 in additional premium.
• CVS Caremark as Pharmacy Benefit Successful completion of the QuitNow
Manager program will result in the removal of the
• Preventive Care additional premium and refund of premium
already paid. Program must be complete by
• Live Health Online 12/1/2021 to get a refund of premium already paid.
• Sydney Health App Note: If you completed the QuitNow program in 2020, but
• Anthem MyStrength identify as a tobacco user in 2021, you will be required to
complete the QuitNow program again in order to have premiums
• Anthem Healthy Lifestyles refunded.
**Beginning 1/1/2021, OneTouch will be the preferred
brand for diabetic meters and test strips. Current
users may have a prior use exemption for the first
six months of the plan year.New!
Sydney Health App My Health Dashboard – Your
• Anthem’s new app to help personalize personal guide to better health and
your health care experience
• Find care and check costs
wellbeing
• See your medical claims • Personalize your dashboard by selecting what is
• View and use digital ID cards important to you
• Pick an action plan
**Sydney Health will replace Castlight • Personalize that action plan
Health. Castlight will no longer be available
as of 1/1/2021. • Explore videos and articlesStandard PPO
• Copays for office visits and prescriptions 26 Pay 20 Pay
• Low dollar copays Employee Only $77.79 $105.02
Employee + Spouse $169.88 $229.33
• Eligible for General Purpose FSA
Employee + Child(ren) $150.08 $202.61
• College pays ~75% of total premium
Family $250.40 $338.04
Your share of the benefit costs will be deducted from your pay in equal
amount in the applicable pay periods in a program year. The College does
not prorate benefit deductions.
No annual premium increase!
20-pay faculty pay annual premiums over the course of the 9-month contract at an accelerated rate. This allows for continuation of coverage over the summer. Any premium or plan
change during open enrollment will require an additional rate adjustment at the beginning of 2021. Adjustment amounts will be communicated in early January.Choice HDHP
• No copays
• Pay out of your pocket at time of
service
• Eligible for Limited Purpose FSA
• College contribution to Health Savings
Account (HSA)
Your share of the benefit costs will be deducted from your pay in equal
• Expanded preventive medications list amount in the applicable pay periods in a program year. The College does
not prorate benefit deductions.
• College pays 90% of total premium
No annual premium increase!
20-pay faculty pay annual premiums over the course of the 9-month contract at an accelerated rate. This allows for continuation of coverage over the summer. Any premium or plan
change during open enrollment will require an additional rate adjustment at the beginning of 2021. Adjustment amounts will be communicated in early January.Health Savings
Account (HSA)
• Available to those enrolled in the Choice 2021 Contribution Limits
HDHP
• $3,600 for Individual
• Owned by you and is used to pay your • $7,200 for Family
qualified health expenses
• Partially funded by the College
• Your contributions are deducted on a
Administered by Chard Snyder
pre-tax basis
• Funds are portable
• Funds carry over from year to year. No
use it or lose it!
Eligibility rules apply – Check the Open Enrollment Guide or IvyBenefits for more details.
Contributions for Support and Administrative Staff will be taken from 25 pays.
Contributions for Faculty will be taken from 19 pays.BeLively Employee Wellbeing Program
Preventive care isn’t just for the medical
plan!
Preventive Care
Anthem Delta Dental
Getting regular checkups, screenings and Dentists are disease detectives! During routine checkups, dentists look at
shots can help you stay healthy and catch your mouth, head, and neck for signs and symptoms that point to more
serious health issues.
problems early.
The Delta Dental plan covers two preventive visits per year at in-network
Preventive care from an in-network doctor dentists at 100%!
is covered at 100%*
CVS Caremark
VSP Vision
Chronic diseases need to be managed over
a long period of time. Taking your Did you know that eye exams can help detect serious health
medication properly may lower your risk of conditions such as diabetes?
serious illness at a later time. The VSP Vision plan covers your annual wellness check with just a $15
Preventive medications are covered at copay!
100%!
*Must be coded as preventive by medical facility Not sure what preventive services you need?
https://www.publichealth.org/public-awareness/preventive-care-
schedule/Solera Health
Management
Program
Solera is a Diabetes Prevention Program Members who qualify can expect:
designed to help you lose weight and • Enrollment in your choice of lifestyle change program ($400
reduce your risk of developing type 2 value) at no cost
diabetes.
• Courses on nutrition and exercise, plus access to a health
coach
• Tools like a digital scale or Fitbit* for easy weight loss tracking
If you are currently participating in the • Potential to earn up to $150 in gift cards
program, you can reapply after 12 *see Benefits website for more information
months by retaking the quiz below.
Take the one-minute quiz at
solera4me.com/ivytech to see if you
qualify!Anthem Healthy
Lifestyles
This online program is available to help you Program highlights
adopt, manage, and reward a healthy
lifestyle. • 1:1 coaching unique to your goals
• Monthly challenges to earn points for prizes
This self-reporting tool focuses on stress • Track your health to earn “Green Days”
management, diet and nutrition, weight • Motivational content
management, and physical activity.Humana EAP
Life made easier
Employee Assistance Program (EAP) LifeCoach
The EAP offers short-term counseling to LifeCoach is a personalized, holistic coaching program that can help
help you and the members of your you identify and work toward achieving your personal and
household manage everyday life issues. professional goals including:
This benefit provides six (6) counseling Career satisfaction
sessions per issue per year with a licensed
professional. Financial management
Work-Life Programs Stress management
Work-Life offers extensive assistance, Work-life balance
information, and support to help you Relationships
achieve a better balance between life and
work and to help make things easier. Parenting
Communication skills
Life purpose and meaning
And much more!Your Money Line Through Your Money Line, you have access to a financial concierge team and an online dashboard that is unique to you! This benefit is available to all Ivy Tech employees and their immediate family living in the same household. Their service is focused on you and your unique needs!
Dental and Vision Plan Summaries
Delta Dental Plan
• Two provider networks available
• Use in- or out-of-network providers
• Preventive care is covered at 100% (in-
network)
• Orthodontia for dependent children
under 19
• Maximum calendar year benefit
(excluding ortho) is $1,500/person
No annual premium increase!VSP Vision Plan
• $15 copay for annual eye exam
• $20 copay for annual prescription
glasses lenses
• $130 allowance for prescription glasses
frames every other year
OR
• $130 allowance for contact lenses
annually (in-network)
VSP offers discounts on hearing aids and
• Diabetic Eyecare Plus Program Lasik surgery!
No annual premium increase!Flexible Spending Accounts Plan Summary
Flexible Spending
Accounts
General Purpose Spending Limited Purpose Spending Dependent Care
Account Account Account
• Annual Maximum is $2,750 • Annual Maximum is $2,750 • Annual maximum is $5,000
• Available to those NOT • Available to those enrolled in • Pay for childcare expenses for
enrolled in an HSA an HSA dependents under age 13 or
• Covered Expenses include: • Medical expenses CANNOT disabled dependent
• Medical, dental and vision be reimbursed from this • Funds must be contributed
expenses account prior to reimbursement from
• Prescriptions
• Covered Expenses include: the account
• Medical Supplies
• Dental and vision expenses
• Orthodontia
Contributions for Support and Administrative Staff will be taken from 25 pays.
Contributions for Faculty will be taken from 19 pays.FSA Carry-over
New Plan Year
Prior Plan Year Runout Period Spend and claim
up to $550 from
You have a balance Submit claims for
prior year plan
remaining at the prior year’s
year plus new
end of the year balance
plan year’s
elected amount.
Budget carefully! Elections must be made in advance
and can only be changed in limited circumstance!Life Insurance and Disability Plan Summaries
Short-Term and Long-
Term Disability
Disability coverage is designed to replace a • Short-Term Disability
portion of your income if you are unable to • Weekly benefit up to 60% of weekly earnings (up to $1000)
work for an extended period of time due to
a non work-related accident or illness. • 100% employee paid premiums
• Benefit Waiting Period for new enrollment
• Premiums are deducted after-tax
• Individual premium amounts can be
• Long-Term Disability
found in IvyBenefits • Monthly benefit up to 60% of monthly earnings
• Plans are administered through The • Premiums are shared between the employee and the College
Standard • EOI required for new enrollment
Those enrolled in Short-Term Disability will
see an annual premium decrease!Additional Life and
Dependent Life
Insurance
• Coverage is offered through The
Standard
• Additional Life • Dependent Life
• Maximum benefit of $700,000 (with • Flat dollar amount coverage
EOI)
• $10,000 for spouse
• Premiums vary by age and benefit • $5,000 for child(ren)
choice
• Premiums are deducted after tax
• Benefits are elected in $10,000
increments • EOI is required for new enrollment
• EOI is required for new enrollment and
increased benefit
College pays for Basic Life benefit of 1x annual
salary rounded to the next $1,000.Voluntary Benefits Boston Mutual and Identity Guard
Boston Mutual
• Whole Life Enrollers from SMBO are available to answer your
• Cash value earns tax deferred interest questions and help you enroll in your desired
• Catastrophic Loss rider coverage.
• Critical Illness
• Lump sum benefit
• Re-occurrence Benefit Benefits Call Center
• $75 Wellness benefit!
888-598-2040
• Accident
• Cash benefit depending on accident Monday – Friday
• Accidents must be off the job 8:00am – 6:00pm EST
• $50 health screening benefit!
All policies are individually owned and are offered
Guaranteed Issue for this Open Enrollment period. No
medical questions are required!TOTAL MONITORING PREMIER SERVICE
• Dark Web monitoring • Dark Web monitoring
• Authentication alerts • Authentication alerts
• Bank account monitoring • Bank account monitoring
Identity Guard • Credit monitoring (3 bureaus) • Credit monitoring (3 bureaus)
• Credit score (3 bureaus) • Credit score (3 bureaus)
New Enhanced Features!
• Fictitious identity monitoring • Risk assessment • Risk assessment
• Home title monitoring • Threat alerts • Threat alerts
• Credit and debit card monitoring • Geo-Location crime reporting • Geo-Location crime reporting
• Bank account transaction
• Sex offender alerts • Sex offender alerts
monitoring
• Retirement investment account • $1,000,000 Identity Theft insurance • $1,000,000 Identity Theft insurance
monitoring • Victim recovery specialist • Victim recovery specialist
• Student loan activity alerts
• Anti-Phishing • Anti-Phishing
• Address monitoring
• Criminal record monitoring • Credit report (3 bureaus)
• Sex offender monitoring • Social insights monitoring
• Security freeze assistance
• Cyber bullying
• 3-bureau annual credit reportClosing and Resources
IvyBenefits
Resources • IvyBenefits • Benefit Open Enrollment Guide • Benefits Website • Statewide Human Resources Team
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